How to Lend Money to Strangers
Brendan le Grange
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A podcast about lending innovation and lending leadership in diverse markets worldwide. Host Brendan le Grange interviews industry insiders weekly, discussing topics from crypto-backed mortgages to AI-powered credit scores. The show explores the inspiration behind startups, career experiences, and the impact of new technologies on lending decisions.
Episod
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Flexible smartphone financing in Bangladesh, with Rafsun Faiz (SahajMobile) 04.06.2026 50minRafsun Faiz is a former structured finance and credit investor, now turned fintech founder with SahajMobile - a smartphone financing platform that is expanding access to credit in South Asia. The world gets more digital every day, and that's as true in Dhaka as it is in DC, so SahajMobile's mission is to provide affordable access to cutting-edge smartphone technology for everyone in Bangladesh (and they're hiring, too, at https://www.sahajmobile.org/careers).Sahaj Mobile is at home on the internet at https://www.sahajmobile.org/Or find them on LinkedIn at https://www.linkedin.com/company/sahajmobile/ and on Facebook at https://www.facebook.com/SahajMobileBDYou can reach out to Rafsun directly on LinkedIn using https://www.linkedin.com/in/rafsunfaiz/I'm on LinkedIn, too, at https://www.linkedin.com/in/brendanlegrange/And if you want to get a sneak peek at some of what I'm working on, my website is currently being refreshed (even as some of the projects it mentions lag behind): https://www.brendanlegrange.com/Other friends of the show include:https://www.ogmara.com/ (customised risk management and analytic consulting)https://www.ontap.co.za/pages/hoedspruit-store-details (for all your Hoedspruit-based bathroom needs)https://flatwhiteorfoff.com/ (ask for anything other than a flat white, the answer is in the name)https://www.joinhumoni.com/ (helping international students find accommodation, work, and financial services on day one)https://www.haboomoney.com/ (making collections personalised, flexible and intelligent)https://beetlesense.ai (AI-powered day one pest detection for forestry)And since you like podcasts, I also co-create HAIghtened Senses with Christo van Zyl, which looks at the intersection between human senses and technology (and this week, flying cars)Keep well, BrendanThis is an interview I set up while at Money20/20 Asia, but they have shows around the world. If you want to make similar connections, you can get tickets at https://www.money2020.com/ Hosted on Acast. See acast.com/privacy for more information.
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Taking digital lending across Laos, village by village, with Tim Scheffmann (LTS Ventures) 28.05.2026 43minWith 10,000 transactions processed a day across 900+, often remote, villages, LTS Ventures is one of the more impactful operations I've had the pleasure of featuring on this show. But when you build the digital infrastructure needed for core banking, you're also building an ecosystem of trust and technology that other innovators can leverage in the future, so the incredible work already being done is just the start of a financial inclusion explosion in Laos (and beyond).You can learn more about LTS Ventures and their village banking solutions at https://www.ltsventures.com/Or reach out to Tim directly on LinkedIn at https://www.linkedin.com/in/scheffmann/I'm on LinkedIn at https://www.linkedin.com/in/brendanlegrange/Please also follow, share, and talk about the show using https://www.linkedin.com/company/how-to-lend-money-to-strangers/And if you want to get a sneak peek at some of what I'm working on, my website is currently being refreshed (even as some of the projects it mentions lag behind): https://www.brendanlegrange.com/Other friends of the show include:https://www.ogmara.com/ (customised risk management and analytic consulting)https://www.ontap.co.za/pages/hoedspruit-store-details (for all your Hoedspruit-based bathroom needs)https://flatwhiteorfoff.com/ (ask for anything other than a flat white, the answer is in the name)https://www.joinhumoni.com/ (helping international students find accommodation, work, and financial services on day one)https://www.haboomoney.com/ (making collections personalised, flexible and intelligent)https://beetlesense.ai (AI-powered day one pest detection for forestry)And since you like podcasts, I also co-create HAIghtened Senses with Christo van Zyl, which looks at the intersection between human senses and technology (and this week, flying cars)Keep well, BrendanThis is an interview I set up while at Money20/20 Asia, but they have shows around the world. If you want to make similar connections, you can get tickets at https://www.money2020.com/ Hosted on Acast. See acast.com/privacy for more information.
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Crowdfunding the fintech revolution, with Leonard Burger 21.05.2026 1jCrowdfunding has always been an interesting option, but now, with AI changing how quickly and cheaply ideas can become startups, we're standing on the brink of a new golden age. I'm chatting to a crowdfunding veteran, go-to-market expert, startup advisor, and all-around fintech geek, Leonard Burger.You can find Leonard on LinkedIn at https://www.linkedin.com/in/leonardburger/But he has too many advisory roles to add here, so just go to https://lift.bio/burger if you want to reach out with something specific in mindI'm on LinkedIn at https://www.linkedin.com/in/brendanlegrange/Please also follow, share, and talk about the show using https://www.linkedin.com/company/how-to-lend-money-to-strangers/And if you want to get a sneak peek at some of what I'm working on, my website is currently being refreshed (even as some of the projects it mentions lag behind): https://www.brendanlegrange.com/Other friends of the show include:https://www.ogmara.com/ (customised risk management and analytic consulting)https://www.ontap.co.za/pages/hoedspruit-store-details (for all your Hoedspruit-based bathroom needs)https://flatwhiteorfoff.com/ (ask for anything other than a flat white, the answer is in the name)https://www.joinhumoni.com/ (helping international students find accommodation, work, and financial services on day one)https://www.haboomoney.com/ (making collections personalised, flexible and intelligent)https://beetlesense.ai (AI-powered day one pest detection for forestry)And since you like podcasts, I'm also co-create hAIghtened senses with Christo van Zyl, which looks at the intersection between human senses and technology (and this week, flying cars)Keep well, Brendan Hosted on Acast. See acast.com/privacy for more information.
