2 Minutes with Joey - UPST Stock News

Episodet

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  UPST Today - Aug 13: Investors Eye Future Predictions 13.08.2026 1min

  Hey there! It’s Joey here, your friendly neighborhood investor, breaking down what went down with Upstart today. So, Upstart (that’s UPST) had a pretty chill day, closing up about 1.6%. Not a huge move, but hey, a win’s a win, right?So, what happened? Well, the stock saw some action, but nothing too wild. It was trading around that $29 mark, and honestly, it felt like a slow day for the most part. Volume was steady, just like it usually is, so nothing crazy there.Now, the why behind today’s move is a bit of a mix. You’ve got some chatter from the financial world talking about predictions for Upstart. Some folks are saying it could double by 2027. That’s a bold claim! But then again, predictions are like opinions—everyone’s got one, and we know how that can go. Also, there’s some talk about how Upstart’s tied to the Consumer Price Index (CPI) and Fed moves, which can definitely shake things up. It’s like a game of chess where the pieces keep moving. Plus, there’s a lawsuit brewing over their AI model that rejected some borrowers. That’s gotta weigh on investors’ minds, right? It’s like, “what’s going on behind the curtain?”On the horizon, Upstart’s got a spot at the Bank of America SMID Cap Virtual Conference. They’re focusing on profitability, which is definitely something investors want to hear. So, that could be a big deal as we look ahead.Alright, that’s the scoop for today! Just remember, this is all for your info and entertainment, not financial advice. Keep it chill, and I’ll catch you later!
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  UPST Today - Aug 12: Investors Sue Over AI Model 12.08.2026 1min

  Hey there, it’s Joey! I’ve been investing for years, and I’m here to break down how Upstart, or UPST, did today. Spoiler alert: it was a red day. The stock dipped about 2.7%. Ouch!So, what happened? UPST got smoked today, and it seemed like folks were hitting that sell button pretty quick. It’s not the best feeling when you see a stock you like take a hit. Now, let’s chat about the why. There’s a lot going on with Upstart lately. First off, there was some buzz around their Q2 results, which were actually pretty solid. But then, bam! News dropped that investors are suing them over an AI model that allegedly rejected borrowers without proper explanation. Yeah, that one stung. People are worried about how this could affect the company's reputation and future business. Plus, they were already dealing with some mixed feelings after that loan agreement with Castlelake. So, it’s like a double whammy. Good news on one side, but then this lawsuit pops up and takes the wind out of their sails.And here’s something else to keep in mind. There are still analysts out there talking about the potential for UPST. Some are saying it has explosive upside potential. So, while today was rough, there’s still some chatter about its future. Alright, that’s the scoop for today. Just remember, this info is for your entertainment and to keep you in the loop. No financial advice here, just a friendly chat. Catch you later!
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  UPST Today - Aug 11: Slight Drop in Price 11.08.2026 1min

  Hey there! It’s Joey here, your friendly investor buddy, breaking down the day for you. Today we’re talking about Upstart, and it was a bit of a red day, with the stock slipping down almost a percent. So, what went down? Well, Upstart opened at around 30 bucks and then just kind of drifted lower, ending the day at about 29.91. Yeah, it got smoked a little, but it wasn’t like a total disaster. Just a slow bleed, you know? Now, let’s chat about the why. There’s been a lot of chatter about Upstart lately. Just last month, the stock took a pretty big hit, dropping 23% in July. Ouch! That was mainly linked to some disappointing earnings and concerns about their business model. Investors are still feeling the sting from that, and it seems like the market is just a bit cautious right now. Some analysts have been throwing around some interesting questions about the company’s future, especially after their earnings call. Folks are trying to figure out if Upstart can really turn things around, and that uncertainty has people hitting the sell button fast. On a brighter note, there’s some buzz about Upstart’s potential for explosive upside. A few analysts are still optimistic, saying there’s a chance for big growth if they can nail their strategy moving forward. So, while today wasn’t great, the future could still hold some surprises.To wrap it up, Upstart had a rough day, but there’s still a lot going on behind the scenes. Keep an eye on those analyst opinions and the company’s next moves. Remember, this is just for fun and to keep you in the loop, not financial advice. Catch you later!
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  UPST Today - Aug 10: Stock Takes a Hit 10.08.2026 1min

