The Financial Coconut Podcast

Епизоди

• The Truth About the Asian Middle Class Life (And Why It Looks So Different Here) [Chills 269] 03.06.2026 45мин

  Two helpers. Two drivers. Two cars. That was middle class life back home for our guests in KL, Jakarta, and Hong Kong. So why on earth did they choose to leave it behind for a 4-room HDB and the MRT?Sit down with Shen, Music Programme Director, Mickey Salim, and Theros, Founder, Yinvest.co to unpack the viral IG post comparing middle class life across ASEAN. They get into the painful trade-offs: cheap drivers and lower living costs back home vs reliable healthcare, public transport, and shorter commutes here. They dig into the unspoken comparison Tetris with neighbours and church friends, the kids in tuition until 11pm, and what "middle class comfort" actually looks like in 2026 Singapore.If you've ever felt the grind and wondered if it's worth it, this one's for you. Drop your home country's version of middle class in the comments.#TheFinancialCoconut #ChillswithTFC #MiddleClass #ASEAN #SingaporeLife---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut📍 LISTEN & SUBSCRIBESpotifyApple PodcastYouTube🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Learn about our eventsHelp us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.
• Unemployment Maxxing: These Gen Zs Hitchhiked Their Way From Sg to Krabi [Chills 268] 27.05.2026 46мин

  What do you do when the job market is trash and you’ve got a Masters degree but zero interest in a cubicle? You hitchhike to Thailand, obviously.Hear from Yihui and Jake, two 'crazy guys' who went viral for hitchhiking from Singapore all the way to Krabi. But this isn't just a travel vlog, it’s a deep dive into the 'Fun Employed' lifestyle.We’re talking about the reality of 'unemployment maxing,' the pressure of seeing your peers get married and buy BTOs while you’re volunteering on a potato farm, and whether 'brand name' internships actually matter when the world is falling apart.Unpack:How do you actually hitchhike across borders in 2024?Is taking a year off a brilliant move or a career suicide?Dealing with the 'FOMO' of seeing friends move on with 'adult' life.The Scholarship loopholeWhy one of them is finally looking for a job while the other is still chasing the next adventure.If you’ve ever felt like quitting your job to go see the world, this is the reality check (and the inspiration) you need.---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut📍 LISTEN & SUBSCRIBESpotifyApple PodcastYouTube🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Learn about our eventsHelp us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.
• The Perpetual UNEASE felt by Singaporeans with Money explained [Chills 267 ft Teo You Yenn] 20.05.2026 54мин

  Why is it that in one of the wealthiest nations on earth, we still feel like we’re never quite 'safe'?Sit down with a true legend in the Singapore literary and academic scene. Eight years ago, she changed the national conversation with her bestseller This Is What Inequality Looks Like. Now, she’s back with a new project that might be even more uncomfortable…because this time, it’s about you.Introducing our guest: Teo You YennA sociologist, Associate Professor at NTU, and Director of the Centre for the Study of Social Inequality. You Yenn has a unique gift for taking heavy academic research and turning it into stories that resonate with every Singaporean, from the low-income to the high-flying professional.In this episode, we explore:Why her old book shot back to the top of the charts the moment her new one was announced.Beyond Poverty: Why her latest research shifted from studying "them" (the low-income) to studying "us" (the middle and upper class).The Concept of "Unease": We’ve all felt that nagging anxiety about our finances and our future, even when the numbers say we’re "fine." You Yenn explains the systemic reason why this feeling is collective, not just personal.Why she chooses to "chase the thing down" and bring academic research out of the ivory tower and into the public square.The Shared Struggle: How inequality isn't just a problem for a small group, it’s a system we are all entangled in, and it’s affecting our mental health more than we realise."I thought I was an outsider looking in... until I read this. Then I realised, I’m right in the middle of it."Tune in to find out why you feel the way you do about your life in Singapore.---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut📍 LISTEN & SUBSCRIBESpotifyApple PodcastYouTube🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Learn about our eventsHelp us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.
• Beating Giants With No Money. The Challenger Brand Playbook [TBS 57, In Collaboration With UOB Finlab] 19.05.2026 42мин

