Haussmann Financial Podcast

Navigating the Medicare System with Jill Takahashi 17.01.2025 28min

Are you making the most of your Medicare options? Understanding the different parts of Medicare can help you choose the right plan for you. Knowing when your election period is, working with a professional, and understanding how your financials affect your Medicare cost are all key factors to maximizing your Medicare benefits. There is no cost to working with a Medicare professional, so start today! Check out 7:22 to hear how to enroll in Medicare if you are not already collecting benefits. C...

Reviewing 401Ks with Erin Baldi 17.01.2025 10min

Do you know where all of your 401K money is? 401Ks are retirement accounts provided through employers. When we change jobs, we can often lose track of where we have these accounts and how much money is in them. There are 4 main options for managing these savings. We will explain the benefits and drawbacks of each option and how to make the most of your funds. Check out 4:43 to hear what we recommend most often for keeping track of 401K retirement savings. Click here to learn more about Hau...

Private Duty Homecare with Marinela Angeles 17.01.2025 11min

Do you need to locate care for an aging loved one? Private duty homecare is a non-medical, in-home care service for seniors recovering from an operation or with an advancing condition such as dementia or Alzheimer’s. Understanding what services are available and the pricing options are essential to choosing the right care for your loved ones. Check out 4:47 to hear when to start considering in-home care. Click here to learn more about Haussmann Financial. This episode is hosted ...

529 Plans with Doug Lewis 17.01.2025 24min

Are you familiar with 529 Accounts and the tax benefits they can have? These accounts can be an effective wealth planning tool, but it's essential that you know how to use them properly. On this episode, we welcome guest Doug Lewis to help us know the most important information for 529 accounts. Check out 8:45 to hear the difference between parents owning a 529 account and grandparents owning a 529 account. Click here to learn more about Haussmann Financial. This episode is hosted by ...

Living Trusts Part 2: Four Common Mistakes 17.01.2025 6min

What should you be careful of when creating a living trust? In this episode, Trudy is breaking down the four common mistakes people make when creating a living trust. If you missed it, check out the episode "Creating a Living Trust" to learn more about why a living trust is important before you tune into this episode about common mistakes. Check out 5:33 to hear the tax implications of a living trust and how to avoid making tax mistakes with your living trust. Click here to learn more ab...

Living Trusts Part 1: Creating a Living Trust 17.01.2025 7min

Do you have a living trust? A living trust can protect your family in estate planning to avoid the probate process which can be slow and expensive. So, what is a living trust? In this episode Trudy is breaking down who creates the trust, who manages it and how it can support your loved ones when you're gone. Check out 3:56 to hear how a living trust can help support you if you are ever unable to manage it yourself and how Trudy's own mom was protected by a living trust when she was ...

What a Financial Advisor Can Do for You 17.01.2025 9min

What does a financial advisor do, anyway? In this episode, Pat is talking about the role of a Financial Advisor and what they can do for your family. With his life-time of sailing experience, Pat draws fun similarities to a financial advisor and a sailing navigator to help you understand why having a financial advisor might be the right choice for you and your family. Check out 4:35 to hear why flexibility is crucial in your financial planning. If you are looking for a financial advisor ...

Planning for the Inevitable 17.01.2025 7min

What happens to all my things when I die? We can't escape the inevitable, and how we prepare for what happens when we die will majorly impact the experience of our friends and families when the time comes. There's a lot to sort out, so in this episode, we're talking about the planning options and ways that you can prepare now to make this process easier on your loved ones. Check out 4:00 to hear what a trust does and how it might help your family after you pass. Click here to learn more a...

Options for Long Term Care 17.01.2025 7min

Are you prepared for potential long term care needs? It is all too common that a loved one will grow old and need long term care. Do you know the options for your loved ones and yourself if this need should arise? In this episode, Trudy is taking you through the four basic categories that most long term care questions fall under: Levels of care, medicare, best ways to pay and terms and policies. Check out 6:17 to hear about the cost of home healthcare and the various options available for ...

Investing with Your Children 09.06.2023 8min

If you are looking for a financial advisor or want to learn more, contact Haussmann Financial here. Visit our website www.haussmannfinancial.com if you would like to know more about Haussmann Financial or call us at (800)773-8700 to schedule an appointment with one of our advisors. Patrick Danly, Financial Advisor; CA Insurance License. #0F88078 Patrick Danly is a Financial Advisor with, and securities and advisory services offered through, LPL Financial, a registered investment advisor, me...

College Savings Accounts 18.08.2022 9min

Do you have children or grandchildren? Do you want to save for their college education? There are options when it comes to saving for your children or grandchildren's college expenses. In this episode, Trudy (who has 4 children in college right now!) is breaking down your options to help you decide how to start saving for coming college expenses. Check out 6:30 to hear Trudy's answer to many common questions, such as what happens to the account if your child doesn't go to college?&nbs...

Family Finance Meeting 28.07.2022 6min

Do you need to communicate financial information with your family members, but not sure where to start? In this episode, we're talking about the benefits of having a family meeting about your financial affairs. Sitting down with your financial advisor can set your family members up for financial success. Check out 2:54 to hear the story of Scott and Kris and how a family meeting with their financial advisor supported them through navigating aging parents and financial shifts.&n...

Investment Risk 21.07.2022 10min

How risky is investing in the stock market? As investment professionals and certified financial planners, our job is to understand the whole range of risk associated with financial investing. In this episode, Trudy is sharing the five major types of risk involved in investing in the stock market to help you decide if investments are the right financial decision for you. Check out 2:15 to hear the first of the five major types of risk. Investment professionals are skilled in mitigating ris...

Budgeting Made Simple 07.07.2022 13min

Do I really have to budget? Budgeting isn't the most exciting task, but it is important to have a template for spending. Having a clean budget helps both you and your financial advisor make the best financial decisions each month. In this episode, we're talking about budgeting for daily life now and for the retirement lifestyle. Check out 4:28 to hear Pat's simple process to create a functioning, easy to maintain, budget. A monthly budget is a strong starting place for f...

Preparing for Retirement 16.06.2022 8min

What will you do when you retire? In this episode, Trudy is talking about the three common categories in retirement that she's observed in her clients over the last thirty years as a financial advisor. There are lots of ways you can prepare yourself for a smooth transition into retirement and we're here to help you ease into that new phase of life. Check out 7:13 to hear how a financial advisor can help guide you through the transition to retirement. Click here to learn more about H...

Meet Pat 16.06.2022 15min

Meet the Haussmann Team! In this episode, we're getting to know Financial Advisor Pat Danly. Pat and Trudy grew up together and have now worked together at Haussmann Financial for 15 years. In this episode, Pat is sharing his path to Haussmann Financial and why working with Trudy and the team has been impactful in both his own life and the life of his clients. Check out 10:50 to hear success stories from Pat's experiences with his clients. And, Pat is sharing what success looks like ...

Welcome to the Haussmann Financial Podcast 05.06.2022 1min

We are thrilled to announce that Haussmann Financial is launching a PODCAST! The Haussmann Financial Podcast was created because we realized many of our clients have asked similar questions over the last 30 years and we knew we could create a resource to answer them all in one space. This is the perfect podcast for answering life's financial questions, simply. This podcast we made JUST FOR YOU. It is for you to share with your kids, your friends, and anyone in yo...