Perspectives

Food inflation 101 – The rising cost of putting food on the table 15.05.2026 25Min.

Food inflation is becoming harder to ignore, and it may still have further to run. As geopolitical tensions push up energy prices, those pressures are beginning to move through the broader economy. If it persists, it could impact what Canadians pay for food. Scotiabank’s Rebekah Young joins the podcast to break down why food inflation remains persistent, how global shocks are moving through supply chains, and why there are few quick solutions in the near term. She also explains what this means for households, and why central banks may face more difficult decisions if these pressures continue. Key moments this episode: 2:01 – What has caused food inflation since the pandemic 3:23 – Digging deeper into the economic factors behind food inflation 4:52 – How the current causes of food inflation differ compared to during the pandemic 8:10 – Which inputs are affected by the recent closure of the Strait of Hormuz 9:30 - Understanding fertilizer types and how it affects farmers in Canada 10:43 – How the war in Iran is affecting consumers 13:50 – How the upcoming grocery benefit aims to help some Canadians deal with food inflation 16:38 - How rising commodity prices could benefit Canada as a global producer of oil, fertilizer and more 19:27 – How the Bank of Canada is reacting to food inflation 22:24 – What Canada can do to stabilize food prices and mitigate risk for the future

Bank of Canada holds steady for fourth time in a row at 2.25% 30.04.2026 25Min.

The Bank of Canada announced it would be keeping the overnight interest rate at 2.25% as uncertainty looms with the ongoing conflict in the Middle East and the renegotiation of the trade deal between Canada, the U.S. and Mexico. Scotiabank’s Chief Economist Jean-François Perrault talked with us on April 29 to break down the complexities of the latest rate decision, the scenarios the central bank is weighing, what Canadians can expect in the coming months and any silver linings amid all the economic uncertainty. 1:36 – JF weighs in on why the Bank of Canada decided to hold 2:37 – With inflation on the rise, could a rate increase be in store? 5:45 – What happens if oil prices rise and CUSMA talks deteriorate? 8:17 – What impact will the removal of the fuel excise tax for Canadians have on inflation? 9:15 – JF on why he expects interest rate increases in the coming months, as early as July 10:48 – What would need to happen to avoid an interest rate increase in July? 13:19 – What impact could measures and spending in the federal government's Spring Economic Update have on the economy and inflation? 15:31 – JF on what it all means for Canada's housing market 21:00 – What this means for those renewing their mortgage soon 22:43 – Main takeaways for Canadians

Gold 101: Why gold prices rise and what it really signals 21.04.2026 19Min.

In this episode, we break down how gold functions in today’s financial system, from the different ways people invest in it to why it often gains attention during periods of inflation, volatility and uncertainty, with guest Robert Cohen, Vice President and Senior Portfolio Manager at Scotia Global Asset Management. He is co-Portfolio Manager of Scotia Resource Fund as well as Portfolio Manager for Scotia Global Asset Management’s Dynamic-branded funds – Dynamic Precious Metals Fund and Dynamic Active Global Gold ETF, to name a few. Robertjoins the podcast to explain what’s behind gold’s recent rise, why central banks around the world continue to increase their gold holdings, and how gold differs from other market assets. For legal disclosures, please visit http://bit.ly/socialdisclaim and www.gbm.scotiabank.com/disclosures Views expressed regarding a particular company, security, industry or market sector are the views of the writer and should not be considered an indication of trading intent of any investment funds managed by 1832 Asset Management LP. These views should not be considered investment advice, nor should they be considered a recommendation to buy or sell. These views are subject to change at any time based upon markets and other conditions, and we disclaim any responsibility to update such views. Key moments this episode: 2:07 - Robert’s background and how he got into gold and mining 3:06 - What’s driving gold’s big rise right now? 5:35 – What is a fiat currency? 5:54 - Have we seen this kind of gold growth before? 7:24 - Why Canada has no gold reserves today 8:04 - Why other countries are still buying gold 9:45 - What makes gold a safe asset 10:46 - Why Canada matters in the global gold story 12:19 - How much gold Canada may still have left 13:54 - What the future of mining looks like in Canada 15:18 - What role gold plays in a diversified portfolio 16:33 - Where Robert thinks gold is headed next 17:56 - The biggest misconception people have about gold 19:08 - The main takeaway for Canadians watching gold right now

What is economic productivity? 01.04.2026 22Min.

