Best of The Steve Harvey Morning Show

Career Advice: Holly says before writing a book, know who will benefit from it and who is most likely to purchase it. 08.10.2026 22min

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily.  I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur.  Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Holly Cotton. Discussed her new book, The Hard Choice: When the High Road Feels Like Losing. The conversation explored how people can navigate difficult life situations, protect their peace, manage stress, and make tough decisions even when doing the right thing does not seem to deliver immediate rewards. Holly also shared insights on entrepreneurship, authorship, and building a business around your expertise. Interview Summary Holly Cotton joined Money Making Conversations Master Class to discuss the powerful lessons behind her book, The Hard Choice. She explained that many people experience situations where they are hurt, disrespected, or treated unfairly and are forced to decide whether to retaliate or take the high road. A central message from the interview was that doing the right thing is often emotionally difficult because the people who caused harm may never face visible consequences. Holly encouraged listeners to stop basing their peace and happiness on whether others receive karma or punishment and instead focus on protecting their own well-being. The conversation also highlighted Holly's commitment to mental wellness. She discussed her free "Pause Before You Pop" resource, which helps people recognize emotional triggers and avoid making impulsive decisions they may later regret. Rushion and Holly also connected over their experiences as cancer survivors, discussing how life-changing health challenges can reshape priorities, strengthen authenticity, and increase appreciation for peace and purpose. In the second half of the interview, Holly shifted to entrepreneurship and publishing. She shared practical advice for aspiring authors, stressing that writing a book is only the beginning. Success comes from understanding your audience, creating a marketing strategy, and transforming your knowledge into multiple streams of income. Key Takeaways 1. Taking the High Road Is Not Easy Doing the right thing often feels unfair when others continue to prosper despite their behavior, but integrity ultimately serves you better than retaliation. 2. Peace Is Priceless Protecting your mental and emotional well-being should always be a priority. 3. Stop Waiting for Karma Your decisions should not depend on whether someone else experiences consequences for their actions. 4. You Are Not Stuck Whether in a career, relationship, or personal situation, you have the power to create a plan and move toward a better future. 5. Manage Triggers Before They Manage You Learning to pause before reacting can prevent emotional decisions that create long-term problems. 6. Adversity Can Create Growth Life-changing experiences, including health challenges, can provide a new perspective on what truly matters. 7. Writing a Book Is a Business Authors who want success must think about distribution, marketing, audience development, and revenue opportunities. 8. Know Your Target Audience Before writing a book, know who will benefit from it and who is most likely to purchase it. 9. Create Multiple Revenue Streams Books can lead to speaking engagements, courses, coaching programs, workshops, and digital products. 10. Success Requires Structure Goals are achieved through planning, outlines, accountability, and consistent execution. Memorable Quotes "The hard choice comes in when the high road doesn't feel like winning." "Peace is priceless, especially my peace." "You cannot let your decision be contingent upon them getting some type of repercussion for what they did." "Don't come to me with excuses." "You are not stuck." "The only person who cares about your happiness is you." "I'm not in the book-writing business. I'm in the book-selling business." "The most important part of writing a book is identifying your target audience." "Everybody has a story. What is your differentiator?" Final Thoughts Holly Cotton delivered an inspiring and practical conversation centered on resilience, emotional intelligence, personal accountability, and entrepreneurship. Her message was clear: choosing peace over revenge, taking ownership of your happiness, and making difficult but necessary decisions are essential to personal growth. Whether discussing mental wellness or book publishing, Holly emphasized that lasting success comes from intentional choices, strategic action, and a commitment to living authentically. #STRAW #BEST #SHMS   Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcastSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Career Advice: Lawrence felt unfulfilled in corporate and left for travel, leading to the creation of Green Book Global. 08.10.2026 36min

