Money Made Human Podcast

Episódios

• What If You Could See Ahead? 02.07.2026 9min

  This is where it begins. In the Introduction to SpendFirst, I'm reading the opening of my new book and laying out the premise the whole season is built on: You can manage almost anything in your life, so why does money still feel like a guessing game? The answer isn’t more discipline. It’s finally being able to see how your money moves, today, next paycheck, and three months from now. If you’ve tried the apps, the spreadsheets, and the rules and still felt unsure, this episode reframes ...
• Welcome to Money Made Human 25.06.2026 6min

  The Financial Coach Academy Podcast is now Money Made Human, and Season 2 starts here. In this short welcome episode, Kelsa Dickey shares what the new show is about and what makes this season different from anything she’s done before: an entire season spent reading her book, SpendFirst, one chapter a week, in her own voice. If money has ever felt like a guessing game even though you’re capable everywhere else in your life, this is the season to be here. Press play, then subscribe ...
• Goodbye Season 1 18.06.2026 11min

  This is the final episode of the Financial Coach Academy Podcast and the final episode of Season 1. Starting June 25, this show becomes Money Made Human. In this episode, we’re talking about what 157 episodes built, sharing the story of a listener who changed how I see this show, explaining why the name is changing, and laying out what’s coming in Season 2: The full SpendFirst® book, read chapter by chapter, one per week, in my voice, before it launches November 11. Same feed, same Thursdays,...
• Why Conference Fears Are Actually Reasons Financial Coaches Should Attend (with Philip Taylor) 15.06.2026 32min

  Every year the same hesitations come up when I talk to coaches about conferences: I won't know anyone. It's too expensive. I'm not far enough along. I don't have time. I can probably learn all of it online anyway.This week I'm replaying my conversation with Philip Taylor, CPA, entrepreneur, and founder of FinCon, with a fresh intro and outro for FinCon 2026. Philip has watched thousands of financial professionals walk through those exact hesitations, and we work through al...
• 156. How to Prepare for a Conference (So You Don't Waste $4,000) 11.06.2026 33min

  Someone on Reddit spent more than $4,000 on a conference and came home with six business cards on their desk and nothing else. No meetings booked, no follow-up calls scheduled, no real conversations. They did all the things people tell you to do: They worked the expo floor, sat through the sessions, showed up to the networking cocktail hour. And they still felt like they had lit that money on fire. Their question was simple, and it is one I hear from coaches all the time: What do you actually...
• 155. How to Connect With People Who Need You (When You Feel Like You've Tried Everything) 04.06.2026 29min

  A few weeks ago, an email came across my desk from a financial coach who said she'd never struggled this much to make something work. She'd been posting consistently, running webinars, building a community, and getting engagement on every post. And she had zero coaching clients and six months of runway left. Her friends and family were telling her there wasn't a market for financial coaching and she should go back to her corporate job. We got on a call. The session went deeper than tactics li...
• 154. The One Question That Simplifies Every Business Decision 28.05.2026 17min

  Every business decision you make has three stakeholders, and most coaches only think about one or two of them. That's usually why the decisions feel so hard. Pricing, marketing, who to hire, what to say yes to, what to say no to. If you've been going back and forth on a decision for weeks (or months), the problem is rarely the decision itself. It's that you don't have a clear way to think about it. In this episode, I teach you the Three Lens Framework, the thinking tool I use for every busine...
• What You Need (and Don't Need) to Be a Financial Coach 21.05.2026 25min

  If you've been thinking about starting a financial coaching practice, there’s probably a list running in the back of your mind. The certification you should probably get. The website you need to build. The LLC you think you're supposed to file. The handful of topics you still need to master before you'd feel ready to call yourself an expert. I had that same list almost two decades ago, when I was still working in corporate America and trying to figure out how to make the leap. I spent so much...
• 153. The 4-Stage Client Journey Every Financial Coach Needs to See 14.05.2026 20min

  Every client you work with moves through a journey. The situations are always different, but the stages are remarkably consistent. I’ve watched them unfold across hundreds of clients over nearly two decades, and at some point I started giving them language. In this episode, I walk through the four stages I see every client move through when they start working on their money: See Clearly, Stand Firm, Own It, and Build Forward. I talk about what the client is experiencing at each stage, what th...
• 152. The Framework That Changed How I Coach 07.05.2026 16min

  Your client just made a choice you wouldn't have made. You walked them through the options. You built the understanding. They applied it, reflected on it, and came back with their decision. And it's not the one you would have picked. What you do in the next thirty seconds is the real test of whether you're coaching or telling. This is the kind of moment the Clarity–Application–Commitment framework is built for. It's the three-phase framework I've used in every coaching conversation for years,...
• 151. Inside the Session: Three Things to Notice in a Real Coaching Session 30.04.2026 15min