For many, the word “productivity” evokes thoughts of completing a to-do list or running errands. But in economics, productivity refers to how efficiently a good or service is produced with inputs like labour or energy. And Canada’s economic productivity has been stalling and it’s impacting our economy. In this episode, Scotiabank’s Director of Forecasting Patrick Perrier joins us to break down Canada’s productivity problem, explain how it affects Canadians directly and much more. For legal disclosures, please visit http://bit.ly/socialdisclaim and www.gbm.scotiabank.com/disclosures Key moments this episode: 1:42 – What economists mean when talking about productivity3:02 – Why productivity should matter to Canadians6:30 – Canada’s productivity performance in recent years8:35 – What caused Canada’s poor productivity11:26 – Why productivity measures are volatile and hard to track12:48 – Is productivity about replacing workers or making them work harder?13:31 – How transformations like the Industrial Revolution and AI affect employment14:52 – Why is productivity especially important for Canada’s success today15:32 – How can countries like Canada improve productivity?17:29 – Is Canada on the right track with productivity?18:37 – Other countries that managed productivity well19:36 – Where to find productivity numbers reported20:04 – Patrick’s main takeaways on productivity

Bank of Canada holds steady as oil-price surge raises inflation risks 19.03.2026 21Min.

Once again, the Bank of Canada held the overnight interest rate at 2.25%, but signalled that higher oil prices due to the war in Iran will push up inflation in the near term. Scotiabank’s Chief Economist Jean-François Perrault is back on the podcast to break down the latest rate decision, what it could mean for Canadians and what we could see in the second half of the year. For legal disclosures, please visit ⁠http://bit.ly/socialdisclaim⁠ and ⁠www.gbm.scotiabank.com/disclosures⁠ Key moments this episode: 1:05 - JF walks us through the Bank of Canada's decision 2:23- JF paints a picture of Canada's economy and why it prompted the central bank to hold its key rate steady 5:18 - An overview of how the war in Iran affects the Canadian economy 9:22 - Unpacking how different provinces in Canada will be affected differently 11:33 - JF weighs in on when a policy rate change may be needed 15:06 - JF's outlook for interest rate decisions and why he still expects a rate hike in 2026 17:18 - A look at Canada's housing market and why you should consider renewing your mortgage soon 18:58 - JF's main takeaways for Canadians

Fraud isn’t going away – here’s how you can protect yourself 26.02.2026 37Min.

You’ve probably received a phone call that looked like it was coming from a reputable institution, but when you pick up you quickly realize something sounds off. Financial scams are becoming more sophisticated, and scammers are even selling their methods online to other fraudsters. These phone calls, phishing emails or questionable text messages target Canadians at every age. In this episode, we’re joined by Aaron McAllister, Vice President of Fraud Threat Management at Scotiabank and Chris Lynam, the Director General of the National Cybercrime Coordination Centre and the Canadian Anti-Fraud Centre with the Royal Canadian Mounted Police. They explain what the latest scam trends look like and the various ways Canadians can protect themselves. You can report cybercrime and fraud online at https://reportcyberandfraud.canada.ca/. For more information on the latest scams, visit Scotiabank.com/security. For legal disclosures, please visit http://bit.ly/socialdisclaim and www.gbm.scotiabank.com/disclosures Key moments this episode: 1:48 – An intro to Chris' work combatting fraud with the RCMP2:45 – The scale of fraud in Canada according to recent data4:02 – Why fraud seems to have grown so much4:42 – Chris describes the prominent scams targeting Canadians in 20259:08 – Common scams Aaron has seen from his role at Scotiabank10:25 – How scams target people of all ages11:15 – The newest methods fraudsters are using, such as AI and deepfake videos14:14 – Law enforcement's main challenges addressing fraud16:28 – What Scotiabank and other financial institutions can do to combat fraud17:27 – How the Maple Disruption operation brought together organizations to fight fraud18:56 – The importance of education and Scotiabank's partnerships with other organizations20:24 – What Canada can learn from other jurisdictions21:36 – How a multipronged approach took down LabHost25:08 – The Canadian Anti-Fraud Centre's revamped online report portal27:49 – Aaron's tips for preventing scams29:30 – How to reach seniors with fraud awareness content30:04 – Chris' tips for preventing scams33:21 – Why early disruption is key and more tips from Aaron34:39 – How a 'safe word' can protect families35:19 – Where you can find Scotiabank's latest resources on fraud35:40 – Summarizing tips and the importance of talking about fraud