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily.  I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur.  Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Lawrence Phillips.  Purpose of the Interview To showcase Lawrence Phillips’ entrepreneurial journey from engineering to founding Green Book Global, a travel review platform for Black travelers. To highlight the significance of Black Ambition, an initiative by Pharrell Williams supporting Black and Brown entrepreneurs. To inspire listeners about resilience, innovation, and the importance of culturally inclusive travel resources. Key Takeaways Background & Career Shift Phillips studied Electrical Engineering at Georgia Tech and worked at Accenture in IT consulting for nearly a decade. Despite career success, he felt unfulfilled and decided to pursue his passion for travel, leading to the creation of Green Book Global. Travel Experience Traveled to 30+ countries across all seven continents, including Antarctica, in less than a year. Realized the need for a platform addressing “traveling while Black” concerns—safety, cultural acceptance, and inclusivity. Green Book Global Inspired by the historical Green Book (1936–1966), which guided Black travelers during segregation. Offers city-level Black-friendly scores, road trip planners, and Black-owned restaurant recommendations. Over 150,000 app downloads in 2025; partnered with Expedia; strong social media presence. Black Ambition Program Phillips applied three times before reaching semifinals, emphasizing persistence. Program provided funding opportunities and a transformative Evoke Wellness experience. His personal “why” statement:“I’m a protective and innovative steward of Black restoration and healing.” Impact & Vision Advocates systemic change by partnering with destinations to improve inclusivity. Highlights the economic power of Black travelers (over $140 billion annually). Encourages Black travelers to explore global opportunities beyond U.S. racial constraints. Notable Quotes “You can be successful and still not be happy.” — On leaving a lucrative career for passion. “I’m a protective and innovative steward of Black restoration and healing.” — His guiding principle. “There’s riches in niches.” — On unapologetically focusing on Black travelers. “Just because somebody said no doesn’t mean they said no to you—they said no at that time.” — On persistence in entrepreneurship. #SHMS #STRAW #BEST Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcastSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Family First: Marcus started the business to teach his sons about money—earning, saving, investing, and giving. 08.10.2026 22min

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily.  I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur.  Keep winning! Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Marcus Sonnier. Founder of Snowie Atlanta: 🎯 Purpose of the Interview To showcase Marcus Sonnier’s journey from corporate America to entrepreneurship, highlight the inspiration behind Snowie Atlanta, and share insights on financial literacy, legacy-building, and faith-driven decision-making. 🔑 Key Takeaways 1. From Corporate VP to Entrepreneur Marcus left a successful career as VP of PR supervision at a financial services firm to start Snowie Atlanta. He worked both jobs for five years before fully transitioning. His leap was guided by faith and a desire for self-reliance. “I looked at my wife and said, ‘Hey, I'm getting one more bonus check. And then I'm jumping off the plane.’” 2. The Product: Shaved Ice with a Twist Snowie Atlanta offers customizable shaved ice with self-serve flavor stations. Inspired by childhood experiences in Louisiana with snowball stands. “We give away the shaved ice, but we sell you the smiles.” 3. Family Legacy & Financial Literacy Marcus started the business to teach his sons about money—earning, saving, investing, and giving. His sons were involved from the beginning, learning entrepreneurship firsthand. “I said, guys, look, we're going to be entrepreneurs in this business. We're going to do it together.” 4. Faith as a Driving Force Marcus credits divine guidance for his journey and connections. He views his business as a calling and a platform for community impact. “I could feel God in my spirit saying, ‘Oh, you trust me, you really do.’” 5. Community Impact & Expansion Snowie Atlanta is expanding into Truist Park, home of the Atlanta Braves. The goal is to become a staple attraction and enhance the fan experience. “I want all kids to want to go to a Braves game… to get a Snowie and have an experience.” 6. Giving Back Snowie Atlanta participates in fundraising for schools, churches, and nonprofits. Marcus finds joy in writing checks back to organizations that serve the community. 💬 Notable Quotes “You may not get everything you work for, but you will work for everything you get.” “We serve memories.” “I’m just trying to be obedient and do what I think God wants me to do in this business.” #SHMS #STRAW #BEST Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcastSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Financial Advice: Gerron highlights the importance of financial literacy for young adults. 08.10.2026 28min

