People by WTF

Epizode

• The Crypto Skeptic vs The Coinbase CEO | Brian Armstrong x Nikhil Kamath | People by WTF 16.07.2026 2h 19min

  I've said it before I'm a crypto critic. I've never bought a Bitcoin, never held a stable coin, never traded a perp. So I sat down with Brian Armstrong, the CEO of Coinbase, the company that stores more crypto than anyone else on the planet and asked him to explain the whole thing from scratch, like I was an idiot. What followed was the most patient walkthrough of this industry I've ever been given: what a blockchain actually is, why proof of stake replaced proof of work, how stable coin issuers make money, and why he believes fractional reserve banking the foundation of every bank you've ever used shouldn't be the foundation of anything. I pushed him on where the yield really comes from, why an intermediary deserves my treasury returns, and whether crypto has quietly become the opposite of everything Satoshi wrote in that white paper. I'm still not buying a Bitcoin. But for the first time, I understand why so many people do.Timestamps:00:00 Introduction05:12 Income inequality and making everyone a capitalist11:15 Inequality's magnitude and AI's concentration problem17:54 Why AI agents will pay in stablecoins24:28 The risk and yield economics of stablecoins31:21 Remittances, a digital rupee and tokenized gold38:09 Bitcoin and blockchain from first principles45:25 Mining economics and the Michael Saylor playbook51:09 How proof of stake secures a network56:52 Smart contracts and DeFi lending explained1:01:42 Creating entrepreneurs and India's fear of failure1:08:16 India's crypto adoption and the leverage wipeout1:15:56 Banks, stablecoins and the fractional reserve debate1:22:13 The everything exchange and money as energy1:27:50 The AI bubble question and open source models1:34:43 Going to Washington and suing the SEC1:40:01 The rise of perpetual futures trading1:45:32 Bitcoin's psychology and fair market data1:51:35 Base and building the new financial system1:57:25 Whether Brian would run for president2:02:14 Sleep, health and advice for obsessive traders2:08:50 Bitcoin versus gold and remittance opportunities2:13:34 Agentic commerce, moats and capital formation#nikhilkamath-Co-founder of Zerodha and GruhasHost of 'WTF is' & 'People By WTF' PodcastTwitter: https://x.com/nikhilkamathcio/Instagram: https://www.instagram.com/nikhilkamathcio/LinkedIn: https://www.linkedin.com/in/nikhilkamathcio?utm_source=share&utm_campaign=share_via&utm_content=profile&utm_medium=ios_appFacebook: https://www.facebook.com/nikhilkamathcio/Brian Armstrong – CEO of CoinbaseLinkedIn: https://www.linkedin.com/in/barmstrong/X: https://x.com/brian_armstrongInstagram: https://www.instagram.com/brian_armstrong/?hl=enWatch 'WTF is' Podcast on Spotifyhttps://tinyurl.com/4nsm4eznWatch 'People by WTF' Podcast on Spotifyhttps://tinyurl.com/yme92c59Watch 'WTF Online' on Spotifyhttps://tinyurl.com/4tjua4th#WTFiswithnikhilkamath #PeopleByWTF #WTFOnline
• Brian Armstrong x Nikhil Kamath | Ep. 24 Trailer | People by WTF 14.07.2026 1min

  #nikhilkamath-Co-founder of Zerodha and GruhasHost of 'WTF is' & 'People By WTF' PodcastTwitter: https://x.com/nikhilkamathcio/Instagram: https://www.instagram.com/nikhilkamathcio/LinkedIn: https://www.linkedin.com/in/nikhilkamathcio?utm_source=share&utm_campaign=share_via&utm_content=profile&utm_medium=ios_appFacebook: https://www.facebook.com/nikhilkamathcio/Brian Armstrong- CEO of CoinbaseLinkedIN- https://www.linkedin.com/in/barmstrong/X- https://x.com/brian_armstrongInstagram - https://www.instagram.com/brian_armstrong/?hl=enWatch 'WTF is' Podcast on Spotifyhttps://tinyurl.com/4nsm4eznWatch 'People by WTF' Podcast on Spotifyhttps://tinyurl.com/yme92c59Watch 'WTF Online' on Spotifyhttps://tinyurl.com/4tjua4th#WTFiswithnikhilkamath #PeopleByWTF #WTFOnline
• The President of Cyprus on Whether Democracy Still Works | Nikhil Kamath | People by WTF 02.07.2026 1h 13min