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Expanding the Agentic AI use case, with Daniel Yoo (Finmate AI) 14.05.2026 39minThe team that pioneered AI-powered workflows for financial advisors, are now sharing their knowledge of agentic AI systems with the industry as a whole. If you've played around with Claude Code, you'll know how much you can now do with just an idea and some well-thought-out prompts... but you'll also know that there are still limits. Building a bank ready system requires more than just code, it needs experience and that's what they can bring. Finmate AI is at home on the internet at, not surprisingly, https://finmate.ai/They're also on LinkedIn at https://www.linkedin.com/company/finmate-ai/Look for Daniel there, too, with one of the cooler profile pictures on the site: https://www.linkedin.com/in/smyoo/I'm there, too, at https://www.linkedin.com/in/brendanlegrange/Please also follow, share, and talk about the show using https://www.linkedin.com/company/how-to-lend-money-to-strangers/Oh, and if you remember Suren Rastogi from episode 174 of this show, the Kickstarter for Burnout is ending this week. Already oversubscribed many, many times over, this is your chance ot snap it up at launch prices.Other friends of the show include:https://www.ogmara.com/ (customised risk management and analytic consulting)https://www.ontap.co.za/pages/hoedspruit-store-details (for all your Hoedspruit-based bathroom needs)https://flatwhiteorfoff.com/ (ask for anything other than a flat white, the answer is in the name)https://www.joinhumoni.com/ (helping international students find accommodation, work, and financial services on day one)https://www.haboomoney.com/ (making collections personalised, flexible and intelligent)https://beetlesense.ai (AI-powered day one pest detection for forestry)And since you like podcasts, I also co-create hAIghtened senses with Christo van Zyl, in which looks at the intersection between human senses and technology (and this week, flying cars)Keep well, BrendanThis episode was set up by Sabrina Campbell from PodcastTalentForYou, if you'd like to get onto shows like mine, reach out to her at sabrina @ podcasttalentforyou.com Hosted on Acast. See acast.com/privacy for more information.
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Coaching beyond the models, with Marc Gaudart (Trent Advisory Services) 07.05.2026 46minModels are important and all, but you don't build great businesses by building great models, you build great businesses by building great people - because great people build the right models and leverage them strategically. To better understand the challenges facing credit risk leaders today, Marc Gaudart and Elizabeth Reed surveyed leaders from large global banks, growing fintechs, and specialist service providers, and presented the results at The University of Edinburgh's Credit Scoring and Credit Control Conference.Key takeaway: technical excellence is essential, but today’s credit risk leaders also need:· 🤝 Interpersonal effectiveness· 🗣️ Business-focused communication· 🌐 Stakeholder engagement· 🎯 Strategic perspective with a business-wide focus· 🌱 Ability to build resilient teams for a rapidly evolving, AI-driven worldYou can find Marc on LinkedIn at https://www.linkedin.com/in/marc-gaudart-168339/ Trent Advisory Services is there, too, at https://www.linkedin.com/company/trent-advisory-services/I'm on LinkedIn at https://www.linkedin.com/in/brendanlegrange/Please also follow, share, and talk about the show using https://www.linkedin.com/company/how-to-lend-money-to-strangers/And if you want to get a sneak peek at some of what I'm working on, my website is currently being refreshed (even as some of the projects it mentions lag behind): https://www.brendanlegrange.com/ Oh, and if you remember Suren Rastogi from episode 174 of this show, the Kickstarter for Burnout went live a week or so ago and is already massively oversubscribed. Head on over, take a look at the final product, and if it appeals to you, order your copy - mine's already in the production queue.Other friends of the show include:https://www.ogmara.com/ (customised risk management and analytic consulting)https://www.ontap.co.za/pages/hoedspruit-store-details (for all your Hoedspruit-based bathroom needs)https://flatwhiteorfoff.com/ (ask for anything other than a flat white, the answer is in the name)https://www.joinhumoni.com/ (helping international students find accommodation, work, and financial services on day one)https://www.haboomoney.com/ (making collections personalised, flexible and intelligent)https://beetlesense.ai (AI-powered day one pest detection for forestry)And since you like podcasts, I'm also co-create hAIghtened senses with Christo van Zyl, which looks at the intersection between human senses and technology (and this week, flying cars)Keep well, BrendanMarcand Elizabeth first presented their findings at the University of Edinburgh's CRCC Conference, the call for papers of which ends this month, so head here quickly if you'd like to do the same: https://crc.business-school.ed.ac.uk/ Hosted on Acast. See acast.com/privacy for more information.