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily.  I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur.  Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Gerron Duhon. Purpose of the Interview The conversation aimed to: Highlight the importance of financial literacy for young adults. Share Jerron Duhon’s personal journey from Lake Charles, Louisiana, to Yale University and into holistic financial planning. Promote his book “The Purpose of Paper”, which focuses on building generational wealth and breaking harmful financial habits. Key Takeaways Personal Journey & Identity Shift Jerron used football as a “meal ticket” to escape his hometown, but a concussion ended his athletic career, causing an identity crisis. He pivoted toward financial education and wealth creation, emphasizing long-term planning. Misconceptions About Wealth Many young adults believe wealth comes quickly through gambling, sports betting, or flashy investments. Social media fuels the desire to display wealth rather than build wealth, leading to poor financial decisions. Financial Habits & Framework Jerron introduced his AIMS framework: Awareness: Know your current financial state. Intention: Set clear goals and reverse-engineer steps. Mindset Change: Focus on future self, not old habits. Systems: Automate savings and investments to reduce reliance on willpower. Faith and Finance Connection Principles like self-control, patience, and hope—fruits of the spirit—are essential for financial discipline. “Faith without works is dead” applies to money: belief must be paired with action. Generational Wealth Gerron stresses taking ownership of your financial future rather than leaving the burden to your children. Investing should be strategic and long-term, not like playing the lottery. Practical Advice Start small but consistent (e.g., $150/month). Use modern tools like Robinhood for stock investing. Shift from being a consumer to an owner (invest in companies you use). Notable Quotes “Football was my meal ticket… but I realized I didn’t dream far enough.” “We connect our financial decisions to display wealth instead of to build wealth.” “Faith without works is dead—just like in finances.” “Are you going to be the one that changes your generation, or will you leave that pressure on your children?” “Good advice is timeless.” #SHMS #STRAW #BEST  Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcastSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Career Advice: Heather encourages individuals to be their own advocates and not wait for others 08.10.2026 24min

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily.  I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur.  Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Heather Younger. Founder and CEO of a leading employee engagement and workplace culture consulting firm: 🎙️ Interview Summary Guest: Heather R. YoungerRole: CEO, workplace culture consultant, author, speakerTopic: Employee engagement, workplace culture, self-leadership, and overcoming fear 🧭 Purpose of the Interview To explore Heather Younger's journey as a workplace culture expert, her insights into employee engagement, and her new book The Art of Self-Leadership. The conversation centers on empowering individuals to lead themselves, navigate workplace challenges, and overcome fear to unlock personal and professional growth. 🔑 Key Takeaways 1. Employee Advocacy & Engagement Heather has read over 30,000 employee surveys and facilitated 100+ focus groups. She emphasizes active listening and creating safe spaces for employees to express concerns. Her mission is to amplify the voices of employees, especially during organizational transitions like mergers. 2. Self-Leadership & Personal Growth Heather encourages individuals to be their own advocates and not wait for others (including HR) to “save” them. She promotes intentional reframing—shifting negative thoughts into rational, empowering ones. Her new book, The Art of Self-Leadership, includes exercises like fear mapping to help readers identify and overcome internal barriers. 3. Navigating Fear in the Workplace Heather outlines five ways fear holds people back professionally: Fear of feedback – avoiding growth due to fear of criticism. Fear of retribution – hesitating to speak up. Fear of speaking truth to power – lacking psychological safety. Inherited fears – generational or cultural fears that shape behavior. Fear of regret – not taking action and living with “what ifs.” 4. Daily Practices for Mental Strength Reflect nightly on what went well and what you controlled. Practice gratitude and mindfulness. Prioritize sleep, hydration, and mental clarity. Treat each day as a chance to iterate and improve. 💬 Notable Quotes “I needed to be the change I was seeking.” “Feedback is a gift—even if it hurts.” “You have to fight tooth and nail for your own mental space.” “Don’t wait to be invited—ask.” “See yourself as a work in progress, not a finished product.” 📚 Book Mentioned Title: The Art of Self-Leadership Focus: Empowering individuals to lead themselves through fear, change, and uncertainty 📞 Contact Info Website: HeatherYounger.com LinkedIn: Heather R. Younger Social Media: Active on YouTube, Facebook, Twitter, Instagram   #STRAW #BEST #SHMS Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcastSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Money Advice: Latrease provides practical advice on home financing options, credit challenges. 08.10.2026 26min

