Small Business Big Money™
Financial Coach for Entrepreneurs, Gina Knox
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Small Business Big Money is a financial podcast for small business owners and entrepreneurs who want money to feel like the easy part of business. It offers tactical advice, money mindset coaching, and strategies for achieving fully funded business savings, high profit margins, and a luxurious take-home pay. The podcast aims to help listeners feel financially unbothered.
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256. The ultimate guide to solving your biggest financial problem 16.09.2026 41minJoin Small Business Money School: https://ginaknox.co/school Register for my FREE debt class for entrepreneurs: https://ginaknox.co/free-trainingJoin the email list: https://ginaknox.co/email-list Episode SynopsisIn this episode, Gina breaks down the real reason most business owners stay stuck financially: it's not lack of money or knowledge, it's how they relate to their problems. She lays out a three-part framework: first, adopt the identity of a problem-solver rather than resenting the fact that problems (financial or otherwise) never actually go away, they just change; second, solve only the problem directly in front of you instead of burning time and money preparing for hypothetical future problems you can't yet define; and third, watch for your brain hijacking you into "side quests" — new business ideas, visioning exercises, passion projects — that feel productive but are really just avoidance of the harder, less glamorous work of fixing what's actually broken. She illustrates this with two real client stories (one tempted to pivot into real estate instead of fixing her business debt, another who sank tens of thousands into a new coaching business rather than fixing pricing in her existing one) to show how avoidance dressed up as ambition quietly wrecks people's finances. She closes by connecting this problem-solving skill to her design background and previewing a free five-day "Bottleneck Breakthrough" challenge inside Small Business Money School starting September 28th.Chapters:00:00 - Welcome & the real key to wealth02:22 - Why you have to love your problems09:24 - Solve the problem in front of you21:17 - How your brain sneakily avoids the real problem33:03 - Recap + the Bottleneck Breakthrough challengeKeywords: financial problems, wealth building, problem-solving, mindset, small business finance, debt, resource management, focus, agency -
255. You don't need a big business to build wealth 09.09.2026 17minJoin the email list: https://ginaknox.co/email-list Register for my FREE debt class for entrepreneurs: https://ginaknox.co/free-trainingJoin Small Business Money School: https://ginaknox.co/school Episode SynopsisIn this episode Gina Knox shares insights on building wealth as a small business owner, emphasizing the importance of cash flow, profit, and strategic investing outside of traditional corporate retirement plans. She discusses how owner-operator businesses are uniquely positioned to create substantial personal wealth without scaling to billion-dollar enterprises.Chapters:00:00 - Common Myths About Wealth and Business Scale03:47 - How Small Businesses Can Build Wealth Without Becoming Large06:06 - The Power of Profit Over Tax Strategies8:02 - Creating a Cash and Wealth Machine14:03 - Financial Goals and the Path to Work Optional16:00 - Join the Email List and Next StepsKeywords: small business wealth, business profit, owner operator, financial independence, investing, cash flow, wealth building, retirement, business strategy -
254. How I got out of a financial avoidance spiral 03.09.2026 21minRegister for my FREE debt class for entrepreneurs: https://ginaknox.co/free-trainingJoin Small Business Money School: https://ginaknox.co/school Episode SynopsisIn this episode Gina Knox shares her personal experience with financial avoidance, emotional spending, and how she navigated her way back to financial health. This episode offers insights into human behavior, shame, and practical steps for overcoming avoidance cycles.Chapters:00:29 - Gina's personal vulnerability with financial avoidance01:27 - Recognizing avoidance through spending habits07:27 - Re-establishing awareness with tracking and journaling09:46 - The importance of honesty and responsibility14:00 - When to recognize readiness to return to work16:50 - Seasonal patterns and conditioning19:18 - Specificity reduces fear and shame20:16 - Closing thoughts and encouragement for self-kindnessKeywords: financial avoidance, emotional spending, money mindset, self-awareness, accountability, financial recovery, human behavior, shame, cyclical patterns, small business finance -
