Finance Girlies: Money Conversations for Gen Z and Millennial Women

Jaksot

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  Do you need a will? Probably, and here's why / 93 16.09.2026 26min

  A will can feel like something for a future version of you — one with a house, kids, a spouse, and a lot more assets to worry about. But when you start thinking about the bank accounts, belongings, pets, and people already in our lives, it may be time to question that assumption. Chances are, a will is worth having sooner than you think. The good news? Creating one might not be nearly as scary — or time-consuming — as it sounds. Cassidy recently went through the entire process, and in this ep...
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  Minimalism, money, and finding your “enough” with Kelly Foss / 92 09.09.2026 46min

  How many things have we bought for a version of ourselves who doesn’t exist yet? The art supplies for a hobby we’ll pick up someday. The clothes for a lifestyle we don’t actually live. The product that promises to make some part of our routine just a little bit better. Those purchases can add up — in our homes, our budgets, and our mental load. But being more intentional with our spending doesn’t have to mean depriving ourselves or stripping our lives down to the bare minimum. In this episode...
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  How to buy a car from start to finish (our car-buying stories) / 91 02.09.2026 1t 9min

  This episode was previously available exclusively to our paid subscribers and is now being released to all listeners. We’re excited to share it with all the girlies out there! If you enjoy it, please take a minute to leave a rating and review on your favorite podcast platform — and thanks for listening! 💗 Buying a car is one of those financial decisions that can make even the most confident money person second-guess everything. How much should you spend? Is new or used the better choice? Are ...
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  What should I invest in as a beginner? / 90 26.08.2026 23min

  We truly believe investing can be simple. But all the jargon — 401(k)s, IRAs, ETFs, target date funds — can be enough to stop a new investor in her tracks. When every decision seems to come with another acronym or account type to understand, it’s easy to keep putting off getting started. In this episode, we’re going back to the basics to answer two key questions: Where should your money go, and what should you invest in once it gets there? We walk through the accounts you may want to pr...
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  We tried it: Opening (and investing in) an HSA / 89 19.08.2026 17min

  Opening a Health Savings Account (HSA) sounds like something that requires hours of research and a dozen decisions. In reality? After putting it off for almost a year, Cassidy finally opened one in eight minutes. In this episode, we’re sharing exactly how we opened, funded, and invested our HSAs — from choosing a provider to deciding how much to keep in cash versus invest. We also talk about when it makes sense to use your HSA for medical expenses today and when you might choose to let that m...
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  10 money rules we don't follow anymore / 88 12.08.2026 36min

  It's funny how some money rules can feel like absolute truth... until they don't. As we've learned more about personal finance — and lived a little more life — we've found ourselves changing our minds about advice we used to follow (sometimes, without question). Some of those rules helped us build great habits, while others eventually became more limiting than helpful. In this episode, we're sharing ten money rules we've personally let go of over the years, from avoiding all debt and ob...
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  Our month-long money diary: Does our spending align with our values? / 87 05.08.2026 46min

  We love a good “look at your numbers” moment — but what happens when you take it one step further and ask, does this actually reflect the life I want? In this re-release of a previously Insiders-only episode, we map our real-life spending against our core values. And honestly, it felt a little vulnerable. We start by sharing our personal values, then break down exactly where our money went throughout the month. Finally, we talk through what felt aligned… and what didn’t. From therapy an...
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  Personality-based budgeting with budget coach Erin Britt / 86 29.07.2026 39min

  Some people color-code their budgets, reconcile every transaction, and genuinely enjoy a spreadsheet. Others would rather do just about anything else. If you've ever looked at someone else's budgeting system and thought, There's no way I could keep up with that, you’ll want to hear this conversation. In this episode, we chat with budget strategy coach and host of The Budget Effect, Erin Britt, to unpack one big question: does your personality determine whether you'll be good at budgeting? We ...
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  Is investing $100 a week enough to fund retirement? / 85 22.07.2026 14min

  When it comes to retirement, one question comes up again and again: How much is actually enough? It’s common to see advice online that says to invest a certain amount every week, but it’s much harder to know whether that number will actually get you where you want to go. In this episode, we break down one of the internet’s most common investing questions: Is investing $100 a week enough for retirement? We walk through the math behind what consistent investing can grow into over 20, 30, and 40...
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  We tried it: Using points and miles to book travel (without being experts) / 84 15.07.2026 20min

  There’s no shortage of advice about the right way to use credit card points for travel. Transfer partners, sign-up bonuses, maximizing every redemption... it can start to feel like there’s a test you’re supposed to pass before you’re allowed to book a trip. In this episode, we’re sharing a different perspective. We both recently used credit card points to book summer travel, and neither of us did it in the most optimized way. But instead of waiting until we knew every trick in the book, we us...
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  The one skill every woman needs to increase her income with Megan Smyth / 83 08.07.2026 47min

