I Should Probably Know This; Money Talk & Tips for Business Owners

You Can Pay Off Debt AND Invest at the Same Time. Here's the Math 16.09.2026 10min

Dave Ramsey would clutch his pearls at this one. You do not have to be 100% debt-free before you start investing. In this episode I'm breaking down the actual math behind why "debt first, before everything else" can cost you more than it saves you. And I'm sharing my personal story of the two years I spent stuck in exactly that cycle. I'm covering: ✅ Why the "debt-free first" approach nearly kept us in debt longer (and nearly cost my marriage) ✅ The real math: how an extra $25/month can save you 30 months and $3,000+ in interest ✅ Why compound interest doesn't wait for your debt to be paid off ✅ The exact 5-step split I coach clients through to do both at the same time ✅ How we went from $90k in debt to over $200k in savings and investments without choosing one over the other If you've ever felt stuck between "pay off debt" and "start investing," this episode is for you. Want help talking out your actual split? I'm offering free 1:1 calls right now where we look at your real life situation to see the best place for you to start. DM me the word START on Instagram or TikTok and let's get you on the calendar. Instagram: @mymoneycoachbecca TikTok: @themoneygirlsofficial Let's build some wealth. 💰

How to Pay Yourself Consistently as a Business Owner With Inconsistent Income 09.09.2026 9min

"I'll start paying myself consistently once my income is more consistent." I hear this all the time, and I want you to know your income probably isn't going to become consistent first. Waiting for that is costing you so more than you think. In this episode I'm breaking down the exact system I use with my clients to help them pay themselves the same amount, on the same day, every single month (regardless of whether the business had a $4k month or a $30k month.) I'm covering: ✅ Why "paying yourself whatever's left" is not a paycheck ✅ The buffer account that has to exist BEFORE your paycheck does ✅ How to calculate your real, sustainable paycheck number (hint: it's not your best month) ✅ How to automate payday so you stop "checking in" to see if you're allowed to get paid ✅ Why consistent pay is the thing that actually keeps you sane as a business owner If you've ever had a great month followed by a panic-inducing slow one, this episode is for you. Want help building this for your actual business? I'm offering free 1:1 calls right now where we look at your real situation together and figure out exactly what a consistent paycheck looks like for you starting now, not "someday." DM me the word START on Instagram or TikTok and let's get you on the calendar. Follow along for more: 📱 Instagram: @mymoneycoachbecca.

10 Money Habits I Wish I Started at 25 Instead of 35 02.09.2026 11min

I turned 41 this year, and instead of giving you 41 money lessons I'm giving you the 10 most impactful lesson I've learned about money. Some of these I learned the easy way. Most of them I learned the hard way … including one very embarrassing lesson about a "loser boyfriend" and credit card debt. 😂 In this episode I'm covering: ✅ Why looking at your money every day is the real self-care ✅ Why I pay myself like an employee, not with "whatever's left" ✅ The 3-bucket system I run for every single dollar ✅ Why I started investing before I felt ready ✅ Why there's no such thing as "the last best deal" ✅ And 5 more habits that took me from $90k in debt to over $200k in savings and investments If you're in your 20s or 30s and want to skip the decade it took me to learn this, this episode is for you. If you're in your 40s, 50s or 60s and feel like you're too old to start. You're NOT! Follow along for more: 📱 Instagram: @themoneygirlsofficial 🎵 TikTok: @themoneygirlsofficial Free resources mentioned in this episode: ☎️ Free 1:1 Call want to talk through what applying any of these habits could look like for you? DM me "START" on Instagram or TikTok and let's find time to chat. No pressure, no pitch. Let's build some wealth. 💰

The 3-Bucket System: How I Split Every Dollar That Hits My Account 27.08.2026 18min

You had a really good month. And two weeks later... you have no idea where the money went. Sound familiar? I got you. In this episode I'm breaking down the exact 3-Bucket System I use (and teach every single one of my clients) for every dollar that comes into my account. This is the system that took my husband and I from $90,000 in debt to over $200,000 in savings and investments, without pausing our whole life to get there. I'm sharing: ✅ The story of the moment I realized my money mindset had gone off the deep end ✅ Why "make more money" is almost never the actual fix ✅ The exact 3 buckets every dollar needs a job in: Necessities, Wealth Building, and Lifestyle ✅ The step-by-step way to actually set this up for yourself, starting today ✅ Why building wealth should NEVER mean sacrificing the life you've already built If you've ever felt like you make good money but somehow still feel behind, this episode is for you. Follow along for more: 📱 Instagram: @themoneygirlsofficial 🎵 TikTok: @themoneygirlsofficial Free resources mentioned in this episode: 📄 The Business Owner Wealth Guide: my free step-by-step guide walking you through the 6-step wealth plan I used to go from $90k of debt to debt-free AND over $200k in savings + investments. Grab it here. ☎️ Free 1:1 Call: if you want to talk through what building your own 3-bucket system could actually look like for your business, I'd love to hop on a call with you. We'll have a real conversation about your money without the pressure or pitching. Schedule yours here I got you. Let's build some wealth. 💰

