Finance with Nischa

Ex-Banker Explains: How to Invest Your First $10,000 20.02.2026 14min

Reserve your spot for my next LIVE Investing Workshop: https://nischa.me/investyt In this video I show you how to invest your first $10,000 safely, grow it faster, and avoid common beginner mistakes. My products: 📶 Start Here (free): Intentional Spending Tracker https://nischa.me/ist 📊 How & Where to Invest LIVE Workshop (free): https://nischa.me/investyt 📙 Manage Your Money Like the Top 1% Toolkit: https://nischa.me/plan Other tools: UK ISA and savings accounts: https://nischa.me/plum Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212 TIMESTAMPS: 00:00 Intro 00:37 Why you should invest 05:54 Where to invest 08:23 Where to learn more and beginner's mistakes to avoid 13:21 Main things to take away DISCLAIMERS & DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support! *T&C's apply Learn more about your ad choices. Visit megaphone.fm/adchoices

Accountant Explains: How to Avoid Overpaying for a Car 19.02.2026 9min

Sign up to my newsletter where I share more money & self-development tips: https://nischa.me/newsletter 👉🏽 My FREE Masterclass 'Four-Step Routine to Financial Freedom' https://nischa.me/wealthmasterclass In this video, I share 4 Must-knows before buying a car My products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist 📊 How & Where to Invest LIVE Workshop (free): https://nischa.me/investyt 📙 Financial Wellbeing Toolkit: https://nischa.me/plan Other tools: UK ISA and savings accounts: https://nischa.me/plum Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212 Timestamps: 00:00 Intro 00:42 New or Used? 02:12 Buying vs Finance vs Leasing 05:07 How to save on Insurance 06:38 Maintenance DISCLAIMERS & DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support! T&C's apply Learn more about your ad choices. Visit megaphone.fm/adchoices

I Quit My $300,000 Banking Job After Learning 3 Things 18.02.2026 11min

👉🏽 Join my FREE Financial Life-Design Workshop: https://nischa.me/innercircleworkshop I've been contemplating recording this video for a while and have decided to just go for it in the hope that it will give someone the inspiration or courage to make a decision that they've been putting off. Quitting my job was the hardest thing I've done. In this video, I talk about how I justified the decision to myself. Enjoy Xx My products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist 📊 How & Where to Invest LIVE Workshop (free): https://nischa.me/investyt 📙 Financial Wellbeing Toolkit: https://nischa.me/plan Other tools: UK ISA and savings accounts: https://nischa.me/plum Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212 DISCLAIMERS & DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support! T&C's apply Learn more about your ad choices. Visit megaphone.fm/adchoices

Accountant Explains: Why Everything Changes After $20K 17.02.2026 9min

👉 Manage your money like the 1% and grab your Financial Wellbeing Toolkit here: https://nischa.me/plan One of the best savings apps to automate your progress https://nischa.me/plum In this video, I’ll explain what really shifts once you’ve saved $20K - and the steps to get there if you haven’t yet. My products: 📶 Start Here (free): Intentional Spending Tracker https://nischa.me/ist 📊 How & Where to Invest LIVE Workshop (free): https://nischa.me/investyt 📙 Manage Your Money Like the Top 1% Toolkit: https://nischa.me/plan Other tools: UK ISA and savings accounts: https://nischa.me/plum Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212 TIMESTAMPS: 00:00 Intro 00:34 Financial Wellbeing 02:12 Momentum 03:24 Maths gets better with scale 04:44 Discipline = real win DISCLAIMERS & DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support! *T&C's apply Learn more about your ad choices. Visit megaphone.fm/adchoices

