How to Lend Money to Strangers

Epizode

• 
  AI-first and Shariah by design, with Rajesh Saxena (Intellect Design Arena) 23.07.2026 42min

  Intellect Design Arena are a global enterprise fintech leader helping financial institutions simplify complexity, modernise faster and create meaningful customer value. But, more than that, with design thinking at their core, they're a company that solves problems, from the ground up, for all flavours of financial services - and on today's episode, we're looking at their new eMACH.ai solution for Islamic Banking, purpose-built with end-to-end Islamic functionality to automate Shariah compliance and eliminate legacy barriers.Rajesh Saxena can be found on LinkedIn at https://www.linkedin.com/in/rajesh-saxena-033ab44/Rami Roukoss is there, too, at https://www.linkedin.com/in/rami-roukoss-85992066/Intellect Design Arena has its page at https://www.linkedin.com/company/intellect_design_arena/But you'll get all the details a lot quicker if you just head straight to their homepage at https://www.intellectdesign.com/You can connect with me on LinkedIn, too, at https://www.linkedin.com/in/brendanlegrange/Other friends of the show include:https://www.ogmara.com/ (customised risk management and analytic consulting)https://www.ontap.co.za/pages/hoedspruit-store-details (for all your Hoedspruit-based bathroom needs)https://flatwhiteorfoff.com/ (ask for anything other than a flat white, the answer is in the name)https://www.joinhumoni.com/ (helping international students find accommodation, work, and financial services on day one)https://www.haboomoney.com/ (making collections personalised, flexible and intelligent)https://beetlesense.ai (AI-powered day one pest detection for forestry)And since you like podcasts, I also co-create HAIghtened Senses with Christo van Zyl, which looks at the intersection between human senses and technology (and this week, flying cars)Keep well, Brendan Hosted on Acast. See acast.com/privacy for more information.
• 
  Solving big problems in innovative ways, with Waqas Javed (Bank of Punjab) 02.07.2026 52min

  Pakistan is massively underbanked, but those gaps are being closed faster than you might think, using a range of innovative solutions that range from traditional credit bureaus to satellite imagery to psychometric scorecards. In this episode, I'm with Waqas Javed, EVP for Data Analytics AI at the Bank of Punjab, talking about the vision behind, and the impact of, their drive to bring fair credit products to the people.You can find Waqas on LinkedIn at https://www.linkedin.com/in/wajaved/The Bank of Punjab is online at https://www.bop.com.pk/BoPBegini is at https://www.begini.co/ (and also via LinkedIn through James Hume, who helped set this one up: https://www.linkedin.com/in/james-hume-b8a4642/) You can connect with me on LinkedIn, too, at https://www.linkedin.com/in/brendanlegrange/And if you book your tickets for FinTechMeetup Europe, over at https://europe.fintechmeetup.com/home, we could meet in personOther friends of the show include:https://www.ogmara.com/ (customised risk management and analytic consulting)https://www.ontap.co.za/pages/hoedspruit-store-details (for all your Hoedspruit-based bathroom needs)https://flatwhiteorfoff.com/ (ask for anything other than a flat white, the answer is in the name)https://www.joinhumoni.com/ (helping international students find accommodation, work, and financial services on day one)https://www.haboomoney.com/ (making collections personalised, flexible and intelligent)https://beetlesense.ai (AI-powered day one pest detection for forestry)And since you like podcasts, I also co-create HAIghtened Senses with Christo van Zyl, which looks at the intersection between human senses and technology (and this week, flying cars)Keep well, BrendanThis is an interview I set up while at Money20/20 Asia. If you want to make similar connections at one of their global shows, you can get tickets at https://www.money2020.com/ Hosted on Acast. See acast.com/privacy for more information.
• 
  How to insure stuff for strangers, with Stan Ng 26.06.2026 52min

  We don't normally talk about insurance on here, but we've just published our 200th episode, so the rules no longer apply to us 🤣 But, also, we're not so different from our insuring cousins, who also need to make an upfront commitment of funds against some measure of risk.Stan Ng is my guide, and you can find him plu shis many ventures at https://www.linkedin.com/in/stan-ng-61228040/Aireka is there, too, of course https://www.linkedin.com/company/aireka-digital-transformation/ but you'll get to the details faster if you head straight to https://www.aireka.co.uk/The Passage is bridging insurtech experience and best practices across Asia, the UK and Europe. and you can find more about it here https://www.linkedin.com/company/the-passage-network/ You can connect with me on LinkedIn, too, at https://www.linkedin.com/in/brendanlegrange/And if you book your tickets for FinTechMeetup Europe, over at https://europe.fintechmeetup.com/home, we could meet in personOther friends of the show include:https://www.ogmara.com/ (customised risk management and analytic consulting)https://www.ontap.co.za/pages/hoedspruit-store-details (for all your Hoedspruit-based bathroom needs)https://flatwhiteorfoff.com/ (ask for anything other than a flat white, the answer is in the name)https://www.joinhumoni.com/ (helping international students find accommodation, work, and financial services on day one)https://www.haboomoney.com/ (making collections personalised, flexible and intelligent)https://beetlesense.ai (AI-powered day one pest detection for forestry)And since you like podcasts, I also co-create HAIghtened Senses with Christo van Zyl, which looks at the intersection between human senses and technology (and this week, flying cars)Keep well, Brendan Hosted on Acast. See acast.com/privacy for more information.
• 
  Bringing together multiple viewpoints, both in person and in data with Sanjib Kalita (Fintech Meetup and Guppy) 25.06.2026 37min

