How Money Works

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  Banking is Broken (And We May Not Be Able to Fix It) - How Money Works | How Money Works 05.10.2026 16min

  Banking is Broken (And We May Not Be Able to Fix It) - How Money Works Sign up for my newsletter https://compoundeddaily.com 👈 Banking has become too complicated and too concentrated for it's own good and this could have serious impacts on us all. #Banking #Finance #HowMoneyWorks ___________________________________________________________________________ Support the channel on Patreon here - https://www.patreon.com/HowMoneyWorks ___________________________________________________________________________ Link To The Capitalists Discord where I hang out with other creators - https://discord.gg/8MeNJ7gfSR Music by Epidemic Sound ___________________________________________________________________________ Banking is an incredibly important industry which is based off a very simple concept. People with more money than they know what to do with can keep it in a safe secure institution which can then lend that money out to people who have big idea’s but not enough money to make them happen. They give a small incentive to the depositors, and charge a higher premium from the borrowers, making a profit for the service that they provide as a “financial intermediary” This system has become more complex over time with things like fractional reserve banking, and alternative capital sources, but if we strip all of that away we will still find that the heart of banking is this simple mechanism. For all of the hate that banks get, they can do a lot of good in an economy. To people who want a safe place to keep their money they offer an almost 100% guarantee that the money left with them will still be there, a day, a month, a century from when it was deposited. They also make that money readily accessible, online, over the phone, from a collection of ATM’s, or simply through a plastic debit card. To people that want to borrow money they are also the “go to” institution for a fair loan based on lending parameters developed over time. We may hate things like credit scores and employment checks, but it’s part of the reason why so many people are paying below 3% on their mortgages right now. Follow to learn How Money Works. Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks Disclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. - ------------------------------ --------- Keywords: financial independence, gig economy, inflation explained, mortgage crisis, stock market, money management Learn more about your ad choices. Visit megaphone.fm/adchoices
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  EVE Online's Self Imposed Economic Collapse - How Money Works | How Money Works 05.10.2026 13min

  EVE Online's Self Imposed Economic Collapse - How Money WorksA few years ago the galaxy within EVE Online was facing a problem. Abundance. An abundance of materials, an abundance of fuel, an abundance of high paying income sources, and an abundance of safe space to harvest these materials, fuels and space dollars. Now while that might sound like a really good problem to have, (and it would be in the real world) It does cause some problems in a video game. The biggest problem simply being that is boring. Try playing GTA 5 with god mode hacks turned on, after punching some fighter jets out of the sky you are going to get bored pretty fast, and people WERE getting bored. The largest groups in EVE online were up until recently playing a game of “build as much as you possibly can so it becomes almost impossible for any smaller group to ever catch up”. #EVEOnline #Finance #HowMoneyWorks ___________________________________________________________________________ Part 1 - https://youtu.be/m6j_UsGJnkQ Part 2 - https://youtu.be/2t25bsqlTM8 Part 3 - https://youtu.be/ijhAILUNz_s Music by Epidemic Sound & Eve Online Original Soundtrack Sign Up Link (if you want to try out the game) - https://www.eveonline.com/signup?invc=ef33cafb-0aa2-4051-9f03-55dc800247c2 (This link gives both you and I rewards in the game)Follow to learn How Money Works.Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorksDisclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. ------------- Keywords: market crash, economics explained, financial education, mortgage crisis Learn more about your ad choices. Visit megaphone.fm/adchoices
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  What Company Made Steve Jobs a Billionaire? - Hint: it Wasn't Apple! - How Money Works | How Money Works 05.10.2026 8min