Laziest Ways To Make Money Online For Beginners 17.02.2026 13min

#AD your free AI store builder: https://www.buildyourstore.ai/02cf In this video, I share six easy ways to make money online with minimal effort 👉 My Free Masterclass https://nischa.me/wealthmasterclass My products: 📶 Start Here (free): Intentional Spending Tracker https://nischa.me/ist 📊 How & Where to Invest LIVE Workshop (free): https://nischa.me/investyt 📙 Manage Your Money Like the Top 1% Toolkit: https://nischa.me/plan Other tools: UK ISA and savings accounts: https://nischa.me/plum Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212 TIMESTAMPS: 00:00 Intro 00:40 Side hustle 1 02:55 Side hustle 2 04:35 Side hustle 3 06:35 Side hustle 4 08:07 Side hustle 5 09:35 Side hustle 6 DISCLAIMERS & DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support! T&C's apply Learn more about your ad choices. Visit megaphone.fm/adchoices

The 3 Net Worth Milestones That Change Everything 13.02.2026 14min

👉 Sign up for your $1-per-month Shopify trial here: https://shopify.com/nischa In this video, I break down the three financial milestones that completely transform your wealth journey and show you exactly when your money starts working harder than you do. My products: 📶 Start Here (free): Intentional Spending Tracker https://nischa.me/ist 📊 How & Where to Invest LIVE Workshop (free): https://nischa.me/investyt 📙 Manage Your Money Like the Top 1% Toolkit: https://nischa.me/plan Other tools: UK ISA and savings accounts: https://nischa.me/plum Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212 TIMESTAMPS: 00:00 Intro 00:50 Why wealth feels slow at the start 3:05 The first big milestone 6:15 The next milestone 10:12 The final milestone 10:55 How to actually get started and stay consistent DISCLAIMERS & DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support! *T&C's apply Learn more about your ad choices. Visit megaphone.fm/adchoices

You’re Not Behind: Why Everyone Seems to Have More Money than You 12.02.2026 11min

Don't miss my FREE masterclass 'Four-Step Routine to Financial Freedom' https://nischa.me/wealthmasterclass Watch this video to understand why it often appears that others have more money and financial success than you, and what to do about it My products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist 📊 How & Where to Invest LIVE Workshop (free): https://nischa.me/investyt 📙 Financial Wellbeing Toolkit: https://nischa.me/plan Other tools: UK ISA and savings accounts: https://nischa.me/plum Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212 Timestamps: 00:00 Why everyone seems to have more money than you 00:28 You're making upward comparisons 02:27 You don't know what you stand for 04:07 You aren't learning 06:02 You're forgetting the trade-offs 06:59 You're following the wrong C 08:08 You haven't focused on you for a while DISCLAIMERS & DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support! T&C's apply Learn more about your ad choices. Visit megaphone.fm/adchoices

How To Think Like The 1% 11.02.2026 14min

👉Try xTiles for free https://xtiles.app/en?fp_ref=nischa23 Get my FREE Road to Wealth cheat sheet: https://nischa.me/cheatsheet A simple guide to how the 1% think about money - with 8 smart mindset shifts to help you build real wealth. My products: 📶 Start Here (free): Intentional Spending Tracker https://nischa.me/ist 📊 How & Where to Invest LIVE Workshop (free): https://nischa.me/investyt 📙 Manage Your Money Like the Top 1% Toolkit: https://nischa.me/plan Other tools: UK ISA and savings accounts: https://nischa.me/plum Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212 TIMESTAMPS: 00:00 Intro 00:37 Your 25 words 01:38 Own first, spend later 03:13 Obsess with getting rich 04:39 Plan well, act fast 07:10 Speak the language of possibility 08:37 Leave luck at the door 10:35 Build income that runs without you DISCLAIMERS & DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support! T&C's apply Learn more about your ad choices. Visit megaphone.fm/adchoices

