Inside Out Money

Епизоде

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  180. Social Comparison Theory and 7 Ways to Cure Aspirational Fatigue 14.09.2026 50мин

  Social comparison theory explains why our brains constantly compare our lives to everything we see on social media, leaving us with a heavy dose of aspirational fatigue. We unpack how measuring ourselves against algorithmic facades quietly drains both our mental well-being and our wallets. We share seven ways you can cure aspirational fatigue, including practical steps to reset your digital inputs, implement the humility hack, and use intentional generosity to dismantle a scarcity mindset. By focusing on financial fundamentals and extending ourselves grace, we can stop chasing someone else's baseline and build lasting wealth on our own terms. Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/180-social-comparison-theory/
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  179. Mindset Shifts - Changing Our Minds About Money and Life Choices 06.09.2026 48мин

  We’ve certainly had some mindset shifts about our financial and life choices over the years, and according to Sahil Bloom, adapting your beliefs is the ultimate sign of intelligence. We get incredibly honest about the things we’ve changed our stance on over the years, and why. We unpack how our shifting mindsets have evolved alongside our lives, like downsizing to a smaller home, paying off our mortgages, and even our closely held beliefs about eyelash curlers. From rethinking our strict views on monthly subscriptions to abandoning the exhausting hustle of travel hacking, we explore how changing your mind is a critical part of personal growth.Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/179-money-mindset-shifts/
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  178. Leaving It All Behind - When Burnout Screams for a Boundary 30.08.2026 57мин

  We are experiencing burnout, so we fantasize about leaving it all behind. What does this mean, and how can we find the middle way to achieve balance, boundaries, and ultimately a happy and content life? It turns out it’s normal to fantasize about packing it all in, ditching the corporate grind, and running away to live in a tree with the squirrels. Rather than just daydreaming about abandoning all our adult responsibilities, we explore how to bring that elusive "cabin in the woods" peace directly into our messy, everyday lives. We break down practical ways to reclaim your time and sanity so you don't actually have to leave society to find your peace.Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/178-burnout-boundaries-balance-middle-way/
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  177. The Ultimate FIRE Bridge - The Truth About Deferred Compensation Plans vs. Brokerage Accounts 24.08.2026 1ч 9мин

  Are Deferred Compensation Plans (DCPs) the strategic and supercharged path to FIRE, or can a taxable brokerage account get you to the exact same place? We break down exactly how DCPs work, their risks, their realities, and how they've worked for each of us personally. The forced-savings approach of a DCP could be the ultimate in forced savings, or the flexibility of a taxable brokerage account could be just the solution we all have access to. Are you missing out if you don’t have access to a DCP? Let's figure out if this is the most amazing perk ever or a trap we should avoid.  Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/177-the-ultimate-fire-bridge-the-truth-about-deferred-compensation-plans-vs-brokerage-accounts/
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  176. Outsmarting Your Brain - The Financial Psychology of Behavioral Biases and Mental Traps 16.08.2026 52мин

  We dive into the psychology of money and discuss behavioral biases that explain why we make the financial decisions we do, even when we know better. In breaking down some of these common behavioral finance traps and mental biases, we share actionable tips to help us outsmart our own brains and improve our money habits. Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/176-outsmarting-your-brain-the-financial-psychology-of-behavioral-biases-and-mental-traps/
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  175. The High Cost of Staying Comfortable: The Comfort Crisis, Stoicism, and Misogis 09.08.2026 55мин

  Is our obsession with comfort quietly draining our wealth and resilience? Our modern lives have engineered almost all of the friction and discomfort away. We explore the mental and financial traps of modern convenience, and why leaning into voluntary discomfort builds a more resilient mind and wallet. We share actionable practices for improving your ability to tolerate discomfort, from Misogis to pre-porterms to meditation.  Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/175-the-high-cost-of-staying-comfortable-the-comfort-crisis-stoicism-and-misogis/
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  174. The Friendship Dividend - Why Community Is Your Best Financial Asset - Live from CampFI 02.08.2026 52мин