253. Part 3 - Debt payoff assurance 26.08.2026 15minRegister for my FREE debt class for entrepreneurs: https://ginaknox.co/free-trainingJoin Small Business Money School: https://ginaknox.co/school Episode SynopsisIn this episode Gina Knox shares a comprehensive approach to managing and paying off business debt, emphasizing the importance of planning, cash flow management, and mental clarity to achieve debt payoff assurance.Chapters:00:00 - Introduction to debt payoff assurance02:26 - Example of a $15,000 debt and strategic planning04:47 - Managing cash flow with the cash flow waterfall system06:36 - Achieving large launches and refilling cash reserves07:27 - Paying off debt in one click and maintaining calm09:24 - The mindset of being in control of debt11:17 - Cleaning up past debt mistakes and assurance12:12 - Using a debt organizer and having a plan with an end date13:35 - Helping clients pay off debt confidently14:30 - Invitation to live coaching sessions on debt payoffKeywords: business debt, debt payoff, cash flow management, financial planning, business finances, debt elimination, financial security, small business finance, debt strategy, cash flow waterfall -
252. Part 2 - The formula for deciding if you should go into debt 26.08.2026 22minRegister for my FREE debt class for entrepreneurs: https://ginaknox.co/free-trainingJoin Small Business Money School: https://ginaknox.co/school Episode SynopsisIn this episode Gina Knox shares a detailed, step-by-step approach to managing business debt intentionally. She emphasizes testing solutions before borrowing, prioritizing problems, and actively overseeing implementation to improve profitability and reduce unnecessary debt.Chapters:00:00 - Introduction to the importance of intentional debt01:27 - Debt as capital, not starting point02:26 - Spending money to solve current problems03:52 - Five categories of business problems06:13 - Prioritizing problems to solve first07:09 - Creating solutions and testing ideas10:02 - Implementing tested solutions without debt13:12 - Funding solutions with micro-testing and testing before debt14:38 - Active oversight during implementation17:25 - The effort required for successful debt management19:24 - The life-changing potential of a disciplined processKeywords: business debt, financial management, testing solutions, debt avoidance, business growth, profit strategies, small business finance, debt formula, testing and implementation, financial security -
252. Part 1: Intentional debt vs unintentional debt 26.08.2026 15minRegister for my FREE debt class for entrepreneurs: https://ginaknox.co/free-trainingJoin Small Business Money School: https://ginaknox.co/school Episode SynopsisChapters:00:00 - Introduction to debt types and episode overview02:24 - The rule of no new debt and its purpose03:20 - Personal experience with intentional business debt07:31 - What unintentional debt looks like in small businesses09:24 - Common causes of unintentional debt and how to prevent them13:40 - Key takeaways and next steps for managing debtKeywords: business debt, intentional debt, unintentional debt, debt management, small business finance, debt payoff, financial planning, business growth, debt strategies -
250. Your lack of a wealth identity is losing you money 07.07.2026 22minRegister for my FREE debt class for entrepreneurs: https://ginaknox.co/free-trainingJoin Small Business Money School: https://ginaknox.co/school Join 7 Figure Wealth Mastermind: https://ginaknox.co/mastermindWatch on YouTube: https://youtu.be/thW0dKpL7EkEpisode SynopsisIn this episode of Small Business Big Money, Gina Knox explores the transformative power of identity in pursuing your most ambitious goals—whether it's attending exclusive fashion shows or building lasting wealth. She shares personal stories about redefining her self-image and emphasizes that wealth is less about strategy and more about who you believe yourself to be.Keywords: identity, wealth mindset, money beliefs, limiting beliefs, entrepreneurship, financial freedom, debt, abundance, self-concept, progress over perfection -
