Money Talks

Επεισόδια

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  How to turn the new SG Child Support Package into a bigger nest egg 14.09.2026 18λ

  Starting April 2027, parents will receive S$2,000 a year for each Singaporean child from age one to 16, as part of a new financial support scheme from the government. But if you don’t need the money for day-to-day expenses, how can you invest it towards your own retirement? On the Money Talks podcast, Andrea Heng speaks with SingSaver’s Ayush Goyal about putting the new SG Child Support Package to work.See omnystudio.com/listener for privacy information.
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  Will rising US Treasury yields push up your mortgage? 07.09.2026 22λ

  Rising US Treasury yields may sound like a distant problem, but could they eventually affect your mortgage, investments and the prices you pay in Singapore? UBP's Paras Gupta joins Andrea Heng on the Money Talks podcast to explain the relationship between your mortgage and the US bond market, and what investors should consider if borrowing costs remain elevated.See omnystudio.com/listener for privacy information.
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  The hidden costs of recovering from critical illness 31.08.2026 24λ

  Surviving a critical illness may be only the start of the financial journey. A Singlife study estimates that recovery can cost around S$170,000 and stretch for an average of 27 months, with expenses extending beyond medical treatment. Andrea Heng speaks with Singlife Group Head of Products Helen Shen about the “recovery gap”, including out-of-pocket expenses, lost income and caregiving.See omnystudio.com/listener for privacy information.
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   With KOSPI's volatility, how can investors protect themselves? 24.08.2026 22λ

  South Korea’s KOSPI has been on a rollercoaster ride, surging on AI stocks. Christy Tan, global investment strategist with Franklin Templeton Institute, joins Andrea Heng to discuss what’s driving the Korean stock market's volatility, the impact on the Korean won and why investors may need to actively rebalance diversified ETF portfolios.See omnystudio.com/listener for privacy information.
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  Will a US intervention save the Japanese yen? 17.08.2026 18λ

  The US has stepped in to support the Japanese yen after it fell to a 40-year low. What does the intervention mean for Singaporeans investing in Japanese stocks or planning a holiday there? Simon Ree from The Tao of Trading joins Andrea Heng to explain what could make a stronger yen last.See omnystudio.com/listener for privacy information.
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  How a 30-year-old makes S$100,000 a month in passive income through property 10.08.2026 27λ

  What does it take to build six figures in passive income from property at the age of 30? JNA Sales Force co-founder Christian Oh now earns about $100,000 in rental income from a total of nine properties, including a coffee shop. He joins Andrea Heng to share how one early setback shaped his approach to investing and the lessons he's learnt as a landlord.See omnystudio.com/listener for privacy information.
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  What the end of the HDB wait-out rule means for private homeowners 04.08.2026 21λ

  The government has removed the 15-month wait-out period for private homeowners buying non-subsidised HDB resale flats, marking the end of one of Singapore's property cooling measures. PropNex executive chairman Ismail Gafoor joins Andrea Heng to explain why the rule was lifted, what it could mean for HDB resale prices and how this affects anyone thinking about right-sizing.See omnystudio.com/listener for privacy information.
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  Is it time to buy Japanese yen or stocks? 27.07.2026 23λ

  The Japanese yen has fallen to levels not seen in decades, leading many to ask if this is the right time to exchange some money for the next holiday. Mercer's Cameron Systermans joins Andrea Heng to explain what's driving the currency's valuation, what could change in the months ahead and how holidaymakers and investors should think about currency risk.See omnystudio.com/listener for privacy information.
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  Electricity tariffs: Is it time to lock in a fixed rate? 20.07.2026 23λ

  With electricity tariffs hitting record highs, many households are weighing whether to lock in with a fixed-rate plan or wait for prices to ease. David Broadstock from The Lantau Group joins Andrea Heng to explain how the different pricing models work and what you need to consider before making the switch.See omnystudio.com/listener for privacy information.
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  Buy into the next big IPO or avoid the hype? 13.07.2026 23λ

  SpaceX's blockbuster initial public offering has put the spotlight back on companies going public, but recent listings on the Singapore Stock Exchange have told a very different story. What separates successful IPOs from costly disappointments? Brandon Ho from Arta Finance joins Andrea Heng to unpack why valuations fluctuate and how large-scale IPOs could affect your investments – even if you’re not directly holding their stock.See omnystudio.com/listener for privacy information.
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  How to build a greener portfolio without sacrificing returns 06.07.2026 27λ