From Boomers to Gen Z – how different generations approach money and why 11.02.2026 27Min.

In this episode, we’re exploring how different generations approach money — and why — with generational research expert, Kim Lear. She'll help us understand how these shifting attitudes can have big repercussions, dispel some stereotypes and help us bridge the generational divide when it comes to finances. For legal disclosures, please visit http://bit.ly/socialdisclaim and www.gbm.scotiabank.com/disclosures Key moments this episode: 1:49 – What exactly does an expert at generational research (like Kim) do? 3:50 – Why it's important to study how generational differences impact how people approach money 5:51 – Defining each generation and giving the broad strokes of their approach to money 8:44 – Diving a little deeper on the unique financial situation facing Gen Z 10:01 – Does Gen Z have any advantages when it comes to finances? 12:54 – What tip Kim would give Gen Z for building their wealth 14:48 – What is the ‘guilt of young inheritors’? 17:08 – How has social media influenced how different generations think of wealth and success 18:42 – Are social media trends helping financial literacy? 21:00 – Why transparency between generations has improved 22:44 – How we’ve moved from an ‘environment of secrecy’ to an ‘environment of openness’ when it comes to money 24:13 – Kim's main takeaway from the conversation 25:26 – Bonus question: Which generation does Kim have a soft spot for?

Bank of Canada holds again – for now 28.01.2026 16Min.

For the second time in a row, the Bank of Canada held the overnight interest rate at 2.25%. The central bank made the decision citing that little had changed from its 2025 October Monetary Policy Report, so holding rates “remain appropriate” as Canada’s current economic outlook appears uncertain given the re-negotiation of the Canada-United States-Mexico Agreement (CUSMA) and evolving trade policies. Scotiabank’s Chief Economist Jean-François Perrault is back on the podcast to break down the latest rate decision, what it could mean for Canadians and what we could see in the second half of the year. For legal disclosures, please visit ⁠http://bit.ly/socialdisclaim⁠ and ⁠www.gbm.scotiabank.com/disclosures⁠ Key moments for this episode: 1:12 – JF’s take on the main takeaway from the Bank of Canada’s latest decision 2:39 – JF on the current level of uncertainty and the challenge it poses 4:30 – How the Canadian economy has been “surprisingly resilient” 6:25 – The outlook for economic growth in 2026 7:51 – What is the “structural adjustment” that Canada is going through? 9:29 – What this all means for the average Canadian 10:49 – What does this mean for Canadians looking to buy a home or renew their mortgages? 12:57 – What are the takeaways for businesses? 14:20 – What are the main takeaways for Canadians from this decision?

Former U.S. Open Tournament Director on empowering women in tennis and in business 20.01.2026 30Min.

