Crypto In America

Episodet

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  LIVE | The Clarity Act Failed. Now It’s the Regulators’ Turn 21.09.2026 51min

  SEC Commissioner Hester Peirce and Crypto Task Force Chief Counsel Taylor Lindman join us to discuss the SEC’s innovation exemption for tokenized stocks, the implications for DeFi and self-custody, and preparations for 24-hour trading.Former House Financial Services Committee Chairman Patrick McHenry breaks down what went wrong with Clarity, whether negotiations can restart, and the risks of building crypto policy without legislation.The American Bankers Association’s Brooke Ybarra discusses stablecoin rewards, banks’ concerns about deposit flight, and whether the banking industry’s push for restrictions backfired.Follow Ushttps://x.com/CryptoAmerica_https://open.spotify.com/show/2Y3bQRj...https://podcasts.apple.com/us/podcast...Follow HostsJacquelyn: https://x.com/jacqmelinekGerald: https://x.com/thatgeraldEleanor: https://x.com/EleanorTerrettFollow our guests:https://x.com/HesterPeircehttps://x.com/taylor_lindmanhttps://x.com/PatrickMcHenryhttps://www.linkedin.com/in/brookeybarra#CryptoInAmerica #ClarityAct #CryptoNews #SEC #Tokenization #Stablecoins
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  Why Washington Still Can't Give Crypto Regulatory Certainty 17.09.2026 35min

  Anthony Scaramucci says the U.S. crypto industry has made progress, but he isn't convinced Washington will deliver the regulatory certainty the market is waiting for.The SkyBridge founder joins Crypto in America at the Wyoming Blockchain Symposium to discuss the Clarity Act, why he believes political incentives could complicate its path through Congress, and what could happen if U.S. crypto policy continues to rely on agency rulemaking instead of legislation.The conversation explores the Trump administration's approach to crypto regulation, the durability of SEC and CFTC rules, institutional adoption, why a failure to pass the Clarity Act could have very different implications for Bitcoin and altcoins, how stablecoins could strengthen the U.S. dollar, crypto donor fatigue in Washington, and Scaramucci's outlook for the crypto market over the next six months.Timestamps 00:00 Anthony Scaramucci Returns to Crypto in America00:38 Is Crypto Still Early?01:38 Paul Atkins’ Approach to Crypto Regulation03:14 Will the Clarity Act Vote Actually Happen?03:36 Why Scaramucci Is 50/50 on the Clarity Act06:52 Can Crypto Democratize Finance?09:47 Scaramucci Grades Trump’s Crypto Agenda11:17 Why the Clarity Act Could Fail12:30 The Politics Behind Trump’s Crypto Interests15:56 Has Trump Made Crypto Legislation Harder?18:03 Why Agency Rules Can Be Reversed20:32 What the Clarity Act Means for SkyBridge and Bitcoin22:35 Could Clarity Act Failure Actually Help Bitcoin?23:25 Why Altcoins Have More to Lose25:11 How the Clarity Act Could Strengthen the U.S. Dollar27:10 Is Crypto Losing Political Influence?30:39 Is Washington Exposing Crony Capitalism?33:36 Scaramucci’s Six-Month Crypto Outlook35:09 Institutional Demand and Bitcoin’s Next Cycle Follow Us https://x.com/CryptoAmerica_https://open.spotify.com/show/2Y3bQRj... https://podcasts.apple.com/us/podcast... Follow HostsJacquelyn: https://x.com/jacqmelinekGerald: https://x.com/thatgeraldEleanor: https://x.com/EleanorTerrettFollow Anthony Scaramuccihttps://x.com/Scaramucci?lang=enhttps://www.instagram.com/scaramucci/?hl=enPlease note that this podcast is for informational purposes only and any views shared by anyone on the show are opinions, not financial advice. The host or guests may have a direct or indirect financial interest in content mentioned in this episode.This show is sponsored by Sei. Learn more about Sei: https://www.sei.io/
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  Will the Clarity Act Pass? White House Crypto Adviser Weighs In | Patrick Witt 15.09.2026 28min

  Patrick Witt, Executive Director of the President’s Council of Advisors for Digital Assets and a key White House negotiator on the Clarity Act, joins Crypto in America as the Senate prepares for a critical vote on U.S. crypto market structure legislation.Speaking live from the Solana Policy Institute’s Washington and Wall Street Summit, Patrick Witt breaks down the final negotiations behind the bill, why he feels “very good” about reaching the 60 votes needed to move forward, and why the outcome may ultimately come down to politics rather than policy.The conversation covers President Trump’s agreement to stronger crypto ethics provisions, the White House’s clash with the banking industry over stablecoin rewards and deposit flight concerns, the compromises made to secure bipartisan support, how much room remains to change the bill, and what the SEC and CFTC could do if the Clarity Act fails to advance.Timestamps00:10 Patrick Witt on the Clarity Act01:13 Trump Agrees to Stronger Crypto Ethics Rules03:02 What Changed in the Ethics Compromise?05:24 Can the Ethics Deal Win More Democratic Votes?06:32 Why the White House Compromised on the BRCA08:02 White House Responds to Ethics Criticism09:30 Banks Push Back on Stablecoin Rewards13:41 Patrick Witt Challenges the Banking Lobby16:00 Could Republican Holdouts Block the Bill?18:36 Does the Clarity Act Have 60 Votes?19:24 Is the Final Clarity Act Deal Done?20:31 Which Senators Could Decide the Vote?21:06 What Happens If the Senate Gets 60 Votes?23:09 Can the Clarity Act Reach Trump’s Desk This Year?23:53 What Happens If the Clarity Act Fails?25:00 SEC and CFTC’s Crypto Plan B26:07 Inside the Clarity Act Negotiations28:00 What to Watch Before the Senate Vote28:20 How the White House Views the Final Deal28:30 What Witt Would Have Done Differently Follow Us https://x.com/CryptoAmerica_https://open.spotify.com/show/2Y3bQRj... https://podcasts.apple.com/us/podcast... Follow HostsJacquelyn: https://x.com/jacqmelinekGerald: https://x.com/thatgeraldEleanor: https://x.com/EleanorTerrettFollow Patrick Witthttps://x.com/patrickjwitt?lang=enhttps://www.linkedin.com/in/patrick-witt-10b149a2
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  The Crypto Regulation Trap | Why Certainty Is Still Missing with Miles Jennings 11.09.2026 37min