  The traditional marketing funnel, awareness, consideration, conversion, is dead. Real buyers don't move in straight lines. Some jump straight to purchase. Others sit on the bench for six months. And some only buy because their friend did.Recorded live at the UOB FinLab SME programme, we dig into what actually moves people from curious to converted.From community-led growth to founder content, nano influencers to post-purchase loyalty, this episode covers the full picture.Meet the GuestsLaura Kantor Hero Marketing, Southeast Asia, Canva - Building community without a single paid ambassador, and why Canva's growth engine isn't ads, it's people.Vanessa Tan CMO, STRYV - From launching POCO phone at Xiaomi Indonesia to competing with Dyson and Philips, lessons in brand-building for challenger brands.Don Siah Founder, Diamond Ateliers - From random Instagram videos to a flagship store on Orchard Road, how radical trust-building converts high-ticket buyersKey Takeaways:The 3 things buyers always look for before they pull the trigger (it's not more information)The trust formula for big-ticket purchasesWhy nano influencers (under 5,000 followers) can outperform celebrity endorsementsThe difference between content that attracts and content that converts, and why you need bothFounder-led content: why putting your face on the brand is your biggest unfair advantageHow to extend customer lifetime value even for products people only buy onceWhether you're running a small business, scaling a startup, or trying to compete against the giants, this episode is packed with real, battle-tested strategies you can steal today.If you're still marketing like it's 2015, this episode will change everything.Enjoyed this episode? Leave us a review---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut📍 LISTEN & SUBSCRIBESpotifyApple PodcastYouTube🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Learn about our eventsHelp us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.
• How a 26-Year-Old Freelancer Bought a $1M Condo at 26 [Chills 266 ft Chrissy Crossy] 13.05.2026 51мин

  She's 26, single, and just bought a near $1 million condo on a freelance income. The internet refused to believe it.Meet Chris Chross, Producer & Sound Recordist, Continuum Creatives - the Singaporean millennial whose TikTok went viral when she filmed her parents' reaction to her solo condo purchase. But the headline misses the actual story. Behind the viral moment is a brutal practical playbook: why she went condo over HDB (singles can't BTO), how she saved and earned $20K in 10 weeks for the down payment, the mortgage haircut every non-9-to-5 worker needs to know about, and why she still doesn't feel rich.Reggie sits her down to unpack the strategy, the sacrifices, and the parts the algorithm doesn't show - from bank loan SOPs to family dynamics to what she'd actually do differently.If you're a single millennial wondering what your real options are, this is required watching.---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut📍 LISTEN & SUBSCRIBESpotifyApple PodcastYouTube🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Learn about our eventsHelp us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.
• She Moved to Vietnam With 2 Cats, Now She Runs One of Hanoi’s Best Bakeries [Chills 265 ft Sheereen] 06.05.2026 44мин

  What happens when you leave Singapore at 21, move to Vietnam, and start life from scratch?Sit down with Sheereen Amran, Founder, Baked and Friends, a Singaporean entrepreneur who built one of Hanoi’s most loved bakeries after taking a leap into the unknown.Her journey wasn’t simple.She faced job rejections, cultural shocks, and even launched her bakery during the COVID lockdowns. But a simple cookie experiment at home eventually became the bakery’s signature product and helped build a loyal following.This episode explores what it really takes to build a business overseas, and how stepping outside Singapore can completely reshape your perspective on life, work, and success.👍 If you enjoy stories of entrepreneurship, travel, and building a life outside your comfort zone, subscribe for more conversations like this.---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut📍 LISTEN & SUBSCRIBESpotifyApple PodcastYouTube🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Learn about our eventsHelp us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.
• Why Malaysia is the Next Big Thing in Franchising [TBS 56, Sponsored by MFA] 05.05.2026 19мин

