Henssler Money Talks

July 4, 2026: Markets, Main Street & Social Security 04.07.2026 53Min.

The first half of the year is behind us, the Fourth of July marks the unofficial midpoint of summer, and it's the perfect time to step back and assess where the markets, the economy, and your retirement plan stand today. Research Analyst Nick Antonucci returns to the show to recap a remarkable first half of 2026. We discuss which sectors and asset classes led the way, which lagged behind, and the economic and market themes that could define the second half of the year. Along the way, we expla...

Preparing for Retirement's Most Expensive "What If" 30.06.2026 21Min.

The “Henssler Money Talks” hosts tackle one of retirement’s biggest financial unknowns: long-term care. With care costs capable of disrupting even well-funded retirement plans, we’ll discuss the planning options available — from traditional long-term care insurance and hybrid policies to self-insuring — and explain how cash flow projections and scenario analysis can help families make informed decisions before a health event turns into a financial crisis. Original Air Date: June 27, 2026 Read...

June 27, 2026: The K-Shaped Economy, Compounding, and Long-Term Care 27.06.2026 48Min.

The economy may be sending mixed signals, but for many Americans, the difference comes down to one simple question: Do you earn your income, or do you own assets that generate wealth over time? In this episode, we examine today's “K-shaped economy,” why inflation and rising asset prices have created very different financial realities, and what those differences reveal about building long-term wealth. That conversation naturally leads us into one of the most powerful forces in personal finance...

How an HSA Can Become a Source of Tax-Free Retirement Funds 23.06.2026 15Min.

Health Savings Accounts are often praised as one of the most powerful tax-advantaged savings tools available, but accumulating assets is only half the equation. The “Henssler Money Talks” hosts explore how retirees can strategically use HSA balances, when it makes sense to pay medical expenses from other accounts, and why these accounts can create unexpected tax consequences for heirs. Because with HSAs, sometimes the challenge isn’t building the balance — it’s developing a plan to use it eff...

June 20, 2026: World Cup Crowds, Market Narratives, and HSA Strategies 20.06.2026 59Min.

Major events, market narratives, and retirement planning may seem like completely different topics, but they all share a common theme: understanding the forces that shape financial outcomes before they show up in your portfolio. The FIFA World Cup is bringing the world’s attention to the United States, but some of the biggest winners may never step onto the field. From hotels and restaurants to transportation providers and local businesses, we’ll examine how major sporting events generate eco...

Before You Try to Avoid Probate, Understand It 16.06.2026 32Min.

Probate is one of the most misunderstood topics in estate planning. Many people know they want to avoid it, but few understand what probate is or why it exists in the first place. This week, attorney Kyle Rinaudo of Reeves Law, P.C., joins us for an in-depth conversation on the facts and fiction surrounding probate, including its purpose, the role it plays in settling estates, why it often carries a negative reputation, and what families can realistically expect when navigating the process. O...

June 13, 2026: Probate, Partners, and Portfolios 13.06.2026 1Std. 7Min.

Probate is one of the most misunderstood topics in estate planning. Many people know they want to avoid it, but few understand what probate is or why it exists in the first place. This week, attorney Kyle Rinaudo of Reeves Law, P.C., joins us for an in-depth conversation on the facts and fiction surrounding probate, including its purpose, the role it plays in settling estates, why it often carries a negative reputation, and what families can realistically expect when navigating the process. W...

The Difference Between a Great Company and a Great Investment 09.06.2026 31Min.

Companies like SpaceX, OpenAI, and Anthropic are expected to pursue public offerings at valuations that could rival or exceed the largest companies in history. The “Henssler Money Talks” hosts examine what trillion-dollar IPOs could mean for investors, why valuation still matters even when the business is extraordinary, and whether public investors will be participating in future growth—or paying for it upfront. Original Air Date: June 6, 2026 Read the Article: https://www.henssler.com/the-di...

June 6, 2026: Valuations, Vigilance, and Valuable Lessons 06.06.2026 1Std. 9Min.

Every investor faces the same challenge: distinguishing excitement from opportunity, learning lessons from your mistakes, and separating short-term impulses from long-term strategy. In this episode, we tackle all three as we examine the next wave of mega-IPOs, share financial lessons learned firsthand, and discuss why sticking to a plan can be harder—and more important—than it sounds. Companies like SpaceX, OpenAI, and Anthropic are expected to pursue public offerings at valuations that could...

The Tax Rules That Shape Your Legacy 02.06.2026 17Min.

The “Henssler Money Talks” hosts tackle a listener question about inheriting and gifting money. From estate taxes and inheritance taxes to annual gift exclusions and lifetime exemptions, we'll explain what the rules are — and just as importantly, what they aren't. Learn how annual gift exclusions, lifetime exemptions, carryover basis, and step-up in basis rules can affect your family's financial future. Original Air Date: May 30, 2026 Read the Article: https://www.henssler.com/the-tax-r...

