The Wealth Dock Podcast: Helping guide your path to long-term wealth

Epizode

• Why Skill Matters More Than Belts in Martial Arts with Master Mehrdad (Ep. 17) 13.04.2026 31min

  What happens when growth, discipline, and real standards matter more than quick rewards? In this episode, Mike Heckman talks with Master Mehrdad, Taekwondo Master, accomplished kickboxer, and school owner in Massachusetts, about building a martial arts program centered on skill, discipline, and earned progress. He explains why belt color should never outrank ability, how challenge helps students grow on and off the mat, and why parents need to look beyond rank. They also discuss running a strong school without losing integrity, expanding into childcare, and balancing high standards with business growth. Key takeaways: Why Master Mehrdad builds a skill-first culture so students value progress, discipline, and earned growth How challenge, discomfort, and structure help kids build toughness they can carry beyond class Why belt promotions can lose meaning when schools reward attendance more than real ability How childcare and martial arts together created a stronger business model and steadier revenue Why protecting martial arts integrity can conflict with growth, scale, and market demand And more! Resources: Meet the Team at Sable Point Wealth Management Connect with Mike Heckman:  LinkedIn: Mike Heckman MS, CFP®, CEPA® mike@sablepointwm.com Sable Point Wealth Management (231) 425-4308 Connect with Master Mehrdad:  Website: Massachusetts Taekwondo Academy Facebook: Massachusetts Taekwondo Academy About our Guest:  Master Mehrdad is a Taekwondo Master, accomplished kickboxer, and martial arts school owner based in Massachusetts. He is known for building a training environment centered on discipline, skill development, and earned progress rather than fast promotions or recognition. Through his approach, he emphasizes mental and physical toughness, helping students grow both on and off the mat. In addition to leading his school, he has expanded his programs to include kickboxing, combat training, and structured childcare, creating a well-rounded system that supports both families and athletes.
• Building Community, Discipline, and Leadership Through Martial Arts with Master Eric Ford (Ep. 16) 09.04.2026 35min

  What keeps people committed when things get difficult? What turns a simple activity into something deeply meaningful? In this episode, Mike Heckman interviews Master Eric Ford, Owner of TVMA Academy, about how martial arts shapes discipline, leadership, and personal growth beyond the mat. He shares his journey from student to school owner and how his philosophy centers on guiding others rather than just teaching techniques. The conversation explores building a strong community, creating emotional connections, and tailoring growth paths for each individual. Eric also reflects on mentorship, evolving standards in martial arts, and the powerful role of shared struggle in shaping resilience. Key takeaways: How viewing students as individuals, not transactions, creates deeper engagement and long-term loyalty Why a beginner’s mindset helps instructors stay energized and continuously improve their teaching How emotional connection and shared struggle build stronger communities than skill alone The importance of balancing accountability with compassion when raising performance standards Why tailoring growth paths based on individual strengths leads to lasting development And more! Resources: Meet the Team at Sable Point Wealth Management Connect with Mike Heckman:  LinkedIn: Mike Heckman MS, CFP®, CEPA® mike@sablepointwm.com Sable Point Wealth Management (231) 425-4308 Connect with Master Eric Ford:  LinkedIn: Master Eric Ford Website: TVMA Academy About our Guest:  Master Eric Ford sees his role as more than teaching techniques. He focuses on guiding students through a process of growth that builds discipline, confidence, and personal responsibility over time. He is a Kukkiwon-certified International Taekwondo Master and the owner and head instructor of TVMA Academy. His approach is shaped by decades of training, mentorship under respected masters, and years of working with students of all ages, from beginners to advanced practitioners, preparing for leadership and black belt progression. At TVMA Academy, progress is earned, not rushed. Strong foundations are emphasized, with each belt building toward the next and each lesson extending beyond the dojang. While rank matters, character, consistency, and mindset are placed at the forefront. His teaching blends traditional Taekwondo with an understanding of exercise science, movement, and recovery, allowing training to be both challenging and sustainable for all experience levels. Beyond the dojang, Master Ford has worked with youth and family services, supporting personal development through structured programs. He has also contributed to professional security work, reinforcing values like composure, awareness, and responsibility under pressure. He has spent years guiding students from uncertain beginners into confident leaders. His goal remains consistent: to help each student grow with confidence, discipline, and purpose, both on and off the mat. Whether someone is just beginning or continuing their journey, his goal remains consistent: to help each student grow with confidence, discipline, and purpose, both on and off the mat.
• Why Selling a Home Is Never Just Business with Raquel Rae (Ep. 15) 07.08.2025 25min

