this is property

Epizódy

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  837 investor lending, 40-year loan terms, changing property managers, selling to an investor + more 22.09.2026 37min

  Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHJohn's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9MIn today's episode John and Rach discuss:👉🏼 40 year loan terms: banks are pivoting to find ways to improve investor lending👉🏽 a practical example of how this changes an investor's borrowing power👉🏾 how often should your property manager inspect your property?👉🏿 when is it worth switching property manager and how to👉🏻 how do banks assess genuine savings vs gifted deposit?👉 a developer wants to buy my apartment, what should I consider?this is property is proudly brought to you by:Envisage Property: https://www.envisageproperty.com.au/ Sphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.
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  836 Australian property booms, busts & cycles deep dive with Vince Scully 15.09.2026 1h 12min

  Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHJohn's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9MA Sydney suburb has made headlines falling nearly $600,000 in a year according to the AFR. In this episode John chats with Vince Scully from Life Sherpa to unpack the data and context that isn't mentioned, leading into a wider chat about boom and busts cycles. They touch on:👉🏼 what the headline doesn't tell us about the Sydney suburb that fell👉🏽 understanding that there are markets within markets👉🏾 what happens to property during a downturn?👉🏿 is the 18.6 year cycle theory legit?👉🏻 was it easier or harder to buy a house when interest rates were 17%?👉 where does Vince see the unemployment rate and house prices going👉🏽 tips for investors👉🏾 will the property changes be reversed or are they here to stay?Related episodes:739 the boom bust property cycle explained + where are we now? Listen on Apple | Listen on Spotify344 timing the market: Listen on Apple Podcast | Listen on SpotifyBook 15min free chat with John Pidgeon here: https://www.envisageproperty.com.au/free-consultationGlen James' and Vince Scully's new book, 12 Months to Retire Right: https://link.amazon/B07u9ZQgEthis is property is proudly brought to you by:Envisage Property: https://www.envisageproperty.com.au/ Sphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.
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  835 property fear, shares vs property, single parent buying, selling your property + more 08.09.2026 39min

  Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHJohn's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9MIn this Q&A, John and Rach talk about:👉🏼 the property market outlook for investors following the tax changes👉🏽 how will the new way of negative gearing work👉🏾 do I have to get my properties valued before 1 July 2027 and how do I do that?👉🏿 what is selling the process and how much do I get after tax and expenses?👉🏻 advice for single parents re-entering the property marketthis is property is proudly brought to you by:Envisage Property: https://www.envisageproperty.com.au/ Sphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.
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  834 how to buy your first home: what a buyer's agent wants you to know with Emily Wallace 01.09.2026 35min

  Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHJohn's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9MLong time listeners will recognise today's guest because Rach is joined by Emily Wallace - former host of This Is Property and director of Wallace Advocates in Melbourne, one of Australia's most trusted buyer's advocates for first and family home buyers. In this episode Em shares a ton of tips on buying your first home, touching on:👉🏼 what to have in order before you start looking👉🏽 what buyers think matters (but doesn't)👉🏾 what buyers often miss that Em always looks for in a home👉🏿 choosing the right location👉🏻 managing emotions in the buying process👉 when and how to negotiate👉🏼 should you tell an agent your budget?👉🏾 when to walk away👉🏼 what does a buyers agent / advocate actually do?👉 plus her final piece of advice for first home buyersEm's website: https://wallaceadvocates.com.au/this is property is proudly brought to you by:Envisage Property: https://www.envisageproperty.com.au/ Sphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.
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  833 is the way we buy & sell property about to change forever? 25.08.2026 42min

  Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHJohn's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9MWhat if you could sell your home without paying thousands upfront just to test the market? John and Rach sit down with Geoff Lucas, ex-CEO of McGrath and The Agency, who's launching a new platform called Envelope to solve exactly that. After two decades and over $60 billion in residential transactions, Geoff noticed something: too many Aussies who should be selling aren't because the friction of doing so is just too high. In this episode they touch on:👉🏼 the market right now & the opportunity for upsizers👉🏽 the big problem in Aussie real estate👉🏿 what Envelope actually is and how it works👉 how it differs from For Sale By Owner👉🏻 will it put buyers agents and vendor advocates out of business?👉🏾 how the platform plans to support sellers👉🏼 the percentage fee model👉🏽 how Envelope provides a more flexible alternative for sellersView the platform: https://envelope.com.au/Listen to episode 801 inside Australia’s real estate industry with Geoff Lucas: Apple Podcast | Spotifythis is property is proudly brought to you by:Envisage Property: https://www.envisageproperty.com.au/ Sphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.
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  832 downsizing strategy, bad property managers, turning your home into an investment + more 18.08.2026 31min

  Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHJohn's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9MIn this Q&A, John and Rachelle chat about:👉🏼 whether a Tasmanian single parent should invest on the mainland👉🏽 mortgage-free & downsizing in 10 years, should I buy the downsizer now and rent it out?👉🏾 advice for buyers who are purchasing house and land packages👉🏿 dealing with high property manager turnover👉 a couple in their 20s planning to upsize in 5-10years and turn their existing home into an investmentJohn's services mentioned in the episode:New Builds | Envisage PropertyEnvisage Property First Home Buyer PackageBuilding construction contract reviews: https://www.carnelianprojects.com.au/this is property is proudly brought to you by:Envisage Property: https://www.envisageproperty.com.au/ Sphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.
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  831 is rentvesting dead? borrowing capacity case studies, lending landscape & what to do now 11.08.2026 45min

  Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHJohn's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9MOne of the biggest questions John and Rach have been asked since the federal budget has been: is rentvesting dead? In today's episode they chat about:👉🏼 how rentvesting has helped people get into the market who couldn't otherwise👉 Rach's own rentvesting origin story👉🏽 how the property landscape has changed for rentvestors👉🏾 3 client case studies of investors whose borrowing capacity reduced and how they pivoted👉🏿 why different lenders are giving very different answers👉🏻 how negative gearing has changed👉 whose impacted most👉🏽 could the changes to negative gearing end up being reversed?👉🏾 where to from here?this is property is proudly brought to you by:Envisage Property: https://www.envisageproperty.com.au/ Sphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.
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  830 SMSF lending change, missing out on properties, the forever home myth + more 04.08.2026 37min

  Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHJohn's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9MIn this episode John & Rach chat about:👉🏼 the changes to SMSF lending from 10 August 2026 for residential property and who it impacts👉🏽 a first home buyer who missed out a property they really wanted👉🏾 what is 'gazumping' and Rach's lesson for buyers👉🏿 is the term 'forever home' redundant?👉🏻 when should someone use a buyer's agent?👉 a quickfire Q&ALearn more about John's first home buyer package: https://www.envisageproperty.com.au/this is property is proudly brought to you by:Solvere Wealth: https://www.solverewealth.com.auSphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.
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  829 buying & selling at the same time, serviced apartments, Defence housing + more 28.07.2026 50min

  In this episode John answers your questions, touching on:👉🏼 4 ways to buy and sell a house at the same time👉🏽 investing in a serviced apartment yielding 7% - good or bad idea?👉🏾 pros & cons of renting a house to Defence Housing Australia👉🏿 when to sell vs hold forever👉🏻 negotiating a price reduction after building & pest inspection👉 how long does selling a property take?👉🏼 should we knock down rebuild or sell and buy elsewhere?👉🏽 my borrowing capacity is too low, wait for the market to cool or use shared equity scheme?👉🏾 how do deductions work for investors who can't claim negative gearing?👉🏿 John's thoughts on the regional market outlookLinks mentioned in the chat:Clarity call with John: https://www.solverewealth.com.au/clarity-call-with-john-pidgeonEnvisage Property buyer's agent service: https://www.envisageproperty.com.au/John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9MRachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHthis is property is proudly brought to you by:Solvere Wealth: https://www.solverewealth.com.auSphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.
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  828 Ben Kingsley on negative gearing, his property origin story & bad buyers agents 21.07.2026 56min

  Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHJohn's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9MIn this episode John chats with Ben Kingsley, co-founder of Empower Wealth and the Property Couch podcast for a wide-ranging conversation. They touch on:👉🏼 the changes to negative gearing👉🏽 Ben's property origin story👉🏾 property behaviours and traits that make a successful investor👉🏿 the Melbourne market👉🏻 the fundamentals of what drives property values👉 the rise of buyers agents & regional investors👉🏼 should you buy new properties for the tax benefits?👉🏽 Ben's caution to investors about getting bad property advice & guaranteed returnsthis is property is proudly brought to you by:Solvere Wealth: https://www.solverewealth.com.auSphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.
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  a first home buyer window of opportunity that won't last forever 20.07.2026 49min

  Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHJohn's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9MNegative gearing changes have hamstrung investor borrowing capacities, creating an opportunity for first home buyers that hasn't existed since just before COVID. In this episode John and Rach talk about how home buyers now have less competition and more negotiating power, plus the schemes and incentives helping buyers into the market. As of 1 July 2026, first home buyers can apply to pay no stamp duty through the Home Buyer Concession (HBC) Scheme. There is no longer an income threshold or property price limit when applying for the HBC Scheme. You can also apply for the HBC Scheme if you have not owned a property in the last five years. Reference: ACT.gov.authis is property is proudly brought to you by:Solvere Wealth: https://www.solverewealth.com.auSphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.
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  827 the psychology of property photography: what buyers really want to see 14.07.2026 32min

  Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHJohn's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9MPreparing to sell your home? Today's episode is loaded with practical tips. Joining Rachelle is Melissah Douglas, director of Studio Maison Media and former principal of a Sydney real estate agency. Having been on both sides of real estate, selling and shooting, Melissah shares her insights on:👉 creating and running a business👉🏼 what buyers respond to when looking online👉🏽 what becomes the hero image👉🏾 to use AI or not?👉🏿 what are the biggest mistakes that sellers make👉 why landscaping can actually ruin your shoot👉🏻 is styling worth it?👉 easy fixes to make your home photograph better👉🏼 tips for preparing your house for sale👉🏽 what makes a home feel premiumConnect with Melissah: https://www.instagram.com/studiomaisonmedia/this is property is proudly brought to you by:Solvere Wealth: https://www.solverewealth.com.auSphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.
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  826 the 5 biggest property investing mistakes and how to avoid them 07.07.2026 41min

  Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHJohn's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9MJohn & Rach unpack the 5 biggest mistakes property investors make (John's made all of them!) and what to do differently. Related episodes:🎧 439 John's 8 point property investing strategy - Apple | Spotifythis is property is proudly brought to you by:Solvere Wealth: https://www.solverewealth.com.auSphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.
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  825 the truth about Airbnb as a property strategy 30.06.2026 45min

  Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHJohn's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9MIs your property Airbnb-worthy? John Pidgeon is joined by Sally Broad, co-founder of Airready, a short-term holiday rental management company based on Victoria's Surf Coast. They talk about:👉🏼 why Sally started the business👉🏽 how do you know if your property is Airbnb-ready?👉🏾 what impacts vacancy rates?👉🏿 how Sally scaled the business👉🏻 navigating local council👉 can any property become suitable for short stay holiday rental?👉🏼 Airready's fee structure👉🏽 the investor misconception about using an Airbnb property strategy👉🏾 where is the short-stay market heading?this is property is proudly brought to you by:Solvere Wealth: https://www.solverewealth.com.auSphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.
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  824 buying your first investment property with Glen James 23.06.2026 1h 14min

  Rachelle's & Glen's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHJohn's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9MThis episode is for anyone considering buying their first property as an investment rather than a place to live, or if you already own your own home. Rachelle is joined by Glen James, host of money money money and co-author of their book, The Quick-Start Guide to Your First Property available now. Rachelle & Glen chat about:👉🏼 when's the right time to buy an investment?👉🏽 is it still a good idea since the 2026 Federal Budget announced changes?👉🏾 where to buy👉🏿 performance growth👉🏽 negative gearing changes and managing losses👉🏻what to consider before buying a new build👉 managing the emotional and practical risks👉🏼 budgeting for costs - deposit, ongoing & maintenance👉🏽 interest only or principle & interest?👉🏾 using a buyer's agent - is it for you?👉🏿 selecting good tenants👉🏻 the very real disadvantage for solo buyers in this property climatethis is property is proudly brought to you by:Solvere Wealth: https://www.solverewealth.com.auSphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.
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  823 buying your first home to live in with Glen James 16.06.2026 1h 3min