The $38,000 Home Repair the Week Before Vacation: Here's Exactly How We Decided to Pay It 30.06.2026 10min

If you've ever had a home repair quote or a large unexpected expense that was like a gut punch... and you didn't know how you were going to pay for it, this episode will help you. Becca goes into detail on how she and her husband worked through payment options for a $38,000 home repair the week before they left for vacation. And you can use these exact steps to work through your next large purchase also. 👉 Follow @themoneygirlsofficial on IG 👉 Follow @themoneygirlsofficial on TikTok Join The Money Girls Membership where we in 30 days, you'll know exactly where every dollar of your business money is going, what to pay yourself, how to use that money to build wealth and how to automate it so you know you're building wealth no matter what. Drop any questions you have about money on either platform and I'll feature your question on a podcast episode.

Why Your Personal Finances Are Hurting Your Business 09.06.2026 9min

Becca is coming in with a message for the women whose businesses are thriving and making more money than ever... and yet you feel the least successful and like there is never enough money. This episode is about how your personal spending and finance habits are spilling over into your business and making your business harder. 👉 Follow @themoneygirlsofficial on IG 👉 Follow @themoneygirlsofficial on TikTok Join The Money Girls Membership where we in 30 days, you'll know exactly where every dollar of your business money is going, what to pay yourself, how to use that money to build wealth and how to automate it so you know you're building wealth no matter what. Drop any questions you have about money on either platform and I'll feature your question on a podcast episode.

Where do I put my money? How to decide where to house your money for different goals. 02.06.2026 11min

Becca breaks down where to put your money depending on the timeline of when you need the money, the purpose of the money and what step of the wealth building process you're in. 👉 Follow @themoneygirlsofficial on IG 👉 Follow @themoneygirlsofficial on TikTok Join The Money Girls Membership where we in 30 days, you'll know exactly where every dollar of your business money is going, what to pay yourself, how to use that money to build wealth and how to automate it so you know you're building wealth no matter what. Drop any questions you have about money on either platform and I'll feature your question on a podcast episode.

"I'm so tired of the financial chaos I've created"- My Pep Talk To You 26.05.2026 5min

This is my girl-to-girl pep talk for you about your money. If you feel like you're tired of the financial chaos you've created, this is for you. If you know someone who needs this episode, please share it with them! 👉 Follow @themoneygirlsofficial on IG 👉 Follow @themoneygirlsofficial on TikTok Join The Money Girls Membership where we use the money you're making in your business to provide the lifestyle and the wealth you've been wanting. Drop any questions you have about money on either platform and I'll feature your question on a podcast episode.

Is your business running your life or funding your life? 19.05.2026 14min

Before the kids are out for the summer and you're trying to balance working with your kids at home, listen to this episode. Becca talks about how to evaluate whether your business is funding the life you want OR is running your life without you knowing it. Working hard to build a business you love and that provides for you is one thing. Letting it take over your whole life and taking away from your personal life is quite another! 👉 Follow @themoneygirlsofficial on IG 👉 Follow @themoneygirlsofficial on TikTok Join The Money Girls Membership where we go deep into how much your business needs to be making in order for you to pay yourself consistently and start to build wealth. Drop any questions you have about money on either platform and I'll feature your question on a podcast episode.

You Cannot Wing It To Wealth 12.05.2026 14min

If you want to use your business to build wealth like the 80-91% of millionaire business owners, this episode is for you. Becca breaks down how she sees business owners using their money, what rich vs. wealthy looks like, and what to do with your money today to start build wealth for yourself long term! 👉 Follow @themoneygirlsofficial on IG 👉 Follow @themoneygirlsofficial on TikTok Join The Money Girls Membership where we go deep into money mindset AND how to build your wealth! Drop any questions you have about money on either platform and I'll feature your question on a podcast episode.

The Simple Financial Projection Strategy Every Woman Needs to Build Wealth Faster 05.05.2026 15min

This strategy I'm breaking down in this episode will solve 90% (if not more) of your money problems. And it will exponentially speed up your chance at wealth building. Host Becca is breaking down what projecting is, how you can do it and WHY you need to project your numbers to build wealth faster. And if you want to know how to project your numbers and then how to make decisions from those numbers, join the membership below where Becca teaches you exactly that. 👉 Follow @themoneygirlsofficial on IG 👉 Follow @themoneygirlsofficial on TikTok Join The Money Girls Membership where we go deep into money mindset AND how to build your wealth! Drop any questions you have about money on either platform and I'll feature your question on a podcast episode.

3 Reasons Why High-earning Women Struggle with Money the More You Make 28.04.2026 15min

If you've ever opened wondered why making more money doesn't feel like you HAVE more money... this episode is for you. Host Becca is breaking down 4 of the most common reasons she she's women struggle more with money the more they make. And because we don't just talk on this side of the internet, she's going to give you exactly what to do to stop struggling with money and start using it to get ahead and build wealth. 👉 Follow @themoneygirlsofficial on IG 👉 Follow @themoneygirlsofficial on TikTok Join The Money Girls Membership where we go deep into money mindset AND building your wealth! Drop any questions you have about money on either platform and I'll feature your question on a podcast episode.

