this is property

Episódios

• 
  830 SMSF lending change, missing out on properties, the forever home myth + more 04.08.2026 37min

  Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHJohn's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9MIn this episode John & Rach chat about:👉🏼 the changes to SMSF lending from 10 August 2026 for residential property and who it impacts👉🏽 a first home buyer who missed out a property they really wanted👉🏾 what is 'gazumping' and Rach's lesson for buyers👉🏿 is the term 'forever home' redundant?👉🏻 when should someone use a buyer's agent?👉 a quickfire Q&ALearn more about John's first home buyer package: https://www.envisageproperty.com.au/this is property is proudly brought to you by:Solvere Wealth: https://www.solverewealth.com.auSphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.
• 
  829 buying & selling at the same time, serviced apartments, Defence housing + more 28.07.2026 50min

  In this episode John Pidgeon answers your questions, touching on:👉🏼 4 ways to buy and sell a house at the same time👉🏽 investing in a serviced apartment yielding 7% - good or bad idea?👉🏾 pros & cons of renting a house to Defence Housing Australia👉🏿 when to sell vs hold forever👉🏻 negotiating a price reduction after building & pest inspection👉 how long does selling a property take?👉🏼 should we knock down rebuild or sell and buy elsewhere?👉🏽 my borrowing capacity is too low, wait for the market to cool or use shared equity scheme?👉🏾 how do deductions work for investors who can't claim negative gearing?👉🏿 John's thoughts on the regional market outlookLinks mentioned in the chat:Clarity call with John: https://www.solverewealth.com.au/clarity-call-with-john-pidgeonEnvisage Property buyer's agent service: https://www.envisageproperty.com.au/John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9MRachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHthis is property is proudly brought to you by:Solvere Wealth: https://www.solverewealth.com.auSphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.
• 
  828 Ben Kingsley on negative gearing, his property origin story & bad buyers agents 21.07.2026 56min

  Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHJohn's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9MIn this episode John chats with Ben Kingsley, co-founder of Empower Wealth and the Property Couch podcast for a wide-ranging conversation. They touch on:👉🏼 the changes to negative gearing👉🏽 Ben's property origin story👉🏾 property behaviours and traits that make a successful investor👉🏿 the Melbourne market👉🏻 the fundamentals of what drives property values👉 the rise of buyers agents & regional investors👉🏼 should you buy new properties for the tax benefits?👉🏽 Ben's caution to investors about getting bad property advice & guaranteed returnsthis is property is proudly brought to you by:Solvere Wealth: https://www.solverewealth.com.auSphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.
• 
  a first home buyer window of opportunity that won't last forever 20.07.2026 49min

  Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHJohn's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9MNegative gearing changes have hamstrung investor borrowing capacities, creating an opportunity for first home buyers that hasn't existed since just before COVID. In this episode John and Rach talk about how home buyers now have less competition and more negotiating power, plus the schemes and incentives helping buyers into the market. As of 1 July 2026, first home buyers can apply to pay no stamp duty through the Home Buyer Concession (HBC) Scheme. There is no longer an income threshold or property price limit when applying for the HBC Scheme. You can also apply for the HBC Scheme if you have not owned a property in the last five years. Reference: ACT.gov.authis is property is proudly brought to you by:Solvere Wealth: https://www.solverewealth.com.auSphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.
• 
  827 the psychology of property photography: what buyers really want to see 14.07.2026 32min

  Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHJohn's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9MPreparing to sell your home? Today's episode is loaded with practical tips. Joining Rachelle is Melissah Douglas, director of Studio Maison Media and former principal of a Sydney real estate agency. Having been on both sides of real estate, selling and shooting, Melissah shares her insights on:👉 creating and running a business👉🏼 what buyers respond to when looking online👉🏽 what becomes the hero image👉🏾 to use AI or not?👉🏿 what are the biggest mistakes that sellers make👉 why landscaping can actually ruin your shoot👉🏻 is styling worth it?👉 easy fixes to make your home photograph better👉🏼 tips for preparing your house for sale👉🏽 what makes a home feel premiumConnect with Melissah: https://www.instagram.com/studiomaisonmedia/this is property is proudly brought to you by:Solvere Wealth: https://www.solverewealth.com.auSphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.
• 
  826 the 5 biggest property investing mistakes and how to avoid them 07.07.2026 41min

  Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHJohn's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9MJohn & Rach unpack the 5 biggest mistakes property investors make (John's made all of them!) and what to do differently. Related episodes:🎧 439 John's 8 point property investing strategy - Apple | Spotifythis is property is proudly brought to you by:Solvere Wealth: https://www.solverewealth.com.auSphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.
• 
  825 the truth about Airbnb as a property strategy 30.06.2026 45min

  Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHJohn's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9MIs your property Airbnb-worthy? John Pidgeon is joined by Sally Broad, co-founder of Airready, a short-term holiday rental management company based on Victoria's Surf Coast. They talk about:👉🏼 why Sally started the business👉🏽 how do you know if your property is Airbnb-ready?👉🏾 what impacts vacancy rates?👉🏿 how Sally scaled the business👉🏻 navigating local council👉 can any property become suitable for short stay holiday rental?👉🏼 Airready's fee structure👉🏽 the investor misconception about using an Airbnb property strategy👉🏾 where is the short-stay market heading?this is property is proudly brought to you by:Solvere Wealth: https://www.solverewealth.com.auSphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.
• 
  824 buying your first investment property with Glen James 23.06.2026 1h 14min

  Rachelle's & Glen's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHJohn's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9MThis episode is for anyone considering buying their first property as an investment rather than a place to live, or if you already own your own home. Rachelle is joined by Glen James, host of money money money and co-author of their book, The Quick-Start Guide to Your First Property available now. Rachelle & Glen chat about:👉🏼 when's the right time to buy an investment?👉🏽 is it still a good idea since the 2026 Federal Budget announced changes?👉🏾 where to buy👉🏿 performance growth👉🏽 negative gearing changes and managing losses👉🏻what to consider before buying a new build👉 managing the emotional and practical risks👉🏼 budgeting for costs - deposit, ongoing & maintenance👉🏽 interest only or principle & interest?👉🏾 using a buyer's agent - is it for you?👉🏿 selecting good tenants👉🏻 the very real disadvantage for solo buyers in this property climatethis is property is proudly brought to you by:Solvere Wealth: https://www.solverewealth.com.auSphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.
• 
  823 buying your first home to live in with Glen James 16.06.2026 1h 3min

  Rachelle & Glen's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHIn this deep dive for first home buyers, Rachelle and Glen James from money money money unpack their new book The Quick-Start Guide to Your First Property, walking through the full property buying process step by step. They talk about:👉🏼 before you start looking👉🏽 property research👉🏾 making an offer & negotiating👉🏿 putting down a deposit and the cooling off period👉🏻 contracts & finance clauses👉 building & pest inspections👉🏼 the unconditional exchange👉🏽 pre-settlement inspection👉🏾 preparing for settlement day delays👉🏿 navigating the emotions of buying👉🏻 Govt schemes and incentives👉 does off market = red flag?this is property is proudly brought to you by:Solvere Wealth: https://www.solverewealth.com.auSphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.
• 
  822 every first home buyer scheme & incentive (and how to stack them) 09.06.2026 35min

  Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHIn this episode, Rachelle breaks down every national and state-based scheme available to first home buyers right now, real client case studies to show exactly how much money you can save and explains which incentives you can combine for maximum impact. She touches on:👉🏼 the First Home Super Saver scheme (FHSS)👉🏽 the Australian Government 5% Deposit Scheme👉🏾 the 2% deposit variation for single parents👉🏿 the Australian Government Help to Buy Scheme👉 Stamp duty concessions state-by-state for an $800k purchase👉🏼 the First Home Owner Grant (FHOG) for new buildsLearn more:https://firsthomebuyers.gov.au/https://www.firsthome.gov.au/this is property is proudly brought to you by:Solvere Wealth: https://www.solverewealth.com.auSphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.
• 
  821 EOFY tax tips for business owners & property investors 02.06.2026 37min

  Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHJohn's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9MIn this episode Rachelle is joined by return guest Leah Hall, director and accountant at Lift Accounting to unpack what business owners and property investors need to know at EOFY. This episode was recorded prior to the budget. They talk about:👉🏼 depreciation schedules & who prepaying interest might suit👉🏽 maximising deductions👉🏾 don't spend money just to save tax👉🏿 check your borrowing capacity before big purchases👉🏻 check your business & property structures👉 tax reporting👉🏼 the small business instant asset write-off👉🏽 why investors can't claim travel expenses👉🏾 changes to tax deductions for holiday home owners👉🏿 cashflow as the biggest mistake that Leah sees Check out Leah's resources for this episode & the federal budget: https://liftaccounting.au/podcast-packRelated episodes:722 top tax tips for property investors: Apple | Spotify733 property structures explained: trusts, companies & super funds: Apple | Spotifythis is property is proudly brought to you by:Solvere Wealth: https://www.solverewealth.com.auSphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.
• 
  820 rate rises, buyer's market & what the data is actually telling us with Eliza Owen 26.05.2026 46min

  Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHJohn's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9MJohn is joined by Independent Housing Analyst Eliza Owen for a look at how the May 26 rate rise is impacting the Australian housing market. They touch on:👉🏼 the impact on mortgage holders👉🏽 can we anticipate more rate rises in the second half of 2026?👉🏾 how different sub-markets are affected👉🏿 is there an opportunity for upsizers?👉 when can we see a rate cut occur?👉🏻 are rate increases actually effective for reducing inflation?👉🏼 how is undersupply fixed?👉🏽 buyer sentiment and behaviour during this time👉🏿 Eliza's tip for buyers to maximise negotiation power👉🏻 a quick fire Q&AConnect with Eliza on LinkedIn: https://www.linkedin.com/in/eliza-owen-2554ab65/this is property is proudly brought to you by:Solvere Wealth: https://www.solverewealth.com.auSphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.
• 
  what the tax changes mean for property investors 25.05.2026 1h 16min

  Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHJohn's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9MOn Thursday 21 May, John & Glen James from money money money walked through the CGT and Negative Gearing changes live on YouTube following the 2026 Federal Budget.Want to chat about your property situation? Book a 15min free call with John and the team at Envisage Property: https://www.envisageproperty.com.au/this is property is proudly brought to you by:Solvere Wealth: https://www.solverewealth.com.auSphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.
• 
  819 using equity vs saving cash, agent underquoting, help to buy + more 19.05.2026 41min

  Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHJohn's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9MIn this Q&A, John & Rach discuss your questions about:👉🏼 $500k equity in my PPOR, should I use it or save a separate cash deposit?👉🏽 sell now to fund retirement or wait 5 years but risk it not being a seller's market?👉🏾 single buyer with a $500k ceiling, is this the norm? What are my options?👉🏿 why do agents underquote and what can buyers do about it?👉🏻 I'm terrified of buying at the peak and ending up in negative equity!👉 is the Help to Buy scheme worth it?👉🏼 if wages aren't keeping up, can property really grow at 6% a year?this is property is proudly brought to you by:Solvere Wealth: https://www.solverewealth.com.auSphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.
• 
  818 Federal Budget 2026: what it means for property 13.05.2026 48min

  Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHJohn's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9MThe Federal Budget has dropped, now what does it mean for property? Rach and John dive into the proposed changes to property and what they could mean for buyers, sellers and investors across Australia. They touch on:👉🏾 negative gearing changes👉🏿 CGT 50% discount changes from 1 July 2027 - for property bought before Budget night, any gains accrued up until July 2027 will keep the 50 per cent discount and any gains accrued after July 2027 will be subject to the new rules👉🏻 discretionary trusts hit with a new minimum 30% tax rate👉 potential impact on borrowing capacity and lending👉🏼 the push towards new builds and whether soaring build costs actually make the numbers stack up👉🏽 SMSF investors are untouched👉🏻 is rentvesting still a smart pathway to owning your own home?this is property is proudly brought to you by:Solvere Wealth: https://www.solverewealth.com.auSphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.
• 
  817 market update: rate rises, tighter lending & why property hasn't slowed 05.05.2026 41min

  Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHJohn's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9MIn this quarterly market update, John and Rachelle unpack what's actually happening in lending and property right now. They touch on:👉 rate rises and what it means for lending and pre-approvals👉🏼 the Help to Buy Scheme explained, plus a new trend: businesses buying their own premises👉🏽 Sydney's unaffordability and where opportunity is👉🏾 John and Rach's predictions for next quarter, and the vacancy rate metric worth watching👉🏿 what rate rises mean for first home buyers, upsizers and investorsThis episode was recorded on the 15 April 2026.this is property is proudly brought to you by:Solvere Wealth: https://www.solverewealth.com.auSphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.
• 
  816 CGT changes, upsizing vs investing & the uncertain market 28.04.2026 43min

  Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHJohn's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9MIn this Q&A episode John Pidgeon and Rachelle Kroon unpack:👉🏼 how our community is feeling about life, the market & CGT changes👉🏽 upsizing & buying before you sell and timing around the budget CGT announcement👉🏾 paying $130k left on the mortgage vs buying an investment property👉🏿 selling while on maternity leave, will the 50% CGT discount be grandfathered?👉🏻 retiring soon and worried CGT changes will derail the plan👉 CGT discounts may differ for new builds vs existing properties👉🏼 upsizing the family home or buying the first investment propertythis is property is proudly brought to you by:Solvere Wealth: https://www.solverewealth.com.auSphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.
• 
  815 buying property in your SMSF: setup, tax benefits, key rules & common pitfalls 21.04.2026 44min

  In today's episode, Leah Hall from Lift Accounting is back on the show to help unpack all things property & self-managed super funds (SMSF). Rachelle and Leah chat about:👉🏼 what is an SMSF and how does it work?👉🏽 how does SMSF differ from an industry super fund👉🏾 why buy property in super?👉🏿 what's required to start an SMSF👉🏻 who shouldn’t setup an SMSF👉 how to actually buy a property in your super👉🏼 property rules within SMSF👉🏽 business owner purchasing their business premises in SMSF👉🏾 the tax-free benefit in retirement👉🏼 common mistakes to avoid when buying property in SMSFLeah's website: https://liftaccounting.au/this is property is proudly brought to you by:Solvere Wealth: https://www.solverewealth.com.auSphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.
• 
  814 Mitch has 3 properties & no borrowing power, what to focus on next? (clarity call with John Pidgeon) 14.04.2026 52min

  Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHJohn's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9MThis episode was originally recorded for the money money money show. In this live clarity call, John Pidgeon chats with Mitch who is feeling stuck and unsure on how to move his property portfolio forward. They unpack:👉🏼 Mitch’s roadblock👉🏽 his businesses👉🏿 long term lifestyle, property and business goals👉 cashflow and expense management👉🏻 the lending reality as a new business owner👉🏾 clarifying focus & building income first, then investing👉🏼 Mitch's property portfolio👉🏿 John's 4 pillars of wealth creation👉 action stepsInterested in a clarity call with John? Book here: https://www.solverewealth.com.au/clarity-call-with-john-pidgeon/this is property is proudly brought to you by:Solvere Wealth: https://www.solverewealth.com.auSphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.
• 
  813 this investor built huge equity with 3 properties over 10 years 07.04.2026 34min

  What happens when someone takes action, keeps it simple and sticks with property for the long game? In this episode, John shares the real story of a client and friend who built around $1.3 million in equity across three investment properties in under a decade without chasing flashy strategies or taking wild risks. They unpack:👉🏼 the client's initial starting point👉🏽 the first investment in Brisbane in 2016👉🏾 the second investment on the Gold coast in 2018👉🏿 the third investment in Bendigo in 2019👉🏻 financial position then vs now👉 their total cash contribution across the portfolio👉🏼 what's next for the client👉🏽 key takeaways for listenersthis is property is proudly brought to you by:Solvere Wealth: https://www.solverewealth.com.auSphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.