The Follio Property Podcast

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  Australia's Property Market Just FLIPPED | Should You Buy Now or Wait? 15.09.2026 33мин

  Every capital city fell last week, except one submarket. Melbourne units are the only market in the country Cotalit y has showing growth, and Lachlan Delahunty explains exactly why, plus a real portfolio breakdown showing what to sell and what to buy in this environment. Get Access to PropStac 👉: https://follio.com.au/propstac-waitlist?utm_source=youtube&utm_medium=podcast&utm_campaign=episode_101 Get In Touch 👉: https://follio.com.au/contact-us/?utm_source=youtube&utm_medium=podcast&utm_campaign=episode_101 For property owners, the danger isn't the fall itself. It's the cash buffer. Holding less than a 5% buffer puts you on a knife's edge the moment financial stress hits, because that's when banks start looking to reclaim properties. Reece Beddall and Lachlan Delahunty argue that waiting 12 to 18 months in a downturn is the worst move available,  buyer pools thin out and price haircuts of 30 to 40% become the norm, not the exception. For anyone doing property investment in Australia, this is the numbers-first conversation most investors avoid right up until the bank forces it. We go city by city across the Australian property market: why Melbourne is the only capital improving on the four-week rolling average, what's dragging Brisbane, Sydney, Adelaide and Perth lower, why [Melbourne units] keep beating houses on the replacement cost argument, and how the shift away from auctions is changing how vendors negotiate in a soft market. Plus the difference between wholesale and retail unit purchases, how a 5.5%+ yield can turn a negatively geared property portfolio into one that pays for itself in the current interest rates environment, and what a pre-Christmas rate rise would do to prices into 2027. What we cover in this Episode: ✅ Know your numbers before the market makes you: debt, true equity, debt-to-income and cash-to-debt ✅ Why a 2% cash buffer puts you one rate rise away from a forced sale, and the 10% floor that protects you ✅ Which regional assets go first, and what happens when investor demand leaves Townsville and Gladstone ✅ The FOMO-stage exit rule: why holding too long costs 30–40%, not 10–15% ✅ Selling with a tenant vs vacant, and which buyer pool you're actually pitching ✅ Commercial at 5.5%+ vs high-yield residential: which fits a cash-flow-negative portfolio ✅ Wholesale vs retail units: how buying a whole complex in one line lands a discount ✅ Why land exposure beats "air space" in a 200-unit tower ✅ Melbourne units trading $300K–$500K below replacement cost, and what that means for capital growth ✅ The two-speed economy and the 2009 playbook for what happens when rates fall Timestamps: 00:00 Intro: the portfolio and the market update 04:00 A real composite portfolio, broken down 05:51 Which two properties to sell, and why 11:20 Sell now or wait, and with or without a tenant 15:52 What to buy instead: commercial or Melbourne units 16:47 Wholesale versus retail units explained 19:51 Melbourne units: the only market still growing 21:29 Auction clearance and the shift to private treaty 24:00 Units versus apartments: what to actually buy 29:42 The two-speed market and the rate outlook About The Follio Property Podcast Each week, Reece Beddall and Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights — we make property simple, honest, and practical. 📍 Visit Our Website: https://follio.com.au/ 📩 Contact Us: [email protected] 📲 Follow Us on Social: Instagram: https://www.instagram.com/folliopropertypod/ TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLyw Lachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/ Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/ Executive Producer: Jonathan Fernandes https://www.linkedin.com/in/jonathan-fernandes-a75a991b2/ Disclaimer: This is for entertainment purposes - not financial advice. Speak to a qualified professional before making any financial or property decisions Key Themes: Australian property market | property investment Australia | property portfolio Australia | housing market Australia 2026 | property market update | investment property cash flow | cash buffer | debt to income ratio | Melbourne units | property market crash Australia  #PropertyInvestmentAustralia #AustralianPropertyMarket #PropertyMarketUpdate #InvestmentPropertyCashFlow #CashBuffer #DebtToIncomeRatio #NegativeGearing #MelbourneUnits #MelbournePropertyMarket #PropertyPortfolio #InterestRatesAustralia #PropertyMarket2026 #AustralianRealEstate #InvestmentPropertyAustralia #PropertyInvesting
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  The Tax Strategies Smart Investors Are Using Post-Budget | Property Experts 10.09.2026 38мин

  Negative gearing is often framed as a tax break for the wealthy. Accountant Nathan Hood points to ATO data suggesting the opposite: around 70% of negative gearing claims come from people with a single property, and two-thirds of those earn under $80,000 a year. Access PropStac 👉: https://follio.com.au/propstac-waitlist?utm_source=youtube&utm_medium=podcast&utm_campaign=episode_100 Get In Touch 👉: https://follio.com.au/contact-us?utm_source=youtube&utm_medium=podcast&utm_campaign=episode_100 Reece Beddall and Lachlan Delahunty bring accountant Nathan Hood back to the podcast to work through what the budget changes actually mean for how you structure and hold property. Nathan explains who the changes hurt most, why the days of simple property investing are over, and why getting the right advice now matters more than it used to. They cover the property versus shares debate and why property has always been a debt game, where the real opportunities sit after the changes, across the main residence exemption, company structures and self-managed super, and why capital gains indexation replacing the 50% discount makes flipping property far less attractive. Nathan also explains why many investors will need a fresh valuation sooner rather than later, how a higher valuation can save tens of thousands in tax, and why the old buy-and-move-in strategy has given way to a retain-and-subdivide approach in blue chip suburbs. This is general information, not personal, tax or financial advice, and reflects the guest's and hosts' views. Everyone's situation is different, so speak to a qualified professional about yours. What we cover: ✅ Why the ATO data suggests negative gearing mostly benefits single-property owners ✅ Who the budget changes actually hurt most ✅ Property versus shares, the debt game, and how margin calls really work ✅ Where the opportunities are: main residence, company structures and super ✅ The new deductible versus non-deductible debt strategy ✅ Company and trust structures after the budget, and who they suit ✅ Why CGT indexation replacing the 50% discount makes flipping far less viable ✅ Why you may need a property valuation now, and how it saves tax ✅ The unintended SMSF shift the changes created ✅ The retain-and-subdivide strategy replacing the old approach Timestamps: 00:00 Intro: returning guest Nathan Hood 04:14 The negative gearing myth: who really claims it 07:14 Property versus shares: the debt game 10:53 Margin calls and why property debt works differently 12:26 Where the opportunities are: main residence, company, super 17:14 The new debt strategy: deductible versus non-deductible 20:08 Company and trust structures after the budget 23:52 CGT indexation versus the 50% discount: why flipping is dead 26:07 Why you need a valuation now, and how to get it right 31:30 SMSF and the retain-and-subdivide strategy Follow Nathan Hood: LinkedIn: https://www.linkedin.com/in/nathanhoodperth/ Business: https://carbongroup.com.au/ About The Follio Property Podcast Each week, Reece Beddall and Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights — we make property simple, honest, and practical. 📍 Visit Our Website: https://follio.com.au/ 📩 Contact Us: [email protected] 📲 Follow Us on Social: Instagram: https://www.instagram.com/folliopropertypod/ TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLyw Lachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/ Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/ Executive Producer: Jonathan Fernandes https://www.linkedin.com/in/jonathan-fernandes-a75a991b2/ Disclaimer: This is for entertainment purposes - not financial advice. Speak to a qualified professional before making any financial or property decisions Key Themes: negative gearing Australia | capital gains tax indexation | property tax strategy | post budget property | company and trust structures | SMSF property | property valuation | property versus shares | Follio property podcast #AustralianProperty #NegativeGearing #CapitalGainsTax #PropertyTax #PropertyInvesting #SMSF #PropertyStrategy #TaxStrategy #FollioPropertyPodcast
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  Australia’s Housing Affordability Just Hit Its Lowest Point | Worse than They Told You 08.09.2026 28мин