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Lending without guessing, with Christo Georgiev (Lender Link) 30.04.2026 48minThis episode was recorded live at Money20/20 in Bangkok, so first and foremost, a huge thanks to the team there that are always exceptionally professional. If it weren't for them, there is no way you'd be getting this episode just a day after it was recorded. Still, it's no substitute for being there, especially now with shows in Europe, Asia, America, and the Middle East, so head on over to https://www.money2020.com/ to get yourself a pass for the one closest to you.Earlier in my career, I spent 5 years flying in and out of Manila, helping to build the country's first comprehensive credit bureau... and then it seems, the very day I left, Christo Georgiev arrived on the local credit scoring scene wth a pioneering alternative data product. Years have passed and jobs have changed since then, but credit information in the Philippines is still dispersed across multiple ecosystems, and lenders and borrowers are both still paying the price. So, to put things right, Christo has spent the last year-and-a-half building LenderLink to aggregate and standardise credit data, and to make it available via a unified API. We'll be discussing Christo's path to this point; the Philippine lending landscape, then and now; the data gaps that still persist and how LenderLink will help to close them; and Christo's vision for the future.You can find Christo on LinkedIn at https://www.linkedin.com/in/christo-georgiev-40bb0156/LenderLink is at home at https://lenderlink.ph/I'm there, too, at https://www.linkedin.com/in/brendanlegrange/Please also follow, share, and talk about the show using https://www.linkedin.com/company/how-to-lend-money-to-strangers/Oh, and if you remember Suren Rastogi from episode 174 of this show, the Kickstarter for Burnout went live this week. Head on over, take a look at the final product, and if it appeals to you, order your copy - mine's already in the production queue.Other friends of the show include:https://www.ogmara.com/ (customised risk management and analytic consulting)https://www.ontap.co.za/pages/hoedspruit-store-details (for all your Hoedspruit-based bathroom needs)https://flatwhiteorfoff.com/ (ask for anything other than a flat white, the answer is in the name)https://www.joinhumoni.com/ (helping international students find accommodation, work, and financial services on day one)https://www.haboomoney.com/ (making collections personalised, flexible and intelligent)https://beetlesense.ai (AI-powered day one pest detection for forestry)And since you like podcasts, I'm also co-create hAIghtened senses with Christo van Zyl, which looks at the intersection between human senses and technology (and this week, flying cars)Keep well, BrendanFor more info on Money20/20 and their shows around the world, check out https://www.money2020.com/ Hosted on Acast. See acast.com/privacy for more information.
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The house that bitcoin bought, with Josip Rupena (Milo) 23.04.2026 43minLife got in the way of my episode release schedule for a bit there, and so a few months have passed since I sat down with Josip Rupena to discuss crypto-backed mortgages. In the world of crypto, a few months can be a lifetime, and, in this case, not the easiest lifetime, and yet, Milo has just issued its largest single transaction ever: a $12 million crypto mortgage. The demand is real, from high net worth individuals buying homes with Bitcoin to clients tapping home equity to buy more, and, if anything, the recent dips in crypto prices reflect a story of growing resilience rather than one of growing volatility, and that's a very good thing for the industry.Jospi Rupena is the founder and CEO of Milo, a financial technology company and pioneer in crypto lendingYou can learn more about Milo at https://www.milo.io/Josip is on LinkedIn at https://www.linkedin.com/in/josiprupena/Milo is there at https://www.linkedin.com/company/startmilo/I'm there, too, at https://www.linkedin.com/in/brendanlegrange/Please also follow, share, and talk about the show using https://www.linkedin.com/company/how-to-lend-money-to-strangers/Oh, and if you remember Suren Rastogi from episode 174 of this show, the Kickstarter for Burnout is going live on the 21st of April, head on over, take a look at the final product, and if it appeals to you, order your copy - I didOther friends of the show include:https://www.ogmara.com/ (customised risk management and analytic consulting)https://www.ontap.co.za/pages/hoedspruit-store-details (for all your Hoedspruit-based bathroom needs)https://flatwhiteorfoff.com/ (ask for anything other than a flat white, the answer is in the name)https://www.joinhumoni.com/ (helping international students find accommodation, work, and financial services on day one)https://www.haboomoney.com/ (making collections personalised, flexible and intelligent)https://beetlesense.ai (AI-powered day one pest detection for forestry)And since you like podcasts, I also co-create hAIghtened senses with Christo van Zyl, in which looks at the intersection between human senses and technology (and this week, flying cars)Keep well, BrendanThis episode was set up by Kirstin Robison from Pitch PR, a boutique firm specializing in national media for consumer and business-to-business companies. If you'd like to get onto shows like mine, reach out to them at https://pitchpublicrelations.com/ Hosted on Acast. See acast.com/privacy for more information.