  Hey there! I'm Joey, your friendly neighborhood investor, and I’m here to break down what went down with Upstart today. So, Upstart (UPST) had a pretty rough day, closing down about 2.9%. Ouch, right?Alright, let’s talk about what happened. The stock got smoked today, and it’s not looking too hot. It’s been a wild ride lately, and with today’s drop, it’s just adding to the drama. So, why the dip? Well, it seems like investors are still feeling the hangover from that massive 23% plunge last month. Yeah, that one stung. The company’s been facing some tough scrutiny, especially with its earnings and some deals that didn’t quite hit the mark. There’s chatter about them being in a risky spot, and that’s got folks hitting the sell button fast. Oh, and here’s something to keep in mind: Upstart’s been trying to shake off some bad vibes with a new deal worth $4 billion. But, you know how it goes; sometimes, it takes a while for good news to really sink in and change the mood. To wrap this up, it’s been a bumpy road for UPST, and today’s drop just adds to the rollercoaster. Just remember, this is all for your info and entertainment—no financial advice here. Catch ya later!
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  UPST Today - Aug 09: Upgraded to Hold 09.08.2026 1min

  Hey there! It’s Joey here, your friendly neighborhood investor. Let’s break down what went down with Upstart today. So, UPST had a solid green day, popping up about 4.6%. Not too shabby!What happened? Well, the stock got a little boost after Wall Street Zen upgraded it to a "Hold." That’s like getting a thumbs up from a friend when you’re unsure about a movie. It’s not a rave review, but hey, it’s better than a flat-out pass, right? The trading volume was pretty normal today, just hanging out around the usual levels.Now, why did this happen? It seems like investors are feeling a bit more optimistic after that upgrade. It’s like someone turned on a light in a dark room. The upgrade suggests that there’s some stability in the stock, which is a welcome change. Upstart’s been through a rough patch lately, and this little nudge from analysts might’ve given folks a reason to hit the buy button instead of the sell button.Oh, and here’s a quick heads up: there’s chatter around how Upstart’s AI tech is being used more in the lending space. That could be a game changer if they play their cards right. Companies are always looking for ways to streamline processes and reduce risk, and AI is a big part of that.So, to wrap it up, UPST had a nice little bump today thanks to that upgrade. It’s a step in the right direction, but we’re still in wait-and-see mode. Remember, this is just for fun and info, not financial advice. Keep it chill, and happy investing!
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  UPST Today - Aug 08: Reporting Methodology Change 08.08.2026 1min

  Hey there! I’m Joey, your friendly neighborhood investor, and I’m here to break down what went down today with Upstart, or UPST for short. Spoiler alert: it was a green day, up about 4.6%! Not bad, right?So, what happened? UPST saw some positive movement today, which is a nice change of pace. It was trading around $31.09, and honestly, it kinda felt like a little relief rally after a rough patch. You know how it goes—sometimes stocks just need a bit of a breather.Now, why did it move? Well, there’s been some chatter about how Upstart is changing its reporting methodology for their macro index. It sounds like they’re trying to spice things up and maybe make their data more appealing or relevant. Investors often react to these sorts of changes, hoping for better insights or clearer paths forward. Plus, there’s that lingering thought in the back of everyone’s mind—UPST is still down over 60% from its recent highs. Yeah, that one stung. So, any sign of life feels pretty good right now.Looking ahead, one thing worth mentioning is that Upstart’s been in the news with discussions about its stock analysis and forecasts. Seems like people are keeping a close eye on how they might bounce back. To wrap it up, today was a little win for UPST, and it felt nice to see some upward movement. Remember, I’m just here for the info and good vibes, not financial advice. Catch you later!
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  UPST Today - Aug 07: 1.3% Gain Despite Concerns 07.08.2026 1min

  Hey, what’s up? I’m Joey, your friendly neighborhood investor, here to break down what went down with Upstart today. So, Upstart, ticker UPST, had a pretty chill day, finishing up about 1.3%. Not a huge jump, but hey, green is green, right?Now, what happened? Well, the stock kinda bounced back a little after getting absolutely wrecked in the past few weeks. It’s been a rough ride, down over 60% from its peak, so any little gain feels like a win. Today, it saw some decent volume, but nothing crazy. Just a lot of folks trading as usual, I guess.So why did it move today? There’s a mix of stuff going on. Some reports said that even though Upstart is still facing some risks, loan volume is actually growing, which is a good sign. But then, there are worries about their margins. Like, can they keep making money if they’re lending more? It’s a balancing act, you know? Some people are still optimistic, but others are definitely cautious. The market seems to be split on how to feel about this one.Oh, and here’s a little nugget to keep in mind: there’s chatter about their next earnings report coming up, and that could shake things up again. Earnings can be a big deal, especially for a company trying to find its footing after a rough patch.To wrap it all up, Upstart had a small green day today, but there’s still a lot of uncertainty hanging around. It’s like that friend who keeps saying they’re working on themselves but you’re not sure if it’s actually happening. Just keep an eye on it if you’re interested. Remember, this recap is just for fun and info, not financial advice. Catch you later!
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  UPST Today - Aug 06: New CEO Sparks Interest 06.08.2026 1min

