Paladin Financial Talk

Епизоде

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  Episode 343: Preventive Healthcare: Steps That May Save You Money - With Kinsey Diment 12.09.2026

  In this episode of Paladin Financial Talk, Host and Investment Advisor Representative Nikki Foley welcomes Kinsey Diment, Owner and Head Coach of Fit After 40, to explore how healthy choices don't just benefit your body—they can also benefit your finances. From daily movement and strength training to nutrition and other preventive health habits, we discuss practical steps you can take today that may help reduce future healthcare costs, protect your independence, and improve your quality of life as you age.
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  Episode 342: Health Insurance: Know the Terms, Navigate the System - With Brian Eck 05.09.2026

  In this episode of Paladin Financial Talk, Host and Investment Advisor Representative Nikki Foley invites healthcare and Medicare industry professional Brian Eck to help make sense of a system that can often feel unnecessarily complicated. Brian breaks down the language of health insurance—from premiums, deductibles, copays, and coinsurance to provider networks and out-of-pocket maximums—and explains how these pieces work together. He also includes important health insurance and Medicare deadlines and other trending health insurance headlines.
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  Episode 341: How Your Health Can Impact Your Wealth - With Nikki Foley 29.08.2026

  What if one of the biggest risks to your financial future isn’t the market, taxes, or your investments—but your health? In this episode of Paladin Financial Talk, Host Nikki Foley switches chairs with Investment Advisor Representative Ellie Robison to explain why healthcare planning is a key component of financial planning. Whether you’re approaching retirement, navigating Medicare, or simply planning for the future, this episode is an important reminder that building wealth is only part of the equation—you also need the health to enjoy it.
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  Episode 340: 150 Days to Protect Your Legacy - With Jeff Foley 22.08.2026

  You have just 150 days to finish the year stronger than you started it. In the final episode of this series, you’ll be challenged to tackle one of the most important—and most commonly postponed—financial goals: protecting the people you love. Paladin Financial Talk Host Nikki Foley is joined by Paladin Financial Owner and Featured Advisor Jeff Foley, CFP, CTS, to discuss the essential legacy, estate, insurance, and beneficiary decisions that some families put off until it's too late. Listen to find out the one meaningful action Jeff recommends completing before December 31. In this four-part series, the advisors at Paladin Financial share practical strategies to help you finish the year stronger than you started. Each episode focuses on one area where small, intentional actions today can create meaningful financial results tomorrow.
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  Episode 339: 150 Days to Make Smart Tax Moves - With Matt Bryant 15.08.2026

  Many of the best tax and retirement planning opportunities disappear once the calendar changes. In this episode of Paladin Financial Talks, Host Nikki Foley and Featured Advisor Matt Bryant share why waiting until December can limit your options and what actions should be considered before year-end. In this four-part series, the advisors at Paladin Financial share practical strategies to help you finish the year stronger than you started. Each episode focuses on one area where small, intentional actions today can create meaningful financial results tomorrow.
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  Episode 338: Uncover Hidden Money in 150 Days - With Ellie Robison 08.08.2026

  Improving your financial picture doesn’t always require earning more income. Join Host Nikki Foley and Featured Advisor Ellie Robison for this episode of Paladin Financial Talk where they explore practical ways to improve cash flow, eliminate waste, and redirect money toward the goals that matter most. In this four-part series, the advisors at Paladin Financial share practical strategies to help you finish the year stronger than you started. Each episode focuses on one area where small, intentional actions today can create meaningful financial results tomorrow.
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  Episode 337: One Goal. 150 Days - With Jeff Quick 01.08.2026

  What if you had just 150 days to make meaningful progress toward your financial future? Whether your goal is saving more, reducing debt, lowering taxes, or protecting your family, the decisions you make before year-end can have a lasting impact. In this four-part series, the advisors at Paladin Financial share practical strategies to help you finish the year stronger than you started. Each episode focuses on one area where small, intentional actions today can create meaningful financial results tomorrow.
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  Episode 336: The Bucket Strategy: How We Create Retirement Income - With Matt Bryant 25.07.2026

  In this episode, Host and Investment Advisor Nikki Foley sits down with Featured Investment Advisor Representative Matt Bryant to bring the investment strategy and withdrawal strategy series full circle by exploring Paladin's approach to the Bucket Strategy for retirement income. Together, they explain how retirees create a reliable income stream while reducing the pressure to react emotionally during market volatility.
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  Episode 335: The Bucket Strategy: How We Invest for Retirement Income - with Ellie Robison 18.07.2026

  In this episode of Paladin Financial Talk, Nikki Foley sits down with Featured Guest and Financial Advisor Ellie Robison to explain investment strategies. Together, they explore Paladin Financial perspective on organizing assets by time horizon and how it may help create more sustainable retirement income.
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  Episode 334: Withdrawal Strategies: Turning Savings Into Income - with Jack Ekholm 11.07.2026

  Transitioning from saving money to spending it is one of the most challenging mindset shifts in retirement planning. This episode breaks down the most effective distribution strategies to help you systematically convert your hard-earned nest egg into a reliable, monthly paycheck. Tune in to learn how to minimize your tax burden, avoid costly IRS penalties, and ensure your money lasts as long as you do.
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  Episode 333: Building Wealth on Purpose: Investment Strategies That Stand the Test of Time - with Jeff Foley 04.07.2026