Athletes like Billie Jean King or Serena and Venus Williams are known to even non-sports fans as iconic trailblazers when it comes to women’s tennis. But there’s another name, a Canadian, who spent a career off the court helping advance women in the sport and beyond: Stacey Allaster. Among her many accomplishments, she was instrumental in securing equal prize money for women, paving the way for the boom in professional women’s sports we’re seeing now. In partnership with the Scotiabank Women Initiative, Stacey is our guest this episode. She tells us the story behind getting that equal prize money, her insights on what it was like being a woman in a male-dominated industry and why it’s important to empower women on the tennis court, in the boardroom and beyond. For legal disclosures, please visit http://bit.ly/socialdisclaim and www.gbm.scotiabank.com/disclosures Key moments this episode: 1:57 – What it was like navigating male-dominated spaces throughout her career 4:36 – The significance of getting equal prize money for women in tournaments like Wimbledon and Roland-Garros 10:12 – What this historic accomplishment taught Stacey about leadership 11:51 – With the expansion of leagues like the PWHL and the WNBA, is women’s sports having a moment right now? 15:26 – Why people still have to go the extra mile to make the business case for women’s sports despite the success we’ve seen 17:38 – Why Stacey also finds it important to empower women off the court in fields like finance and business leadership 21:09 – Stacey talks about her early days at Tennis Canada and the impact it had on her 23:35 – The key factor Stacey learned that can help women succeed in business 24:25 – Stacey tells us what’s next for her as she plans to ‘hang up her full-time racket’ 27:00 – Stacey highlights some of her favourite tennis moments from her career

Looking ahead to 2026 with investing lessons from 2025 12.01.2026 21Min.

In this episode, we're helping investors gear up for 2026 by looking back at 2025. From trade uncertainty to a lesson on headlines versus reality, to AI, Yuko Girard, Vice President and Portfolio Manager on the Multi Asset Management Team at Scotia Global Asset Management, breaks down the last 12 months and gives us some tips for the year ahead. For legal disclosures, please visit http://bit.ly/socialdisclaim and www.gbm.scotiabank.com/disclosures Key moments this episode: 00:10 — Yuko’s one word to sum up 2025 when it came to investing 1:08 — The overarching lesson investors can best take away from 2025 2:30 — How did tariffs and U.S. relations affect investing in 2025 and what lesson can investors take into the new year? 6:36 — How everyday investors can spot the difference between short-term panic and a deeper market correction 8:52 — What lesson can investors take into 2026? 10:57 — How did AI factor in for investors in 2025? 13:19 — What are the main lessons when it comes to volatility that investors can take from 2025 going into 2026? 14:04 — How should investors approach rebalancing portfolios after a market swing? 16:07 — Why diversification is increasingly important 16:43 — One surprising trend that investors should watch for in 2026 17:30 — The main takeaway from 2025 and one key theme for 2026

What the Bank of Canada’s rate hold might tell us about 2026 10.12.2025 24Min.

The Bank of Canada has held its key policy interest rate at 2.25% after two consecutive cuts. The central bank’s decision was widely expected and comes as the Canadian economy remains resilient despite tariffs on certain sectors, such as steel and aluminum, and ongoing trade uncertainty. Scotiabank’s Chief Economist Jean-François Perrault is back on the podcast to break down the latest rate decision, why the economy has remained relatively strong, his outlook for rate decisions in 2026, and much more. For legal disclosures, please visit http://bit.ly/socialdisclaim and www.gbm.scotiabank.com/disclosures Key moments this episode: 1:02 – What’s the main takeaway from the Bank of Canada’s decision? 1:27 – What’s going on in the economy that led the central bank to hold the rate steady at 2.25%? 3:58 – Can you help explain why the Canadian economy has remained resilient, despite the events of the last eight months or so? 7:05 – JF’s outlook for 2026 8:45 – How does JF see inflation progressing over the next few months, given government spending and fiscal policy over the next year. What impact could that have? 12:39 – Will food and housing continue to contribute to driving up the cost of living? 14:40 – JF explains why interest rates may rise again in the second half of 2026 17:20 – What impact does the Bank of Canada’s decision to hold now have on Canadians? With a potential rate increase in six months, what does that mean for those looking to buy big-ticket items? 19:22 – What impact does this decision have for businesses? 19:44 – What impact does the U.S. Federal Reserve’s rate decision have on Canada? 22:00 – What are the main takeaways for Canadians from today’s decision? 23:10 – Co-host Armina Ligaya joins us for a big announcement about the Perspectives podcast

How charitable giving fits into financial planning 01.12.2025 12Min.

