The Personal Finance Podcast
Andrew Giancola
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Andrew Giancola from Master Money shares personal finance, money management, investing, business strategies, and real estate tips to help you build wealth. Learn how to increase your income, create passive income streams, and achieve financial freedom. The podcast covers stocks, index funds, real estate, side hustles, budgeting, and money hacks. Since 2013, Andrew has been documenting his financial journey to help others take control of their money.
Епизоде
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How Do I Reset My Money Mindset and Get Out of Debt? Pause Investing to Save for a House? How Does a Credit Score Actually Work? (Money Q&A) 22.07.2026 1ч 7минOne episode packed with everything from debt payoff psychology to investing for a special needs child. 👉 Join Andrew’s FREE Investing for Beginner’s Masterclass: https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 What You'll Learn in This Episode Why the debt snowball beats the debt avalanche for most people and how to use psychology to actually stick with your payoff plan How a 49-year-old with a paid-off house and $525K invested should think about paying off a car loan vs staying invested The Solo 401k strategy every self-employed freelancer needs to know about and why it blows every other account out of the water How a railroad worker with a special needs child should structure their accounts to protect benefits and leave the right legacy How to shift from a scarcity mindset to an abundance mindset when your finances are actually doing well The package delivery text scam costing Americans $470 million a year and exactly what to look for How credit scores actually work and the two factors that make up 65% of your entire score Start Here Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Try Master Money Academy FREE for 7 days today! https://mastermoney.co/join/ 👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79 Partner Deals Indeed → Get a $75 sponsored job credit http://Indeed.com/personalfinance Wayfair → Up to 60% off | MEMORIAL DAY WAREHOUSE CLEAROUT http://wayfair.com Policygenius → Free life insurance quote http://policygenius.com Chime → Get more rewarding fee-free banking at https://www.chime.com/PFP Monarch Money → The all-in-one financial tool + Get 50% Off at http://www.monarch.com/PFP Scribe → Sign up for a 30-day risk-free trial http://www.scribe.how/pfp DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/ Resource/s Mentioned Wallet Burst Coast FI Calculator: walletburst.com Episode/s Mentioned Why Coast FIRE May Be The Perfect Strategy for You with Andy Hill https://mastermoney.co/the-personal-finance/why-coast-fire-may-be-the-perfect-strategy-for-you-with-andy-hill/ How to Run the Numbers When You Buy a House! (Total Cost of Ownership!) https://youtu.be/80_EAuZYz7Y Watch Next Are Trump Accounts Worth It? (And What's Actually Better) https://youtu.be/jJKCfTvTm0Q The Retirement Mistake 80% of Investors Make (with Vanguard's Lead Researcher) https://youtu.be/37zVUL0e2TE How Much More Expensive Has Life ACTUALLY Become Since 2020? https://youtu.be/_n8qUA3NsoI Chasing a Higher Savings Rate, Semi-Retiring in Our 40s & Rebuilding After Bankruptcy (Money Q&A) https://youtu.be/OobdeA8qYbA The Best and Worst Frugal Habits (Ranked!) https://youtu.be/_FKJfAjTi-I Connect with Andrew Website → https://mastermoney.co Instagram → https://instagram.com/mastermoneyco X → https://x.com/mastermoneyco TikTok → https://tiktok.com/@mastermoneyco LinkedIn → https://www.linkedin.com/in/andrew-giancola-45027b340 YouTube → https://www.youtube.com/@mastermoneyco/ Question for you: What is the one area of your finances you feel like you finally have figured out and the one area you are still working on? Drop both in the comments below. Learn more about your ad choices. Visit megaphone.fm/adchoices -
Are Trump Accounts Worth It? (And What's Actually Better) 20.07.2026 48минThe government just created a brand new account that hands your kid $1,000 in free money from birth. Here is everything you need to know before you miss the window. 👉 Join Andrew’s FREE Investing for Beginner’s Masterclass: https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 What You'll Learn in This Episode What Trump accounts actually are and why they work like a traditional IRA in a costume Who qualifies for the $1,000 government seed and the $250 Dell gift and how to claim both The $5,000 annual contribution limit and the business owner loophole most people do not know about The tax catch that catches most parents off guard and how to plan around it The Roth conversion window that could get your kids millions in completely tax-free retirement money When a custodial Roth or 529 is actually the better move than a Trump account The exact steps to open one today and what Andrew is personally doing for his own three kids Start Here Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Try Master Money Academy FREE for 7 days today! https://mastermoney.co/join/ 👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79 Partner Deals Indeed → Get a $75 sponsored job credit http://Indeed.com/personalfinance Wayfair → Up to 60% off | MEMORIAL DAY WAREHOUSE CLEAROUT http://wayfair.com Policygenius → Free life insurance quote http://policygenius.com Chime → Get more rewarding fee-free banking at https://www.chime.com/PFP Monarch Money → The all-in-one financial tool + Get 50% Off at http://www.monarch.com/PFP Scribe → Sign up for a 30-day risk-free trial http://www.scribe.how/pfp DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/ Resource/s Mentioned Master Money Blueprint https://mastermoneyresources.com/master-your-money-blueprint Watch Next The Retirement Mistake 80% of Investors Make (with Vanguard's Lead Researcher) https://youtu.be/37zVUL0e2TE How Much More Expensive Has Life ACTUALLY Become Since 2020? https://youtu.be/_n8qUA3NsoI Chasing a Higher Savings Rate, Semi-Retiring in Our 40s & Rebuilding After Bankruptcy (Money Q&A) https://youtu.be/OobdeA8qYbA The Best and Worst Frugal Habits (Ranked!) https://youtu.be/_FKJfAjTi-I She Hit Rock Bottom and Still Built a Six-Figure Life. Here's How. (With Rebecca Whitman) https://youtu.be/wBACCFI2w5s Connect with Andrew Website → https://mastermoney.co Instagram → https://instagram.com/mastermoneyco X → https://x.com/mastermoneyco TikTok → https://tiktok.com/@mastermoneyco LinkedIn → https://www.linkedin.com/in/andrew-giancola-45027b340 YouTube → https://www.youtube.com/@mastermoneyco/ Question for you: What is your plan for building wealth for your kids right now? Drop it in the comments and tell us if Trump accounts could be part of that plan. Learn more about your ad choices. Visit megaphone.fm/adchoices
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The Retirement Mistake 80% of Investors Make (with Vanguard's Lead Researcher) 15.07.2026 1ч 2минVanguard just released research showing the most important factor in retirement is not how much you saved. It is how much you withdraw every single year and most people have no idea what that number should be. 