Nischa

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  The problem with BUY NOTHING. Here’s the real reason you’re broke 04.10.2026 21min

  ⏰ Reserve your seat for my free investing workshop this Sunday: https://link.nischa.me/investyt 👉 Learn for free on Brilliant for 30 days and get 20% off an annual subscription at https://brilliant.org/NischaIn this video, I explain why cutting coffees and doing “buy nothing” challenges won’t fix your money problems - and what to focus on instead.My products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt📙 Financial Wellbeing Toolkit: https://nischa.me/planOther tools: UK ISA and savings accounts: https://nischa.me/plumFree fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212Timestamps: 00:00 Intro00:49 The problem with 'Buy nothing'02:25 What to focus on: Housing06:15 What to focus on: Cars09:42 What to focus on: Healthcare11:59 What to focus on: ChildcareDISCLAIMERS & DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!*T&C's apply
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  6 Financial Goals To Achieve In Your 30s 03.10.2026 12min

  🚨 Reserve your seat for my FREE investing workshop: https://nischa.me/invest ➡ Get a free share worth up to £100 by using NISCHA at checkout: https://nischa.me/trading212Join my FREE Financial Life-Design Workshop: https://nischa.me/lifedesignworkshopIn this video I share 6 Financial Goals that will help set you up for the future if you manage to focus on achieving them by 30s.My products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt📙 Financial Wellbeing Toolkit: https://nischa.me/planOther tools: UK ISA and savings accounts: https://nischa.me/plumFree fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212Timestamps: 00:00 - Introduction 00:30 - Career Capital 02:19 - Mortality Fund 03:18 - Measure It04:23 - Put Your Eggs in Different Baskets05:36 - Making Money Your Labourers07:17 - Credit Card & Consumer Debt DISCLAIMERS & DISCLOSURESThis content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!T&C's apply
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  10 ways to get 99% financially ahead of MOST people in 2026 02.10.2026 17min

  Reserve your seat for Sunday's investing workshop (free): https://link.nischa.me/invest-richgirlhabits 👉 Sign up for your $1-per-month Shopify trial here: https://shopify.com/nischa📶 My free Intentional Spending Tracker: https://nischa.me/istBig Trust book I mention in the video: https://www.shadezahrai.com/bigtrustIn this video, I share nine simple habits that helped me get financially ahead and can do the same for you in 2026.My products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt📙 Financial Wellbeing Toolkit: https://nischa.me/planOther tools: UK ISA and savings accounts: https://nischa.me/plumFree fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212Timestamps: 00:00 Intro00:49 Stop playing the status game02:41 Celebrate your wins04:48 Think in decades07:18 Build a buffer08:08 Automate savings and investments08:53 Diversify your income10:57 Stop caring12:10 Invest in yourselfDISCLAIMERS & DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!*T&C's apply
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  ACCOUNTANT EXPLAINS: Should You Buy, Lease or Finance a New Car 01.10.2026 12min

  🚨 Reserve your seat for my FREE investing workshop: https://nischa.me/invest 👉🏽 My Intentional Spending Tracker (free): https://nischa.me/istIn this video we discuss four of the main ways you can purchase a new car. We go through what they are, which one is the the cheapest and how to work through the numbers, the opportunity cost and the psychological factors. There are many other ways to purchase a car including a personal loan/ a financing option through a third party - but to keep things simple, I cover four of the most common methods in this video. My products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist📊 How & Where to Invest LIVE Workshop (free): https://nischa.me/investyt📙 Financial Wellbeing Toolkit: https://nischa.me/planOther tools: UK ISA and savings accounts: https://nischa.me/plumFree fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212Timestamps: 00:00 - Intro00:52 - What's the difference 02:34 - Which is the cheapest 07:27 - Psychological Factors DISCLAIMERS & DISCLOSURESThis content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!T&C's apply
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  Accountant Explains: Should You Pay Off Your Debt Early or Invest? 30.09.2026 17min

  ⏰ Reserve your seat for my free investing workshop this Sunday: https://link.nischa.me/investyt 👉 Learn for free on Brilliant for 30 days and get 20% off an annual subscription at https://brilliant.org/NischaIn this video I break down when you should pay off debt versus invest - so you stop second-guessing and start making the right money moves.My products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt📙 Financial Wellbeing Toolkit: https://nischa.me/planOther tools: UK ISA and savings accounts: https://nischa.me/plumFree fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212Timestamps: 00:00 Intro00:38 Why Pay Debt First?01:49 The Cost of Waiting04:29 Debt vs. Investing10:08 Money PsychologyDISCLAIMERS & DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!*T&C's apply
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  5 Mind Hacks I Use To Save More Money (that actually work!) 30.09.2026 11min