  What Company Made Steve Jobs a Billionaire? - Hint: it Wasn't Apple! - How Money WorksSign up for my newsletter https://compoundeddaily.com 👈Steve jobs was worth an estimated 10.2 billion dollars at the time of his tragic death in late 2011, making him one of the wealthiest people in the world at the time.This will not come as a huge surprise to most of you, because after all he was the founder and CEO of Apple Computers, which went on to be the most valuable company in history, with a market capitalization today of over 2.2 trillion dollars.The thing is though, apple had very little to do with the fortune amassed by this legendary businessman.Apple was famously founded by Steve Jobs, Steve Wozniak and Ronald Wayne in a Californian garage in 1976.The business found it’s initial seed capital from jobs selling his Volkswagen Bus, and Wozniak selling a high end pocket calculator.These funds were then use to develop the apple one and subsequent apple two desktop computers, which introduced the world to a new way of interacting with these previously cumbersome machines.During this period, Ronald Wayne, the often forgotten third founder of apple computers would sell his share in the company for $800 dollars. Those same shares today even after dilution would be worth more than half a trillion dollars, but c'est la vieVideo Clips Used In Video-- https://www.youtube.com/watch?v=m4kn_GqGsKc - https://www.youtube.com/watch?v=QbbW8SO08XQDiscord I hang out on - https://discord.gg/MJGcTH6#SteveJobs #Billionaire #HowMoneyWorksAnswer to the mistake we made - The picture of the three founders does not actually include Ronald Wayne. In fact the man we crossed out was actually John Scully, the CEO that later ousted Jobs from the company.Follow to learn How Money Works.Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorksDisclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. -------------- Keywords: how money works, financial independence, financial education Learn more about your ad choices. Visit megaphone.fm/adchoices
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  Was Any Of This Actually Legal? | How Money Works 05.10.2026 16min

  Was Any Of This Actually Legal? Follow to learn How Money Works. Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks Disclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. ----- --------- Keywords: ai bubble, mortgage crisis, private equity, recession analysis, financial education, wealth building, housing bubble Learn more about your ad choices. Visit megaphone.fm/adchoices
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  Yes Money Does Buy You Happiness - Even Beyond $75,000 Per Year! - How Money Works | How Money Works 05.10.2026 12min

  Yes Money Does Buy You Happiness - Even Beyond $75,000 Per Year! - How Money WorksSign up for my newsletter https://compoundeddaily.com 👈$75,000 per year. This is the number often referred to as the cut off where money will no longer bring you any more happiness.This is largely in thanks to a widely misquoted 2010 study conducted by these two gentleman, Daniel Kahneman and Angus Deaton.Since this was published, all manner of outlets have perpetuated this idea that conveniently falls in line with other tropes like, money can’t buy happiness and money is the root of all evil, mo money mo problem etc etc.The issue is that it’s simply not true.The first clue for anybody misquoting this study should be in the title of the study itself. “High income improves evaluation of life but not emotional well-being”What this means in plain English is that people with higher incomes don’t necessarily experience higher levels of day-to-day happiness. However long term, they do generally have a more positive outlook on life.This phenomenon is most likely to be explained by the psychological theory of the hedonic treadmill.The hedonic treadmill is the observed tendency of humans to revert back to a relatively stable level of happiness in spite of any major life events, positive or negative.This is to be expected because of something psychologists refer to as the hedonic treadmill.The hedonic treadmill is the observed tendency of humans to quickly return to a relatively stable level of happiness despite any major positive or negative life changes.#Money #Happiness #HowMoneyWorksSources- https://www.pnas.org/content/107/38/16489- https://www.pnas.org/content/118/4/e2016976118.short?rss%3D1Follow to learn How Money Works.Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorksDisclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. --- Keywords: economic education, ai bubble, money podcast, debt crisis, private equity, money management, investing basics, financial news Learn more about your ad choices. Visit megaphone.fm/adchoices
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  The Anti-Work Movement - How Money Works | How Money Works 05.10.2026 13min