👉 Join Andrew’s FREE Investing for Beginner’s Masterclass: https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 What You'll Learn in This Episode Why your retirement balance is not what determines success and what actually does How reducing your withdrawal rate by just half a percent can add up to five years to how long your money lasts Why longevity is actually a bigger risk to your retirement than a stock market crash The default account withdrawal order that can cut your lifetime tax bill by 14% When Roth conversions actually make sense and the specific window most retirees completely miss How dynamic spending and guardrails let you spend more in good years without blowing up your plan in bad ones The one thing Vanguard says people five years from retirement should change immediately Start Here Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Try Master Money Academy FREE for 7 days today! https://mastermoney.co/join/ 👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79 Partner Deals Indeed → Get a $75 sponsored job credit http://Indeed.com/personalfinance Wayfair → Up to 60% off | MEMORIAL DAY WAREHOUSE CLEAROUT http://wayfair.com Policygenius → Free life insurance quote http://policygenius.com Chime → Get more rewarding fee-free banking at https://www.chime.com/PFP Monarch Money → The all-in-one financial tool + Get 50% Off at http://www.monarch.com/PFP Scribe → Sign up for a 30-day risk-free trial http://www.scribe.how/pfp DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/ Resource/s Mentioned Vanguard’s Research Library - https://corporate.vanguard.com/content/corporatesite/us/en/corp/what-we-think/investing-insights/research-library.html Vanguard’s Retirement Income Research Paper - https://corporate.vanguard.com/content/dam/corp/research/pdf/vanguard_principles_retirement_income.pdf Episode/s Mentioned This is THE BIGGEST RISK to Your Retirement Portfolio https://youtu.be/7gXKEy66-bA Watch Next How Much More Expensive Has Life ACTUALLY Become Since 2020? https://youtu.be/_n8qUA3NsoI Chasing a Higher Savings Rate, Semi-Retiring in Our 40s & Rebuilding After Bankruptcy (Money Q&A) https://youtu.be/OobdeA8qYbA The Best and Worst Frugal Habits (Ranked!) https://youtu.be/_FKJfAjTi-I She Hit Rock Bottom and Still Built a Six-Figure Life. Here's How. (With Rebecca Whitman) https://youtu.be/wBACCFI2w5s How do Your Finances Compare by Age?! (Salary, Debt, Net Worth, Credit, Home) https://youtu.be/Z10g-yd76nk Connect with Garrett LinkedIn → https://www.linkedin.com/in/garrett-harbron-j-d-cfa-cfp%C2%AE-867647a Connect with Andrew Website → https://mastermoney.co Instagram → https://instagram.com/mastermoneyco X → https://x.com/mastermoneyco TikTok → https://tiktok.com/@mastermoneyco LinkedIn → https://www.linkedin.com/in/andrew-giancola-45027b340 YouTube → https://www.youtube.com/@mastermoneyco/ Question for you: After hearing this episode, what is the one thing you are changing about how you think about retirement income? Drop it in the comments and tell us what you are doing differently starting this week. Learn more about your ad choices. Visit megaphone.fm/adchoices -
How Much More Expensive Has Life ACTUALLY Become Since 2020? 13.07.2026 54минThat $100 you had in 2020 only buys $77 worth of goods today. Here is exactly how much more expensive every single category of your life has become since then. 👉 Join Andrew’s FREE Investing for Beginner’s Masterclass: https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 What You'll Learn in This Episode Why the 29% inflation number feels like a lie and why it actually is for most households How home prices rose 53% and why today's buyer finances $100,000 more than six years ago The grocery items that got hit hardest and why your personal food inflation is higher than the average Why the average new car payment is now $750 to $940 per month and how to win with cars instead How childcare now costs more than in-state college tuition in 38 states The insurance categories quietly draining your budget without you even noticing What actually got cheaper since 2020 and how to use it to your advantage right now Start Here Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Try Master Money Academy FREE for 7 days today! https://mastermoney.co/join/ 👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79 Partner Deals Indeed → Get a $75 sponsored job credit http://Indeed.com/personalfinance Wayfair → Up to 60% off | MEMORIAL DAY WAREHOUSE CLEAROUT http://wayfair.com Policygenius → Free life insurance quote http://policygenius.com Chime → Get more rewarding fee-free banking at https://www.chime.com/PFP Monarch Money → The all-in-one financial tool + Get 50% Off at http://www.monarch.com/PFP Scribe → Sign up for a 30-day risk-free trial http://www.scribe.how/pfp DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/ Tool/s Mentioned Total Cost of Ownership Calculator https://mastermoney.co/total-cost-of-ownership-calculator/ Auto Insurance https://secure.money.com/pr/h1ba429e808a Episode/s Mentioned Is the American Dream Dead? (With Freddie Smith) https://youtu.be/3Ivz8Ts9J2o The Insurance Crisis Nobody Is Talking About (With Bob Litterman) https://youtu.be/gBuIOQKQgFM Watch Next Chasing a Higher Savings Rate, Semi-Retiring in Our 40s & Rebuilding After Bankruptcy (Money Q&A) https://youtu.be/OobdeA8qYbA The Best and Worst Frugal Habits (Ranked!) https://youtu.be/_FKJfAjTi-I She Hit Rock Bottom and Still Built a Six-Figure Life. Here's How. (With Rebecca Whitman) https://youtu.be/wBACCFI2w5s How do Your Finances Compare by Age?! (Salary, Debt, Net Worth, Credit, Home) https://youtu.be/Z10g-yd76nk How to Retire in 10 Years or Less! https://youtu.be/nStwD03vJ64 Connect with Andrew Website → https://mastermoney.co Instagram → https://instagram.com/mastermoneyco X → https://x.com/mastermoneyco TikTok → https://tiktok.com/@mastermoneyco LinkedIn → https://www.linkedin.com/in/andrew-giancola-45027b340 YouTube → https://www.youtube.com/@mastermoneyco/ Question for you: What is the one expense in your life right now that feels completely out of control compared to just a few years ago? Drop it in the comments and tell us what you are doing about it. Learn more about your ad choices. Visit megaphone.fm/adchoices -
Should I Chase a Higher Savings Rate? Can We Semi-Retire in Our 40s? How Do We Rebuild After Bankruptcy? (Money Q&A) 08.07.2026 1ч 4минOne episode that covers everything from bankruptcy recovery to retiring in your 40s. 👉 Join Andrew’s FREE Investing for Beginner’s Masterclass: https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 What You'll Learn in This Episode Whether rate chasing your high-yield savings account is actually worth the time and the math behind it The exact steps to rebuild your finances and your credit after filing for bankruptcy How to find a CPA who earns more than they cost and the questions to ask before hiring one When a financial advisor actually makes sense and when you are better off without one Why a 32-year-old with $900K in net worth should be thinking about a taxable brokerage account instead of maxing retirement accounts Three new scams targeting everyday people right now including QR code fraud and fake finance apps Why SGOV might be a smarter place to park short-term cash than your high-yield savings account Start Here Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Try Master Money Academy FREE for 7 days today!https://mastermoney.co/join/ 👉 Join Andrew’s FREE Investing for Beginners Masterclasshttps://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79 Partner Deals Indeed → Get a $75 sponsored job credit http://Indeed.com/personalfinance Wayfair → Up to 60% off | MEMORIAL DAY WAREHOUSE CLEAROUT http://wayfair.com Policygenius → Free life insurance quote http://policygenius.com Chime → Get more rewarding fee-free banking at https://www.chime.com/PFP Monarch Money → The all-in-one financial tool + Get 50% Off at http://www.monarch.com/PFP Scribe → Sign up for a 30-day risk-free trial http://www.scribe.how/pfp DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/ Tool/s Mentioned Automate Your Entire Money System in One Weekend https://courses.mastermoney.co/automate-your-money-checklist How To Find The Right CPA: Questions To Ask https://expert-hustler-605.kit.com/7476361316 Book/s Mentioned Brandon Turner Books (BiggerPockets Publishing): The Book on Investing in Real Estate with No (and Low) Money Down The Book on Managing Rental Properties The Book on Rental Property Investing Robert Kiyosaki Books (Mindset): Rich Dad Poor Dad The CashFlow Quadrant Single-Family Focus: Building Wealth One House at a Time by John Schaub Motivational/Foundational: The Millionaire Real Estate Investor by Gary Keller Apartments/Multifamily: Ken McElroy's books on apartment investing (published by Kiyosaki's company) Numbers/Analysis: What Every Real Estate Investor Needs to Know About Cash Flow by Frank Gallinelli Creative Financing: Pace Morby's book on creative financing (published by BiggerPockets) Episode/s Mentioned The 1-3-6 Method For Building & Managing