  Rachelle & Glen's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHIn this deep dive for first home buyers, Rachelle and Glen James from money money money unpack their new book The Quick-Start Guide to Your First Property, walking through the full property buying process step by step. They talk about:👉🏼 before you start looking👉🏽 property research👉🏾 making an offer & negotiating👉🏿 putting down a deposit and the cooling off period👉🏻 contracts & finance clauses👉 building & pest inspections👉🏼 the unconditional exchange👉🏽 pre-settlement inspection👉🏾 preparing for settlement day delays👉🏿 navigating the emotions of buying👉🏻 Govt schemes and incentives👉 does off market = red flag?this is property is proudly brought to you by:Solvere Wealth: https://www.solverewealth.com.auSphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.
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  822 every first home buyer scheme & incentive (and how to stack them) 09.06.2026 35min

  Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHIn this episode, Rachelle breaks down every national and state-based scheme available to first home buyers right now, real client case studies to show exactly how much money you can save and explains which incentives you can combine for maximum impact. She touches on:👉🏼 the First Home Super Saver scheme (FHSS)👉🏽 the Australian Government 5% Deposit Scheme👉🏾 the 2% deposit variation for single parents👉🏿 the Australian Government Help to Buy Scheme👉 Stamp duty concessions state-by-state for an $800k purchase👉🏼 the First Home Owner Grant (FHOG) for new buildsLearn more:https://firsthomebuyers.gov.au/https://www.firsthome.gov.au/this is property is proudly brought to you by:Solvere Wealth: https://www.solverewealth.com.auSphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.
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  821 EOFY tax tips for business owners & property investors 02.06.2026 37min

  Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHJohn's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9MIn this episode Rachelle is joined by return guest Leah Hall, director and accountant at Lift Accounting to unpack what business owners and property investors need to know at EOFY. This episode was recorded prior to the budget. They talk about:👉🏼 depreciation schedules & who prepaying interest might suit👉🏽 maximising deductions👉🏾 don't spend money just to save tax👉🏿 check your borrowing capacity before big purchases👉🏻 check your business & property structures👉 tax reporting👉🏼 the small business instant asset write-off👉🏽 why investors can't claim travel expenses👉🏾 changes to tax deductions for holiday home owners👉🏿 cashflow as the biggest mistake that Leah sees Check out Leah's resources for this episode & the federal budget: https://liftaccounting.au/podcast-packRelated episodes:722 top tax tips for property investors: Apple | Spotify733 property structures explained: trusts, companies & super funds: Apple | Spotifythis is property is proudly brought to you by:Solvere Wealth: https://www.solverewealth.com.auSphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.
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  820 rate rises, buyer's market & what the data is actually telling us with Eliza Owen 26.05.2026 46min

  Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHJohn's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9MJohn is joined by Independent Housing Analyst Eliza Owen for a look at how the May 26 rate rise is impacting the Australian housing market. They touch on:👉🏼 the impact on mortgage holders👉🏽 can we anticipate more rate rises in the second half of 2026?👉🏾 how different sub-markets are affected👉🏿 is there an opportunity for upsizers?👉 when can we see a rate cut occur?👉🏻 are rate increases actually effective for reducing inflation?👉🏼 how is undersupply fixed?👉🏽 buyer sentiment and behaviour during this time👉🏿 Eliza's tip for buyers to maximise negotiation power👉🏻 a quick fire Q&AConnect with Eliza on LinkedIn: https://www.linkedin.com/in/eliza-owen-2554ab65/this is property is proudly brought to you by:Solvere Wealth: https://www.solverewealth.com.auSphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.
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  what the tax changes mean for property investors 25.05.2026 1h 16min

  Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHJohn's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9MOn Thursday 21 May, John & Glen James from money money money walked through the CGT and Negative Gearing changes live on YouTube following the 2026 Federal Budget.Want to chat about your property situation? Book a 15min free call with John and the team at Envisage Property: https://www.envisageproperty.com.au/this is property is proudly brought to you by:Solvere Wealth: https://www.solverewealth.com.auSphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.