  The regulatory environment for crypto in the U.S. has changed dramatically, but founders and investors still face a bigger question: can today's progress provide the long-term certainty needed to build and invest for the next decade?Miles Jennings, Head of Policy and General Counsel at a16z crypto, joins Crypto in America to discuss the Clarity Act, the limits of agency rulemaking, and why entrepreneurs still need clearer rules for building in the United States.The conversation explores the latest Clarity Act negotiations, decentralization and control, stablecoin yield and opposition from parts of the banking industry, traditional finance moving onchain, how regulatory changes are affecting crypto investment, the competition for entrepreneurs between AI and crypto, and the legal questions emerging as AI agents begin interacting with money.Timestamps00:10 Miles Jennings Returns to Crypto in America00:29 What Crypto in America Means Today01:18 Where the Clarity Act Stands02:15 Will the September Vote Actually Happen?02:54 Why Founders Still Need Regulatory Certainty04:35 Can SEC Rules Give Founders Enough Clarity?05:55 Is the Clarity Act a Good Compromise?07:10 How the Clarity Act Defines Control09:13 Rethinking “Sufficient Decentralization”11:41 The Risk of a Regulatory Race to the Bottom13:24 Why Traditional Finance Is Rethinking DeFi15:17 Wall Street Is Moving Onchain16:42 Why Banks Keep Fighting Stablecoin Yield18:50 The Political Fight Over the Clarity Act20:45 Is the Clarity Act Debate Still About Policy?22:37 The 60-Vote Challenge23:27 Fairshake and Crypto’s Political Influence25:21 How a16z Advises Crypto Founders27:23 How Founders Are Preparing for Clarity27:55 AI vs. Crypto for Venture Capital29:01 Why AI Is Attracting More Entrepreneurs30:24 Where Crypto Investors See Opportunity32:06 How Clarity Could Make the Market “Safe Again”33:18 Could Crypto Debanking Return?34:23 The Next Legal Battleground: AI Agents and Money36:02 Who Is Responsible When an AI Agent Controls Money? Follow Us https://x.com/CryptoAmerica_https://open.spotify.com/show/2Y3bQRj... https://podcasts.apple.com/us/podcast... Follow HostsJacquelyn: https://x.com/jacqmelinekGerald: https://x.com/thatgeraldEleanor: https://x.com/EleanorTerrettFollow Miles Jenningshttps://www.linkedin.com/in/miles-jennings-37695716https://x.com/milesjennings?lang=enPlease note that this podcast is for informational purposes only and any views shared by anyone on the show are opinions, not financial advice. The host or guests may have a direct or indirect financial interest in content mentioned in this episode.This show is sponsored by Sei. Learn more about Sei: https://www.sei.io/
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  What Happens If the Clarity Act Fails? 09.09.2026 26min

  The Clarity Act remains one of the crypto industry's biggest policy priorities in Washington, but what happens if Congress can't get market structure legislation across the finish line?Kristin Smith, President of the Solana Policy Institute, joins Crypto in America at the Wyoming Blockchain Symposium to discuss why passing major crypto legislation has proven more difficult than anticipated, why the SEC and CFTC may need to pursue what she calls “Operation Plan B,” and what greater regulatory certainty could mean for Solana and institutional adoption.The conversation explores the political hurdles still facing crypto market structure legislation, the role of SEC and CFTC rulemaking, Solana's opportunity in tokenized securities, institutional capital sitting on the sidelines, Fairshake's impact on Washington, and why tax policy could become one of crypto's next major policy fights.Timestamps 00:10 Kristin Smith on the Future of U.S. Crypto Policy00:34 Why U.S. Crypto Policy Matters Globally01:30 How the Clarity Act Has Evolved03:22 Why Congress Is Running Out of Time05:42 How Likely Is the Clarity Act to Pass?07:55 The 60-Vote Challenge08:23 Banks, Yield and the Final Negotiations10:27 Can SEC Rulemaking Move Ahead of Congress?11:17 Why Crypto Needs “Operation Plan B”12:52 What the Clarity Act Means for Solana14:56 Tokenized Securities and Institutional Adoption15:23 Why Wall Street Money Is Sitting on the Sidelines16:18 DeFi and Regulated Markets on Solana17:11 Public Blockchains as Financial Infrastructure18:48 Fairshake’s Influence in Washington19:21 How Crypto Should Approach the Midterms21:15 How Fairshake Changed Crypto’s Political Power21:46 Crypto’s Next Major Policy Fight: Taxes23:40 Why Washington Has a Crypto Tax Education Gap24:39 What to Watch From the SEC and CFTC25:41 Wall Street’s Next Wave of Crypto AdoptionFollow Us https://x.com/CryptoAmerica_https://open.spotify.com/show/2Y3bQRj... https://podcasts.apple.com/us/podcast... Follow HostsJacquelyn: https://x.com/jacqmelinekGerald: https://x.com/thatgeraldEleanor: https://x.com/EleanorTerrettFollow Kristin Smithhttps://www.linkedin.com/in/smithk1https://www.instagram.com/kmsmithassn/https://x.com/KristinSmithPlease note that this podcast is for informational purposes only and any views shared by anyone on the show are opinions, not financial advice. The host or guests may have a direct or indirect financial interest in content mentioned in this episode.This show is sponsored by Sei. Learn more about Sei: https://www.sei.io/This show is sponsored by Sumsub. Get your copy of its State of the Crypto Industry report: https://sumsub.link/cdt
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  What Happens to Crypto If the Clarity Act Doesn’t Pass? 02.09.2026 28min

