Just Money Podcast

Епизоди

• Your Money Shouldn't Live In One Country 14.07.2026 1ч 11мин

  This episode is brought to you in partnership with I&M Capital.Offshore banking is one of the most misunderstood topics in Kenya.Some people think it's only for the ultra-wealthy, others assume it's about hiding money.So what's the truth?In this episode of the Just Money Podcast, Ivy sits down with Fredrick Oruka, Investment Advisor at I&M Capital, and Robert Ochieng, CEO & Co-Founder of Abojani Investment, to demystify offshore banking and offshore investing once and for all.Fred and Robert break down exactly how everyday Kenyans, not just the wealthy, can start building wealth beyond their borders, while walking through the real products, platforms, and processes involved.In this conversation we explore:- Why offshore banking has a perception problem in Kenya- The K-shaped economy and what it means for your money- The difference between offshore banking and offshore investing- How to open an offshore account, even with as little as $1,000- ETFs vs individual stocks — what's actually low risk- Anchors, satellites, and wild cards — how to structure a portfolio- Money market funds, dollar funds, bond plus funds, and GBP special funds- Eurobonds and how governments raise money offshore- How taxes work locally versus offshore, and why you need a tax advisor- Why the investment advisor matters more than the platform you chooseFred and Robert also share real rates across local and offshore products, from money market funds to government securities, and explain how to think about risk appetite versus⭐ If you're listening on Apple Podcasts or Spotify, please rate us 5 stars and leave a comment . it genuinely helps the show grow.#JustMoneyPodcast #OffshoreInvesting #IMCapital #PersonalFinanceKenya #WealthBuilding
• You're Not Broke Because of Money... It's Your Mindset 02.07.2026 1ч 22мин

  This episode is brought to you in partnership with HISA: https://shorturl.at/nIZTtMoney isn't just about what you earn.It's about what you believe.Some people see opportunities everywhere, while others constantly fear there's never enough. So where does that mindset come from and can it be changed?In this episode of the Just Money Podcast, Ivy sits down with Murugi Munyi, entrepreneur, influencer, and podcaster, alongside Dr. Mary Waceke, a life coach who specializes in women and wealth, to explore the powerful connection between mindset, money, and success.Murugi opens up about how her upbringing shaped her abundant mindset, the beliefs that have influenced the way she approaches money, and how she intentionally built the Murugi Munyi brand. She also shares why she's become comfortable saying "no" to opportunities that don't align with her values even when they come with a paycheck.Dr. Waceke unpacks the psychology behind abundance, explaining where our money beliefs are formed, how limiting beliefs hold people back, and the practical steps anyone can take to develop a healthier relationship with wealth.In this conversation we explore:What an abundant mindset really meansHow childhood shapes our relationship with moneyHow Murugi Munyi intentionally built her personal brandWhy saying "no" can be one of the best financial decisions you'll makeThe role of confidence in creating opportunitiesHow women can redefine their relationship with wealthThe psychology behind scarcity thinkingOne lesson stands out:Abundance isn't about having more.It's about believing there is enough and making decisions from that place instead of fear.Whether you're building a business, growing your career, or simply trying to develop a healthier relationship with money, this conversation offers practical insights into creating a mindset that supports lasting success.Get in touch with our Guests:Murugi MunyiInstagram: [Murugi Munyi (@murugi.munyi) • Instagram photos and videos](https://www.instagram.com/murugi.munyi/)Dr. Mary WacekeWebsite:[Dr. Mary Waceke Thongoh-Muia | LinkedIn](https://www.linkedin.com/in/dr-mary-waceke-thongoh-muia-60b6ba2b/)Follow our Host Just Ivy Africa on Socials:https://linktr.ee/justivyafrica_?utm_source=linktree_profile_share&ltsid=63b80341-307e-4644-a2d7-dadb5367987fStay ahead of everything happening in the economy, powered by The Kenyan Wall Street:https://whatsapp.com/channel/0029Vb6bsWC0rGiScNY6zP47Subscribe to The Kenyan Wall Street for new episodes every week!🎧 Listen & Follow Just Money Podcast:YouTube: https://www.youtube.com/@kenyanwallstreetSpotify: Just Money PodcastTikTok: Just Money PodcastX (Twitter): @JustMoneypod
• Money and Forex: The Scams, The Lies, The Truth 22.06.2026 57мин