Your Emergency Fund https://youtu.be/rGdII_Z0hnw How to Automate Your Finances (Money on Autopilot!) https://youtu.be/Fenu_LtdmZU How to Access Your Retirement Accounts EARLY (Roth IRA Conversion Ladder for the FIRE Movement) https://youtu.be/ut8rDIJ1kSI The Financial Freedom “Stack” ANYONE Can Use to Retire Early (BiggerPockets) https://youtu.be/ElRrBDz7e1U?si=62baruuyFgdIJdeb Watch Next The Best and Worst Frugal Habits (Ranked!) https://youtu.be/_FKJfAjTi-I She Hit Rock Bottom and Still Built a Six-Figure Life. Here's How. (With Rebecca Whitman) https://youtu.be/wBACCFI2w5s How do Your Finances Compare by Age?! (Salary, Debt, Net Worth, Credit, Home) https://youtu.be/Z10g-yd76nk How to Retire in 10 Years or Less! https://youtu.be/nStwD03vJ64 The Hidden Cost of Playing It Safe with Your Money with Ben Carlson https://youtu.be/LG1Jr2xeuDo Connect with Andrew Website → https://mastermoney.co Instagram → https://instagram.com/mastermoneyco X → https://x.com/mastermoneyco TikTok → https://tiktok.com/@mastermoneyco LinkedIn → https://www.linkedin.com/in/andrew-giancola-45027b340 YouTube → https://www.youtube.com/@mastermoneyco/ Question for you: If you could ask Andrew one money question live on the show right now, what would it be? Drop it in the comments and join the Master Money newsletter to make it happen. Learn more about your ad choices. Visit megaphone.fm/adchoices
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The Best and Worst Frugal Habits (Ranked!) 06.07.2026 57минMost people think being frugal means cutting every expense. The truth is, some frugal habits build wealth while others actually keep you poor. 👉 Join Andrew’s FREE Investing for Beginner’s Masterclass: https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 What You'll Learn in This Episode The difference between being frugal and simply being cheap Which everyday habits actually move the needle on your net worth Why your time is often worth more than saving a few dollars The highest ROI frugal habits that can save you thousands every year How to spend more on the things you truly value while cutting back elsewhere Which "money-saving" habits are secretly wasting your time and energy Andrew's S-Tier, A-Tier, B-Tier, C-Tier, D-Tier, and F-Tier rankings for 27 popular frugal habits Start Here Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Try Master Money Academy FREE for 7 days today!https://mastermoney.co/join/ 👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79 Partner Deals Indeed → Get a $75 sponsored job credit http://Indeed.com/personalfinance Wayfair → Up to 60% off | MEMORIAL DAY WAREHOUSE CLEAROUT http://wayfair.com Policygenius → Free life insurance quote http://policygenius.com Chime → Get more rewarding fee-free banking at https://www.chime.com/PFP Monarch Money → The all-in-one financial tool + Get 50% Off at http://www.monarch.com/PFP Scribe → Sign up for a 30-day risk-free trial http://www.scribe.how/pfp DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/ Resource/s Mentioned Favorite Credit Cards https://milevalue.com/best-credit-cards/?aff=mastermoney#favorites Car Insurance Comparison https://secure.money.com/pr/gc43ce394da5 Book/s Mentioned Early Retirement Extreme Think and Grow Rich by Napoleon Hill Episode/s Mentioned How to Negotiate Your Bills (and SAVE 6-Figures!) https://youtu.be/bgIcmuK7FK8 Why You Should Negotiate Every Bill With Nicole Lapin https://mastermoney.co/the-personal-finance/why-you-should-negotiate-every-bill-with-nicole-lapin/ How to Negotiate Your Rent Like A Pro (and win the negotiation!) https://mastermoney.co/the-personal-finance/how-to-negotiate-your-rent-like-a-pro-and-win-the-negotiation/ Watch Next She Hit Rock Bottom and Still Built a Six-Figure Life. Here's How. (With Rebecca Whitman) https://youtu.be/wBACCFI2w5s How do Your Finances Compare by Age?! (Salary, Debt, Net Worth, Credit, Home) https://youtu.be/Z10g-yd76nk How to Retire in 10 Years or Less! https://youtu.be/nStwD03vJ64 The Hidden Cost of Playing It Safe with Your Money with Ben Carlson https://youtu.be/LG1Jr2xeuDo The Patient Investor's Playbook with Noah Kerner - CEO of Acorns https://youtu.be/l5YZy2q_aVY Connect with Andrew Website → https://mastermoney.co Instagram → https://instagram.com/mastermoneyco X → https://x.com/mastermoneyco TikTok → https://tiktok.com/@mastermoneyco LinkedIn → https://www.linkedin.com/in/andrew-giancola-45027b340 YouTube → https://www.youtube.com/@mastermoneyco/ Question for you: Which frugal habit has made the biggest difference in your finances and which one do you think is a complete waste of time? Learn more about your ad choices. Visit megaphone.fm/adchoices -
She Hit Rock Bottom and Still Built a Six-Figure Life. Here's How. (With Rebecca Whitman) 01.07.2026 44минTwo life-altering losses in one week. One record-breaking fiscal year. Here is what she did differently while everything else was falling apart. 👉 Join Andrew’s FREE Investing for Beginner’s Masterclass: https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 What You'll Learn in This Episode The seven pillars of abundance and why financial success collapses when the others are ignored Why high achievers who look successful are often secretly burned out and broke in ways that never show up on paper The real reason most side hustles never turn into meaningful income How to know when you have enough financial security to leave your job for your side hustle Why coming from contribution instead of desperation completely changes your business outcomes The mindset shift that helped Rebecca build her best fiscal year ever the same week she lost her father and finalized her divorce What the personal finance world gets wrong about budgeting and why it backfires for most people Start Here Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Try Master Money Academy FREE for 7 days today! https://mastermoney.co/join/ 👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79 Partner Deals Indeed → Get a $75 sponsored job credit http://Indeed.com/personalfinance Policygenius → Free life insurance quote http://policygenius.com Chime → Get more rewarding fee-free banking at https://www.chime.com/PFP Monarch Money → The all-in-one financial tool + Get 50% Off at http://www.monarch.com/PFP Wayfair → Up to 60% off | MEMORIAL DAY WAREHOUSE CLEAROUT http://wayfair.com Scribe → Sign up for a 30-day risk-free trial scribe.how/pfp DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/ Book/s Mentioned The Four Agreements by Don Miguel Ruiz Watch Next How do Your Finances Compare by Age?! (Salary, Debt, Net Worth, Credit, Home) https://youtu.be/Z10g-yd76nk How to Retire in 10 Years or Less! https://youtu.be/nStwD03vJ64 The Hidden Cost of Playing It Safe with Your Money with Ben Carlson https://youtu.be/LG1Jr2xeuDo The Patient Investor's Playbook with Noah Kerner - CEO of Acorns https://youtu.be/l5YZy2q_aVY The Best Ages to Build Wealth (Ranked!) https://youtu.be/JIZ1WrS91v4 Connect with Rebecca Website: https://rebeccawhitman.com/ Facebook: https://www.facebook.com/rebecca.whitman Instagram: https://www.instagram.com/rebeccaewhitman/ X: https://x.com/RebeccaEWhitman LinkedIn: https://www.linkedin.com/in/rebeccaewhitman/ YouTube: https://www.youtube.com/@rebeccaewhitman Connect with Andrew Website → https://mastermoney.co Instagram → https://instagram.com/mastermoneyco X → https://x.com/mastermoneyco TikTok → https://tiktok.com/@mastermoneyco LinkedIn → https://www.linkedin.com/in/andrew-giancola-45027b340 YouTube → https://www.youtube.com/@mastermoneyco/ Question for you: Have you ever chased money thinking it would fix everything else in your life? Drop what happened and what you learned in the comments below. Learn more about your ad choices. Visit megaphone.fm/adchoices