  The Anti-Work Movement - How Money WorksUpgrade the way you learn with Brilliant! To get started for FREE go to http://www.brilliant.org/howmoneyworksSign up for my newsletter https://compoundeddaily.com 👈There is a movement that is gaining popularity online amongst disenfranchised workers who are struggling with jobs where they are not paid enough, not given enough flexibility and simply not treaded with the level of respect that should be afforded to every human being. So It’s time to learn How Money Works to find out what the Anti Work Movement get’s right and what it gets horribly wrong.#AntiWork #Business #HowMoneyWorks ___________________________________________________________________________Link To The Capitalists Discord where I hang out with other creators - https://discord.gg/8MeNJ7gfSRMusic by Epidemic SoundStock footage by StoryblocksAll materials in these videos are used for educational purposes and fall within the guidelines of fair use.Follow to learn How Money Works.Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorksDisclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. --- Keywords: investment strategies, investing basics, housing bubble Learn more about your ad choices. Visit megaphone.fm/adchoices
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  Ethical Investing is BAD Investing... Here's Why - How Money Works | How Money Works 05.10.2026 14min

  Ethical Investing is BAD Investing... Here's Why - How Money Works Sign up for my newsletter https://compoundeddaily.com 👈 Ethical investing has become incredibly popular in recent years. The promise of being able to put your money towards businesses that don’t harm the environment, exploit vulnerable workers, or engage in bad business practices is obviously very attractive. The idea of this practice is that by denying these bad companies access to investment, they won’t have the opportunity to grow and continue their harmful practices. Some big names in the investment space have also backed up an ethical investing strategy by saying that not only will it do good for the world, but it will also do good for your wallet, because it can offer higher returns than a traditional investment strategy. The problem is that… it almost certainly can't. Ethical investing may feel good but under the surface it effectively re-brands one of the biggest mistakes that people are make when getting into investing, not being diversified… What’s more is that ethical investing might not actually have the positive effect on the world that you might initially expect from listening to the thought leaders in this space. So it’s time to Learn How Money Works and find out why ethical investing is bad investing. #EthicalInvesting #Investing #HowMoneyWorks ___________________________________________________________________________ Link to my brand new Patreon 👉 https://www.patreon.com/HowMoneyWorks ❤️ ___________________________________________________________________________ Music by Epidemic Sound ___________________________________________________________________________ I was going to link to the Monte Carlo Simulator here, but it turns out that the software that I get given from work costs about $10,000 per year to use. So instead just read this to learn how to do almost exactly the same thing with Excel 👉 https://support.microsoft.com/en-us/office/introduction-to-monte-carlo-simulation-in-excel-64c0ba99-752a-4fa8-bbd3-4450d8db16f1 Follow to learn How Money Works. Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks Disclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. - ----------- -------------- Keywords: recession analysis, gig economy, financial literacy Learn more about your ad choices. Visit megaphone.fm/adchoices
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  How Much Worse Can Home Prices Possibly Get? | How Money Works 05.10.2026 16min

  How Much Worse Can Home Prices Possibly Get? Follow to learn How Money Works. Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks Disclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. ---------------- --------- Keywords: gig economy, financial planning, economic trends, financial literacy, investing basics Learn more about your ad choices. Visit megaphone.fm/adchoices
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  How Everything Became A Subscription. | How Money Works 05.10.2026 17min

  How Everything Became A Subscription. Go to https://buyraycon.com/hmw to get 15% off your Raycon purchase! Sign up for my newsletter https://compoundeddaily.com 👈 ----- Why is everything a subscription? Subscription services are everywhere effecting personal finance the average person is now spending $273 a month on subscriptions and at the same time less than one third of them could afford a $1,000 expense without going into debt… This only includes software services like netflix, disney plus, hulu, spotify, adobe, apple music, xbox games pass and others. It does not include other recuring expenses like gym or club memberships. Service companies are doing this to attract venture capital investment. These investors favour subscription businesses because they provide consistent cash flows and can be scaled rapidly before being sold through a traditional IPO, a SPAC or to a private equity fund. But these businesses are not always perfect and there are some products that just make more sense to sell through a one time direct sale. So it’s time to Learn How Money Works to find out how everything became a subscription. ---- #finance #howmoneyworks Edited By: Andrew Gonzales Music Courtesy of: Epidemic Sound Select Footage Courtesy of: Getty Images For sponsorship inquiries, please contact [email protected] All materials in these videos are for educational purposes only and fall within the guidelines of fair use. No copyright infringement intended. This video does not provide investment or financial advice of any kind. Follow to learn How Money Works. Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks Disclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. - ---------------- --------------- Keywords: how money works, financial planning, housing bubble, real estate crisis, money podcast Learn more about your ad choices. Visit megaphone.fm/adchoices
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  So You Just Got Rich... Great... Now What?! - How Money Works | How Money Works 05.10.2026 14min