  🚨 Reserve your seat for my FREE investing workshop: https://nischa.me/invest Join my FREE 5 day savings challenge: https://nischa.me/saveWe are constantly bombarded with marketing messages on how we should be spending our money. In this video I uncover 5 ways you can take back control of your mind to keep more of what you make!My products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt📙 Financial Wellbeing Toolkit: https://nischa.me/planOther tools: UK ISA and savings accounts: https://nischa.me/plumFree fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212Timestamps: 00:00 - Intro00:23 - Ignore Pay Rises02:03 - Thinking in terms of Hours Worked03:06 - Add an Emotional Attachment04:53 - 7 Day Rule06:14 - Listen to your own NarrativeDISCLAIMERS & DISCLOSURESThis content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!T&C's apply
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  6 Signs Someone is Secretly Wealthy 29.09.2026 20min

  ⏰ Reserve your seat for my free investing workshop this Sunday: https://link.nischa.me/investyt 👉 Sign up for your $1-per-month Shopify trial here: https://shopify.com/nischaMy products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt📙 Financial Wellbeing Toolkit: https://nischa.me/planTimestamps: 00:00 Intro00:43 They’re Weirdly Calm About Money02:45 They Spend on Boring Things05:05 They Don’t Rush Financial Decisions06:55 Their Lifestyle Didn’t Rise With Income09:45 They Measure Cost in Time, Not Money12:38 They Don’t Need You to KnowDISCLAIMERS & DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!*T&C's apply
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  9 Things I Bought To Enrich My Life 28.09.2026 11min

  🚨 Reserve your seat for my FREE investing workshop: https://nischa.me/invest Thank you to Huel for sponsoring this video. You can get your Huel Essential and free shaker here: https://nischa.me/huel #ad 📶 My Intentional Spending Tracker (free): https://nischa.me/istHere are 9 things that have improved my life. Would love to hear from you - what has been your single favourite purchase that has made the biggest impact on your life? Enjoy XxMy products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt📙 Financial Wellbeing Toolkit: https://nischa.me/planOther tools: UK ISA and savings accounts: https://nischa.me/plumFree fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212Timestamps: 00:00 - Introduction 00:31- Diary 01:08 - Midnight Library 01:52 - Black top 02:48 - Outsourcing 03:34 - Huel Essential 04:40 - Technology 05:17 - Education 06:28 - Whiteboard 07:05 - My Life Experiences DISCLAIMERS & DISCLOSURESThis content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!T&C's apply
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  Ex-Banker Explains: The Money Mistakes I Made While Working in Finance 27.09.2026 17min

  ⏰ Reserve your seat for my free investing workshop this Sunday: https://link.nischa.me/investyt 👉 Sign up for your $1-per-month Shopify trial here: https://shopify.com/nischaMy products: 📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt📶 Intentional Spending Tracker (free): https://nischa.me/ist📙 Financial Wellbeing Toolkit: https://nischa.me/planTimestamps: 00:00 Intro00:55 Confusing Income with Wealth02:40 Underestimating the Emotional Side of Money04:01 Cutting Corners on Health05:17 Waiting for the Perfect Moment06:44 Overestimating Expertise 08:21 Scrimping on the Wrong Stuff 10:34 Expecting a Happiness Switch DISCLAIMERS & DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!*T&C's apply
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  ACCOUNTANT EXPLAINS: How to Pay Less Tax 26.09.2026 11min

  🚨 Reserve your seat for my FREE investing workshop: https://nischa.me/invest Get free fractional shares worth up to £100 by using NISCHA at checkout or visit: https://nischa.me/trading212📶 Intentional Spending Tracker (free): https://nischa.me/istThis is part 1 of a series which I may or may not continue with depending on what your thoughts are! Everything I say is legal with many people already utilising this. I hope you enjoy it XxMy products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt📙 Financial Wellbeing Toolkit: https://nischa.me/planOther tools: UK ISA and savings accounts: https://nischa.me/plumFree fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212Timestamps: 00:00 - Introduction 00:25 - Disclaimer 00:45 - How is Income Tax Calculated 02:30 - Pension Contribution 04:20 - Company Structure 06:06 - Non-Taxable Income Stream 08:05 - Final thoughts DISCLAIMERS & DISCLOSURESThis content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!T&C's apply
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  8 Things That Are a Complete WASTE of Your Money 25.09.2026 23min