  Jonathan Jachym, Global Head of Policy and Market Structure at Kraken, joins Crypto in America at the Wyoming Blockchain Symposium to break down what’s at stake as Congress weighs the Clarity Act and why legislation could provide something agency rulemaking alone cannot: long-term regulatory certainty for the U.S. crypto industry.Jachym discusses the ongoing Clarity Act negotiations, what the SEC and CFTC could do if Congress fails to act, and the risks of relying on rules that a future administration could potentially unwind. The conversation also explores federal customer protections, Kraken’s evolving access to the U.S. payment system, tokenized equities and real-world assets, and why the lines between crypto-native companies and traditional financial institutions are becoming increasingly blurred.Timestamps:00:44 What Crypto in America Means to Kraken02:17 Can the Clarity Act Still Pass?03:18 Banks, Stablecoins and Remaining Negotiations05:34 The Biggest Disagreements Around Clarity08:12 How Crypto Exchanges Are Working Together09:02 Kraken's Access to the U.S. Payment System10:47 Is Direct Fed Access Enough?12:41 SEC and CFTC Crypto Rulemaking15:14 Tokenized Equities and Traditional Finance17:16 What If the Clarity Act Doesn't Pass?20:02 Can Future Administrations Reverse the Rules?22:42 Why the U.S. Is Falling Behind25:41 What Failure Could Mean for DeFi and Developers27:32 Jonathan's Outlook for the Clarity Act🔹 Follow Us https://x.com/CryptoAmerica_https://open.spotify.com/show/2Y3bQRj... https://podcasts.apple.com/us/podcast... 🔹Follow HostsJacquelyn: https://x.com/jacqmelinekGerald: https://x.com/thatgeraldEleanor: https://x.com/EleanorTerrett🔹Follow Jonathan Jachymhttps://www.linkedin.com/in/jonathan-jachym-98890bb9https://x.com/JonathanJachymPlease note that this podcast is for informational purposes only and any views shared by anyone on the show are opinions, not financial advice. The host or guests may have a direct or indirect financial interest in content mentioned in this episode.This show is sponsored by Sei. Learn more about Sei: https://www.sei.io/This show is sponsored by Sumsub. Get your copy of its State of the Crypto Industry report: https://sumsub.link/cdt
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  Former NY Governor Cuomo | Tokenization Is Already Here, But Is America Falling Behind? 26.08.2026 24min

  Former New York Governor Andrew Cuomo says tokenization has already passed the inflection point and that the question facing the U.S. is no longer whether financial assets move onchain, but how quickly and under what rules.Cuomo joins Crypto in America from the Wyoming Blockchain Symposium to discuss tokenized securities, the future of Wall Street, the clarity Act, crypto regulation and his work with OKX and Intercontinental Exchange (ICE), the parent company of the New York Stock Exchange.The conversation explores why Cuomo believes onchain finance can make markets faster, cheaper and more transparent, why regulatory clarity remains critical for U.S. competitiveness, what went wrong with New York's early crypto licensing regime, and why rebuilding public trust in digital assets will require clear rules that are enforced consistently.Timestamps00:10 Former New York Governor Andrew Cuomo joins Crypto in America02:48 What Crypto in America Means to Cuomo05:37 How Much of Wall Street Will Move Onchain?07:08 Tokenization Has Passed the Inflection Point08:58 Why the clarity Act Matters11:27 The Political Window for Crypto Legislation13:35 Why Democrats Have Struggled With Crypto15:44 How Crypto Can Rebuild Public Trust16:56 Cuomo on OKX and U.S. Regulation19:57 Did New York’s BitLicense Go Too Far?22:09 Can New York Remain the Financial Capital?25:17 Tokenized Securities and the Future of Banking26:44 Does Andrew Cuomo Own Crypto?🔔 Follow Us https://x.com/CryptoAmerica_https://open.spotify.com/show/2Y3bQRj... https://podcasts.apple.com/us/podcast... ➡️ Follow HostsJacquelyn: https://x.com/jacqmelinekGerald: https://x.com/thatgeraldEleanor: https://x.com/EleanorTerrettPlease note that this podcast is for informational purposes only and any views shared by anyone on the show are opinions, not financial advice. The host or guests may have a direct or indirect financial interest in content mentioned in this episode.This show is sponsored by Sei. Learn more about Sei: https://www.sei.io/This show is sponsored by Sumsub. Get your copy of its State of the Crypto Industry report: https://sumsub.link/cdt
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  Is AI Killing Crypto VC Or Helping It? 19.08.2026 50min