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How do Your Finances Compare by Age?! (Salary, Debt, Net Worth, Credit, Home) 29.06.2026 50минMost people are either ahead or behind financially for their age and have no idea which one. Here are the real numbers by decade so you can find out right now. 👉 Join Andrew's FREE Masterclass The Portfolio Pyramid: https://event.webinarjam.com/q05p7/register/q05p7b65?webinar_id=24 What You'll Learn in This Episode The real median salary, net worth, credit score, and debt for every decade from your 20s through your 50s Why the median net worth numbers are low across every age group and what wealth builders do differently The one tip Andrew gives for salary, debt, net worth, credit, and home ownership in each decade What it takes to be in the top 10% and top 1% of net worth at every age Why your 40s are your highest earning years and the one mistake that wastes them When it is actually okay to loosen up and start spending more of your money Why a 19-year-old with $25K invested does not need to touch anything or overcomplicate it Start Here Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Try Master Money Academy FREE for 7 days today! https://mastermoney.co/join/ 👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79 Partner Deals Indeed → Get a $75 sponsored job credit http://Indeed.com/personalfinance Policygenius → Free life insurance quote http://policygenius.com Chime → Get more rewarding fee-free banking at https://www.chime.com/PFP Monarch Money → The all-in-one financial tool + Get 50% Off at http://www.monarch.com/PFP Scribe → Sign up for a 30-day risk-free trial scribe.how/pfp Wayfair → Up to 60% off | MEMORIAL DAY WAREHOUSE CLEAROUT http://wayfair.com DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/ Tool/s Mentioned Wealth Builder Matrix - https://mastermoney.co/wealth-builders-matrix/ Live Q&A Call Form - https://docs.google.com/forms/d/e/1FAIpQLSeqIw5xncfn5tZbGG_U22iZ3BUmyHe9fPvBQaC1vW_x1D7bJA/viewform Episode/s Mentioned How to Build Your Investment Portfolio (The Portfolio Pyramid!) https://youtu.be/Vn-NXfFWtfU Watch Next How to Retire in 10 Years or Less! https://youtu.be/nStwD03vJ64 The Hidden Cost of Playing It Safe with Your Money with Ben Carlson https://youtu.be/LG1Jr2xeuDo The Patient Investor's Playbook with Noah Kerner - CEO of Acorns https://youtu.be/l5YZy2q_aVY The Best Ages to Build Wealth (Ranked!) https://youtu.be/JIZ1WrS91v4 Should You Buy Into IPOs (SpaceX, Anthropic, or Open AI) https://youtu.be/e8r5h7RkOyo Connect with Andrew Instagram → https://instagram.com/mastermoneyco Website → https://mastermoney.co TikTok → https://tiktok.com/@mastermoneyco X → https://x.com/mastermoneyco LinkedIn → https://www.linkedin.com/in/andrew-giancola-45027b340 YouTube → https://www.youtube.com/@mastermoneyco/ Question for you: How do your finances compare to the median for your age right now? Drop your decade and the one area you are most focused on improving in the comments below. Learn more about your ad choices. Visit megaphone.fm/adchoices
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How to Retire in 10 Years or Less! 24.06.2026 59минEvery financial decision you make either moves your retirement closer or pushes it further away. Here is the exact math and plan to retire in 10 years or less. 👉 Join Andrew's FREE Masterclass The Portfolio Pyramid: https://event.webinarjam.com/q05p7/register/q05p7b65?webinar_id=24 What You'll Learn in This Episode Why your savings rate is the single most important number if you want to retire early The exact savings rate you need to retire in 10 years and what happens at every percentage below it How to attack the big three expenses that are standing between you and financial freedom Where to invest your money when you want to access it before age 59 and a half A real case study of how Marcus and Priya retired at 39 on a combined $150K income Why Barista FIRE and Coast FIRE might be better options than you think The one thing most early retirees get wrong that leads to boredom and regret Start Here Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Try Master Money Academy FREE for 7 days today! https://mastermoney.co/join/ 👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79 Partner Deals Indeed → Get a $75 sponsored job credit http://Indeed.com/personalfinance Policygenius → Free life insurance quote http://policygenius.com Chime → Get more rewarding fee-free banking at https://www.chime.com/PFP Monarch Money → The all-in-one financial tool + Get 50% Off at http://www.monarch.com/PFP Shopify → Sign up for your one-dollar-per-month trial today at http://shopify.com/pfp Wayfair → Up to 60% off | MEMORIAL DAY WAREHOUSE CLEAROUT http://wayfair.com DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/ Tool/s Mentioned The Retirement Calculator - https://expert-hustler-605.kit.com/e6b8d4f8a2 Book/s Mentioned Set for Life by Scott Trench Die With Zero by Bill Perkins Books on Sabbaticals Jillian Johnsrud Episode/s Mentioned Why Live-In-Flips May Be the Best Way to Invest in Real Estate with Carl and Mindy Jensen https://mastermoney.co/the-personal-finance/why-live-in-flips-may-be-the-best-way-to-invest-in-real-estate-with-carl-and-mindy-jensen/ How to RETIRE BY 30! (With Cody Berman) https://youtu.be/ffKv6M69SRI He Achieved Financial Independence in 2 Years! (Here's How!) With Justin David Carl https://youtu.be/DRHNfi3gBxk This is THE BIGGEST RISK to Your Retirement Portfolio https://youtu.be/7gXKEy66-bA How to Shave Off 7+ Working Years and Retire Early! https://youtu.be/9oZFn2lmZm4 Watch Next The Hidden Cost of Playing It Safe with Your Money with Ben Carlson https://youtu.be/LG1Jr2xeuDo The Patient Investor's Playbook with Noah Kerner - CEO of Acorns https://youtu.be/l5YZy2q_aVY The Best Ages to Build Wealth (Ranked!) https://youtu.be/JIZ1WrS91v4 Should You Buy Into IPOs (SpaceX, Anthropic, or Open AI) https://youtu.be/e8r5h7RkOyo Is the S&P 500 Overweighted? Becoming an Accidental Landlord? Can We Retire Early and Move to Japan? https://youtu.be/GYtfRluCfv0 Connect with Andrew Instagram → https://instagram.com/mastermoneyco Website → https://mastermoney.co TikTok → https://tiktok.com/@mastermoneyco X → https://x.com/mastermoneyco LinkedIn → https://www.linkedin.com/in/andrew-giancola-45027b340 YouTube → https://www.youtube.com/@mastermoneyco/ Question for you: What is your current savings rate and how many years does the math say you have left until financial freedom? Drop your number in the comments and let the community help you figure out your next move. Learn more about your ad choices. Visit megaphone.fm/adchoices -
The Hidden Cost of Playing It Safe with Your Money with Ben Carlson 22.06.2026 57минThe biggest investing mistake isn't losing money, it's never giving your money the chance to grow. Ben Carlson joins Andrew to reveal the hidden cost of playing it safe, why volatility isn't the enemy, and how investors quietly sabotage their long-term wealth without realizing it. 👉 Join Andrew's FREE Masterclass The Portfolio Pyramid: https://event.webinarjam.com/q05p7/register/q05p7b65?webinar_id=24 What You'll Learn in This Episode Why the biggest risk for most investors is actually being too conservative How market volatility creates long-term wealth opportunities The hidden cost of waiting for the "perfect" time to invest Why diversification is still one of the most powerful risk-management tools How to think about risk differently in your 30s, 40s, and 50s The investing mistake that can permanently damage your wealth-building journey Why investor behavior matters more than finding the perfect portfolio How to build a strategy you can actually stick with through market downturns Lessons from the Great Depression, the Dot-Com Bubble, and today's AI boom Why "good enough" is often better than chasing the perfect investment plan Start Here Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Try Master Money Academy FREE for 7 days today !https://mastermoney.co/join/ 👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79 Partner Deals Indeed → Get a $75 sponsored job credit http://Indeed.com/personalfinance Policygenius → Free life insurance quote http://policygenius.com Chime → Get more rewarding fee-free banking at https://www.chime.com/PFP Monarch Money → The all-in-one financial tool + Get 50% Off at http://www.monarch.com/PFP Shopify → Sign up for your one-dollar-per-month trial today at http://shopify.com/pfp