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Empowered brokers sell better mortgages and better mortgages are, well, better for everyone, with James Tucker (Twenty7tec) 16.04.2026 35minSmarter advice leads to smoother lending, so today I am sitting down with James Tucker, CEO at Twenty7tec Group, talking about how his solutions, helps lenders maximise product visibility, streamline applications, and improve adviser engagement.James is on LinkedIn at https://www.linkedin.com/in/jamestuckeruk/?lipi=urn%3Ali%3Apage%3Ad_flagship3_feed%3BBdGz3l8tSXaaIkiaeaOlwQ%3D%3DTwenty7Tec is at https://www.twenty7tec.com/I'm there, too, at https://www.linkedin.com/in/brendanlegrange/Please also follow, share, and talk about the show using https://www.linkedin.com/company/how-to-lend-money-to-strangers/Oh, and if you remember Suren Rastogi from episode 174 of this show, the Kickstarter for Burnout is going live on the 21st of April, head on over, take a look at the final product, and if it appeals to you, order your copy - I didOther friends of the show include:https://www.ogmara.com/ (customised risk management and analytic consulting)https://www.ontap.co.za/pages/hoedspruit-store-details (for all your Hoedspruit-based bathroom needs)https://flatwhiteorfoff.com/ (ask for anything other than a flat white, the answer is in the name)https://www.joinhumoni.com/ (helping international students find accommodation, work, and financial services on day one)https://www.haboomoney.com/ (making collections personalised, flexible and intelligent)https://beetlesense.ai (AI-powered day one pest detection for forestry)And since you like podcasts, I'm also co-create hAIghtened senses with Christo van Zyl, in which looks at the intersection between human senses and technology (and this week, flying cars)Keep well, Brendan Hosted on Acast. See acast.com/privacy for more information.
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How lenders are navigating volatility in 2026, with David Silverstein (Ned) 01.01.2026 47minHappy New Year! I'm in Tallinn, hopefully showing my South African nieces some snow, though this winter is staying stubbornly mild. Anyway, that's not why you're here. The flipping over of the calendar is also a great time to think of the year ahead, and the trends that might shape it - and that's exactly what I did with David Silverstein, founder and CEO of Ned, whose 'Beyond the Breaking Point' report describes how lenders are looking to navigate volatility and rebuild for 2026.Built for growth. Powered by cash flow. Ned's white-label platform transforms real-time financial data into faster credit decisions, smarter portfolio management, and more transparent borrower experiences. You can find them at home online at https://www.nedhelps.com/ David is on LinkedIn at https://www.linkedin.com/in/david-silverstein-b904a27b/ (or https://www.linkedin.com/company/nedhelps/)I'm there, too, at https://www.linkedin.com/in/brendanlegrange/Please also follow, share, and talk about the show using https://www.linkedin.com/company/how-to-lend-money-to-strangers/Friends of the show include:https://www.ogmara.com/ (customised risk management and analytic consulting)https://www.ontap.co.za/pages/hoedspruit-store-details (for all your Hoedspruit-based bathroom needs)https://flatwhiteorfoff.com/ (ask for anything other than a flat white, the answer is in the name)https://www.joinhumoni.com/ (helping international students find accommodation, work, and financial services on day one)https://www.haboomoney.com/ (making collections personalised, flexible and intelligent)https://beetlesense.ai (AI-powered day one pest detection for forestry)And since you like podcasts, I'm also co-create hAIghtened senses with Christo van Zyl, in which looks at the intersection between human senses and technologyKeep well, Brendan Hosted on Acast. See acast.com/privacy for more information.
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How AI and behavioural economics can re-humanize financial services, with Diederick van Thiel (AdviceRobo) 18.12.2025 52min"We live in a world where AI is transforming everything, but the real opportunity isn’t in automation: it’s in reimagining systems around people." In today's episode, I'm speaking to Dr Diederick van Thiel, fintech entrepreneur, executive, academic, and, most recently, author of Brilliant Data, a call to leaders, innovators, and policymakers to create intelligent systems that don’t just think quickly, but also care deeply. "The future doesn’t belong to those with the most data. It belongs to those who understand it".Oh, and because Dr van Thiel is a fintech founder, too, we also discuss a range of other topics, including how AdviceRobo's personality-based credit scoring can open up new sectors and thus approve more loans than traditional methods.AdviceRobo is at https://advicerobo.ai/ and at https://www.linkedin.com/company/advicerobofixingglobalcredit/Find links to the book at https://advicerobo.ai/brilliant-data/ (or via my featured book page https://www.howtolendmoneytostrangers.show/recommended-reads)Connect with me on LinkedIn at https://www.linkedin.com/in/brendanlegrange/As is the show, please follow its page at https://www.linkedin.com/company/how-to-lend-money-to-strangers/ (once you have followed, look for the circle with the three dots in the header section, click that and then 'invite connections' and invite any of your colleagues who you think might like the contentCommercial partners include (when you click one of these affiliate links, I earn a small commission but you won't pay a cent more)ProtonVPN Browse privately with a community-owned secure VPN that safeguards your privacy. https://go.getproton.me/aff_c?offer_id=26&aff_id=12767Ogma Risk & Analytics: Customized risk management and analytic consulting for you https://www.ogmara.com/?utm_source=HTLMTS&utm_medium=banner&utm_campaign=OGMA+intro&utm_id=2501Friends of the show include: https://www.ontap.co.za/pages/hoedspruit-store-details (for all your Hoedspruit-based bathroom needs), https://www.joinhumoni.com, https://www.haboomoney.com/, and https://beetlesense.aiAnd since you like podcasts, I'm also co-create hAIghtened senses with Christo van Zyl, in which looks at the intersection between human senses and technologyKeep well, Brendan Hosted on Acast. See acast.com/privacy for more information.