Why Keeping Over THIS AMOUNT In a Bank Is a Huge Mistake 10.02.2026 15min

Save 20% on Brilliant’s annual Premium subscription https://brilliant.org/Nischa Reserve your spot for my next LIVE Investing Workshop: https://nischa.me/investyt My favourite savings account https://nischa.me/plum Discover why leaving too much money “safe” in the bank is actually one of the most dangerous financial mistakes you can make - and what to do instead. Disclaimer: In the UK, FSCS protection covers up to £85,000 per person, per authorised bank or building society. Some banks share the same licence, so your limit may apply across more than one brand. In the US, FDIC protection covers up to $250,000 per depositor, per insured bank, per account ownership category (for example, individual, joint, or retirement accounts can each have separate coverage). This video is for educational purposes only and is not financial advice. My products: 📶 Start Here (free): Intentional Spending Tracker https://nischa.me/ist 📊 How & Where to Invest LIVE Workshop (free): https://nischa.me/investyt 📙 Manage Your Money Like the Top 1% Toolkit: https://nischa.me/plan Other tools: UK ISA and savings accounts: https://nischa.me/plum Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212 TIMESTAMPS: 00:00 Intro 01:00 Cash is the laziest worker 02:55 But about emergencies? 04:43 It feel like spending money 06:53 Insurance won't cover you 08:45 You become more of a target 12:24 What to do with your money instead? DISCLAIMERS & DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support! *T&C's apply Learn more about your ad choices. Visit megaphone.fm/adchoices

If I Started Investing in 2026, This Is What I'd Do 09.02.2026 20min

📊 Join my Free 'How & Where to Invest' Live Workshop https://nischa.me/investyt UK ISA and savings accounts: https://nischa.me/plum Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212 In this video, I break down the exact 7-step plan I’d follow if I were starting investing from scratch in 2026, so you can avoid beginner mistakes and invest with confidence. My products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist 📊 How & Where to Invest LIVE Workshop (free): https://nischa.me/investyt 📙 Financial Wellbeing Toolkit: https://nischa.me/plan Other tools: UK ISA and savings accounts: https://nischa.me/plum Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212 Timestamps: 00:00 Intro 01:01 Step 1 02:22 3 things to do before investing 04:16 Step 2 07:30 Step 3 09:53 Step 4 11:38 Step 5 13:37 Step 6 15:39 Step 7 DISCLAIMERS & DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support! *T&C's apply Learn more about your ad choices. Visit megaphone.fm/adchoices

17 Tiny Habits That Made Me Rich 06.02.2026 17min

The spreadsheets, guides and quizzes in this video are all part of the Financial Wellbeing Toolkit. Use code VIPEARLY to get 20% off early bird pricing – limited to the first 500 people! 🎉 https://nischa.me/plan In this video, I break down everything you need to understand the language of money. The tools, spreadsheet, and guides shown are all part of the Financial Wellbeing Toolkit. My products: 📶 Start Here (free): Intentional Spending Tracker https://nischa.me/ist 📊 How & Where to Invest LIVE Workshop (free): https://nischa.me/investyt 📙 Manage Your Money Like the Top 1% Toolkit: https://nischa.me/plan Other tools: UK ISA and savings accounts: https://nischa.me/plum Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212 TIMESTAMPS: 0:00 What's in this video 2:32 Understanding your financial NOW 9:05 Debt strategy 13:43 Setting goals that matter 19:43 12-month forecast (& monthly check-ins) 27:12 Where NOT to save your money 29:40 When to invest 31:59 How to reach your goals 36:17 Building your investment strategy 39:34 Car buying and affordability 46:44 Should you buy or rent a home Thanks for the inspiration behind this video ‪@TinaHuang1‬ DISCLAIMERS & DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support! T&C's apply Learn more about your ad choices. Visit megaphone.fm/adchoices

My 9 Sources of Income at Age 32 05.02.2026 12min

#AD Get your free AI store builder: https://www.buildyourstore.ai/00e3 ➡️ Join the waitlist for my new community: https://nischa.me/waitlist-community Discover how I built 9 diverse income streams by the age of 32, including the challenges, strategies, and lessons learned along the way. How much youtube paid me in my first month with 40k subs • How much youtube paid me in my first month... My products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist 📊 How & Where to Invest LIVE Workshop (free): https://nischa.me/investyt 📙 Financial Wellbeing Toolkit: https://nischa.me/plan Other tools: UK ISA and savings accounts: https://nischa.me/plum Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212 Timestamps: 00:00 Why you need multiple income streams 01:13 Income Stream #1 02:36 Income Stream #2 03:22 Income Stream #3 04:52 Income Stream #4 06:28 Income Stream #5 07:17 Income Stream #6 08:00 Income Stream #7 08:41 Income Stream #8 09:29 Income Stream #9 DISCLAIMERS & DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support! T&C's apply Learn more about your ad choices. Visit megaphone.fm/adchoices