  Rob Hadick, General Partner at Dragonfly, joins Crypto In America to break down what it takes to fund the next generation of innovation. Leaving a $50 billion hedge fund right as the 2022 crypto winter began, Rob shares how Dragonfly maintained its conviction through the bear market to close its fourth fund at $650 million earlier this year.Rob takes us behind the scenes of Dragonfly's massive bets on teams like Polymarket, explaining how he sees prediction markets gearing up to disrupt institutional hedging. He also dives into the realities of VC returns, why AI is currently sucking the air out of the room, the comeback of US-based founders under new regulatory frameworks, and why perpetual futures (Perps) are the defining financial product of this cycle.Timestamps00:10 What does crypto in America mean to you?01:15 Joining Dragonfly after the FTX collapse05:12 Current market climate vs. the "crypto winter"08:15 VC pressure: Capital, talent, and the AI boom11:02 Crypto-native vs. expansion into AI13:05 Consolidation in Venture Capital and solo GPs18:41 Founder trends: Returning to the U.S.21:05 The status of the Clarity Act23:34 Expectations for the SEC and CFTC26:55 Tokens vs. Equity and performance metrics29:48 Disclosure requirements for tokens35:25 What Dragonfly looks for in founders: Vibes vs. Data39:26 Overvalued vs. undervalued sectors42:42 Deep dive into Polymarket: Why invest?44:03 Perpetual Futures (Perps): Why they are a key innovation45:47 The AI debate: Open vs. Closed weights50:30 ClosingFollow #CryptoInAmericahttps://x.com/CryptoAmerica_?lang=enhttps://open.spotify.com/show/2Y3bQRj…https://podcasts.apple.com/us/podcast…Please note that this podcast is for informational purposes only, and any views shared by anyone on the show are opinions, not financial advice. The host or guests may have a direct or indirect financial interest in the content mentioned in this episode.This show is sponsored by Sumsub. Get your copy of its State of the Crypto Industry report: https://sumsub.link/cdt  Follow Us https://x.com/jacqmelinekhttps://x.com/thatgeraldhttps://x.com/EleanorTerrett
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  From Wall Street to Crypto | Why Agora is Betting on Institutional Compliance 12.08.2026 45min

  Stablecoins are rapidly evolving from a niche crypto trading tool into the ultimate financial upgrade for multinational corporations. Agora wants to be at the forefront of this shift, building the bank-grade infrastructure needed to bring the Fortune 500 onchain without compromising on compliance.Nick Van Eck, CEO and co-founder of Agora, joins Crypto In America to reveal why the next major wave of digital asset adoption will be driven by enterprise utility, cross-border payments, and regulatory clarity.Backed by partnerships with traditional financial giants, Van Eck breaks down how the upcoming GENIUS Act implementation will open the floodgates for corporate crypto adoption. He also explains why stablecoins are significantly more valuable outside the US, how they solve real-world treasury challenges, and what a fully tokenized, 24/7 market means for the future of the US dollar.Timestamp: 00:10  Nick Van Eck, CEO of Agora00:23 What Does Crypto in America Mean Today?01:11 From Traditional Finance to Building Agora02:16 Stablecoin Regulation & the GENIUS Act05:04 Bringing Stablecoins to U.S. Businesses06:10 Agora’s OCC Charter & Institutional Strategy09:45 Building Bank-Grade Stablecoin Infrastructure11:13 What Makes AUSD Different From Other Stablecoins?14:06 What the GENIUS Act Could Unlock in 202716:52 Which Industries Will Adopt Stablecoins First?18:19 Is the Market Underestimating the GENIUS Act?20:11 Why Cross-Border Payments Are the Killer Use Case23:38 Stablecoins in the U.S. vs. Emerging Markets25:06 How Banks Are Responding to Stablecoins27:46 Stablecoins as 24/7 Financial Collateral28:49 How Crypto Companies Earn Institutional Trust32:04 What’s Holding Institutions Back From Stablecoins?36:18 Global Stablecoin Regulation: U.S., Europe & Asia38:20 What Does the Future of Finance On-Chain Look Like?40:23 Does Crypto Need the CLARITY Act?43:04 What Comes After Stablecoin Regulation?44:44 Stablecoins and the Future of U.S. Dollar Dominance45:52 Could U.S. Banks Launch Their Own Stablecoin?Subscribe to the podcast on Spotify https://open.spotify.com/show/2Y3bQRj…Subscribe to the podcast on Applehttps://podcasts.apple.com/us/podcast…Please note that this podcast is for informational purposes only and any views shared by anyone on the show are opinions, not financial advice. The host or guests may have a direct or indirect financial interest in content mentioned in this episode.This show is sponsored by Sumsub. Get your copy of its State of the Crypto Industry report: https://sumsub.link/cdt Follow Crypto in America https://x.com/CryptoAmerica_ Follow our hostsJacquelyn: https://x.com/jacqmelinek Gerald: https://x.com/thatgerald Eleanor: https://x.com/EleanorTerrett#CryptoInAmerica #Agora #Stablecoins #AUSD #Web3 #InstitutionalCrypto #FutureOfMoney #Tokenization #TradFi #GeniusAct
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  WisdomTree’s $1B Crypto Bet | Why Tokenized Assets Are About to Go Mainstream 05.08.2026 43min