  The Australian property market just shifted. This Pre-Budget vs Post-Budget breakdown reveals why real estate Australia prices are falling while affordability hits record lows, and what it means if you want to buy property in Australia. Get Access to PropStac: https://follio.com.au/propstac-waitlist?utm_source=youtube&utm_medium=podcast&utm_campaign=episode_99 Speak with an Advisor: https://follio.com.au/contact-us/?utm_source=youtube&utm_medium=podcast&utm_campaign=episode_99 In this episode, we unpack the Labor May Budget impact on the Australian property market, including changes to negative gearing for investors, first home buyer demand, rents, and new build supply. If you follow real estate Australia, property investing, or the rental crisis Australia, this is the data-led review of what was promised pre-budget versus what happened post-budget, from negative equity to builder insolvencies to investor exit. What We Cover In This Episode: ✅ Why real estate Australia prices are falling yet affordability is at record lows ✅ 20% to 25% drop in first home buyers Australia applications post-budget ✅ 50,000+ buyers in negative equity and who is most exposed ✅ Rental crisis Australia update: why rents will continue to rise ✅ Investor exodus and what it means for property investing ✅ Bathla Group collapse and insolvency risk for big builders ✅ Rental caps, supply myths, and the housing market crash debate Timestamps: 00:00 Intro: reviewing the budget's property impact 06:03 Negative gearing to new builds: intent versus outcome 09:06 First home buyers, and why they were priced out again 12:05 Markets within markets: where investors moved 15:04 Renters, rising rents and the rental cap risk 19:27 Was the budget designed to cool prices? 20:09 The nuanced take: interest rates as the real driver 24:43 Predictions for the next three months 25:01 The 18.6-year property cycle debate 27:12 Wrap: rents, first home buyers and builders ahead About The Follio Property Podcast Each week, Reece Beddall and Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights — we make property simple, honest, and practical. 📍 Visit Our Website: https://follio.com.au/ 📩 Contact Us: [email protected] 📲 Follow Us on Social: Instagram: https://www.instagram.com/folliopropertypod/ TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLyw Lachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/ Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/ Executive Producer: Jonathan Fernandes https://www.linkedin.com/in/jonathan-fernandes-a75a991b2/ Disclaimer: This is for entertainment purposes - not financial advice. Speak to a qualified professional before making any financial or property decisions Key Themes: Australian Property Market | First Home Buyers Australia | Rental Crisis Australia | Real Estate Australia | Property Investing | Housing Market Crash | Perth Property Market | Australian Federal Budget Comment below: Are you buying, holding, or exiting right now? #AustralianPropertyMarket #RealEstateAustralia #FirstHomeBuyersAustralia #RentalCrisisAustralia #PropertyInvesting #HousingMarketCrash #AustraliaProperty #NegativeGearing #PerthPropertyMarket #PropertyMarketAustralia #RentCrisis #HousingAffordability
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  Melbourne Property 2026: The Buying Opportunity Hiding Inside a National Crash 03.09.2026 31мин

  The Australian property market just dropped 0.9% nationally as Sydney leads the decline. If you own real estate in Australia or plan to buy property Australia wide, this data changes where to invest next. Get Access to PropStac 👉: https://follio.com.au/propstac-waitlist?utm_source=youtube&utm_medium=podcast&utm_campaign=episode_98 Contact Us 👉: https://follio.com.au/contact-us/?utm_source=youtube&utm_medium=podcast&utm_campaign=episode_98 This monthly wrap breaks down the Australian property market with verified capital city data. Sydney property fell 1.4% for the month, 4.7% for the quarter and 7.1% from peak with days on market up 70% to 51 days. Melbourne and Brisbane also fell 1.1% and 1%, while Perth property market slipped 0.8% but days on market blew out over 200% from 11 to 34 days. Darwin was the only city to grow at 0.6%. We cover why property investment Australia is splitting between houses and units, with Sydney units and Melbourne units holding value far better than houses, plus the rental squeeze with national vacancy at 1.9% and rents up 5.7% annually. For anyone researching where to buy property in Australia or comparing Brisbane property market vs Melbourne property market vs Perth property market, this gives you the investment grade view before you act. What we cover in this episode: ✅ Why Sydney is down 7.1% from peak and why days on market jumped to 51 days ✅ Melbourne property market vs Brisbane property market: which is holding value better ✅ Perth property market update: 0.8% dip but 200% surge in days on market explained ✅ Houses vs units: why Melbourne units rated A and Sydney units rated B+ for property investing ✅ Mortgage stress at an 18 year high with 32.5% of borrowers stressed and lending falling ✅ Rental market tight at 1.9% vacancy, Darwin surges, and 92% chance of a November rate hike Timestamps: 00:00 Intro and the national picture: every capital's fall 03:37 Houses versus units: where value is holding 05:40 Days on market: the early warning signal 10:00 Which markets have peaked, and how far they've fallen 13:00 The 5 and 10 year trends, and the underperformers 16:18 Interest rates: why Lachlan disagrees with a November hike 19:04 Rents and vacancy: the tailwind for investors 22:01 Lending, bank share and mortgage stress 25:52 The green shoots, and where the value is 30:50 Every capital graded, A to F About The Follio Property Podcast Each week, Reece Beddall and Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights — we make property simple, honest, and practical. 📍 Visit Our Website: https://follio.com.au/ 📩 Contact Us: [email protected] 📲 Follow Us on Social: Instagram: https://www.instagram.com/folliopropertypod/ TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLyw Lachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/ Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/ Executive Producer: Jonathan Fernandes https://www.linkedin.com/in/jonathan-fernandes-a75a991b2/ Disclaimer: This is for entertainment purposes - not financial advice. Speak to a qualified professional before making any financial or property decisions Key Themes: Australian property market update  | Sydney property market crash  | Melbourne property market analysis | Brisbane property market outlook  | Perth property market trends  |  property investment Australia strategy  |  real estate Australia investment grades  | where to buy property Australia #AustralianPropertyMarket #RealEstateAustralia #PropertyInvestmentAustralia #SydneyPropertyMarket #MelbournePropertyMarket #BrisbanePropertyMarket #PerthPropertyMarket #PropertyInvesting #RealEstateInvesting #WhereToBuyPropertyAustralia #FirstHomeBuyer #AustraliaProperty #PropertyMarketUpdate
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  Buy, Sell, or Hold Your Property? The Best Strategy For You | Property Experts 01.09.2026 25мин

  Is the Australian property market crashing or correcting and should you buy, sell or hold right now? Get Access to PropStac 👉: https://follio.com.au/propstac-waitlist/?utm_source=youtube&utm_medium=podcast&utm_campaign=episode_97 Contact Us 👉: https://follio.com.au/contact-us/?utm_source=youtube&utm_medium=podcast&utm_campaign=episode_97 🎙️ In this episode of the Follio Property Podcast, hosts Lachlan Delahunty and Reece Beddall break down what is really happening across the Housing market Australia 2026 and how to protect your Property portfolio Australia with data, not guesswork. The Australian real estate market is splitting fast. Sydney, Melbourne, Brisbane, Canberra, Adelaide and many regional areas are seeing price falls, while Perth and Hobart are posting modest gains. Rising construction costs, shifting interest rate expectations and prestige markets coming off on the East Coast are creating both risk and opportunity. Lachlan and Rhys explain why knowing your numbers is critical before you make your next move and how sophisticated investors are using downturns to buy at a discount. You will also get a full walkthrough of PropStack, including Scenario Planner, Marketplace, Insights and Suburb Comparison Data, plus a real client case study on offloading underperforming assets in Armadale and Gladstone to improve cash flow and reposition into more resilient capital city markets. What we cover in this episode: ✅ Why the Brisbane property market and Melbourne property market are falling while the Perth property market holds up ✅ Prestige vs affordability markets and why regional property is high risk right now ✅ How to use long term compounding growth and data to decide when to buy, sell or hold ✅ Inside PropStack: Scenario Planner, Marketplace, Insights and Suburb Comparison for every Australian suburb ✅ Real portfolio breakdown: How to restructure a Property investment Australia portfolio for cash flow and growth ✅ Construction costs, negative gearing and what Where to buy property Australia really means in a volatile market Timestamps: 00:00 Intro: is it time to buy, sell or hold? 02:24 Selling into a softer market and reading sentiment 04:30 Where the buyers are: the affordability play 07:09 The regional investor belt that's been wiped out 08:08 PropStac and the new Scenario Planner 12:44 The weekly market insights data 15:22 Comparing suburbs side by side 17:09 A real portfolio: the buy, sell or hold call 18:40 Where this couple is overexposed, and what to sell 21:35 Buy under-performers, sell out-performers: the method About The Follio Property Podcast Each week, Reece Beddall and Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights — we make property simple, honest, and practical. 📍 Visit Our Website: https://follio.com.au/ 📩 Contact Us: [email protected] 📲 Follow Us on Social: Instagram: https://www.instagram.com/folliopropertypod/ TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLyw Lachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/ Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/ Executive Producer: Jonathan Fernandes https://www.linkedin.com/in/jonathan-fernandes-a75a991b2/ Disclaimer: This is for entertainment purposes - not financial advice. Speak to a qualified professional before making any financial or property decisions Key Themes: Australian property market  |  property investment Australia  |  property portfolio Australia  |  housing market Australia 2026  | Perth property market  | Brisbane property market  | where to buy property Australia  | real estate Australia #AustralianPropertyMarket #PropertyInvestmentAustralia #RealEstateAustralia #HousingMarketAustralia2026 #PerthPropertyMarket #BrisbanePropertyMarket #MelbournePropertyMarket #PropertyPortfolioAustralia #NegativeGearingAustralia #AustralianRealEstate #PropertyMarketCrashAustralia
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  Most Investors With Multiple Properties Are Making This One Debt Mistake 27.08.2026 28мин