  Last week you listened to a real coaching session with Lauren, a financial coach working through competing goals, limited margin, and a jumbled mind full of priorities she couldn't rank. This week I want to give you something to do with what you heard. I'm pulling three takeaways from Lauren's session: one for newer coaches, one for coaches who've been at this a while, and one for experienced practitioners who want to sharpen how they see their own work. They look like three different skills....
• 150. A Real Coaching Session on Prioritizing Financial Goals (Part 1) 23.04.2026 1h 22min

  Lauren is a financial coach. She knows exactly what she'd tell a client who was juggling competing financial goals with limited margin. She'd say: pick one. Prioritize. Stop trying to do everything at once. And yet, when it came to her own money (her IVF goal, her emergency fund, her coaching business, her serving job she was ready to leave) everything felt jumbled. In this Client Seat episode, I coach Lauren through what happens when you stop trying to figure out all the things and start cho...
• 149. How to Make Financial Progress Visible 16.04.2026 22min

  Coaches are really good at helping clients build plans, organize their money, set goals, and adjust their behavior. These are excellent things. But something that comes up in almost every coaching relationship, usually several months in, is this: “I think things are okay. I mean, we're getting by. But I don't really know if we're ahead or behind.” The client is still doing the work. Still showing up. Still trying. But the enthusiasm isn't what it was, and they can't quite tell whether any of ...
• [The Client Seat] When Your Emergency Fund Creates More Stress Than Relief 09.04.2026 59min

  If you followed the recent series on calibration and the three rhythms that money flows through, this session is where both of those ideas come to life. Mary Ann Stenquist is a spending coach who helps ambitious women break free from the shop-regret-shame cycle and align their spending with their values. She knows money. She teaches it. She coaches on it. And she's stuck. For four years, Mary Ann has been caught in a cycle: fund the emergency savings, drain it when something happens, rebuild ...
• 148. The Three Rhythms Your Client's Money Actually Follows 02.04.2026 10min

  Most clients walk into a session already convinced they failed. The bad month is fresh. They went over budget. The spreadsheet is in the red. And every line item feels like evidence that they just aren't good with money. But here's something to note when you look at months like that: most of the time, nothing actually went wrong. The rent was paid, the groceries were normal, and the everyday spending didn't spike. The month exploded because of something else entirely. And that something els...
• 147. What I've Learned About How Practitioners Actually Grow 26.03.2026 16min

  There's a question many financial coaches don’t stop long enough to ask: What actually makes us better at this? Not what we think makes us better. Not what the industry says we should do. What actually moves the needle when it comes to the craft of coaching. I’ve spent nearly two decades working with coaches at every stage, from training my very first coach to building a team of 50 practitioners in 18 months with cohesive standards and consistent client experiences. I’ve seen what works and...
• How to Take Feedback 19.03.2026 13min

  Getting feedback used to make my chest tighten. I'd spend so much energy trying to live a life where I'd never have to hear that I let someone down or disappointed them. The problem? That's impossible. You will inevitably get feedback as a coach and as a business owner. So you need to get good at it. Not just operationally, but emotionally. This episode walks through the three mindset shifts that change how you receive feedback, plus the actual systems we use at my companies to automate and...
• 146. How to Talk About What You Do So People Actually Want It 12.03.2026 13min

  Something trips up a lot of really good financial coaches, and it has nothing to do with the actual work. It's how they describe it. When someone says, "So what do you do?" the response is often off. And it's not because you don't know what you do. It's because nobody's helped you see the difference between describing your services and describing what your client actually experiences. In this week’s episode, I walk through why most of us default to feature listing (it's factual, it's profes...
• 145. What Your Client is Really Telling You When They Say “I Just Need to be More Disciplined” 05.03.2026 10min

  There's a sentence you've almost certainly heard from a client. Maybe more than once. Maybe even in the last week. "I just need to be more disciplined." It sounds like self-awareness. It sounds like accountability. And most coaches nod and move on when they hear it. In this week’s episode, we’re breaking down why that sentence is rarely what it appears to be and why what you do with it changes the entire direction of your coaching relationship. We’re walking through the cultural mes...
• 144. Holding Big Goals Without Making Them Your Identity 26.02.2026 8min

  You’re secretly afraid that if you set boundaries around when you work or stop applying pressure, you'll collapse. That the drive you have will disappear. That you won't get anything done without urgency forcing you forward. Does that resonate? For a long time, I thought I only had two speeds: all in or completely off. If I slowed down, I was afraid I would stop. Like if I wasn't pushing at 100%, I'd lose momentum, lose motivation, or lose my edge altogether. That fear made sense at the...