  I sat down with Nikos Christodoulides, the President of Cyprus — and the rare leader who came to politics as a historian first. Cyprus is a country of a million and a half people sitting on the bridge between Europe, the Middle East, and Africa, which makes it one of the most strategically placed nations on earth right now. We got into why he believes the world is sliding back into raw power politics, why the institutions built after World War II no longer reflect reality, why India has to be at the centre of whatever replaces them, and why he thinks war is the easiest mistake a country can make and the hardest to undo. We also talked about democracy under pressure, why he moved from the left to the centre-right over a lifetime, what AI might do to work and governance, and what it actually feels like to wake up every day and carry the weight of a country. He told me it's a very lonely role — and that the only thing that matters is whether history, not tomorrow's headlines, judges you well.00:00 Introduction03:07 Being a historian first, a politician second08:02 Why power politics is returning to the world12:03 The case for India on the UN Security Council17:01 How postwar institutions favoured the incumbents22:23 Whether democracy still delivers economic progress27:02 Designing a new regional order from India to Europe34:39 Why interests, not values, reshape alliances40:53 The only real way to avoid war42:35 Where he stands on left versus right46:02 Moving from academia into political reality47:11 What AI could do to work and democracy52:08 Thinking about the next generation, not the next election56:22 What it feels like to hold power1:03:09 What diplomacy taught him about negotiation1:07:57 A closing argument for India's leading role#NikhilKamath – Co-founder of Zerodha and GruhasHost of 'WTF is' & 'People By WTF' PodcastTwitter/X: https://x.com/nikhilkamathcio/Instagram: https://www.instagram.com/nikhilkamathcio/LinkedIn: https://www.linkedin.com/in/nikhilkamathcio?utm_source=share&utm_campaign=share_via&utm_content=profile&utm_medium=ios_appFacebook: https://www.facebook.com/nikhilkamathcio/Nikos Christodoulides – President of the Republic of CyprusLinkedIn: https://www.linkedin.com/in/nikos-christodoulides-660b02139/Instagram: https://www.instagram.com/nikoschristodoulides/?hl=enX: https://x.com/ChristodulidesWatch 'WTF is' Podcast on Spotifyhttps://tinyurl.com/4nsm4eznWatch 'People by WTF' Podcast on Spotifyhttps://tinyurl.com/yme92c59Watch 'WTF Online' on Spotifyhttps://tinyurl.com/4tjua4th#WTFiswithnikhilkamath #PeopleByWTF #WTFOnline
• The Historian Who Became President of a Country | Ep. Trailer | People by WTF 01.07.2026 1min

  Most politicians know history. My next guest is a historian who became a president. He runs Cyprus — a million-and-a-half people sitting on the bridge between Europe and the Middle East — and he thinks the world is sliding back into the kind of power politics he spent his academic life studying. We got into why starting a war is easy and finishing one is almost impossible, why he believes India has to lead the next world order, and what it actually feels like to hold power. Full episode drops soon.#NikhilKamath – Co-founder of Zerodha and GruhasHost of 'WTF is' & 'People By WTF' PodcastTwitter/X: https://x.com/nikhilkamathcio/Instagram: https://www.instagram.com/nikhilkamathcio/LinkedIn: https://www.linkedin.com/in/nikhilkamathcio?utm_source=share&utm_campaign=share_via&utm_content=profile&utm_medium=ios_appFacebook: https://www.facebook.com/nikhilkamathcio/Nikos Christodoulides – President of the Republic of CyprusLinkedIn: https://www.linkedin.com/in/nikos-christodoulides-660b02139/Instagram: https://www.instagram.com/nikoschristodoulides/?hl=enX: https://x.com/ChristodulidesWatch 'WTF is' Podcast on Spotifyhttps://tinyurl.com/4nsm4eznWatch 'People by WTF' Podcast on Spotifyhttps://tinyurl.com/yme92c59Watch 'WTF Online' on Spotifyhttps://tinyurl.com/4tjua4th#WTFiswithnikhilkamath #PeopleByWTF #WTFOnline
• Martin Escobari: Trauma, Chaos & Three Industries Worth $100B | Nikhil Kamath | People by WTF 29.05.2026 1h 33min

  Martin Escobari is the co-president of General Atlantic, one of the largest growth equity funds in the world, and he says entrepreneurs and gangsters have more in common than we admit — so few make it, so many die early, and the ones that survive are almost always wounded in some specific way. He grew up in Bolivia in the 80s through 35,000% inflation, eleven presidents in ten years, and three coups; his family lost everything in a revolution; and he now believes America is converging towards the volatility he escaped, not the other way around. I brought in Arian, a 21-year-old founder who cold emailed Sam Altman from India, and asked Martin to allocate $100 billion across three industries with a blank slate today — AI, healthcare, energy transition, and the rise of the new consumer in the global south. We got into why India hasn't produced a truly global company, why four out of seven frauds in General Atlantic's entire history happened here, why the next generation of Indian founders has to build without shortcuts, and why fiction makes better investors than non-fiction. The most interesting two hours I've spent at a dinner table this year.Timestamp:00:00 Introduction05:14 Engineering a happy life08:22 Surviving Bolivia's hyperinflation12:19 Trauma as the engine behind every entrepreneur20:17 Built-for-turbulence companies and spear fishing the storm25:31 Is America still worth the journey, and what is wealth for31:00 Capitalism, communism, and learning to think critically37:19 Submarino, the IPO crash, and the India that almost was43:02 Aryan's story: cold-emailing Sam Altman from Mumbai51:18 The four mega-trends and where to put 100 billion1:01:53 Why India has never built a global company1:10:25 How General Atlantic is built: perpetual capital and pooled bets1:16:14 Manifestation, the 8-second rule, and the checklist for great companies1:24:23 Failure, dead ends, and the courage to change your mind1:28:36 The venture-to-IPO value chain, monopolies, and young revolutionaries#nikhilkamath Co-founder of Zerodha and GruhasHost of 'WTF is' & 'People By WTF' PodcastTwitter: x.com/nikhilkamathcioInstagram: instagram.com/nikhilkamathcioLinkedIn: linkedin.com/in/nikhilkamathcioFacebook: facebook.com/nikhilkamathcio#MartinEscobari — Co-President and Head of Global Growth Equity at General AtlanticLinkedIn: linkedin.com/in/martin-escobariTwitter: x.com/MartinEscobariWatch 'WTF is' Podcast on SpotifySpotify LinkWatch 'People by WTF' Podcast on SpotifySpotify LinkWatch 'WTF Online' on SpotifySpotify Link#WTFiswithnikhilkamath #PeopleByWTF #WTFOnline
• Martin Escobari: "America Is Freaking Out About 5%, We Had 35,000%" | Ep. 22 Trailer | People by WTF 28.05.2026 2min