  Tokenization has been pitched as the future of finance for years. WisdomTree is trying to prove it can work at scale.Will Peck, Head of Digital Assets at WisdomTree, joins Crypto In America to explain why the next phase of crypto adoption may be driven less by speculation and more by tokenized funds, stablecoins and financial products that can move 24/7.With WisdomTree’s digital asset business approaching $1 billion in assets under management, Peck breaks down what is driving institutional demand, why tokenized money market funds may become a critical bridge between crypto and traditional finance, and what it will take for on-chain investing to deliver real value to everyday users.Timestamp: 00:10 — Who is Will Peck and what does WisdomTree's digital asset business look like today?00:20 — What does "crypto in America" mean to Will Peck?01:07 — How did Will Peck get into crypto through WisdomTree?02:24 — Is WisdomTree an asset manager or a fintech company now?03:28 — What's driving WisdomTree's tokenized RWA business past $1 billion?05:39 — Why are perpetual futures ("perps") becoming a mainstream institutional tool?08:05 — Who's actually buying tokenized products right now?10:09 — Is there real retail demand for tokenization yet?12:06 — Does tokenization help the US keep its capital markets edge?15:15 — Why did WisdomTree launch a Bitcoin ETF but skip others?19:24 — Tokenized mutual funds vs. tokenized ETFs, explained21:40 — How does WisdomTree think about competitors like Ondo and Superstate?24:14 — Inside WisdomTree's 24/7 settlement approval for tokenized money funds26:43 — What happens to WisdomTree's plans if the Clarity Act doesn't pass?30:45 — Why did WisdomTree join a coalition with JPMorgan and Janus Henderson?32:31 — Could incumbents win if Clarity stalls and crypto-native firms don't?36:36 — Are stablecoins the biggest distribution channel for tokenized funds?38:05 — What does instant settlement actually unlock for collateral and payments?42:02 — What is Will Peck watching next in crypto regulation?43:18 — Will Peck's take on crypto vaults and the SEC's latest statementSubscribe to the podcast on Spotify: https://open.spotify.com/show/2Y3bQRj…Subscribe to the podcast on Apple: https://podcasts.apple.com/us/podcast…Please note that this podcast is for informational purposes only and any views shared by anyone on the show are opinions, not financial advice. The host or guests may have a direct or indirect financial interest in content mentioned in this episode.This show is sponsored by Sumsub. Get your copy of its State of the Crypto Industry report: https://sumsub.link/cdt Follow Crypto in America: https://x.com/CryptoAmerica_ Follow our hostsJacquelyn: https://x.com/jacqmelinek Gerald: https://x.com/thatgerald Eleanor: https://x.com/EleanorTerrett 
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  "I'm Tired of Being Played": Sen. Lummis on the Fight to Pass the Clarity Act 30.07.2026 19min

  With just days before the Senate's August recess, is the Clarity Act finally headed for a vote?Senator Cynthia Lummis (R-WY), one of the chief architects of the Senate's digital asset market structure bill, joins Crypto In America to discuss where negotiations stand after nearly a year of work, why she still believes Majority Leader John Thune will bring the bill to the floor, and what the path to passage actually looks like.Lummis also addresses the latest fights over the Blockchain Regulatory Certainty Act (BRCA), ethics negotiations, and whether there are enough votes to move the legislation forward.TIMESTAMPS: 00:00 Is the Clarity Act Finally Headed for a Vote?01:43 Is There Still Time for a Vote Before Recess?02:08 Democrats, Ethics & the Race to 60 Votes08:10 Why Banks Are Fighting the Clarity Act09:51 Where Negotiations Stand14:04 Are Republicans Unified?14:33 Consumer Protection or Competition?Subscribe to the podcast on Spotify: https://open.spotify.com/show/2Y3bQRjEQtdlNx1fxmS8hB Subscribe to the podcast on Apple:  https://podcasts.apple.com/us/podcast/crypto-in-america/id1799000155 Please note that this podcast is for informational purposes only and any views shared by anyone on the show are opinions, not financial advice. The host or guests may have a direct or indirect financial interest in content mentioned in this episode.This show is sponsored by Sei. Learn more about Sei: https://www.sei.io/This show is sponsored by Sumsub. Get your copy of its State of the Crypto Industry report: https://sumsub.link/cdt Follow Crypto in America: https://x.com/CryptoAmerica_Follow our hostsJacquelyn: https://x.com/jacqmelinekGerald: https://x.com/thatgeraldEleanor: https://x.com/EleanorTerrett 
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  Why the Fed Killed Its CBDC, Hired Crypto Engineers, and Put AI in Every Employee’s Performance Goals | Sunayna Tuteja 29.07.2026 28min