  So You Just Got Rich... Great... Now What?! - How Money WorksSign up for my newsletter https://compoundeddaily.com 👈So you just got rich… Maybe you bought GameStop at $5, or bitcoin at a thousand, maybe you did it the good old fashioned way and won the lottery, but by one means or another you have found yourself with millions of dollars looking back at you when you open up your bank account.Congratulations you have won capitalism…. Now What?You might have though making the money was the hard part, but in many ways holding onto it can be even harder.Friends you haven’t heard from in years will suddenly spring back into your life, strangers will send you threatening letters, and even family members will have a sob story about why they suddenly need money.Ironically enough, multi million dollar windfalls from inheritances, gambling, or gambling in denial “investing” actually increase the likelihood of being declared bankrupt by over 1,000%.So hang onto your lucky windfall and stick around to learn how money works,So to understand what to do with your new found fortune, you have to start off by understanding what not to do.Believe it or not, coming into life changing amounts of money in a short space of time can inflict upon people what psychologists call Sudden Wealth Syndrome, and while that might sound like the best mental health problem to have, it is still a serious problem.According to the American Psychologist Dr Stephen Golbart, the symptoms of this affliction include anxiety, isolation and paranoia, brought about by the perceived guilt of receiving money that wasn’t “earned”.It’s kind of like the imposter syndrome turned up to 11.______________________________________________________________________#Windfall #CallOptionsGoBrr #HowMoneyWorksLink To Economics Explained Video - https://youtu.be/AqSExy3HBm0Music by Epidemic SoundFollow to learn How Money Works.Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorksDisclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. ---------- Keywords: economic education, business analysis, investment strategies Learn more about your ad choices. Visit megaphone.fm/adchoices
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  Your Job Achieves Nothing... (probably) - How Money Works | How Money Works 05.10.2026 14min

  Your Job Achieves Nothing... (probably) - How Money Works Sign up for my newsletter http://compoundeddaily.com 👈 In the last century service jobs have gone from representing less than a quarter of all jobs to now representing nearly 80% of workers. Now when we think of service jobs we think of people serving us coffee, finding a pair of pants from out the back, or carrying bags to our hotel room. Sure they might be an unnecessary luxury for the people using these services but it’s still pretty easy to see that they do produce value, be it in the form of a nice cup of coffee, a flash new outfit, or promptly delivered luggage (without the need for a physio appointment the next day) But you see the thing is the service sector is far more broad than the name implies it encompasses everybody from call center salespeople to CEO’s. In fact it is quiet difficult these days to find a job outside of the service sector specifically because those roles require special certifications, remember that for later because it is important. But the growth of the self-serving service sector, and the subsequent rise in bull jobs that came with it seems a bit odd. Surely the efficient free market would weed out these individuals that are contributing nothing, punishing the companies that bear their salary expenses while rewarding the more efficient organizations that do without them… right? #Careers #MyJobSucks #HowMoneyWorks Follow to learn How Money Works. Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks Disclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. - ------------------ ---------- Keywords: investment strategies, ai bubble, private equity, economy podcast, market crash Learn more about your ad choices. Visit megaphone.fm/adchoices
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  The Gig Economy is Full | How Money Works 05.10.2026 20min

  The Gig Economy is FullFollow to learn How Money Works.Find How Money Works on YouTube: ⁠https://www.youtube.com/@HowMoneyWorks⁠Disclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. --------- Keywords: money management, ai bubble, corporate finance, economics explained, stock market Learn more about your ad choices. Visit megaphone.fm/adchoices
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  Porsche is a Hedge Fund That (Sometimes) Makes Cars - How Money Works | How Money Works 04.10.2026 13min