2025 Almost Took Me Out… Here's What Happened and What's Next 21.04.2026 7min

Rated R for Revenue has a new title and a new look! In this episode, I (Becca) update you on what's been going on the last year, why the name change and what the plans are in 2026 for this podcast. 👉 Follow @themoneygirlsofficial on IG and TikTok Drop any questions you have about money on either platform and I'll feature your question on a podcast episode.

Bank Account Glow Up; 3 Steps to Finally Feel in Control of Your Money 14.10.2025 16min

If you've ever opened your bank account and instantly felt anxious, confused, or out of control this one's for you. Host Becca is breaking down the exact 3 steps she and her husband used to pay off $90K of debt, build a 9-month emergency fund, still go on dates, take vacations, and actually enjoy life while doing it. This isn't about restriction, it's about taking back control and creating real financial freedom for your family. Plus, there's a special bonus waiting for you at the end of the episode! 👉 Follow @themoneygirlsofficial and grab the October Membership discount link in bio before it's gone!

Is It Worth It? When to Invest (and Save) in the Online Space 31.03.2025 11min

Planning to Invest in your business this year with a big coach or program? In this episode, Becca breaks down the real truth about investing in yourself and your business- how to decide if it's worth it, and the key questions you need to ask before making your next big move. If you've ever wondered whether a course, coach, or program is the right investment for you, this episode is a must-listen. Enjoyed today's episode? Share and tag us on Instagram so we can shout you out! Share what resonated with you and what you want to hear more of from the Rated R For Revenue Podcast. WE'D LOVE TO HEAR FROM YOU! Our goal is to help as many entrepreneurs as possible. If this episode supported you in any way, we'd love if you left a review, share and tag us on your Instagram Stories OR send us a DM! Connect with us on IG: @themoneygirlsofficial

The Secrets of a 7-Figure Business: A Candid Talk with Rachel Spence (ep. 63) 24.03.2025 1val 1min

Ever wondered what a really successful coach's business looks like behind the scenes? Or if they are really the way they seem online in real life? Yeah, us too! That's why we asked Rachel Spencer (@mycoachrachel) to come have a business girl chat letting us peak behind the curtain of her incredibly successful business. She's made millions of dollars, been featured in several magazine and shows, and has a no BS approach to being yourself and being successful in the online space. So she knows what she's talking about… And you will NOT be disappointed! Enjoyed today's episode? Share and tag us on Instagram so we can shout you out! Share what resonated with you and what you want to hear more of from the Rated R For Revenue Podcast. WE'D LOVE TO HEAR FROM YOU! Our goal is to help as many entrepreneurs as possible. If this episode supported you in any way, we'd love if you left a review, share and tag us on your Instagram Stories OR send us a DM! Connect with us on IG: @themoneygirlsofficial

Building Sales Momentum 10.03.2025 18min

Ready to turn your sales slump into steady growth? In this episode, we'll uncover the key strategies to build and maintain sales momentum in your business. Whether you're just starting out or looking to boost your current results, creating consistent sales flow is critical to long-term success. If you're ready to unlock sustained growth and increase your revenue, this episode is for you! Enjoyed today's episode? Share and tag us on Instagram so we can shout you out! Share what resonated with you and what you want to hear more of from the Rated R For Revenue Podcast. WE'D LOVE TO HEAR FROM YOU! Our goal is to help as many entrepreneurs as possible. If this episode supported you in any way, we'd love if you left a review, share and tag us on your Instagram Stories OR send us a DM!

Our CEO Money Dates; Behind the Scenes 03.03.2025 15min

Behind the scenes of our CEO Money Dates! Enjoyed today's episode? Share and tag us on Instagram so we can shout you out! Share what resonated with you and what you want to hear more of from the Rated R For Revenue Podcast. WE'D LOVE TO HEAR FROM YOU! Our goal is to help as many entrepreneurs as possible. If this episode supported you in any way, we'd love if you left a review, share and tag us on your Instagram Stories OR send us a DM!

2024 Recap: The Hard Lessons we Learned so you don't have to 24.02.2025 34min

Want more profit in your business? Here are 8 beliefs to get you there in 2025 Enjoyed today's episode? Share and tag us on Instagram so we can shout you out! Share what resonated with you and what you want to hear more of from the Rated R For Revenue Podcast. WE'D LOVE TO HEAR FROM YOU! Our goal is to help as many entrepreneurs as possible. If this episode supported you in any way, we'd love if you left a review, share and tag us on your Instagram Stories OR send us a DM!

Want more profit? 8 beliefs to get you there in 2025 17.02.2025 30min

Want more profit in your business? Here are 8 beliefs to get you there in 2025 Enjoyed today's episode? Share and tag us on Instagram so we can shout you out! Share what resonated with you and what you want to hear more of from the Rated R For Revenue Podcast. WE'D LOVE TO HEAR FROM YOU! Our goal is to help as many entrepreneurs as possible. If this episode supported you in any way, we'd love if you left a review, share and tag us on your Instagram Stories OR send us a DM! Connect with us on IG: @TheMoneyGirlsOfficial