The Financial Coconut Podcast

Avsnitt

• Globally Diversified Funds Are Too Concentrated For The New World [Chills 275, Sponsored by Amundi] 15.07.2026 36min

  Your “global” portfolio might not be as global as you think. Many investors buy a world index believing they are diversified across the planet. But if a large chunk of that exposure is still concentrated in the US, and especially in US tech, are you really spreading your risk? Reggie flew to Paris for the Amundi World Investment Forum and sat with Guy Stear, Head of Developed Markets Strategy, Amundi Investment Institute, to unpack what comes next. The hot take from one of Europe's largest asset managers: the next leg of AI won't be electrical engineering in Silicon Valley - it'll be the physical world. Drones cleaning skyscrapers. Robots in factories. Mechanical engineering. The countries good at this aren't the ones already trading at 90x sales. This conversation from the Amundi World Investment Forum in Paris pushes investors to rethink what diversification actually means today. For Singapore investors, the big question is simple: are you actively choosing your exposure, or are you just accepting the default? hear about the Nokia lesson, the US-China fragmentation reality, and how a Singapore investor should actually build three diversification blocks. Geopolitics, central banks, ETFs. Learn more about Amundi: https://about.amundi.com/Disclaimer :This publication is a paid collaboration between The Financial Coconut (Company Registration No. 202012201Z) and Amundi Asset Management, Société par Actions Simplifiée - SAS with capital of €1,143,615,555 - Approved portfolio management company by the AMF no. GP04000036 – Registered office: 91-93 boulevard Pasteur, 75015 Paris, France - 437 574 452RCS Paris. This publication is published in Singapore by The Financial Coconut and Amundi Singapore Limited (Company Registration No. 198900774E). Amundi Singapore Limited is licensed and regulated by the Monetary Authority of Singapore.This publication is for information purposes only, is not a recommendation, financial analysis or an investment advice and does not constitute a solicitation, invitation or offer to purchase or sell any product. The information contained in this publication is intended for general circulation without taking into account the specific investment objectives, financial situation or particular needs of any particular person.The information contained in this publication is as at 12 June 2026 except where otherwise stated. The information contained in this publication has been obtained from sources believed to be reliable but has not been independently verified, although Amundi and its affiliated companies (collectively “Amundi”) believe it to be fair and not misleading. Opinions expressed in this publication are subject to change without notice. Amundi does not accept liability whatsoever whether direct or indirect that may arise from the use of information contained in this publication.Past performance and any forecasts made are not necessarily indicative of the future results. Any forecast, projection or target is indicative only and is not guaranteed in any way. All investments involve risks and the amount received from such investments may be less than the original invested amount.This publication is solely for issue in permitted jurisdictions and to persons who may receive it without breaching applicable legal or regulatory requirements. The information contained in this publication shall not, without prior written approval of Amundi Singapore Limited, be copied, reproduced, modified, or distributed, to any third person or entity in any country.This publication is not for distribution and does not constitute an offer to sell or the solicitation of any offer to buy any securities or services in the United States or in any of its territories or possessions subject to its jurisdiction to or for the benefit of any U.S. Person (as this term is defined in SEC Regulation S under the U.S. Securities Act of 1933).This advertisement or publication has not been reviewed by the Monetary Authority of Singapore.Learn about our eventsHelp us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.
• Wise & Shine Returns With A New Gen Z Voice 12.07.2026 8min

