Digital Finance Analytics (DFA) Blog

Epizody

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  We Are Still Getting Poorer! 19.08.2026 10min

  The ABS released their Wage Price Index (WPI) for June 2026 today, and confirmed what my surveys already highlighted, in real terms, after inflation on average households are going backwards. But if you are working in the Government funded sector, you are doing better, and if you are living in South Australia, you are doing … Continue reading "We Are Still Getting Poorer!"
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  DFA Live Q&A HD Replay: Mapping Household Housing Pain (And Act Now To Save Our Freedom!) 18.08.2026 1h 35min

  In this edit of my live show I discussed our latest surveys, modelling and analysis, with a specific look at where the current risk hotspots for mortgage and rental stress are located. Robbie Barwick also joined for part of the show, were we discuss that horrific news that the Government and Opposition will join together … Continue reading "DFA Live Q&A HD Replay: Mapping Household Housing Pain (And Act Now To Save Our Freedom!)"
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  Its Edwin’s Monday Evening Property Rant! 17.08.2026 1h 11min

  Yes, Edwin is back for another swim through the property market deeps, as we look at the latest statistics, emerging trends and more questions for those in charge. Are there signs of a change in Brisbane markets, despite falls elsewhere, and how wil the gap between new build prices, existing property and rentals be squared. … Continue reading "Its Edwin’s Monday Evening Property Rant!"
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  More Households Ride The Pain Train! 16.08.2026 21min

  The bad news keeps coming for households in the mortgage and rental sectors across the country. So today we pick apart the latest analysis, and also cover the latest auction clearance results from the weekend. Truth is first time buyers, property investors and others are on the sidelines, as the pressure builds. And join us … Continue reading "More Households Ride The Pain Train!"
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  Mixed Signals Drives Markets Into A Spin! 15.08.2026 23min

  This is our weekly market update, where we start in the US, cross to Europe and Asia and end in Australia, covering commodities and crypto along the way. Thanks to followers who responded to my observation made last week that despite this being for me one of my most important shows each week, it gets … Continue reading "Mixed Signals Drives Markets Into A Spin!"
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  Busted: New Home Lending Fell In The June Quarter! 14.08.2026 13min

  The value of total new home loans fell 5.2 per cent (-$5.4 billion) this quarter, after a 3.4 per cent fall in the previous quarter. They sheet the falls to the changed lending conditions, with the Reserve Bank of Australia increasing the cash rate for the third time in 2026. Changes to negative gearing and … Continue reading "Busted: New Home Lending Fell In The June Quarter!"
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  Home Prices: Is The Glass Half Full? Ask New Zealand! 13.08.2026 27min

  Lots more data showing firmer falls in home prices are likely, with ANZ the latest to revise down. Yet, we had industry leaders and Treasurer Chalmers talking the market up, so is there are glass half full story to be told? Well, perhaps we can learn from the latest REINZ data showing New Zealand prices … Continue reading "Home Prices: Is The Glass Half Full? Ask New Zealand!"
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  Households Are Going To Stay On The “Pain Train” For Some Time Yet…. 12.08.2026 14min

  We discuss the RBA decision yesterday and consider the implications for households who are facing higher inflation and rents, higher mortgage rates, and poor productivity. Banks are calling deeper property price falls ahead and falling mortgage application volumes while the RBA attributes migration and big IT AI investments as elements propping up the economy. Its … Continue reading "Households Are Going To Stay On The “Pain Train” For Some Time Yet…."
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  The Shocking Truth About Wealth Management Platforms! 12.08.2026 39min
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  DFA Live Q&A HD Replay: Australian Peoples Party – A Real Alternative: Ask Robbie & Gerard 11.08.2026 1h 35min

  This is an edit of a live show where former Senator Gerard Rennick from the People First Party and Robbie Barwick from the Citizens Party, who together announced the joint formation of the new Australian Peoples Party, joined us to explore the real alternative this new party offers. We explored their policies, and importantly answered … Continue reading "DFA Live Q&A HD Replay: Australian Peoples Party – A Real Alternative: Ask Robbie & Gerard"
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  Perfect Storm: Home Price Falls Are Spreading Like A Rash! 10.08.2026 15min