  Martin Escobari is the co-president of General Atlantic — one of the largest growth equity funds in the world, with over $5 billion deployed into India. He grew up in Bolivia in the 80s with 35,000% inflation, eleven presidents in ten years, three coups, and a family that lost everything in a revolution.I sat him down with a few Columbia Business School students and a 21-year-old AI founder named Arian and asked him the questions a 20-year-old and a 40-year-old would each ask differently.Full episode drops soon.#nikhilkamath Co-founder of Zerodha and GruhasHost of 'WTF is' & 'People By WTF' PodcastTwitter: x.com/nikhilkamathcioInstagram: instagram.com/nikhilkamathcioLinkedIn: linkedin.com/in/nikhilkamathcioFacebook: facebook.com/nikhilkamathcio#MartinEscobari — Co-President and Head of Global Growth Equity at General AtlanticLinkedIn: linkedin.com/in/martin-escobariTwitter: x.com/MartinEscobariWatch 'WTF is' Podcast on SpotifySpotify LinkWatch 'People by WTF' Podcast on SpotifySpotify LinkWatch 'WTF Online' on SpotifySpotify Link#WTFiswithnikhilkamath #PeopleByWTF #WTFOnline
• The $120 Billion Man: Poverty, Power & Why Jobs Fix Everything | Ajay Banga x Nikhil Kamath | People by WTF 21.04.2026 1h 23min

  Ajay Banga took Mastercard from a $30 billion company to $360 billion in a decade, was the frontrunner to run Citibank's quarter of a million people, quit to become CEO of a company with 4,000 — and today runs the World Bank Group, a $120 billion-a-year institution that was originally built to rebuild Europe and Japan after the Second World War and now exists to kill poverty by creating jobs. He says 600 million people in Africa have zero electricity and he doesn't mean inadequate electricity he means black none, that 1.2 billion young people in the developing world will turn 18 in the next 15 years with only 400 million jobs projected for them, that if you don't give them hope the demographic dividend stops being a light at the end of the tunnel and becomes a freight train, that the five sectors governments should obsess over are infrastructure and smallholder farming and primary healthcare and tourism and value-added manufacturing, that India gets fewer tourists a year than a country a fraction of its size and cultural weight, that the World Bank financed Japan's bullet trains and France's nuclear plants and helped create HDFC, that every dollar invested in tourism creates more jobs than a dollar in any other sector, that fossil fuels aren't going away but energy security is becoming a national security question, that small AI delivered on a phone to an illiterate farmer matters more to the developing world than large language models, that life is 50% luck but most people leave their luck on the station platform and forget about it, and that the only way to put a nail in the coffin of poverty is to give somebody a job because earnings are not just subsistence — they are hope and optimism and the belief that tomorrow will be better than today00:00 Introduction02:26 AJ's career journey across industries09:00 Consumption patterns and consumer insecurity15:00 World Bank's five-part structure explained22:00 Killing poverty through job creation29:00 Primary healthcare and farmer empowerment35:00 Wealth concentration versus societal prosperity spread42:00 Demographic dividend becoming freight train49:00 Five sectors driving future jobs56:00 Decency quotient over IQ EQ1:03:00 Energy security and nuclear opportunities1:10:00 Forward thinking beats historical grievances1:17:00 Luck flexibility and taking risks1:23:00 Closing message on optimismNikhil Kamath Entrepreneur & InvestorHost of 'WTF is' & 'People By WTF' PodcastTwitter: https://x.com/nikhilkamathcio/Instagram: https://www.instagram.com/nikhilkamathcio/LinkedIn: https://www.linkedin.com/in/nikhilkamathcio/Facebook: https://www.facebook.com/nikhilkamathcio/LinkedIn: https://www.linkedin.com/company/the-world-bank-group/X - https://x.com/WorldBankGroupInstagram - https://www.instagram.com/worldbankgroup/Watch 'WTF is' Podcast on Spotifyhttps://tinyurl.com/4nsm4eznWatch 'People by WTF' Podcast on Spotifyhttps://tinyurl.com/yme92c59Watch 'WTF Online' on Spotifyhttps://tinyurl.com/4tjua4th#WTFiswithnikhilkamath #PeopleByWTF #WTFOnline
• Ajay Banga x Nikhil Kamath | Ep. Trailer | People by WTF 18.04.2026 1min