  Sanjib Kalita is one of the most recognisable faces in global fintech, and now one of the most recognisable voices in global fintech, too, so when I saw we were approaching 200 episodes, he was who I wanted to get on to mark the occasion. We talk about Sanjib's early career, his move into events, including what it has been like building Fintech Meetup, the Most Valuable Event in Fintech, and then, because Sanjib doesn't just talk the talk, we cover his own startup ventures, including why he created Guppy to transform the way in which consumers and businesses control and use credit data.You can learn more about Guppy at https://guppy.ai/Or start a personal conversation with Sanjib on LinkedIn at https://www.linkedin.com/in/sanjibkalita/You can connect with me on LinkedIn, too, at https://www.linkedin.com/in/brendanlegrange/For more about FinTechMeetup Europe, head to https://europe.fintechmeetup.com/homeOr go to https://fintechmeetup.com/home if you're one of our many American listeners https://fintechmeetup.com/homeSanjib is also the host of FinTech Talks, the official podcast of Fintech Meetup https://www.youtube.com/watch?v=KZr40NaBssc&t=3sOther friends of the show include:https://www.ogmara.com/ (customised risk management and analytic consulting)https://www.ontap.co.za/pages/hoedspruit-store-details (for all your Hoedspruit-based bathroom needs)https://flatwhiteorfoff.com/ (ask for anything other than a flat white, the answer is in the name)https://www.joinhumoni.com/ (helping international students find accommodation, work, and financial services on day one)https://www.haboomoney.com/ (making collections personalised, flexible and intelligent)https://beetlesense.ai (AI-powered day one pest detection for forestry)And since you like podcasts, I also co-create HAIghtened Senses with Christo van Zyl, which looks at the intersection between human senses and technology (and this week, flying cars)Keep well, Brendan Hosted on Acast. See acast.com/privacy for more information.
• 
  Empowering financial access for Iceland, the Baltics, and beyond, with Hrefna Sigfinnsdottir and Elari Tammenurm (Creditinfo) 24.06.2026 1h 1min

  Operating in over 40 countries across three continents, Creditinfo is a trusted partner in driving financial inclusion, enhancing credit access, and supporting economic growth in one of the most diverse mixes of markets I know of. You can learn all about Creditinfo on their homepage: https://www.creditinfo.com/ (or follow the links to any one of the regional sites).Creditinfo are on LinkedIn, too, at https://www.linkedin.com/company/creditinfo-group/But for a more personal touch, reach out to Hrefna at https://www.linkedin.com/in/hrefna-sigfinnsdottir-78473b185/ or Elari at https://www.linkedin.com/in/elaritammenurm/You can connect with me on LinkedIn, too, at https://www.linkedin.com/in/brendanlegrange/Other friends of the show include:https://www.ogmara.com/ (customised risk management and analytic consulting)https://www.ontap.co.za/pages/hoedspruit-store-details (for all your Hoedspruit-based bathroom needs)https://flatwhiteorfoff.com/ (ask for anything other than a flat white, the answer is in the name)https://www.joinhumoni.com/ (helping international students find accommodation, work, and financial services on day one)https://www.haboomoney.com/ (making collections personalised, flexible and intelligent)https://beetlesense.ai (AI-powered day one pest detection for forestry)And since you like podcasts, I also co-create HAIghtened Senses with Christo van Zyl, which looks at the intersection between human senses and technology (and this week, flying cars)Keep well, BrendanThis interview was set up by Red Lorry Yellow Lorry, B2B tech PR and marketing from industry specialists who know what they’re doing and care about the results. If you want to get on shows like mine, you can contact them at https://www.rlyl.com/uk/ Hosted on Acast. See acast.com/privacy for more information.
• 
  Fraud prevention & AML compliance, with Nauman Abuzar (SEON) 23.06.2026 28min