  Well, it seems the truth about the current slide in home prices is emerging, as falls are now quickly spreading to almost every suburb in Sydney and Melbourne, and also into smaller capitals too – once regarded as a one way upward bet by many – as the perfect storm of high inflation, flat wages, … Continue reading "Perfect Storm: Home Price Falls Are Spreading Like A Rash!"
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  It’s Half A Monday Evening Property Rant! 10.08.2026 23min

  This is a shorter than normal show today as Edwin was not able to join us. However I was able to discuss the latest coverage of the current property correction, thanks to Cookie, and also discussed the question of the RBA decision due tomorrow as mortgage applications are drying up and price falls are accelerating. … Continue reading "It’s Half A Monday Evening Property Rant!"
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  Doh!…. With Tarric Brooker 07.08.2026 1h 19min

  In our latest Friday afternoon Journalist Tarric Brooker and I dive deep into the economic and political landscape, with the help of his slides. and try to understand what is going on. And Doh! seems to sum up the current housing mess, the current migration discussions, and the polarisation between different household groups. Importantly, inflation … Continue reading "Doh!…. With Tarric Brooker"
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  Will Labor Really Cut Migration And Will Home Prices Fall Further Too? 06.08.2026 9min

  There was something in the Labor woodshed about migration that emerged yesterday and which may well signal a further change in policy to reduce migration into Australia. Some tweaks are already in the system, though net migration is hard for governments to control because most of the temporary visa categories are driven by demand and … Continue reading "Will Labor Really Cut Migration And Will Home Prices Fall Further Too?"
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  The First Time Buyer Dilemma… 06.08.2026 14min

  In this show we dive into the minds of first time buyers and offer 5 reasons why they should buy now, and 5 reasons why they should wait, to highlight the dilemmas they face as the Australian property market is going through a significant pivot. The once sure bet of property values seemly always rising … Continue reading "The First Time Buyer Dilemma…"
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  Investing Now: With Damien Klassen 04.08.2026 1h 26min

  In this edit of our live show we looked at the latest across the markets, from AI, the Energy Wars, Inflation and the latest company results with Head of Investments, Damien Klassen. Go to the Walk The World Universe at https://walktheworld.com.au/ Details of our one to one service are here: https://digitalfinanceanalytics.com/blog/dfa-one-to-one/ Find more at https://digitalfinanceanalytics.com/blog/ … Continue reading "Investing Now: With Damien Klassen"
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  It’s Edwin’s Monday Evening Property Rant! 03.08.2026 1h 2min

  July numbers are in, and price falls are widening, while listings rise, so what does this mean really? Well, in to-night’s show Edwin and I dive into the detail to figure this out. We also consider the risks from mold and trip hazards, and hidden cameras in property viewing. And Edwin has a tip which … Continue reading "It’s Edwin’s Monday Evening Property Rant!"
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  The Australian Property Horror Show Continues… 02.08.2026 18min

  The latest data shows a deepening housing downturn, which has hit major capital city markets in Sydney and Melbourne hardest and is driving a vendor retreat. Cue The Benny Hill Music… Average home prices across all major centres are off their past peaks, something which will be confirmed when the property analysts publish their results … Continue reading "The Australian Property Horror Show Continues…"
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  Hopium Rules Markets, (Despite More Questions On AI, Rates And Energy) For Now… 01.08.2026 28min

  This is our latest weekly market update, where we start in the US, cross to Europe and Asia and end in Australia covering commodities and crypto along the way. As we exit July, superficially at least markets rebounded from volatile moves during the week as a bunch of macro issues from the future path of … Continue reading "Hopium Rules Markets, (Despite More Questions On AI, Rates And Energy) For Now…"
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  Robbed Again: Banks Behaving Badly Making Mortgages More Expensive! 31.07.2026 13min

  According to a recent ASIC report, millions of Australians rely on mortgage offset accounts to reduce the cost of their home loan, but an ASIC review has found customers may have been unknowingly paying more interest than they should because some banks failed to properly manage offset accounts. That’s because banks have not been delivering … Continue reading "Robbed Again: Banks Behaving Badly Making Mortgages More Expensive!"