  Porsche is a Hedge Fund That (Sometimes) Makes Cars - How Money Works Enjoy high quality publications in audio by using this link to get 1-month FREE of NOA. Https://bit.ly/3KrES1C Sign up for my newsletter https://compoundeddaily.com 👈 ___ Link to the history video https://www.youtube.com/watch?v=FiR5hdXZv3A When you think of Porsche you probably think of fast cars, and finance bros. Porsche's are expensive but decidedly less flashy than their Italian rivals so they do well with the people that want an expensive sports car but don’t want to explain what they do for a living every time they stop t a gas station. What you might not know is that Porsche and the finance bro’s that enjoy the fast cars they make have more than a producer customer relationship. Porsche is itself, effectively an investment firm that happens to occasionally make cars on the side. If you weren’t confused already, Porsche Automobiles is owned by the Volkswagen group, the company that makes the golf and the beetle, but the Volkswagen group, is owned, by Porsche. You can also buy shares in Porsche, as well as Volkswagen because they are both public companies listed on the Frankfurt stock exchange, however, Volkswagen has announced plans to take Porsche public at the end of the year, even though it already is a public company. This corporate mess is only where the weirdness begins, because besides making cars Porsche has investments in companies that make commercial 3D printers, laser systems, and satellite launch platforms. #business #finance #howmoneyworks Edited By: Andrew Gonzales Music Courtesy of: Epidemic Sound Select Footage Courtesy of: Getty Images For sponsorship inquiries, please contact [email protected] All materials in these videos are for educational purposes only and fall within the guidelines of fair use. No copyright infringement intended. This video does not provide investment or financial advice of any kind. Follow to learn How Money Works. Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks Disclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. - -------------------- ----- Keywords: economic education, mortgage crisis, personal finance, debt crisis Learn more about your ad choices. Visit megaphone.fm/adchoices
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  Why SpaceX Needs Starlink | How Money Works 04.10.2026 16min

  Why SpaceX Needs StarlinkIn 2019, with around 75 billion visits a month, Google was the most popular website in the world. Perhaps more impressive, is that combining the next three--YouTube, Facebook, and Baidu--would only bring you to around 60 billion.What’s less talked about, though, is the magic that makes the internet easy to express our thoughts (Twitter), share family photos (Facebook), and for you to like this video.For most people, the internet is no longer a luxury, it’s a necessity. Those important things in life like work, staying connected with friends, and subscribing to Compounded Daily, are all enhanced through the use of the internet.And yet while 94% of America has access, most of the world (about 52%) does not. But how those who don’t eventually get connected will start to look a lot different.#Starlink #SpaceX #HowMoneyWorksSources: https://pastebin.com/VfHzJrHwMusic: Astral Roar - Lama House Lupus Dream - Lama House Cotton Spheres - Lama House Slow Silk Lullaby - Lama House Astral Roar - Lama HouseDISCLAIMER: This video is not official financial advice. We are not licensed financial advisers and are not advocating for purchasing any securities mentioned in this video or any other videos posted by Compounded Daily. Always do your research before purchasing any securities.Follow to learn How Money Works.Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorksDisclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. ---- Keywords: financial news, how money works, economic trends, private equity, wealth building, personal finance, economy podcast, investing basics Learn more about your ad choices. Visit megaphone.fm/adchoices
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  The Simple Solution To Financial Fraud... But... | How Money Works 04.10.2026 15min