  Hey there! It’s Joey here, your friendly investor buddy, and today we're breaking down Upstart, or UPST for short. So, was it a green day or a red day? Well, it was barely green, up just a smidge by 0.26%. I mean, it’s not exactly a fireworks show, but hey, we’ll take it!So, what happened? The stock kinda cruised along today, not making any huge moves. But here’s the thing: after-hours trading saw it rally by about 7%. That’s where the excitement was, but during regular hours, it was more of a slow roll. Now, why the buzz? Well, people are talking about Upstart's new CEO. Yeah, fresh leadership can really shake things up! Also, they just reported a Q2 income of $16.5 million, so they’re back in the GAAP profitability game. That’s a nice win, right? But hold up, there’s a catch. Despite the profit, some analysts think the stock still looks pricey after a rough five-year slump—like, 82% down. Ouch! And with a short interest sitting at 27%, some folks are still skeptical about where the stock's headed.And here’s a little nugget for you: Upstart is showing some serious growth potential, with a reported 42% increase in revenue. That’s definitely something to think about moving forward. Alright, to wrap it up—today was a bit of a mixed bag for UPST. New leadership and profitability are good signs, but there are still some clouds on the horizon. Remember, I'm just sharing what’s happening, not telling you what to do with your cash. Catch you later!
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  UPST Today - Aug 05: Record Loan Growth Boosts Stock 05.08.2026 1min

  Hey there! It's Joey, your friendly neighborhood investor, here to break down what went down with Upstart today. So, UPST had a solid green day, up about 7.3%. Not too shabby, right?Alright, so here’s the scoop: Upstart's stock soared after some pretty impressive news about their loan origination growth. We're talking record numbers here, and that’s always a good look. They also reported a Q2 income of around $16.5 million, which is a big deal since they returned to GAAP profitability. You know, that’s the kind of stuff that gets Wall Street buzzing.Now, why did this happen? Well, it seems like their core personal loan growth really kicked it into high gear, thanks to some slick AI upgrades they’ve been working on. People are loving the idea of getting loans more efficiently, and Upstart’s been right there in the mix. Investors saw the potential and hit the buy button hard today. It’s like they were all in on the same vibe.Looking ahead, one thing to keep an eye on is how this growth trend continues. If they can keep up the momentum, who knows where the stock could go? But hey, that's just something to think about.So, there you have it! Upstart had a great day, fueled by strong earnings and growth in loan origination. Just remember, I’m here to share info and keep it real, not to give financial advice. Catch you later!
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  UPST Today - Aug 04: Earnings on the Horizon 04.08.2026 1min

  Hey there! It’s Joey, your friendly investor buddy, here to break down what went down with Upstart today. So, Upstart (UPST) had a pretty solid day, up about 2.4%. Not too shabby!Alright, so here’s the scoop. UPST edged higher today, and honestly, it seems like folks are feeling a bit optimistic. There was buzz about their upcoming earnings report, which is always a big deal. Plus, they just secured a $4 billion loan deal and got some conditional approval from a bank. That kind of news usually gets people excited, right? Now, here’s where it gets a bit tricky. Even with the positive moves, there’s some chatter about Upstart’s default-risk measure hitting its highest level since January. Yeah, that one stung a bit. It’s like a cloud hanging over the optimism. People are wondering if the growth can keep up, especially with earnings just around the corner. Speaking of earnings, they’re dropping tomorrow, and Wall Street is all ears. Everyone’s trying to guess how they’ll perform, and that’s got some folks on edge. It’s like waiting for the results of a big test—nobody really knows how it’ll go.So, to wrap it up, UPST had a nice little bump today, but there’s a mix of excitement and caution in the air with those earnings coming up. Just remember, this info is for fun and to keep you in the loop—not financial advice. Catch you later!
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  UPST Today - Aug 03: Default-Risk Measure Peaks 03.08.2026 1min