Wayfair → Up to 60% off | MEMORIAL DAY WAREHOUSE CLEAROUT http://wayfair.com DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/ Watch Next The Patient Investor's Playbook with Noah Kerner - CEO of Acorns https://youtu.be/l5YZy2q_aVY The Best Ages to Build Wealth (Ranked!) https://youtu.be/JIZ1WrS91v4 Should You Buy Into IPOs (SpaceX, Anthropic, or Open AI) https://youtu.be/e8r5h7RkOyo Is the S&P 500 Overweighted? Becoming an Accidental Landlord? Can We Retire Early and Move to Japan? https://youtu.be/GYtfRluCfv0 This is THE BIGGEST RISK to Your Retirement Portfolio https://youtu.be/7gXKEy66-bA Connect with Ben Carlson Website → https://awealthofcommonsense.com/about-2/ LinkedIn → https://www.linkedin.com/in/ben-carlson-cfa-97661244 X → https://x.com/awealthofcs Ritholtz → https://www.ritholtzwealth.com/team/ben-carlson-cfa/ YouTube → https://www.youtube.com/@TheCompoundNews Apple Podcast → https://podcasts.apple.com/us/podcast/animal-spirits-podcast/id1310192007 Book Risk and Reward → https://awealthofcommonsense.com/2026/05/my-new-book-risk-reward/ Connect with Andrew Instagram → https://instagram.com/mastermoneyco Website → https://mastermoney.co TikTok → https://tiktok.com/@mastermoneyco X → https://x.com/mastermoneyco LinkedIn → https://www.linkedin.com/in/andrew-giancola-45027b340 YouTube → https://www.youtube.com/@mastermoneyco/ Question for you: What do you think is the bigger investing mistake: taking too much risk or not taking enough risk? Let us know in the comments below. Learn more about your ad choices. Visit megaphone.fm/adchoices
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The Patient Investor's Playbook with Noah Kerner - CEO of Acorns 17.06.2026 48минThe CEO of Acorns says 96% of people who trade online lose money. Here is why slow and steady is still the only investing strategy that actually works. 👉 Join Andrew's FREE Masterclass The Portfolio Pyramid: https://event.webinarjam.com/q05p7/register/q05p7b65?webinar_id=24 What You'll Learn in This Episode The eight disturbing fintech trends that are quietly working against your wealth Why an investing app with a prediction market is like a bank with a blackjack table How $5 a day invested consistently can make you a millionaire over time Why the best investor according to research is literally a dead one Why holding cash is not safe and what most people get dangerously wrong about it How Noah Kerner personally invests his own money and why it is boring on purpose The one decade Noah lost to being too conservative and what it cost him in real dollars Start Here Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Try Master Money Academy FREE for 7 days today!https://mastermoney.co/join/ 👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79 Partner Deals Indeed → Get a $75 sponsored job credit http://Indeed.com/personalfinance Policygenius → Free life insurance quote http://policygenius.com Chime → Get more rewarding fee-free banking at https://www.chime.com/PFP Monarch Money → The all-in-one financial tool + Get 50% Off at http://www.monarch.com/PFP Shopify → Sign up for your one-dollar-per-month trial today at http://shopify.com/pfp Wayfair → Up to 60% off | MEMORIAL DAY WAREHOUSE CLEAROUT http://wayfair.com DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/ Episode/s Mentioned Should You Buy Into IPOs (SpaceX, Anthropic, or Open AI) https://youtu.be/e8r5h7RkOyo This is THE BIGGEST RISK to Your Retirement Portfolio https://youtu.be/7gXKEy66-bA Watch Next The Best Ages to Build Wealth (Ranked!) https://youtu.be/JIZ1WrS91v4 Should You Buy Into IPOs (SpaceX, Anthropic, or Open AI) https://youtu.be/e8r5h7RkOyo Is the S&P 500 Overweighted? Becoming an Accidental Landlord? Can We Retire Early and Move to Japan? https://youtu.be/GYtfRluCfv0 This is THE BIGGEST RISK to Your Retirement Portfolio https://youtu.be/7gXKEy66-bA The Insurance Crisis Nobody Is Talking About (With Bob Litterman) https://youtu.be/gBuIOQKQgFM Connect with Noah Kerner Personal: LinkedIn: https://www.linkedin.com/in/noahkerner/ Acorns Website: https://acorns.com LinkedIn: https://www.linkedin.com/company/acorns-grow-inc-/ Connect with Andrew Instagram → https://instagram.com/mastermoneyco Website → https://mastermoney.co TikTok → https://tiktok.com/@mastermoneyco X → https://x.com/mastermoneyco LinkedIn → https://www.linkedin.com/in/andrew-giancola-45027b340 YouTube → https://www.youtube.com/@mastermoneyco/ Question for you: Are you investing the slow and steady way or have you been pulled into trading, prediction markets, or crypto? Drop your honest answer in the comments below. Learn more about your ad choices. Visit megaphone.fm/adchoices
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The Best Ages to Build Wealth (Ranked!) 15.06.2026 48минThe decade you are in right now is either working for you or against you. Here is how every age stacks up for building wealth ranked from best to worst. 👉 Join Andrew's FREE Masterclass The Portfolio Pyramid: https://event.webinarjam.com/q05p7/register/q05p7b65?webinar_id=24 What You'll Learn in This Episode - Why your 20s are S tier for wealth building and the six things that make or break this decade - The reason your 30s might be the most financially stressful decade you will ever live through - Why peak earnings and peak expenses often hit at the exact same time in your 40s - How catch-up contributions in your 50s can quietly make up for lost decades - The one Roth conversion window in your 60s that could save you six figures in lifetime taxes - Why Andrew ranks the 60s as D tier for building wealth and what to do if you are just getting started - The exact tier list ranking of every decade from your 20s through your 60s Start Here Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Try Master Money Academy FREE for 7 days today! https://mastermoney.co/join/ 👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79 Partner Deals - Indeed → Get a $75 sponsored job credit http://Indeed.com/personalfinance - Policygenius → Free life insurance quote http://policygenius.com - Chime → Get more rewarding fee-free banking at https://www.chime.com/PFP - Monarch Money → The all-in-one financial tool + Get 50% Off at http://www.monarch.com/PFP - Shopify → Sign up for your one-dollar-per-month trial today at http://shopify.com/pfp - Wayfair → Up to 60% off | MEMORIAL DAY WAREHOUSE CLEAROUT http://wayfair.com - DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/ Book/s Mentioned - Die With Zero by Bill Perkins Episode/s Mentioned This is THE BIGGEST RISK to Your Retirement Portfolio https://youtu.be/7gXKEy66-bA Watch Next Should You Buy Into IPOs (SpaceX, Anthropic, or Open AI) https://youtu.be/e8r5h7RkOyo Is the S&P 500 Overweighted? Becoming an Accidental Landlord? Can We Retire Early and Move to Japan? https://youtu.be/GYtfRluCfv0 This is THE BIGGEST RISK to Your Retirement Portfolio https://youtu.be/7gXKEy66-bA The Insurance Crisis Nobody Is Talking About (With Bob Litterman) https://youtu.be/gBuIOQKQgFM He Lost $50 Million In Real Estate Then Got Rich Again (With Rod Khleif) https://youtu.be/rKuN2ZcUYWQ Connect with Andrew - Instagram → https://instagram.com/mastermoneyco - Website → https://mastermoney.co - TikTok → https://tiktok.com/@mastermoneyco - X → https://x.com/mastermoneyco - LinkedIn → https://www.linkedin.com/in/andrew-giancola-45027b340 - YouTube → https://www.youtube.com/@mastermoneyco/ Question for you: Are you in your best wealth building decade right now or did you let it slip by? Drop where you are and what you are doing about it in the comments. Learn more about your ad choices. Visit megaphone.fm/adchoices