In this episode, we walk through the ins and outs of modern-day philanthropy with Jacqui Allard, the Group Head of Global Wealth Management and co-executive sponsor of Scotiabank’s Employee Giving Campaign. She has tips on how to simplify and maximize donations, how to figure out where to give, how giving can factor into estate planning at any level and more. For legal disclosures, please visit http://bit.ly/socialdisclaim and www.gbm.scotiabank.com/disclosures Key moments this episode: 1:14 – The role charitable giving has played in Jacqui’s life and the three pillars that are important to her when it comes to philanthropy 2:53 – What Jacqui would say to someone who might say, ‘I’m not wealthy, how can I think about giving?’ 3:32 – Why it’s important to give 4:03 – How people should decide where to give their money or time 4:57 – Tips of making regular giving easier 6:55 – How philanthropy can play into overall wealth planning 8:57 – The role charitable giving can factor into estate planning 9:37 – Jacqui tells us about the Scotiabank Employee Giving campaign 11:28 – The key takeaway from this discussion

Looking back on a ‘historic’ first year: Cedar Leaf Capital hits a milestone 26.11.2025 24Min.

Canada’s first Indigenous-led, Indigenous-owned investment dealer, Cedar Leaf Capital, just celebrated its one-year anniversary. So, Cedar Leaf’s CEO Clint Davis joins us to walk us through the ups and downs of the first year, the state of Indigenous economic reconciliation, what role organizations like Cedar Leaf play in that process, what the next year might hold and more. For legal disclosures, please visit http://bit.ly/socialdisclaim and www.gbm.scotiabank.com/disclosures Key moments this episode: 2:04 – What is Cedar Leaf Capital? 3:43 – How Cedar Leaf Capital came about and what made it historic 5:14 – What exactly is an investment dealer? 6:42 – Clint breaks down year one of Cedar Leaf 9:58 – Clints tells us about Cedar Leaf’s historic all-Indigenous trading desk and what that represents 12:46 – What Prime Minister Carney’s latest nation-building projects represent for organizations like Cedar Leaf and for Indigenous economic reconciliation in general 21:40 – What lessons and challenges has Cedar Leaf faced in the first year? 23:14 – Clint’s goals for the second year of Cedar Leaf Capital

So, what exactly is a will? 19.11.2025 30Min.

In this episode Rob McGavin, the Managing Director at Scotiatrust, gives us a primer on wills. We’ll cover the basics from exactly what a will is, why you need one and where to get it. Also, we’ll go a little deeper and explore what roles you might need to assign and who can best fill them, how often to update a will, how to avoid common family conflicts and more. Estate planning is a very personal and complex area, with many nuances and provincial differences. This podcast is intended to address/cover high level matters, not present a comprehensive overview. Everyone’s situation is unique, so it’s important to engage your personal advisors to ensure that all aspects have been fully canvassed before making or changing any part of your estate plan. For more on estate planning, check out our previous episode with Rob McGavin: So, what exactly is a power of attorney? For legal disclosures, please visit http://bit.ly/socialdisclaim and www.gbm.scotiabank.com/disclosures Key moments this episode: 1:42 – Starting with some definitions – what is a will? 2:09 – What is a power of attorney? 3:22 – Why would someone need a will? 4:06 – How many Canadians have a will? 4:54 – When should people think about getting a will? 6:17 – Common reasons why people don’t get a will 7:31 – What are the roles that need to be assigned when making a will? 9:21 – What exactly is an executor and what do they do? 10:55 – How to choose an executor 12:17 – What about hiring a trustee? 13:48 – Other roles that need to be appointed when it comes to a will 15:29 – Why making your wishes clear in a will is important 19:40 – Why you shouldn't assume that when you die your money will go to your spouse automatically 20:53 – Where should someone start when it comes to making a will? 22:22 – How often should you update a will? 23:40 – Why a will is just one part of estate planning 25:10 – Breaking down how taxes work when it comes to estates 27:00 – Why communication is key when it comes to estate planning 28:01 – What is the Code of Conduct for the Delivery of Banking Services to Seniors? 29:10 – The key takeaway when it comes to wills and estate planning

How is AI reshaping the global economy? 13.11.2025 35Min.