  Wise and Shine is coming back, and this time, we are looking for a new voice.The career landscape has changed. It is no longer just about climbing the ladder, asking for a higher salary, or figuring out how to survive middle management. Gen Zs are entering a workplace shaped by AI, higher expectations, tougher competition, and new definitions of success.That is why Wise and Shine is opening the door for a Gen Z co-host who can speak honestly about what work feels like today.We are looking for someone who is curious, articulate, opinionated, and passionate about career conversations. Whether it is layoffs, office culture, bosses, burnout, first jobs, AI disruption, or the future of work, we want someone who can bring lived experience into the discussion.This is not about having all the answers. It is about being willing to ask better questions.Interested? Send us a 2 to 3 minute recording and show us why your voice belongs on Wise and Shine.Click the link below:https://docs.google.com/forms/d/e/1FAIpQLScLl23dMBtX8m5oxq2cmyPjfHrLoyePKoWv5GU9yZvecj7NFQ/viewform#TheFinancialCoconut #Wise&Shine #CoHostLearn about our eventsHelp us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.
• Can SGX consistently be a great investment market? [Chills 274 ft Louis Chua & Jamus Lim] 08.07.2026 47min

  Why are more Singaporeans investing overseas instead of at home?In this episode of Chills with TFC, Reggie sits down with Louis and Jameis to unpack what it would really take to make Singapore’s stock market more vibrant again.The conversation goes beyond returns. It looks at the deeper issues behind the SGX, from company fundamentals and corporate governance, to liquidity, retail participation, and whether stronger local capital support could help create a healthier market.Singapore has built itself into a trusted global financial centre. But when younger investors think about equities today, many look first to the United States, not Singapore. So the question is not just whether the local market can recover, but what must change for investors to believe in it again.Should Temasek play a bigger role? Should CPF investment frameworks include more Singapore exposure? Can better disclosure rebuild confidence?Watch the full conversation and tell us: would you invest more in Singapore stocks if the market became more active?#TheFinancialCoconut #ChillsWithTFC #SingaporeStocks---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut📍 LISTEN & SUBSCRIBESpotifyApple PodcastYouTube🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Learn about our eventsHelp us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.
• Where can you live better? Paris vs Singapore [Chills 273, Sponsored by WeBull] 01.07.2026 55min

  Would you move back to Singapore if your salary doubled?For some Singaporeans living in Paris, the answer is not as obvious as we think.Yes, France comes with higher taxes, strikes, smaller apartments, language barriers, and a very different pace of life. But the trade-off is also real: stronger healthcare coverage, more holidays, cheaper schooling, employee benefits, unemployment support, and a lifestyle where money is not always the only scoreboard.This conversation goes beyond the usual “Paris is romantic” fantasy. It looks at what life actually feels like when you compare salary, stress, family life, medical anxiety, work-life balance, and the cost of simply existing in two very different systems.Maybe the bigger question is not “Where can I earn more?”Maybe it is: “Where can I live better?”Would you trade a higher salary for a better quality of life?Invest smarter with Webull’s Dynamic Regular Savings Plan (RSP) — the first and only solution of its kind in Singapore.Designed to automate your investment journey in a smarter way, Dynamic RSP helps you invest more when prices are lower and less when prices are higher, taking the guesswork out of building long-term wealth.Plus, enjoy zero fee investing for US stocks and ETFs with Webull. No platform fees, no commissions. Open an account now: https://www.webull.com.sg/k/thefinancialcoconutThe sponsored part by Webull Singapore is only from 00:41 - 1:11, 26:17 - 28:15 and 55:31 - 56:00.Question Timestamps; 00:41 - Pre roll 03:51 - Can you share how your journey began when you first moved here? 09:35 - How does life here compare with life back in Singapore? 16:29 - What should parents know about public and private schools there? 18:48 - What aspects of life in Paris might surprise Singaporeans? 21:55 - Can you explain the subsidies, scholarships, and support available? 26:17 - Mid roll 28:54 - How are living costs, taxes, and finances structured there? 36:06 - What healthcare and welfare support is available there? 43:26 - How do salaries, income taxes, and take-home pay compare there? 52:20 - How different was Paris life from what you expected? 55:31 - Post rollDisclaimer:All investments involve risk and may not be suitable for every investor. This advertisement has not been reviewed by the Monetary Authority of Singapore.---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut📍 LISTEN & SUBSCRIBESpotifyApple PodcastYouTube🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Learn about our eventsHelp us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.
• Can Feng Shui Help You Engineer Wealth? [Chills 272, Sponsored by Imperial Harvest] 24.06.2026 50min