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Giving credit credit in the board room, with Marlize Buys (Most Probably) 11.12.2025 56minData analytics is no longer an isolated and arcane backroom activity to be understood by only a handful of geeks, it's at the core of every successful lending business.For those of us that have grown up in data science, that's great news, but that rising prominence also means that a new audience must now come to terms with the implications of machine learning versus logistic regression scores, with gini coefficients and information values and bins and weights, etc. And that new audience is an important one: the Board. Marlize Buys started her career getting hands-on with credit scorecards, then she helped to build a lending business of her own, and now she is advising the boards of major banks with that particular transition.Marlize has been so busy optimising lending businesses that she hasn't quite got her website up and running, but Most Probably is on LinkedIn at https://www.linkedin.com/company/most-probably/ Or you can speak to her directly https://www.linkedin.com/in/marlizebuys/ I'm on LinkedIn, too, at https://www.linkedin.com/in/brendanlegrange/As is the show, please follow its page at https://www.linkedin.com/company/how-to-lend-money-to-strangers/ (once you have followed, look for the circle with the three dots in the header section, click that and then 'invite connections' and invite any of your colleagues who you think might like the contentYou can support the show by buying one of my guests via the affiliate links on my site (it doesn't cost you anything extra): https://www.howtolendmoneytostrangers.show/recommended-readsCommercial partners include (when you click one of these affiliate links, I earn a small commission but you won't pay a cent more)ProtonVPN Browse privately with a community-owned secure VPN that safeguards your privacy. https://go.getproton.me/aff_c?offer_id=26&aff_id=12767Ogma Risk & Analytics: Customized risk management and analytic consulting for you https://www.ogmara.com/?utm_source=HTLMTS&utm_medium=banner&utm_campaign=OGMA+intro&utm_id=2501Friends of the show include: https://www.ontap.co.za/pages/hoedspruit-store-details (for all your Hoedspruit-based bathroom needs), https://www.joinhumoni.com, https://www.haboomoney.com/, and https://beetlesense.aiAnd since you like podcasts, I'm also co-create hAIghtened senses with Christo van Zyl, in which looks at the intersection between human senses and technologyKeep well, Brendan Hosted on Acast. See acast.com/privacy for more information.
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Put a bit of juice in the tank, with Katherine Chan (Juice) 04.12.2025 36minWe typically explain SME under lending as a supply gap: staid banks don't want to, or simply don't know how to, lend to new-fangled businesses. And to some extent, that is true, but there is also a demand gap. "There is a lack of knowledge, confidence, and trust when it comes to seeking growth capital through loans. While many founders hesitate to borrow, nearly 60% abandon loan applications midway, citing fear of rejection or complex terms".This "confidence gap" - and how Juice's Smart Growth Capital - is what I'm discussing today with Katherine Chan.You can get Juice (or just read more about them) at https://www.getmejuice.com/ (head on over to their Growth Hub for some great content https://www.getmejuice.com/growth-hub/growth-hub)Meanwhile, Katherine is on LinkedIn at https://www.linkedin.com/in/chankatherine00/ I'm on LinkedIn, too, at https://www.linkedin.com/in/brendanlegrange/As is the show, please follow its page at https://www.linkedin.com/company/how-to-lend-money-to-strangers/ (once you have followed, look for the circle with the three dots in the ehader section, click that and then 'invite connections' and invite any of your colleagues who you think might like the contentYou can support the show by buying one of my guests via the affiliate links on my site (it doesn't cost you anything extra): https://www.howtolendmoneytostrangers.show/recommended-readsCommercial partners include (when you click one of these affiliate links, I earn a small commission but you won't pay a cent more)ProtonVPN Browse privately with a community-owned secure VPN that safeguards your privacy. https://go.getproton.me/aff_c?offer_id=26&aff_id=12767Ogma Risk & Analytics: Customized risk management and analytic consulting for you https://www.ogmara.com/?utm_source=HTLMTS&utm_medium=banner&utm_campaign=OGMA+intro&utm_id=2501Friends of the show include: https://www.ontap.co.za/pages/hoedspruit-store-details (for all your Hoedspruit-based bathroom needs), https://www.joinhumoni.com, https://www.haboomoney.com/, and https://beetlesense.aiAnd since you like podcasts, I'm also co-create hAIghtened senses with Christo van Zyl, in which looks at the intersection between human senses and technologyKeep well, Brendan Hosted on Acast. See acast.com/privacy for more information.