  A married couple came to us with six investment properties, a $5.5 million portfolio, and a buyer's agent telling them to buy three more. Our advice was the opposite: sell. Review your Portfolio on PropStac 👉: https://follio.com.au/propstac-waitlist/?utm_source=youtube&utm_medium=podcast&utm_campaign=episode_96 Speak to a Qualified Property Advisor 👉: https://follio.com.au/contact-us/?utm_source=youtube&utm_medium=podcast&utm_campaign=episode_96 In this property investment strategy session, Reece Beddall and Lachlan Delahunty walk through two real client portfolios and the exact moves they would make. From slashing a dangerous debt to income ratio to turning a cash flow drain into a self-funded asset, this episode shows how sophisticated investors reposition for long-term capital growth. Lachlan breaks down the numbers behind two very different investors: a six-property portfolio bleeding cash on regional assets, and a young Sydney couple trying to upgrade their family home. He explains how to read a debt to income ratio, when negative gearing stops making sense, and why he would pull equity out of Brisbane and Adelaide blue-chip assets to reposition into the Melbourne property market. If you are weighing capital growth against cash flow, this is the framework to make the call. What you'll learn: ✅ Why a 3% cash buffer and a 5.8x debt to income ratio is a danger zone, and how to fix it ✅ When to divest regional properties and which blue-chip assets to keep ✅ How a Melbourne unit complex delivered a 6.5% yield and a $600k equity uplift on day one ✅ The case for selling everything to upgrade a Sydney family home, and when to hold instead ✅ How to push your portfolio harder with a bigger cash buffer and higher cash flow Timestamps: 00:00 Intro: a strategy episode for experienced investors 02:48 Scenario one: reviewing a $5.5 million portfolio 05:24 The warning signs: debt-to-income and cash buffers 08:20 Why the advice was to sell the regionals 13:34 The Melbourne unit complex: $600K equity from day one 16:39 Cash flow forecasting and retirement income 18:00 Scenario two: a young Sydney family's portfolio 19:23 Sell everything and upgrade in Sydney now 22:55 The alternative strategy if you're not upgrading 27:01 Is this portfolio enough to retire on? About The Follio Property Podcast Each week, Reece Beddall and Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights — we make property simple, honest, and practical. 📍 Visit Our Website: https://follio.com.au/ 📩 Contact Us: [email protected] 📲 Follow Us on Social: Instagram: https://www.instagram.com/folliopropertypod/ TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLyw Lachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/ Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/ Executive Producer: Jonathan Fernandes https://www.linkedin.com/in/jonathan-fernandes-a75a991b2/ Disclaimer: This is for entertainment purposes - not financial advice. Speak to a qualified professional before making any financial or property decisions Key Themes: Property Investment Strategy | Debt To Income Ratio | Melbourne Property Market | Sydney Property Market | Negative Gearing #PropertyInvestmentStrategy #AustralianProperty #MelbournePropertyMarket #SydneyPropertyMarket #PropertyInvesting #InvestmentProperty #RealEstateAustralia #NegativeGearing #PropertyPortfolio #CashFlowProperty #BuyPropertyAustralia #PropertyMarket #FollioPropertyPodcast
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  Australian Buyer's Agencies Are Collapsing. Here's Why You Need To Be Careful 25.08.2026 32мин

  Several buyer's agencies have collapsed in the past few weeks, and more are likely to follow. Lachlan Delahunty explains why it's happening, what separates the firms going under from the ones that will survive, and how to tell the difference before you hand anyone your money. Get Access To PropStac 👉: https://follio.com.au/propstac-waitlist/?utm_source=youtube&utm_medium=podcast&utm_campaign=episode_95 Get in touch 👉: https://follio.com.au/contact-us/?utm_source=youtube&utm_medium=podcast&utm_campaign=episode_95 Reece Beddall and Lachlan Delahunty open with the state of the buyer's agency industry, why a wave of firms built on short-term and speculative strategies is failing in the post-budget market, and why Lachlan sees it as a necessary reset, much like the one financial planning went through. They talk through what actually makes a buyer's agency worth trusting, and why strategy matters far more than sales. Then into the seven-day market update across every capital. Sydney has now fallen for 14 consecutive weeks and is on track to approach the sharpest annual decline in 40 years, though the severity is starting to moderate and auction clearance rates are quietly recovering. Melbourne is falling more slowly, with its sub one million dollar market posting positive movement even as the top end drops. Brisbane's decline is accelerating into a wave of new supply, Adelaide is picking up pace against a backdrop of outbound migration, and Perth is still up strongly for the year despite its first back-to-back weekly falls. The episode closes on why the two-speed market is becoming a six or seven-speed one, and why knowing your local market has never mattered more. ✅ Why several buyer's agencies have collapsed and more are expected to ✅ The difference between a sales-led agency and a strategy-led one ✅ Why Lachlan sees an industry reset as overdue and healthy ✅ How to choose a buyer's agency you can actually trust ✅ Why both doomsayers and optimists think Follio is biased, and what that says ✅ Sydney's 14 straight weekly falls and the 40-year record it's approaching ✅ Why Melbourne's sub one million dollar market is holding up ✅ Brisbane's accelerating decline and the oversupply building behind it ✅ Adelaide, migration and the affordability ceiling ✅ Why the two-speed market is becoming a six-speed one Timestamps: 00:00 Intro: industry news and the weekly market update 01:38 Doomsayers versus optimists: why we get both 03:15 Markets within markets 07:34 Buying conditions: when is the right time to buy 10:42 The buyer's agency shakeout and how to pick one 16:41 Why the industry needs a reset 19:08 Market update: Sydney's 14th straight weekly fall 22:08 Melbourne, and the sub one million dollar market 24:46 Brisbane, and the oversupply building behind it 27:19 Perth, plus Adelaide and the six-speed outlook 29:15 Why the market is fracturing into many speeds About The Follio Property Podcast Each week, Reece Beddall and Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights — we make property simple, honest, and practical. 📍 Visit Our Website: https://follio.com.au/ 📩 Contact Us: [email protected] 📲 Follow Us on Social: Instagram: https://www.instagram.com/folliopropertypod/ TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLyw Lachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/ Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/ Executive Producer: Jonathan Fernandes https://www.linkedin.com/in/jonathan-fernandes-a75a991b2/ Disclaimer: This is for entertainment purposes - not financial advice. Speak to a qualified professional before making any financial or property decisions Key Themes: buyers agency Australia | Australian property market update | Sydney property market | Melbourne property market | Brisbane property oversupply | Perth property market | property market downturn 2026 | how to choose a buyers agent | Follio property podcast #AustralianProperty #BuyersAgent #PropertyMarketUpdate #SydneyProperty #MelbourneProperty #BrisbaneProperty #PerthProperty #PropertyInvesting #PropertyMarket2026 #FollioPropertyPodcast
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  Major Banks Predicting 8% Crash Will Actually Cause Prices to Rise | Property Experts 20.08.2026 28мин

  The Big Four banks just published their 2027 property forecasts, and they don't agree. ANZ is tipping falls across the board while CBA and Westpac are forecasting growth, a spread of nearly 10% on the same market. Free Investment Report 👉: https://441711975.hs-sites-ap1.com/follio-property-podcast-content-subscriber?utm_source=ep&utm_medium=94&utm_campaign=propstac Contact Us👉: https://follio.com.au/contact-us/?utm_source=ep&utm_medium=94&utm_campaign=contact_us The Big Four banks can't agree on Australia's 2027 property market, and the gap is staggering. One bank predicts a national house price crash while another forecasts solid growth. In this episode of the Follio Property Podcast, Reece Beddall and Lachlan Delahunty break down every major bank forecast for Sydney, Melbourne, Brisbane and Perth, and reveal which prediction the data actually supports. Lachlan and Reece go beyond the headlines to expose why bank forecasts keep getting it wrong. They unpack the supply and demand dynamics driving each capital city, why interest rate cuts could trigger an instant rebound, and the real truth behind automated valuation models that could be overvaluing your property by up to 10%. What we cover in this video ✅ The complete 2027 forecasts from ANZ, NAB, CBA and Westpac, city by city ✅ Why there's a 10% gap between the most bearish and most bullish bank ✅ The interest rate trigger that could spark an immediate Sydney and Melbourne recovery ✅ Why automated valuations from banks and realestate.com.au are 5 to 10% overinflated ✅ The truth about negative equity and the 5% deposit scheme ✅ What the new SMSF lending restrictions mean for your property strategy Timestamps: 00:00 Intro: the banks warn of more price falls 01:48 ANZ: the only major forecasting falls across 2027 05:21 NAB, CBA and Westpac: a 10% spread in forecasts 06:30 Lachlan's call: why the worst may be behind us 10:37 The 5% deposit scheme and negative equity 11:09 Why the property valuations you see online are wrong 17:06 The Perth "price falls" article, fact-checked 21:10 How subdivision and new supply drag the median 23:33 Why new apartments don't always lower your value 25:27 The SMSF lending changes and the strategy pivot About The Follio Property Podcast Each week, Reece Beddall and Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights — we make property simple, honest, and practical. 📍 Visit Our Website: https://follio.com.au/ 📩 Contact Us: [email protected] 📲 Follow Us on Social: Instagram: https://www.instagram.com/folliopropertypod/ TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLyw Lachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/ Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/ Executive Producer: Jonathan Fernandes https://www.linkedin.com/in/jonathan-fernandes-a75a991b2/ Disclaimer: This is for entertainment purposes - not financial advice. Speak to a qualified professional before making any financial or property decisions Key Themes: Australian property market forecast | property investment Australia | house price predictions | real estate Australia | Perth property market | Brisbane property market  #AustralianProperty #PropertyMarket #RealEstateAustralia #PropertyInvestment #HousePrices #PerthProperty #BrisbaneProperty #SydneyProperty #MelbourneProperty #HousingMarket #FirstHomeBuyer #PropertyForecast #BankForecasts #AustralianRealEstate #PropertyPodcast
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  Property Markets Hit Historic Ceiling: Here's Exactly How Far Prices Must Drop 18.08.2026 38мин