  From fake accounts to payment fraud, SEON’s AI platform connects 900+ first-party data signals to enrich data and provide context for action-taking, all in one place. You can read more about how they do that on their homepage: https://seon.io/They're also on LinkedIn, of course, at https://www.linkedin.com/company/seon-tech/As is this show (https://www.linkedin.com/company/how-to-lend-money-to-strangers/) and I (https://www.linkedin.com/in/brendanlegrange/)Or reach out directly to Nauman at https://www.linkedin.com/in/naumanabuzar/ and tell him you heard this interview hereYou can connect with me on LinkedIn, too, at https://www.linkedin.com/in/brendanlegrange/Other friends of the show include:https://www.ogmara.com/ (customised risk management and analytic consulting)https://www.ontap.co.za/pages/hoedspruit-store-details (for all your Hoedspruit-based bathroom needs)https://flatwhiteorfoff.com/ (ask for anything other than a flat white, the answer is in the name)https://www.joinhumoni.com/ (helping international students find accommodation, work, and financial services on day one)https://www.haboomoney.com/ (making collections personalised, flexible and intelligent)https://beetlesense.ai (AI-powered day one pest detection for forestry)And since you like podcasts, I also co-create HAIghtened Senses with Christo van Zyl, which looks at the intersection between human senses and technology (and this week, flying cars)Keep well, BrendanThis interview was set up by FiveNot10, the B2B tech PR agency obsessed with simplicity. If you want to get on shows like mine, you can contact them at https://www.fivenot10.co.uk/ Hosted on Acast. See acast.com/privacy for more information.
• 
  Accessing your home equity, with Michael Gifford (Splitero) 22.06.2026 26min

  Home Equity Lines of Credit (HELOCs) have always made sense for borrowers, but when the Great Financial Crisis showed how contagion could undermine the pricing assumptions, they lost favour with American lenders. But they're back, redesigned, and stronger than ever. In this episode, I'm speaking with Splitero's CEO, Michael Gifford, a PropTech veteran who is helping families get the most out of their real estate by accessing their home equity. Michael is on LinkedIn at https://www.linkedin.com/in/michaeldgifford/Splitero is there, too, at But if you want the details, you may as well head straight to their homepage at https://www.splitero.com/You can connect with me on LinkedIn, too, at https://www.linkedin.com/in/brendanlegrange/Other friends of the show include:https://www.ogmara.com/ (customised risk management and analytic consulting)https://www.ontap.co.za/pages/hoedspruit-store-details (for all your Hoedspruit-based bathroom needs)https://flatwhiteorfoff.com/ (ask for anything other than a flat white, the answer is in the name)https://www.joinhumoni.com/ (helping international students find accommodation, work, and financial services on day one)https://www.haboomoney.com/ (making collections personalised, flexible and intelligent)https://beetlesense.ai (AI-powered day one pest detection for forestry)And since you like podcasts, I also co-create HAIghtened Senses with Christo van Zyl, which looks at the intersection between human senses and technology (and this week, flying cars)Keep well, BrendanThis episode was set up by Kirstin Robison from Pitch PR, a boutique firm specializing in national media for consumer and business-to-business companies. If you'd like to get onto shows like mine, reach out to them at https://pitchpublicrelations.com/ Hosted on Acast. See acast.com/privacy for more information.
• 
  It's private... but is it safe? With Nicolas Kipp (Credibur) 18.06.2026 46min

  The first rule of lending money to strangers is that it is always a little easier when you're lending out someone else's money! But if you're willing to put in some work, private credit offers HNW individuals a route to strong returns, and this is where today's guest enters the chat.Credibur helps non-bank lenders and their institutional capital providers manage debt facilities and portfolios in a structured, automated, and transparent way.Nicolas Kipp can be found on LinkedIn at https://www.linkedin.com/in/nicolaskipp/Creditbur is there, too, at https://www.linkedin.com/company/credibur/But you'll get all the details a lot quicker if you just head straight to their homepage at https://credibur.com/You can connect with me on LinkedIn, too, at https://www.linkedin.com/in/brendanlegrange/Other friends of the show include:https://www.ogmara.com/ (customised risk management and analytic consulting)https://www.ontap.co.za/pages/hoedspruit-store-details (for all your Hoedspruit-based bathroom needs)https://flatwhiteorfoff.com/ (ask for anything other than a flat white, the answer is in the name)https://www.joinhumoni.com/ (helping international students find accommodation, work, and financial services on day one)https://www.haboomoney.com/ (making collections personalised, flexible and intelligent)https://beetlesense.ai (AI-powered day one pest detection for forestry)And since you like podcasts, I also co-create HAIghtened Senses with Christo van Zyl, which looks at the intersection between human senses and technology (and this week, flying cars)Keep well, Brendan Hosted on Acast. See acast.com/privacy for more information.
• 
  The AI sales agent that is helping Indonesians get mortgages, with Ilya Kravtsov (Pillar Lab) 11.06.2026 47min