  Ajay Banga took Mastercard from a $30 billion company to $360 billion, left when he was the frontrunner to run Citibank's 250,000 people, and now controls $120 billion a year as the President of the World Bank Group — the institution that was built after the Second World War to stop poverty from turning into war. He says life is 50% luck but most people leave their luck on the station platform, that India gets under 20 million tourists a year which is insane for a country with beaches, mountains, culture, history, food and what he calls cool people, and that the world is about to have 1.2 billion young people turn 18 with only 400 million jobs waiting for them — and if you don't give them hope, the demographic dividend becomes a freight train. Full episode drops soon.Nikhil Kamath Co-founder of Zerodha and GruhasHost of 'WTF is' & 'People By WTF' PodcastTwitter: https://x.com/nikhilkamathcio/Instagram: https://www.instagram.com/nikhilkamathcio/LinkedIn: https://www.linkedin.com/in/nikhilkamathcio/Facebook: https://www.facebook.com/nikhilkamathcio/World Bank Group:X - https://x.com/WorldBankGroupInstagram - https://www.instagram.com/worldbankgroup/Watch 'WTF is' Podcast on Spotifyhttps://tinyurl.com/4nsm4eznWatch 'People by WTF' Podcast on Spotifyhttps://tinyurl.com/yme92c59Watch 'WTF Online' on Spotifyhttps://tinyurl.com/4tjua4th#WTFiswithnikhilkamath #PeopleByWTF #WTFOnline
• Rishi Sunak & Akshata Murty: Dharma, Failure & The Middle Path | Nikhil Kamath | People by WTF 25.03.2026 3h 2min

  Rishi Sunak says patience is a bigger competitive advantage than speed, that every decision that reaches a leader is 50-50 by definition because if it weren't someone else would have made it, that the long term is just a succession of short terms you either survived or got kicked out of, and that the thing he wishes he'd done more of in his career is read fiction — because non-fiction tells you what to do and how to do it but fiction teaches you why and gives you a deeper understanding of people.Akshata Murty says her identity was never her father's name or her husband's title, that the middle path between stoicism and epicureanism is where the answer almost always lives, and that the validation she chases is impact — not position, not wealth, not the approval of people who've already decided who she is.First couple's episode we've ever done, and it went places none of us expected.Timestamps:00:00 Introduction06:04 Foundery: India's consumer brand accelerator12:20 Storytelling as a leadership superpower18:05 Parents' pharmacy inspired political career24:04 Educating children in the AI era30:05 Leaning into human skills over AI36:17 How Rishi and Akshata decide differently42:10 Goldman Sachs to Prime Minister journey48:03 Patience as an underrated competitive advantage54:15 Entering politics: resilience, patience, service1:00:06 Staying unapologetically Indian in British politics1:06:51 Life inside 10 Downing Street1:12:20 AI sovereignty and global trade tensions1:18:32 De-globalisation and supply chain resilience1:24:38 Free trade, tariffs, and level playing fields1:31:17 Akshata's identity beyond famous family1:37:53 Validation through impact, not inheritance1:44:04 Finding balance between desire and austerity1:50:04 Being kind to yourself after failure1:56:42 Identity, heritage, and the living bridge2:03:03 Nostalgic Bangalore food and childhood memories2:09:05 Why young Indians should enter politics2:16:03 Education, financial literacy, and compounding2:22:04 Learning to learn in the AI age2:29:52 How Rishi and Akshata use AI daily2:37:09 Can AI truly be creative?2:44:06 Losing the Prime Ministership: lessons in dharma2:51:30 Poets versus politicians: who should we hear?2:58:17 Motivating young people to shape policyNikhil KamathCo-founder of Zerodha and GruhasHost of 'WTF is' & 'People By WTF' PodcastTwitter: https://x.com/nikhilkamathcio/Instagram: https://www.instagram.com/nikhilkamathcioLinkedIn: https://www.linkedin.com/in/nikhilkamathcio/Facebook: https://www.facebook.com/nikhilkamathcioRishi SunakYouTube: https://www.youtube.com/@rishisunakX: https://x.com/RishiSunak?s=20Instagram: https://www.instagram.com/rishisunakmpFacebook: https://www.facebook.com/rishisunakAkshata MurtyYouTube: https://www.youtube.com/@akshataonlineX: https://x.com/anmurtyInstagram: https://www.instagram.com/rishisunakmpFacebook: https://www.facebook.com/rishisunakWatch on Spotifyhttps://tinyurl.com/4nsm4eznhttps://tinyurl.com/yme92c59https://tinyurl.com/4tjua4th#WTFiswithnikhilkamath#PeopleByWTF#WTFOnline
• Rishi Sunak & Akshata Murty : Marriage, Power & Losing All In Public | Nikhil Kamath | People by WTF 23.03.2026 1min

