MuslimFin Podcast: Islamic Finance

Afleveringen

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  Islamic Inheritance Calculator: What It Can—and Cannot—Decide 15.09.2026 40min

  What can an Islamic inheritance calculator help a family understand?It can organise asset, debt and family assumptions, illustrate potential shares and expose missing information. It cannot replace verified family facts, current South African legal and tax processes, a properly drafted estate plan or qualified Shariah guidance.In this practical demonstration, Ali Salie and Ashraf Khan explore MuslimFin’s inheritance calculator using a simplified scenario. They discuss information hygiene, potential heirs, fara’id proportions, estate-cost assumptions and the difference between a planning model and an implemented estate outcome.The figures shown belong to the July 2026 demonstration and must be independently checked before use. This episode is general education and does not determine any real family’s inheritance, legal, tax, estate or Shariah outcome.Current-source context, checked 11 September 2026: South African estate duty presently uses a R3.5 million basic abatement and rates of 20% on the first R30 million of dutiable value and 25% above that amount. The prescribed executor-remuneration tariff is 3.5% of gross estate assets and 6% of post-death income collected, with VAT potentially added where the executor or agent is VAT-registered. For the 2027 year of assessment, the CGT exclusion in the year of death is R440,000. The episode’s calculator outputs, inheritance illustrations, trust comparisons, cost savings and tax-rate examples are dated scenarios—not rulings, quotes or guaranteed outcomes. Actual heirs, valid shares, ownership, tax, estate costs, trust consequences and implementation depend on verified facts and the relevant legal, tax, estate-administration and qualified Shariah processes.Presented by Ali Salie, founder of the MuslimFin Podcast and MuslimFin Family Office. Originally published on 17 July 2026.Subscribe free to follow the full MuslimFin Podcast archive. If this work is useful, you may also pledge your support—no payment is taken unless paid subscriptions are enabled later. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit muslimfin.substack.com
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  Listed Property Investing in South Africa: What Role Can It Play? 14.09.2026 52min

  How is listed property different from owning a home, shop or rental property directly?Listed property provides exposure to professionally managed real estate through securities, but it also carries equity-market volatility, leverage, interest-rate sensitivity and sector risk.Ali Salie and Siraj Buik speak with M&G portfolio manager Raghib Davids about the mechanics of listed property, the role of cash flow and balance-sheet analysis, local and offshore differences, and why an asset visit can reveal details that a spreadsheet cannot.Yields, vacancy figures and market views were recorded in July 2026 and should be understood as dated illustrations rather than forecasts or portfolio recommendations. This episode is general education and does not provide personal financial, investment, legal, tax, estate or qualified Shariah advice.Dated market, product and tax context — 11 September 2026: Yields, return ranges, vacancies, leverage, lease escalations, regional conditions and fund-performance comments in this July 2026 recording are historical illustrations, not forecasts. REIT, collective-investment-scheme and tax-free-account treatment depends on the current vehicle, investor and law; product and Shariah status also require current documents and qualified review. Verify the latest fund disclosures, regulated-entity status, tax position and qualified Shariah assessment before acting.Presented by Ali Salie, founder of the MuslimFin Podcast and MuslimFin Family Office. Originally published on 22 July 2026.Subscribe free to follow the full MuslimFin Podcast archive. If this work is useful, you may also pledge your support—no payment is taken unless paid subscriptions are enabled later. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit muslimfin.substack.com
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  Shariah-Compliant Investing: What Does the Label Actually Prove? 13.09.2026 32min

  What does a Shariah-compliant investment label establish—and what must an investor still investigate?This MuslimFin conversation examines screening, purification, valuation, portfolio construction and the governance behind a faith-aligned equity process.Ali Salie is joined by Raees Mohammed and Maahir Jakoet in a discussion recorded around an Old Mutual Investment Group gathering in Cape Town. The durable lesson is that a label is not a complete due-diligence process: families should understand the methodology, the oversight, the underlying risks and the role an investment is intended to play.Market figures, product references and performance observations belong to their July 2026 recording context and are not forecasts or recommendations. This episode is general education and does not provide personal financial, investment, legal, tax, estate or qualified Shariah advice.Presented by Ali Salie, founder of the MuslimFin Podcast and MuslimFin Family Office. Originally published on 29 July 2026.Subscribe free to follow the full MuslimFin Podcast archive. If this work is useful, you may also pledge your support—no payment is taken unless paid subscriptions are enabled later. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit muslimfin.substack.com
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  Irshaad Ally: Rebuilding After Addiction, Disruption and a Second Chance 12.09.2026 35min

