The Payments Shed

Avsnitt

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  Ep. 116 - Owning the Payments Control Layer: Why Orchestration Is Becoming Mission-Critical, with Fexco payUnite 24.09.2026 42min

  In the latest episode of The Payments Shed Podcast, recorded in London, Grant Evans and Jasmine Chana are joined by Brian Cleary, CEO of payUnite, part of Fexco, for a conversation exploring why payments orchestration is moving from a specialist capability to a mission-critical part of the enterprise payments stack.Brian breaks down what orchestration actually solves and why more merchants are looking for a control layer above their existing payments infrastructure. They explore what happens as businesses outgrow fragmented integrations, multiple acquirers and payment methods, and why having greater control over routing, reporting and performance is becoming increasingly important as payment environments grow more complex.A major focus of the conversation is independence. Brian explains why payUnite's acquirer-agnostic approach matters, how embedded commercial interests can potentially influence routing decisions, and what good optimisation should actually consider across approval rates, cost, geography and customer experience. They also discuss the operational and reporting challenges that can emerge as merchants add more providers to their payments stack.The conversation then turns to FX, DCC and the commercial opportunity within orchestration. Drawing on Fexco's 45-year heritage in foreign exchange, Brian explains how multi-currency capabilities can go beyond reducing payment costs and potentially unlock additional revenue for merchants. They also tackle some of the misconceptions surrounding DCC and where businesses can miss opportunities when managing international payments.Grant and Jasmine also explore some of the complex environments where payUnite operates, including cruise, hospitality and retail. With payUnite powering more than 40% of global cruise payments, Brian explains what makes the sector such a demanding payments environment and how lessons learned there can translate into other large, international merchant verticals.Looking ahead, they discuss what a well-orchestrated payments stack should look like in 2026, the metrics merchants should be optimising, where consolidation and M&A could take the orchestration market, and Brian's ambitions for the next stage of payUnite's growth.Plus, Brian steps up for The Payments Shed's legendary Shelf of Shame to nominate one payments trend or piece of infrastructure he'd happily banish.***The Payments Shed Podcast is sponsored by Cyclops.Cyclops helps payments companies offer crypto acceptance, stablecoin settlement and payouts through one unified infrastructure platform.Find out more: ⁠⁠⁠⁠⁠⁠https://cyclops.finance/⁠⁠⁠⁠⁠⁠***The Payments Shed Podcast is sponsored by Salesloft.Salesloft uses agentic AI to turn buyer, conversation, deal and forecast data into clear actions that help revenue teams sell smarter.Find out more: ⁠⁠⁠⁠⁠⁠https://www.salesloft.com⁠⁠⁠⁠⁠⁠***The Payments Shed Podcast is sponsored by Mastercard Open Finance.Mastercard Open Finance enables businesses to use consumer-permissioned financial data to create more connected and personalised financial experiences.Find out more: ⁠⁠⁠⁠⁠⁠https://www.mastercard.com/global/en/business/open-finance.html⁠⁠⁠⁠⁠⁠***The Payments Shed Podcast is partnered with PCN.PCN is a global boutique recruitment agency connecting leading talent and businesses across fintech, cybersecurity, SaaS, e-commerce and Salesforce.Find out more: ⁠⁠⁠⁠⁠⁠https://teampcn.com/⁠⁠⁠⁠⁠⁠***Disclaimer: Views expressed are those of The Payments Shed Podcast hosts and guests, not their respective employers. Nothing discussed constitutes investment, legal, tax or financial advice.
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  Ep. 115 - America’s Payments Moment: The Exchange, Not The Processor, with Hello Clever 21.09.2026 45min

