Henssler Money Talks

Epizódy

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  Market All-Time Highs Don’t Put Your Financial Plan on Hold 18.08.2026 11min

  With the stock market continuing to reach record territory, the “Henssler Money Talks” hosts tackle a familiar question: What do you do with fresh cash when stocks are already at all-time highs? From rebalancing and paying down high-interest debt to fixed income, diversification, and putting money into the market gradually, we explore ways to put your next dollar to work without trying to predict the next correction. Original Air Date: August 15, 2026 Read the Article: https://www.henss...
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  August 15, 2026: Student Loan Decisions, a Healthcare Revival & Record Highs 15.08.2026 48min

  Some financial decisions can’t be made by looking at just one number. This week, we start with major changes coming to federal student loan repayment and why married borrowers may need to consider not only their monthly payment, but how their tax-filing status affects both their cash flow and bigger financial picture. Then, a listener asks whether it’s time to rethink a healthcare fund he’s owned for 25 years. We examine what’s changed in the sector, how artificial intelligence could reshape ...
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  Securities-Backed Lines of Credit: Convenient, but Not Without Risk 11.08.2026 20min

  The “Henssler Money Talks” host take a closer look at securities-backed lines of credit and the heightened risks of borrowing against a concentrated stock position, including maintenance calls and forced sales when the share price falls. Original Air Date: August 8, 2026 Read the Article: https://www.henssler.com/securities-backed-lines-of-credit-convenient-but-not-without-risk
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  August 8, 2026: Borrow Against It, Save for It, Count on It? 08.08.2026 57min

  Accessing cash, building savings, and planning for retirement all involve choices between what we need today and what we may need tomorrow. We begin with securities-backed lines of credit and the heightened risks of borrowing against a concentrated stock position, including maintenance calls and forced sales when the share price falls. Next, we examine Radish, a proposed employer-funded savings plan designed to help workers save without contributing from their paychecks and consider how...
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  Portfolio Tradeoffs: There is No Unicorn Investment 04.08.2026 16min

  The “Henssler Money Talks” hosts discuss one of the most common challenges investors face: balancing competing priorities like income, growth, downside protection, and liquidity. We look at the tradeoffs behind every investment decision, why you can’t compare your portfolio to the benchmark, and your asset allocation really needs to start with your financial plan. Original Air Date: August 1, 2026 Read the Article: https://www.henssler.com/portfolio-tradeoffs-there-is-no-unicorn-investment &n...
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  August 1, 2026: Sell-offs, Tradeoffs & Tip-offs 01.08.2026 1h 4min

  Technology continues to shape both the markets and the investment landscape. We begin with a look at the week’s biggest headlines—from Apple’s new leasing strategy and a strong earnings season to renewed pressure on global semiconductor stocks. After the break, we discuss one of the most common challenges investors face: balancing competing priorities like income, growth, downside protection, and liquidity. We look at the tradeoffs behind every investment decision, why you can’t compare...
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  One Economy, Two Credit Realities 28.07.2026 11min

  Why are some Americans building exceptional credit while others are falling further behind? Our latest “Henssler Money Talks” podcast explores the growing credit divide and what it reveals about today’s K-shaped economy. In this companion article, we go a step further—explaining what builds a strong credit score, why it matters, and how it can affect everything from borrowing costs to future financial opportunities. Original Air Date: July 25, 2026 Read the Article: https://www.henssler.com/o...
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  July 25, 2026: Navigating Mortgages, The Credit Divide, and Upsizing Retirement 25.07.2026 1h 3min

  Buying a home, building good credit, preparing for retirement, and navigating the markets all require looking beyond today’s headlines. Shanna Squires of Henssler Mortgage Advisors joins us to explain what actually happens during the mortgage process — from pre-approval to closing — including why pre-approval may not always be what you can afford, why lenders ask for so much documentation, and how your mortgage lender should be working with you every step of the way before getting...
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  Should You Still Follow Yesterday’s Financial Advice? 21.07.2026 16min

  Financial advice often gets passed from one generation to the next, but not every rule is built for today's economy. The “Henssler Money Talks” hosts take a fresh look at some of the most common rules of thumb and discuss how they fit into modern financial planning. Original Air Date: July 18, 2026 Read the Article: https://www.henssler.com/should-you-still-follow-yesterdays-financial-advice
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  July 18, 2026: Markets, Mortgages and Money Myths 18.07.2026 52min

  This week on Henssler Money Talks, we're cutting through the noise to focus on the financial issues that could have the biggest impact on your decisions. We begin with a look at the latest market headlines—from CPI data and the start of earnings season to Federal Reserve testimony on inflation and uncertain progress in the U.S.–Iran ceasefire. Then we answer a listener’s question many homeowners are asking: If you’ve locked in a 3% mortgage, should you stay put or move anyway? Sometimes the b...
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  Trump Accounts, 529 Plans and Roth IRAs: Match the Account to the Goal 14.07.2026 14min