  What does rebuilding after addiction, interrupted education and career disruption actually require?In this candid conversation, actor Irshaad Ally reflects on rehabilitation, fatherhood, fitness, Muslim representation and the slow discipline of developing a creative career.Ali Salie explores how lived experience can deepen performance without becoming a simplified success story. The discussion also considers cultural translation, practising before opportunity arrives and the ambition to tell more Cape Town stories on screen.Sensitive personal history and third-party anecdotes remain in their original context. This episode is general education and personal reflection; it is not health guidance, personal financial advice or an investment invitation.Presented by Ali Salie, founder of the MuslimFin Podcast and MuslimFin Family Office. Originally recorded on 5 August 2026.Subscribe free to follow the full MuslimFin Podcast archive. If this work is useful, you may also pledge your support—no payment is taken unless paid subscriptions are enabled later. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit muslimfin.substack.com
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  Islamic Family Wealth That Lasts: Four Professional Lenses, One Decision 11.09.2026 30min

  Families rarely lose continuity because they lacked one more product. More often, the missing layer is a shared language for purpose, risk, responsibility and succession.This live panel brings together perspectives from family governance, Islamic estate planning, investment management and professional advice to ask a practical question: what should a family put in motion now if it wants wealth to remain useful across generations?In this episode:• Put family communication before structure.• Make decision rights explicit.• Distinguish each professional mandate.• Treat education as a continuity control.• Coordinate specialists around one family plan.Recorded in South Africa and presented by Ali Salie, founder of the MuslimFin Podcast and MuslimFin Family Office.This archive edition is general education. It does not provide personal financial, investment, legal, tax, estate-planning or Shariah advice. Facts, rules and product information may have changed since the recording date; obtain current advice from appropriately qualified professionals before acting.Subscribe free. If this work is useful, you can also pledge your support—no payment is taken unless paid subscriptions are enabled later. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit muslimfin.substack.com
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  Your Family Can’t Access Your Money When You Die — Here’s What Happens Next 10.09.2026 50min

  Estate administration is where a family’s intentions meet documents, deadlines and real-world pressure.In this conversation, I sit down with fiduciary specialist Ashraf Khan to examine what happens after a death: locating records, identifying assets and liabilities, reporting the estate, appointing an executor, dealing with creditors and keeping the family informed while the formal process unfolds.In this episode:• What families should know about the deceased-estate administration process.• Why accessible records and a governed estate file matter.• How frozen accounts, creditors and liquidity can affect the family.• The role and continuity of the executor.• Why civil administration and Islamic inheritance require coordinated, qualified processes.Recorded in South Africa and presented by Ali Salie, founder and host of the MuslimFin Podcast and founder of MuslimFin Family Office.Archive context: this episode was recorded in August 2026. It is general education, not personal financial, investment, legal, tax, estate-planning or Shariah advice. Facts, thresholds, rules and procedures may change; obtain current guidance from appropriately qualified professionals before acting.Subscribe free to the MuslimFin Podcast. If this work is useful, you can also pledge your support—no payment is taken unless paid subscriptions are enabled later. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit muslimfin.substack.com
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  Offshore Investing for South African Muslims: What Happens When You Die? 09.09.2026 44min

  Offshore investing is often presented as a simple diversification decision. This conversation shows why the better starting point is not a percentage or product, but a sequence of questions: what is the family trying to achieve, which risks are being diversified, how will the structure be governed, and who owns the tax and estate review?I’m joined by offshore-investment practitioner Mahir Du Toit to explore access, platforms and the handoffs that can become invisible when assets cross borders.In this episode:• Define the family objective before choosing an allocation.• Compare ownership structures, not only investments.• Name the tax and reporting owner.• Document probate, beneficiary and succession handoffs.• Treat every percentage and threshold as date-sensitive.Recorded in South Africa and presented by Ali Salie, founder of the MuslimFin Podcast and MuslimFin Family Office.This archive edition is general education. It does not provide personal financial, investment, legal, tax, estate-planning or Shariah advice. Facts, rules and product information may have changed since the recording date; obtain current advice from appropriately qualified professionals before acting.Subscribe free. If this work is useful, you can also pledge your support—no payment is taken unless paid subscriptions are enabled later. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit muslimfin.substack.com
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  Welcome to the MuslimFin Podcast 08.09.2026

  The MuslimFin Podcast is hosted by Ali Salie, founder of the MuslimFin Podcast and MuslimFin Family Office.From South Africa to a global audience, the show explores Islamic finance, family wealth, business, inheritance and legacy.Expect clear questions, thoughtful conversations and practical educational frameworks, together with lessons from Ali’s own journey building MuslimFin.Subscribe and join the conversation.This podcast provides general education and does not replace personal financial, legal, tax, estate or qualified Shariah advice. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit muslimfin.substack.com