  In the latest episode of The Payments Shed Podcast, recorded live from New York City, host Kara Parkey is joined by Justin Grooms, President at Hello Clever, for a conversation exploring why the US could be approaching a major shift in how payments work, and why the future of checkout may be less about processing transactions and more about intelligently matching them to the right payment method, currency and rail.Fresh from his time at Bolt, Justin shares what brought him into the world of real-time payments and why he has joined Hello Clever to lead its US expansion. They explore why the timing matters, with infrastructure such as FedNow and RTP already established, and what still needs to happen for real-time payments and greater payment choice to translate into meaningful adoption at checkout.At the heart of the conversation is Hello Clever's idea of "the exchange, not the processor." Justin challenges the traditional view of payments as plumbing and explains what could change if the point of purchase behaves more like an exchange, dynamically matching transactions with different payment types and rails in real time. They unpack whether the limitations of today's model are driven by technology, incentives or a combination of both.Kara and Justin also get into Clever Connect, how it fits into this exchange model and what happens behind the scenes when payment routing becomes more intelligent. The discussion explores why checkout has arguably remained one of the less dynamic parts of digital commerce, the potential cost of that to merchants, and how data and infrastructure could create a more intelligent point of purchase.Looking ahead to 2031, Justin shares his view on what pay-by-bank at scale could look like in the US, why trust could become an increasingly important competitive differentiator, what greater routing choice could mean for existing payment rails, and where Hello Clever wants to sit as the market evolves.Plus, Justin steps up for The Payments Shed's legendary Shelf of Shame to nominate one payments habit or assumption he'd happily put straight on the shelf.***The Payments Shed Podcast is sponsored by Cyclops.Cyclops helps payments companies offer crypto acceptance, stablecoin settlement and payouts through one unified infrastructure platform.Find out more: ⁠⁠⁠⁠⁠https://cyclops.finance/⁠⁠⁠⁠⁠***The Payments Shed Podcast is sponsored by Salesloft.Salesloft uses agentic AI to turn buyer, conversation, deal and forecast data into clear actions that help revenue teams sell smarter.Find out more: ⁠⁠⁠⁠⁠https://www.salesloft.com⁠⁠⁠⁠⁠***The Payments Shed Podcast is sponsored by Mastercard Open Finance.Mastercard Open Finance enables businesses to use consumer-permissioned financial data to create more connected and personalised financial experiences.Find out more: ⁠⁠⁠⁠⁠https://www.mastercard.com/global/en/business/open-finance.html⁠⁠⁠⁠⁠***The Payments Shed Podcast is partnered with PCN.PCN is a global boutique recruitment agency connecting leading talent and businesses across fintech, cybersecurity, SaaS, e-commerce and Salesforce.Find out more: ⁠⁠⁠⁠⁠https://teampcn.com/⁠⁠⁠⁠⁠***Disclaimer: Views expressed are those of The Payments Shed Podcast hosts and guests, not their respective employers. Nothing discussed constitutes investment, legal, tax or financial advice.
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  Ep. 114 - Bootstrapped and Unapologetic: Building payments orchestration for different verticals, with Fyntek 17.09.2026 47min

  In the latest episode of The Payments Shed Podcast, recorded live from New York City, Grant Evans and Justin Hanna are joined by Alexander Rea, Founder and CEO of Fyntek, for a conversation exploring what it takes to build a bootstrapped payments orchestration business in one of the most complex corners of the US payments market.Alexander shares why he chose to build Fyntek in the US rather than follow a more traditional UK or European fintech path, and why he decided to do it without venture capital. They unpack the realities of bootstrapping in a category dominated by heavily funded competitors, the trade-offs that come with growing without a VC war chest, and how that decision has shaped everything from Fyntek's product roadmap to its sales strategy.The conversation then gets into the verticals Fyntek has chosen to specialise in, particularly iGaming and sweepstakes. Alexander explains why these businesses face fundamentally different payment challenges, from acceptance rates and chargebacks to cascading, alternative payment methods and banking relationships, and why a general-purpose orchestration platform isn't always built to handle the complexity.They also explore the differences between building payments infrastructure in the US and Europe, including ACH, state-by-state gaming regulation, banking relationships and the challenges international founders can face entering the US market. Alexander shares where regulation helps, where it creates friction, and what merchants themselves could be doing to push the industry forward.Finally, they discuss what it means to compete as a bootstrapped company against orchestration providers with significant outside funding, why Fyntek has prioritised solving specific vertical problems rather than trying to be everything to everyone, and why Alexander is now putting greater focus on visibility, storytelling and building his own profile alongside the business.Plus, Alexander steps up for The Payments Shed's legendary Shelf of Shame to tackle one assumption about building a payments company that raising a big VC round supposedly fixes.***The Payments Shed Podcast is sponsored by Cyclops.Cyclops helps payments companies offer crypto acceptance, stablecoin settlement and payouts through one unified infrastructure platform.Find out more: ⁠⁠⁠⁠https://cyclops.finance/⁠⁠⁠⁠***The Payments Shed Podcast is sponsored by Salesloft.Salesloft uses agentic AI to turn buyer, conversation, deal and forecast data into clear actions that help revenue teams sell smarter.Find out more: ⁠⁠⁠⁠https://www.salesloft.com⁠⁠⁠⁠***The Payments Shed Podcast is sponsored by Mastercard Open Finance.Mastercard Open Finance enables businesses to use consumer-permissioned financial data to create more connected and personalised financial experiences.Find out more: ⁠⁠⁠⁠https://www.mastercard.com/global/en/business/open-finance.html⁠⁠⁠⁠***The Payments Shed Podcast is partnered with PCN.PCN is a global boutique recruitment agency connecting leading talent and businesses across fintech, cybersecurity, SaaS, e-commerce and Salesforce.Find out more: ⁠⁠⁠⁠https://teampcn.com/⁠⁠⁠⁠***Disclaimer: Views expressed are those of The Payments Shed Podcast hosts and guests, not their respective employers. Nothing discussed constitutes investment, legal, tax or financial advice.
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  Ep. 113 - Cyclops’ Series A and Why Payments Companies Keep Getting Stablecoins Wrong 14.09.2026 49min