  They say FI is better with friends, and we definitely think that’s true. Recorded live from CampFI Rocky Mountain week 2.0 with Liz from the Liz Gets Loaded podcast and Kathleen from The Reframe podcast, we tackle the critical role of friendship within our financial independence journey and life in general. Navigating money matters can feel incredibly isolating, especially when doing something that feels a bit against the grain. We break down four levels of FI friendships that we totally just made up, and give you our best advice for making friends in the FI community. By stepping out of your comfort zone and connecting with like-minded people, you can dramatically accelerate your financial goals and make the journey so much more fun.Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/174-the-friendship-dividend-why-community-is-your-best-financial-asset-live-from-campfi/
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  173. Frugal vs. Cheap - How to Build Your Personal Spending Philosophy 26.07.2026 1ч 10мин

  There can be a fine line between frugal and cheap, but taking the time to define your own spending philosophy can help to sharpen that line. We tackle our own frugal versus cheap identity crises and define what it truly means to spend intentionally. We share specific examples of what we have trouble spending on and explore how fear and scarcity can turn a healthy money habit into pathological cheapness. By defining your own spending rules and evaluating your daily habits, you can confidently spend on what brings you joy while gracefully letting go of the rest.Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/173-frugal-vs-cheap-how-to-build-your-personal-spending-philosophy/
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  172. Mid-Year 2026 Expense Review - Broken bones, new roofs, and $130 airport meals 20.07.2026 1ч 16мин

  I can’t believe what we spent during the first half of 2026!? Our expenses have definitely added up and even surprised us, which is why we think tracking them is so important. We lay out all of our mid-year expenses and discuss unexpected life events, house repairs, and intentional shifts in daily habits that affect everyone's expenses. This is a fully transparent look at our real-life expenses and how we feel about them. Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/172-mid-year-2026-expense-review-broken-bones-new-roofs-and-130-airport-meals/
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  171. I Spent $9,000 on a Mindset Coach So You Don't Have To - How to Build an Unbreakable Relationship with Yourself 12.07.2026 1ч 13мин

  We often focus on the tactical side of wealth, but true financial independence requires mastering your mindset and building an unbreakable relationship with yourself. I recently made a massive investment in myself—dropping $9,000 for three months of coaching with mindset and lifestyle coach Cru Mahoney—and today I am pulling back the curtain to share exactly what I learned with you for free. We unpack why I felt stuck despite early retirement, the danger of outsourcing authority over your own life, and the power of radical self-respect. By exploring Cru’s extreme frugality, 5:00 a.m. wake-ups, and 2,900-day running streak, we uncover how tackling hard things and keeping daily promises to yourself creates a compounding effect that transforms both your mental and financial well-being.Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/171-i-spent-9000-on-a-mindset-coach-so-you-dont-have-to-how-to-build-an-unbreakable-relationship-with-yourself/
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  170. Waffle Week - On Walking Pads, Dupes, Telehealth, Whole Foods, HSAs, Sleepy Ties, and more 05.07.2026 1ч 28мин

  Welcome to another Waffle Week, where we ditch the agenda and just see where the financial conversation takes us. We cover the entire spending spectrum, from spending to saving and from pedicures to standing desks. Grab your favorite protein waffle and join us as we go on an n agenda-less adventure. Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/170-waffle-week-on-walking-pads-dupes-telehealth-whole-foods-hsas-sleepy-ties-and-more/
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  169. The choices we make and the ripple effects they have - Compounding your life and finances 28.06.2026 54мин

  Every day we make decisions that seem isolated, but they actually send massive ripples through our long-term financial lives and overall well-being. From the friends we hang out with and the city we live in, to the partner we choose to navigate money with, your environment drastically shapes your wealth. Recognizing that you have agency over these decisions empowers you to stop feeling stuck, ditch the scarcity mindset, and start intentionally steering your life in the direction you actually want to go.Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/169-the-choices-we-make-and-the-ripple-effects-they-have-compounding-your-life-and-finances/
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  168. The Weird, Irrational Psychology of How We Spend - From $25 Airport Muffins to $12 Underwear 21.06.2026 1ч 12мин

  We like to think we make rational financial decisions, but the reality is our spending habits are heavily driven by weird, internal cognitive biases. Today, we unpack the completely subjective psychology of how we value money, from price anchoring to mental accounting. By exploring our own financial quirks—like happily splurging on vacation while refusing to buy a $25 airport muffin—we uncover how to align our habits with our true values. Developing a personal spending philosophy empowers you to stop sweating the small stuff and confidently put your dollars where they bring the most joy.Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/168-from-25-airport-muffins-to-12-underwear-the-weird-irrational-psychology-of-how-we-spend/
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  167. How We Automate and Track Our Expenses - Our Favorite Monarch Tips & Tricks 14.06.2026 1ч 3мин