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily.  I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur.  Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Latrease Price-Gistard. Purpose of the Interview The interview aims to educate listeners on the mortgage industry, highlight the role and benefits of working with an independent mortgage broker, and provide practical advice on home financing options, credit challenges, and programs that support homeownership. It also shares Latrease’s entrepreneurial journey and lessons learned. Key Takeaways Background and Career Path Latrease has a finance degree and started in investment operations in 1999. Transitioned from auto financing and co-owning a car dealership to mortgage lending. Became an independent mortgage broker in 2022 after being laid off during rising interest rates. Role of an Independent Mortgage Broker Holds her own license and partners with multiple lenders to offer tailored loan products. Advocates for borrowers to ensure they get the right product, not just approval. Specializes in helping first-time buyers, self-employed individuals, and those with unique challenges. Home Financing Insights Reverse Mortgages: Typically for seniors 62+, often used by those 75+ with equity and limited retirement funds. Provides tax-free cash without monthly payments; debt settled upon sale or refinance. Zero Down Payment Programs: Offers up to 3% for down payment, attached to the mortgage; other programs provide up to 5% for down payment and closing costs. FHA 203K Program: Allows buyers to finance home purchase and renovations in one loan—ideal for fixer-uppers. Credit Challenges Programs exist for credit scores as low as 500, but require higher down payments (10–20%) and result in higher interest rates. Latrease consults and provides “what-if” scenarios to help clients improve credit over time. Entrepreneurial Lessons Mistakes: Starting without enough capital and a strong pipeline; economic timing matters. Advice: Build capital, secure a solid client pipeline, and understand market conditions before going independent. Notable Quotes On independence:“As a broker, you serve as that advocate for your borrower to make sure they’re getting the right loan product.” On reverse mortgages:“The beauty of it is there are no monthly payments going back to the institution. The debt is paid off when the home is sold or refinanced.” On credit challenges:“Programs go as low as 500 credit score, but those borrowers need 10–20% down.” On entrepreneurial advice:“Make sure you have strong capital and a solid pipeline before stepping out on faith.” On perseverance:“It’s all about follow-through. It’s all about your dream and whether you want to make it happen.” #SHMS #STRAW #BEST   Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcastSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Money Advice: Katrina helps women business owners secure funding in 100 days or less, with same-day approval. 07.10.2026 22min

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily.  I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur.  Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Katrina Fitten. Purpose of the Interview The interview aims to educate entrepreneurs—especially women business owners—on how to secure funding responsibly, avoid scams, and develop a strategic financial plan. It also highlights Katrina Fitten’s expertise as CEO/CFO of New Day for You Financial and her mission to help startups and small businesses access capital. Key Takeaways Funding Opportunities & Qualifications Katrina helps women business owners secure up to $100,000 in 100 days or less, with same-day approval and next-day funding. Basic qualifications include: Credit score of 680+ Existing credit lines (at least $10,000) A clear business mission and low-risk profile. Avoiding Scams Beware of unsolicited emails/texts promising easy money. Do your homework: Check companies on Better Business Bureau (BBB). Look for testimonials and partnerships with reputable banks (e.g., Chase, American Express). Never share sensitive information without verifying legitimacy. Importance of a Business Plan Funding is not free money—you need a strategic plan. Katrina calls it a “money mission”: know exactly how funds will be deployed. Without a plan, money disappears quickly, leading to debt and bad credit. Family & Friends Lending Treat personal loans like business loans: Have written agreements with terms, repayment schedule, and penalties. Decide upfront if it’s a gift or a loan. Services Offered by New Day for You Financial SBA loans, equipment loans, purchase order financing. Lines of credit and 0% interest credit cards (18–21 months). Credit card stacking for higher funding amounts. Credit restoration referrals for those with poor credit. Success Story Example: A tax accountant secured $160,000 in less than a week due to strong credit, revenue history, and a solid business plan. Notable Quotes “If you don’t have a plan for your money, your money will have a plan—and you’ll look up and it’s gone.” “We don’t want to be out here racking up good debt and then you’re not going to be responsible.” “You have to vet companies. Go to BBB, Google them, and check their credibility.” “If I give you money, I decide—is it a gift or a loan? There are rules to borrowing money.” “We say if you don’t get anything, we don’t get paid.” #SHMS #STRAW #BESTSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Business advice: Damon says the Beauty Industry Is a Huge, Under-Owned Space for Black Entrepreneurs. 07.10.2026 23min