  Many investors assume that going green means settling for lower returns. But is sustainable investing really a trade-off between doing good and growing your wealth? Eugenia Koh from Standard Chartered Bank joins Andrea Heng to unpack some of the biggest misconceptions about building a green portfolio and whether sustainable investments can match traditional returns.See omnystudio.com/listener for privacy information.
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  How investors can ride on Singapore’s role in the AI boom 01.07.2026 22λ

  The AI boom is lifting Singapore's electronics exports, but does that mean there are good investment opportunities in local companies? Veteran markets and business journalist Ven Sreenivasan joins Andrea Heng to discuss which sectors could benefit from the global AI surge and whether you should add them into your long-term investment portfolio.See omnystudio.com/listener for privacy information.
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  Is buying an executive condo still worth it after the new rule changes? 22.06.2026 19λ

  Recent changes to executive condominium (EC) rules could affect how buyers plan their next property move. From a longer minimum occupation period to changes in financing, the new measures may reshape who finds ECs attractive and whether they still fit into an upgrading strategy. Andrea Heng sits down with Ryan Ong from Stacked Homes to discuss how to assess whether buying an EC still makes sense.See omnystudio.com/listener for privacy information.
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  Should I sell my Singtel special discounted shares? 15.06.2026 16λ

  More than 610,000 Singaporeans are still holding on to Singtel special discounted shares bought decades ago using their CPF savings. With a new law allowing these shares to be transferred into individuals’ Central Depository accounts, many people are weighing whether to sell, hold or diversify these shares. Chua Yi Wen from DBS Bank’s Consumer Banking Group shares with Andrea Heng how to approach the decision.See omnystudio.com/listener for privacy information.
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  Do men and women really handle money differently? 08.06.2026 13λ

  Men and women are often said to approach money differently, from the way they save to the risks they take when investing. But how much of this is also shaped by biology, upbringing and social expectations? Professor Carmen Shih from the Singapore University of Social Sciences shares with Andrea Heng how these factors influence financial behaviour and what they mean for everyday money decisions.See omnystudio.com/listener for privacy information.
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  Your parents bought you insurance - is it still enough today? 01.06.2026 23λ

  Taking over an insurance policy from your parents may seem straightforward, but many people do not fully understand what they are paying for or whether the coverage still suits their adult needs. Should you keep, upgrade or surrender these plans? Chan Wai Kit from Life Insurance Association Singapore explains how to assess inherited insurance policies.See omnystudio.com/listener for privacy information.
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  Emotional spending and healing your relationship with money 25.05.2026 20λ

  Many of our financial behaviours – overspending or obsessing with saving – are shaped by childhood experiences, emotional triggers and inherited habits. Michelle Mah from The Curious Bonsai shares with Andrea Heng how recognising these experiences can help you build a healthier relationship with money.See omnystudio.com/listener for privacy information.
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  How to read the fine print in your insurance policy 18.05.2026 32λ

  Insurance documents are long, full of legalese and it’s tempting to skip the fine print. But knowing where to look can make the difference between a smooth claim and an unexpected denial. Eddy Cheong from Havend zooms into the details to break down the sections that matter most.See omnystudio.com/listener for privacy information.
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  What’s driving financial anxiety in Singapore? 11.05.2026 22λ

  According to a survey by Revolut and YouGov, Singaporeans are among Asia’s most financially anxious, with almost a third frequently experiencing money-related anxiety. What’s causing us to be so stressed out over our wallets? Revolut’s Ashley Thomas joins Andrea Heng to find out why Gen Zs, millennials and even higher-income households are feeling the pinch, and what small steps can help us feel more in control.See omnystudio.com/listener for privacy information.
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  Are safe-haven assets still safe? 04.05.2026 25λ

  Safe-haven assets like gold, bonds and the US dollar are meant to protect your portfolio in times of crisis. But recent market movements are challenging that notion, leaving many investors questioning what still works. Sani Hamid from Financial Alliance sits with Andrea Heng to dissect what’s happening.See omnystudio.com/listener for privacy information.