Henssler Money Talks

Odcinki

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  September 26, 2026: Spending Down, Scoring Up & Rising Rates 26.09.2026 48min

  Can you actually be too good at saving for retirement? This week, we explore why some retirees struggle to spend the wealth they spent decades accumulating, and why a thoughtful spending and gifting plan can be just as important as a savings plan. Next, mortgage lending is getting a new credit score. We break down VantageScore 4.0, how it differs from the traditional FICO scores long used for mortgages, and what the change could mean for homebuyers — particularly those with limited credit his...
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  Retirement Plans: Good for Employees, Good for Business 22.09.2026 21min

  A 401(k) can do more than help employees save for retirement. Thoughtful plan design can support a business owner’s retirement goals, strengthen the company’s benefits package, and give employees meaningful opportunities to save. Director of Business Development, Justin Wagner, AIF®, joins "Henssler Money Talks" to look at how plan design, investment choices, and employee education can work together to create a retirement benefit that reflects the needs of the business and its workforce. Orig...
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  September 19, 2026: Retirement Plans, Rate Hikes & Rogue AI 20.09.2026 54min

  What makes a workplace retirement plan worthwhile for everyone involved? Director of Business Development and retirement services expert Justin Wagner, AIF®, joins us to explain how a plan can be designed around a company’s goals, creating opportunities for business owners to save for retirement while helping attract, retain, and support employees. We also look at what happens after the plan is established and how employers can help their teams understand and use the benefit. Then, we take a ...
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  Keeping Your Estate Plan in Step with Your Life 15.09.2026 24min

  Kyle Rinaudo of Reeves Law, P.C., joins the “Henssler Money Talks” hosts to discuss when your estate plan may need attention. From marriage, divorce, and growing families to outdated beneficiaries, business succession, and even digital assets, we explore why an estate plan shouldn’t simply be created and forgotten. Original Air Date: September 12, 2026 Read the Article: https://www.henssler.com/keeping-your-estate-plan-in-step-with-your-life
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  September 12, 2026: Planning Ahead, Coasting Along & Going Driverless 12.09.2026 57min

  Planning for the future often means making decisions today based on what we think tomorrow will look like — but life, markets, and technology have a way of changing the picture. We begin with estate planning and 11 signs that your plan may need attention. From marriage, divorce, and growing families to outdated beneficiaries, business succession, and even digital assets, we look at why an estate plan shouldn’t simply be created and forgotten. Then, could you save enough in your 30s or 40s to ...
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  September 5, 2026: Social Security, Mortgages & Trump Accounts (Repeat) 05.09.2026 44min

  While we’re out of the studio this week, we’ve collected a selection of great discussions from the past few months. First, we look beyond the alarming headlines surrounding Social Security to explain what the projected shortfall could mean for Gen X — and how investors can prepare for an uncertain outcome without assuming their benefits will disappear. Then we answer a listener’s question many homeowners are asking: If you’ve locked in a 3% mortgage, should you stay put or move anyway? Someti...
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  Don’t Panic Over $40 Trillion. Don’t Ignore It Either 01.09.2026 19min

  How much national debt is too much? The “Henssler Money Talks” hosts start with a listener question inspired by an economics lesson from the 1970s, comparing the nation’s debt with the size of the economy and discussing what could signal that the debt burden is becoming harder to sustain. We also examine the bond market’s role in keeping government borrowing in check and what could eventually threaten the U.S. dollar’s status as the world’s dominant reserve currency. Original Air Date: August...
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  August 29, 2026: Debt, Discounts, & Donations 29.08.2026 53min

  How much national debt is too much? We start with a listener question inspired by an economics lesson from the 1970s, comparing the nation’s debt with the size of the economy and discussing what could signal that the debt burden is becoming harder to sustain. We also examine the bond market’s role in keeping government borrowing in check and what could eventually threaten the U.S. dollar’s status as the world’s dominant reserve currency. Then, Henssler Mortgage Advisors’ Shanna Squires joins ...
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  Finfluencers and Financial Advice: Who Should You Trust? 25.08.2026 11min

  The “Henssler Money Talks” hosts turn their attention to the financial advice filling social media feeds. “Finfluencers” can introduce younger investors to valuable concepts like building credit, saving, and opening a Roth IRA, but popularity doesn’t necessarily equal expertise. We discuss how to distinguish useful financial education from advice that’s oversimplified, self-serving, or potentially risky — and why good financial habits still matter no matter where you get your advice. Original...
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  August 22, 2026: Swipe, Spend, and Scroll 22.08.2026 47min

  Credit cards can be a useful financial tool, but between rewards, premium perks, and an endless stream of advice about how to use them, it’s easy for the basics to get lost. We start with the habits that matter most, from budgeting and consumer protections to paying balances in full, and discuss why how you use a credit card may matter more than which card you choose. Then, we look at the growing appeal of premium credit cards, particularly among younger consumers willing to pay hefty annual ...
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  Market All-Time Highs Don’t Put Your Financial Plan on Hold 18.08.2026 11min