Why Net Worth Skyrockets After $100K 04.02.2026 9min

Watch my FREE masterclass '4-Step Routine to Financial Freedom' https://nischa.me/wealthmasterclass Why the first 100K will explode your Net Worth and how to get there faster My products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist 📊 How & Where to Invest LIVE Workshop (free): https://nischa.me/investyt 📙 Financial Wellbeing Toolkit: https://nischa.me/plan Other tools: UK ISA and savings accounts: https://nischa.me/plum Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212 Timestamps: 00:00 Net Worth explodes after $100k 00:45 The first reason: Scale of Capital 01:42 The second reason: Compound Interest 04:01 How to save $100k faster. Tip 1 05:22 How to save $100k faster. Tip 2 DISCLAIMERS & DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support! T&C's apply Learn more about your ad choices. Visit megaphone.fm/adchoices

5 One-Minute Habits That Save Me 25+ Hours a Week | Time Management for Busy People 30.01.2026 11min

👉 Sign up for your £1 per-month Shopify trial here: http://shopify.co.uk/ Download my Intentional Spending Tracker (free): https://nischa.me/ist After five years of testing every productivity hack out there, I’m sharing five small, evidence-backed habits that help me save 25+ hours a week and still have time for the things I love. My products: 📶 Start Here (free): Intentional Spending Tracker https://nischa.me/ist 📊 How & Where to Invest LIVE Workshop (free): https://nischa.me/investyt 📙 Manage Your Money Like the Top 1% Toolkit: https://nischa.me/plan Other tools: UK ISA and savings accounts: https://nischa.me/plum Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212 TIMESTAMPS: 00:00 Intro 00:36 Habit 1 02:26 Habit 2 05:33 Habit 3 06:59 Habit 4 08:13 Habit 5 DISCLAIMERS & DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support! *T&C's apply Learn more about your ad choices. Visit megaphone.fm/adchoices

Do This Every Time You Get Paid. Accountant Payday Routine 29.01.2026 13min

👉🏽 My FREE Payday Routine Masterclass https://nischa.me/wealthmasterclass Get up to £100 worth of fractional shares by verifying your account and depositing £1 at Trading 212 with code 'NISCHA' https://nischa.me/trading212 Get a Welcome Bonus of up to £50 when you invest at least £100 with InvestEngine (Ts&Cs apply): https://nischa.me/investengine In this video, I share my 8-step process for managing my paycheck on payday. My products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist 📊 How & Where to Invest LIVE Workshop (free): https://nischa.me/investyt 📙 Financial Wellbeing Toolkit: https://nischa.me/plan Other tools: UK ISA and savings accounts: https://nischa.me/plum Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212 Timestamps: 00:00 Intro 00:18 Step 1 01:51 Step 2 02:59 Step 3 05:29 Step 4 06:47 Step 5 07:27 Step 6 08:20 Step 7 09:43 Step 8 DISCLAIMERS & DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support! T&C's apply Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Escape the “Rat Race” Without Quitting Your 9-to-5 28.01.2026 12min

⚡️ Sign up and upgrade to Grammarly Premium to level up your productivity: http://grammarly.com/nischa07 Join my free newsletter https://nischa.me/newsletter Feeling stuck in your 9-to-5? It's not your job; it's your mindset. Discover how to shift your perspective, find your flow, and thrive without quitting. 00:00 Intro 00:33 Realise that you're not dependent on anyone 02:21 Find your flow state 05:03 Fill your free time with work 06:22 Diversify your identity 08:06 Set boundaries and prioritise yourself DISCLAIMERS & DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support! T&C's apply Learn more about your ad choices. Visit megaphone.fm/adchoices