  When Raquel Rae moved to Ludington, she didn’t just bring her real estate license; she brought heart, hustle, and a mission to build meaningful community roots.  In this episode, Mike sits down with the associate broker from Lighthouse Realty to explore how compassion, creativity, and connection drive her approach to real estate. From organizing family-friendly events to guiding clients through deeply personal life transitions, Raquel proves that being a realtor means so much more than closing deals. Her background in yoga, timeshare contracts, and small business management all show up in how she listens, explains, and advocates for people at every step. Here’s what you can expect from this release: Why emotional intelligence is essential in real estate The current state of the West Michigan housing market Tips for preparing to sell, especially waterfront property How to build trust with clients navigating major life changes And more! Resources: Meet the Team at Sable Point Wealth Management Connect with Mike Heckman:  LinkedIn: Mike Heckman MS, CFP®, CEPA® mike@sablepointwm.com Sable Point Wealth Management (231) 425-4308 Connect with Raquel Rae: LinkedIn: Raquel (Rae) Kosloskey Raquel Rae Website Lighthouse Realty 231-845-7500  raquel@golighthouserealty.com About Our Guest:  Raquel is excited to welcome you to the Michigan real estate scene! With a background in title work, sales, and marketing, she offers her clients a well-rounded service to help them achieve their real estate goals. Whether you’re looking to profit from a home sale or snag a great deal on your dream home, her clients consistently leave with more money in their pockets and a memorable experience. You can too! But it’s not just about contracts and market data; it’s about understanding people. As a long-time yoga and meditation leader, she values clear communication and guidance. She knows everyone learns differently, and her top priority is to ensure you feel well-informed, grounded, and confident throughout your real estate journey together. Michigan is more than just a place on the map shaped like a mitten; it is a state of mind. Surrounded by fresh water lakes, pulsing rivers, and gentle streams, you are among the natural beauty of the earth. It’s where you go to feel a sense of innate comfort and belonging. The abundance of little villages and towns scattered across the lakeshore sets you back into a place in time where family, community, and freedom thrive.
• The Great Loop with Bob Gibson (Ep. 14) 12.02.2025 31min

  What inspires a journey into the unknown? In this episode, Mike welcomes local business owner Bob Gibson to share his thrilling voyage, commonly known as the “Great Loop.” Discover how a simple boat ride turned into a life-altering adventure, circumnavigating the eastern United States by water. Bob recounts the ups and downs of this daring escape from daily routines, all underscored by the lessons learned about resilience and self-discovery. Mike and Bob discuss:  What sparked Bob’s desire for such a grand adventure The preparation and transformation from dream to reality The unexpected challenges and their intense learning curve during the voyage Bob’s favorite moments from the journey and plans for the future And more Tune in to explore the concept of chasing freedom beyond the conventional lifestyle and understand how uncharted waters can redefine retirement. Resources: Meet the Team at Sable Point Wealth Management YouTube: Cruising Andromeda – The Great Loop Connect with Mike Heckman:  LinkedIn: Mike Heckman MS, CFP®, CEPA® mike@sablepointwm.com Sable Point Wealth Management (231) 425-4308 Connect with Bob Gibson: LinkedIn: Bob Gibson Gibson Capital Management About Our Guest:  Gibson Capital’s story began with Bob Gibson, a visionary financial planner whose career spanned over 40 years. Bob traveled the country, partnering with the best money managers to help protect clients from major market downturns, including the 1987 crash, the tech bubble of 2000, the Great Recession of 2008, and the COVID crash of 2020. His investment mantra was simple but profound: “Defense is more important than offense.” Bob’s dedication laid the foundation for Gibson Capital’s philosophy of capital preservation, thoughtful growth, and client-first service. After Bob’s passing in November 2021, Steve took the helm, rebranding the firm while honoring its founding values. Today, Gibson Capital continues to thrive, blending time-tested strategies with modern innovation.
• Transform Your Financial Decisions Using Behavioral Science wIth Brendan Frazier (Ep.13) 22.01.2025 33min