  Sunayna Tuteja, the Fed’s first Chief Innovation Officer, spent five years trying to transform one of the world’s most powerful financial institutions from the inside.She recruited engineers from crypto and fintech, championed AI adoption among everyone from analysts to governors, and worked alongside Governor Christopher Waller on initiatives ranging from ending the central bank’s CBDC work to developing the framework for “skinny master accounts.”Recorded live at the Injective Summit, Sunayna tells Eleanor what happened when a longtime Fed critic joined the very institution she had spent years criticizing, and why the headwinds during Operation Choke Point 2.0 drove her to try to quit more than once.She also explains why she believes AI and regulated stablecoins are reaching an inflection point at exactly the same time, setting the stage for a major transformation of both the financial system and the Fed itself.TIMESTAMPS: 00:00 Sunayna’s Path to the Federal Reserve07:58 Navigating Operation Choke Point 2.010:50 Why the Fed Embraced AI Faster Than Crypto13:08 Behind the Fed’s “Skinny Master Accounts”16:35 Will the Fed Pivot to Stablecoins?21:57 How AI Could Transform the Fed and FinanceSubscribe to the podcast on Spotify: https://open.spotify.com/show/2Y3bQRjEQtdlNx1fxmS8hB Subscribe to the podcast on Apple:  https://podcasts.apple.com/us/podcast/crypto-in-america/id1799000155 Please note that this podcast is for informational purposes only and any views shared by anyone on the show are opinions, not financial advice. The host or guests may have a direct or indirect financial interest in content mentioned in this episode.This show is sponsored by Sei. Learn more about Sei: https://www.sei.io/This show is sponsored by Sumsub. Get your copy of its State of the Crypto Industry report: https://sumsub.link/cdt Follow Crypto in America: https://x.com/CryptoAmerica_Follow our hostsJacquelyn: https://x.com/jacqmelinekGerald: https://x.com/thatgeraldEleanor: https://x.com/EleanorTerrett
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  SEC's Hester Peirce on Crypto Vaults & The Clarity Act 24.07.2026 54min

  It was another big week for crypto policy in Washington. SEC Commissioner Hester Peirce joins us to break down her position on crypto vaults, why some DeFi products could fall under the federal securities laws, and what it means for builders and investors. Mysten Labs General Counsel Sylvia Favretto reacts to the guidance and explains why the ICE-OKX partnership could be a watershed moment for tokenization, what's still holding institutions back from moving onchain, and the next regulatory milestone that could unlock broader adoption. We also unpack the latest on the Clarity Act after Senate Republicans released more than 600 pages of updated bill text and the White House reached what it called a "historic" ethics agreement. Solana Policy Institute CEO Miller Whitehouse-Levine joins us to break down the biggest changes, where negotiations stand, and whether the bill can still secure the Democratic votes it needs to reach the Senate floor.
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  From CFTC Commissioner to Blockchain Association CEO: Summer Mersinger's Year Inside the Room Where It Happens 22.07.2026 38min

  Today’s guest is Summer Mersinger, the CEO of the Blockchain Association, a policy advocacy organization in Washington. In this episode, recorded live at the Injective Summit just days before the expected Senate floor vote on the Clarity Act, our co-host Jacquelyn sits down with Summer to take stock of where the bill actually stands. Summer breaks down why ethics has become the one issue that remained a pain point and why she's still very confident of the Clarity Act passing. Summer explains her frustration with banks walking away from a deal crypto had already conceded a lot to reach, and why she thinks BRCA's developer protections aren't a loophole but closer to the way the rest of the legal system already works. She also gets into what a failed vote would actually mean, why the regulators would have to step up and fill the gap, and what's next on her plate in year two.TIMESTAMPS: 00:00 A Year at the Blockchain Association05:02 Why the Clarity Act Matters06:07 The Path to a Senate Vote12:43 Banks, Stablecoins, and Market Structure16:48 A Federal Framework for Digital Assets20:16 Developer Protections and Law Enforcement33:48 What Comes Next for Crypto PolicySubscribe to the podcast on Spotify: https://open.spotify.com/show/2Y3bQRjEQtdlNx1fxmS8hB Subscribe to the podcast on Apple:  https://podcasts.apple.com/us/podcast/crypto-in-america/id1799000155 Please note that this podcast is for informational purposes only and any views shared by anyone on the show are opinions, not financial advice. The host or guests may have a direct or indirect financial interest in content mentioned in this episode.This show is sponsored by Sei. Learn more about Sei: https://www.sei.io/This show is sponsored by Sumsub. Get your copy of its State of the Crypto Industry report: https://sumsub.link/cdt Follow Crypto in America: https://x.com/CryptoAmerica_Follow our hostsJacquelyn: https://x.com/jacqmelinekGerald: https://x.com/thatgeraldEleanor: https://x.com/EleanorTerrett 
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  Crypto’s Trust Test | Crypto In America x Sumsub 20.07.2026 49min