  Hey there! It’s Joey here, your friendly neighborhood investor, breaking down what went down today with Upstart, ticker UPST. Spoiler alert: it was a green day! The stock popped up about 5.6%. Always nice to see some green, right?So, here’s the scoop. UPST started the day with some solid energy, climbing up throughout the session. The trading volume was pretty average, so nothing too wild there. But hey, a gain is a gain! Now, why did this happen? Well, it looks like the market's been buzzing about Upstart's default-risk measure hitting its highest level since January. That’s got people talking. Higher default risk can make investors a bit jittery, but in this case, it seems to have sparked some interest in the stock. Plus, there’s chatter about their upcoming earnings report, which is dropping tomorrow. You know how earnings can be – they can either make or break a stock's vibe. So, folks might be buying in ahead of that report, hoping for some good news. And speaking of good news, Upstart reported $1.4 billion in loan originations for July. That’s a solid number and might be giving investors a little boost of confidence.On the horizon, keep an eye out for that earnings report tomorrow. It could bring a lot of movement, depending on what they say. If they hit the mark, we could see this momentum continue. Alright, that’s the lowdown on UPST today! Just remember, this is all for fun and info – no financial advice here, just me sharing what’s up in the market. Catch you later!
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  UPST Today - Aug 02: OCC Approval Sparks Interest 02.08.2026 1min

  Hey there! It’s Joey, your friendly stock enthusiast, here to break down the day for you. Today, we’re talking about Upstart, ticker UPST, and guess what? It had a green day, up nearly 1.5%. Not too shabby!So, what went down? Upstart kicked off the day with some good vibes, mostly thanks to the news about the OCC giving the green light for Upstart Bank. This approval is like a golden ticket for them, and it seems to have caught the attention of investors. People were feeling optimistic, and that probably helped boost the stock a bit today.Now, why the excitement? Well, the OCC approval means they can offer more banking services, which could open up new revenue streams. This is crucial for Upstart, especially since they’re all about using AI to make lending smarter and more accessible. So, yeah, this news definitely got folks buzzing about Upstart’s future. Some analysts even think it could be a bargain now that they’ve got this approval under their belt. But hey, not everything is sunshine and rainbows. There’s still chatter in the market about how Upstart stacks up against other AI fintech players. Like, some folks are comparing it to Dave, another stock in the same space. It’s like a friendly rivalry, but it does add a bit of pressure to keep performing well. And here’s a quick thing worth knowing: the stock’s volume today was on par with its average. That’s usually a sign that investors are keeping a close eye on it, which means the interest is still there. So, to wrap it up, Upstart had a decent day fueled by that OCC approval, and people are buzzing about what’s next for the company. Just remember, I’m here to share info and keep things light, not to give you financial advice. Stay curious, and happy investing!
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  UPST Today - Aug 01: Steady Ahead of Earnings 01.08.2026 1min

  Hey there! It’s Joey, your friendly neighborhood investor, and I’m here to break down Upstart’s day. So, Upstart (UPST) had a chill day, moving up about 1.5%. Not too shabby!So, here’s the scoop. The stock pretty much held its ground today. It didn’t have any wild swings, just a steady climb. You know how some days feel like a rollercoaster? Well, today was more like a leisurely bike ride. People were trading like it was just another day at the park.Now, why the calm vibes? Well, it looks like investors are gearing up for the upcoming earnings report. There's a buzz around the AI lending scene, and it seems like folks are feeling optimistic about Upstart's position in that space. A couple of articles mentioned that the momentum in AI lending is building, which is pretty exciting. It might be why people weren’t too quick to hit the sell button. They’re probably waiting to see what the earnings reveal. But here’s the kicker: even though Upstart’s been holding steady, it’s still lagging behind the market overall. Some analysts have pointed out that while it’s making moves, it’s not quite keeping pace with the broader market trends. That one stung a bit for those hoping for a bigger jump today.As for what’s coming up, definitely keep an eye on that earnings report. It’s going to be a big deal, and it could shake things up, for better or worse. Just a heads up!Alright, that’s a wrap for today! Always fun chatting about stocks and what’s happening. Remember, this is just info for you to chew on, not financial advice. Catch you later!
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  UPST Today - Jul 31: Earnings Buzz and Approval 31.07.2026 1min