  We spend a lot of time talking about wealth strategies, career moves, investing, business, and personal growth.But what if some outcomes are shaped not just by effort, but also by timing, environment, and the patterns we keep repeating?Dawn, SG BudgetBabe and Anthony sit down with Grandmaster David from Imperial Harvest to explore a different lens on success: Ba Zi, Imperial Feng Shui, luck cycles, AI, decision-making, and whether people can shift their outcomes when they feel stuck.We discuss why some people seem talented but still face repeated roadblocks, whether AI can replace traditional metaphysics readings, why “wealth stars” may be misunderstood, and how tools like Ba Zi and Qi Men are used by some people to think through career, business, and life decisions.Whether you are a believer, skeptic, or just curious, this conversation is less about blind belief - and more about asking: how much of success is hard work, how much is timing, and how much can we actually influence?Would you ever consult a feng shui master before making a major life or money decision?If this conversation made you think about your own patterns, timing, or “wealth ceiling,” you can explore Imperial Harvest’s work and resources here: https://imperialharvest.com/---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut📍 LISTEN & SUBSCRIBESpotifyApple PodcastYouTube🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Learn about our eventsHelp us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.
• The Jobless Club: How They Are Building Their Way Out of Corporate Rat Race [Chills 271 ft Jobless Club] 17.06.2026 44min

  Three Singaporean software engineers. One target: $30,000 monthly recurring revenue. One end goal: retire in Chiang Mai.Meet the Jobless Club — Sean, Joseph, and Jonas — a trio of full-time engineers spending their nights and weekends building side businesses that could free them from the corporate grind. Their bet against the lone-wolf indie hacker model? Three founders are more sustainable than one. They've already turned a knife sharpening side hustle into S$16K in revenue, killed off projects that didn't pay (a Be Real-style Telegram bot, an NUS matching tool), and built a quarterly framework that splits real work from real fun.Reggie sits down with two of the three to break down their playbook: how they pick projects, when they kill them, why they meet weekly, and what "jobless" actually means when you're working harder than ever.If you've ever fantasised about quitting your day job — this is what disciplined escape looks like.---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut📍 LISTEN & SUBSCRIBESpotifyApple PodcastYouTube🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Learn about our eventsHelp us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.
• Climbing Out of Poverty in Singapore (And Why So Few Actually Do) [Chills 270] 10.06.2026 47min

  Singapore loves the story of social mobility. But behind the headlines, there's a quieter story: poverty is often an entrenched social class, and very few people actually climb out of it.Syainda Abdul was one of them.At 17 she was changing diapers. Married into an abusive relationship. Living in rental flats. Surviving on $900/month ComCare aid with $1,200 in expenses, and using $20 of that aid to buy a Canva subscription so she could cold-call companies and hustle freelance design gigs.Today? She works at a global bank. She's part of the middle class. And she's running another race.Reggie sits with Syainda to unpack what "exiting poverty" actually looks like, the elusive ladder of government support, the role of charities like Babes, lifestyle creep after the climb, lifelong financial blindspots from growing up poor, and the strange mix of delusion and practicality it takes to believe you can break out when nothing around you suggests it's possible.This is the real, unfiltered version of social mobility. Listen to the whole thing.#ExitingPoverty #SocialMobility #Singapore #SingleMum #TheFinancialCoconut---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut📍 LISTEN & SUBSCRIBESpotifyApple PodcastYouTube🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Learn about our eventsHelp us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.
• Building a Fast Growing Character IP in Singapore! Here are the potholes [TBS 58 ft VICPA] 09.06.2026 41min