  Rishi Sunak says he could not function without his marriage, that losing the most public job in the world taught him that the Gita was right about focusing on dharma and not outcomes, and that the blank canvas at 45 is more exciting than the track that got him there. Akshata Murty says she’s not stuck on being her father’s daughter or her husband’s wife, she is clear on who she is than any title ever made her and the answer to most things lives in balance, somewhere between stoicism and epicureanism. First couple's episode. Full conversation drops soon.#nikhilkamath Co-founder of Zerodha and GruhasHost of 'WTF is' & 'People By WTF' PodcastTwitter: https://x.com/nikhilkamathcio/Instagram: https://www.instagram.com/nikhilkamathcio/LinkedIn: https://www.linkedin.com/in/nikhilkamathcio/Facebook: https://www.facebook.com/nikhilkamathcio/#rishisunak Former PM of the UKYoutube - https://www.youtube.com/@rishisunakX - https://x.com/RishiSunak?s=20Instagram - https://www.instagram.com/rishisunakmp/Facebook - https://www.facebook.com/rishisunakLinkedIn - https://www.linkedin.com/in/rishi-sunak#akshatamurty Businesswoman and PhilanthropistYoutube - https://www.youtube.com/@akshataonlineX - https://x.com/anmurtyInstagram - https://www.instagram.com/rishisunakmp/Facebook - https://www.facebook.com/rishisunakLinkedIn - https://www.linkedin.com/in/akshata-murty-5a04232Watch 'WTF is' Podcast on Spotifyhttps://tinyurl.com/4nsm4eznWatch 'People by WTF' Podcast on Spotifyhttps://tinyurl.com/yme92c59Watch 'WTF Online' on Spotifyhttps://tinyurl.com/4tjua4th#WTFiswithnikhilkamath #PeopleByWTF #WTFOnline
• I can't believe I said this 23.03.2026

  One of them says the Gita's line on duty over outcomes is what got him through the most public failure of his life. The other says her identity has never been her father's name or her husband's title. They've been together 20 years and still argue about ice cream flavours. First couple's episode we've ever done.#nikhilkamath Co-founder of Zerodha and GruhasHost of 'WTF is' & 'People By WTF' PodcastTwitter: https://x.com/nikhilkamathcio/Instagram: https://www.instagram.com/nikhilkamathcio/LinkedIn: https://www.linkedin.com/in/nikhilkamathkamathcio/Facebook: https://www.facebook.com/nikhilkamathcio/Watch 'WTF is' Podcast on Spotifyhttps://tinyurl.com/4nsm4eznWatch 'People by WTF' Podcast on Spotifyhttps://tinyurl.com/yme92c59Watch 'WTF Online' on Spotifyhttps://tinyurl.com/4tjua4th#WTFiswithnikhilkamath #PeopleByWTF #WTFOnline
• Pain, Power & The Game Nobody Wins | Chamath Palihapitiya x Nikhil Kamath | People by WTF 02.03.2026 1h 10min

  I sat down with Chamath Palihapitiya. He sold a company to Nvidia for $20 billion, woke up the next morning, saw $13 billion hit the account, and felt nothing. This is a guy who grew up in a home with alcoholism and abuse, immigrated to Canada with nothing, lost billions on SPACs, rebuilt, and now says the whole game is exactly that — a game. We got into the uncomfortable stuff: why pain is the single best predictor of entrepreneurial success, why investing is never a team sport and anyone who says otherwise is losing money, and why Bitcoin has a structural flaw that will permanently cap its ceiling. Chamath makes the case that Trump is the most effective political athlete America has ever seen, that some form of socialism is probably inevitable if we don't fix student debt and housing, and that his next obsession is building the machine that makes the machine — a software factory for the AI era.00:00 Introduction06:09 Chamath’s Painful Childhood & Hunger11:16 What Actually Matters Beyond Success17:06 Business as a Game, Not Life22:04 The Machine That Makes Machines29:11 Trump, Trade & America’s Political Reset37:30 Investing Lessons: Conviction Over Consensus43:12 Bitcoin’s Structural Flaws & Limitations49:56 The Conceptual Stack for AI Investing55:12 AI Hype, Valuations & Catastrophising58:26 Socialism’s Inevitable Rise & Boundary Fixes1:03:48 Building Sovereign Social Media from India#nikhilkamath Co-founder of Zerodha and GruhasHost of 'WTF is' & 'People By WTF' PodcastTwitter : https://x.com/nikhilkamathcio/Instagram : https://www.instagram.com/nikhilkamathcio/LinkedIn : https://www.linkedin.com/in/nikhilkamathcio/Facebook : https://www.facebook.com/nikhilkamathcio/#chamathpalihapitiyaLinkedIN : https://www.linkedin.com/in/chamath/X - https://x.com/chamathWatch 'WTF is' Podcast on Spotifyhttps://tinyurl.com/4nsm4eznWatch 'People by WTF' Podcast on Spotify https://tinyurl.com/yme92c59Watch 'WTF Online' on Spotifyhttps://tinyurl.com/4tjua4th#WTFiswithnikhilkamath #PeopleByWTF #WTFOnline #chamath #chamathpalihapitiya #nvidia #software #ai #business #trump #podcast
• Chamath Palihapitiya x Nikhil Kamath | Ep. 19 Trailer | People by WTF 28.02.2026 1min