  Hey there! It’s Joey here, your friendly longtime investor, breaking down what went down with Upstart today. So, UPST had a bit of a rough day, closing down about 2.5%. Not the greatest news, right?Here’s the scoop. UPST started off steady, but then it kinda slipped into the red. People were probably feeling a little jittery ahead of their earnings report coming up soon. You know how that goes—everyone gets a bit nervous before these things. There was also chatter about some big moves in the market, and it seems like investors were just looking for a reason to hit that sell button. Now, why the drop? Well, there's been some buzz about Upstart's AI lending momentum building, which sounds promising. But, like, it wasn’t enough to keep the stock in the green today. Plus, they recently got approval to set up a bank, which is a big deal, but maybe folks weren’t convinced it would turn into immediate gains. And then there’s that $4 billion loan deal they secured—sounds huge, right? But again, it didn’t seem to have the impact people were hoping for today. So, yeah, a mix of anticipation and uncertainty definitely played a role.A quick heads up: earnings are right around the corner, so that could shake things up. Buckle up for that, right? Alright, that’s the lowdown on UPST today. Just remember, this is all for fun and info, not financial advice! Catch you later!
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  UPST Today - Jul 30: $4B Loan Deal News 30.07.2026 1min

  Hey there! It’s Joey here, your friendly neighborhood investor, breaking down the day’s action. Today, we’re talking about Upstart, and it was a bit of a red day. The stock dipped about 1.2%. So, what went down? Well, Upstart got hit with a slight drop after some news about a big loan deal. They just secured a $4 billion funding agreement with Castlelake. Sounds huge, right? But the market seemed a bit skeptical, and folks didn’t exactly rush to buy in. It’s like they’re waiting to see how this plays out before really getting excited.Now, why did the stock move like this? There’s chatter that while the loan deal is a big win, some analysts think Upstart might still be undervalued by around 34%. That’s a pretty big gap! Plus, with their ongoing bid for a bank charter, investors are probably feeling a bit cautious. It’s like they want to see the whole picture before jumping in. Nobody really knows what’s next, but the uncertainty is definitely affecting the mood.On the horizon, there’s a lot of focus on whether Upstart’s bank charter bid will get approved. That could shake things up in a big way, but we’ll have to wait and see how that plays out. Alright, that’s the scoop for today! Just remember, I’m here to keep you informed and entertained, not to give financial advice. So, keep your head up and happy investing!
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  UPST Today - Jul 29: $4B Loan Deal News 29.07.2026 1min

  Hey, what’s up? It's Joey here, your friendly investor buddy, breaking down what happened today with Upstart, or UPST, as we like to call it. Spoiler alert: it was a red day. The stock got smoked, down a bit over 5%. Ouch!So, what went down? Well, UPST opened strong but couldn’t hold on, and by the end of the day, it was sitting at around 26 bucks. A lot of folks were hitting the sell button, and you could feel the tension in the air. Now, why did this happen? Here’s the scoop. Upstart just announced a pretty big deal with Castlelake Funds, who agreed to buy up to $4 billion in loans from them. Sounds awesome, right? But instead of excitement, it seemed to trigger some selling vibes. Maybe it’s because investors are still trying to figure out how this will impact the company long-term. There’s also chatter about Upstart’s performance post-Q1 earnings, and some people are just still nervous about the whole AI lending space. On top of that, there's been some buzz around other companies in the AI sector making moves, like LPL Financial who just revealed their own AI strategy. So, with all this happening, it’s like UPST got overshadowed. One thing worth knowing is that more than 100 banks and credit unions are using Upstart’s AI models. That’s a solid foundation for growth, but today, it just didn’t translate into stock price gains.So, to wrap it up, it was a rough day for Upstart. The $4 billion loan deal with Castlelake is a big deal, but the market seemed unsure about what it means for the future. Just keep your eyes peeled, folks! Remember, this is just for info and entertainment, not financial advice. Catch you later!
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  UPST Today - Jul 28: Stock Takes a Dip 28.07.2026 1min

  Hey, what’s up! It’s Joey here, your friendly neighborhood investor, breaking down what happened today with Upstart, ticker UPST. Spoiler alert: it was a red day. The stock dropped about 3.6%, closing around 26.49. Yeah, that one stung a bit.So, what went down? Well, it seemed like a slow bleed throughout the day. There were no wild swings, just a gradual slide that left folks feeling a bit uneasy. The volume was right on par with what we usually see, so it didn’t seem like any crazy panic selling or anything. Just a steady trickle out the door.Now, why did it happen? Honestly, it’s a bit murky. There was some chatter about the market in general, plus Upstart recently got some buzz for winning preliminary approval to set up a bank in the U.S. That’s huge, right? But it didn’t seem to light a fire under the stock today. Maybe people are just feeling cautious after recent earnings reports and are weighing their options. You know how it goes—investors can be a bit skittish, especially when the vibes feel off. Also, some articles are calling Upstart a solid pick thanks to strong insider ownership, which usually bodes well. But again, that didn’t translate into buying today. It’s like everyone’s holding their breath, waiting to see what’s next.Looking ahead, one thing worth noting is that Upstart is in the mix of AI stocks to keep an eye on. They’re trying to carve out a niche with their tech, and that could be good news down the line. Just something to keep in mind!Anyway, that’s the scoop for today. Remember, I’m just here to share the info and keep it chill—not giving any buy or sell advice. Catch you later, and happy investing!
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  UPST Today - Jul 27: Insider Ownership Sparks Interest 27.07.2026 1min