  Cryptocurrency didn't invent financial fraud, but it changed how money moves and how criminals exploit it. Now, with new US legislation on the table, the industry faces a bigger question: can a system built on decentralization ever become trusted infrastructure?Eleanor, Jacquelyn, and Gerald were interviewed on the What The Fraud podcast, hosted by Tom Taraniuk for a special crossover episode.Together they unpack the Genius Act and Clarity Act and what they actually mean for stablecoins, market structure, and consumer protection, why institutions are finally treating crypto as a technology rather than a speculative bet, the surge in DeFi hacks driven by social engineering rather than code exploits, and the growing conversation around privacy, AI agents, and programmable payments as the next frontier.They also get personal, sharing their own brushes with fraud, the online behaviors they'd ban forever, and where they think crypto will be in ten years.Whether you work in fraud, fintech, payments, or policy, this episode offers a candid look at what it will really take for crypto to earn the public's trust.Subscribe to the podcast on Spotify: https://open.spotify.com/show/2Y3bQRjEQtdlNx1fxmS8hBSubscribe to the podcast on Apple: https://podcasts.apple.com/us/podcast/crypto-in-america/id1799000155Subscribe to Sumsub on YouTube: https://www.youtube.com/@sumsubforexpertsPlease note that this podcast is for informational purposes only and any views shared by anyone on the show are opinions, not financial advice. The host or guests may have a direct or indirect financial interest in content mentioned in this episode.This show is sponsored by Sei. Learn more about Sei: https://www.sei.io/This show is sponsored by Sumsub. Get your copy of its State of the Crypto Industry report:  https://sumsub.link/cdtFollow Crypto in America: https://x.com/CryptoAmerica_Follow our hostsJacquelyn: https://x.com/jacqmelinekGerald: https://x.com/thatgeraldEleanor: https://x.com/EleanorTerrett
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  The GENIUS Act Is One Year Old. Has It Worked? | Nathan McCauley, Dante Disparte & Rodney Hood 17.07.2026 1h 1min

  One year after the GENIUS Act became law, we're taking stock of what it has meant for the U.S. stablecoin industry, where implementation stands today and what comes next. To break it all down, the team is joined by Anchorage Digital co-founder and CEO Nathan McCauley, Circle Chief Strategy Officer and Head of Global Policy Dante Disparte, and former Acting Comptroller of the Currency Rodney Hood. We discuss how the law has reshaped the stablecoin market, the growing demand from banks and institutions, the rulemaking process now underway and whether the U.S. is becoming a more attractive destination for global digital asset businesses. Plus, we break down the latest on the Clarity Act, including the ongoing ethics negotiations, the timing of updated legislative text and what still stands between the bill and a Senate floor vote.
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  Robinhood Has 27 Million Accounts. Now It Wants to Bring Them Onchain | Johann Kerbrat 15.07.2026 52min

  Johann Kerbrat is Senior Vice President and General Manager of Robinhood Crypto, where he has led the company's crypto business since 2021.In this episode, Eleanor, Jacquelyn, and Gerald sit down with Johann to discuss Robinhood Chain's explosive start, why memecoins are helping bootstrap liquidity, and how Robinhood plans to bring 27 million accounts onchain.Johann also reflects on building through the SEC's regulation-by-enforcement era, explains why instant settlement could have changed the GameStop saga, and discusses tokenization, stablecoin yield, and prediction markets as some of crypto's biggest opportunities.TIMESTAMPS: 00:00 What Crypto in America Means to Johann02:56 Robinhood's Crypto Journey and the Regulatory Shift06:00 The Clarity Act, Global Expansion and Why Europe Came First09:06 Tokenization, the SEC and the Future of U.S. Markets11:50 Why Robinhood Is Betting on Perpetual Futures15:08 Robinhood Chain Launch: Early Metrics and User Adoption18:01 How Robinhood Chooses DeFi Partners20:49 Robinhood Chain Strategy: Meme Coins vs. Real World Assets27:54 Real World Assets, Tokenization and Consumer Adoption30:08 Financial Education and Building Products for Retail Investors34:48 Robinhood's Product Philosophy: How New Features Get Built39:46 Tokenized Stocks and the Future of Global Investing46:43 Competing with Crypto Exchanges and Wall Street48:58 The Future of Robinhood: Becoming a Super App50:40 What Johann Is Watching: Prediction MarketsSubscribe to the podcast on Spotify: https://open.spotify.com/show/2Y3bQRjEQtdlNx1fxmS8hB Subscribe to the podcast on Apple:  https://podcasts.apple.com/us/podcast/crypto-in-america/id1799000155 Please note that this podcast is for informational purposes only and any views shared by anyone on the show are opinions, not financial advice. The host or guests may have a direct or indirect financial interest in content mentioned in this episode.This show is sponsored by Sei. Learn more about Sei: https://www.sei.io/This show is sponsored by Sumsub. Get your copy of its State of the Crypto Industry report: https://sumsub.link/cdt Follow Crypto in America: https://x.com/CryptoAmerica_Follow our hostsJacquelyn: https://x.com/jacqmelinekGerald: https://x.com/thatgeraldEleanor: https://x.com/EleanorTerrett 
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  Strategy's Impact on Bitcoin Risk and dYdX's Rebrand to Arcus as Robinhood Goes Onchain 10.07.2026 1h

  Today's livestream goes into how Judge Torres, the same judge from the Ripple case, just dealt Kalshi a blow, denying its bid for a preliminary injunction and ruling that New York's gambling laws aren't preempted by federal commodities law. Kalshi is already appealing to the Second Circuit, and Governor Hochul and AG James aren't backing down either. Meanwhile, the SEC drops its 2026 agenda with a real timeline for "Regulation Crypto," Better Markets goes on the attack against a potential SEC nominee, and Paradigm closes a $1.2 billion fund with its eyes on AI and robotics. Plus we bring on Grayscale's Zach Pandl to discuss Strategy and Bitcoin's tail risk, Arcus CEO Eddie Zhang on the dYdX-to-Robinhood evolution, and Offchain Labs' Steven Goldfeder on Robinhood's blockchain and its positive implications for Ethereum.
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  The Biggest Problem in Tokenization Isn't Technology. It's Trust. | Tom Zschach, Former SWIFT Exec 08.07.2026 1h 4min