May 30, 2026: Mortgages, Money Transfers & Monetary Policy 30.05.2026 48Min.

Some financial decisions come with clear answers. Others require balancing risks, opportunities, and a healthy dose of uncertainty. In our episode “May 30, 2026: Mortgages, Money Transfers & Monetary Policy,” we explore three areas where the right decision depends as much on context as it does on the numbers — from adjustable-rate mortgages and wealth transfers to the Federal Reserve’s ongoing fight against inflation. Adjustable-rate mortgages are making a comeback, but this isn't a repea...

Before You Chase Returns, Build Reserves 26.05.2026 25Min.

The “Henssler Money Talks” hosts take a practical look at emergency funds, including how liquid they really need to be, whether keeping everything in cash still makes sense, and what truly qualifies as a financial emergency. They also discuss realistic strategies for building a reserve over time when balancing competing priorities like debt repayment, investing, and retirement savings. Original Air Date: May 23, 2026 Read the Article: https://www.henssler.com/before-you-chase-returns-build-re...

May 23, 2026: Cash, Counsel, and Chatbots 23.05.2026 52Min.

The “Henssler Money Talks,” hosts focus on the financial decisions that sit at the intersection of planning, technology, and uncertainty. From emergency savings strategies to the growing role of artificial intelligence in personal finance, the conversations all center around one question: how should investors balance convenience, opportunity, and financial discipline in a rapidly changing environment? We begin with a practical look at emergency funds — how liquid they really need to be, wheth...

Is the AI Rally a Bubble? Similarities, Differences, and Risks 19.05.2026 17Min.

The “Henssler Money Talks” hosts ask the question many investors are quietly wondering: Are we witnessing a technological revolution — or another dot-com-style bubble? We’ll compare today’s AI-driven rally to the market environment of 2000, explore why the Magnificent 7 continue to dominate investor attention, and discuss whether confidence in an “A.I. put” is fueling one of the most concentrated and optimistic stock markets in decades. Original Air Date: May 16, 2026 Read the Article: https:...

May 16, 2026: Alternative Assets, Chip Rallies & Bubble Warnings 16.05.2026 1Std. 2Min.

This week, we’re diving into one of the fastest-growing corners of retirement planning: alternative investments inside IRAs. From rental properties and private equity to precious metals and crypto, self-directed IRAs are giving investors more freedom to move beyond traditional Wall Street assets — but just because you can hold these investments inside an IRA doesn’t always mean you should, especially when strict IRS rules, hidden tax traps, and costly compliance mistakes can completely disqua...

More Than the Interest Rate: Understanding Bond Yields 12.05.2026 10Min.

The “Henssler Money Talks” hosts unpack the relationship between bond prices, coupon rates, and yield to maturity—helping investors understand why a bond’s true return involves more than its stated interest rate. Original Air Date: May 9, 2026 Read the Article: https://www.henssler.com/more-than-the-interest-rate-understanding-bond-yields

May 9, 2026: Bond Yields, Bearish Sentiment, and the Water Trade 09.05.2026 58Min.

This week, we explore the stories behind some of the market’s most misunderstood concepts—from the medieval origins of the word “hedge” to the rise of modern hedge funds and the risk-management strategies that still shape Wall Street today. We also break down the often-confused difference between bond coupon rates and yield to maturity, explaining why the price you pay for a bond can matter just as much as the interest it pays. Plus, we discuss an important estate-planning rule that could all...

60/40 Didn’t Fail — It Just Wasn’t Built for You 05.05.2026 16Min.

The “Henssler Money Talks” hosts revisit the classic 60/40 portfolio — why it’s taken criticism in recent years, where it may still hold value, and why a needs-based approach focused on time horizon, liquidity, and real-world spending goals may offer a more practical path forward than any one-size-fits-all allocation. Original Air Date: May 2, 2026 Read the Article: Read the Article: https://www.henssler.com/60-40-didnt-fail-it-just-wasnt-built-for-you

May 2, 2026: Data Centers, Down Payments, and the Death of 60/40 02.05.2026 1Std. 6Min.

This week on “Henssler Money Talks,” the hosts begin with the latest market developments, breaking down a fresh round of Big Tech earnings and the Fed’s decision to hold rates steady as investors look for clues on what comes next. From there, the conversation turns to artificial intelligence—one of the largest investment themes in today’s market—as the team explores the growing demands on energy and infrastructure, the environmental impact of data centers, and whether the pace of the AI build...

A Smarter Way to Think About Selling Real Estate 28.04.2026 11Min.

Should I liquidate my rental property or my personal residence? The “Henssler Money Talks” hosts unpack what’s really driving that conversation, and how to think through the trade-offs between cash flow, appreciation, taxes, and opportunity cost — especially when life circumstances begin to shift. Original Air Date: April 25, 2026 Read the Article: https://www.henssler.com/a-smarter-way-to-think-about-selling-real-estate