  Hey there! It's Joey here, your friendly neighborhood investor, breaking down the day for you. Today, we’re talking about Upstart, and guess what? It was a green day, up about 3.7%. Not too shabby!So, what happened? Upstart saw some nice movement today, bouncing back a bit after some rough patches lately. The stock was feeling pretty good, and people were definitely buying in. It’s like it got a shot of espresso or something!Now, why the positive vibes? Well, a couple of articles caught my eye. One talked about how Upstart is leading the pack among fast-growing stocks with strong insider ownership. Basically, when insiders are holding onto their shares, it gives the rest of us a little more confidence, right? It’s like they believe in what they’re building, and that can be contagious. Plus, there’s been chatter about their potential in the market, with some folks even comparing them to big names like Tesla. I mean, that’s a bold comparison, but it shows there's some serious interest in what they’re doing.But, not everything is sunshine and rainbows. There’s been some pressure on the stock due to some core allegations floating around. It seems like people are still trying to figure out how solid Upstart really is in the long run. It’s like a mixed bag of opinions out there.One thing to keep an eye on is that earnings season is coming up soon. That’s when companies spill the tea on how they’ve been doing, and it can really shake things up. So, keep those ears perked for any news coming from Upstart!Alright, that’s the scoop for today. Just remember, this is all for fun and information, not financial advice. Stay curious and keep on investing! Catch you later!
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  UPST Today - Jul 26: New CEO Buzz Fizzles 26.07.2026 1min

  Hey there! It's Joey, your friendly investor here, breaking down the day for you. Today we’re talking about Upstart, and it was a bit of a red day for them, down about 2.4%. Ouch!So, what went down? Upstart opened with some excitement after a solid after-hours rally yesterday, but that didn’t really carry over into today. The stock got hit, and it just kinda bled out. Volume was pretty average, but it seems like people were more interested in hitting the sell button than anything else.Now, why did this happen? Well, there’s a lot of buzz about their new CEO, and while that got some folks hyped, it looks like the overall market mood didn’t help. Investors are still grappling with some serious questions about Upstart’s future. There are allegations floating around that have folks uneasy, and that’s never a good vibe. Plus, even with some positive news about an OCC approval for their banking ambitions, it seems that just wasn’t enough to keep the momentum going. Oh, and just a heads up, earnings season is rolling in. So, keep an eye out for how they handle that. It’s a big deal for any stock, and Upstart will be in the spotlight pretty soon.So yeah, today was a bit of a bummer for UPST. It’s always a rollercoaster with stocks. Just remember, this is all for fun and info, not financial advice. Catch you later!
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  UPST Today - Jul 25: Market Up, UPST Down 25.07.2026 1min

  Hey there! It’s Joey, your friendly investor buddy, here to break down what went down with Upstart today. So, UPST had a bit of a rough day, dropping about 2.39%. Ouch, right?Now, let’s get into it. UPST started the day alright but then just kinda lost steam. It got smoked while the overall market was actually on the upswing. You’d think it would ride that wave, but nope. It felt like investors just hit the sell button fast, which is never a fun sight.As for why this happened, it seems like there’s a lot of chatter around the stock lately. Some folks are comparing it to other fintechs like Sezzle, and let’s just say, the comparisons aren’t exactly flattering. Plus, there’s news about Upstart’s plans to launch a nationwide bank, but it’s still pending approvals. So, it’s all kind of up in the air right now. Uncertainty can really freak investors out, and that might be why they were skittish today.Oh, and one thing to keep in mind is that Upstart’s potential bank could change the game if it gets the green light. That could be a big deal down the road, so it’s something to watch. Alright, that’s the scoop on UPST today. Remember, this is just for your info and entertainment, not financial advice. Catch you later!