  Pillar is a vertical AI platform built for financial institutions, deploying product-aware AI sales agents that qualify leads, recommend the right financial products, and drive applications at scale - helping banks, lenders, and fintechs get more Indonesians into homes.We recorded this episode just as they were about to rebrand, so while we spoke about Ringkas, you'll now find everything you need to know over at https://pillarlab.ai/Ilya is on LinkedIn at https://www.linkedin.com/in/ilya-kravtsov-/As is Pillar at https://www.linkedin.com/company/pillarlab/I'm on LinkedIn, too, at https://www.linkedin.com/in/brendanlegrange/And if you want to get a sneak peek at some of what I'm working on, my website is currently being refreshed (even as some of the projects it mentions lag behind): https://www.brendanlegrange.com/Other friends of the show include:https://www.ogmara.com/ (customised risk management and analytic consulting)https://www.ontap.co.za/pages/hoedspruit-store-details (for all your Hoedspruit-based bathroom needs)https://flatwhiteorfoff.com/ (ask for anything other than a flat white, the answer is in the name)https://www.joinhumoni.com/ (helping international students find accommodation, work, and financial services on day one)https://www.haboomoney.com/ (making collections personalised, flexible and intelligent)https://beetlesense.ai (AI-powered day one pest detection for forestry)And since you like podcasts, I also co-create HAIghtened Senses with Christo van Zyl, which looks at the intersection between human senses and technology (and this week, flying cars)Keep well, BrendanThis is an interview I set up while at Money20/20 Asia, but they have shows around the world. If you want to make similar connections, you can get tickets at https://www.money2020.com/ Hosted on Acast. See acast.com/privacy for more information.
• 
  Flexible smartphone financing in Bangladesh, with Rafsun Faiz (SahajMobile) 04.06.2026 50min

  Rafsun Faiz is a former structured finance and credit investor, now turned fintech founder with SahajMobile - a smartphone financing platform that is expanding access to credit in South Asia. The world gets more digital every day, and that's as true in Dhaka as it is in DC, so SahajMobile's mission is to provide affordable access to cutting-edge smartphone technology for everyone in Bangladesh (and they're hiring, too, at https://www.sahajmobile.org/careers).Sahaj Mobile is at home on the internet at https://www.sahajmobile.org/Or find them on LinkedIn at https://www.linkedin.com/company/sahajmobile/ and on Facebook at https://www.facebook.com/SahajMobileBDYou can reach out to Rafsun directly on LinkedIn using https://www.linkedin.com/in/rafsunfaiz/I'm on LinkedIn, too, at https://www.linkedin.com/in/brendanlegrange/And if you want to get a sneak peek at some of what I'm working on, my website is currently being refreshed (even as some of the projects it mentions lag behind): https://www.brendanlegrange.com/Other friends of the show include:https://www.ogmara.com/ (customised risk management and analytic consulting)https://www.ontap.co.za/pages/hoedspruit-store-details (for all your Hoedspruit-based bathroom needs)https://flatwhiteorfoff.com/ (ask for anything other than a flat white, the answer is in the name)https://www.joinhumoni.com/ (helping international students find accommodation, work, and financial services on day one)https://www.haboomoney.com/ (making collections personalised, flexible and intelligent)https://beetlesense.ai (AI-powered day one pest detection for forestry)And since you like podcasts, I also co-create HAIghtened Senses with Christo van Zyl, which looks at the intersection between human senses and technology (and this week, flying cars)Keep well, BrendanThis is an interview I set up while at Money20/20 Asia, but they have shows around the world. If you want to make similar connections, you can get tickets at https://www.money2020.com/ Hosted on Acast. See acast.com/privacy for more information.
• 
  Taking digital lending across Laos, village by village, with Tim Scheffmann (LTS Ventures) 28.05.2026 43min

  With 10,000 transactions processed a day across 900+, often remote, villages, LTS Ventures is one of the more impactful operations I've had the pleasure of featuring on this show. But when you build the digital infrastructure needed for core banking, you're also building an ecosystem of trust and technology that other innovators can leverage in the future, so the incredible work already being done is just the start of a financial inclusion explosion in Laos (and beyond).You can learn more about LTS Ventures and their village banking solutions at https://www.ltsventures.com/Or reach out to Tim directly on LinkedIn at https://www.linkedin.com/in/scheffmann/I'm on LinkedIn at https://www.linkedin.com/in/brendanlegrange/Please also follow, share, and talk about the show using https://www.linkedin.com/company/how-to-lend-money-to-strangers/And if you want to get a sneak peek at some of what I'm working on, my website is currently being refreshed (even as some of the projects it mentions lag behind): https://www.brendanlegrange.com/Other friends of the show include:https://www.ogmara.com/ (customised risk management and analytic consulting)https://www.ontap.co.za/pages/hoedspruit-store-details (for all your Hoedspruit-based bathroom needs)https://flatwhiteorfoff.com/ (ask for anything other than a flat white, the answer is in the name)https://www.joinhumoni.com/ (helping international students find accommodation, work, and financial services on day one)https://www.haboomoney.com/ (making collections personalised, flexible and intelligent)https://beetlesense.ai (AI-powered day one pest detection for forestry)And since you like podcasts, I also co-create HAIghtened Senses with Christo van Zyl, which looks at the intersection between human senses and technology (and this week, flying cars)Keep well, BrendanThis is an interview I set up while at Money20/20 Asia, but they have shows around the world. If you want to make similar connections, you can get tickets at https://www.money2020.com/ Hosted on Acast. See acast.com/privacy for more information.
• 
  Crowdfunding the fintech revolution, with Leonard Burger 21.05.2026 1h