  The Simple Solution To Financial Fraud... But... Upgrade the way you learn with Brilliant! To get started for FREE go to http://www.brilliant.org/howmoneyworks Sign up for my FREE newsletter! - https://www.compoundeddaily.com/ Support me on Patreon - https://www.patreon.com/HowMoneyWorks My Other Channel: @howhistoryworks Edited By: Andrew Gonzales Music Courtesy of: Epidemic Sound Select Footage Courtesy of: Getty Images For sponsorship inquiries, please contact [email protected] Sign up for my newsletter https://compoundeddaily.com 👈 All materials in these videos are for educational purposes only and fall within the guidelines of fair use. No copyright infringement intended. This video does not provide investment or financial advice of any kind. Banking has a fraud problem, that’s not new, and it costs clients billions of dollars every year. We are all so used to this now that it’s not even shocking anymore but there is now a simple solution that can eliminate this problem while actually saving the banks money. However, banking executives want you to forget about this solution as quickly as possible or just convince you that it won’t work. Regular viewers of the channel will know I hate dragging out the answer to a simple question for the sake of watch time, so the solution is just to force bankers to work from home, where they actually have less oversight from managers and authorities. A recent study by the European Journal of Financial Management found that FIVE TIMES less likely to engage in financial misconduct when working from home. There are two reasons why this works so well and three infuriating reasons why executives won’t let it happen. The first reason is simply because everything done from home goes on a digital record. In America banks are not allowed to delete most records for five years, and that’s not just financial transactions and signed contracts, it also includes internal files like emails, meeting minutes and instant chat messages between employees. A billion dollars lawsuit was recently settled with major banks that didn’t put effective measures in place to stop their employees’ sending messages via encrypted messaging platforms like WhatsApp that don’t leave the required records. There was no way to tell if these bankers were talking about their plans for the weekend or conspiring on an insider trading scheme. Laws vary in other countries but there is always one record that’s impossible to keep track of and that is in person conversations. There are three types of conversations that happen in banks with alarming frequency that make this a serious problem. So it’s time to learn How Money Works to find out how we found a simple solution to fraud and why we are going to pretend it doesn’t exist. Follow to learn How Money Works. Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks Disclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. - ------- ------- Keywords: debt crisis, mortgage crisis, inflation explained Learn more about your ad choices. Visit megaphone.fm/adchoices
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  Have We Forgotten How To Be "Professional"? | How Money Works 04.10.2026 17min

  Have We Forgotten How To Be "Professional"?Follow to learn How Money Works.Find How Money Works on YouTube: ⁠https://www.youtube.com/@HowMoneyWorks⁠Disclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. ------ Keywords: financial independence, economy podcast, financial planning, economic trends Learn more about your ad choices. Visit megaphone.fm/adchoices
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  How The Big Short Actually Worked | How Money Works 04.10.2026 22min

  How The Big Short Actually Worked Get 25% off Blinkist premium and enjoy 2 memberships for the price of 1! Start your 7-day free trial by clicking here: https://www.blinkist.com/howmoneyworks Sign up for my newsletter https://compoundeddaily.com 👈 -------- The Big Short with it’s all star cast recounts the events of three groups of traders that bet against the housing market in the years before the sub prime mortgage crisis that would eventually result in the failure of key financial institutions. The Big Short is unique as a high budget Hollywood production that actually takes the time to properly portray the way that finance really worked behind the scenes and uses financial events to progress the plot rather than focusing on wild parties, sports cars and sexy ladies like some other movies that took a very different approach to storytelling. Similarly to the Wolf of Wall Street, the big short is a move based off a book only the wolf of wall street was an autobiography written by Jordan Belfort himself and The Big Short: Inside The Doomsday Machine, was a standard non-fiction title that described the role of several players in the creation of the credit default market betting against the American housing market. The Big Short was written by Michael Lewis, a veteran financial journalist and the book really does read like a 320-page financial article, in that it’s very information dense but also very well researched and verified. For this video we will only be looking at the players that are in the movie, but the book does go into detail on some people that were either entirely cut from the film or merged into other characters to make the movie entertaining to a broader audience. Unfortunately, in the process of making it appealing as possible to cinema goers the movie did cut out some very important details, and also just straight up got some things wrong. So, it’s time to lean How Money Works and give you guys the investment banker’s insight into what really happened in the Big Short. #thebigshort #investing #finance ------- Edited By: Andrew Gonzales Music Courtesy of: Epidemic Sound Select Footage Courtesy of: Getty Images For sponsorship inquiries, please contact [email protected] All materials in these videos are for educational purposes only and fall within the guidelines of fair use. No copyright infringement intended. This video does not provide investment or financial advice of any kind. Follow to learn How Money Works. Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks Disclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. - ------------------------------ --- Keywords: hedge funds, gig economy, investing basics Learn more about your ad choices. Visit megaphone.fm/adchoices
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  Why Game Companies Stopped Making Games - How Money Works | How Money Works 04.10.2026 19min