In this episode, we dive into a recent Scotiabank report that unpacks how artificial intelligence might affect markets and the economy. Co-authors Rebekah Young, Vice President and Head of Inclusion and Resilience Economics at Scotiabank, and Walid Khalid, the Director of Investment Strategy at Scotia Wealth Management, walk us through the impact AI might have on jobs and productivity, whether there’s an ‘AI bubble,’ how investors should get their head around all of this and more. For more, read the highlights of the report or the full report here: Macro, Markets, and Machines: The Economic and Market Transformation Driven by AI For legal disclosures, please visit http://bit.ly/socialdisclaim and www.gbm.scotiabank.com/disclosures Key moments this episode: 1:34 – Rebekah summarizes what her and her co-authors were trying to accomplish with this recent paper 3:42 – How Walid looked at AI using an investing lens 7:01 – How does the emergence and rapid development of AI technology compare to previous technological revolutions? 8:41 – Is AI technology already helping productivity? 13:55 – What about the concern around AI replacing jobs? Is there any merit to that? 17:32 – What are the economic impacts that are already being felt from the increased adoption of AI? 21:09 – Some numbers around the potential impact AI may have on productivity 22:50 – Are we in an ‘AI bubble’? How does this compare with the ‘dot-com bubble’? 30:39 – Summarizing the key takeaways from the report

Breaking down the 2025 federal budget 05.11.2025 19Min.

Prime Minister Mark Carney’s Liberal government has tabled its first budget with major spending aimed at driving economic growth and boosting Canada’s competitiveness but also cuts to various programs. Rebekah Young, Scotiabank’s Head of Inclusion and Resilience Economics, joins us to break down the key takeaways from the federal government's spending plan, what caught her eye, and what it means for Canada’s economy going forward. Read Rebekah’s full report on the 2025 federal budget - Balancing Boldness: Canada Tables Its Investment and Austerity Budget For legal disclosures, please visit http://bit.ly/socialdisclaim and www.gbm.scotiabank.com/disclosures Key moments this episode: 1:01 - What is the headline for the federal budget? 1:22 - What does this mean for the average Canadian – are they better off (or not) with the measures in this budget? 3:00 - Rebekah breaks down some of the big-ticket items in the federal government’s $89.7 billion in new spending, and whether these investments will spur economic growth 8:14 - Rebekah weighs in on whether the government’s expectation that the budget will unlock $1 trillion in investment in the Canadian economy is doable 11:11 - What major spending cuts are in this budget? 13:14 - Is the federal budget’s $78-billion deficit concerning or reasonable given the challenging circumstances? 16:10 - Rebekah on whether the government’s spending plan is a step in the right direction 17:32 - The three biggest takeaways from the federal budget for Canadians

Bank of Canada lowers rate again, but don’t expect more cuts 29.10.2025 18Min.

The Bank of Canada has lowered its key policy interest rate for a second consecutive time by 25 basis points to 2.25% amid ongoing weakness in the economy and as inflation pressures ease. Governor Tiff Macklem said the current policy rate is “at about the right level” to keep inflation in check near 2% while helping the economy through this period of “structural adjustment.” Scotiabank’s Chief Economist Jean-François Perrault returns to the podcast to break down this decision and what it says about the economy, as well as provide a preview of the upcoming federal budget and explain how it factors into the rate announcement, and much more. To learn more about the upcoming federal budget and what to look for, read Scotiabank Economics’ report: The Cost of Ambition: Anticipating Canada’s Federal Investment and Austerity Budget. For legal disclosures, please visit http://bit.ly/socialdisclaim and www.gbm.scotiabank.com/disclosures Key moments this episode: 00:52 - JF’s main takeaway from the Bank of Canada’s decision to cut its key policy rate for a second time 02:32 - What drove the central bank’s decision to cut? 04:01 - The upcoming federal budget and how it factors into the Bank of Canada’s rate decisions 5:51 - What to expect and look for in the upcoming federal budget announcement in November 7:06 - What does this cut and the overall outlook mean for Canadians? 9:00 - What does this cut, and the central bank’s message that it will be the last cut for a while, mean for those wanting to buy a home? What does this mean for the Canadian housing market? 10:30 - Governor Tiff Macklem said that the weakness in the Canadian economy is “more than a cyclical downturn. It is also a structural transition.” JF breaks down what this means. 14:05 - JF on where the economy goes from here 16:03 JF on the main takeaways from the Bank of Canada’s decision for Canadians

