Money Talks

Episode

• Buy into the next big IPO or avoid the hype? 13.07.2026 23mnt

  SpaceX's blockbuster initial public offering has put the spotlight back on companies going public, but recent listings on the Singapore Stock Exchange have told a very different story. What separates successful IPOs from costly disappointments? Brandon Ho from Arta Finance joins Andrea Heng to unpack why valuations fluctuate and how large-scale IPOs could affect your investments – even if you’re not directly holding their stock.See omnystudio.com/listener for privacy information.
• How to build a greener portfolio without sacrificing returns 06.07.2026 27mnt

  Many investors assume that going green means settling for lower returns. But is sustainable investing really a trade-off between doing good and growing your wealth? Eugenia Koh from Standard Chartered Bank joins Andrea Heng to unpack some of the biggest misconceptions about building a green portfolio and whether sustainable investments can match traditional returns.See omnystudio.com/listener for privacy information.
• How investors can ride on Singapore’s role in the AI boom 01.07.2026 22mnt

  The AI boom is lifting Singapore's electronics exports, but does that mean there are good investment opportunities in local companies? Veteran markets and business journalist Ven Sreenivasan joins Andrea Heng to discuss which sectors could benefit from the global AI surge and whether you should add them into your long-term investment portfolio.See omnystudio.com/listener for privacy information.
• Is buying an executive condo still worth it after the new rule changes? 22.06.2026 19mnt

  Recent changes to executive condominium (EC) rules could affect how buyers plan their next property move. From a longer minimum occupation period to changes in financing, the new measures may reshape who finds ECs attractive and whether they still fit into an upgrading strategy. Andrea Heng sits down with Ryan Ong from Stacked Homes to discuss how to assess whether buying an EC still makes sense.See omnystudio.com/listener for privacy information.
• Should I sell my Singtel special discounted shares? 15.06.2026 16mnt

  More than 610,000 Singaporeans are still holding on to Singtel special discounted shares bought decades ago using their CPF savings. With a new law allowing these shares to be transferred into individuals’ Central Depository accounts, many people are weighing whether to sell, hold or diversify these shares. Chua Yi Wen from DBS Bank’s Consumer Banking Group shares with Andrea Heng how to approach the decision.See omnystudio.com/listener for privacy information.
• Do men and women really handle money differently? 08.06.2026 13mnt

  Men and women are often said to approach money differently, from the way they save to the risks they take when investing. But how much of this is also shaped by biology, upbringing and social expectations? Professor Carmen Shih from the Singapore University of Social Sciences shares with Andrea Heng how these factors influence financial behaviour and what they mean for everyday money decisions.See omnystudio.com/listener for privacy information.
• Your parents bought you insurance - is it still enough today? 01.06.2026 23mnt

  Taking over an insurance policy from your parents may seem straightforward, but many people do not fully understand what they are paying for or whether the coverage still suits their adult needs. Should you keep, upgrade or surrender these plans? Chan Wai Kit from Life Insurance Association Singapore explains how to assess inherited insurance policies.See omnystudio.com/listener for privacy information.
• Emotional spending and healing your relationship with money 25.05.2026 20mnt

  Many of our financial behaviours – overspending or obsessing with saving – are shaped by childhood experiences, emotional triggers and inherited habits. Michelle Mah from The Curious Bonsai shares with Andrea Heng how recognising these experiences can help you build a healthier relationship with money.See omnystudio.com/listener for privacy information.
• How to read the fine print in your insurance policy 18.05.2026 32mnt

  Insurance documents are long, full of legalese and it’s tempting to skip the fine print. But knowing where to look can make the difference between a smooth claim and an unexpected denial. Eddy Cheong from Havend zooms into the details to break down the sections that matter most.See omnystudio.com/listener for privacy information.
• What’s driving financial anxiety in Singapore? 11.05.2026 22mnt

  According to a survey by Revolut and YouGov, Singaporeans are among Asia’s most financially anxious, with almost a third frequently experiencing money-related anxiety. What’s causing us to be so stressed out over our wallets? Revolut’s Ashley Thomas joins Andrea Heng to find out why Gen Zs, millennials and even higher-income households are feeling the pinch, and what small steps can help us feel more in control.See omnystudio.com/listener for privacy information.
• Are safe-haven assets still safe? 04.05.2026 25mnt