  Crowdfunding has always been an interesting option, but now, with AI changing how quickly and cheaply ideas can become startups, we're standing on the brink of a new golden age. I'm chatting to a crowdfunding veteran, go-to-market expert, startup advisor, and all-around fintech geek, Leonard Burger.You can find Leonard on LinkedIn at https://www.linkedin.com/in/leonardburger/But he has too many advisory roles to add here, so just go to https://lift.bio/burger if you want to reach out with something specific in mindI'm on LinkedIn at https://www.linkedin.com/in/brendanlegrange/Please also follow, share, and talk about the show using https://www.linkedin.com/company/how-to-lend-money-to-strangers/And if you want to get a sneak peek at some of what I'm working on, my website is currently being refreshed (even as some of the projects it mentions lag behind): https://www.brendanlegrange.com/Other friends of the show include:https://www.ogmara.com/ (customised risk management and analytic consulting)https://www.ontap.co.za/pages/hoedspruit-store-details (for all your Hoedspruit-based bathroom needs)https://flatwhiteorfoff.com/ (ask for anything other than a flat white, the answer is in the name)https://www.joinhumoni.com/ (helping international students find accommodation, work, and financial services on day one)https://www.haboomoney.com/ (making collections personalised, flexible and intelligent)https://beetlesense.ai (AI-powered day one pest detection for forestry)And since you like podcasts, I'm also co-create hAIghtened senses with Christo van Zyl, which looks at the intersection between human senses and technology (and this week, flying cars)Keep well, Brendan Hosted on Acast. See acast.com/privacy for more information.
• 
  Expanding the Agentic AI use case, with Daniel Yoo (Finmate AI) 14.05.2026 39min

  The team that pioneered AI-powered workflows for financial advisors, are now sharing their knowledge of agentic AI systems with the industry as a whole. If you've played around with Claude Code, you'll know how much you can now do with just an idea and some well-thought-out prompts... but you'll also know that there are still limits. Building a bank ready system requires more than just code, it needs experience and that's what they can bring. Finmate AI is at home on the internet at, not surprisingly, https://finmate.ai/They're also on LinkedIn at https://www.linkedin.com/company/finmate-ai/Look for Daniel there, too, with one of the cooler profile pictures on the site: https://www.linkedin.com/in/smyoo/I'm there, too, at https://www.linkedin.com/in/brendanlegrange/Please also follow, share, and talk about the show using https://www.linkedin.com/company/how-to-lend-money-to-strangers/Oh, and if you remember Suren Rastogi from episode 174 of this show, the Kickstarter for Burnout is ending this week. Already oversubscribed many, many times over, this is your chance ot snap it up at launch prices.Other friends of the show include:https://www.ogmara.com/ (customised risk management and analytic consulting)https://www.ontap.co.za/pages/hoedspruit-store-details (for all your Hoedspruit-based bathroom needs)https://flatwhiteorfoff.com/ (ask for anything other than a flat white, the answer is in the name)https://www.joinhumoni.com/ (helping international students find accommodation, work, and financial services on day one)https://www.haboomoney.com/ (making collections personalised, flexible and intelligent)https://beetlesense.ai (AI-powered day one pest detection for forestry)And since you like podcasts, I also co-create hAIghtened senses with Christo van Zyl, in which looks at the intersection between human senses and technology (and this week, flying cars)Keep well, BrendanThis episode was set up by Sabrina Campbell from PodcastTalentForYou, if you'd like to get onto shows like mine, reach out to her at sabrina @ podcasttalentforyou.com Hosted on Acast. See acast.com/privacy for more information.
• 
  Coaching beyond the models, with Marc Gaudart (Trent Advisory Services) 07.05.2026 46min

