WealthTalk - money, wealth and personal finance.

Epizodes

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  How Genealogy Can Help Protect and Transfer Your Wealth with Kirsty Gray 09.09.2026 31min

  What can your family history reveal about your wealth, inheritance and the people who may be entitled to it? In this episode of WealthTalk, Kevin Whelan speaks with Kirsty Gray, founder and CEO of Family Wise Ltd, a company specialising in genealogy, people finding and inheritance research. Kirsty shares how her lifelong fascination with family history developed into a business helping people uncover their roots, solve family mysteries and find people who may otherwise remain unknown. She explains how technology, online records and DNA testing have transformed genealogy, while highlighting why professional expertise is still important when family histories become complicated. Kirsty also discusses how Family Wise Ltd helps solicitors and other organisations identify beneficiaries, trace missing relatives and resolve intestate estates, including cases where outdated information or unknown family connections can make inheritance difficult to navigate. Alongside these inheritance cases, Kirsty shares some of the more unusual and personal stories from her work, while Kevin and Kirsty explore the wider connection between understanding your family history and making sure your wealth can be transferred to the right people.
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  People Before Profits in Building Wealth with Lorraine Thomas 26.08.2026 44min

  Can you build wealth, create profit and still put people first? In this episode of WealthTalk, Bimbi Fernando speaks with award-winning property developer, mentor and founder of A View From My Window, Lorraine Thomas. Lorraine shares how she moved from a successful career into property, housing vulnerable young people and building a purpose-driven business. She explains how her parents shaped her belief in generosity and opportunity, why profit and purpose can work together, and how property can create meaningful social impact. Lorraine also discusses learning from mistakes, the importance of education and community, and taking action before you have everything figured out. Kevin Whelan and Bimbi later reflect on Lorraine’s energy, resilience and entrepreneurial spirit. They discuss how Lorraine’s story demonstrates the importance of taking action, learning through experience and remaining open to unexpected opportunities. Together, they consider how Lorraine’s example challenges the idea that wealth building is only about financial gain, showing instead how business, community and social impact can be connected.
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  Wake Up, Consumers! Stop Sleepwalking Through Your Financial Future 12.08.2026 44min

  In this episode of WealthTalk, Kevin Whelan is joined by Steve Conley, founder of the Academy of Life Planning, for a wide-ranging conversation about what it really means to take control of your financial future. Steve explains why life planning should come before financial planning and why looking only at investments can miss a much bigger part of the picture. They explore the concept of human capital—the skills, earnings potential, relationships, intellectual property, property and other assets that can generate income throughout your life—and why it deserves far more attention when building wealth.
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  Building Wealth with Trading: Risk, Discipline and Long-Term Thinking 29.07.2026 38min

  In this episode of WealthTalk, Kevin Whelan is joined by Lewis Crompton, founder of STARTrading, to explore how trading can become a practical wealth-building skill when approached with the right education, discipline and risk management. Together, they discuss the differences between trading and investing, why managing risk is more important than chasing returns, and how trading can complement other wealth-building assets such as property, business and pensions. Lewis also explains why successful trading isn't about spending hours in front of multiple screens, but about following a proven process with consistency and emotional discipline.
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  The Real Cost of Getting Your Retirement Plan Wrong 15.07.2026 46min

  In this episode of WealthTalk, Kevin Whelan is joined by Independent Financial Adviser Andrew Cooper to explore the increasingly complex world of retirement planning and inheritance tax. As new legislation brings pensions into the scope of inheritance tax from April 2027, they discuss why retirement is no longer simply about drawing an income—it’s about making informed decisions that balance flexibility, certainty, tax efficiency, and the financial security of future generations. From annuities and drawdown strategies to trusts, life assurance and business-owner planning opportunities, this episode highlights the importance of personalised advice when navigating life’s biggest financial decisions. Most importantly, it reinforces a core WealthBuilders principle: building wealth isn't just about growing your assets—it's about protecting them and ensuring they are passed on as efficiently as possible.
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  How to Build Investment Foundations That Turbocharges Your Returns with Manish Kataria 01.07.2026 54min

  In this episode of WealthTalk, Kevin Whelan welcomes back seasoned investor Manish Kataria for a timely conversation on what it really takes to build a resilient investment portfolio in today’s increasingly uncertain world. Together, they explore why successful investing isn’t about chasing trends or reacting emotionally to headlines—it’s about creating strong foundations, staying diversified, and building a portfolio that aligns with your long-term goals. Most importantly, this episode reinforces a core WealthBuilders principle: true wealth isn’t just about what you build for yourself, it’s about creating lasting financial wisdom that benefits future generations.
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  How One Deal Made James Lynch Financially Independent 17.06.2026 41min