  Last week was the worst week for the Australian property market in all of 2026, with Sydney alone down almost half a percent in seven days. But the more useful question is how far each market actually falls from here, and Lachlan Delahunty has the data to answer it. Real Estate Agent Callout 👉: [email protected] Access PropStac 👉: https://follio.com.au/propstac-waitlist/?utm_source=ep&utm_medium=93&utm_campaign=propstac Contact Us👉: https://follio.com.au/contact-us/ In the first of the new weekly market update, Reece Beddall and Lachlan Delahunty break down seven days of Cotality data across every capital city. They walk through Sydney's worst weekly fall on record this year, why prestige suburbs are being hit far harder than the affordable end, and why Melbourne's sub one million dollar market is running hot even as the median keeps sliding. The core of the episode is the affordability index, the share of the average wage consumed by the average mortgage, and how it predicts when a market tops out and how far it corrects. On today's numbers, Sydney sits well above its historical ceiling and would need to fall around 12% to return to it, while Melbourne sits well below its ceiling with real runway left. Lachlan also explains why Brisbane's run may be ending, why the end of the SMSF lending window may have driven this particular week, why he believes you shouldn't be selling into a falling market without a reason, and where the next cycle is likely to begin. What we cover: ✅ Why last week was the worst week for property in 2026 ✅ What Lachlan meant by "the worst is behind us," and what he now stands corrected on ✅ Sydney's worst weekly fall on record this year and why prestige is hurting most ✅ Why Melbourne's sub one million dollar market is one of the hottest in the country ✅ Brisbane hitting its affordability ceiling and the oversupply risk building ✅ Adelaide and Perth, and how the SMSF deadline may have shaped the week ✅ How the affordability index predicts exactly how far each market falls ✅ Why Sydney may need to fall around 12% while Melbourne has runway left ✅ The widening gap between house and unit prices and the opportunity it creates ✅ Why Melbourne may lead the next cycle, and why Follio stays cautious on Darwin Timestamps: 00:00 Intro: the worst week for Australian property in 2026 03:21 What "the worst is behind us" actually meant 05:49 Sydney: the worst weekly fall on record this year 07:28 Why the prestige markets are hurting most 08:44 Melbourne: why the sub one million dollar market runs hot 11:40 Brisbane: the wheels come off and the oversupply risk 13:09 Adelaide, Perth and the SMSF deadline effect 18:00 The affordability index: how far each market can fall 30:32 The cycle: why Melbourne may lead the next decade 33:46 Darwin: why Follio stays cautious About The Follio Property Podcast Each week, Reece Beddall and Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights — we make property simple, honest, and practical. 📍 Visit Our Website: https://follio.com.au/ 📩 Contact Us: [email protected] 📲 Follow Us on Social: Instagram: https://www.instagram.com/folliopropertypod/ TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLyw Lachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/ Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/ Executive Producer: Jonathan Fernandes https://www.linkedin.com/in/jonathan-fernandes-a75a991b2/ Disclaimer: This is for entertainment purposes - not financial advice. Speak to a qualified professional before making any financial or property decisions Key Themes: Australian property market update | affordability index | Sydney property market | Melbourne property market | Brisbane property market | Perth property market | house prices falling 2026 | units versus houses | property market cycle | Follio property podcast #AustralianProperty #PropertyMarketUpdate #PropertyInvesting #HousePrices #AffordabilityIndex #SydneyProperty #MelbourneProperty #BrisbaneProperty #PerthProperty #PropertyMarket2026 #RealEstateAustralia #CotalityData #PropertyCycle #FollioPropertyPodcast
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  Lending Data Reveals What Banks Don't Want You to Know | Property Market Analysis 14.08.2026 24мин

  New lending figures show investor activity down 8.6% and first home buyers still falling, and yet the more surprising story is where the price falls are actually landing: the most expensive suburbs, not the affordable ones. Join the PropStac Waitlist 👉: https://follio.com.au/propstac-waitlist/?utm_source=ep&utm_medium=92&utm_campaign=propstac Start you investment journery 👉: https://follio.com.au/contact-us/?utm_source=ep&utm_medium=92&utm_campaign=contact_us Three major data sets landed on the same day, and Reece Beddall and Lachlan Delahunty break all three down live. They start with the ABS lending figures to June, why the post-budget drop is smaller than expected but only captures half a month of the fallout, and why the next quarter will likely be far more significant. Lachlan also explains why banks losing volume could make debt easier to access over the next six to twelve months. From there they turn to the migration data, where permanent arrivals rose while short-term arrivals fell, and what a shift toward skilled migration means for housing and the economy. Then into the Cotality figures: how far each capital would fall in a downturn scenario, why Melbourne may be closer to its floor than any other market, and why the prestige end is taking a far bigger hit than the affordable end. They close on investor share by state, including Victoria at 41% and Tasmania at a striking 73%, and the case building around Melbourne heading into the Victorian election. What we cover: ✅ ABS lending data: investor activity down 8.6% and why the next quarter will be worse ✅ The RBA hold, easing US inflation, and the odds of one more rate rise this year ✅ Why banks losing market share could make borrowing easier soon ✅ Migration data: permanent arrivals up 7.8% while short-term arrivals fall ✅ Cotality peak prices and how far each capital would fall in a 20% downturn ✅ Why Melbourne may be near its floor and set to rebound fastest ✅ The two-speed economy across Adelaide, Brisbane and Perth ✅ Why prestige suburbs are falling four to five times faster than affordable ones ✅ Investor share by state: Victoria at 41% and Tasmania at 73% ✅ The Melbourne outlook heading into the Victorian election Timestamps: 00:00 Intro: three data releases in one day 01:02 ABS lending data: investor activity down 8.6% 03:40 The RBA hold, US inflation and the rate outlook 06:36 Migration data: permanent arrivals up, short-term down 09:48 Cotality: peak prices and the downturn scenarios 11:21 Why Melbourne may be near its floor 14:17 The two-speed economy: Adelaide, Brisbane, Perth 16:40 Why the prestige markets are falling fastest 21:18 Investor share by state: Victoria 41%, Tasmania 73% 22:12 The Melbourne outlook and the Victorian election About The Follio Property Podcast Each week, Reece Beddall and Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights — we make property simple, honest, and practical. 📍 Visit Our Website: https://follio.com.au/ 📩 Contact Us: [email protected] 📲 Follow Us on Social: Instagram: https://www.instagram.com/folliopropertypod/ TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLyw Lachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/ Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/ Executive Producer: Jonathan Fernandes https://www.linkedin.com/in/jonathan-fernandes-a75a991b2/ Disclaimer: This is for entertainment purposes - not financial advice. Speak to a qualified professional before making any financial or property decisions Key Themes: Australian property market update 2026 | abs lending data | investor lending Australia | migration data Australia | Cotality property data | Melbourne property market | prestige property market | two speed property market | Tasmania investor share | Follio property podcast #AustralianProperty #PropertyMarketUpdate #PropertyInvesting #ABSData #InvestorLending #FirstHomeBuyers #Migration #CotalityData #MelbourneProperty #SydneyProperty #PrestigeProperty #TwoSpeedMarket #RBA #InterestRates #FollioPropertyPodcast
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  Major Banks Warn of Australia's Biggest Property Crash in 40 Years | Property Experts 11.08.2026 28мин