  Forex trading is one of the most misunderstood industries in Kenya.Some people call it a scam, others have built careers and fortunes from it.So what's the truth?In this episode of the Just Money Podcast, Ivy sits down with Alex Muoki, an Exness Pro Trader, to separate fact from fiction and expose how financial scams actually work.Alex shares his six-year journey from curiosity-driven beginner to professional trader, while revealing the tricks, traps, and psychological tactics scammers use to exploit desperate investors.
• Money and Trusts: Building Wealth Is Only Half The Job 01.06.2026 1ч 18мин

  Most people think trusts are only for the ultra-wealthy.They hear the words trust fund and imagine billionaires, inherited fortunes, and family dynasties.But what if a trust isn't really about wealth?What if it's about protecting the people you leave behind?In this episode, Just Ivy sits down with Advocate Eliot Ngugi and Entrepreneur Matu Kihato to unpack one of the most misunderstood financial tools in Kenya: TRUSTS.  Matu shares his personal experience as a beneficiary of one of Kenya's most prominent family trusts following the passing of his grandfather, Jenga Karume. He speaks candidly about what worked, what went wrong, and how trustees can either preserve a legacy or become the source of conflict.  Meanwhile, Eliot breaks down the legal side of trusts, succession planning, trusteeship, and why many families misunderstand the role these structures play.  
• Money and Startups: Don't Leave Your Job to Build a Business! 26.05.2026 1ч 19мин

  Everybody loves startup success stories.The funding announcements.The Forbes lists.The headlines.But very few people talk about what it actually takes to build a business in Africa.In this episode of the Just Money Podcast, Engineer, Entrepreneur, and Forbes Africa 30 Under 30 Honoree Ian Minjire breaks down the realities behind entrepreneurship, fundraising, governance, resilience, and survival in African markets.  
• Money, Music & Manipulation: Who Really Gets Paid? 28.04.2026 1ч 21мин

  Music looks glamorous on the outside, but the money story behind it is very different.Breaking into global markets as an African artist can cost hundreds of thousands, if not millions of dollars, while local streams generate only a fraction of that value.  In this episode, Just Ivy Africa sits down with Moriasi Omambia, General Counsel and Head of Business Affairs at Sauti Sol Group, to unpack the real economics of the music industry, from discovery to global success.
• Money, Relationships and the Cost of 'We' 21.04.2026 1ч 39мин

  We talk about love, compatibility, and communication in relationships, but we rarely talk about money with the same honesty.In this episode, we explore something most people only confront when it's too late: the real cost of "we."Who owns what?What counts as contribution?And what does the law actually recognize?Relationships are not just emotional, they're also financial and, in many cases, legal.This conversation is worth having early.
• Money and the Impact of the US-Iran War on Kenya's Economy 16.04.2026 1ч 26мин

  Money is never just about money, especially during global conflict.From rising oil prices and inflation risks to supply chain disruptions, Just Ivy sits down with economist Prince Muraguri and security expert Andrew Franklin to break down what the US–Iran conflict could mean for Kenya.This isn't just a global story. It's a Kenyan one.How much control do we really have over our economy?
• Money, Capital, and Digital Infrastructure Investment- Eric Ruenji & Derrick Gakuu 15.12.2025 1ч 32мин

  In the eighth episode of the Just Money Podcast, our host, Just Ivy Africa, sits down with Eric Ruenji, an investment banker and Chairman of Theo Capital Holdings Limited, and Derrick Gakuu, Tech Founder at Siscom Africa, to discuss Tech and the Evolution of Africa's Digital Infrastructure.
• Money, Technology, and The Artificial Intelligence Boom- Tony Muiyuro & Michael Michie 08.12.2025 1ч 19мин