  This episode features Kevin Whelan and James Lynch, known as the Title Split Consultant, discussing how title splitting can help property investors accelerate wealth creation and achieve financial independence. James shares his journey from working as a project manager to building a property portfolio that eventually allowed him to leave employment behind. He explains how discovering title splitting enabled him and his partner to acquire larger property assets with significantly less capital than traditional investment methods would require. The conversation explores the power of blocks of flats, creating value through leasehold structures, the importance of taking action rather than waiting for perfect conditions, and how strategic property investing can create predictable income and greater financial freedom.
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  From Property Failure to Predictable Profits with Tsen Wharton 03.06.2026 46min

  This episode features Kevin Whelan and Tsen Wharton discussing a demand-led approach to property investing and wealth creation. Tsen shares his journey from the corporate world to achieving financial independence through property, reflecting on the lessons learned from early successes and costly mistakes. The conversation explores why many investors focus too heavily on properties and strategies before understanding demand, and how reversing that process can dramatically improve outcomes. Together, they discuss building wealth through predictable income-producing assets, the importance of continuous learning, and how property can serve as a vehicle for creating freedom, experiences, and long-term financial security.
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  The Rent-to-Own Revolution with Sheila Smith 20.05.2026 32min

  This episode features Kevin Whelan and Sheila Smith discussing an alternative path to homeownership that helps renters move towards owning a property while also offering landlords a more flexible exit strategy. The conversation explores the challenges first-time buyers face in securing mortgages, the growing pressures on landlords from regulation and taxation, and how creative property solutions can bridge the gap between renting and ownership. Together, they highlight the importance of financial education, long-term planning, and creating practical pathways that make homeownership more accessible.
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  12-Month Countdown to Tax-Raid On Pensions 06.05.2026 52min

  This episode features Kevin Whelan and Paul Brooks discussing a significant shift in UK pensions legislation following the confirmation of new rules under the Finance Act that will allow pensions to be taxed on death from April 2027. Kevin shares his perspective on what this means for long term wealth planning, particularly for those relying on pensions as part of their legacy strategy, while the conversation explores how individuals can respond by taking greater control of their retirement planning, including the role of structures like SSAS. They also introduce a new “7 C's” framework to help navigate these changes, breaking down the risks of relying solely on traditional pension structures and highlighting the importance of proactive planning to protect and transfer wealth effectively in a changing regulatory environment.
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  Kindness and Purpose in Building Wealth: Why Is It Important? 22.04.2026 58min

  This episode features Bimbi Fernando and Kevin Whelan in a more reflective conversation focused on the deeper side of wealth beyond numbers and strategy, exploring the idea of purpose and how it develops over time to shape both personal and financial decisions. They highlight that clarity doesn’t always come at the beginning, but is often built through experience, action, and reflection, while also discussing integrity, the importance of doing the right thing without recognition, and the role of kindness and responsibility in building and using wealth. The conversation delves into legacy — not just financial structures, but preparing future generations through communication, shared values, and involvement — and ultimately reframes wealth creation as something bigger than accumulation, positioning it as a tool for creating meaningful impact, long-term perspective, and a life lived with purpose and intention.
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  From Uncertainty to Freedom: A Real Wealth-Building Story 08.04.2026 34min

  This episode marks the first appearance of Tracy Hilliard, one of the new voices joining the WealthTalk podcast—part of an exciting evolution bringing fresh perspectives to future conversations. Alongside this, Richiko Olrichs shares her journey from her first UK property purchase to building a diverse portfolio, including expansion into Portugal. She reflects on generating capital, building reliable teams, navigating setbacks like COVID, and staying focused on long-term growth. The conversation explores balancing stable income with higher-yield opportunities, the role of mindset and coaching, and defining personal freedoms—time, money, location, and control.
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  Marriage & Money: Christian’s Final WealthTalk Episode 25.03.2026 24min

  In this final episode before Christian Rodwell steps away for his wedding, he and Kevin Whelan take a light but practical look at the financial pros and cons of marriage. What starts as a fun conversation becomes a useful guide to the tax, pension, borrowing, and inheritance planning benefits that married couples and civil partners can access. Kevin also reflects on the risks, especially divorce, and shares why paying attention to wealth structures matters more than ever. The episode closes with a warm farewell to Christian after seven years of co-hosting, plus an introduction to the guest hosts who will help carry WealthTalk forward.
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  Pooling Family Assets For Massive Benefit 11.03.2026 41min