  Why do money decisions sometimes feel more emotional than logical? Mike Heckman sits down with Brendan Frazier to dive deep into the human side of finance. Together, they explore the surprising role of emotions in our financial choices and share insights on making more informed decisions. Brendan brings his expertise as the Chief Behavioral Officer at RFG Advisory, adding a fresh perspective on how our past influences our money habits.  Key discussions include: Why about 90% of our financial decisions are driven by emotions  How past experiences shape your money choices without you realizing it  Strategies to resist emotional spending and stay focused on your financial goals  How a personal money mission statement can guide your financial decisions And more! Resources: Meet the Team at Sable Point Wealth Management Connect with Mike Heckman:  LinkedIn: Mike Heckman MS, CFP®, CEPA® mike@sablepointwm.com Sable Point Wealth Management (231) 425-4308 Connect with Brendan Frazier:  RFG Advisory LinkedIn: Brendan Frazier X: @jbrendanfrazier About Our Guest:  Brendan Frazier is the Chief Behavioral Officer at RFG Advisory. Additionally, he is the host of the podcast The Human Side of Money and the Wisdom In Wealth video series. Brendan’s work has been featured at Kitces.com, Advisor Perspectives, and the Financial Planning Association, among other industry publications. Brendan has become a frequent keynote speaker at financial planning conferences around the world and has been named one of Investopedia’s Top 100 Financial Advisors.
• Balancing Tradition and Innovation in a Family Business with Trent Lundquist (Ep. 12) 10.12.2024 27min

  What keeps a family business thriving for over 80 years?  It’s a blend of tradition, resilience, and a willingness to evolve. This week on The Wealth Dock Podcast, Mike Heckman welcomes Trent Lundquist, third-generation owner of Lundquist Furniture in Scottville, Michigan. From assembling Harley Davidson parts to steering his family’s business, Trent shares how he’s modernizing a legacy built in 1940 while staying true to its community-first roots. Join in as Trent explores the art of balancing old and new—competing with e-commerce giants, embracing changing customer trends, and keeping a small-town business at the heart of the community. Key Highlights: Legacy in Action: Discover the origins of Lundquist Furniture, from its humble beginnings as a barter business to a trusted name in home furnishings Leadership Journey: Hear how Trent worked his way through sales and management to lead the family business, blending lessons from past generations with his own vision Competing with E-Commerce Giants: Learn how personalized service, hands-on quality control, and trend-savvy designs help Lundquist Furniture thrive in a digital world Challenges of Modernization: Explore the balancing act of updating a historic business without losing its heart Community Commitment: See why Trent believes strong local ties are the foundation of long-term success And much more! Resources: Meet the Team at Sable Point Wealth Management Connect with Mike Heckman:  LinkedIn: Mike Heckman MS, CFP®, CEPA® mike@sablepointwm.com Sable Point Wealth Management (231) 425-4308 Connect with Trent Lundquist:  LinkedIn: Trent Lundquist Lundquist Furniture Facebook: Lundquist Furniture (231) 757-3368 About Our Guest: Trent Lundquist is the third-generation owner of Lundquist Furniture in Scottville, Michigan. Passionate about preserving his family’s legacy, Trent has modernized the business to meet changing consumer expectations while staying true to its values. Outside the store, Trent enjoys connecting with the local community and spending time with his family.
• How Early Interests Can Fast-Track Your Career in Finance with Russell Schade (Ep. 11) 08.11.2024 15min

  Sometimes, a career starts long before you think—like in high school! This week on The Wealth Dock Podcast, Mike Heckman introduces Russell Schade, a newly promoted financial advisor trainee at Sable Point Wealth Management. Russell explains how a high school aptitude test sparked his passion for financial advising, leading to an accelerated education and hands-on experience through a life-changing internship.  So, tune in as Russell shares personal milestones, quirky study habits, and his love for hockey—offering a fresh perspective on the path to financial success! Key Highlights: Early Career Decision: Discover how Russell’s high school aptitude test sparked an early interest in finance and led him to dual enrollment, jump-starting his education Internship at Sable Point: Learn how a summer internship gave Russell invaluable hands-on experience, teaching him to adapt financial strategies to diverse client needs Future Plans: Russell’s next steps include obtaining his CFP designation and focusing on financial planning for agricultural communities Personal Interests: Russell’s love for hockey, history, and a quirky exam-prep routine of mixing Mountain Dew with orange juice to keep him grounded and energized Recent Milestones: Russell recently got engaged and earned his state license to sell life, accident, and health insurance And much more! Resources: Meet the Team at Sable Point Wealth Management Connect with Mike Heckman:  LinkedIn: Mike Heckman MS, CFP®, CEPA® mike@sablepointwm.com Sable Point Wealth Management (231) 425-4308 About Our Guest: Russell Schade is a lifelong resident of Mason County, Michigan. He joined Sable Point Wealth Management in 2024. In May 2025, he will receive his bachelor’s degree in Personal Financial Planning from Central Michigan University. What drew him towards the career path as a financial advisor is his passion for helping people. More than anything, Russell enjoys spending free time with his family, especially his fiancée Anna. Russell is also an avid hockey player and enjoys wrenching on vehicles.
• Building Team Spirit & Relationships In The Workplace with Amy Wiseman (Ep. 10) 19.06.2024 20min