  ⏰ Reserve your seat for my free investing workshop this Sunday: https://link.nischa.me/investyt Sign-up to Plum here: https://nischa.me/plum📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investytMy products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt📙 Financial Wellbeing Toolkit: https://nischa.me/planOther tools: UK ISA and savings accounts: https://nischa.me/plumFree fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212Timestamps: 00:00 Intro00:35 Buying Cheap02:35 A Bigger Home Than You Need05:05 Upgrading Your Phone Every Year08:28 Diamonds10:52 Luxury Purchases as Investments12:36 Extended Warranties14:03 Weddings16:09 Streaming SubscriptionsDISCLAIMERS & DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!*T&C's apply
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  5 money beliefs I dropped to triple my income. 25.09.2026 11min

  🚨 Reserve your seat for my FREE investing workshop: https://nischa.me/invest Join my FREE Financial Life-Design Workshop: https://nischa.me/lifedesignworkshopHere are 5 money beliefs I have dropped to make more money, hope you enjoy it! My products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt📙 Financial Wellbeing Toolkit: https://nischa.me/planOther tools: UK ISA and savings accounts: https://nischa.me/plumFree fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212Timestamps: 00:00 - Intro 00:28 - Working more hours = more money 02:31 - Victim mentality 03:51 - Competition Trap 05:34 - Thinking Money is Evil07:00 - Saying I can’t afford it DISCLAIMERS & DISCLOSURESThis content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!T&C's apply
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  Accountant explains: 9 unsexy habits that save me serious money 24.09.2026 20min

  ⏰ Reserve your seat for my free investing workshop this Sunday: https://link.nischa.me/investyt AD | Join Revolut Business and get £200 when you sign-up using my link: https://revolutbusiness.onelink.me/jLOt/nischa and add at least £0.01 to your account by 30 June 2026*Revolut offer: Get £20 when you sign up to Revolut using my link: https://get.revolut.com/z4lF/nischayt1 and use your card (16+, end date and T&Cs apply)**Fees, promotion terms and T&Cs apply.My products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt 📙 Financial Wellbeing Toolkit: https://nischa.me/planDISCLAIMERS & DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!*T&C's apply
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  EXPOSING How I Gained 150,000 YouTube Subscribers in 3 months 23.09.2026 11min

  🚨 Reserve your seat for my FREE investing workshop: https://nischa.me/invest ➡ My Free YouTube Guide: https://nischa.me/free-youtube-guideYouTube is not a passive income stream for me, at least not yet, but it is a brilliant platform that can help you spread meaningful messages from wherever you are in the world, whilst potentially making money from it. It is one of the avenues that I am using to create a life of my own design and so here are things that I consciously tried to do in the last 3 months- hope it helps if you are in a similar boat. If you like this video and you want to know more about monetisation this is for you: https://www.youtube.com/watch?v=5Q6-5eUo0t0&t=11sMy products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt📙 Financial Wellbeing Toolkit: https://nischa.me/planOther tools: UK ISA and savings accounts: https://nischa.me/plumFree fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212Timestamps: 00:00 - Intro 00:14 - Mere Exposure/ Consistency 01:29 - Lean In to Yourself 02:40 - Valuable Content throughout 02:45 - Fix the Audio! 03:22 - Listen to Your Audience 04:06 - Find something YOU care about05:06 - Thumbnails 05:35 - Don't chase the money 06:12 - Back up what you're saying 07:02 - Get going!DISCLAIMERS & DISCLOSURESThis content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!T&C's apply
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  Accountant Explains: The 6-Month Money Reset That Actually Works 22.09.2026 23min

  ⏰ Reserve your seat for my free investing workshop this Sunday: https://link.nischa.me/investyt Click here to sign up for the free trial for Plaud.ai - The World's No.1 AI Note-taking Brand and use code NISCHA10 to get £10 off: UK Official website: https://bit.ly/4lIUwYQUK Amazon: https://amzn.to/4lQJrVQUSA Official website: https://bit.ly/47PhNmeUSA Amazon: https://amzn.to/4t2TVnlMy products: 📙 Manage your money like the 1% (tracker shown in this video): https://nischa.me/plan-yt/📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt📶 Intentional Spending Tracker (free): https://nischa.me/istDISCLAIMERS & DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!*T&C's apply
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  ACCOUNTANT EXPLAINS: Money Habits Keeping You Poor 21.09.2026 11min