  Kevin Whelan is joined by Paul Brooks to explore the idea of pooling for massive benefit and why most families miss it. They explain how modern finance is increasingly technology driven, which should mean lower costs, but too often those savings are not passed on. The episode breaks down how families can pool or aggregate cash, investments, and pension assets to reduce fees, improve rates, and create a more joined up plan across generations. A major focus is SSAS pensions, which can pool multiple family members’ pension pots, reduce costs through activity based fees, and unlock powerful inheritance tax planning tools such as earmarking and loanback. They also cover how families can pool knowledge and documents using a digital vault, so the next generation is prepared, confident, and not left scrambling in a crisis.
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  Property as a Product: The Design Decisions That Increase Profit and Reduce Pain w/ Julian Maurice 25.02.2026 58min

  Christian Rodwell is joined by Julian Maurice, an interior designer, educator, and long-time property investor, to reframe what “design” really means for landlords and developers. Julian argues that design is not decoration, it’s custodianship: creating a property “product” that performs over time, attracts better tenants or guests, reduces maintenance, protects commercial value, and becomes an asset you’d actually be proud to pass on. The conversation goes deep into practical design thinking for HMOs and serviced accommodation, and why landlords must stay involved rather than delegating everything to architects, builders, or agents. Following the interview, Kevin Whelan joins Christian to unpack the key themes and reflect on how Julian’s insights apply to WealthBuilders and long-term asset thinking.
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  Goal Mapping: The Step-by-Step Path to Achieving What Matters with Brian Mayne 11.02.2026 53min

  Christian Rodwell is joined by Brian Mayne, creator of Goal Mapping, to explore why some people achieve their goals while others don’t. Brian shares the brain science behind effective goal setting, why the subconscious responds best to words paired with images, and how a simple daily ritual can help embed new beliefs and behaviours. Kevin Whelan then joins Christian to reflect on how goal mapping connects directly to WealthBuilders planning, including how to calculate a meaningful financial independence number based on your “perfect year.”
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  The Family Wealth Fortress: WealthBuilders' Most Comprehensive Programme Yet 28.01.2026 41min

  Christian Rodwell and Kevin Whelan introduce WealthBuilders' newest project: The Family Wealth Fortress. Prompted by the upcoming inheritance tax changes on pensions from April 2027, Kevin explains why many families now need a more joined up approach to wealth planning — not a patchwork of disconnected advice. This episode explores how WealthBuilders aims to act like a “wealth GP” for families: coordinating tax, legal, financial and structural decisions so wealth can be protected, passed on elegantly, and understood by the next generation. The goal is to create a “fortress” that is organised, documented, and resilient for decades to come.
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  Member Spotlight: Tom Johnson on Achieving Financial Independence 14.01.2026 45min

  In this episode, Christian Rodwell sits down with Tom Johnson, a WealthBuilders founding member who achieved financial independence before the age of 40 — in just five years. Tom shares his journey from corporate life and financial uncertainty to building a 15-property portfolio, creating multiple income streams, and laying the foundations for a lasting family legacy. Following the interview, Christian and Kevin Whelan debrief the key lessons from Tom’s story — breaking down the mindset shifts, practical strategies, and support systems that made his progress possible, and discussing how other aspiring wealth-builders can apply the same principles. This episode offers clear, real-world insights for anyone seeking greater financial freedom, stability, and long-term security.
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  How To Create A Portfolio Of Property With A Single Pot Of Money 17.12.2025 52min

  Christian Rodwell and Kevin Whelan are joined by seasoned property investor and educator Kevin Wright, known as the UK’s leading authority on Buy, Refurbish, Refinance (BRR). Kevin shares practical strategies for building a property portfolio faster by recycling your cash, explains his seven-step BRR process, and explores creative financing and negotiation tactics for today’s market. Whether you’re a beginner or an experienced landlord, this episode is packed with actionable insights and counterintuitive wisdom.
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  What the 2025 Autumn Budget Really Means for Wealth Builders 10.12.2025 29min

  Christian Rodwell and Kevin Whelan unpack the latest UK budget and what it means for business owners, property investors, and retirees. They break down the key tax changes, highlight what’s getting more restrictive, and share practical steps to help you protect your wealth and plan ahead without getting overwhelmed by all the new rules.