  Personal interests and passions influence our career paths and relationships a lot more than we think (especially in the financial services industry!) Would you agree? This episode of The Wealth Dock Podcast introduces Amy Wiseman, the new administrative assistant at Sable Point Wealth Management. Amy unpacks her journey from Indiana to Kentucky, her academic interest in psychology, and her entry into the financial industry.  She also highlights her commitment to client service and her enjoyment of building relationships.  So, tune in as Amy reveals some personal anecdotes about her son, her cats, and her hobbies, giving listeners a peek into her life outside of work! Talking points include: The power of passion and adaptability — Amy’s story of changing her career path from psychology to finance The process of getting to know the people behind your portfolio The dynamics of working in finance (more than just crunching numbers!) The value of personal connection and team spirit in the financial services industry And more! Resources: Meet the Team at Sable Point Wealth Management Connect with Mike Heckman:  LinkedIn: Mike Heckman MS, CFP®, CEPA® mike@sablepointwm.com Sable Point Wealth Management (231) 425-4308 Connect with Amy Wiseman: Linkedin: Amy Wiseman
• Transforming Family-Owned Businesses For Continued Success with Jim Scatena (Ep. 9) 22.05.2024 31min

  Family-owned businesses face unique struggles and, therefore, require unique solutions.  What do those look like? This release features Mike Heckman chatting with Jim Scatena, former CEO of FloraCraft®. Jim discusses his consulting work with businesses, emphasizing the importance of financial understanding and management.  He shares some of the pain points family-owned businesses face, the significance of cost analysis, and adapting to economic trends. He also covers cash flow analysis, the necessity of a financial cushion, and the value of exit and succession planning for business sustainability.  Discussion points include:  The unique challenges family-owned businesses face in the modern day and how owners are overcoming them How to better adapt to economic trends like higher interest rates The value of comprehensive cash flow analysis and exit planning How to build a prosperous succession plan And more! Resources: Meet the Team at Sable Point Wealth Management Connect with Mike Heckman:  LinkedIn: Mike Heckman MS, CFP®, CEPA® mike@sablepointwm.com Sable Point Wealth Management (231) 425-4308 Connect with Jim Scatena: LinkedIn: Jim Scatena jimscatena1@gmail.com About our Guest:  Jim Scatena is the retired CEO and President of FloraCraft® Corporation. FloraCraft® is the world’s largest fabricator of Styrofoam® brand products for the arts & crafts market and a key supplier to Walmart, Dollar Tree, Dollar General, Michaels Stores, Jo-Ann Fabric & Crafts, Hobby Lobby, A.C. Moore, Five Below, Amazon and many other retailers and mass merchants. Jim is a recognized craft industry leader and serves as the Chairman of the Board of Directors of the Association For Creative Industries (AFCI). Jim has also served as chairperson of the craft industry’s national trade association, CHA (Craft & Hobby Association). Jim has strong leadership skills and is a trusted advisor. Jim also has experience as an expert witness for litigation involving the arts and crafts market. Before his experience at FloraCraft®, Jim served as Vice President and General Manager of Wilton Enterprises, a consumer products packaged goods company serving the housewares and crafts industries. Jim also served as Director of Sales with the art materials division of Binney & Smith, the manufacturer and marketer of Crayola brand crayons.
• Estate Planning To Manage Your Assets & Affairs During Your Lifetime with Joe Dallo (Ep. 8) 11.12.2023 22min