249. Never too late to build wealth: how Patti hit 1M in retirement at 59 30.06.2026 26minRegister for my FREE debt class for entrepreneurs: https://ginaknox.co/free-training Join Small Business Money School: https://ginaknox.co/school Join 7 Figure Wealth Mastermind: https://ginaknox.co/mastermindWatch on YouTube: https://youtu.be/Y95AoWyKTxkEpisode SynopsisIn this episode, Patti Calkins shares how she went from feeling behind on retirement to building over $1 million in savings before age 60. She breaks down the perspective shifts and practical financial steps that helped her grow her wealth with more confidence and clarity.Keywords: retirement planning, financial literacy, investing, mindset, wealth building, small business owners, retirement savings, portfolio growth, self-trust, perspective shift -
248. Thank you John 23.06.2026 12minRegister for my FREE debt class for entrepreneurs: https://ginaknox.co/free-training Join Small Business Money School: https://ginaknox.co/school Join 7 Figure Wealth Mastermind: https://ginaknox.co/mastermind Watch on YouTube: https://youtu.be/T7dr4rbBPxwEpisode SynopsisIn this episode of Small Business Big Money, Gina Knox shares a heartfelt story about her mother’s remarkable journey to financial independence and vibrant living in her 60s. She emphasizes that building wealth and enjoying a secure retirement is possible—and worthwhile—regardless of age, and provides actionable insights to help you create your own financial legacy.Keywords: wealth building, financial freedom, generational wealth, debt payoff, investing, retirement, money mindset, legacy, passive income, women and money -
247. If I knew this at 20 I would have retired at 40 with Catherine Navarro 16.06.2026 44minRegister for my FREE debt class for entrepreneurs: https://ginaknox.co/free-training Join Small Business Money School: https://ginaknox.co/school Join 7 Figure Wealth Mastermind: https://ginaknox.co/mastermindWatch on YouTube: https://youtu.be/uyaUoW6rmroEpisode SynopsisIn this episode, Catherine Navarro shares her transformative journey from outsourcing her finances to actively building her retirement plan, emphasizing the power of perspective shifts, financial literacy, and self-trust. Discover how small, consistent steps can lead to financial independence and confidence.Keywords: retirement planning, financial literacy, investing, mindset, wealth building, women entrepreneurs, portfolio growth, self-trust, investment strategies, perspective shift -
246. From burning through cash to 80% profit growth in a brick & mortar with Nico Lebreux 02.06.2026 34minRegister for my FREE debt class for entrepreneurs: https://ginaknox.co/free-training Join Small Business Money School: https://ginaknox.co/school Join 7 Figure Wealth Mastermind: https://ginaknox.co/mastermindWatch on YouTube: https://youtu.be/rd-64plOFZcEpisode SynopsisNico Lebreux shares her journey of building Wild Heart Herb House, a successful herbal apothecary in Massachusetts. She discusses her business strategies, financial management, and the importance of focusing on what works to grow her small business.Keywords: small business, herbal apothecary, financial management, business growth, entrepreneurship, herbalism, retail, profit increase, business planning -
245. 5 steps to save a business you want to quit with Kimmay Caldwell 26.05.2026 1tRegister for my FREE debt class for entrepreneurs: https://ginaknox.co/free-trainingJoin Small Business Money School: https://ginaknox.co/schoolJoin 7 Figure Wealth Mastermind: https://ginaknox.co/mastermindWatch on YouTube: https://youtu.be/viIc_1m4GsQJoin the app waitlist: https://smallbusinessmoneyapp.comEpisode SynopsisIn this in-depth interview, bra fitting expert and content creator Kimmay Caldwell shares her entrepreneurial journey, challenges with business finances, and strategies for turning around a struggling business. Discover practical advice on problem-solving, financial management, and embracing authenticity in your brand.Keywords: business growth, entrepreneurship, financial management, problem-solving, branding, personal development, small business, success story, mindset, business strategy -