  Chamath Palihapitiya has made and lost billions. He backed Tesla, Bitcoin, and the Golden State Warriors when everyone told him he was insane. Now he's building what he calls a software factory — the machine that makes the machine. We talked about why pain is a prerequisite for scale, why socialism might be closer than any capitalist wants to admit, and why none of the metrics society uses to measure success actually mean anything. This was not a polished conversation.Chamath Palihapitiya has made and lost billions. He backed Tesla, Bitcoin, and the Golden State Warriors when everyone told him he was insane. Now he's building what he calls a software factory — the machine that makes the machine. We talked about why pain is a prerequisite for scale, why socialism might be closer than any capitalist wants to admit, and why none of the metrics society uses to measure success actually mean anything. This was not a polished conversation.#nikhilkamath Co-founder of Zerodha and GruhasHost of 'WTF is' & 'People By WTF' PodcastTwitter : https://x.com/nikhilkamathcio/Instagram : https://www.instagram.com/nikhilkamathcio/LinkedIn : https://www.linkedin.com/in/nikhilkamathcio/Facebook : https://www.facebook.com/nikhilkamathcio/#chamathpalihapitiyaLinkedIN : https://www.linkedin.com/in/chamath/X - https://x.com/chamathWatch 'WTF is' Podcast on Spotifyhttps://tinyurl.com/4nsm4eznWatch 'People by WTF' Podcast on Spotify https://tinyurl.com/yme92c59Watch 'WTF Online' on Spotifyhttps://tinyurl.com/4tjua4th#WTFiswithnikhilkamath #PeopleByWTF #WTFOnline #chamath #chamathpalihapitiya #nvidia #software #ai #business #trump #podcast
• The AI Tsunami is Here & Society Isn't Ready | Dario Amodei x Nikhil Kamath | People by WTF 24.02.2026 1h 8min

   I sat down with Dario Amodei in Bangalore. He built Claude, but he started as a biologist looking for a tool to cure disease. Today, he's at the helm of an AI revolution that he compares to a tsunami society is actively ignoring. We got into the heavy stuff: why Anthropic secretly withheld a working model before ChatGPT existed, whether AI is on the verge of consciousness, and if outsourcing our thinking is going to make humans measurably stupider. Dario makes the case that coding is a dying skill, critical thinking is our last real edge, and the absurd concentration of power in AI right now is a massive problem—even though he’s one of the people holding it.#nikhilkamath Co founder of Zerodha and GruhasHost of “WTF is” and “People By WTF” PodcastTwitter: https://x.com/nikhilkamathcio/Instagram: https://www.instagram.com/nikhilkamathcio/LinkedIn: https://www.linkedin.com/in/nikhilkamathcio/Facebook: https://www.facebook.com/nikhilkamathcio/#DarioamodeiLinkedIn: https://www.linkedin.com/in/dario-amodei/X: https://x.com/DarioAmodeiInstagram: https://www.instagram.com/dario.amodei/Watch “WTF is” Podcast on Spotifyhttps://tinyurl.com/4nsm4eznWatch “People By WTF” Podcast on Spotifyhttps://tinyurl.com/yme92c59Watch “WTF Online” on Spotifyhttps://tinyurl.com/4tjua4th#WTFiswithnikhilkamath #PeopleByWTF #WTFOnline #claude #claudeindia #podcast #anthropic #anthropicclaude #anthropicai #ai #aivideo #claudeTimestamps:00:00 Introduction06:13 Scaling laws explained simply13:27 Trust, humility, and corporate motives22:44 Using Claude personally, AI knowing you31:03 Rich people criticizing their own system37:05 India's role and IT partnerships44:15 Will AI surpass humans at everything50:17 Career advice for young Indians56:38 Open source vs closed AI models1:02:40 Biotech as the next big bet
• Dario Amodei: The Tsunami Nobody's Preparing For | Nikhil Kamath | Ep. 18 Trailer | People by WTF 24.02.2026 1min

  Dario Amodei runs a company valued at tens of billions of dollars, building the very AI systems he warns could reshape everything. So I asked him directly: isn't this a bit like rich people saying capitalism is bad? His answer surprised me. We went deep on the economics, the geopolitics, the safety debate, and why the people building AI might actually be the most paranoid about it. A long, honest, no-script conversation about the technology that's about to change all of our lives.#nikhilkamath Co-founder of Zerodha and GruhasHost of 'WTF is' & 'People By WTF' PodcastTwitter: https://x.com/nikhilka...Instagram: @nikhilkamathcio  LinkedIn: https://www.linkedin.c...Facebook: @nikhilkamathcio  #DarioamodeiLinkedIN- @dario-amodeiX - https://x.com/DarioAmodeiInstagram - @dario.amodei  Watch 'WTF is' Podcast on Spotifyhttps://tinyurl.com/4n...Watch 'People by WTF' Podcast on Spotifyhttps://tinyurl.com/ym...Watch 'WTF Online' on Spotifyhttps://tinyurl.com/4t...#WTFiswithnikhilkamath #PeopleByWTF #WTFOnline #claude #claudeindia #podcast #anthropic #anthropicclaude #anthropicai #ai #aivideo #claude
• Yuval Noah Harari: Stories, Power & Why Truth Doesn't Matter | Nikhil Kamath | People by WTF 13.02.2026 1h 23min