  What would happen to your assets if something happened to you tomorrow?  It might not be the most fun conversation to have, but it’s one of the most important. In this episode, Mike Heckman is joined by Joe Dallo from Dallo Estate Planning to uncover the importance of creating legal documents for businesses and personal assets. Joe explains the difference between a will and a trust, the significance of updating estate plans after major life events, and the benefits of using a ladybird deed or putting a property into a trust.  Joe discusses:  The role of estate planning in your long-term financial plan The difference between wills and trusts The process and value of continuously updating your will How to avoid family complications when incorporating real estate in your estate plan  And more! Resources: Meet the Team at Sable Point Wealth Management Connect with Mike Heckman:  LinkedIn: Mike Heckman MS, CFP®, CEPA® mike@sablepointwm.com Sable Point Wealth Management (231) 425-4308 Connect with Joe Dallo: LinkedIn: Joe Dallo, AIF®, J.D. Dallo Estate Planning joe@dalloestateplanning.com (248) 914-8146 About our Guest:  Attorney Joe Dallo became a lawyer to help others. He truly enjoys serving his clients and helping them plan for the future. He knows that the services he provides can help others meet life goals and avoid unforeseen problems. But perhaps the best part of Joe’s job is helping clients protect their families, homes, assets, and dreams for the future.  Dreams for the future are what drove Joe to found Dallo Estate Planning. As Joe says, “It brings me a great sense of joy to know that I helped someone. I love being a mentor to others and guiding them through life changes like marriage, buying a home, and having a child.” Through Dallo Estate Planning, Joe can help you protect your family and your goals as well.
• Here’s How Habitat for Humanity of Mason County, Michigan, Builds Homes, Communities & Hope with Jamie Healy (Ep. 7) 13.11.2023 22min

  Having a safe and decent place is something everyone should have access to, but unfortunately, that’s not the reality for many in our communities. What can we do as a community and as individuals to help change this? In this episode, Mike Heckman talks to Jamie Healy, the executive director at Habitat for Humanity of Mason County, Michigan. Jamie sheds light on the work of the organization, emphasizing its mission to provide safe and affordable housing to individuals and families.  Listen in as Jamie shares stories of families they’ve helped while highlighting the importance of community partnerships in their work.  Jamie discusses:  The role of Habitat For Humanity in both Mason County, Michigan, and across the country The power and influence of community support and how it can ensure the safety of others Ways we can support the organization’s mission through financial contributions and volunteering And more! Resources: Meet the Team at Sable Point Wealth Management Connect with Mike Heckman:  LinkedIn: Mike Heckman MS, CFP®, CEPA® mike@sablepointwm.com Sable Point Wealth Management (231) 425-4308 Connect with Jamie Healy: LinkedIn: Jamie Healy Habitat For Humanity of Mason County, Michigan hfh.masoncounty@gmail.com About Our Guest:  Jamie Healy is the Executive Director for Habitat for Humanity in Mason County. Jamie has tripled their assets, improved their cash flow, and tripled their programming, which has allowed them to impact more individuals than ever before. Jamie has been successful at securing the largest donation in the organization’s history, as well as improving the community’s outreach and event activities.
• Unlocking the Secrets of Successful Estate Planning with Blake Riemer (Ep. 6) 05.09.2023 21min

  What would happen to your finances if you were suddenly unable to make decisions? How would you ensure your family and business are taken care of? In this episode, Mike Heckman is joined by Blake Riemer from Riemer Law PLLC to explore the value of estate planning and the common mistakes individuals make when handling it on their own.  Tune in as Blake emphasizes the need for designated individuals to handle finances and make medical decisions in case of incapacitation.  Blake discusses:  Some of the most common mistakes individuals make when creating their own estate plan The importance of frequently updating your estate plan (why it’s not a one-and-done deal!) The difference between estate plan ‘do-it-yourselfers’ and those wanting to consult a professional Ways he and his firm can support in multiple areas, including family law, custody, divorce, landlord-tenant issues, contractual work, and more! Resources: Meet the Team at Sable Point Wealth Management Connect with Mike Heckman:  LinkedIn: Mike Heckman MS, CFP®, CEPA® mike@sablepointwm.com Sable Point Wealth Management (231) 425-4308 Connect with Blake Riemer: LinkedIn: Blake Riemer Riemer Law PLLC (231) 480-1101 About our Guest:  Attorney Blake M. Riemer currently specializes in estate planning and probate matters. Setting up an estate plan can be a confusing and burdensome task to take on individually. Blake can walk through and break down each step of the legal process providing peace of mind for his clients. Whether it’s a will, trust, power of attorney, or even a simple consult, Blake ensures that his clients and their families are protected and well-informed. He’s all about providing professional legal services without sacrificing the small-town personal touch.
• Important Investment and Personal Wealth Insights with Rick Wedell (Ep. 5) 31.07.2023 32min