  When saving for a child's future, the "best" account depends on what you're trying to accomplish. The hosts of “Henssler Money Talks” explore Trump Accounts, 529 plans, custodial accounts and Roth IRAs, highlighting the advantages, tradeoffs and situations where each may be most appropriate. Original Air Date: July 11, 2026 Read the Article: https://www.henssler.com/trump-accounts-529-plans-and-roth-iras-match-the-account-to-the-goal
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  July 11, 2026: More Than a Will, More Than a Savings Account 11.07.2026 54min

  Planning for the future isn't just about growing your wealth — it's about making thoughtful decisions for how it's managed, transferred, and used to benefit the people you care about most. This week, we explore the financial and legal decisions that can shape your family's future, from estate planning fundamentals to new ways of saving and investing for the next generation. In this month's Estate Essentials, estate planning attorney Kyle Rinaudo explains why a will is only one piece of a comp...
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  The Social Security Question Everyone Asks — But Few Ask Correctly 07.07.2026 14min

  The hosts of “Henssler Money Talks” discuss one of the most important — and most misunderstood — decisions in retirement: claiming Social Security. Rather than focusing solely on the "best" age to file, we examine how Social Security fits into a broader retirement income strategy. We break down breakeven analysis and how claiming decisions work alongside your investment portfolio and withdrawal plan to help support long-term retirement goals. Original Air Date: July 4, 2026 Read the Article: ...
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  July 4, 2026: Markets, Main Street & Social Security 04.07.2026 53min

  The first half of the year is behind us, the Fourth of July marks the unofficial midpoint of summer, and it's the perfect time to step back and assess where the markets, the economy, and your retirement plan stand today. Research Analyst Nick Antonucci returns to the show to recap a remarkable first half of 2026. We discuss which sectors and asset classes led the way, which lagged behind, and the economic and market themes that could define the second half of the year. Along the way, we expla...
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  Preparing for Retirement's Most Expensive "What If" 30.06.2026 21min

  The “Henssler Money Talks” hosts tackle one of retirement’s biggest financial unknowns: long-term care. With care costs capable of disrupting even well-funded retirement plans, we’ll discuss the planning options available — from traditional long-term care insurance and hybrid policies to self-insuring — and explain how cash flow projections and scenario analysis can help families make informed decisions before a health event turns into a financial crisis. Original Air Date: June 27, 2026 Read...
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  June 27, 2026: The K-Shaped Economy, Compounding, and Long-Term Care 27.06.2026 48min

  The economy may be sending mixed signals, but for many Americans, the difference comes down to one simple question: Do you earn your income, or do you own assets that generate wealth over time? In this episode, we examine today's “K-shaped economy,” why inflation and rising asset prices have created very different financial realities, and what those differences reveal about building long-term wealth. That conversation naturally leads us into one of the most powerful forces in personal finance...
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  How an HSA Can Become a Source of Tax-Free Retirement Funds 23.06.2026 15min

  Health Savings Accounts are often praised as one of the most powerful tax-advantaged savings tools available, but accumulating assets is only half the equation. The “Henssler Money Talks” hosts explore how retirees can strategically use HSA balances, when it makes sense to pay medical expenses from other accounts, and why these accounts can create unexpected tax consequences for heirs. Because with HSAs, sometimes the challenge isn’t building the balance — it’s developing a plan to use it eff...
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  June 20, 2026: World Cup Crowds, Market Narratives, and HSA Strategies 20.06.2026 59min

  Major events, market narratives, and retirement planning may seem like completely different topics, but they all share a common theme: understanding the forces that shape financial outcomes before they show up in your portfolio. The FIFA World Cup is bringing the world’s attention to the United States, but some of the biggest winners may never step onto the field. From hotels and restaurants to transportation providers and local businesses, we’ll examine how major sporting events generate eco...
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  Before You Try to Avoid Probate, Understand It 16.06.2026 32min

  Probate is one of the most misunderstood topics in estate planning. Many people know they want to avoid it, but few understand what probate is or why it exists in the first place. This week, attorney Kyle Rinaudo of Reeves Law, P.C., joins us for an in-depth conversation on the facts and fiction surrounding probate, including its purpose, the role it plays in settling estates, why it often carries a negative reputation, and what families can realistically expect when navigating the process. O...
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  June 13, 2026: Probate, Partners, and Portfolios 13.06.2026 1h 7min

  Probate is one of the most misunderstood topics in estate planning. Many people know they want to avoid it, but few understand what probate is or why it exists in the first place. This week, attorney Kyle Rinaudo of Reeves Law, P.C., joins us for an in-depth conversation on the facts and fiction surrounding probate, including its purpose, the role it plays in settling estates, why it often carries a negative reputation, and what families can realistically expect when navigating the process. W...