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Should You Buy Into IPOs (SpaceX, Anthropic, or Open AI) 12.06.2026 15минSpaceX. Anthropic. OpenAI. Everyone is talking about investing in these IPOs. Here is what Warren Buffett would say and what you need to know before you touch any of them. 👉 Join Andrew's FREE Masterclass The Portfolio Pyramid: https://event.webinarjam.com/q05p7/register/q05p7b65?webinar_id=24 What You'll Learn in This Episode What an IPO actually is and why the seller always has the advantage over the buyer Why most retail investors never get the real IPO price and end up buying the hype instead The two mechanics every investor must understand before touching any IPO Why Warren Buffett has not bought a single IPO in 54 years and what that means for you When SpaceX, Anthropic, and OpenAI will actually show up in your index funds automatically The four questions to ask yourself before investing in any IPO Why buying an index fund might be the smarter play than chasing the IPO hype Start Here Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Try Master Money Academy FREE for 7 days today!https://mastermoney.co/join/ 👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79 Partner Deals DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/ Watch Next Is the S&P 500 Overweighted? Becoming an Accidental Landlord? Can We Retire Early and Move to Japan? https://youtu.be/GYtfRluCfv0 This is THE BIGGEST RISK to Your Retirement Portfolio https://youtu.be/7gXKEy66-bA The Insurance Crisis Nobody Is Talking About (With Bob Litterman) https://youtu.be/gBuIOQKQgFM He Lost $50 Million In Real Estate Then Got Rich Again (With Rod Khleif) https://youtu.be/rKuN2ZcUYWQ How to Become a Stealth Wealth Millionaire (With JC Rodriguez) https://youtu.be/Y83BTQONiJc Connect with Andrew Instagram → https://instagram.com/mastermoneyco Website → https://mastermoney.co TikTok → https://tiktok.com/@mastermoneyco X → https://x.com/mastermoneyco LinkedIn → https://www.linkedin.com/in/andrew-giancola-45027b340 YouTube → https://www.youtube.com/@mastermoneyco/ Question for you: Are you planning to invest in SpaceX, Anthropic, or OpenAI when they go public or are you letting your index fund handle it? Drop your strategy in the comments below. Learn more about your ad choices. Visit megaphone.fm/adchoices
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Is the S&P 500 Overweighted? Becoming an Accidental Landlord? Can We Retire Early and Move to Japan? (Money Q&A) 10.06.2026 1ч 4минOverweighted S&P 500. Accidental landlords. Early retirement in Japan. 👉 Join Andrew's FREE Masterclass The Portfolio Pyramid: https://event.webinarjam.com/q05p7/register/q05p7b65?webinar_id=24 What You'll Learn in This Episode Whether the S&P 500 is actually diversified when 39% sits in just 10 stocks A Vanguard phishing scam that almost fooled Andrew's own wife and how to spot it How a 33-year-old with $800K invested can move to Japan and still retire wealthy Why a cash flow negative rental property is a liability no matter what the appreciation looks like How to factor a military pension into a retirement plan and whether a spouse even needs to work Why an 18-year-old with $20K invested could have $2.3 million without adding another dollar How to build a retirement plan around a future teacher's pension when you are just getting started Start Here Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Try Master Money Academy FREE for 7 days today! https://mastermoney.co/join/ 👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79 Partner Deals Indeed → Get a $75 sponsored job credit http://Indeed.com/personalfinance Policygenius → Free life insurance quote http://policygenius.com Chime → Get more rewarding fee-free banking at https://www.chime.com/PFP Monarch Money → The all-in-one financial tool + Get 50% Off at http://www.monarch.com/PFP Shopify → Sign up for your one-dollar-per-month trial today at http://shopify.com/pfp Wayfair → Up to 60% off | MEMORIAL DAY WAREHOUSE CLEAROUT http://wayfair.com DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/ Tool/s Mentioned The Retirement Calculator https://expert-hustler-605.kit.com/e6b8d4f8a2 Compound Interest Calculator https://expert-hustler-605.kit.com/aefaaad27e Book/s Mentioned Die With Zero by Bill Perkins Watch Next This is THE BIGGEST RISK to Your Retirement Portfolio https://youtu.be/7gXKEy66-bA The Insurance Crisis Nobody Is Talking About (With Bob Litterman) https://youtu.be/gBuIOQKQgFM He Lost $50 Million In Real Estate Then Got Rich Again (With Rod Khleif) https://youtu.be/rKuN2ZcUYWQ How to Become a Stealth Wealth Millionaire (With JC Rodriguez) https://youtu.be/Y83BTQONiJc High Income Tax Strategies, Selling a House to Invest in the S&P 500, and Converting $100K to a Roth IRA (Money Q&A) https://youtu.be/NR-LlTqb7Cs Connect with Andrew Instagram → https://instagram.com/mastermoneyco Website → https://mastermoney.co TikTok → https://tiktok.com/@mastermoneyco X → https://x.com/mastermoneyco LinkedIn → https://www.linkedin.com/in/andrew-giancola-45027b340 YouTube → https://www.youtube.com/@mastermoneyco/ Question for you: Which of these three situations sounds most like yours right now: overconcentrated portfolio, accidental landlord, or dreaming of retiring somewhere else? Drop it in the comments. Learn more about your ad choices. Visit megaphone.fm/adchoices -
This is THE BIGGEST RISK to Your Retirement Portfolio 08.06.2026 1чTwo retirees. Same portfolio. Same returns. One ran out of money at 87. The only difference was when the bad years hit. Here is how to make sure you are not the unlucky one. 👉 Join Andrew's FREE Masterclass The Portfolio Pyramid: https://event.webinarjam.com/q05p7/register/q05p7b65?webinar_id=24 What You'll Learn in This Episode What sequence of returns risk is and why it can permanently destroy a retirement portfolio in the first three years Why two people with identical portfolios and identical returns can end up with a $700,000 difference by year three The cash buffer strategy that shields your portfolio from early retirement market crashes How bond tenting works and why the smartest retirement researchers say to do the opposite of what most people think The dynamic withdrawal strategy that lets you spend more in good years and protect your portfolio in bad ones How to build a guaranteed income floor so market crashes never threaten your non-negotiable expenses Why flexibility in your first few retirement years is the most powerful weapon you have against sequence risk Start Here Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Try Master Money Academy FREE for 7 days today! https://mastermoney.co/join/ 👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79 Partner Deals Indeed → Get a $75 sponsored job credit http://Indeed.com/personalfinance Policygenius → Free life insurance quote http://policygenius.com Chime → Get more rewarding fee-free banking at https://www.chime.com/PFP Monarch Money → The all-in-one financial tool + Get 50% Off at http://www.monarch.com/PFP Shopify → Sign up for your one-dollar-per-month trial today at http://shopify.com/pfp Wayfair → Up to 60% off | MEMORIAL DAY WAREHOUSE CLEAROUT http://wayfair.com DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/ Tool/s Mentioned Andrew's Favorite High-Yield Savings Accounts https://secure.money.com/pr/r453ecf4d190 Episode/s Mentioned How to Master Your Student Loans with Robert Farrington https://youtu.be/t146LJRUc0o Watch Next The Insurance Crisis Nobody Is Talking About (With Bob Litterman) https://youtu.be/gBuIOQKQgFM He Lost $50 Million In Real Estate Then Got Rich Again (With Rod Khleif) https://youtu.be/rKuN2ZcUYWQ How to Become a Stealth Wealth Millionaire (With JC Rodriguez) https://youtu.be/Y83BTQONiJc High Income Tax Strategies, Selling a House to Invest in the S&P 500, and Converting $100K to a Roth IRA (Money Q&A) https://youtu.be/NR-LlTqb7Cs How to Shave Off 7+ Working Years and Retire Early! https://youtu.be/9oZFn2lmZm4 Connect with Andrew Instagram → https://instagram.com/mastermoneyco Website → https://mastermoney.co TikTok → https://tiktok.com/@mastermoneyco X → https://x.com/mastermoneyco LinkedIn → https://www.linkedin.com/in/andrew-giancola-45027b340 YouTube → https://www.youtube.com/@mastermoneyco/ Question for you: Are you planning for sequence of returns risk in your retirement plan right now or is this the first time you are hearing about it? Drop where you are in the comments and tell us which strategy you are going to implement first. Learn more about your ad choices. Visit megaphone.fm/adchoices
