Life Chapters, Money Choices

Epizode

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  Financial Planning When Your Child Has Special Needs 09.09.2026 38min

  What does financial planning look like when your child has special needs? In this episode of Life Chapters, Money Choices, Kim Potgieter and Michael Avery speak to Bryony Gilmour, a financial planner at Chartered Wealth Solutions and mother to Kerry and Jade. Bryony and her husband, Gareth, only discovered when Jade was born that she had Down syndrome. At the time, their focus was not on financial planning, but on helping their daughter grow, learn and thrive. Years later, Bryony’s own life c...
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  Still Saying Yes 26.08.2026 32min

  What if the next chapter of life is not about slowing down, but about staying open? In this episode of Life Chapters, Money Choices, Kim Potgieter and Michael Avery are joined by Kate Turkington, broadcaster, travel writer, author and one of South Africa’s most recognisable voices in travel and media. Nearly 92, Kate is still curious, still travelling and still saying yes to life. She shares stories from her childhood as an evacuee during World War II, her early love of theatre, her broadcast...
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  Before Dementia Becomes a Crisis 12.08.2026 35min

  What happens when memory starts to change, and the people around us are not sure what to say or do? In this episode of Life Chapters, Money Choices, Kim Potgieter and Michael Avery are joined by Dr Ryan Fuller, specialist geriatric psychiatrist and founder of the Memory Care Group, for a compassionate conversation about dementia, family responsibility, capacity, financial decision-making and dignity. Dementia is often spoken about as memory loss, but as Dr Fuller explains, it can affect far m...
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  When Home Becomes a Question 29.07.2026 33min

  What happens when the home that once held your whole life no longer fits the life you are living now? In this episode of Life Chapters, Money Choices, Michael Avery and Kim Potgieter are joined by Financial Planning Specialist Jason Appel for a thoughtful conversation about one of the most emotional and practical decisions many people face in later life: whether to stay in the family home, rent, buy outright or consider life rights in a retirement estate. The family home is rarely just bricks...
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  When Health Changes Everything 15.07.2026 44min

  How prepared are you for a diagnosis you never saw coming? It is a confronting question, but one that sits at the heart of meaningful financial planning. Many people think about financial planning in terms of investments, returns and retirement, only to discover that serious illness brings a different set of questions. Michael Avery and Kim Potgieter speak to Glen Baker, former portfolio manager at WealthStrat, about being diagnosed with stage four pancreatic cancer and how it changed the way...
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  A Will Is Not Enough 01.07.2026 41min

  What would happen to your family if you died last night? It is a confronting question, but one that sits at the heart of proper estate planning. Many people believe that having a signed will means everything is taken care of, only to discover that a will is just one part of a much bigger picture. Michael Avery and Kim Potgieter speak to Financial Planning Specialist Maryanne Leicher about why estate planning is not only about death, tax or who gets what. It is about making sure the people you...
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  The Bank of Mom and Dad 17.06.2026 34min

  Few institutions are as generous, emotional, or enduring as the Bank of Mom and Dad. In this episode of Life Chapters, Money Choices, Michael Avery and Kim Potgieter are joined by Financial Planning Specialist Tom Brukman for an honest conversation about the financial and emotional realities of supporting adult children. From helping with university fees, rent, medical aid, and everyday expenses... To recognising when support quietly becomes dependency... To balancing the needs of adult child...
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  Why Not Me? Why Not Now? 03.06.2026 36min

  At 56, Cheryl Jones found herself asking a question many people face in midlife: What now? Her children had left home, life looked very different from the years before, and she felt drawn to something more. Instead of settling into familiar routines, Cheryl made the bold decision to return to studying, challenge her self-doubt, and reinvent her career. In this episode of Life Chapters, Money Choices, Michael Avery and Kim Potgieter explore Cheryl's journey from imposter syndrome to renewed pu...
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  Ageless Reinvention 20.05.2026 42min

  At some point, success stops being about accumulation and starts being about meaning. In this episode of Life Chapters, Money Choices, Michael Avery and Kim Potgieter are joined by entrepreneur, mother, and serial reinventor Miranda Isaakidis for a conversation about curiosity, change, and what it means to keep creating a meaningful life as your priorities evolve. From financial setbacks like the 1987 crash… To building a business rooted in purpose, empowerment, and creating opportunities for...
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  Feeling Stuck? What Stress Is Really Doing to Your Brain 22.04.2026 36min

  What if the reason you feel stuck isn’t a lack of discipline or direction, but the state of your brain? In this conversation, Michael Avery and Kim Potgieter sit down with neurologist Dr Kirti Ranchod to unpack how stress, uncertainty, and constant distraction reshape the way we think, feel, and make decisions. They explore why memory fails under pressure, why clarity disappears in times of change, and why so many people try to make big life decisions while mentally exhausted. This episode of...
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  Beyond Power of Attorney: What Families Need to Consider 08.04.2026 30min