  What’s happening in the market? Need to enhance your understanding of the current market landscape? In this episode, Rick Wedell, the Chief Investment Officer at RFG Advisory, joins Mike Heckman to talk about his approach to providing investment resources and managing assets for advisors and clients.  Rick emphasizes the importance of expertise in institutional investment teams while highlighting the value of his Bluemonte System for customized investment portfolios. He also shares insights on market conditions, inflation, and rational decision-making when it comes to personal finances and investments.  Rick discusses:  How to maintain rationality throughout your portfolio The creation of the Bluemonte System: What it does and its approach to helping firms and individuals How to successfully navigate macroeconomic events, and why it’s important to ignore the noise and focus on long-term goals The current market conditions and trends he is paying attention to and why you should too And more! Connect with Mike Heckman:  LinkedIn: Mike Heckman MS, CFP®, CEPA® mike@sablepointwm.com Sable Point Wealth Management (231) 425-4308 Connect with Rick Wedell: LinkedIn: Rick Wedell Bluemonte YouTube: RFG Advisory About Our Guest:  Rick Wedell joined RFG Advisory as Partner and Chief Investment Officer (CIO) in 2016. As CIO and leader of RFG’s Investment Team, Rick manages multi-asset portfolios and provides strategic insights on asset allocation and portfolio construction. Rick also leads the design and enhancements of RFG’s custom-built, institutional-caliber, client-focused investment platform known as”Bluemonte,” which currently manages over $3 billion of assets under management.
• Get To Know The Team At Sable Point Wealth Management with Kimberly Stark and Alex Norath (Ep. 4) 17.07.2023 27min

  There are many dials that make the Sable Point Wealth Management clock go round, and Kimberly Stark and Alex Norath are two of those dials! In this episode, Mike Heckman is joined by Kim and Alex to explore the unique dynamic they have created at Sable Point while revealing everything you need to know about the firm’s two-team approach.  Everybody has a unique origin story of why they have the role they do, and that’s exactly what Mike, Kim, and Alex talk about! They discuss:  Kim’s experience working at a cable company and how her customer experience has shaped her into the professional she is today Their favorite part about working with Sable Point’s clients — and what sets the company apart from their past roles and employers Alex’s experience as a Sable Point team member — and how he leverages his role virtually Their roles at the company and what they have learned from each Sable Point’s ‘Hierarchy of Needs’ and how they use it as a guide to help and support clients  And more! Resources: Meet the Team at Sable Point Wealth Management Connect with Alex Norath: LinkedIn: Alex Norath Sable Point Wealth Management Connect with Kimberly Stark: LinkedIn: Kimberly Stark Sable Point Wealth Management Connect with Mike Heckman:  LinkedIn: Mike Heckman MS, CFP®, CEPA® mike@sablepointwm.com Sable Point Wealth Management (231) 425-4308 About Alex Norath: Alex loves building relationships with his clients and helping them with one of the most important aspects of their lives.  Alex has his Series 66 Securities License. His education includes a Bachelor’s degree from Westminster College in Fulton, Missouri. In 2012, he got a degree in Elementary Education. In a few years, he realized he had a passion for finance and returned to school to get his MBA, which he earned from Lindenwood University in St. Charles, Missouri, in 2016. About Kimberly Stark: Kim joined Sable Point Wealth Management in February 2020.  She has been an investor for most of her life and has over thirty years of experience in the banking and communication services industry.  At Sable Point, Kim personifies a culture of service first, with an aptitude for technological and financial tools.  She strives to consistently exceed expectations in financial service delivery.
• Bank Failures And How They Reshaped The Financial Industry with Pete Oquist (Ep. 3) 03.07.2023 20min