  Models are important and all, but you don't build great businesses by building great models, you build great businesses by building great people - because great people build the right models and leverage them strategically. To better understand the challenges facing credit risk leaders today, Marc Gaudart and Elizabeth Reed surveyed leaders from large global banks, growing fintechs, and specialist service providers, and presented the results at The University of Edinburgh's Credit Scoring and Credit Control Conference.Key takeaway: technical excellence is essential, but today’s credit risk leaders also need:·       🤝 Interpersonal effectiveness·       🗣️ Business-focused communication·       🌐 Stakeholder engagement·       🎯 Strategic perspective with a business-wide focus·       🌱 Ability to build resilient teams for a rapidly evolving, AI-driven worldYou can find Marc on LinkedIn at https://www.linkedin.com/in/marc-gaudart-168339/ Trent Advisory Services is there, too, at https://www.linkedin.com/company/trent-advisory-services/I'm on LinkedIn at https://www.linkedin.com/in/brendanlegrange/Please also follow, share, and talk about the show using https://www.linkedin.com/company/how-to-lend-money-to-strangers/And if you want to get a sneak peek at some of what I'm working on, my website is currently being refreshed (even as some of the projects it mentions lag behind): https://www.brendanlegrange.com/ Oh, and if you remember Suren Rastogi from episode 174 of this show, the Kickstarter for Burnout went live a week or so ago and is already massively oversubscribed. Head on over, take a look at the final product, and if it appeals to you, order your copy - mine's already in the production queue.Other friends of the show include:https://www.ogmara.com/ (customised risk management and analytic consulting)https://www.ontap.co.za/pages/hoedspruit-store-details (for all your Hoedspruit-based bathroom needs)https://flatwhiteorfoff.com/ (ask for anything other than a flat white, the answer is in the name)https://www.joinhumoni.com/ (helping international students find accommodation, work, and financial services on day one)https://www.haboomoney.com/ (making collections personalised, flexible and intelligent)https://beetlesense.ai (AI-powered day one pest detection for forestry)And since you like podcasts, I'm also co-create hAIghtened senses with Christo van Zyl, which looks at the intersection between human senses and technology (and this week, flying cars)Keep well, BrendanMarcand Elizabeth first presented their findings at the University of Edinburgh's CRCC Conference, the call for papers of which ends this month, so head here quickly if you'd like to do the same: https://crc.business-school.ed.ac.uk/ Hosted on Acast. See acast.com/privacy for more information.
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  Lending without guessing, with Christo Georgiev (Lender Link) 30.04.2026 48min

  This episode was recorded live at Money20/20 in Bangkok, so first and foremost, a huge thanks to the team there that are always exceptionally professional. If it weren't for them, there is no way you'd be getting this episode just a day after it was recorded. Still, it's no substitute for being there, especially now with shows in Europe, Asia, America, and the Middle East, so head on over to https://www.money2020.com/ to get yourself a pass for the one closest to you.Earlier in my career, I spent 5 years flying in and out of Manila, helping to build the country's first comprehensive credit bureau... and then it seems, the very day I left, Christo Georgiev arrived on the local credit scoring scene wth a pioneering alternative data product. Years have passed and jobs have changed since then, but credit information in the Philippines is still dispersed across multiple ecosystems, and lenders and borrowers are both still paying the price. So, to put things right, Christo has spent the last year-and-a-half building LenderLink to aggregate and standardise credit data, and to make it available via a unified API. We'll be discussing Christo's path to this point; the Philippine lending landscape, then and now; the data gaps that still persist and how LenderLink will help to close them; and Christo's vision for the future.You can find Christo on LinkedIn at https://www.linkedin.com/in/christo-georgiev-40bb0156/LenderLink is at home at https://lenderlink.ph/I'm there, too, at https://www.linkedin.com/in/brendanlegrange/Please also follow, share, and talk about the show using https://www.linkedin.com/company/how-to-lend-money-to-strangers/Oh, and if you remember Suren Rastogi from episode 174 of this show, the Kickstarter for Burnout went live this week. Head on over, take a look at the final product, and if it appeals to you, order your copy - mine's already in the production queue.Other friends of the show include:https://www.ogmara.com/ (customised risk management and analytic consulting)https://www.ontap.co.za/pages/hoedspruit-store-details (for all your Hoedspruit-based bathroom needs)https://flatwhiteorfoff.com/ (ask for anything other than a flat white, the answer is in the name)https://www.joinhumoni.com/ (helping international students find accommodation, work, and financial services on day one)https://www.haboomoney.com/ (making collections personalised, flexible and intelligent)https://beetlesense.ai (AI-powered day one pest detection for forestry)And since you like podcasts, I'm also co-create hAIghtened senses with Christo van Zyl, which looks at the intersection between human senses and technology (and this week, flying cars)Keep well, BrendanFor more info on Money20/20 and their shows around the world, check out https://www.money2020.com/ Hosted on Acast. See acast.com/privacy for more information.
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  The house that bitcoin bought, with Josip Rupena (Milo) 23.04.2026 43min

