The Vault with Financielle

“Help! I’m inheriting £300k” | The Vault Episode 123 02.07.2026 39min

What would you actually do with a life-changing inheritance? 👀This week's dilemmas go deep:💸 "Help! I’m inheriting £300k"💸 "We're Paying Off £9k of Debt, But I Can't Stop Spending On My Daughter"Plus we asked the community: have you ever used AI for your finances? Would you trust it with your bank statements? 🤖Got a money win worth celebrating? Or a dilemma that's been living rent-free in your head? Share it (totally anonymously 🤫) in the Financielle app community or email [thevault@financielle.com] 💌You don't have to figure this out alone. More honest money chat at financielle.com 💖💸Connect with our Partner🫶 Protect yourself and loved ones with our friends at Lifesearch ** The above is a tracked link, which tells our partner we sent you and may in future result in a payment or benefit to our site.

"Do we stay for the pension or leave for the life we actually want?” | The Vault Episode 122 25.06.2026 45min

We asked how much you've spent on a wedding that wasn't yours… and some of your answers were shocking 😅💸This week's dilemmas:💸 "Do we stay for the pension or leave for the life we actually want?"💸 "Is this lifestyle creep or self care?"Got a money win or a dilemma that's been living rent-free in your head? Share it (totally anonymously 🤫) in the Financielle app community or email us at [thevault@financielle.com] 💌You don't have to figure this out alone. More honest money chat at financielle.com 💖💸Connect with our Partner🫶 Protect yourself and loved ones with our friends at Lifesearch **The above is a tracked link, which tells our partner we sent you and may in future result in a payment or benefit to our site.

"I earn £113k and I still don't know whether to rent or buy" | The Vault Episode 121 18.06.2026 39min

What's the first thing you cut when money gets tight? Coffee? Eating out? Nails? 👀This week's dilemmas:💸 "I'm 42, buying a house with my younger boyfriend — should we go big on the deposit or invest the rest?"💸 "I earn £113k and I still don't know whether to rent or buy"Got a money win or a dilemma that's been living rent-free in your head? Share it (totally anonymously 🤫) in the Financielle app community or email us at [thevault@financielle.com] 💌You don't have to figure this out alone. More honest money chat at financielle.com 💖💸Connect with our Partner🫶 Protect yourself and loved ones with our friends at Lifesearch **The above is a tracked link, which tells our partner we sent you and may in future result in a payment or benefit to our site.

“What's the point of saving if life can take it all away?” | The Vault Episode 120 11.06.2026 39min

If you won the lottery tomorrow, would you take a lump sum of cash or Set for Life?This week's dilemmas:💸 “My dad worked his whole life just to pay for his own care”💸 "Help! The spreadsheet is his Bible…”Got a money win or a dilemma that's been living rent-free in your head? Share it (totally anonymously 🤫) in the Financielle app community or email us at thevault@financielle.com 💌You don't have to figure this out alone. More honest money chat at financielle.com 💖💸Connect with our Partner🫶 Protect yourself and loved ones with our friends at Lifesearch **The above is a tracked link, which tells our partner we sent you and may in future result in a payment or benefit to our site.

“I Want to Go Self-Employed — But I'm Terrified of Getting the Money Wrong” | The Vault Episode 119 04.06.2026 43min

We asked what you refuse to cheap out on… and Heinz, 3-ply toilet roll and a good mattress came up more than we expected 😂This week's dilemmas:💸 "I Want to Go Self-Employed — But I'm Terrified of Getting the Money Wrong"💸 "I Have £10k Saved — Should I Blow It All to Clear My Debt?"Got a money win or a dilemma that's been living rent-free in your head? Share it (totally anonymously 🤫) in the Financielle app community or email us at thevault@financielle.com 💌You don't have to figure this out alone. More honest money chat at financielle.com 💖💸

“My Friends Split Everything 50/50 — But We Don't All Earn the Same” | The Vault Episode 118 28.05.2026 39min

You told us whether you have or want a second job… and the results might surprise you 👀This week's dilemmas hit different:💸 "My Landlord Wants to Sell and Is Offering Me First Refusal — Can I Actually Buy This House?"💸 "My Friends Split Everything 50/50 — But We Don't All Earn the Same"Got a money win or a dilemma that's been living rent-free in your head? Share it (totally anonymously 🤫) in the Financielle app community or email us at thevault@financielle.com 💌You don't have to figure this out alone. More honest money chat at financielle.com 💖💸Connect with our Partner🫶 Protect yourself and loved ones with our friends at ⁠Lifesearch⁠ **The above is a tracked link, which tells our partner we sent you and may in future result in a payment or benefit to our site.

"I've Been Lying to My Partner About My Salary for Three Years” | The Vault Episode 117 21.05.2026 38min

We asked: what money advice would you give your younger self? Tell us in the comments! 👇This week we're diving into two very different but very real money dilemmas:💸 "I've Been Lying to My Partner About My Salary for Three Years"💸 "I Work Two Jobs and Still Can't Make a Dent in My Debt"Got a money win or a dilemma that's been living rent-free in your head? Share it (totally anonymously 🤫) in the Financielle app community or email thevault@financielle.com 💌You don't have to figure this out alone. More honest money chat at financielle.com 💖💸Connect with our Partner🫶 Protect yourself and loved ones with our friends at ⁠Lifesearch⁠ **The above is a tracked link, which tells our partner we sent you and may in future result in a payment or benefit to our site.