  Every capital city is now flat or falling, some markets by more than 1.5% a month, and yet Lachlan Delahunty just put an offer on a unit complex in Melbourne. This episode is about why the two things aren't a contradiction. Get in touch 👉: https://follio.com.au/contact-us/?utm_source=ep&utm_medium=91&utm_campaign=contact_us Join the PropStac Waitlist 👉: https://follio.com.au/propstac-waitlist/?utm_source=ep&utm_medium=91&utm_campaign=contact_us Back in the studio together, Reece Beddall and Lachlan Delahunty work through the questions clients ask most often. They start with the big one: is now actually a good time to buy? Lachlan makes the case that the market is running at five different speeds, why buying into heavily falling markets is a mistake even when everyone is quoting "be greedy when others are fearful," and why a softer market is exactly where a disciplined buyer finds undervalued assets. From there they cover the real risk in investing outside your home state, and why the cost of doing so is usually dwarfed by the upside of buying in the right market. They break down the post-budget question of whether to upgrade your home or buy your first investment property, why units and townhouses have become far more compelling since the negative gearing changes, and what the latest KPMG forecast says about unit price growth. The episode closes on how couples with very different risk appetites can align on a single strategy. What we cover: ✅ Is now a good time to buy, and why "markets within markets" changes the answer ✅ Why buying into a falling market is different from buying selectively in a soft one ✅ The real risk of investing interstate, and why a $50K cost can be worth a far larger upside ✅ Why you don't invest to save tax or reduce your land tax bill ✅ Upgrading your home versus buying your first investment property after the budget ✅ Why units and townhouses have become more compelling since the negative gearing changes ✅ What the KPMG forecast predicts for unit price growth versus houses next year ✅ How replacement cost and undersupply support the case for units ✅ How couples with mismatched risk appetites can align using cash buffers and worst-case planning Timestamps: 00:00 Intro: client FAQs and the state of the market 02:50 Is now a good time to buy? 03:59 Why buying into falling markets is a mistake 05:54 The opportunity in a softer market: being selective 07:00 Interstate and cross-state investing risk 14:53 Upgrading your home versus your first investment property 19:48 Units and townhouses versus houses 21:48 The KPMG forecast: units to outperform houses next year 24:36 Aligning couples with different risk appetites About The Follio Property Podcast Each week, Reece Beddall and Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights — we make property simple, honest, and practical. 📍 Visit Our Website: https://follio.com.au/ 📩 Contact Us: [email protected] 📲 Follow Us on Social: Instagram: https://www.instagram.com/folliopropertypod/ TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLyw Lachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/ Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/ Executive Producer: Jonathan Fernandes https://www.linkedin.com/in/jonathan-fernandes-a75a991b2/ Disclaimer: This is for entertainment purposes - not financial advice. Speak to a qualified professional before making any financial or property decisions Key Themes:  Australian property market 2026 | Australian housing market | property investment australia | real estate Australia | capital growth vs cash flow | first home buyer strategy | interstate property investing | units vs houses | PPOR vs investment property | negative gearing changes Australia #AustralianPropertyMarket #PropertyInvestment #RealEstateAustralia #AustralianHousingMarket #PropertyInvesting #FirstHomeBuyer #InvestmentProperty #CapitalGrowth #CashFlow #InterstateInvesting #UnitsVsHouses #NegativeGearing #FolioPropertyPodcast #AustralianRealEstate #PropertyMarket2026
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  "The Worst Is Behind Us". The Property Market Is Shifting | Property Experts 10.08.2026 21мин

  The rate of decline in Sydney and Melbourne is easing. Melbourne's auction clearance rate just jumped from 55% to 63% in a single week. And banks are now launching 40-year investor loans. Here is what all of it means. Get in touch 👉: https://follio.com.au/contact-us/?utm_source=ep&utm_medium=90&utm_campaign=contact_us Join the PropStac Waitlist 👉: https://follio.com.au/propstac-waitlist/?utm_source=ep&utm_medium=90&utm_campaign=propstac_waitlist This is the first episode of Follio's new Monday segment — every week Reece and Lachlan break down the live weekly data Follio tracks as a business: auction clearance rates, weekly and four-week median price movements, listing data, and lending trends. Real numbers, no headline lag. In this episode: Sydney down 1.34% over four weeks, Melbourne down 1.02% — but the rate of decline is now easing Melbourne auction clearance rate jumps from 55% to 63% in a week — what that signals The two-speed market in real numbers: upper quartile down 3.5%, lower quartile neutral to positive Sub $1M Melbourne and sub $1.5M Sydney: multiple offers, faster days on market, competitive auctions Perth listing data declines for the first time in 10 to 12 weeks — a stabilisation signal Spring rebound potential: why Brisbane and Perth could be first to move Is now the best time to upgrade your home in years? The market math explained Mortgage lodgements down 25 to 30% nationally: NAB down 15%, AFG down 20% AMP launches a 40-year investor loan with 10-year interest only — and non-bank lenders are about to go further REIA forecasts rents rising $8 per week, not the government's $2 — what that means for investors 00:00 Introduction: Follio's new Monday weekly data segment 01:00 Sydney and Melbourne weekly numbers: what the data is actually showing 03:30 Auction clearance rates: Melbourne jumps from 55% to 63% 04:30 The two-speed market: upper quartile down 3.5%, lower quartile neutral to positive 06:00 Green shoots: why Lachlan believes the worst of the decline is behind us 07:00 Around the grounds: Brisbane, Perth and Adelaide stagnation explained 09:00 Spring rebound potential for Brisbane and Perth 11:30 The upgrader opportunity in Melbourne and Sydney right now 14:30 34,000 first-time investors in negative equity — the honest advice 19:00 AMP's 40-year investor loan and the 2027 rebound blueprint About The Follio Property Podcast Each week, Reece Beddall and Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights — we make property simple, honest, and practical. 📍 Visit Our Website: https://follio.com.au/ 📩 Contact Us: [email protected] 📲 Follow Us on Social: Instagram: https://www.instagram.com/folliopropertypod/ TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLyw Lachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/ Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/ Executive Producer: Jonathan Fernandes https://www.linkedin.com/in/jonathan-fernandes-a75a991b2/ Disclaimer: This is for entertainment purposes - not financial advice. Speak to a qualified professional before making any financial or property decisions #PerthPropertyMarket #WARentalMarket #REIWA #RentalCrisis #NoGroundsTermination #InvestorExodus #AustralianPropertyMarket #HousingSupply #PropertyInvestmentAustralia #RentalReform #FollioPropertyPodcast
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  Property market getting worse & worse as rental crisis deepens | Property Experts 06.08.2026 31мин

  Perth relies on private investors for 85% of its rental homes. Victoria just lost 642 in a single month, Queensland 332, and REIWA President Suzanne Brown explains why WA could be next. 📊 Join the PropStac Waitlist: https://follio.com.au/propstac-waitlist/?utm_source=ep&utm_medium=89&utm_campaign=youtube_propstac Discuss your portfolio 👉: https://follio.com.au/contact-us/?utm_source=ep&utm_medium=89&utm_campaign=youtube_contact In this episode of the Follio Property Podcast, host Reece Beddall sits down with Suzanne Brown, President of REIWA and Director of RentWest, with over 35 years of property experience across Western Australia. This is a deep dive into the Australian property market, investor sentiment, and the incoming rental reform set to reshape the WA rental market by next year. We unpack the East Coast investor exodus (Victoria lost 642 rental properties in a single month, Queensland lost 332), why Perth's 2% vacancy rate is already critically tight, and why no-grounds termination legislation, despite sounding tenant-friendly, could push more investors out of the rental pool and worsen the housing supply crisis for renters. Suzanne also explains the end of the National Rental Affordability Scheme (NRAS), its impact on 1,500 WA tenants, and why REIWA believes government housing supply policy is ignoring the demand side of the equation. What you'll learn in this episode: Why investors provide 85% of WA's rental housing and what happens when they leave the market The real numbers behind the East Coast investor exodus and what it signals for Perth How no-grounds termination reform could backfire on the tenants it's designed to protect Why Victoria's rental reform model is being called WA's "guinea pig" policy The financial reality landlords face when trying to remove a tenant (it's not as simple as $50 a week) What happened when the NRAS scheme ended and why 1,500 WA tenants were left without a safety net Why REIWA believes government is solving the supply problem while ignoring renter affordability  How REIWA's 90% industry membership gives it direct influence over WA property policy  The rise of buyer's agents in WA and what accreditation now requires  Timestamps: 00:00 Intro: Suzanne Brown, REIWA President 03:10 The East Coast investor exodus: 05:20 Why WA relies on investors for 85% of rental supply 07:00 Perth's 2% vacancy rate and the risk of a 3% investor exit 09:15 Why investor sentiment has turned 12:30 No-grounds termination explained 15:45 The real cost of moving a tenant, and Victoria versus London 21:00 REIWA, government engagement and the stamp duty windfall 24:10 The end of NRAS and 1,500 WA tenants 28:00 Raising the bar on buyer's agents and accreditation Suzanne Brown: LinkedIn: https://www.linkedin.com/in/suzanne-brown-rentwest/ REIWA: https://reiwa.com.au/ RentWest: https://www.rentwest.com.au/ About The Follio Property Podcast Each week, Reece Beddall and Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights — we make property simple, honest, and practical. 📍 Visit Our Website: https://follio.com.au/ 📩 Contact Us: [email protected] 📲 Follow Us on Social: Instagram: https://www.instagram.com/folliopropertypod/ TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLyw Lachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/ Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/ Executive Producer: Jonathan Fernandes https://www.linkedin.com/in/jonathan-fernandes-a75a991b2/ Disclaimer: This is for entertainment purposes - not financial advice. Speak to a qualified professional before making any financial or property decisions Key Themes: Perth rental market 2026 | WA rental reform | no-grounds termination | REIWA | investor exodus Australia | Perth vacancy rate | property investment Australia | tenant rights and housing supply | buyers agent accreditation #AustralianPropertyMarket #RentalMarketAustralia #REIWA #PerthPropertyMarket #PropertyInvestmentAustralia #RealEstateAustralia #WARentalMarket #NoGroundsTermination #HousingSupplyCrisis #InvestorExodus #RentalReform #PropertyManagementAustralia #FollioPropertyPodcast #AustralianRealEstate #TenantRights
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  Sydney's Worst Homeownership Collapse in 70 Years Has Begun | Property Experts 04.08.2026 27мин