  Safe-haven assets like gold, bonds and the US dollar are meant to protect your portfolio in times of crisis. But recent market movements are challenging that notion, leaving many investors questioning what still works. Sani Hamid from Financial Alliance sits with Andrea Heng to dissect what’s happening.See omnystudio.com/listener for privacy information.
• Buying the dip during uncertain times 27.04.2026 25mnt

  With markets swinging wildly and uncertainty dominating headlines, is “buying the dip” a smart move or a risky gamble? How should investors decide when to jump in? In this episode of Money Talks, Andrea Heng sits down with Thomas Ng of PhillipCapital to break down how to read the market, spot real opportunities and understand why missing the boat isn’t always a bad thing.See omnystudio.com/listener for privacy information.
• Beyond salary, the costs of hiring a helper in Singapore 20.04.2026 28mnt

  Hiring a foreign domestic helper may feel like a simple decision to help ease the household burden, but budgeting for their salary is only part of the picture. From placement fees to dental emergencies and mobile phone plans, there may be extra costs that families often miss. Chloe Lim from maid agency gentleHelp breaks down the real costs of hiring and keeping help in Singapore.See omnystudio.com/listener for privacy information.
• Can your HDB flat fund your retirement? 13.04.2026 25mnt

  The HDB flat or house you own could be more than just a place to live – it may help fund your retirement. But options like right-sizing or renting could come with significant trade-offs. Andrea Heng sits down with PropNex Executive Chairman Ismail Gafoor to break it down.See omnystudio.com/listener for privacy information.
• How to help neurodivergent family members with their money 06.04.2026 33mnt

  Managing money looks different for some neurodivergent individuals and their learning may not always be linear. For family members, this can be very worrying especially when it’s time to let go. Faith Teo from SG Enable shares simple strategies that can make a huge difference for the future.See omnystudio.com/listener for privacy information.
• How will the Iran war drive up your daily expenses? 27.03.2026 22mnt

  As the war in Iran and disruption in the Strait of Hormuz affect global energy supplies, Singapore households are starting to feel the pinch in their transport and utility bills. A protracted war could also push up food prices and reshape spending habits. Dr Pushan Dutt, professor of economics and political science at INSEAD, explains how to navigate these price shocks and adjust your finances.See omnystudio.com/listener for privacy information.
• Beyond the bullion: Is investing in gold ETFs the way to go? 23.03.2026 20mnt

  Gold isn’t just jewellery or coins – ETFs can give you exposure to real bullion without the hassle of storage, long queues or steep bid-ask spreads. Lion Global Investors’ Ong Xun Xiang sits with Andrea Heng to explain the difference between synthetic and physically backed gold ETFs, vaulting jurisdictions and insurance that protect your holdings. See omnystudio.com/listener for privacy information.
• Advance Care Planning: Protect your family from costly care disputes 16.03.2026 29mnt

  Medical crises can quickly drain savings, especially if no one knows your treatment preferences. Costly procedures, frozen accounts and family disagreements are real risks without proper planning. Andrea Heng sits down with Allen Lim from the Asia Estate Planning Association to discuss how Advance Care Planning can help families act with clarity and confidence. Editor's Note: This episode of Money Talks has been edited to remove an incorrect reference to the Advance Care Plan (ACP). An ACP is used for documenting future healthcare preferences and cannot be used to assign insurance policy ownership or nominations. Such arrangements must be made directly with the insurance provider. We apologise for the error.See omnystudio.com/listener for privacy information.
• Navigating the risks of lending money to family and friends 09.03.2026 25mnt

  A handshake or bank transfer may feel quick and sufficient when helping a friend in need. Yet disputes over repayment, interest and even whether it was a gift can arise years later. Family lawyer Ang Boon Yaw from Yeo Marini Law Corporation sits with Andrea Heng to break down how to protect yourself and manage the risk when it comes to lending money to your loved ones.See omnystudio.com/listener for privacy information.
• The CPF Lifetime Retirement Investment Scheme: What we know so far 02.03.2026 24mnt

  Come 2028, CPF members will have another way to grow their retirement savings through investments that rebalances automatically over time. With low-cost providers expected and market risks involved, what should you consider before opting in? Christopher Tan from Providend joins Andrea Heng to discuss what you need to know.See omnystudio.com/listener for privacy information.