  In this episode, Jeff and I kick off a four-part series on investment and withdrawal strategies by exploring the foundational concepts that drive long-term financial success. While this series is more technical than most, this episode starts with the basic concepts of setting meaningful goals, understanding cash flow, measuring net worth, and creating a plan for accumulating assets all work together to build lasting wealth. A central theme of this episode is why having a clear investment philosophy matters and a written plan helps prevent emotional decision-making and keeps you focused on what matters most. Whether you're just getting started or already thinking about retirement, this conversation will help you build a stronger framework for making confident financial decisions.
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  Episode 332: The Financial Aid Playbook - with Guest William Nusser 27.06.2026

  In this episode of Paladin Financial Talk, Host and Investment Advisor Representative Nikki Foley sits down with Featured Guest William Nusser—Enrolled Agent and Owner of Simmons & Simmons Public Accountants—to discuss the tax rules, planning opportunities, and long-term financial consequences behind scholarships, grants, work-study programs, and student loans. Together, they break down common misconceptions about financial aid, explain how education tax credits and dependency rules can impact families, and explore why thoughtful planning today can help students avoid starting their financial lives buried in debt.
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  Episode 331: Making a Meaningful Investment in your Child’s (or Grandchild’s) Future - with Guest Nicole Giefer 20.06.2026

  In this episode of Paladin Financial Talk, Host and Investment Advisor Representative Nikki Foley sits down with parent and former college athlete Nicole Giefer to discuss the realities of youth sports, extracurricular activities, and the financial decisions families face along the way. Together, they explore the trade-offs between investing in children's opportunities and maintaining long-term financial goals, while sharing perspectives on scholarships, family support, and the life skills gained through activities beyond the classroom.
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  Episode 330: Leadership, Life Skills & the Cost of Preparing Kids for the Future - with Guest Megan Stone 13.06.2026

  In this episode of Paladin Financial Talk, Host and Investment Advisor Representative Nikki Foley sits down with Featured Guest Megan Stone—Leadership Director at Gentry Academy, author, and founder of Stone Foundations of Learning—to discuss the traits that truly prepare students for life beyond the classroom and the important role parents, grandparents, coaches, teachers, and other mentoring adults play in helping young people develop life readiness. Nikki and Megan discuss how these same skills influence future earning potential, career growth, and a student’s ability to navigate major life and financial decisions.
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  Episode 329: A Graduate’s Perspective on College, Money & Responsibility - with Guest Isabelle Adams 06.06.2026

  In this episode of Paladin Financial Talk, Host and Investment Advisor Representative Nikki Foley sits down with Creighton University’s graduating senior Isabelle Adams to discuss the student perspective on college costs, financial support, and personal responsibility.
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  Episode 328: Housing, Affordability & the Future of Minnesota Communities - with Guest Mark Foster 30.05.2026

  Housing affects far more than just where we live—it impacts financial stability, retirement planning, workforce growth, and the overall health of our communities. In this episode of Paladin Financial Talk, host Nikki Foley sits down with Featured Guest Mark Foster, Vice President of Legislative and Political Affairs at Housing First Minnesota. Nikki and Mark discuss what legislative conversations are happening right now in Minnesota, where progress is being made, and what changes could have the biggest impact on housing accessibility in the years ahead. If you’ve ever wondered why housing feels increasingly complex—or how housing decisions influence nearly every other financial goal—this episode provides an important big-picture perspective.
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  Episode 327: The Psychology of Home Decisions: Turning Emotion into Strategy in Retirement - with Guest Ben Bina 23.05.2026

  For many retirees, deciding whether to downsize, relocate, or stay put is deeply emotional, making it easy to overlook the financial realities. In this episode, guest Ben Bina breaks down how to separate your feelings from your finances when managing your housing wealth. Learn how to transform sentimental real estate choices into a clear, stress-free strategy that protects your retirement roadmap.
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  Episode 326: The Housing Market Right Now: What's Driving Rates and What Comes Next - with Guest Jay Dacey 16.05.2026

  In this episode, mortgage expert Jay Dacey joins us to break down the complex forces currently shaping the housing market, from persistent inflation data to the volatility of the 10-year Treasury yield. We dive deep into why mortgage rates remain in the mid-6% range and what the latest inventory shifts mean for both hopeful buyers and current homeowners. Finally, Jay shares his professional outlook on where the market is headed for the remainder of 2026 and offers actionable advice on how to navigate the "new normal" of real estate financing.
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  Episode 325: Twin Cities Housing: What You Can Control--and What Actually Matters - with Guest Justin Brama 09.05.2026

  Navigate the complex Twin Cities real estate market with Realtor Justin Brama of Edina Realty as he reveals which factors buyers can actually influence and which are just distractions. This episode cuts through the noise of fluctuating interest rates to focus on high-impact strategies for securing your home in Minnesota's unique landscape. Learn how to prioritize what truly matters so you can make a confident, informed move in today's competitive housing climate.
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  Episode 324: What Today's Housing Market Means for Your Finances - with Jeff Foley 02.05.2026

  In this episode, we break down how 2026’s stabilizing mortgage rates and rising inventory are finally shifting leverage back toward buyers after years of volatility. We explore practical strategies for navigating today's "rebalanced" market, from timing a refinance to leveraging new builder incentives that can lower your monthly payments. Whether you're looking to buy your first home or protect your existing equity, learn how current housing trends impact your long-term wealth and savings goals.