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily.  I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur.  Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Damon Haley Co‑founder of Glow and Flow Beauty, discussing his transition from entertainment and sports marketing into the beauty-supply industry, his mission to elevate service for Black and Brown communities, and the franchising model he is rolling out nationwide. Hosted by Rushion McDonald on Money Making Conversations Masterclass, the conversation highlights Haley’s business philosophy, community-driven approach, and long-term vision to create ownership opportunities through franchising. 🎯 Purpose of the Interview The interview aims to: 1. Highlight Damon Haley’s entrepreneurial journey How he moved from high-level event production and marketing (Nike, Pepsi, Coke) into beauty retail. 2. Explain why the beauty-supply industry needs Black ownership Haley outlines the disconnect between Black consumer spending and the lack of Black-owned beauty-supply stores. 3. Promote Glow and Flow Beauty’s mission A service-first retail model designed to uplift, educate, and serve Black and Brown consumers with dignity. 4. Introduce Glow and Flow’s franchising opportunity Haley frames franchising as a path for individuals to enter business ownership with support and a proven model. 5. Inspire listeners to embrace change and pursue entrepreneurship He shares personal experiences overcoming naysayers and trusting his instincts. 📌 Key Takeaways from the Interview 1. The Beauty Industry Is a Huge, Under-Owned Space for Black Entrepreneurs Black consumers spend heavily on beauty, but historically have not owned the supply-chain or retail footprint. Haley wants to change that by bringing ownership and pride back to local communities.  2. Glow and Flow Beauty Focuses on Service, Experience, and Community The stores celebrate culture (Breast Cancer Month, Black History Month, Hispanic Heritage Month). Customer care is central—Haley emphasizes smiles, water for coughing customers, and creating “fabulousness.”  3. Franchising Eliminates the “Start From Zero” Problem Haley believes franchising is more accessible than starting independently because: You get a proven model. You get supply-chain support. You avoid costly mistakes.  4. Hair Is the Cornerstone of the Business Glow and Flow launched its own synthetic hair brand, SLAY (with 3 Ys). Synthetic hair dominates due to affordability. Human hair is sourced from Asia, Africa, and Southeast Asia.  5. Inventory & Capital Are Major Barriers to Entry Beauty supply requires heavy up‑front inventory investment. Glow and Flow stays heavily stocked to maintain customer trust. 6. Data + Marketing Experience = Competitive Advantage Haley leverages his corporate marketing background (Nike, Foot Locker) to optimize retail presentation, customer experience, and product mix.  7. His Long-Term Vision: 40 Stores Nationwide His exit strategy is to build 40 Glow and Flow stores (McDonald jokes he’d smile at 100).  8. E-commerce and Community Outreach Expand Their Reach GlowAndFlowBeauty.com sells products and SLAY hair online, with shipping and local pickup. Stores support community fundraisers by including materials in shoppers’ bags (up to 5,000 per month).  💬 Notable Quotes (From the Transcript) On the power of beauty in the community “When we look good, we feel good. When we feel good, we be good, we do good.”  On why Black beauty ownership matters “We’re buyers… we’re consumers… we just don’t own.”  On moving into the beauty industry “We’ve had the short end of the stick — not only from recycling our Black dollars, but the concept of service.”  On franchising “You don’t start from zero with a franchise… you have a corporation behind you.”  On entrepreneurship and criticism “There’s jealous, envy, and naysayers… but I’ve never been fearful of change.”  On customer service “I try to give you other stuff… I give you a smile… if you cough, I’m gonna give you some water.”  On the importance of hair “Hair is the cornerstone of our beauty industry.”  On long-term ambitions “I would love to have maybe 40 Glow and Flows nationwide.”  #SHMS #BEST #STRAW Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcastSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