  Creators, freelancers, and micro-business owners often only think about contracts, IP rights, payment terms, and legal recourse after something goes wrong.But by then, it may already be messy.In this live TFC Business Show session, recorded live at Whiskdom Cafe, we unpack what creators need to know to protect their work and get paid properly.We discuss what happens when a stockist does not pay, why contracts matter, what creators should look out for before signing agreements, how IP ownership works, when trademark registration becomes important, and how AI may affect copyright protection.Because once your creative work starts making money, you are not “just doing passion” anymore.You are building a business.And businesses need protection, paperwork, and proper recourse when things go wrong.This conversation is for creators, freelancers, designers, performers, IP owners, and anyone building something from scratch.Featuring:Reggie Koh - Founder, The Financial CoconutChanel Lee - Creator & Founder, Tasty ToastysPin-Ping Oh - IP Lawyer, Bird & BirdLaura Kee - VICPA (Visual, Audio, Creative Content Professionals Association) SingaporeSubscribe for more conversations on business, money, work, and building better lives.Learn about our eventsHelp us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.
• The Truth About the Asian Middle Class Life (And Why It Looks So Different Here) [Chills 269] 03.06.2026 45min

  Two helpers. Two drivers. Two cars. That was middle class life back home for our guests in KL, Jakarta, and Hong Kong. So why on earth did they choose to leave it behind for a 4-room HDB and the MRT?Sit down with Shen, Music Programme Director, Mickey Salim, and Theros, Founder, Yinvest.co to unpack the viral IG post comparing middle class life across ASEAN. They get into the painful trade-offs: cheap drivers and lower living costs back home vs reliable healthcare, public transport, and shorter commutes here. They dig into the unspoken comparison Tetris with neighbours and church friends, the kids in tuition until 11pm, and what "middle class comfort" actually looks like in 2026 Singapore.If you've ever felt the grind and wondered if it's worth it, this one's for you. Drop your home country's version of middle class in the comments.#TheFinancialCoconut #ChillswithTFC #MiddleClass #ASEAN #SingaporeLife---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut📍 LISTEN & SUBSCRIBESpotifyApple PodcastYouTube🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Learn about our eventsHelp us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.
• Unemployment Maxxing: These Gen Zs Hitchhiked Their Way From Sg to Krabi [Chills 268] 27.05.2026 46min

  What do you do when the job market is trash and you’ve got a Masters degree but zero interest in a cubicle? You hitchhike to Thailand, obviously.Hear from Yihui and Jake, two 'crazy guys' who went viral for hitchhiking from Singapore all the way to Krabi. But this isn't just a travel vlog, it’s a deep dive into the 'Fun Employed' lifestyle.We’re talking about the reality of 'unemployment maxing,' the pressure of seeing your peers get married and buy BTOs while you’re volunteering on a potato farm, and whether 'brand name' internships actually matter when the world is falling apart.Unpack:How do you actually hitchhike across borders in 2024?Is taking a year off a brilliant move or a career suicide?Dealing with the 'FOMO' of seeing friends move on with 'adult' life.The Scholarship loopholeWhy one of them is finally looking for a job while the other is still chasing the next adventure.If you’ve ever felt like quitting your job to go see the world, this is the reality check (and the inspiration) you need.---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut📍 LISTEN & SUBSCRIBESpotifyApple PodcastYouTube🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Learn about our eventsHelp us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.
• The Perpetual UNEASE felt by Singaporeans with Money explained [Chills 267 ft Teo You Yenn] 20.05.2026 54min