"I'm Earning More Than Ever But I Have Nothing to Show for It" | The Vault Episode 116 14.05.2026 41min

#ad A special episode, brought to you with our friends at Compare The Market 💙We asked about the worst lifestyle creep you'd witnessed... and the bestie who "couldn't possibly do economy anymore" had us 😭Compare the Market's latest research shows one in five (20%) said they kept their pay rise a secret from friends and family.This week we're getting into two very real money dilemmas:💸 "My Daughter Spends Like There's No Tomorrow"💸 "I'm Earning More Than Ever But I Have Nothing to Show for It"Got a money win or a dilemma that's been living rent-free in your head? Share it (totally anonymously ) in the Financielle app community or email thevault@financielle.com You don't have to figure this out alone. More honest money chat at financielle.com

“I’m Hiding £8,000 of Debt From My Partner…” | The Vault Episode 115 07.05.2026 38min

We asked your biggest money regrets… and nobody is coming out of this unscathed 😭This week's dilemmas hit close to home:💸 "My Partner Doesn't Know About My Debt — When Do I Come Clean?"💸 "Should You Combine Finances Before Marriage?"Got a money win or a dilemma that's been living rent-free in your head? Share it (totally anonymously 🤫) in the Financielle app community or email thevault@financielle.com 💌You don't have to figure this out alone. More honest money chat at financielle.com 💖💸Connect with our Partner🫶 Protect yourself and loved ones with our friends at Lifesearch **The above is a tracked link, which tells our partner we sent you and may in future result in a payment or benefit to our site.

“I Finally Got My Finances Together… Now I Want to Quit My Job” | The Vault Episode 114 30.04.2026 47min

We asked: what do you spend money on that your partner doesn't know about… and the confessions were immaculate 😭This week we're getting into two very different but very real money moments:💸 "I Finally Got My Finances Together. Now I Want to Quit My Job."💸 "I'm Heartbroken, In Debt, and About to Lose My Home — Where Do I Start?"Got a money win or a dilemma that's been living rent-free in your head? Share it (totally anonymously 🤫) in the Financielle app community or email thevault@financielle.com 💌You don't have to figure this out alone. More honest money chat at financielle.com 💖💸Connect with our Partner🫶 Protect yourself and loved ones with our friends at ⁠Lifesearch⁠ **The above is a tracked link, which tells our partner we sent you and may in future result in a payment or benefit to our site.

"Is It Too Late to Start Investing?” | The Vault Episode 113 23.04.2026 42min

We asked you for your most ridiculous purchases… and the justifications did not disappoint 💀From designer bags bought out of spite, to $96 Vegas shots, to a saxophone purchased purely for wedding vibes… no one is safe in this episode 😭But underneath the chaos, we’re getting into some very real money conversations:💸 “My Partner Has Been Investing for Years. I Haven’t Started. Am I Already Behind?”💸 “My Shopping Habit Got Me Back in My Overdraft… Twice 😬”Got a money win worth celebrating? Or a dilemma that's been living rent-free in your head? Share it (totally anonymously 🤫) in the Financielle app community or email thevault@financielle.com 💌You don’t have to figure this out alone. More honest money chat at financielle.com 💖💸Connect with our Partner🫶 Protect yourself and loved ones with our friends at Lifesearch **The above is a tracked link, which tells our partner we sent you and may in future result in a payment or benefit to our site.

“My Husband Secretly Saved Thousands… Should I Be Furious?” | The Vault Episode 112 16.04.2026 43min

We asked married people to share what they wish they knew before getting married… and some of these answers might change how you think about relationships and money 👀This week, we’re diving into these money dilemmas:💸 “My Husband Has Been Secretly Saving Money Behind My Back — Should I Be Furious or Impressed?”💸 “New House, No Savings, and £14k of Debt — Where Do I Even Start?”Secrets, stress, and starting over… this episode really gets into the reality of managing money in relationships.Got a money win worth celebrating? Or a dilemma that's been living rent-free in your head? Share it (totally anonymously 🤫) in the Financielle app community or email thevault@financielle.com 💌You don’t have to figure this out alone. More honest money chat at financielle.com 💖💸

Introducing The Vault with Financielle! 09.04.2026

The Vault with Financielle is the safe space where we talk all things life and money, and no topics are off limits.Each week, host Lucy is joined by Laura and Holly, co-founders of Financielle, to talk through your real-life money dilemmas. The awkward ones, the messy ones, the "is this normal?" ones. With practical advice, honest conversations, and insights from Laura — Financielle's BBC finance expert — we're here to help women get their money sh*t together.Whether you're feeling confused, stressed, or just plain nosy about money, you're in the right place. Follow the show on Spotify and come join us in The Vault.