  AI is no longer the stuff of dreams or a distant dystopian future, nor is it the preserve of a few select industries. AI is here and it is real, and Kenyans are leading the charge, representing about 24% of global usage on ChatGPT, the popular large language model (LLM) that took the world by storm back in 2022.In the episode of the Just Money Podcast, our host, Just Ivy Africa, sits down with Tony Muiyuro, a Technology and Cybersecurity Executive and Regional Director for East Africa at Syntura, and Michael Michie, a seasoned Thought Leader in AI, Cyber Security, and Data Privacy and Co-Founder of Everse Africa, to delve into the AI revolution.
• Money, Stocks, and Building Wealth on the Nairobi Securities Exchange- Ronny Chokaa & John Collins 01.12.2025 1ч 32мин

  Scared money doesn't make money!In the sixth episode of the Just Money Podcast, our host Just Ivy Africa, sits down with John Collins Mbugua, Senior Analyst at Faida Investment Bank, and Ronny Chokaa, Senior Research Analyst at Capital A Investment Bank, to dispel the myth that investing is only for the wealthy. We explore how the market is accessible to everyday investors and why research and timing are key for success in the Kenyan market.
• Money, Corporate Culture and Career Breaks - Daisy Cherono & Michelle Ndonye 24.11.2025 1ч 19мин

  Do feel-good office vibes matter when fair pay and job security are on the line in the workplace? In the fifth episode of the Just Money Podcast, our host Just Ivy Africa sits down with Seasoned HR expert Daisy Cherono (Master in International Human Resources Management) and seasoned Office and Operations Manager Michelle Ndonye to tackle the most controversial and sensitive issues surrounding Money and the Workplace.
• Money, Investment Mistakes and the Trading Psychology - Gertrude Njeri & Stormzy Mwendwa 17.11.2025 1ч 22мин

  In the fourth episode of the Just Money Podcast, we unpack the common blunders that sabotage investors and explore the critical mindset needed to win when the markets are volatile.Our host Just Ivy Africa sits down with Gertrude Njeri, Community Manager at HISA, and Investment Educator & Financial Content Creator Stormzy Mwendwa, to expose the lessons learned from their toughest losses and the strategies that turn market fear into opportunity.
• Money, Power and the Unfiltered Truth about Entrepreneurship - Ian Njoroge & Dr Renoh Omoro 10.11.2025 1ч 29мин

  Money and the acquisition of Power often follow an Unconventional path that business schools don't teach.In this explosive conversation, host Just Ivy Africa sits down with two exceptional young founders, Ian Njoroge of Mancave Market (grooming franchise) and Dr. Renoh Omoro of InSmile Clinic (dentistry), to share the unfiltered truth about building successful businesses from scratch.
• Money, the Middle-Income Trap and Building Wealth -Val Njoroge & Stan Agacho 03.11.2025 1ч 36мин

  Are you earning more but still feel broke? That's the middle-income trap.In this must-watch episode of the Just Money Podcast, financial visionary Valentine Njoroge, Co-founder & CEO of Africa's Pocket, and Wealth strategist Stan Agacho, founder of One Million Nation (ONAMA), reveal the hard truths about money, the psychology of wealth, and the actionable steps you need to take to build true financial freedom.We cut through the noise on lifestyle inflation, conspicuous consumption, debt management, and the crucial financial conversations you must have with your partner.
• Money, Markets, and The Quick Wealth Illusion- Leah Wakarima & Bernard Nyaga 27.10.2025 1ч 21мин

  The internet is flooded with hype promising high monthly returns, easy Forex trading success, and instant financial freedom. But what if that 'pompous lifestyle' is just an illusion?In the pilot episode of the Just Money Podcast, we're pulling back the curtain on the most pervasive myths in finance. Our host, Just Ivy Africa, challenges experts Bernard Nyaga (Head of Country,HFM) and Leah Wakarima (COO,HISA) on how the markets really work, who they truly benefit, and the biggest mistakes people make with their money.