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Your branch on your phone, with Albert Howard (Mini Branch) 27.11.2025 42minFor a long time now, the prevailing narrative has been branch versus phone, and phone has been winning. But there is another option, branch and phone, or rather branch in phone, and it gives us the best of both worlds plus a few fresh advantages to boot.Connect with Albert on LinkedIn using https://www.linkedin.com/in/albert-howard-mb/And while you're there, stay up to date with the Mini Branch story at https://www.linkedin.com/company/minibranch/Or jump straight to their homepage at https://www.minibranch.com/I'm on LinkedIn, too, at https://www.linkedin.com/in/brendanlegrange/As is the show, please follow its page at https://www.linkedin.com/company/how-to-lend-money-to-strangers/ (once you have followed, look for the circle with the three dots in the ehader section, click that and then 'invite connections' and invite any of your colleagues who you think might like the contentYou can support the show by buying one of my guests via the affiliate links on my site (it doesn't cost you anything extra): https://www.howtolendmoneytostrangers.show/recommended-readsCommercial partners include (when you click one of these affiliate links, I earn a small commission but you won't pay a cent more)ProtonVPN Browse privately with a community-owned secure VPN that safeguards your privacy. https://go.getproton.me/aff_c?offer_id=26&aff_id=12767Ogma Risk & Analytics: Customized risk management and analytic consulting for you https://www.ogmara.com/?utm_source=HTLMTS&utm_medium=banner&utm_campaign=OGMA+intro&utm_id=2501Friends of the show include: https://www.ontap.co.za/pages/hoedspruit-store-details (for all your Hoedspruit-based bathroom needs), https://www.joinhumoni.com, https://www.haboomoney.com/, and https://beetlesense.aiAnd since you like podcasts, I'm also co-create hAIghtened senses with Christo van Zyl, in which looks at the intersection between human senses and technologyKeep well, Brendan Hosted on Acast. See acast.com/privacy for more information.
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How to teach money to students, with Latreace Wells and Rod Griffin 20.11.2025 1j 19minWhile it is true that our mistakes are a great source of learning, it is also true that they can be a very expensive source of learning. This is particularly true when it comes to credit, where human nature and compound interest mean that many of us first learn about the true mechanics of credit when collections are on the phone and our debts have ballooned. Luckily, Latreace Sankey-Wells, with help from the team at Experian, is making sure that the students at Fisk University are better equipped than that.In this episode, we chat about the importance and impact of consumer education, especially for young consumers.Our discussion was inspired by Latreace's OpEd for American Banker, which you can read here: https://www.americanbanker.com/opinion/banks-need-to-be-more-proactive-in-promoting-youth-financial-literacyRod's broader work can be followed, most easily, over here https://www.experian.com/blogs/news/about/creditchat/You can find Latreace on LinkedIn at https://www.linkedin.com/in/latreacewells/Rod is on LinkedIn at https://www.linkedin.com/in/rodgriffin1/And I'm there, too, at https://www.linkedin.com/in/brendanlegrange/You can support the show by buying one of my guests via the affiliate links on my site (it doesn't cost you anything extra): https://www.howtolendmoneytostrangers.show/recommended-readsCommercial partners include (when you click one of these affiliate links, I earn a small commission but you won't pay a cent more)ProtonVPN Browse privately with a community-owned secure VPN that safeguards your privacy. https://go.getproton.me/aff_c?offer_id=26&aff_id=12767Ogma Risk & Analytics: Customized risk management and analytic consulting for you https://www.ogmara.com/?utm_source=HTLMTS&utm_medium=banner&utm_campaign=OGMA+intro&utm_id=2501Friends of the show include: https://www.ontap.co.za/pages/hoedspruit-store-details (for all your Hoedspruit-based bathroom needs), https://www.joinhumoni.com, https://www.haboomoney.com/, and https://beetlesense.aiAnd since you like podcasts, I'm also co-create hAIghtened senses with Christo van Zyl, in which looks at the intersection between human senses and technologyKeep well, Brendan Hosted on Acast. See acast.com/privacy for more information.
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P2P funding for Europe's farmers, with Nikita Goncars (Lande) 13.11.2025 35minAgricultural loans offer a unique combination of high collateral and EU subsidies – in a crisis-resistant sector. Lande gives us exclusive access to these loans, and this week I'm speaking to the founder, Nikita Goncars.Meet Nikita on LinkedIn at https://www.linkedin.com/in/nikita-goncars-lande/Or jump straight to Lande's homepage at https://lande.finance/BadIdeas.fund is at, you guessed it, https://www.badideas.fund/ and Fintech Latvian is at https://fla.lv/You can find me on LinkedIn, too, of course, at https://www.linkedin.com/in/brendanlegrange/ Follow the show, too, at https://www.linkedin.com/company/how-to-lend-money-to-strangersYou can support the show by buying one of my guests via the affiliate links on my site (it doesn't cost you anything extra): https://www.howtolendmoneytostrangers.show/recommended-readsCommercial partners include (when you click one of these affiliate links, I earn a small commission but you won't pay a cent more)ProtonVPN Browse privately with a community-owned secure VPN that safeguards your privacy. https://go.getproton.me/aff_c?offer_id=26&aff_id=12767Ogma Risk & Analytics: Customized risk management and analytic consulting for you https://www.ogmara.com/?utm_source=HTLMTS&utm_medium=banner&utm_campaign=OGMA+intro&utm_id=2501Friends of the show include: https://www.ontap.co.za/pages/hoedspruit-store-details (for all your Hoedspruit-based bathroom needs), https://www.joinhumoni.com, https://www.haboomoney.com/, and https://beetlesense.aiAnd since you like podcasts, I'm also co-create hAIghtened senses with Christo van Zyl, in which looks at the intersection between human senses and technologyKeep well, Brendan Hosted on Acast. See acast.com/privacy for more information.