“Should I Move Back to London If It Slows My Investing?” | The Vault Episode 111 09.04.2026 35min

“I panic when my investments go down and have even sold at a loss”… jail or no jail? 🚨This week, we’re diving into these money dilemmas:💸 “LISA or Pension at 34?”💸 ”Should I Move Back to London If It Slows My Investing?”Got a money win worth celebrating? Or a dilemma that's been living rent-free in your head? Share it (totally anonymously 🤫) in the Financielle app community or email thevault@financielle.com 💌You don't have to figure this out alone. More honest money chat at financielle.com 💖💸Connect with our Partner🫶 Protect yourself and loved ones with our friends at Lifesearch **The above is a tracked link, which tells our partner we sent you and may in future result in a payment or benefit to our site.

“Was This My Worst Money Decision Yet?” | The Vault Episode 110 02.04.2026 47min

“I’ve downplayed my salary to make my friends feel more comfortable”… jail or no jail? 🚨This week, we’re diving into these money dilemmas:💸 “We Bought a House… And Now Everything Feels Expensive”💸 ”Was This My Worst Money Decision Yet?”Connect with our Partner🫶 Protect yourself and loved ones with our friends at Lifesearch **The above is a tracked link, which tells our partner we sent you and may in future result in a payment or benefit to our site.

“Should I Use My Inheritance to Clear Debt?” | The Vault Episode 109 26.03.2026 36min

“I think I depend too much on my partner”… jail or no jail? 🚨This week, we’re diving into these money dilemmas:💸 “What Should You Do With an Extra £250 a Month? Invest it or enjoy it?”💸 ”Should I Use My Inheritance to Clear Debt?”Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸Connect with our Partner🫶 Protect yourself and loved ones with our friends at Lifesearch** The above is a tracked link, which tells our partner we sent you and may in future result in a payment or benefit to our site.

“Should I Leave Everything To My Partner?” (Legacy Week Special) | The Vault Episode 108 19.03.2026 37min

We’ve got a special episode for you as part of our Legacy Week at Financielle. This week, we’re focusing on getting your life admin sorted and making sure the people you love are protected 💙In this episode, we’re answering your real-life dilemmas:💸 “Do I leave everything to my husband… or protect my eldest?”💸 “I waited too long to get life insurance… is it too late?”💸 “We’ve just bought our first home… do we really need life insurance?”If you’ve been meaning to sort this kind of thing but keep putting it off, this episode will help you get started.Your Life Admin Checklist ✅ (#Aff)Write or update your will ✍️ Look into life insurance 💙 → Get a quote here Look into critical illness cover 💙 → Get a quote here💙 Financielle is an Introducer Appointed Representative of LifeSearch Partners Ltd, which is authorised and regulated by the Financial Conduct Authority. This information is for general guidance only and does not constitute financial advice.

“Should we reduce our mortgage term or keep investing?” | The Vault Episode 107 16.03.2026 43min

Re-releasing this episode due to a technical issue with the previous upload. Everything else is the same!“My friend owes me money and seems to have forgotten but I’m too scared to mention it to her”… jail or no jail? 🚨👀If you’re the friend who always ends up fronting the money for group plans, this one’s for you. We mentioned ⁠⁠⁠Collctiv⁠⁠⁠ – a simple way to collect money for things like birthdays, hen dos, trips, or shared tickets without the awkward chasing. It keeps everything organised, automated, and stops the organiser being left out of pocket.This week, we’re diving into these money dilemmas:💸 “Should we reduce our mortgage term or keep investing?”💸 ”Do I share my inheritance as an unmarried cohabited couple?”Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email ⁠thevault@financielle.com⁠ 💌You’re not alone in figuring this stuff out. Get honest, helpful reads at ⁠financielle.com⁠ 💖💸Connect with our Partner🫶 Protect yourself and loved ones with our friends at ⁠Lifesearch⁠**The above is a tracked link, which tells our partner we sent you and may in future result in a payment or benefit to our site.

“My partner left and I’m £37,000 in credit card debt” | The Vault Episode 106 05.03.2026 38min

“I upgraded my phone even though my old one worked perfectly”… jail or no jail? 🚨This week, we’re diving into these money dilemmas:💸 “My partner left and I’m £37,000 in credit card debt”💸 ”My job expenses pushed me £5,000 into debt”Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸Check out the Money MOT in the Financielle app 🤑Connect with our Partner🫶 Protect yourself and loved ones with our friends at Lifesearch ** The above is a tracked link, which tells our partner we sent you and may in future result in a payment or benefit to our site.

“Should I Pay Off My High-Interest Loan First — Or Save Instead?” | The Vault Episode 105 26.02.2026 44min

“I booked a holiday before checking if I could actually afford it”… jail or no jail? 🚨This week, we’re diving into these money dilemmas:💸 “I’ve got a high-interest loan, should I overpay or save instead?”💸 ”Our retirement plans have changed forever and I don’t know how to plan now”Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸Connect with our Partners*🫶 Get life insurance with our friends at Lifesearch. Speak to a female advisor here.💸 Get cashback that reduces your mortgage interest with Sprive (£5 extra for you using code: FINANC)*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.