  Why is it that in one of the wealthiest nations on earth, we still feel like we’re never quite 'safe'?Sit down with a true legend in the Singapore literary and academic scene. Eight years ago, she changed the national conversation with her bestseller This Is What Inequality Looks Like. Now, she’s back with a new project that might be even more uncomfortable…because this time, it’s about you.Introducing our guest: Teo You YennA sociologist, Associate Professor at NTU, and Director of the Centre for the Study of Social Inequality. You Yenn has a unique gift for taking heavy academic research and turning it into stories that resonate with every Singaporean, from the low-income to the high-flying professional.In this episode, we explore:Why her old book shot back to the top of the charts the moment her new one was announced.Beyond Poverty: Why her latest research shifted from studying "them" (the low-income) to studying "us" (the middle and upper class).The Concept of "Unease": We’ve all felt that nagging anxiety about our finances and our future, even when the numbers say we’re "fine." You Yenn explains the systemic reason why this feeling is collective, not just personal.Why she chooses to "chase the thing down" and bring academic research out of the ivory tower and into the public square.The Shared Struggle: How inequality isn't just a problem for a small group, it’s a system we are all entangled in, and it’s affecting our mental health more than we realise."I thought I was an outsider looking in... until I read this. Then I realised, I’m right in the middle of it."Tune in to find out why you feel the way you do about your life in Singapore.---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut📍 LISTEN & SUBSCRIBESpotifyApple PodcastYouTube🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Learn about our eventsHelp us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.
• Beating Giants With No Money. The Challenger Brand Playbook [TBS 57, In Collaboration With UOB Finlab] 19.05.2026 42min

  The traditional marketing funnel, awareness, consideration, conversion, is dead. Real buyers don't move in straight lines. Some jump straight to purchase. Others sit on the bench for six months. And some only buy because their friend did.Recorded live at the UOB FinLab SME programme, we dig into what actually moves people from curious to converted.From community-led growth to founder content, nano influencers to post-purchase loyalty, this episode covers the full picture.Meet the GuestsLaura Kantor Hero Marketing, Southeast Asia, Canva - Building community without a single paid ambassador, and why Canva's growth engine isn't ads, it's people.Vanessa Tan CMO, STRYV - From launching POCO phone at Xiaomi Indonesia to competing with Dyson and Philips, lessons in brand-building for challenger brands.Don Siah Founder, Diamond Ateliers - From random Instagram videos to a flagship store on Orchard Road, how radical trust-building converts high-ticket buyersKey Takeaways:The 3 things buyers always look for before they pull the trigger (it's not more information)The trust formula for big-ticket purchasesWhy nano influencers (under 5,000 followers) can outperform celebrity endorsementsThe difference between content that attracts and content that converts, and why you need bothFounder-led content: why putting your face on the brand is your biggest unfair advantageHow to extend customer lifetime value even for products people only buy onceWhether you're running a small business, scaling a startup, or trying to compete against the giants, this episode is packed with real, battle-tested strategies you can steal today.If you're still marketing like it's 2015, this episode will change everything.Enjoyed this episode? Leave us a review---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut📍 LISTEN & SUBSCRIBESpotifyApple PodcastYouTube🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Learn about our eventsHelp us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.
• How a 26-Year-Old Freelancer Bought a $1M Condo at 26 [Chills 266 ft Chrissy Crossy] 13.05.2026 51min

  She's 26, single, and just bought a near $1 million condo on a freelance income. The internet refused to believe it.Meet Chris Chross, Producer & Sound Recordist, Continuum Creatives - the Singaporean millennial whose TikTok went viral when she filmed her parents' reaction to her solo condo purchase. But the headline misses the actual story. Behind the viral moment is a brutal practical playbook: why she went condo over HDB (singles can't BTO), how she saved and earned $20K in 10 weeks for the down payment, the mortgage haircut every non-9-to-5 worker needs to know about, and why she still doesn't feel rich.Reggie sits her down to unpack the strategy, the sacrifices, and the parts the algorithm doesn't show - from bank loan SOPs to family dynamics to what she'd actually do differently.If you're a single millennial wondering what your real options are, this is required watching.---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut📍 LISTEN & SUBSCRIBESpotifyApple PodcastYouTube🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Learn about our eventsHelp us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.
• She Moved to Vietnam With 2 Cats, Now She Runs One of Hanoi’s Best Bakeries [Chills 265 ft Sheereen] 06.05.2026 44min