  Tom Zschach is the former Chief Innovation Officer at SWIFT, the financial messaging network that connects more than 11,500 financial institutions across more than 200 countries and underpins trillions of dollars in cross-border financial transactions every day.In this episode, Eleanor, Jacquelyn, and Gerald sit down with Tom to unpack why he believes the long-running narrative that blockchain would "replace SWIFT" always missed the point. After more than three decades in finance at firms including Bank of America, Merrill Lynch, Lehman Brothers, and Barclays, followed by six years leading SWIFT's digital asset strategy, Tom recently left to launch a new venture focused on what he believes is tokenization's biggest remaining challenge: how regulated financial institutions can accept, validate, and scale tokenized assets with trust.TIMESTAMPS: 00:00 What Does Crypto in America Mean to Tom Zschach?03:31 Why Crypto Isn’t Replacing Finance. It’s Becoming Finance. 07:04 What SWIFT Actually Does (And What It Doesn’t Do) 12:48 Why “We’re Replacing Swift” Was Always the Wrong Pitch20:16 Inside the Network That Connects 11,500 Financial Institutions 27:50 Why Tokenization Still Hasn't Scaled31:17 The Missing Piece of Tokenization Nobody Is Solving45:01 Will the Clarity Act Unlock Tokenization?46:35 Trust, Not Technology, Is Holding Tokenization Back48:26 Can Banks Ever Trust AI Agents?57:48 Tokenization's Impact on Consumers01:00:18 What's Really Behind the Banks vs. Crypto Battle?01:02:45 What Tom Is Watching NextSubscribe to the podcast on Spotify: https://open.spotify.com/show/2Y3bQRjEQtdlNx1fxmS8hB Subscribe to the podcast on Apple: https://podcasts.apple.com/us/podcast/crypto-in-america/id1799000155 Please note that this podcast is for informational purposes only and any views shared by anyone on the show are opinions, not financial advice. The host or guests may have a direct or indirect financial interest in content mentioned in this episode.This show is sponsored by Sei. Learn more about Sei: https://www.sei.io/This show is sponsored by Sumsub. Get your copy of its State of the Crypto Industry report: https://sumsub.link/cdt Follow Crypto in America: https://x.com/CryptoAmerica_Follow our hostsJacquelyn: https://x.com/jacqmelinekGerald: https://x.com/thatgeraldEleanor: https://x.com/EleanorTerrett
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  The "Clean Slate" Proposal That Could Rewrite Crypto's Past | Adrian Wall 01.07.2026 1h 1min

  The best crypto use cases haven't been invented yet according to Adrian Wall, Senior Director of U.S. Policy at Tron DAO and Managing Director of the Digital Sovereignty Alliance. A former finance executive turned crypto policy advocate, Adrian has helped shape some of Washington's biggest digital asset debates, including around the GENIUS and Clarity Acts.In this episode, Adrian breaks down his "Clean Slate" proposal to protect good-faith crypto builders from retroactive liability, explains why Jamie Dimon's reversal on stablecoin yield felt like "a kick in the teeth" after months of negotiations, and why he still believes compromise with the banking industry is the right path.We also discuss the Clarity Act's final hurdles, whether it can still pass the Senate this summer, and why Adrian believes America's biggest crypto breakthroughs won't happen until Washington gets the rules right.TIMESTAMPS:00:00 What Crypto in America Means to Adrian02:51 Why Adrian Entered Crypto05:51 How TradFi's View of Crypto Changed08:58 The Trust Problem in Crypto11:49 Is Crypto Policy Finally Working?14:45 The "Clean Slate" Proposal Explained17:58 The Stablecoin Yield Fight21:00 Is the Banking Lobby Slowing Clarity?23:53 Why Compromise Matters32:43 GENIUS Implementation: What's Next?35:13 Can the Clarity Act Still Pass?39:03 The Final Push on Capitol Hill45:01 Why TRON Is Investing in Washington49:50 Bringing Crypto Innovation Back to the U.S.53:02 Tether, TRON & Washington56:20 Will Crypto Matter in the Midterms?1:00:53 Streaming Payments & Crypto's Next Big Use CaseSubscribe to the podcast on Spotify: https://open.spotify.com/show/2Y3bQRjEQtdlNx1fxmS8hB Subscribe to the podcast on Apple:  https://podcasts.apple.com/us/podcast/crypto-in-america/id1799000155 Please note that this podcast is for informational purposes only and any views shared by anyone on the show are opinions, not financial advice. The host or guests may have a direct or indirect financial interest in content mentioned in this episode.This show is sponsored by Sei. Learn more about Sei: https://www.sei.io/This show is sponsored by Sumsub. Get your copy of its State of the Crypto Industry report: https://sumsub.link/cdt Follow Crypto in America: https://x.com/CryptoAmerica_Follow our hostsJacquelyn: https://x.com/jacqmelinekGerald: https://x.com/thatgeraldEleanor: https://x.com/EleanorTerrett