VALERIE OBAZE October 07.10.2026 31min

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily.  I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur.  Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Valerie Obaze. Founder of R&R Skincare.   🎯 Purpose of the Interview The interview aims to: Highlight Valerie Obaze’s entrepreneurial journey in founding R&R Skincare. Challenge stereotypes about Africa’s capabilities and resources. Promote African-made beauty products and their global relevance. Inspire others, especially women and diaspora Africans, to invest in and build businesses rooted in African heritage. 🧠 Key Takeaways 1. Breaking African Stereotypes Valerie and Rushion discuss how Africa is often misrepresented in Western media. Valerie emphasizes that ignorance is not always malicious, but it’s time to reframe the narrative through firsthand experience and platforms like social media. “Ignorance doesn’t always have to be an insult. If you don’t know, you just don’t know better.” – Valerie Obaze 2. The Birth of R&R Skincare Inspired by the birth of her daughter, Valerie sought natural skincare solutions. She discovered liquid shea oil, which became her first product. The brand name “R&R” stands for Rebecca Rose (her daughter’s name) and also Rest & Relaxation. “I wanted to create a product that makes using these raw materials from the continent enjoyable.” – Valerie Obaze 3. From Garage to Global Valerie started in her mother-in-law’s garage, turning it into a compliant mini factory. She had no formal business plan, relying on her PR and branding background. The brand now has three stores: one in Lagos and two in Accra, including one at the airport. 4. Authenticity and African Pride Valerie insists on maintaining the African identity of her brand. She uses locally sourced ingredients and ensures cruelty-free testing. The brand supports women in the supply chain, creating economic opportunities. “We don’t intend to hide that in any way. We just wanted to make raw materials sexy.” – Valerie Obaze 5. Expansion to the U.S. Valerie is expanding R&R Skincare to the U.S., leveraging social media, activations, and PR expertise. Products are manufactured in Africa, but distributed from U.S. warehouses to ensure timely delivery. “We found our tribe over here… and this was the right time to come back to America.” – Valerie Obaze 🧴 Product Highlights Shea Oil – First product, moisturizing and healing. Body Butter – Whipped, light, and rich in essential oils. Liquid Black Soap – Modern take on traditional African cleansing. Hand Cream – Convenient and portable for dry conditions. 🌍 Big Picture Vision Valerie’s goal is to grow an African brand globally, showcasing the richness of African resources and empowering local economies. “This is just a small representative of the entire continent and what it is capable of.” – Valerie Obaze #SHMS #STRAW #BEST Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcastSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Career Advice: Yasmine says every successful person has had to be selfish at some point. 07.10.2026 20min

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily.  I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur.  Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Yasmine Cheyenne. 📝 Summary of the Interview Yasmine Cheyenne, an Air Force veteran, mental wellness advocate, and author, joined Rushion McDonald to discuss her journey from a disadvantaged upbringing to becoming a published author and wellness coach. She shared insights from her books—The Sugar Jar and her latest, Wisdom of the Path—which focus on boundaries, healing, and self-empowerment. The conversation explored her military experience, personal transformation, and how she helps others confront fear and reclaim their lives. 🔑 Key Takeaways 1. Overcoming Fear and Taking Risks Fear of failure and disappointment keeps many people stuck. Yasmine encourages people to confront fear and take action anyway. Her own decision to join the Air Force was a leap of faith that changed her life. 2. Military Discipline and Life Lessons The Air Force taught her discipline, consistency, and resilience. She applies these lessons to her personal and professional life. Quote: “Do you want to bet on yourself? Be willing to believe in yourself.” 3. Writing as Empowerment Her first book, The Sugar Jar, focuses on boundaries and self-care. Her second book, Wisdom of the Path, is about using past experiences as wisdom, not shame. Writing helped her transform her life and inspire others from similar backgrounds. 4. Boundaries and Self-Prioritization Without boundaries, people become overwhelmed and resentful. Saying “no” and advocating for yourself is essential to mental wellness. Quote: “We have to get comfortable letting people be disappointed with us.” 5. Redefining “Selfish” Being selfish is often misunderstood. Prioritizing yourself is necessary for success and well-being. Quote: “Every successful person has had to be selfish at some point.” 6. Wisdom of the Path The book encourages readers to trust their instincts and take the next step. It’s not a checklist—it’s a collection of relatable stories and reflections. Quote: “Use those experiences that you’re judging yourself for as wisdom to help you move forward.” 7. Mental Wellness Practice Yasmine helps people through coaching, writing, and speaking. She emphasizes healing through storytelling and shared experiences. 8. Accessibility Her books are available in print, digital, and audio formats. She personally narrates the audiobook version of Wisdom of the Path. 💬 Notable Quotes “Even if things fail, you have what it takes to get yourself to where you want to be.” “Take the meat and leave the bone.” “You already know what the next step is. What would happen if you just took it?” “We’ve been an enemy toward ourselves for years and don’t even realize it.” #SHMS #STRAW #BEST Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcastSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.