  Life got in the way of my episode release schedule for a bit there, and so a few months have passed since I sat down with Josip Rupena to discuss crypto-backed mortgages. In the world of crypto, a few months can be a lifetime, and, in this case, not the easiest lifetime, and yet, Milo has just issued its largest single transaction ever: a $12 million crypto mortgage. The demand is real, from high net worth individuals buying homes with Bitcoin to clients tapping home equity to buy more, and, if anything, the recent dips in crypto prices reflect a story of growing resilience rather than one of growing volatility, and that's a very good thing for the industry.Jospi Rupena is the founder and CEO of Milo, a financial technology company and pioneer in crypto lendingYou can learn more about Milo at https://www.milo.io/Josip is on LinkedIn at https://www.linkedin.com/in/josiprupena/Milo is there at https://www.linkedin.com/company/startmilo/I'm there, too, at https://www.linkedin.com/in/brendanlegrange/Please also follow, share, and talk about the show using https://www.linkedin.com/company/how-to-lend-money-to-strangers/Oh, and if you remember Suren Rastogi from episode 174 of this show, the Kickstarter for Burnout is going live on the 21st of April, head on over, take a look at the final product, and if it appeals to you, order your copy - I didOther friends of the show include:https://www.ogmara.com/ (customised risk management and analytic consulting)https://www.ontap.co.za/pages/hoedspruit-store-details (for all your Hoedspruit-based bathroom needs)https://flatwhiteorfoff.com/ (ask for anything other than a flat white, the answer is in the name)https://www.joinhumoni.com/ (helping international students find accommodation, work, and financial services on day one)https://www.haboomoney.com/ (making collections personalised, flexible and intelligent)https://beetlesense.ai (AI-powered day one pest detection for forestry)And since you like podcasts, I also co-create hAIghtened senses with Christo van Zyl, in which looks at the intersection between human senses and technology (and this week, flying cars)Keep well, BrendanThis episode was set up by Kirstin Robison from Pitch PR, a boutique firm specializing in national media for consumer and business-to-business companies. If you'd like to get onto shows like mine, reach out to them at https://pitchpublicrelations.com/ Hosted on Acast. See acast.com/privacy for more information.
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  Empowered brokers sell better mortgages and better mortgages are, well, better for everyone, with James Tucker (Twenty7tec) 16.04.2026 35min

  Smarter advice leads to smoother lending, so today I am sitting down with James Tucker, CEO at Twenty7tec Group, talking about how his solutions, helps lenders maximise product visibility, streamline applications, and improve adviser engagement.James is on LinkedIn at https://www.linkedin.com/in/jamestuckeruk/?lipi=urn%3Ali%3Apage%3Ad_flagship3_feed%3BBdGz3l8tSXaaIkiaeaOlwQ%3D%3DTwenty7Tec is at https://www.twenty7tec.com/I'm there, too, at https://www.linkedin.com/in/brendanlegrange/Please also follow, share, and talk about the show using https://www.linkedin.com/company/how-to-lend-money-to-strangers/Oh, and if you remember Suren Rastogi from episode 174 of this show, the Kickstarter for Burnout is going live on the 21st of April, head on over, take a look at the final product, and if it appeals to you, order your copy - I didOther friends of the show include:https://www.ogmara.com/ (customised risk management and analytic consulting)https://www.ontap.co.za/pages/hoedspruit-store-details (for all your Hoedspruit-based bathroom needs)https://flatwhiteorfoff.com/ (ask for anything other than a flat white, the answer is in the name)https://www.joinhumoni.com/ (helping international students find accommodation, work, and financial services on day one)https://www.haboomoney.com/ (making collections personalised, flexible and intelligent)https://beetlesense.ai (AI-powered day one pest detection for forestry)And since you like podcasts, I'm also co-create hAIghtened senses with Christo van Zyl, in which looks at the intersection between human senses and technology (and this week, flying cars)Keep well, Brendan Hosted on Acast. See acast.com/privacy for more information.
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  How lenders are navigating volatility in 2026, with David Silverstein (Ned) 01.01.2026 47min

  Happy New Year! I'm in Tallinn, hopefully showing my South African nieces some snow, though this winter is staying stubbornly mild. Anyway, that's not why you're here. The flipping over of the calendar is also a great time to think of the year ahead, and the trends that might shape it - and that's exactly what I did with David Silverstein, founder and CEO of Ned, whose 'Beyond the Breaking Point' report describes how lenders are looking to navigate volatility and rebuild for 2026.Built for growth. Powered by cash flow. Ned's white-label platform transforms real-time financial data into faster credit decisions, smarter portfolio management, and more transparent borrower experiences. You can find them at home online at https://www.nedhelps.com/ David is on LinkedIn at https://www.linkedin.com/in/david-silverstein-b904a27b/ (or https://www.linkedin.com/company/nedhelps/)I'm there, too, at https://www.linkedin.com/in/brendanlegrange/Please also follow, share, and talk about the show using https://www.linkedin.com/company/how-to-lend-money-to-strangers/Friends of the show include:https://www.ogmara.com/ (customised risk management and analytic consulting)https://www.ontap.co.za/pages/hoedspruit-store-details (for all your Hoedspruit-based bathroom needs)https://flatwhiteorfoff.com/ (ask for anything other than a flat white, the answer is in the name)https://www.joinhumoni.com/ (helping international students find accommodation, work, and financial services on day one)https://www.haboomoney.com/ (making collections personalised, flexible and intelligent)https://beetlesense.ai (AI-powered day one pest detection for forestry)And since you like podcasts, I'm also co-create hAIghtened senses with Christo van Zyl, in which looks at the intersection between human senses and technologyKeep well, Brendan Hosted on Acast. See acast.com/privacy for more information.
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  How AI and behavioural economics can re-humanize financial services, with Diederick van Thiel (AdviceRobo) 18.12.2025 52min