  What happens when you leave Singapore at 21, move to Vietnam, and start life from scratch?Sit down with Sheereen Amran, Founder, Baked and Friends, a Singaporean entrepreneur who built one of Hanoi’s most loved bakeries after taking a leap into the unknown.Her journey wasn’t simple.She faced job rejections, cultural shocks, and even launched her bakery during the COVID lockdowns. But a simple cookie experiment at home eventually became the bakery’s signature product and helped build a loyal following.This episode explores what it really takes to build a business overseas, and how stepping outside Singapore can completely reshape your perspective on life, work, and success.👍 If you enjoy stories of entrepreneurship, travel, and building a life outside your comfort zone, subscribe for more conversations like this.---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut📍 LISTEN & SUBSCRIBESpotifyApple PodcastYouTube🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Learn about our eventsHelp us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.
• Why Malaysia is the Next Big Thing in Franchising [TBS 56, Sponsored by MFA] 05.05.2026 19min

  Most Singaporeans don't realise our neighbour up north has been quietly building a franchise empire for over three decades, and 2026 might be the biggest edition yet.We sit down with Kairul Azman Mohd Yusoh, Secretary General of the Malaysia Franchise Association, at the Marrybrown Sentosa flagship to unpack why FIM (Franchising International Malaysia) 2026, happening 21–23 May at KLCC, is officially the longest-running franchise event in the region. We're talking 150+ companies, 250+ exhibitors, and a 70/30 local-international mix.From homegrown icons like Marrybrown (45 years strong), Manhattan Fish Market, US Pizza, Global Art and Smart Readers, to the National Franchise Policy 2030 with its five strategic pillars, this is a masterclass in how a country systematically scales SMEs into global brands.If you've ever wondered whether franchising is a smart, lower-risk way to start a business, this conversation is your starter pack. Watch now.---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut📍 LISTEN & SUBSCRIBESpotifyApple PodcastYouTube🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Learn about our eventsHelp us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.
• War, AI, Singapore's Professionals are anxious, so what's the plan? [Chills 264 ft Ministry of Manpower] 29.04.2026 1h 3min

  Global shifts. Local wages. SMEs on the brink. What does it actually mean for your paycheck when elephants fight and grass gets trampled?We got a senior policymaker to cut through the noise and get straight answers on Singapore’s job market, foreign talent, and who really pays the price of growth.Guest:Dinesh Vasu Dash (Singapore’s Minister of State for Culture, Community and Youth (MCCY) & Manpower (MOM), and Mayor of South East District)What you’ll hear:Singapore’s “job shortage” vs. skills mismatchHow MOM investigates unfair hiring practices and foreign talent quotasWhy SMEs are struggling despite rising costs and stagnant revenueThe real effectiveness of upskilling, Place-and-Train, and grit programsWhat the government is doing to protect local wages in a volatile global economy---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut📍 LISTEN & SUBSCRIBESpotifyApple PodcastYouTube🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Learn about our eventsHelp us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.
• Chubby FIRE at 50! Travelling 120 Days a Year! [Chills 263] 22.04.2026 47min

  What does retirement actually look like when you've done it right? In this episode, we sit down with Nicole and Edward, a Singaporean couple in their early fifties who've been fully retired for four years. They didn't inherit wealth. They didn't go all in on crypto. They built their exit the slow, boring, brilliant way, and now they travel 120 days a year, ski across Japan, and still have the financial runway to prove it works.But here's what makes this conversation different: they're not selling you a formula. Nicole spent decades in banking, watched every major financial crisis unfold, and used that fear to build something bulletproof. Ed? He wrote poems about his job, and then one day decided it wasn't worth it anymore.We dig into:How they set their retirement target in the 1990s with zero internet and no Google - and why the number they picked still holds up todayTheir 50/35/15 portfolio split - and why they don't think you need to be a stock-picker to winThe "UAT" approach to retirement - how they tested living abroad in Bangkok and Japan before committing to the lifestyleWhy they don't believe in retiring too early - and the age bracket they think is the sweet spotPost-retirement identity, purpose, and what actually keeps you fulfilled when the title and the payslip are goneThis isn't a story about being lucky or childless or rich. It's about making decisions consistently over 20 years, and what that actually buys you.---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut📍 LISTEN & SUBSCRIBESpotifyApple PodcastYouTube🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Learn about our eventsHelp us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.
• We Challenged a CEO Before His IPO… Here’s What Happened [Chills 262, Sponsored by Kin Global] 15.04.2026 48min