  The budget was meant to help first home buyers. Instead their activity fell from 66.7% to 54.9% while investor inquiries surged, and Sydney just hit its lowest homeownership rate since 1954. 📊 Join the PropStac Waitlist: https://follio.com.au/propstac-waitlist/?utm_source=ep&utm_medium=88&utm_campaign=youtube Get in touch 👉: https://follio.com.au/contact-us/?utm_source=ep&utm_medium=88&utm_campaign=youtube_contact_us The Australian property market just got flipped on its head. In this post-budget Follio Property Podcast breakdown, Reece Beddall and Lachlan Delahunty expose the dangerous surge in investor activity, the collapse in first home buyer participation, Sydney's worst homeownership rate since the 1950s, and why negative gearing changes are forcing every investor to rethink their strategy immediately. The latest federal budget was supposed to help first home buyers. Instead, investor activity in new builds has exploded by 76%, first home buyer participation has dropped 12%, and Sydney's owner-occupier rate has fallen to 59.9%, the lowest since 1954. Reece and Lachlan dissect four major AFR articles, unpack the data, and explain why this budget's unintended consequences are pushing the market toward oversupply in the wrong areas, price deflation, and a generation of buyers locked out of homeownership. They also break down a real investor couple's portfolio, calling out the "unsophisticated" plays and giving blunt, non-generic advice on what to hold, what to sell, and what to run from. What You'll Learn: ✅ Why first home buyer activity crashed from 66.7% to 54.9% and how government data hides the truth ✅ The 76% surge in investor house-and-land inquiries and why it signals a repeat of the COVID building boom and bust ✅ How outer-fringe new builds risk becoming oversupplied "ghetto areas" with 90% tenancy and zero capital growth ✅ Sydney's homeownership collapse: 59.9% rate, $1.26M median, and a 65% affordability index that made a correction inevitable ✅ Why Perth and Brisbane are fundamentally different from Sydney and Melbourne, wages, undersupply, and where the resilience actually is.. ✅ Australia's 13 million empty bedrooms: why baby boomers can't downsize and what tax policy could actually fix it ✅ Negative gearing changes post-budget: the complete strategy rethink every property investor needs right now ✅ Real portfolio teardown: Cairns commercial, Cranbourne, and Bendigo, which asset is a "triple threat" to exit immediately Timestamps: 00:00 The post-budget picture: investors up, first home buyers down 04:00 Simonds reports a 76% spike in investor inquiries 06:00 Outer-fringe oversupply and the building quality risk 08:00 Why first home buyers have stepped back 09:40 Sydney homeownership hits 59.9%, lowest since 1954 11:48 Sydney's $1.26M median and the 65% affordability ceiling 12:40 Perth and Brisbane versus Sydney: why they diverge 14:30 13 million empty bedrooms and the downsizing problem 20:00 Negative gearing and the strategy rethink 21:20 Real portfolio teardown: Cairns, Cranbourne and Bendigo About The Follio Property Podcast Each week, Reece Beddall and Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights — we make property simple, honest, and practical. 📍 Visit Our Website: https://follio.com.au/ 📩 Contact Us: [email protected] 📲 Follow Us on Social: Instagram: https://www.instagram.com/folliopropertypod/ TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLyw Lachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/ Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/ Executive Producer: Jonathan Fernandes https://www.linkedin.com/in/jonathan-fernandes-a75a991b2/ Disclaimer: This is for entertainment purposes - not financial advice. Speak to a qualified professional before making any financial or property decisions Key Themes: Australian property market 2026 | First home buyers Australia | Negative gearing changes Australia | Sydney home ownership decline | Australian housing affordability crisis | Investor activity new builds Australia | Perth vs Sydney property market | Baby boomers downsizing Australia | Australian property investment strategy | Rental crisis Australia #AustralianPropertyMarket #PropertyInvesting #FirstHomeBuyers #NegativeGearing #SydneyProperty #PerthProperty #BrisbaneProperty #AustralianHousingCrisis #PropertyInvestment #RealEstateAustralia #BabyBoomers #HousingSupply #AFRProperty #AustralianRealEstate #PropertyMarket2026
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  The Buyer's Agent Industry Exposed: What They Don't Want You to Know | ft PK Gupta 30.07.2026 38мин

  Is the rise of buyer's agents actually putting the Australian property market at risk? PK Gupta has built a community around a straightforward argument: most Australian investors do not need a buyer's agent. Reece Beddall argue’s a case against. This is the conversation that followed. Book Your FREE Investment Assessment 👉:https://follio.com.au/contact-us/?utm_source=ep&utm_medium=87&utm_campaign=youtube_contactus 📊 Join the PropStac Waitlist: https://follio.com.au/propstac-waitlist/?utm_source=87&utm_medium=propstac&utm_id=ep In this episode of the Follio Property Podcast, host Reece Beddall sits down with property investment expert PK Gupta to break down why the buyer's agent boom could be distorting prices in key suburbs, how tax reform proposals around negative gearing and capital gains tax will actually impact investors, and why affordable regional markets may be the smartest play for the next decade. PK Gupta brings a contrarian perspective on the Australian property landscape in 2026. Rather than relying on buyer's agents, he champions a DIY approach to property investment built on data interpretation, qualitative research, and understanding the macro forces that actually move markets. The discussion covers everything from oil shocks and inflation to why over 50% of Gold Coast properties above $2 million are purchased with cash, and what that signals for everyday investors trying to enter the market. If you have been wondering whether negative gearing changes will tank your portfolio, whether Perth and Darwin still have room to run, or how to identify the next affordable growth corridor before the crowd arrives, this conversation delivers the data-backed answers. ✅ Why PK believes limiting negative gearing to two properties will not move house prices ✅ What university modelling suggests about reducing the CGT discount from 50% ✅ Inflation, oil shocks and 17% interest rates, and why Australian house prices still rose through all three ✅ PK's affordable regional picks for 2026 to 2028: Bendigo, Ballarat, Hobart, Launceston, Geelong, Newcastle, Mackay and Townsville ✅ Why Darwin's current cycle may be more sustainable than its last one ✅ The Angle Vale case study: how concentrated investor demand moved a suburb ✅ Why the same data everyone can access still produces very different results ✅ Speculative assets inside SMSFs and why the structure demands the opposite ✅ Whether the multi property landlord is finished, and PK's view on the sliding scale Timestamps: 00:00 - Buyer's Agents: Necessity or Dangerous Crutch? 02:22 - Negative Gearing Reform: Why It Won't Impact House Prices 04:05 - Inflation, Oil Shocks & 17% Rates: Property Still Doubled 07:50 - PK's Affordable Regional Picks for 2026-2028 11:22 - Darwin's Boom: Why This Cycle Is Structurally Different 15:22 - The Dark Side of Buyer's Agents: Data Distortion Exposed 20:52 - Democratized Data: Why You Don't Need a Buyer's Agent 27:26 - Angle Vale Case Study: How Investors Move Entire Suburbs 33:20 - SMSF Danger Zone: Speculative Assets vs Blue-Chip Strategy 35:45 - The End of Multi-Property Landlords? PK Gupta: YouTube: @AusPropertyMasteryWithPK (https://studio.youtube.com/channel/UCcnw6T6HoHau4zwXq5PQbUQ) Instagram: https://www.instagram.com/auspropertymasterywithpk/?hl=en About The Follio Property Podcast Each week, Reece Beddall and Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights — we make property simple, honest, and practical. 📍 Visit Our Website: https://follio.com.au/ 📩 Contact Us: [email protected] 📲 Follow Us on Social: Instagram: https://www.instagram.com/folliopropertypod/ TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLyw Lachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/ Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/ Executive Producer: Jonathan Fernandes https://www.linkedin.com/in/jonathan-fernandes-a75a991b2/ Disclaimer: This is for entertainment purposes - not financial advice. Speak to a qualified professional before making any financial or property decisions Key Themes: Buyer's agents property risk, negative gearing reform 2026, capital gains tax Australia, affordable housing markets, regional property investment, DIY property investing, Australian housing supply crisis, interest rate impact real estate, Perth property market forecast, Darwin property market growth #AustralianPropertyMarket #PropertyInvestment #BuyersAgent #NegativeGearing #CapitalGainsTax #HousingMarket #RegionalProperty #FollioPropertyPodcast #PKGupta #AustralianHousing
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  Perth Still Has 20% Capital Growth Left Before Hitting Price Ceiling | Property Expert 28.07.2026 29мин