9 Timeless Money Lessons from the Richest Man in Babylon 27.01.2026 11min

💰 Join my free Savings Crash Course to learn how to boost your savings by $1k in one month while still enjoying your lifestyle 👉🏽 https://nischa.me/save In this video, I break down 9 timeless money lessons from The Richest Man in Babylon to help you save, grow, and protect your wealth. My products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist 📊 How & Where to Invest LIVE Workshop (free): https://nischa.me/investyt 📙 Financial Wellbeing Toolkit: https://nischa.me/plan Other tools: UK ISA and savings accounts: https://nischa.me/plum Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212 Timestamps: 00:00 Intro 00:19 Lesson 1 01:25 Lesson 2 02:54 Lesson 3 04:03 Lesson 4 04:52 Lesson 5 05:56 Lesson 6 06:33 Lesson 7 07:50 Lesson 8 08:23 Lesson 9 DISCLAIMERS & DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support! *T&C's apply Learn more about your ad choices. Visit megaphone.fm/adchoices

The Most Powerful Way to Think About Money 26.01.2026 10min

Ready to build your Financial Plan? Start here https://nischa.me/plan In this video, I reveal how changing my mindset about money helped me break free from the endless chase for more and build a life of true fulfilment. My products: 📶 Start Here (free): Intentional Spending Tracker https://nischa.me/ist 📊 How & Where to Invest LIVE Workshop (free): https://nischa.me/investyt 📙 Manage Your Money Like the Top 1% Toolkit: https://nischa.me/plan Other tools: UK ISA and savings accounts: https://nischa.me/plum Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212 TIMESTAMPS: 00:00 Intro 01:03 Finding your tipping point 03:01 The wealth paradox 04:45 Aligning your money with life. Step 1 06:32 Aligning your money with life. Step 2 07:28 Aligning your money with life. Step 3 DISCLAIMERS & DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support! T&C's apply Learn more about your ad choices. Visit megaphone.fm/adchoices

7 Habits of Quietly Wealthy People 23.01.2026 10min

Manage your money like the 1% https://nischa.me/plan In this video, I share 7 simple habits of quietly wealthy people - the ones who live modestly, avoid flashy spending, and build real wealth behind the scenes. My products: 📶 Start Here (free): Intentional Spending Tracker https://nischa.me/ist 📊 How & Where to Invest LIVE Workshop (free): https://nischa.me/investyt 📙 Manage Your Money Like the Top 1% Toolkit: https://nischa.me/plan Other tools: UK ISA and savings accounts: https://nischa.me/plum Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212 TIMESTAMPS: 00:00 Intro 00:51 They automate everything 01:52 They focus on value over price 02:32 They focus on net worth, not income 04:20 They think in decades not months 05:20 They have multiple income streams 06:25 They avoid lifestyle inflation 07:41 They don't react, they respond DISCLAIMERS & DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support! *T&C's apply Learn more about your ad choices. Visit megaphone.fm/adchoices

What Actually Matters in Your 20s 22.01.2026 11min

Join my Financial Life Design Workshop (free) https://nischa.me/lifedesignworkshop/ In this video, I share the 6 things that actually matter in your twenties - from building a career portfolio and financial foundations to designing a life that’s truly yours. My products: 📶 Start Here (free): Intentional Spending Tracker https://nischa.me/ist 📊 How & Where to Invest LIVE Workshop (free): https://nischa.me/investyt 📙 Manage Your Money Like the Top 1% Toolkit: https://nischa.me/plan Other tools: UK ISA and savings accounts: https://nischa.me/plum Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212 TIMESTAMPS: 00:00 Intro 00:40 Have a bias towards action 02:06 Building your financial foundations 03:23 Build relationships over networking 04:24 Design your life intentionally 06:20 Think of your career as a portfolio 07:46 Enjoy the journey DISCLAIMERS & DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support! *T&C's apply Learn more about your ad choices. Visit megaphone.fm/adchoices