  I sat down with Yuval Noah Harari at the World Economic Forum in Davos and we ended up covering everything from why Christianity's core story is essentially "you are loved by an omnipotent God" to why Greenland might just be the world's most expensive real estate play. He walked me through how algorithms were handed the job of managing public conversation and optimised for hate because hate drives engagement, how AI is about to become the new rabbi because it can read every religious text ever written, and why the friendship between Europe and America — built over generations — is being thrown away for a bit of ice. He also told me that the biggest political achievement in human history was governments spending more on healthcare than military for the first time — and that it's being deliberately destroyed.Footage courtesy: WEF | CC BY-NC-ND 4.0 | Source:  • Davos 2026 Highlights | World Economic For...  [00:00:18 - 00:00:29]#nikhilkamath Co-founder of Zerodha and Gruhas Host of 'WTF is' & 'People By WTF' PodcastTwitter: https://x.com/nikhilkamathcio/ Instagram:  / nikhilkamathcioLinkedIn: https://www.linkedin.com/in/nikhilkam... Facebook:  / nikhilkamathcio  #YuvalNoahHarari @YuvalNoahHarariX - https://x.com/harari_yuval Instagram -  / yuval_noah_harari  Youtube -  / @yuvalnoahharari  00:00 Introduction01:31 History, change, and writing books03:57 Religion as humanity's most powerful fiction09:33 Geopolitics, power, and losing trust16:27 Greenland, tariffs, and negotiation tactics19:53 Democracy's self-correcting mechanism under threat28:19 AI taking over religion's authority33:44 Purpose, suffering, and controlling your mind39:59 Algorithms destroyed the public conversation48:02 No purpose, just understanding suffering55:06 Who actually runs the world today1:02:38 Nobody runs the world alone1:07:50 Can capitalism survive without human effort1:14:44 Venezuela, Iran, and rebuilding democracy1:21:11 Don't believe everything is just powerWatch 'WTF is' Podcast on Spotify https://tinyurl.com/4nsm4ezn Watch 'People by WTF' Podcast on Spotify https://tinyurl.com/yme92c59 Watch 'WTF Online' on Spotify https://tinyurl.com/4tjua4th #WTFiswithnikhilkamath #PeopleByWTF #WTFOnline
• Yuval Noah Harari x Nikhil Kamath | Ep. 17 Trailer | People by WTF 12.02.2026 1min

  Is religion dying, or is it just being replaced by AI? We are living through a dramatic geopolitical shift. The rules we grew up with are being rewritten. I sat down with historian and author Yuval Noah Harari at the World Economic Forum to understand if we are witnessing the end of an era or the beginning of something entirely new. From the "madness" of the US-Europe split to the private conversations between Putin and Xi that nobody talks about, this conversation connects the dots.Footage courtesy: WEF | CC BY-NC-ND 4.0 |Source:  • Davos 2026 Highlights | World Economic For...  [00:00:00 - 00:00:12] [00:01:09 - 00:01:17]#nikhilkamath Co-founder of Zerodha and Gruhas Host of 'WTF is' & 'People By WTF' PodcastX: https://x.com/nikhilkamathcio/ Instagram:  / nikhilkamathcio  LinkedIn: https://www.linkedin.com/in/nikhilkam... Facebook:  / nikhilkamathcio  #YuvalNoahHarari @YuvalNoahHarariX - https://x.com/harari_yuval Instagram -  / yuval_noah_harari  Youtube -  / @yuvalnoahharari  Watch 'WTF is' Podcast on Spotify https://tinyurl.com/4nsm4ezn Watch 'People by WTF' Podcast on Spotify https://tinyurl.com/yme92c59 Watch 'WTF Online' on Spotify https://tinyurl.com/4tjua4th #WTFiswithnikhilkamath #PeopleByWTF #WTFOnline
• Elon Musk: एक अलग बातचीत Nikhil Kamath के साथ | पूरा एपिसोड | People by WTF Ep. 16 08.12.2025 1h 54min