  We tackle listener questions spanning every major Australian property market in this rapid-fire Q&A episode. From WA's game-changing R-Code rezoning to the outer Melbourne house and land trap, every answer is backed by Follio's proprietary data. 📊 Join the PropStac Waitlist: https://follio.com.au/propstac-waitlist/?utm_source=ep&utm_medium=86&utm_campaign=propstac_waitlist 👉 Get in touch: https://follio.com.au/contact-us/?utm_source=ep&utm_medium=86&utm_campaign=contact_us The Follio Property Podcast returns to the inbox with a stacked Q&A covering the Australian property market. Lachlan breaks down why Perth still has 20% capital growth runway even at the $1.1 million median price point, while unpacking the R-Code changes opening up 50,000 more residential subdivision opportunities across Western Australia. Reece challenges the narrative on Melbourne's outer-suburb house and land packages and digs into why Sydney agents are suddenly listing prices again. The duo also runs through Busselton's post-budget investment outlook, Darwin's shifting fundamentals, and a quick-fire round covering negative gearing, property downturns, suburb growth signals, and the retirement math every investor needs to know ✅ What the WA R-code change means: 900 down to 700 square metres and the infill opportunity it unlocks ✅ Why Perth still has meaningful capital growth left before its affordability ceiling ✅ Why the Perth slowdown is sentiment driven, not a supply problem ✅ Busselton and regional WA after the budget ✅ Sydney's shift to advertised prices and how under-quoting works ✅ Why outer Melbourne house and land packages lose on opportunity cost ✅ Bendigo and Ballarat versus Geelong: how commuter regionals really differ ✅ The data case against Darwin despite what the buying groups are pushing ✅ How many debt-free properties it takes to retire on a passive income ✅ The debt reduction strategy: why taking on more debt can get you debt-free faster Timestamps: 00:00 Introduction 01:40 WA R-code changes and the subdivision opportunity 07:00 Will Perth hold as it nears $1.1 million 12:30 Is Perth at its peak? Sentiment versus supply 16:30 Busselton and regional WA after the budget 19:30 Sydney: advertised prices and under-quoting 24:00 Outer Melbourne house and land packages 28:00 Bendigo and Ballarat versus Geelong 32:30 The data case against Darwin 37:00 Quick fire: retirement, downturns and debt reduction Key Themes Perth property market analysis | WA r-code infill development | Australian property investing | negative gearing Australia | property downturn Australia | Busselton property investment | Darwin property market | house and land packages Melbourne | retire on property Australia | pay off mortgage or invest About The Follio Property Podcast Each week, Reece Beddall and Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights — we make property simple, honest, and practical. 📍 Visit Our Website: https://follio.com.au/ 📩 Contact Us: [email protected] 📲 Follow Us on Social: Instagram: https://www.instagram.com/folliopropertypod/ TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLyw Lachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/ Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/ Executive Producer: Jonathan Fernandes https://www.linkedin.com/in/jonathan-fernandes-a75a991b2/ Disclaimer: This is for entertainment purposes - not financial advice. Speak to a qualified professional before making any financial or property decisions Got a market question for our next Q&A? Drop it in the comments. Subscribe to the Follio Property Podcast for data-driven Australian property analysis the mainstream won't give you. #AustralianPropertyMarket #PerthProperty #PropertyInvesting #NegativeGearing #PerthRealEstate #HouseAndLand #MelbourneProperty #DarwinProperty #BusseltonProperty #PropertyPodcast #FollioPropertyPodcast #RealEstateAustralia #AustralianRealEstate #FirstHomeBuyer #PropertyInvestment
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  Borrowing Capacity After the 2026 Budget: Michael Killiner on Negative Gearing, CGT and Debt Recycling 23.07.2026 36мин

  Lending has tightened sharply since the 2026 Budget, and the investors who understand the new rules will be positioned to buy while others sit out. Michael Killiner, Director of Tusk Finance, joins Reece Beddall and Lachlan Delahunty to break down what the negative gearing and capital gains tax changes actually mean for borrowing capacity, serviceability and cash flow. This is the most significant lending shakeup Australian property investors have faced since the interest-only caps of 2017, and most of it is happening quietly inside bank policy rather than in the headlines. Michael covers how lenders are now assessing rental income, why first home buyer lodgments have fallen since the Budget and how the guarantee scheme backfired, the real cash flow position on a $700,000 investment property, and the everyday commitments quietly destroying loan applications. He also explains why negative gearing is not gone so much as delayed, how debt recycling still works in 2026, and how to structure offset accounts and lending across major and non-bank lenders for the current environment. Book Your FREE Investment Assessment 👉: https://follio.com.au/contact-us/?utm_source=youtube&utm_medium=contact_us&utm_campaign=episode+85📊 Join the PropStac Waitlist: https://follio.com.au/propstac-waitlist/?utm_source=youtube&utm_medium=propstac&utm_campaign=episode+85 In this episode: Post-Budget lending landscape and what changed for investors First home buyer lodgments and the guarantee scheme RBA interest rate outlook for 2026 Serviceability and borrowing capacity after the Budget Non-bank lenders, assessment rates and rental income rules Trust structures, company lending and the lending fraud crackdown The real cash flow position on a $700,000 property Whether to pay down the mortgage in this environment Car leases and the borrowing capacity damage they cause Debt recycling in 2026 and how to structure it Why negative gearing is delayed rather than gone Timestamps: 00:00 Budget fallout: CGT and negative gearing changes explained 04:19 20% drop in first home buyer lodgements 06:48 Interest rate predictions for 2026 08:47 Serviceability post-budget 09:30 Borrowing capacity slashed 11:03 Non-bank lenders, assessment rates, and rental income rules 19:28 Should you pay off your mortgage in this environment? 26:17 Car leases: the worst thing for your borrowing capacity 28:08 Debt recycling in 2026 30:48 Bank policy shakeup coming 33:07 The one piece of advice every investor needs right now Michael Kiliner: Podcast:  @ThatBackyardPropertyPodcast  Business: https://tuskfinance.com.au/ Instagram: https://www.instagram.com/mortgageswmichael/?hl=en About The Follio Property PodcastEach week, Reece Beddall and Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights — we make property simple, honest, and practical. 📍 Visit Our Website: https://follio.com.au/ 📩 Contact Us: [email protected] 📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypodSpotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLyw Lachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/ Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/ Executive Producer: Jonathan Fernandes https://www.linkedin.com/in/jonathan-fernandes-a75a991b2/ Disclaimer: This is for entertainment purposes - not financial advice. Speak to a qualified professional before making any financial or property decisions #AustralianProperty #PropertyInvesting #NegativeGearing #FirstHomeBuyer #RBA #InterestRates #MortgageBroker #DebtRecycling #AustralianRealEstate #BorrowingCapacity #CGT #FollioPropertyPodcast
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  We Analysed 50 Properties So You Don't Have To | The Results Will Shock You 21.07.2026 27мин