Business journalist Amber Kanwar on why ‘investing changes lives’ — especially for women 21.10.2025 20Min.

In partnership with the Scotiabank Women Initiative, business journalist Amber Kanwar, host of the In the Money with Amber Kanwar podcast, is our guest to talk about women’s relationship with money, how motherhood affects that, her personal journey from TV host to being her own boss and what she’s learned about investing and finance along the way. There is a lot to consider when planning for your future. Discover Scotia Wealth Management’s Total Wealth Planning process and how it can benefit you. Learn more at https://www.scotiawealthmanagement.com/ca/en/about-us.html For legal disclosures, please visit http://bit.ly/socialdisclaim and www.gbm.scotiabank.com/disclosures Key moments this episode: 2:01 – Amber walks us through the decision to focus as a reporter on money and business journalism 3:16 – What it was like learning the ropes in a largely male-dominated industry 5:56 – How women tend to approach investing differently and why 11:00 – The generational difference on how women approach money 13:49 – Amber's biggest tip for women who are interested in starting to invest 15:28 – What Amber's learned from the latest chapter in her career: leaving TV and starting her own podcast

What does sustainability mean when it comes to agriculture? 15.10.2025 19Min.

Sustainability has long been part of agriculture, by necessity and design, but what does it mean for today's modern growers? For Dr. Sally Flis, the Director of Sustainable Ag Programs at Nutrien Ag Solutions, sustainable practices can help producers be more resilient in the face of global economic uncertainty. Sally is our guest along with Janice Holzscherer, the Managing Director and Head of Agricultural Banking at Scotiabank. They’ll explore what sustainability means when it comes to agriculture, how it plays an important role in the story that modern farmers and growers tell the public and more. For legal disclosures, please visit http://bit.ly/socialdisclaim and www.gbm.scotiabank.com/disclosures Key moments this episode: 1:13 – Sally tells us about Nutrien Ag Solutions 3:06 – Some context around Scotiabank’s partnership with Nutrien 5:22 – What Sally mean by “cutting through the noise of sustainability” in agriculture 9:46 – How has the notion of sustainability evolved over the last few decades? 12:19 – What about the consumer side? Is there added pressure on growers and producers to adopt more sustainable practices? 14:13 – What is the story growers want to tell the public when it comes to sustainability? 16:37 – Final thoughts on the state of sustainability and where it’s heading in agriculture

The evolution of technology in banking 08.10.2025 27Min.

From the impact of the pandemic to AI, security to quantum computing, this episode two industry veterans will walk us through the state of technology in banking. Inci Akpinar, Senior Vice President & Chief Information Officer for Canadian Banking Engineering at Scotiabank, and Sebastian Blandizzi, the Senior Vice President & Chief Information Officer for Data & Global Wealth Technology at Scotiabank, explore how far the field has come, where it might be going and what challenges and opportunities lie ahead. For legal disclosures, please visit http://bit.ly/socialdisclaim and www.gbm.scotiabank.com/disclosures Key moments this episode: 2:17 – Inci and Sebastian look back on technology in banking when they started their careers vs where it is now 7:27 – What pressures does a bank face when it comes to the evolution of technology? 10:50 – What are the next big challenges and opportunities on the horizon? 12:53 – What keeps Sebastian up at night and why that’s recently changed 16:47 – How AI has changed how Inci and Sebastian look at their work and what clients expect 22:50 – What is banking technology going to look like in the next ten years?