  Ready to uncover the untold stories behind bank failures and their profound impact on the ever-evolving world of finance? In this episode, Mike Heckman invites Pete Oquist, a retired Federal Deposit Insurance Corporation (FDIC) examiner. This week, Pete dives into the gripping history of bank failures and their lasting impact on the financial industry. Pete discusses:  The interesting history of bank deregulation and how it impacted the ways banks operated and continue operating in the current day His own experiences as an FDIC examiner The story behind how he ended up working 12 hours a day, seven days a week  Banks in the 60s versus banks in the 21st century Reasons you have to be a lot smarter to run a bank now And more! Resources: Meet the Team at Sable Point Wealth Management Connect with Mike Heckman:  LinkedIn: Mike Heckman MS, CFP®, CEPA® mike@sablepointwm.com Sable Point Wealth Management (231) 425-4308 Connect with Pete Oquist: LinkedIn: Pete Oquist About Our Guest:  Pete Oquist’s experience includes:  COMMISSIONED EXAMINER, FDIC, Division of Supervision and Consumer Compliance. Responsible for supervision and regulation of state-chartered non-member banks.  COMMISSIONED SENIOR EXAMINER, Federal Reserve Bank of Chicago, Supervision, and Regulation, 2002 to 2006.   Responsible for supervision and regulation of community state-chartered member banks.  FINANCIAL INSTITUTION EXAMINER, State of Michigan, Department of Consumer and Industry Services, 1985 to 2002. Responsible for supervision and regulation of state-charted banks.
• Against the Odds: A Nontraditional Financial Advisor’s Success Story (Ep. 2) 19.06.2023 27min

  Some people’s career paths have a bunch of twists, turns, and points where it’s flipped completely upside down. And then there’s Mike Heckman’s! In this episode, Mike unveils the path that led him to become the financial professional he’s today. This conversation is all about inspiring you in your own career journey. So, tune in as Mike reinforces the belief that you can truly pursue anything you are passionate about. Mike discusses:  The story behind why he mainly works with business owners  Some of his experiences as a business owner himself  Valuable lessons that are all about motivating you to pursue your passion  His experience working within the IT field during the ‘Y2K bug’ How he went from not wanting to be in the financial space to falling in love with the industry And more! Resources: Meet the Team at Sable Point Wealth Management Connect with Mike Heckman:  LinkedIn: Mike Heckman MS, CFP®, CEPA® mike@sablepointwm.com Sable Point Wealth Management (231) 425-4308
• Welcome To The Wealth Dock Podcast! With Your Host, Mike Heckman (Ep.1) 29.05.2023 21min

  The wait is finally over. Now you can learn about Sable Point Wealth Management’s tailored financial strategies from wherever you are! Introducing, The Wealth Dock Podcast with Mike Heckman In this inaugural episode, Mike introduces himself and his investing philosophies while revealing what his show will be all about.  Mike discusses:  Sable Point’s ideal client and how he can instantly tell if someone is a good fit How he (accidentally) got started in the financial services industry The business and investing philosophy he implements with the investors and clients he works with (whether they’re new or highly experienced) His connection with the martial arts world What success means to him And more! Resources: Meet the Team at Sable Point Wealth Management Connect with Mike Heckman:  LinkedIn: Mike Heckman MS, CFP®, CEPA® mike@sablepointwm.com Sable Point Wealth Management (231) 425-4308 About Your Host: Mike Heckman, MS, CFP®, CEPA®, BFA®, CDFA®, AWMA®, CRPS®, CRPC®, is a nationally recognized Financial Educator, Author, Speaker, Retirement Planner, and Wealth Advisor. Mike and his team have been helping business owners, medical professionals, and retirees preserve, protect and pass on their wealth for over 12 years. In 2019, Mike founded Sable Point Wealth Management, serving Western Michigan with offices in Ludington and Spring Lake. He’s currently conducting dissertation research on wealth preservation strategies in retirement to complete his Financial Management Doctorate from California Southern University.
• The Wealth Dock Podcast: Coming Soon! 18.05.2023

  Welcome to The Wealth Dock Podcast with Mike Heckman from Sable Point Wealth Management. In this podcast, Mike helps business owners, medical professionals, and retirees develop strategies to help preserve, protect, and pass on their wealth. Using practical strategies, Mike acts as your lighthouse keeper to guide your path of converting business assets into retirement income and inheritance funding. We don’t like that shipwreck feeling of not having enough. And you shouldn’t either. Join Mike and get ready to explore the tools you need to manage your business efficiently, build its value, and have fun doing it!