  We share our best tips for using Monarch Money to track expenses, manage separate accounts, and keep our financial lives completely organized. We discuss how to remove the friction from budgeting and expense tracking and why a consistent approach beats perfection every time. Whether you are already a Monarch power user or just looking for a better system, we are breaking down the exact strategies that work for us.Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/167-how-we-automate-and-track-our-expenses-our-favorite-monarch-tips-tricks/
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  166. The Complicated Path to Wealth - Why the "Simple Path" Isn't Easy 07.06.2026 1ч 17мин

  In today’s complex world, society often complicates matters and exploits our desire for quick fixes. We must confront the truth: while the "simple path" to wealth may seem straightforward, it is anything but easy. Understanding the mathematics of wealth-building is simple, but mastering the necessary psychology and mindset can take years. The encouraging news is that by identifying these behavioral pitfalls and economic challenges, we can stay disciplined and focused on the boring yet proven path to building wealth. Embracing this journey is the key to achieving your financial goals.Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/166-the-complicated-path-to-wealth-why-the-simple-path-isnt-easy/
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  165. The 529 Dilemma: How Much Do You Actually Need to Save for College? 31.05.2026 1ч 17мин

  College is expensive, and I think we’re all wondering if we’re saving enough and what’s the “right” amount to save? We are influenced by what our parents did, what we feel we can afford, and a slew of other factors. Ultimately, we need to make a decision, have a plan, and start saving. We break down the actual costs of higher education and our individual perspectives on what is enough and how much we’ve each saved for our kids. And we remind you all that you have more flexibility than you think, especially with the recent SECURE 2.0 Act. Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/165-the-529-dilemma-how-much-do-you-actually-need-to-save-for-college/
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  164. The Math of "Worth It" - Is Comparison Shopping Worth the Time and Money? 24.05.2026 37мин

  We break down the mechanics of comparison shopping to determine if it’s a high-value move or if you’re instead trading your limited life energy for pennies. We explore how to consider convenience and value without falling into the trap of decision fatigue. We share the tactical math behind the “worth it” threshold, along with specific tips and tricks to leverage comparison shopping efficiently and fruitfully. Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/164-the-math-of-worth-it-is-comparison-shopping-worth-the-time-and-money/
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  163. Billionaires Aren’t Better Than Us - The Wealth Ceiling 17.05.2026 1ч 2мин

  This episode promises to remind you what really matters in life. Billionaires might fly private, but they’re drinking the same Coke and scrolling the same iPhone as the rest of us. We explore the "wealth equalizers" that hit a quality ceiling regardless of your net worth, from the crunch of a Honeycrisp apple to the stream of a bidet. And while billions certainly come with some luxuries and advantages, they also carry heavy baggage and isolation.Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/163-billionaires-arent-better-than-us-the-wealth-ceiling/
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  162. Time Traveling to Improve Our Lives With Ginger From ChooseFI 11.05.2026 1ч 20мин

  Time travel may just be the ultimate behavioral finance hack. We explore the neuroscience of how our brains perceive our future selves and how we can leverage this understanding to our advantage. By utilizing psychology, we share actionable strategies to bridge the empathy gap, helping us make financial and lifestyle choices today that our future selves will genuinely appreciate.Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/162-time-traveling-to-improve-our-lives-with-ginger-from-choosefi/
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  161. Our 91% vs. 9% of Life: 4 Lessons from 4 Years of Early Retirement 03.05.2026 59мин

  161. Our 91% vs. 9% of Life: 4 Lessons from 4 Years of Early RetirementThese are the four big lessons we’ve learned from four years of early retirement, and they are perhaps even more applicable to people still working. After spending 91% of our lives following the schedules of teachers, bosses, and corporate deadlines, we’ve finally completed four years of total autonomy—the exact duration of a high school or college experience. We break down the profound shifts that occur when you transition from 41 years of conditioning into a life of complete agency, revealing why it takes time to deprogram your brain. Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/161-our-91-vs-9-of-life-4-lessons-from-4-years-of-early-retirement/