  Most Singaporeans don't realise our neighbour up north has been quietly building a franchise empire for over three decades, and 2026 might be the biggest edition yet.We sit down with Kairul Azman Mohd Yusoh, Secretary General of the Malaysia Franchise Association, at the Marrybrown Sentosa flagship to unpack why FIM (Franchising International Malaysia) 2026, happening 21–23 May at KLCC, is officially the longest-running franchise event in the region. We're talking 150+ companies, 250+ exhibitors, and a 70/30 local-international mix.From homegrown icons like Marrybrown (45 years strong), Manhattan Fish Market, US Pizza, Global Art and Smart Readers, to the National Franchise Policy 2030 with its five strategic pillars, this is a masterclass in how a country systematically scales SMEs into global brands.If you've ever wondered whether franchising is a smart, lower-risk way to start a business, this conversation is your starter pack. Watch now.---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut📍 LISTEN & SUBSCRIBESpotifyApple PodcastYouTube🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Learn about our eventsHelp us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.
• War, AI, Singapore's Professionals are anxious, so what's the plan? [Chills 264 ft Ministry of Manpower] 29.04.2026 1ч 3мин

  Global shifts. Local wages. SMEs on the brink. What does it actually mean for your paycheck when elephants fight and grass gets trampled?We got a senior policymaker to cut through the noise and get straight answers on Singapore’s job market, foreign talent, and who really pays the price of growth.Guest:Dinesh Vasu Dash (Singapore’s Minister of State for Culture, Community and Youth (MCCY) & Manpower (MOM), and Mayor of South East District)What you’ll hear:Singapore’s “job shortage” vs. skills mismatchHow MOM investigates unfair hiring practices and foreign talent quotasWhy SMEs are struggling despite rising costs and stagnant revenueThe real effectiveness of upskilling, Place-and-Train, and grit programsWhat the government is doing to protect local wages in a volatile global economy---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut📍 LISTEN & SUBSCRIBESpotifyApple PodcastYouTube🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Learn about our eventsHelp us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.
• Chubby FIRE at 50! Travelling 120 Days a Year! [Chills 263] 22.04.2026 47мин

  What does retirement actually look like when you've done it right? In this episode, we sit down with Nicole and Edward, a Singaporean couple in their early fifties who've been fully retired for four years. They didn't inherit wealth. They didn't go all in on crypto. They built their exit the slow, boring, brilliant way, and now they travel 120 days a year, ski across Japan, and still have the financial runway to prove it works.But here's what makes this conversation different: they're not selling you a formula. Nicole spent decades in banking, watched every major financial crisis unfold, and used that fear to build something bulletproof. Ed? He wrote poems about his job, and then one day decided it wasn't worth it anymore.We dig into:How they set their retirement target in the 1990s with zero internet and no Google - and why the number they picked still holds up todayTheir 50/35/15 portfolio split - and why they don't think you need to be a stock-picker to winThe "UAT" approach to retirement - how they tested living abroad in Bangkok and Japan before committing to the lifestyleWhy they don't believe in retiring too early - and the age bracket they think is the sweet spotPost-retirement identity, purpose, and what actually keeps you fulfilled when the title and the payslip are goneThis isn't a story about being lucky or childless or rich. It's about making decisions consistently over 20 years, and what that actually buys you.---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut📍 LISTEN & SUBSCRIBESpotifyApple PodcastYouTube🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Learn about our eventsHelp us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.
• We Challenged a CEO Before His IPO… Here’s What Happened [Chills 262, Sponsored by Kin Global] 15.04.2026 48мин