  With the stock market continuing to reach record territory, the “Henssler Money Talks” hosts tackle a familiar question: What do you do with fresh cash when stocks are already at all-time highs? From rebalancing and paying down high-interest debt to fixed income, diversification, and putting money into the market gradually, we explore ways to put your next dollar to work without trying to predict the next correction. Original Air Date: August 15, 2026 Read the Article: https://www.henss...
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  August 15, 2026: Student Loan Decisions, a Healthcare Revival & Record Highs 15.08.2026 48min

  Some financial decisions can’t be made by looking at just one number. This week, we start with major changes coming to federal student loan repayment and why married borrowers may need to consider not only their monthly payment, but how their tax-filing status affects both their cash flow and bigger financial picture. Then, a listener asks whether it’s time to rethink a healthcare fund he’s owned for 25 years. We examine what’s changed in the sector, how artificial intelligence could reshape ...
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  Securities-Backed Lines of Credit: Convenient, but Not Without Risk 11.08.2026 20min

  The “Henssler Money Talks” host take a closer look at securities-backed lines of credit and the heightened risks of borrowing against a concentrated stock position, including maintenance calls and forced sales when the share price falls. Original Air Date: August 8, 2026 Read the Article: https://www.henssler.com/securities-backed-lines-of-credit-convenient-but-not-without-risk
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  August 8, 2026: Borrow Against It, Save for It, Count on It? 08.08.2026 57min

  Accessing cash, building savings, and planning for retirement all involve choices between what we need today and what we may need tomorrow. We begin with securities-backed lines of credit and the heightened risks of borrowing against a concentrated stock position, including maintenance calls and forced sales when the share price falls. Next, we examine Radish, a proposed employer-funded savings plan designed to help workers save without contributing from their paychecks and consider how...
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  Portfolio Tradeoffs: There is No Unicorn Investment 04.08.2026 16min

  The “Henssler Money Talks” hosts discuss one of the most common challenges investors face: balancing competing priorities like income, growth, downside protection, and liquidity. We look at the tradeoffs behind every investment decision, why you can’t compare your portfolio to the benchmark, and your asset allocation really needs to start with your financial plan. Original Air Date: August 1, 2026 Read the Article: https://www.henssler.com/portfolio-tradeoffs-there-is-no-unicorn-investment &n...
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  August 1, 2026: Sell-offs, Tradeoffs & Tip-offs 01.08.2026 1godz 4min

  Technology continues to shape both the markets and the investment landscape. We begin with a look at the week’s biggest headlines—from Apple’s new leasing strategy and a strong earnings season to renewed pressure on global semiconductor stocks. After the break, we discuss one of the most common challenges investors face: balancing competing priorities like income, growth, downside protection, and liquidity. We look at the tradeoffs behind every investment decision, why you can’t compare...
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  One Economy, Two Credit Realities 28.07.2026 11min

  Why are some Americans building exceptional credit while others are falling further behind? Our latest “Henssler Money Talks” podcast explores the growing credit divide and what it reveals about today’s K-shaped economy. In this companion article, we go a step further—explaining what builds a strong credit score, why it matters, and how it can affect everything from borrowing costs to future financial opportunities. Original Air Date: July 25, 2026 Read the Article: https://www.henssler.com/o...
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  July 25, 2026: Navigating Mortgages, The Credit Divide, and Upsizing Retirement 25.07.2026 1godz 3min

  Buying a home, building good credit, preparing for retirement, and navigating the markets all require looking beyond today’s headlines. Shanna Squires of Henssler Mortgage Advisors joins us to explain what actually happens during the mortgage process — from pre-approval to closing — including why pre-approval may not always be what you can afford, why lenders ask for so much documentation, and how your mortgage lender should be working with you every step of the way before getting...
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  Should You Still Follow Yesterday’s Financial Advice? 21.07.2026 16min

  Financial advice often gets passed from one generation to the next, but not every rule is built for today's economy. The “Henssler Money Talks” hosts take a fresh look at some of the most common rules of thumb and discuss how they fit into modern financial planning. Original Air Date: July 18, 2026 Read the Article: https://www.henssler.com/should-you-still-follow-yesterdays-financial-advice
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  July 18, 2026: Markets, Mortgages and Money Myths 18.07.2026 52min

  This week on Henssler Money Talks, we're cutting through the noise to focus on the financial issues that could have the biggest impact on your decisions. We begin with a look at the latest market headlines—from CPI data and the start of earnings season to Federal Reserve testimony on inflation and uncertain progress in the U.S.–Iran ceasefire. Then we answer a listener’s question many homeowners are asking: If you’ve locked in a 3% mortgage, should you stay put or move anyway? Sometimes the b...