  Why Game Companies Stopped Making Games - How Money WorksGo to https://bit.ly/3Bo4vh9 and use code HMW to get 15% off ClickUp's massive Unlimited Plan for a year! Start reclaiming your time for less than $5 a month. Hurry offer ends soon.Sign up for my newsletter https://compoundeddaily.com 👈 --------------Today the video game industry is worth more than the movie and music industry combined, and the companies that make these games are some of the most valuable businesses in the world.The only thing is, they don’t really make video games anymore.Movie studios are pumping out record numbers of big budget movies which are being viewed by more people on more platforms, but video game studios are doing the opposite.Rock star, the creators of the infamous Grand Theft Auto series used to release a new game every 4 months on average. But as of mid-2022 their latest game is now almost 4 years old, and there is no news of any new releases coming soon.#gameindustry #HowMoneyWorks --------------------------Edited By: Andrew GonzalesMusic Courtesy of: Epidemic SoundSelect Footage Courtesy of: Getty ImagesAll materials in these videos are for educational purposes only and fall within the guidelines of fair use. No copyright infringement intended. This video does not provide investment or financial advice of any kind.Follow to learn How Money Works.Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorksDisclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. -------------- Keywords: personal finance, mortgage crisis, economic education, financial education, recession analysis, inflation explained Learn more about your ad choices. Visit megaphone.fm/adchoices
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  The Predatory Monetization of Video Games - How Money Works | How Money Works 04.10.2026 17min

  The Predatory Monetization of Video Games - How Money Works Thank you to Morning Brew for being my first ever video sponsor. Anybody who has watched my channel for some time knows that I will only work with brands I personally use myself. It's completely free so there is no reason not to check it out at - https://bit.ly/mbhowmoneyworks2 Morning Brew has been the inspiration for many of my video's so if you enjoy my content you will love theirs. Sign up for my newsletter https://compoundeddaily.com 👈 ___________________________________________________________________________ Video game developers are companies with a profit motive and in many instances shareholders who they need to keep happy. Selling a game once is great but it means there is a set amount of money that can be made from a set market of games. Exceptions do exist, somehow I have managed to buy Skyrim for the PS3, PS4 and PC, but I don’t like to talk about it. The problem here is that some people are only willing to spend $20 a month on video games where other people are happy to spend thousands. The only way to truly maximise profits is to get every possible gamer to pay the maximum possible amount that they are individually willing to pay for a game. #HowMoneyWorks #MicroTransactions #Monetization ___________________________________________________________________________ Link to my brand new Patreon 👉 https://www.patreon.com/HowMoneyWorks ❤️ ___________________________________________________________________________ Link To The Capitalists Discord where I hang out with other creators - https://discord.gg/8MeNJ7gfSR Music by Epidemic Sound Stock footage by Storyblocks Follow to learn How Money Works. Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks Disclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. - ----------- --------- Keywords: money podcast, financial literacy, financial planning Learn more about your ad choices. Visit megaphone.fm/adchoices
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  Insider Trading is Unfair (But Should it be Legal?) - How Money Works | How Money Works 04.10.2026 16min

  Insider Trading is Unfair (But Should it be Legal?) - How Money WorksSign up for my newsletter https://compoundeddaily.com 👈Someone with a consistent flow of insider information on a single publicly traded company could make triple figure annual returns which could make even a small investment of a few thousand dollars turn into millions.Support the channel on Patreon here - https://www.patreon.com/HowMoneyWorks#InsiderTrading #HowMoneyWorksLink To The Capitalists Discord where I hang out with other creators - https://discord.gg/8MeNJ7gfSRMusic by Epidemic SoundStock footage by Story BlocksFollow to learn How Money Works.Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorksDisclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. ---- Keywords: debt crisis, financial independence, business analysis, financial education Learn more about your ad choices. Visit megaphone.fm/adchoices