  Elon Musk × Nikhil Kamath — अब हिन्दी में।आपकी रिक्वेस्ट पर, हमने पूरा एपिसोड हिन्दी में डब किया है ताकि यह बातचीत और भी लोगों तक पहुंच सके।Timestamps :00:00 – Settling in02:08 – On X, text vs video, how people communicate06:45 – Collective consciousness09:54 – Meaning of life, Hitchhiker’s Guide to the Galaxy14:16 – Individuals vs collectives17:35 – What makes a company worth investing in20:00 – Work Elon is most excited about across Tesla, SpaceX and xAI23:35 – Starlink explained simply29:45 – UHI, and “Working will be optional”: what that means34:35 – Marshmallow test & delayed gratification36:13 – The letter X42:15 – Money, energy and the far future46:13 – AI, US debt & what productivity unlocks51:07 – Matrix, Simulation theory & probabilities56:30 – Morality, religion & GTA1:01:25 – Elon’s version of the simulation 1:03:17 – Elon’s Kids, Family structure & Nature vs. Nurture1:12:33 – Should kids still go to college?1:14:52 – How to regulate AI1:20:08 – Language, history, and what remains timeless1:23:22 — Movies vs podcasts1:24:33 — Can AI understand human nuance?1:26:01 — Where would Elon invest?1:27:52 —David vs Goliath1:30:03 — Humour, Friendship & Politics1:37:00 — Politics, influence, and business1:38:53 — Global trade, tariffs, Free markets1:41:11 — The relationship between business and government1:43:21 — DOGE 1:46:47 — Philanthropy1:47:39 — H1B & Immigration Laws1:51:17 — Advice for people building1:52:00 — Value creation and hard work1:53:26 — Closing thoughts & gratitude#NikhilKamath Entrepreneur & InvestorHost of 'WTF is' & 'People By WTF' Podcast X: https://x.com/nikhilkamathcio/  Instagram:  https://www.instagram.com/nikhilkamathcio/LinkedIn: https://www.linkedin.com/in/nikhilkamathcio?utm_source=share&utm_campaign=share_via&utm_content=profile&utm_medium=ios_appFacebook: https://www.facebook.com/nikhilkamathcio/#elonmusk X - https://x.com/elonmuskWatch 'WTF is' Podcast on Spotify https://tinyurl.com/4nsm4eznWatch 'People by WTF' Podcast on Spotify https://tinyurl.com/yme92c59Watch 'WTF Online' on Spotify https://tinyurl.com/4tjua4th#WTFiswithnikhilkamath  #PeopleByWTF #WTFOnline
• Elon Musk: A Different Conversation | Full Episode | People by WTF Ep. 16 30.11.2025 1h 54min

  A long conversation with #ElonMusk about work, consciousness, family, money, AI and how the future might unfold. No script, no performance, just two people thinking out loud. A big thank you to Manoj Ladwa - a close friend of many years and a remarkable connector of India to the world and the world to India. Through India Global Forum, he has built one of the most influential platforms showcasing India’s rise. As I’ve said before, this is India’s decade, and leaders like @ManojLadwa and India Global Forum will be the flag bearers in making that a reality.Timestamp:00:00 – Settling in & the first few minutes of conversation02:00 – On X, text vs video, how people communicate05:00 – Free speech, balance and how platforms shape thought07:30 – Collective consciousness & translation across languages10:30 – Meaning of life, Hitchhiker’s Guide & asking the right questions13:30 – Individuals vs collectives16:00 – How progress happens and why teams matter18:30 – What makes a company worth investing in20:00 – Work Elon is most excited about across Tesla, SpaceX and xAI22:00 – Self-driving, real-world AI and Optimus23:30 – Starlink explained simply27:00 – Cities, rural life and how AI may change where we live30:00 – “Working will be optional”: what that means33:00 – UHI, deflation and the next 20 years36:00 – Marshmallow test & delayed gratification38:00 – On kids, family and time40:00 – The letter X42:00 – Money, energy and the far future47:00 – AI, debt & what productivity unlocks50:00 – Simulation theory & probabilities55:00 – Morality, religion & what makes societies stable59:00 – Family structure & the future of population1:03:00 – Nature, nurture & potential1:07:00 – Should kids still go to college?1:11:00 – Truth, beauty, curiosity in AI1:18:00 – Podcasts, content, and how stories are changing1:23:00 – Language, history, and what remains timeless#NikhilKamath Entrepreneur & Investor Host of 'WTF is' & 'People By WTF' Podcast X: https://x.com/nikhilkamathcio/ Instagram: https://www.instagram.com/nikhilkamathcio/ LinkedIn: https://www.linkedin.com/in/nikhilkamathcio?utm_source=share&utm_campaign=share_via&utm_content=profile&utm_medium=ios_app Facebook: https://www.facebook.com/nikhilkamathcio/ #elonmusk X - https://x.com/elonmusk Watch 'WTF is' Podcast on Spotify https://tinyurl.com/4nsm4ezn Watch 'People by WTF' Podcast on Spotify https://tinyurl.com/yme92c59 Watch 'WTF Online' on Spotify https://tinyurl.com/4tjua4th #WTFiswithnikhilkamath #PeopleByWTF #WTFOnline
• Elon Musk x Nikhil Kamath | Ep. 16 Trailer | People by WTF 30.11.2025 1min

  Here’s to delaying gratification. The future belongs to the patient. #NikhilKamath Entrepreneur & Investor Host of 'WTF is' & 'People By WTF' PodcastX: https://x.com/nikhilkamathcio/Instagram: https://www.instagram.com/nikhilkamathcio/LinkedIn: https://www.linkedin.com/in/nikhilkamathcio?utm_source=share&utm_campaign=share_via&utm_content=profile&utm_medium=ios_appFacebook: https://www.facebook.com/nikhilkamathcio/ #elonmuskX - https://x.com/elonmuskWatch 'WTF is' Podcast on Spotify https://tinyurl.com/4nsm4eznWatch 'People by WTF' Podcast on Spotify https://tinyurl.com/yme92c59Watch 'WTF Online' on Spotify https://tinyurl.com/4tjua4th#WTFiswithnikhilkamath #PeopleByWTF #WTFOnline