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The loans that fund life's biggest moments, with Scott Baker (Toast) 06.11.2025 33minPeople don't want mortgages; they want houses, and mortgages are just the unavoidable, often overly-complicated means to that end. Scott Baker understands this, and has embedded it into the very fabric of Toast.Join us as we talk about Scott's journey from retail to finance, the state of the Australian mortgage landscape, and how he built Toast to help consumers dream big and plan bigger.Toast is online at https://www.toastfinance.com.au/It is also on LinkedIn at https://www.linkedin.com/company/toast-finance/Or jump straight to Scott at https://www.instagram.com/scott_thebroker_baker/ or https://www.linkedin.com/in/scottybaker/ And you can find me on LinkedIn, too, of course, at https://www.linkedin.com/in/brendanlegrange/ Follow the show, too, at https://www.linkedin.com/company/how-to-lend-money-to-strangersYou can support the show by buying one of my guests via the affiliate links on my site (it doesn't cost you anything extra): https://www.howtolendmoneytostrangers.show/recommended-readsCommercial partners include (when you click one of these affiliate links, I earn a small commission but you won't pay a cent more)ProtonVPN Browse privately with a community-owned secure VPN that safeguards your privacy. https://go.getproton.me/aff_c?offer_id=26&aff_id=12767Ogma Risk & Analytics: Customized risk management and analytic consulting for you https://www.ogmara.com/?utm_source=HTLMTS&utm_medium=banner&utm_campaign=OGMA+intro&utm_id=2501Friends of the show include: https://www.ontap.co.za/pages/hoedspruit-store-details (for all your Hoedspruit-based bathroom needs), https://www.joinhumoni.com, https://www.haboomoney.com/, and https://beetlesense.aiAnd since you like podcasts, I'm also co-create hAIghtened senses with Christo van Zyl, in which looks at the intersection between human senses and technologyKeep well, Brendan Hosted on Acast. See acast.com/privacy for more information.
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Modern fraud solutions for modern fraud problems, with Rob Meakin (Creditinfo) 30.10.2025 31minWe’re increasingly seeing collaboration between cybercrime, fraud, organised crime and money laundering. Organisations face mounting challenges in protecting their digital infrastructure and customers from fraudulent activities - and this is true in developed and developing markets. Developed countries tend to have more developed risk controls, but they remain attractive to fraudsters because of the scale of opportunity they represent - more work for frausters, yes, but more reward. Developing countries, on the other hand, typically have less robust digital ecosystems but they have the perfect opportunity to leapfrog into a secure and trusted new online world.In today's episode, I find out how Rob Meakin and his Fraud and Identity team at CreditInfo are helping lenders adjust.You can start your CreditInfo journey over at https://creditinfo.com/# and jump from there to the market that you're most interested in, or find the study we speak about right here: https://chronicle.creditinfo.com/2025/04/22/the-importance-of-trust-in-digital-interactions-the-cornerstone-of-a-digital-economy/ You can find Rob on LinkedIn at https://www.linkedin.com/in/robmeakin/And you can find me there, too, of course, at https://www.linkedin.com/in/brendanlegrange/ Folloe the show, too, at https://www.linkedin.com/company/how-to-lend-money-to-strangersYou can support the show by buying one of my guests via the affiliate links on my site (it doesn't cost you anything extra): https://www.howtolendmoneytostrangers.show/recommended-readsCommercial partners include (when you click one of these affiliate links, I earn a small commission but you won't pay a cent more)ProtonVPN Browse privately with a community-owned secure VPN that safeguards your privacy. https://go.getproton.me/aff_c?offer_id=26&aff_id=12767Ogma Risk & Analytics: Customized risk management and analytic consulting for you https://www.ogmara.com/?utm_source=HTLMTS&utm_medium=banner&utm_campaign=OGMA+intro&utm_id=2501Friends of the show include: https://www.ontap.co.za/pages/hoedspruit-store-details (for all your Hoedspruit-based bathroom needs), https://www.joinhumoni.com, https://www.haboomoney.com/, and https://beetlesense.aiAnd since you like podcasts, I'm also co-create hAIghtened senses with Christo van Zyl, in which looks at the intersection between human senses and technologyKeep well, Brendan Hosted on Acast. See acast.com/privacy for more information.