  We do not often plan for the moment when roles begin to shift. When the people who once guided our decisions start relying on us to help manage theirs. Caring for ageing parents is one of life’s most emotional and complex transitions. It brings difficult conversations, changing family dynamics, and important financial and legal decisions that many families only face when it is already too late. In this episode of Life Chapters, Money Choices, Michael Avery and Kim Potgieter are joined by Char...
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  What Happens When You Divide a Life, Not Just Assets? 25.03.2026 43min

  Divorce is never just about dividing assets. It is a life transition that redefines your identity, your finances and your future. In this episode, Michael Avery and Kim Potgieter are joined by Gillian Lowndes, a director at Lowndes Dlamini Inc., with over two decades of experience in family law. Known for her work as both a litigator and a trusted advisor, she combines deep legal expertise with a compassionate approach to supporting clients through complex family transitions. They explore why...
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  When the Retirement Maths Stops Adding Up 11.03.2026 33min

  A midlife wake-up call that changed everything When Lynda Smith reviewed her finances in her early fifties, she discovered a difficult truth. If she retired at 60, her money would run out by 64. It was a wake-up call that forced her to rethink the future. In this episode of Life Chapters, Money Choices, Michael Avery and Kim Potgieter are joined by Lynda Smith, founder of 50Plus-Skills, who works with people navigating career reinvention beyond 50. Together they explore: • What it feels like ...
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  Will I Run Out of Money? A Conversation with Victoria Reuvers 25.02.2026 42min

  Will I run out of money? It is the question many people carry quietly, even those who appear financially secure. In this episode of Life Chapters, Money Choices, Michael Avery and Kim Potgieter are joined by Victoria Reuvers, Managing Director of WealthStrat, the investment partner behind Chartered Wealth Solutions. With more than two decades in the investment industry, Victoria has worked at the highest levels of asset management. Yet what she sees time and again is this. Clients are not cha...
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  From Vision to Intention: Designing the Year You Want 11.02.2026 25min

  At the start of every year, we make plans. We set goals. And then life happens. In this episode of Life Chapters, Money Choices, Michael Avery is joined by Kim Potgieter for a slower, more reflective conversation about how we actually design a year that can withstand reality. Kim shares how she has used vision boards for many years, not as a manifestation exercise or wish list, but as a practical way to get clear on what truly matters, how she wants to show up, and how intention can gui...
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  Media Leadership Reimagined 28.01.2026 41min

  What happens when you have built the empire, banked the exit, and ticked every traditional success box and the next question is no longer what’s next for my career, but what’s next for me? In this episode of Life Chapters, Money Choices, Michael Avery and Kim Potgieter sit down with legendary South African media strategist and entrepreneur Sandra Gordon. Having built, scaled, sold and reinvented some of the country’s most iconic media businesses, Sandra shows no signs of stepping quietly into...
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  The Wealth of Wellness 14.01.2026 34min

  What if the way we approach money, health, and success is shaped by the same underlying force: fear? In this episode of Life Chapters, Money Choices, Michael Avery and Kim Potgieter are joined by Dr Riaz Motara, leading cardiologist, founder of the Cardio Group, and pioneer of the Women’s Heart Clinic, for a deeply reflective conversation about wellbeing, identity, and the stories that quietly drive our behaviour. Together, they draw striking parallels between how we manage our health and how...
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  Ageless Curiosity with Arthur Goldstuck 17.12.2025 30min

  How do you stay curious and relevant at any age? In this episode, Michael Avery and Kim Potgieter sit down with author and futurist Arthur Goldstuck to explore the money lessons, discipline and lifelong learning that have shaped his journey. We unpack the emotional and practical sides of money, why curiosity is the oxygen of reinvention, how to stay relevant in an AI-driven world and why the concept of retirement simply does not compute for Arthur. 🎧 Listen to learn: • The power of chi...
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  The Business of Purpose 03.12.2025 33min

  Know yourself, simple to say, harder to live. In this episode, Michael Avery and Kim Potgieter sit down with Colleen-Joy Page, an international coaching trainer, business builder, artist and Enneagram practitioner. Colleen shares the moment at 13 that changed her life, her experience of growing up with scarcity, and the insight that reshaped her relationship with money. She explains how true financial freedom is the ability to stand anywhere on the mountain, whether you have more or have less...
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  How to Leave a Legacy Your Family Won’t Fight Over 19.11.2025 30min

  When it comes to legacy, most of us think in rands, cents, and stuff: the house, the investments, the will. But as Michael Avery explores with Kerryn Franck, Head of Chartered Legacy & Trust, and Kim Potgieter, Director and Head of Life Planning at Chartered Wealth Solutions, the real gift you leave behind may be clarity, communication, and preserved relationships. In this episode of Life Chapters, Money Choices, we unpack why a legacy isn’t just what you leave, but how you leave it. From...