  This audio is for information purposes only and does not constitute or form part of any offer or invitation for sale or subscription of or solicitation or invitation of any offer to or recommendation to buy or subscribe for any securities. Any person wishing to subscribe for and/or acquire any securities in Kin Global Limited will need to make an application in the manner set out in the Offer Document dated 14 April 2026 registered by the SGX-ST, acting on behalf of the Monetary Authority of Singapore. You are responsible for your own investment choices. A copy of the Offer Document is available on the SGX-ST’s website, https://www.sgx.com. Copies of the Offer Document and the Application Forms may also be obtained on request, subject to availability during office hours, from SAC Capital Private Limited at 1 Robinson Road, #21-01 AIA Tower, Singapore 048542. Please refer also to the disclaimers at 00:00 - 00:04 of the video for more information.---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut📍 LISTEN & SUBSCRIBESpotifyApple PodcastYouTube🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Learn about our eventsHelp us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.
• My 'Boring' Uncle Portfolio Makes $200K a Year [Chills 260 ft Stocks.cafe] 08.04.2026 35мин

  Could you actually "quit" the Singaporean rat race and still pull in a massive annual income?Meet Evan Koh, the "nerdy engineer" and Founder of Stocks.cafe, who did exactly that. After a PhD and a decade-long stint in Japan, he returned to Singapore with a $200,000 annual passive income and a new mission: hitting the gym and living life on his own terms.From building tools for investors to creating a life funded largely by passive income, Evan shares pieces of a story that might challenge how you think about work, money, and freedom.If you’ve ever wondered whether financial freedom is about earning more, investing smarter, or designing a completely different lifestyle… this episode might make you rethink the path.🎧 Tune in to hear Evan’s full story, and the lessons hidden between the numbers. ---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut📍 LISTEN & SUBSCRIBESpotifyApple PodcastYouTube🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Learn about our eventsHelp us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.
• The Art & Science Behind Building Diversified Portfolios [Chills 260] 01.04.2026 49мин

  Markets are volatile. Headlines are everywhere.Oil prices are rising, geopolitics is heating up, and investors everywhere are trying to predict what happens next.But what if trying to predict the market is the biggest mistake investors make?How should you actually invest in a world that feels unpredictable?Sit with Wei Dai, Global Head of Research, Dimensional Fund Advisors, to break down the science behind investing and why long-term strategies often beat trying to outguess the market.Wei Dai leads a global research team studying how markets behave and how academic insights translate into real investment portfolios. In this conversation, she explains why disciplined, research-driven investing may matter more than reacting to headlines.We discuss:Why market prices already contain more information than most investors realiseThe difference between active investing, passive investing, and systematic investingThe real drivers of long-term stock returns: size, value, and profitabilityHow professionals avoid value traps and falling knivesWhether geopolitics and oil prices should affect your portfolioThe truth about global diversification (and why many investors aren’t truly diversified)Why predicting markets is far harder than people thinkWhether you're a beginner investor or someone building a long-term portfolio, this conversation offers a deeper look into how markets work and how disciplined investors navigate uncertainty.---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut📍 LISTEN & SUBSCRIBESpotifyApple PodcastYouTube🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Learn about our eventsHelp us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.
• New Format Coming Soon, Follow our New Feed 31.03.2026 46мин

  After nearly a year of conversations with founders, creators, and entrepreneurs, the TFC Business Show is wrapping up its current format.But before we move into the next phase, we’re looking back at the most memorable stories, unexpected insights, and biggest lessons from the journey.From founders who built businesses from scratch to creators turning passion into thriving ventures, this episode reflects on what it really takes to build something meaningful.Expect honest reflections, behind-the-scenes moments, and a few unfiltered thoughts about entrepreneurship.🔔 What’s NextThe TFC Business Show isn’t ending—it’s evolving into something new.Make sure to follow the show so you don’t miss the next chapter.If you enjoy conversations about business, founders, and entrepreneurship, like the video and subscribe for more.---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut📍 LISTEN & SUBSCRIBESpotifyApple PodcastYouTube🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Learn about our eventsHelp us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.
• Our Last Wise & Shine Episode 29.03.2026 49мин