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Cashflows and credit for SMEs, with Guga Gorenstein 23.10.2025 47minCorporate cards, payments, accounting, and credit for growing businesses in 25+ countries - there's a lot to cover today, and then we also chat about Brazzilion fintech and Guga's impressive career!If you're in Mexico as this comes out, I think you can still catch the Jeeves team at Mexico Tech week (https://www.mexicotechweek.mx/). If not, you can try Jeeves over at https://www.tryjeeves.com/br (or for any of the other 6 regions by removing the extension, but you all know how the internet works)You can find Guga (Gustavo) on LinkedIn at https://www.linkedin.com/in/gorenstein/ or Jeeves at https://www.linkedin.com/company/tryjeevesI'm on LinkedIn, too, of course, at https://www.linkedin.com/in/brendanlegrange/ as is the show https://www.linkedin.com/company/how-to-lend-money-to-strangersYou can support the show by buying one of my guests via the affiliate links on my site (it doesn't cost you anything extra): https://www.howtolendmoneytostrangers.show/recommended-readsCommercial partners include (when you click one of these affiliate links, I earn a small commission but you won't pay a cent more)ProtonVPN Browse privately with a community-owned secure VPN that safeguards your privacy. https://go.getproton.me/aff_c?offer_id=26&aff_id=12767Ogma Risk & Analytics: Customized risk management and analytic consulting for you https://www.ogmara.com/?utm_source=HTLMTS&utm_medium=banner&utm_campaign=OGMA+intro&utm_id=2501Friends of the show include: https://www.ontap.co.za/pages/hoedspruit-store-details (for all your Hoedspruit-based bathroom needs), https://www.joinhumoni.com, https://www.haboomoney.com/, and https://beetlesense.aiAnd since you like podcasts, I'm also co-create hAIghtened senses with Christo van Zyl, in which looks at the intersection between human senses and technologyKeep well, Brendan Hosted on Acast. See acast.com/privacy for more information.
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Collecting from debtors is hard, but often not as hard as selling to strangers, with Amanda Morrison 16.10.2025 48minIf you're fed up with chasing unpaid invoices and debts, iCollect's DIY debt collection software might be the solution for you. You don't have to be a lender to have creditors, but you often have to be a lender to afford a full team to chase those creditors when they start to default - that's where Amanda Morrison steps in.icollect is at https://www.icollect.co.nz/Guardian Credit Services are at https://www.guardiancredit.co.nz/Or jump right to LinkedIn, where Amanda is at https://www.linkedin.com/in/amanda-morrison-nz-b07b7226/I'm on LinkedIn, too, of course, at https://www.linkedin.com/in/brendanlegrange/ as is the show https://www.linkedin.com/company/how-to-lend-money-to-strangersYou can support the show by buying one of my guests via the affiliate links on my site (it doesn't cost you anything extra): https://www.howtolendmoneytostrangers.show/recommended-readsCommercial partners include (when you click one of these affiliate links, I earn a small commission but you won't pay a cent more)ProtonVPN Browse privately with a community-owned secure VPN that safeguards your privacy. https://go.getproton.me/aff_c?offer_id=26&aff_id=12767Ogma Risk & Analytics: Customized risk management and analytic consulting for you https://www.ogmara.com/?utm_source=HTLMTS&utm_medium=banner&utm_campaign=OGMA+intro&utm_id=2501Friends of the show include: https://www.ontap.co.za/pages/hoedspruit-store-details (for all your Hoedspruit-based bathroom needs), https://www.joinhumoni.com, https://www.haboomoney.com/, and https://beetlesense.aiAnd since you like podcasts, I'm also co-create hAIghtened senses with Christo van Zyl, in which looks at the intersection between human senses and technologyKeep well, Brendan Hosted on Acast. See acast.com/privacy for more information.
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Flexible and intelligent collections for improved returns, with Hannah Baynham 09.10.2025 46minGetting out of debt has never been harder, and, yes, a sluggish economy and the cost of recovering from a global pandemic play a big role in this, but lenders are not entirely blameless. For too long, it felt cheaper to deliver rigid and unpleasant collections processes, because 'it's not like the customer has a choice'. But they do, they have the most important choice available: to pay or not to pay.Collections is not just about 'how do we make the customer pay', it's about 'how do we let them pay' and so, yes, getting out of debt has never been harder, but in today's episode, Hannah Baynham explains how Haboo Money is fixing this with personalised, flexible and intelligent collections.Haboo Money can be experienced at https://www.haboomoney.com/Hannah can be reached on LinkedIn at http://linkedin.com/in/hannah-baynham/As is Haboo, at https://www.linkedin.com/company/haboo-moneyI'm on LinkedIn, too, of course, at https://www.linkedin.com/in/brendanlegrange/ as is the show https://www.linkedin.com/company/how-to-lend-money-to-strangersYou can support the show by buying one of my guests via the affiliate links on my site (it doesn't cost you anything extra): https://www.howtolendmoneytostrangers.show/recommended-readsCommercial partners include (when you click one of these affiliate links, I earn a small commission but you won't pay a cent more)ProtonVPN Browse privately with a community-owned secure VPN that safeguards your privacy. https://go.getproton.me/aff_c?offer_id=26&aff_id=12767Ogma Risk & Analytics: Customized risk management and analytic consulting for you https://www.ogmara.com/?utm_source=HTLMTS&utm_medium=banner&utm_campaign=OGMA+intro&utm_id=2501Friends of the show include: https://www.ontap.co.za/pages/hoedspruit-store-details (for all your Hoedspruit-based bathroom needs), https://www.joinhumoni.com, and https://chaos-out-of-order.com/And since you like podcasts, I'm also co-create hAIghtened senses with Christo van Zyl, in which looks at the intersection between human senses and technologyKeep well, Brendan Hosted on Acast. See acast.com/privacy for more information.