244. We answered your biggest money and sales questions with Dielle Charon 19.05.2026 39minRegister for my FREE debt class for entrepreneurs: https://ginaknox.co/free-training Join Small Business Money School: https://ginaknox.co/school Join 7 Figure Wealth Mastermind: https://ginaknox.co/mastermindWatch on YouTube: https://youtu.be/hPFSvu0J-lkJoin the app waitlist: https://smallbusinessmoneyapp.comEpisode SynopsisIn this insightful episode, Gina Knox and Dielle Charon break down the intricacies of managing inconsistent income and the importance of strategic niching for business success. Through engaging discussions, they address common financial challenges faced by entrepreneurs, such as fluctuating cash flow and the dilemma of whether to pay down debt or invest. They emphasize the significance of saving during high-income months and using those savings during leaner times. Additionally, Gina and Dielle explore the transformative power of niching down, explaining how it can solve numerous business problems by allowing entrepreneurs to stand out and attract the right clients.The episode also covers practical advice on wealth building, highlighting the importance of understanding one's financials and leveraging profits effectively. Gina and Dielle provide actionable insights into setting appropriate owner's pay and maximizing business efficiency to prevent profit leaks. With real-life examples and expert advice, this episode is a must-listen for entrepreneurs seeking to optimize their financial strategies and achieve sustainable growth.Keywords: inconsistent income, strategic niching, financial management, wealth building, business efficiency, profit leaks, entrepreneur advice, cash flow management, owner's pay, sustainable growth. -
243. Why wealthy people still feel anxious about money with Dielle Charon 12.05.2026 34minRegister for my FREE debt class for entrepreneurs: https://ginaknox.co/free-training Join Small Business Money School: https://ginaknox.co/school Join 7 Figure Wealth Mastermind: https://ginaknox.co/mastermindWatch on YouTube: https://youtu.be/nNNzdXC2GEoJoin the app waitlist: https://smallbusinessmoneyapp.comEpisode SynopsisGina Knox explores why even wealthy individuals can feel anxious about money. She reveals that the key to overcoming this anxiety lies not in the bank balance but in the mindset. Through engaging discussions with Dielle Charon, Gina uncovers how reframing money narratives and celebrating small wins can transform financial stress into freedom.Listeners will learn practical tactics for shifting their money stories and building self-trust, whether facing a cash crunch or aiming for millionaire status. This episode is perfect for entrepreneurs ready to embrace abundance without burnout, emphasizing that success is more about mindset than money. Tune in to discover how to rewire your financial stories and unlock your best year yet.Keywords: money anxiety, wealth mindset, entrepreneurial growth, financial freedom, money stories, mindset shifts, high-net-worth individuals, financial resilience, self-trust, emotional freedom -
242. Your business is costing you too much with Dielle Charon 05.05.2026 49minRegister for my FREE debt class for entrepreneurs: https://ginaknox.co/free-training Join Small Business Money School: https://ginaknox.co/school Join 7 Figure Wealth Mastermind: https://ginaknox.co/mastermindWatch on YouTube: https://youtu.be/uV9HdHXCy2MJoin the app waitlist: https://smallbusinessmoneyapp.comEpisode SynopsisIn this episode, financial expert Gina Knox and business strategist Dielle Charon tackle the pressing issue of COVID debt that many small business owners face in 2026. They reveal how pandemic-era borrowing has become a hidden drain on resources, threatening financial clarity and growth. Gina and Dielle share a practical blueprint to regain control, focusing on simplifying expenses and strategically paying off debt. With their combined expertise, they guide listeners through a four-step process to transform financial chaos into clarity and profit, ensuring your business not only survives but thrives.Keywords: debt management, financial strategy, small business growth, expense control, profit increase, strategic money management, entrepreneur success, financial clarity, business optimization -