  After 160 episodes and 3 years of conversations, the entire Wise and Shine team is back together for one final discussion.But this episode is different.We’re sharing the real story behind the show, the lessons we learned, and why we’re pressing pause on the podcast… for now.From its humble beginnings to becoming a platform for honest conversations about careers, personal growth, and the changing world of work, Wise and Shine has explored the realities that professionals face today.But the world of work is changing faster than ever.Hear from our host and co-hosts:Reggie – Founder of The Financial CoconutDawn Cher – Author of Take Back Control of Your Money and SG Budget BabeAlex Loh – Next Coach helping professionals navigate career transitionsCheryl Lau – Producer behind the recent evolution of Wise & ShineSo what happens next?💬 Question for you: What was your favourite Wise & Shine episode or lesson?Let us know in the comments.If you’d like the show to return in a new format, tell us what topics you want us to cover next.---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut📍 LISTEN & SUBSCRIBESpotifyApple PodcastYouTube🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Learn about our eventsHelp us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.
• ‘Love Is Not Enough’ Why Couples Must Talk About Money [Chills 259, Sponsored by OCBC] 25.03.2026 1ч 9мин

  Is talking about money before your wedding unromantic, or is it the ultimate act of love?From 'death files' to treating a marriage like an M&A merger, we’re peeling back the layers on how to build a financially stable future without the awkwardness.Dive into the uncomfortable but necessary conversations couples should have before and during marriage, and why avoiding them can lead to bigger problems later.Joining us are:Vasu Menon, Managing Director, Investment Strategy, OCBC Bank - a wealth management veteran who brought his expertise home to his own marriageWong Kai Yun, Senior Partner, Dentons Rodyk - a family lawyer specialising in structuring instead of just disputesChen Shao Chun, Founder, 9 to 5 Millionaire Mindset - a personal finance advocate focused on helping working professionals build wealth through investing, financial literacy, and long-term financial planningWhat you’ll hear in this episodeThe money talk couples avoidMarriage as a financial partnership, from shared goals to aligning risk appetite and spending habits.Budgets, spreadsheets & reality checksWhat to do when things go wrong - disputes, power of attorneyFrom insurance and investments to wills, LPAs, and protecting your family.Whether you're single, engaged, or married, this episode might change how you think about love and money.🎧 Tune in to hear the stories, the lessons, and the conversations most couples never have, until it’s too late.---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut📍 LISTEN & SUBSCRIBESpotifyApple PodcastYouTube🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Learn about our eventsHelp us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.
• Meet The Technology That Can Keep Durians and More Truly Fresh All Year Round [TBS 54] 24.03.2026 45мин

  Can technology make seasonal food available all year round without losing its freshness?We sit down with Christopher Quek, VC, entrepreneur, and founder of Spike Durian, to explore how a simple obsession with durian led to an unexpected startup opportunity.After two decades investing in startups, Christopher decided to jump back into the arena. What followed was a fascinating journey into food technology, AI-assisted freezing methods, and building a new kind of durian business.From finding suppliers in Malaysia to launching the company in just three months, this episode dives deep into the entrepreneurial mindset behind spotting opportunities others overlook.But the conversation goes far beyond durian.We explore:What investors really look for in startupsThe challenges of commercializing new technologyHow founders test product-market fitThe surprising customer segment that embraced this ideaAnd why Southeast Asia might be the next big growth story for entrepreneursIf you're a startup founder, SME owner, investor, or just curious about how businesses are built, this episode is packed with insights.---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut📍 LISTEN & SUBSCRIBESpotifyApple PodcastYouTube🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Learn about our eventsHelp us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.
• Should You Tell Your Boss About Your Mental Health Diagnosis? [W&S 161] 22.03.2026 31мин

  Mental health is something many workplaces say they support today. But when it comes to actually sharing a diagnosis at work, many professionals still choose to stay silent.Why is that?Through an honest and thought-provoking discussion, we unpack the fears, trade-offs, and decisions people face when navigating their careers while managing their mental wellbeing.Joining us for this conversation are two experienced voices in mental health:Sharon Teo - Psychotherapist and Educator, who works with individuals across diverse communities including athletes, military personnel, and youth.Dr Mian-Li Ong - Clinical Psychologist, who works with children and adults navigating ADHD, trauma, depression, and other mental health challenges.Together, they share insights from both clinical practice and real-world workplace experiences, helping us better understand the difficult decisions professionals face every day.If you’ve ever wondered whether being open about mental health could impact your career, this is a conversation worth listening to.🎧 Tune in to hear the full episode.---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut📍 LISTEN & SUBSCRIBESpotifyApple PodcastYouTube🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Learn about our eventsHelp us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.
• The New Scams Hitting Professionals (Most People Don’t See It Coming) [Chills 258] 18.03.2026 50мин