  "We live in a world where AI is transforming everything, but the real opportunity isn’t in automation: it’s in reimagining systems around people." In today's episode, I'm speaking to Dr Diederick van Thiel, fintech entrepreneur, executive, academic, and, most recently, author of Brilliant Data, a call to leaders, innovators, and policymakers to create intelligent systems that don’t just think quickly, but also care deeply. "The future doesn’t belong to those with the most data. It belongs to those who understand it".Oh, and because Dr van Thiel is a fintech founder, too, we also discuss a range of other topics, including how AdviceRobo's personality-based credit scoring can open up new sectors and thus approve more loans than traditional methods.AdviceRobo is at https://advicerobo.ai/ and at https://www.linkedin.com/company/advicerobofixingglobalcredit/Find links to the book at https://advicerobo.ai/brilliant-data/ (or via my featured book page https://www.howtolendmoneytostrangers.show/recommended-reads)Connect with me on LinkedIn at https://www.linkedin.com/in/brendanlegrange/As is the show, please follow its page at https://www.linkedin.com/company/how-to-lend-money-to-strangers/ (once you have followed, look for the circle with the three dots in the header section, click that and then 'invite connections' and invite any of your colleagues who you think might like the contentCommercial partners include (when you click one of these affiliate links, I earn a small commission but you won't pay a cent more)ProtonVPN Browse privately with a community-owned secure VPN that safeguards your privacy. https://go.getproton.me/aff_c?offer_id=26&aff_id=12767Ogma Risk & Analytics: Customized risk management and analytic consulting for you https://www.ogmara.com/?utm_source=HTLMTS&utm_medium=banner&utm_campaign=OGMA+intro&utm_id=2501Friends of the show include: https://www.ontap.co.za/pages/hoedspruit-store-details (for all your Hoedspruit-based bathroom needs), https://www.joinhumoni.com, https://www.haboomoney.com/, and https://beetlesense.aiAnd since you like podcasts, I'm also co-create hAIghtened senses with Christo van Zyl, in which looks at the intersection between human senses and technologyKeep well, Brendan Hosted on Acast. See acast.com/privacy for more information.
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  Giving credit credit in the board room, with Marlize Buys (Most Probably) 11.12.2025 56min

  Data analytics is no longer an isolated and arcane backroom activity to be understood by only a handful of geeks, it's at the core of every successful lending business.For those of us that have grown up in data science, that's great news, but that rising prominence also means that a new audience must now come to terms with the implications of machine learning versus logistic regression scores, with gini coefficients and information values and bins and weights, etc. And that new audience is an important one: the Board. Marlize Buys started her career getting hands-on with credit scorecards, then she helped to build a lending business of her own, and now she is advising the boards of major banks with that particular transition.Marlize has been so busy optimising lending businesses that she hasn't quite got her website up and running, but Most Probably is on LinkedIn at https://www.linkedin.com/company/most-probably/ Or you can speak to her directly https://www.linkedin.com/in/marlizebuys/ I'm on LinkedIn, too, at https://www.linkedin.com/in/brendanlegrange/As is the show, please follow its page at https://www.linkedin.com/company/how-to-lend-money-to-strangers/ (once you have followed, look for the circle with the three dots in the header section, click that and then 'invite connections' and invite any of your colleagues who you think might like the contentYou can support the show by buying one of my guests via the affiliate links on my site (it doesn't cost you anything extra): https://www.howtolendmoneytostrangers.show/recommended-readsCommercial partners include (when you click one of these affiliate links, I earn a small commission but you won't pay a cent more)ProtonVPN Browse privately with a community-owned secure VPN that safeguards your privacy. https://go.getproton.me/aff_c?offer_id=26&aff_id=12767Ogma Risk & Analytics: Customized risk management and analytic consulting for you https://www.ogmara.com/?utm_source=HTLMTS&utm_medium=banner&utm_campaign=OGMA+intro&utm_id=2501Friends of the show include: https://www.ontap.co.za/pages/hoedspruit-store-details (for all your Hoedspruit-based bathroom needs), https://www.joinhumoni.com, https://www.haboomoney.com/, and https://beetlesense.aiAnd since you like podcasts, I'm also co-create hAIghtened senses with Christo van Zyl, in which looks at the intersection between human senses and technologyKeep well, Brendan Hosted on Acast. See acast.com/privacy for more information.