  When you hear the word "sales," you might think of awkward pitches, pushy tactics, or convincing someone to buy something they don't want. But what if selling actually looked more like listening, building relationships, and creating opportunities for yourself? In this episode, we talk to Megan Smyth, a sales coach and educator who helps female entrepreneurs sell without apology. We talk about why so many women struggle with sales, how our nervous systems shape the way we experience money conv...
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  What the tradwife movement means for women's finances (re-release) / 82 01.07.2026 30min

  This episode was previously available exclusively to our paid subscribers and is now being released to all listeners. We’re excited to share it with all the girlies out there! -------- The trad wife lifestyle is being sold as soft, simple, and secure. But is it financially safe? In this episode, we unpack what the trad wife movement actually promotes, how it differs from choosing to stay home, and why financial autonomy still matters — even inside healthy marriages. We look at the influ...
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  How emotions affect your money decisions with Simone Griffin Taylor / 81 24.06.2026 46min

  Have you ever felt guilty for spending money on something you love, but thought nothing of spending money on something you felt like you should do? Or found yourself thinking, "I'm just bad with money"? In this episode, we're joined by financial wellness coach Simone Griffin-Taylor for a conversation about the emotional side of personal finance. We explore why money decisions are rarely as logical as we think, how shame and self-judgment can show up in our financial lives, and why understandi...
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  From $3k to $17k in one month: Lessons from Cassidy’s freelance business / 80 17.06.2026 38min

  When your income isn't predictable, it can be hard to know whether a slow season is just part of the process or a sign that something needs to change. And when so much financial advice assumes the same paycheck shows up every two weeks, navigating those ups and downs can feel even more frustrating. In this episode, we're diving into Cassidy's freelance business and taking a transparent look at what her year has actually looked like behind the scenes. After experiencing one of her lowest earni...
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  Does money buy happiness? Let's talk about it (re-release) / 79 10.06.2026 37min

  ✨💎 RE-RELEASE OF A FORMERLY INSIDERS-ONLY EPISODE 💎✨ This episode was previously available exclusively to our paid subscribers and is now being released to all listeners. We’re excited to share it with all the girlies out there! “Money isn’t everything.” It’s advice many of us grew up hearing—from family members, TV shows, even Hallmark movies. But if you’ve ever lived paycheck to paycheck, carried debt, or panicked about an unexpected expense, you know it’s not the full story. In this episod...
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  How Brittany Flammer built a $950k net worth on a 5-figure income / 78 03.06.2026 44min

  We often assume building wealth requires a high salary, perfect investing decisions, or some kind of shortcut. But sometimes, the biggest results come from years of small, consistent choices. In this episode, we talk with financial coach and mom of five Brittany Flammer. Over the course of her 21-year marriage, Brittany and her husband averaged an income of roughly $40,000 per year while steadily building a net worth that’s now approaching $1 million. Their story isn’t built on shortcuts or l...
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  The money advice we needed in our 20s (and still stand by today) / 76 20.05.2026 37min

  When you’re in your early 20s, it’s easy to feel like you have so much time to figure money out later. Retirement feels impossibly far away, investing feels intimidating, and honestly, a lot of financial advice can feel disconnected from real life when you’re just trying to make rent, navigate your first job, or recover from the chaos of college. The truth is, though, some of the smallest financial habits you build early on can shape your life for decades — not because you need to do everythi...
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  How Elisabeth built a minimalist lifestyle with less stuff and more freedom / 75 13.05.2026 42min

  When we think about “rich” experiences, it’s easy to assume they have to come with a high price tag. But this week’s guest, Elisabeth Frost, has built a life that challenges that idea in the best way. Elisabeth is a lifestyle blogger, budget traveler, and longtime thrifter currently spending three and a half months traveling across Europe with her husband and two kids — carry-on only. In this episode, we talk about the systems and mindset shifts that help her family travel affordably, live mo...
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  Arden Missal didn’t want to shrink her lifestyle — so she paid off $150K in debt, fast / 74 06.05.2026 58min

  There’s a version of debt payoff advice that sounds responsible on paper — make the minimum payments, invest the difference, stay the course. But what if following that plan still leaves you feeling stuck? In this episode with physician assistant and financial educator Arden Missal, we unpack what happens when you question the “default” path — and what it can look like to choose something else. We talk about the emotional side of money, why avoidance is so common, and how your beliefs can sha...
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  Roth IRA or 401(k)? Where to invest first with Sean Mullaney / 72 22.04.2026 40min

  If you’ve spent any time reading personal finance advice, you’ve probably heard the same advice on repeat: max out your Roth IRA. But what if that’s not actually the best move — at least not right now? In this episode, we sit down with advice-only financial planner Sean Mullaney to challenge some of the most common investing advice out there and replace it with something a little more nuanced — and helpful. We talk about how to think about taxes across your lifetime (not just this year), why ...