241. Why sales feel harder now with Dielle Charon 28.04.2026 41minRegister for my FREE debt class for entrepreneurs: https://ginaknox.co/free-training Join Small Business Money School: https://ginaknox.co/school Join 7 Figure Wealth Mastermind: https://ginaknox.co/mastermindWatch on YouTube: https://youtu.be/1kPsbTuAWHkJoin the app waitlist: https://smallbusinessmoneyapp.comEpisode SynopsisGina Knox and sales coach Dielle Charon break down why sales feel harder in 2026, why the pandemic inflated everyone's sales confidence, and the three core skills every business owner needs to close more deals right now. Dielle shares her triage treatment plan framework for sales conversations, her VISA differentiation method, and why "they weren't an ideal client" is usually just a confidence problem in disguise.Keywords: sales tips, small business, sales coach, women of color, entrepreneurship, sales conversations, business differentiation, lead generation, sales objections, money mindset -
240. Intro to our startup with Dielle Charon 14.04.2026 45minRegister for my FREE debt class for entrepreneurs: https://ginaknox.co/free-training Join Small Business Money School: https://ginaknox.co/school Join 7 Figure Wealth Mastermind: https://ginaknox.co/mastermindWatch on YouTube: https://youtu.be/ZG6ChwIN8aEJoin the app waitlist: https://smallbusinessmoneyapp.comEpisode SynopsisIn this episode, Gina Knox and Dielle Charon share the origins, vision, and progress of their upcoming fintech app designed to transform how entrepreneurs manage their money. They discuss their complementary backgrounds, the rationale behind the app, and invite listeners to join early beta opportunities.Keywords: financial app, small business, entrepreneurship, money management, tech startup, app development, financial literacy, business growth, wealth building, startup journey -
239. "Stop arguing with yourself about who you're supposed to be" with Alyssa Harris 07.04.2026 52minRegister for my FREE debt class for entrepreneurs: https://ginaknox.co/free-training Join Small Business Money School: https://ginaknox.co/school Join 7 Figure Wealth Mastermind: https://ginaknox.co/mastermindWatch on YouTube: https://youtu.be/5OWaWvdWX0MEpisode SynopsisIn this episode, Alyssa Harris, an astrologer and coach, shares her four pillar system for increasing capacity—nervous system regulation, identity congruence, decision integrity, and emotional load management. Discover practical strategies to handle complexity, responsibility, emotion, and uncertainty in your business and life.Keywords: capacity, nervous system regulation, identity congruence, decision integrity, emotional load management, entrepreneurship, business growth, mental resilience, self-trust, stress management -
238. Part 2: The 5 stages of debt payoff 31.03.2026 27minRegister for my FREE debt class for entrepreneurs: https://ginaknox.co/free-training Join Small Business Money School: https://ginaknox.co/school Join 7 Figure Wealth Mastermind: https://ginaknox.co/mastermindWatch on YouTube: https://youtu.be/dk7G2-MGFhQEpisode SynopsisGina Knox explores the five stages of business debt payoff, providing a detailed framework for entrepreneurs to understand and navigate their debt journey. From rock bottom to strategic growth, learn how to control your finances, stay motivated, and accelerate your path to debt freedom.Keywords: business debt, debt payoff, financial strategy, small business finance, entrepreneurship, business growth, debt management, financial planning -
237. Part 1: The 5 stages of debt payoff 24.03.2026 22minRegister for my FREE debt class for entrepreneurs: https://ginaknox.co/free-training Join Small Business Money School: https://ginaknox.co/school Join 7 Figure Wealth Mastermind: https://ginaknox.co/mastermindWatch on YouTube: https://youtu.be/ZrfObDZloC4Episode SynopsisIn this episode, Gina Knox introduces a four-part series on the five stages of debt payoff, specifically tailored for small business owners. She emphasizes the unique position of business owners in managing debt and outlines the first two stages: going into debt and hitting rock bottom. Gina explains the emotional and psychological aspects of these stages, encouraging listeners to understand their financial situations and take control of their debt payoff journey.Keywords: debt payoff, small business, financial coaching, business owners, money management, financial security, debt stages, profit, income control, financial freedom
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