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The Insurance Crisis Nobody Is Talking About (With Bob Litterman) 05.06.2026 56минYour home insurance bill is not going up because of inflation. It is going up because of a risk that was mispriced for decades and is now coming due. Episode Sponsor Coalition for an Insurable Future Website: https://coalitionforaninsurablefuture.com/ Facebook: https://www.facebook.com/people/Coalition-For-An-Insurable-Future/61584013622275/ What You'll Learn in This Episode Why home insurance is up 74% since 2008 and is not coming back down How one weather event turns into a coverage gap, an un-mortgageable home, and a collapsing property value Why insurance companies are not the villain here and who actually is What happens when state-backed insurance plans run out of money Why one in seven homeowners now has zero insurance coverage What every homeowner should do right now to reduce their exposure Why renters are not off the hook from this crisis either Start Here Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Try Master Money Academy FREE for 7 days today! https://mastermoney.co/join/ 👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79 Watch Next How to Shave Off 7+ Working Years and Retire Early! https://youtu.be/9oZFn2lmZm4 Is the American Dream Dead? (With Freddie Smith) https://youtu.be/3Ivz8Ts9J2o How Companies Are Quietly Robbing You! With Lindsay Owens https://youtu.be/WhfXVmC2DC0 12 Financial Rules of Thumb That Let You Spend More on What You Love https://youtu.be/36HG6VHnA08 How to RETIRE BY 30! (With Cody Berman) https://youtu.be/ffKv6M69SRI How to Manage Your Money (and Still Enjoy Life) https://youtu.be/BWocw8B-xnY Who is Bob Litterman? Bob Litterman is the Risk Chairman Emeritus and a founding partner of Kepos Capital LP. Prior to joining Kepos Capital in 2010, Bob enjoyed a 23-year career at Goldman, Sachs & Co., where he served in research, risk management, investments and thought leadership roles. He oversaw the Quantitative Investment Strategies Group in the Asset Management division. While at Goldman, Bob also spent six years as one of three external advisors to Singapore’s Government Investment Corporation (GIC). Bob was named a partner of Goldman Sachs in 1994 and became head of the firm-wide risk function; prior to that role, he was co-head of the Fixed Income Research and Model Development Group with Fischer Black. Connect with Andrew Instagram → https://instagram.com/mastermoneyco Website → https://mastermoney.co TikTok → https://tiktok.com/@mastermoneyco X → https://x.com/mastermoneyco LinkedIn → https://www.linkedin.com/in/andrew-giancola-45027b340 YouTube → https://www.youtube.com/@mastermoneyco/ Question for you: Have you looked at your home insurance bill recently and been shocked by how much it went up? Drop your state and percentage increase in the comments and let us see how widespread this actually is. Learn more about your ad choices. Visit megaphone.fm/adchoices -
He Lost $50 Million In Real Estate Then Got Rich Again (With Rod Khleif) 03.06.2026 50минHe lost $50 million in 2008 and built it all back. Here is exactly what he did and what he would never do again. 👉 Join Andrew's FREE Masterclass The Portfolio Pyramid: https://event.webinarjam.com/q05p7/register/q05p7b65?webinar_id=24 What You'll Learn in This Episode Why 800 single family houses nearly destroyed everything and what Rod does exclusively instead How Rod lost $50 million in 2008 and the exact mindset that brought him back Why cash flow is the only real estate number that actually matters Why right now might be the best buying opportunity in multifamily Rod has ever seen How to get into apartment complexes and businesses without using your own money Why 10,000 boomers turning 65 every day is quietly creating a massive business buying opportunity What separates the students who actually build wealth from the ones who never start Start Here Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Try Master Money Academy FREE for 7 days today! https://mastermoney.co/join/ 👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79 Partner Deals Indeed → Get a $75 sponsored job credit http://Indeed.com/personalfinance Policygenius → Free life insurance quote http://policygenius.com Chime → Get more rewarding fee-free banking at https://www.chime.com/PFP Monarch Money → The all-in-one financial tool + Get 50% Off at http://www.monarch.com/PFP Shopify → Sign up for your one-dollar-per-month trial today at http://shopify.com/pfp Wayfair → Up to 60% off | MEMORIAL DAY WAREHOUSE CLEAROUT http://wayfair.com DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/ Book/s Mentioned Think and Grow Rich by Napoleon Hill The ONE Thing by Gary Keller and Jay Papasan The Miracle Morning by Hal Elrod The Five Love Languages by Gary Chapman The Slight Edge by Jeff Olson The Five Regrets of the Dying by Bronnie Ware How to Create Lifetime Cash Flow in Multifamily Properties by Rod Khleif https://rodkhleif.com/lcfa-ebook/ Watch Next How to Become a Stealth Wealth Millionaire (With JC Rodriguez) https://youtu.be/Y83BTQONiJc High Income Tax Strategies, Selling a House to Invest in the S&P 500, and Converting $100K to a Roth IRA (Money Q&A) https://youtu.be/NR-LlTqb7Cs How to Shave Off 7+ Working Years and Retire Early! https://youtu.be/9oZFn2lmZm4 Is the American Dream Dead? (With Freddie Smith) https://youtu.be/3Ivz8Ts9J2o How Companies Are Quietly Robbing You! With Lindsay Owens https://youtu.be/WhfXVmC2DC0 Connect with Rod Khleif Links → https://rodslinks.com Text "Links" to 72345 Instagram → https://www.instagram.com/rod_khleif/ Facebook → https://www.facebook.com/rodkhleifofficial/ LinkedIn → https://www.linkedin.com/in/rodkhleif/ X → https://twitter.com/RodKhleif Website → https://rodkhleif.com Podcast → Lifetime Cash Flow Through Real Estate Investing https://rodkhleif.com/lifetime-cashflow-podcast/ YouTube → https://www.youtube.com/RodKhleif Boot Camp Site → https://rodsbootcamp.com The Tiny Hands Foundation → https://tinyhandsfoundation.org Connect with Andrew Instagram → https://instagram.com/mastermoneyco Website → https://mastermoney.co TikTok → https://tiktok.com/@mastermoneyco X → https://x.com/mastermoneyco LinkedIn → https://www.linkedin.com/in/andrew-giancola-45027b340 YouTube → https://www.youtube.com/@mastermoneyco/ Question for you: If you lost everything tomorrow, what would you do first to start rebuilding? Drop it in the comments. Learn more about your ad choices. Visit megaphone.fm/adchoices
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How to Become a Stealth Wealth Millionaire (With JC Rodriguez) 01.06.2026 58минReal millionaires do not look rich. They look boring on purpose, and that is exactly how they got there. 👉 Join Andrew's FREE Masterclass The Portfolio Pyramid: https://event.webinarjam.com/q05p7/register/q05p7b65?webinar_id=24 What You'll Learn in This Episode The core mentalities that separate stealth wealth millionaires from high earners who stay broke Why the person driving the Mercedes is more likely in debt than the person driving the Toyota What real millionaires actually invest in and why it is boring on purpose The number one mistake keeping high earners from building any wealth at all How teachers and accountants are quietly hitting millionaire status while influencers go broke Why spending on experiences over stuff is the move almost every quiet millionaire makes The one shift in mindset that changes everything about how you see your money Start Here Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Try Master Money Academy FREE for 7 days today! https://mastermoney.co/join/ 👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79 Partner Deals Indeed → Get a $75 sponsored job credit http://Indeed.com/personalfinance Policygenius → Free life insurance quote http://policygenius.com Chime → Get more rewarding fee-free banking at https://www.chime.com/PFP Monarch Money → Up to 60% off | MEMORIAL DAY WAREHOUSE CLEAROUT http://www.monarch.com/PFP Shopify → Sign up for your one-dollar-per-month trial today at http://shopify.com/pfp Wayfair → Get 