  Book Your FREE Investment Assessment 👉: https://follio.com.au/contact-us/?utm_source=YouTube&utm_medium=.&utm_id=Episode+84📊 Join the PropStac Waitlist: https://follio.com.au/propstac-waitlist/?utm_source=YouTube&utm_medium=propstac&utm_id=Episode+84Established houses grew 14.3% in Brisbane while off-the-plan apartments in Melbourne went BACKWARDS at -1.3%. In this episode of the Follio Property Podcast, we run a "Compare The Pair" analysis across 50 randomly selected properties in Brisbane, Perth, and Melbourne, stacking established houses, boutique units, house and land packages, and high-rise apartments against each other over the last 7–10 years. The data is brutal. If you own the wrong asset type in the wrong city, you are not just underperforming, you are going backwards while inflation eats your equity. We break down exactly which property types delivered the highest capital growth returns, why boutique units in Perth exploded at 23.3% compounding, and how Melbourne Docklands apartments have set investors back decades with losses ranging from $13,000 to $125,000. This is not theory, these are real asset performances tracked by a buyers agency managing hundreds of client portfolios. Whether you are building a property portfolio, a first home buyer trying to get in, or an experienced investor reviewing your strategy, the gap between the best and worst asset types in the Australian property market has never been wider. What we've covered in this:✅ Established Houses vs House and Land - Melbourne houses compounded at 7% while house and land packages limped at 1.6%. Brisbane saw the tightest spread (14.3% vs 12.9%) driven by post-Covid replacement cost inflation, but that anomaly is not expected to continue.✅ The Boutique Unit Outperformance - Perth units delivered 23.3% capital growth vs 12% for houses. Brisbane units hit 15.3%. These are smaller complexes (15 or less, 2–3 levels, with parking) in blue-chip land-locked suburbs; scarcity drives the outperformance.✅ The Melbourne Apartment Disaster - Off-the-plan high-rise apartments returned -1.3% compounding. With inflation at 3%, investors in Docklands and Southbank lost real wealth. Specific losses ranged up to $125,000 on resale.Timestamps: 00:00 Introduction & Why This Data Matters 04:42 Established Houses06:12 House & Land Packages08:38 High-Rise Apartments11:33 Boutique Units12:53 Docklands Losses Up to $125,000 13:51 Why Scarcity Dictates Capital Growth 15:08 Is Melbourne Turning a Corner or Still Trapped? 17:41 Blue-Chip Land-Locked Suburbs vs CBD Towers 18:26 $30K to $500K Profit Examples About The Follio Property PodcastEach week, Reece Beddall and Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights — we make property simple, honest, and practical.📍 Visit Our Website: https://follio.com.au/📩 Contact Us: [email protected]📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypodSpotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/Executive Producer: Jonathan Fernandeshttps://www.linkedin.com/in/jonathan-fernandes-a75a991b2/Disclaimer: This is for entertainment purposes - not financial advice. Speak to a qualified professional before making any financial or property decisions#Propertyinvestment #australianproperty #realestateinvesting #melbourneproperty #brisbaneproperty #perthproperty #capitalgrowth #Houseandland #Propertyportfolio #Offtheplan #investmentproperty #australianrealestate #Boutiqueunits #Propertymarket #wealthbuilding
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  Perth & Brisbane's Housing Shortage Just Got Worse | Here's Where to Invest Next 16.07.2026 35мин

  Book Your FREE Investment Assessment 👉: https://follio.com.au/contact-us/?utm_source=YouTube&utm_medium=newsletter&utm_id=Episode+83📊 National Investment Report: https://441711975.hs-sites-ap1.com/follio-property-podcast-content-subscriber?utm_source=YouTube&utm_medium=newsletter&utm_id=Episode+83The Australian property market is splitting in two, while Sydney slides, Melbourne show signs of growth, Perth and Brisbane are holding firm. In this episode of the Follio Property Podcast, we break down the latest weekly data, auction clearance rates, and the real supply-demand numbers driving this two-speed Australian housing market in 2026.Is the Australian housing market heading for a crash or a correction? This week's data reveals a stark divide, Melbourne is sitting on a 54,000 dwelling surplus while Perth faces a 32,800 shortfall. Sydney's auction clearance rates have plummeted to 53% from 75% a year ago, and first home buyers have withdrawn by nearly 30% despite government incentives. We unpack our Chief Economist's supply-demand analysis, the RBA's outlook on private credit defaults, and what Follio's proprietary sentiment index is telling us about where property prices Australia-wide are headed next. For anyone tracking the Perth property market, Brisbane property market, or looking at property investment Australia strategies, these weekly numbers are essential viewing.✅ Melbourne dwelling surplus hits 54,000, what it means for prices ✅ Perth's 32,800 dwelling shortfall and why it's showing sheer resilience ✅ Sydney auction clearance rates drop to 53%, the 55% danger zone explained ✅ First home buyers withdraw 30%, why government incentives are failing ✅ Investor lending collapses from 41% to 22% of market activity ✅ Perth R-code changes unlock subdivision potential on 10,000+ properties ✅ Follio sentiment index, why Melbourne confidence is highest despite price fallsTimestamps: 0:00 Introduction: Sydney & Melbourne Property Price Forecast July 20261:30 Two-Speed Economy Update: Why Australian Markets Are Moving At Different Speeds3:30 Weekly Market Pulse: Green Shoots In Home Open Activity Across Australia5:10 Why First Home Buyers & Owner Occupiers Are Leaving The Market7:30 The Supply Story Nobody Is Talking About: Australian Housing Market Data8:30 Dwelling Surplus Explained: Melbourne 54,000 vs Brisbane & Perth Undersupply14:00 Melbourne Property Market Deep Dive: Why Supply Can't Be Fixed Quickly16:00 Adelaide & Sydney: Hitting The Affordability Ceiling21:00 Investor Sentiment Index: Why Experienced Investors Are Getting More Confident26:00 Perth Property Market Update: Median Over $1M, R-Code Changes & What's Next29:00 Brisbane & Adelaide Outlook: Stabilisation or Further Decline?About The Follio Property PodcastEach week, Reece Beddall and Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights — we make property simple, honest, and practical.📍 Visit Our Website: https://follio.com.au/📩 Contact Us: [email protected]📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypodSpotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/Executive Producer: Jonathan Fernandeshttps://www.linkedin.com/in/jonathan-fernandes-a75a991b2/Disclaimer: This is for entertainment purposes - not financial advice. Speak to a qualified professional before making any financial or property decisions#AustralianPropertyMarket #PropertyPricesAustralia #PerthPropertyMarket #BrisbanePropertyMarket #AustralianHousingMarket #MelbourneProperty #SydneyProperty #PropertyInvestmentAustralia #FirstHomeBuyer #RealEstateAustralia #HousingMarket2026 #AustralianRealEstate
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  Should You Buy Now Or Wait? | Ultimate Property Investment Strategy in Australia, 2026 14.07.2026 31мин

  Book Your FREE Investment Assessment 👉: https://follio.com.au/contact-us/?utm_source=YouTube&utm_medium=newsletter&utm_id=Episode+82📊 National Investment Report: https://441711975.hs-sites-ap1.com/follio-property-podcast-content-subscriber?utm_source=YouTube&utm_medium=newsletter&utm_id=Episode+82The Australian property market is splitting in two, and most investors are too scared to move. While Sydney and Melbourne show macro decline, smart money is buying at 60% under replacement cost in the micro markets that are quietly running. In this episode of the Follio Property Podcast, Lachlan Delahunty and Reece Beddall walk through four real client case studies, a Sydney unit owner, a Melbourne rentvestor, a leveraged investor, and a near retiree, with four completely different answers to the same question: is now the time to buy?What makes this episode critical is the post-budget lens. Negative gearing changes, the SMSF debate, and Australia's unique interest rate cycle have made property investment more complex than it has been in years. Lachlan breaks down why the one-size-fits-all advice flooding the market right now is dangerous, which three asset types are getting a suspicious amount of noise (and which one he is actually buying), and why interest rates carry more weight for your portfolio than any policy change coming out of Canberra. If you are sitting on equity, considering rentvesting, or wondering whether to consolidate or expand, this episode gives you the exact framework to make the call before the window closes.In this podcast, we covered:✅ Why current buying conditions are the best in 4-5 years for the right investor ✅ Case Study 1: Sydney unit owner with equity; upgrade, diversify, or hold? ✅ Case Study 2: Melbourne renter; rentvesting vs entering the owner-occupier market ✅ Case Study 3: Investor with two negatively geared properties, consolidate or buy a third? ✅ Case Study 4: Near retiree with a paid-off investment property; de-risking for cash flow ✅ Why commercial property, house and land packages, and off-the-plan are getting pushed hard ✅ The RBA rate cycle and why Australia is on a different path to the rest of the worldTimestamps: 00:00 Buying Conditions Are the Best in Years 02:17 The Post-Budget Property Landscape 04:22 Three Asset Types Getting Noise (and One Worth Buying) 06:45 Why Smart Money Is Buying Now 12:07 RBA Rate Cycle and Australia's Unique Position 16:18 Negative Gearing: Should It Stop You? 18:27 Case Study 1: Sydney Unit Owner 20:16 Case Study 2: Melbourne Rentvestor 22:49 Case Study 3: Leveraged Investor With Two Properties 25:02 Case Study 4: Near Retiree Portfolio StrategyKey ThemesAustralian property market 2026 | Buying property under replacement cost Australia | Sydney property market investment strategy | Melbourne rentvesting property case study | Commercial property Australia investment | Negative gearing changes Australia 2026 | Property portfolio consolidation strategy About The Follio Property PodcastEach week, Reece Beddall and Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights — we make property simple, honest, and practical.📍 Visit Our Website: https://follio.com.au/📩 Contact Us: [email protected]📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/Executive Producer: Jonathan Fernandeshttps://www.linkedin.com/in/jonathan-fernandes-a75a991b2/Disclaimer: This is for entertainment purposes - not financial advice. Speak to a qualified professional before making any financial or property decisions