  This audio is for information purposes only and does not constitute or form part of any offer or invitation for sale or subscription of or solicitation or invitation of any offer to or recommendation to buy or subscribe for any securities. Any person wishing to subscribe for and/or acquire any securities in Kin Global Limited will need to make an application in the manner set out in the Offer Document dated 14 April 2026 registered by the SGX-ST, acting on behalf of the Monetary Authority of Singapore. You are responsible for your own investment choices. A copy of the Offer Document is available on the SGX-ST’s website, https://www.sgx.com. Copies of the Offer Document and the Application Forms may also be obtained on request, subject to availability during office hours, from SAC Capital Private Limited at 1 Robinson Road, #21-01 AIA Tower, Singapore 048542. Please refer also to the disclaimers at 00:00 - 00:04 of the video for more information.---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut📍 LISTEN & SUBSCRIBESpotifyApple PodcastYouTube🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Learn about our eventsHelp us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.
• My 'Boring' Uncle Portfolio Makes $200K a Year [Chills 260 ft Stocks.cafe] 08.04.2026 35min

  Could you actually "quit" the Singaporean rat race and still pull in a massive annual income?Meet Evan Koh, the "nerdy engineer" and Founder of Stocks.cafe, who did exactly that. After a PhD and a decade-long stint in Japan, he returned to Singapore with a $200,000 annual passive income and a new mission: hitting the gym and living life on his own terms.From building tools for investors to creating a life funded largely by passive income, Evan shares pieces of a story that might challenge how you think about work, money, and freedom.If you’ve ever wondered whether financial freedom is about earning more, investing smarter, or designing a completely different lifestyle… this episode might make you rethink the path.🎧 Tune in to hear Evan’s full story, and the lessons hidden between the numbers. ---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut📍 LISTEN & SUBSCRIBESpotifyApple PodcastYouTube🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Learn about our eventsHelp us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.
• The Art & Science Behind Building Diversified Portfolios [Chills 260] 01.04.2026 49min

  Markets are volatile. Headlines are everywhere.Oil prices are rising, geopolitics is heating up, and investors everywhere are trying to predict what happens next.But what if trying to predict the market is the biggest mistake investors make?How should you actually invest in a world that feels unpredictable?Sit with Wei Dai, Global Head of Research, Dimensional Fund Advisors, to break down the science behind investing and why long-term strategies often beat trying to outguess the market.Wei Dai leads a global research team studying how markets behave and how academic insights translate into real investment portfolios. In this conversation, she explains why disciplined, research-driven investing may matter more than reacting to headlines.We discuss:Why market prices already contain more information than most investors realiseThe difference between active investing, passive investing, and systematic investingThe real drivers of long-term stock returns: size, value, and profitabilityHow professionals avoid value traps and falling knivesWhether geopolitics and oil prices should affect your portfolioThe truth about global diversification (and why many investors aren’t truly diversified)Why predicting markets is far harder than people thinkWhether you're a beginner investor or someone building a long-term portfolio, this conversation offers a deeper look into how markets work and how disciplined investors navigate uncertainty.---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut📍 LISTEN & SUBSCRIBESpotifyApple PodcastYouTube🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Learn about our eventsHelp us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.