80% OFF on April 25th through the 27th http://wayfair.com DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/ Tool/s Mentioned Retirement Calculator https://expert-hustler-605.kit.com/e6b8d4f8a Automate Your Entire Money System in One Weekend https://courses.mastermoney.co/automate-your-money-checklist Andrew's Favorite High-Yield Savings Accounts https://secure.money.com/pr/r453ecf4d190 Book/s Mentioned The Millionaire Next Door by Thomas J. Stanley Everyday Millionaires by Ramsey Solutions The Psychology of Money by Morgan Housel Episode/s Mentioned How to Build Your Investment Portfolio (The Portfolio Pyramid!) https://youtu.be/Vn-NXfFWtfU How to Automate Your Finances (Money on Autopilot!) https://youtu.be/Fenu_LtdmZU Watch Next High Income Tax Strategies, Selling a House to Invest in the S&P 500, and Converting $100K to a Roth IRA (Money Q&A) https://youtu.be/NR-LlTqb7Cs How to Shave Off 7+ Working Years and Retire Early! https://youtu.be/9oZFn2lmZm4 Is the American Dream Dead? (With Freddie Smith) https://youtu.be/3Ivz8Ts9J2o How Companies Are Quietly Robbing You! With Lindsay Owens https://youtu.be/WhfXVmC2DC0 12 Financial Rules of Thumb That Let You Spend More on What You Love https://youtu.be/36HG6VHnA08 Connect with JC Rodriguez Instagram/s → https://www.instagram.com/thefrugalrich / https://www.instagram.com/jcrodriguez.co YouTube → https://www.youtube.com/@thefrugalrich Connect with Andrew Instagram → https://instagram.com/mastermoneyco Website → https://mastermoney.co TikTok → https://tiktok.com/@mastermoneyco X → https://x.com/mastermoneyco LinkedIn → https://www.linkedin.com/in/andrew-giancola-45027b340 YouTube → https://www.youtube.com/@mastermoneyco/ Question for you: Are you building stealth wealth or spending stealth debt? Drop where you are right now in the comments and tell us the one thing you are changing as soon as possible. Learn more about your ad choices. Visit megaphone.fm/adchoices -
High Income Tax Strategies, Selling a House to Invest in the S&P 500, and Converting $100K to a Roth IRA (Money Q&A) 27.05.2026 1ч 10минEight questions. Eight real financial situations. Eight answers that might change the way you think about your money. 👉 Join Andrew's FREE Masterclass The Portfolio Pyramid: https://event.webinarjam.com/q05p7/register/o37wxuz?webinar_id=22 What You'll Learn in This Episode How a new US resident with $1.5M should restructure for American retirement accounts How to automate your finances when your income changes every month Should you sell your home and invest the equity in 2026? Why taxes hit harder above $250K and what to do about it The tax order high earners should follow to save six figures a year The simplest way to convert $100K from traditional IRA to Roth without a huge tax bill The AI voice scam targeting one in four Americans right now Start Here Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Try Master Money Academy FREE for 7 days today! https://mastermoney.co/join/ 👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79 Partner Deals Indeed → Get a $75 sponsored job credit http://Indeed.com/personalfinance Policygenius → Free life insurance quote http://policygenius.com Chime → Get more rewarding fee-free banking at https://www.chime.com/PFP Monarch Money → Up to 60% off | MEMORIAL DAY WAREHOUSE CLEAROUT http://www.monarch.com/PFP Shopify → Sign up for your one-dollar-per-month trial today at http://shopify.com/pfp Wayfair → Get 80% OFF on April 25th through the 27th http://wayfair.com DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/ Tool/s Mentioned The Retirement Calculator https://expert-hustler-605.kit.com/e6b8d4f8a2 Total Cost of Ownership Calculator https://mastermoney.co/total-cost-of-ownership-calculator/ Automate Your Entire Money System in One Weekend https://courses.mastermoney.co/automate-your-money-checklist Book/s Mentioned Why We Sleep by Matthew Walker Episode/s Mentioned Buying a House VS. Investing In the S&P 500 (Which Is Better?) https://youtu.be/6iwf_4iQz0c How to Automate Your Finances (Money on Autopilot!) https://youtu.be/Fenu_LtdmZU How to Build Your Investment Portfolio (The Portfolio Pyramid!) https://youtu.be/Vn-NXfFWtfU Watch Next How to Shave Off 7+ Working Years and Retire Early! https://youtu.be/9oZFn2lmZm4 Is the American Dream Dead? (With Freddie Smith) https://youtu.be/3Ivz8Ts9J2o How Companies Are Quietly Robbing You! With Lindsay Owens https://youtu.be/WhfXVmC2DC0 12 Financial Rules of Thumb That Let You Spend More on What You Love https://youtu.be/36HG6VHnA08 How to RETIRE BY 30! (With Cody Berman) https://youtu.be/ffKv6M69SRI How to Manage Your Money (and Still Enjoy Life) https://youtu.be/BWocw8B-xnY Connect with Andrew Instagram → https://instagram.com/mastermoneyco Website → https://mastermoney.co TikTok → https://tiktok.com/@mastermoneyco X → https://x.com/mastermoneyco LinkedIn → https://www.linkedin.com/in/andrew-giancola-45027b340 YouTube → https://www.youtube.com/@mastermoneyco/ Question for you: If you could get one financial question answered live by Andrew, what would it be? Drop it below and join the Master Money newsletter to make it happen. Learn more about your ad choices. Visit megaphone.fm/adchoices
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How to Shave Off 7+ Working Years and Retire Early! 25.05.2026 52минMost people try to retire early by saving more and spending less. The people who actually pull it off use these six strategies instead. 👉 Join Andrew's FREE Masterclass The Portfolio Pyramid: https://event.webinarjam.com/q05p7/register/o37wxuz?webinar_id=22 What You'll Learn in This Episode Why the wrong investments in the wrong accounts could cost you $700K without you even knowing it How one zip code change shaved seven full years off a couple's retirement timeline The spousal IRA most couples skip that quietly builds nearly a million dollars tax-free How to sell hundreds of thousands in gains and legally owe zero in federal taxes The secret 401k bucket that lets high earners add $47,500 extra into tax-free accounts every year How to tap your 401k years before 59 and a half with zero penalty if you plan it right The one healthcare move that turns a $26,000 annual bill into $3,000 in early retirement Start Here Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Try Master Money Academy FREE for 7 days today! https://mastermoney.co/join/ 👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79 Partner Deals Indeed → Get a $75 sponsored job credit http://Indeed.com/personalfinance Policygenius → Free life insurance quote http://policygenius.com Chime → Get more rewarding fee-free banking at https://www.chime.com/PFP Monarch Money → Up to 60% off | MEMORIAL DAY WAREHOUSE CLEAROUT http://www.monarch.com/PFP Shopify → Sign up for your one-dollar-per-month trial today at http://shopify.com/pfp Wayfair → Get 80% OFF on April 25th through the 27th http://wayfair.com DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/ Episode/s Mentioned How to Access Your Retirement Accounts EARLY (Roth IRA Conversion Ladder for the FIRE Movement) https://youtu.be/ut8rDIJ1kSI Watch Next Is the American Dream Dead? (With Freddie Smith) https://youtu.be/3Ivz8Ts9J2o How Companies Are Quietly Robbing You! With Lindsay Owens https://youtu.be/WhfXVmC2DC0 12 Financial Rules of Thumb That Let You Spend More on What You Love https://youtu.be/36HG6VHnA08 How to RETIRE BY 30! (With Cody Berman) https://youtu.be/ffKv6M69SRI How to Manage Your Money (and Still Enjoy Life) https://youtu.be/BWocw8B-xnY Connect with Andrew Instagram → https://instagram.com/mastermoneyco Website → https://mastermoney.co TikTok → https://tiktok.com/@mastermoneyco X → https://x.com/mastermoneyco LinkedIn → https://www.linkedin.com/in/andrew-giancola-45027b340 YouTube → https://www.youtube.com/@mastermoneyco/ Question for you: What is your current retirement timeline and how many years are you trying to cut? Drop your number in the comments and let the community help you figure out your next move. Learn more about your ad choices. Visit megaphone.fm/adchoices
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