  🚨 Reserve your seat for my FREE investing workshop: https://nischa.me/invest Join my FREE Payday Routine Masterclass: https://nischa.me/wealthmasterclassInvesting Platform I use is Trading 212: Use the promo code NISCHA to get a free share worth up to £100: https://nischa.me/trading212Most of what we do with our money everyday is unconscious. In this video I share the most common bad money habits and how you can break out of them. My products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt📙 Financial Wellbeing Toolkit: https://nischa.me/planOther tools: UK ISA and savings accounts: https://nischa.me/plumFree fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212Timestamps: 00:00 - Intro 00:28 - Paying Yourself Last 01:53 - Bad Debt 02:31 - Buffer 03:17 - Income & Expenses03:57 - Spending04:48 - Saving 05:37 - Taxes06:56 - Waiting too long to invest 07:59 - Not caring DISCLAIMERS & DISCLOSURESThis content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!T&C's apply
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  9 Minimalist Habits That Can Make You Effortlessly Rich 20.09.2026 17min

  ⏰ Reserve your seat for my free investing workshop this Sunday: https://link.nischa.me/investyt 👉 Sign up for your $1-per-month Shopify trial here: https://shopify.com/nischa📊 My Upcoming Investing Workshop (free): https://nischa.me/investytDISCLAIMERS & DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!*T&C's apply
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  FINANCIAL GOAL SETTING FOR 2024 - How I’m changing my life this year 20.09.2026 11min

  🚨 Reserve your seat for my FREE investing workshop: https://nischa.me/invest 📶 Intentional Spending Tracker (free): https://nischa.me/istDream big, dream authentically. Hope this video gives you some inspiration to get your goals down and go after them with all that you've got!My products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt📙 Financial Wellbeing Toolkit: https://nischa.me/planOther tools: UK ISA and savings accounts: https://nischa.me/plumFree fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212Timestamps: 00:00 - Intro00:35 - Vision01:37 Roadmap02:10 - Goal setting - How many & How03:54 - Goal setting - Lead Measures05:55 Goal setting - AccountabilityDISCLAIMERS & DISCLOSURESThis content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!T&C's apply
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  Accountant Explains: 97.8% of What You Need to Know About Money 19.09.2026 14min

  ⏰ Reserve your seat for my free investing workshop this Sunday: https://link.nischa.me/investyt After 9 years in banking as a Chartered Accountant, I realized that spreadsheets and stock tips aren't what actually build wealth. It comes down to 6 core pillars that are rarely taught in school. From defeating the "Silent Tax" of inflation to using debt as a lever rather than an anchor, I’m breaking down the 97.8% of personal finance you actually need to know to grow your net worth.My products: 📊 Sign up to my upcoming Investing Workshop (free): https://nischa.me/investyt📙My money coaching community: https://nischa.me/nic2/📶 Intentional Spending Tracker (free): https://nischa.me/ist📙 Financial Wellbeing Toolkit: https://nischa.me/planTimestamps: 0:00 Intro (Money is a mindset, not math)0:37 RULE 1: The "Silent Tax" (Inflation)2:18 RULE 2: Saving vs. Investing4:06 RULE 3: Compound Interest explained5:51 RULE 4: Income vs. Net Worth7:08 RULE: Good Debt vs. Bad Debt8:50 RULE: The Tax Gap9:27 Understanding tax brackets10:04 How to get "Free Money" (Tax legalities)10:50 Summary of the 6 PillarsDISCLAIMERS & DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!*T&C's apply
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  5 Success Lessons That Will Transform Your Life 18.09.2026 11min

  🚨 Reserve your seat for my FREE investing workshop: https://nischa.me/invest 👉🏽 My Intentional Spending Tracker (free): https://nischa.me/istIn this video, I share the top five life-changing lessons that I have learned this yearMy products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt📙 Financial Wellbeing Toolkit: https://nischa.me/planOther tools: UK ISA and savings accounts: https://nischa.me/plumFree fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212Timestamps: 00:00 - Introduction 00:16 - Parkinson's Law in Action 01:45 - Compounding03:30 - Don't Box Yourself In 04:57 - Manson & 80/20 Rule 06:10 - Unique Pairing DISCLAIMERS & DISCLOSURESThis content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!T&C's apply