  🚨 Think you’re too smart to get scammed?Think again.Sit with Beaver Chua, Managing Director and Head of Group Anti-Fraud at OCBC Group - a former police officer now leading the fight against scams inside one of Singapore’s largest banks.Many scam victims today aren’t careless. They’re educated professionals and investors who thought they knew better.In this episode, we explore:Why white-collar professionals are prime scam targetsHow investment and government impersonation scams actually workThe powerful role of pressure and secrecy in scam tacticsHow AI and new technology could make scams even harder to detectIf you think it won’t happen to you, this conversation might change your mind.🎧 Tune in to learn how modern scams really work — and how to stay one step ahead.---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut📍 LISTEN & SUBSCRIBESpotifyApple PodcastYouTube🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Learn about our eventsHelp us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.
• The Boring Business Of Vending Machines, Made Interesting Again [TBS 53] 17.03.2026 41мин

  ☕ Can a vending machine make café-quality coffee?In this episode of The Financial Coconuts Business Show, we sit down with the founders of Flow Coffee, a startup challenging Singapore’s coffee scene with an unexpected idea: coffee vending machines that serve café-grade drinks made with fresh milk.After noticing how expensive and inconvenient good coffee can be, Chang Wei Sheng (Founder & CEO) and Jarran Ng (Co-Founder & COO) set out to build a smarter solution, combining automation, technology, and clever operations to make quality coffee more accessible.In less than a year, they’ve deployed 20 machines across Singapore - but the journey to get there involved engineering challenges, manufacturing hurdles, and plenty of experimentation.In this episode, we talk about:🔹 Why good coffee is getting more expensive🔹 The idea behind café-style coffee vending machines🔹 How they went from concept to 20 machines in under a year🔹 The technology powering their automated coffee system🔹 Lessons from building a hardware + operations startup🔹 The challenges of scaling a physical product business🔹 What it takes to disrupt a traditional industryIf you’re an entrepreneur, SME owner, or startup builder, this episode is packed with insights about launching and scaling a real-world business.🎧 Tune in to hear the full story behind Flow Coffee.Guests:Chang Wei Sheng, Founder & CEO, Flow CoffeeJarran Ng, Co-Founder & COO, Flow Coffee👍 Like this episode?Subscribe to The Financial Coconuts Business Show for more conversations with founders, operators, and SME leaders.#startup #entrepreneurship #coffee #vendingmachine #businesspodcast---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut📍 LISTEN & SUBSCRIBESpotifyApple PodcastYouTube🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Learn about our eventsHelp us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.
• The Builder Traits That Make Mid-Career Professionals Irreplaceable [W&S 160] 15.03.2026 42мин

  Why do we say we want innovators… but still reward rule followers?In this episode, we are joined by Patrick Lim, CEO of ACE.SG, and Ezekkious Loo, YSEALI Fellow; Winner of FY25 POL-ITE Entrepreneurs Challenge, to dive into a fascinating paradox: Young people are building projects, joining startup competitions, and launching side hustles earlier than ever, yet many of them still don’t see themselves as entrepreneurs.So what actually creates a builder mindset?Is it something you're born with… or something that can be developed through experience?In this conversation, we explore how curiosity, experimentation, and even failure can spark the mindset that turns employees into builders and thinkers who act like founders.But the real question is: Are our schools and workplaces truly creating space for this mindset to grow?---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut📍 LISTEN & SUBSCRIBESpotifyApple PodcastYouTube🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Learn about our eventsHelp us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.