  In the latest episode of The Payments Shed Podcast, recorded live from New York City, Kara Parkey and Sarah Stapp are joined by Alex Wilson, Co-Founder and Co-CEO of Cyclops, for a conversation covering Cyclops’ Series A, the next phase of its growth and why Alex believes payments companies need to rethink how they approach stablecoin infrastructure.Alex takes us behind the Series A, including the thinking that goes into choosing investors who understand the payments industry and the difference between simply providing capital and becoming a genuinely strategic partner. They explore why having payments expertise around the table matters when your customers are PSPs, acquirers and processors, and why the wrong investment can sometimes create more friction than value.The conversation also goes back to the origins of Cyclops. Having previously built The Giving Block, sold it to Shift4 and then spent three years building crypto and stablecoin capabilities from inside a major payments company, Alex explains what that experience taught the founding team about the complexity of building this infrastructure yourself, and why they ultimately decided there needed to be a different approach.They unpack Cyclops’ focus on depth over breadth, from integrations across multiple infrastructure layers to global licensing coverage, redundancy and the ability to adapt as payments companies enter new markets. Alex explains why licensing, compliance and infrastructure resilience can quickly turn a seemingly straightforward stablecoin build into a much bigger undertaking, and why the build versus buy conversation is changing as the market matures.Looking ahead, Alex shares where he believes stablecoins in payments are heading over the next 24 months, how regulation and customer demand are shaping adoption, and how the new capital could help Cyclops expand its infrastructure, integrations and market reach.Plus, Alex steps up for The Payments Shed’s legendary Shelf of Shame to nominate one stablecoin promise he’d happily see disappear from the industry.***The Payments Shed Podcast is sponsored by Cyclops.Cyclops helps payments companies offer crypto acceptance, stablecoin settlement and payouts through one unified infrastructure platform.Find out more: ⁠⁠⁠https://cyclops.finance/⁠⁠⁠***The Payments Shed Podcast is sponsored by Salesloft.Salesloft uses agentic AI to turn buyer, conversation, deal and forecast data into clear actions that help revenue teams sell smarter.Find out more: ⁠⁠⁠https://www.salesloft.com⁠⁠⁠***The Payments Shed Podcast is sponsored by Mastercard Open Finance.Mastercard Open Finance enables businesses to use consumer-permissioned financial data to create more connected and personalised financial experiences.Find out more: ⁠⁠⁠https://www.mastercard.com/global/en/business/open-finance.html⁠⁠⁠***The Payments Shed Podcast is partnered with PCN.PCN is a global boutique recruitment agency connecting leading talent and businesses across fintech, cybersecurity, SaaS, e-commerce and Salesforce.Find out more: ⁠⁠⁠https://teampcn.com/⁠⁠⁠***Disclaimer: Views expressed are those of The Payments Shed Podcast hosts and guests, not their respective employers. Nothing discussed constitutes investment, legal, tax or financial advice.
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  Ep. 112 - Can Agents Do Business? How Blue Language Labs is Making Trust Programmable in the Agentic Economy 10.09.2026 36min

  In the latest episode of The Payments Shed Podcast, recorded live from New York City, Kara Parkey and Sarah Stapp are joined by Zor Gorelov, CEO of Blue Language Labs, for a conversation tackling one of the biggest questions emerging from the agentic economy: AI agents can take actions, but can they actually do business?Zor explains the important distinction between an agent completing a task and making a genuine commercial commitment. The discussion explores what happens when agents begin negotiating, agreeing terms and transacting on our behalf, and why payments alone don't solve the wider challenge of trust, authorisation and accountability between businesses.They unpack where Blue sits within the emerging agentic commerce stack. Rather than acting as another payment rail or processor, Blue connects identity, permissions, agreements, approvals, fulfilment evidence, settlement conditions and accountability into a verifiable commercial process. Zor explains how this complements payment infrastructure and emerging protocols such as AP2 and ACP, and why enabling an agent to pay is very different from enabling it to complete an entire deal.The conversation also gets into one of the biggest questions surrounding autonomous commerce: who authorised the agent? They explore how businesses can define what an agent is allowed to do, where humans should remain in the loop, and how verifiable timelines could provide greater trust when multiple parties and AI agents are working together.Looking ahead, Zor explains why this could unlock more than automation. If agents can safely coordinate complex transactions across multiple businesses, entirely new propositions could be assembled dynamically, potentially opening up opportunities for smaller businesses that today are excluded by the cost and complexity of multi-party commerce. They also discuss why Blue has open-sourced the BLUE protocol, and the case for making the coordination layer a shared standard for the agentic economy.Plus, Zor steps up for The Payments Shed's legendary Shelf of Shame to nominate one payments or fintech habit, assumption or piece of jargon he'd happily banish forever.***The Payments Shed Podcast is sponsored by Cyclops.Cyclops helps payments companies offer crypto acceptance, stablecoin settlement and payouts through one unified infrastructure platform.Find out more: ⁠⁠https://cyclops.finance/⁠⁠***The Payments Shed Podcast is sponsored by Salesloft.Salesloft uses agentic AI to turn buyer, conversation, deal and forecast data into clear actions that help revenue teams sell smarter.Find out more: ⁠⁠https://www.salesloft.com⁠⁠***The Payments Shed Podcast is sponsored by Mastercard Open Finance.Mastercard Open Finance enables businesses to use consumer-permissioned financial data to create more connected and personalised financial experiences.Find out more: ⁠⁠https://www.mastercard.com/global/en/business/open-finance.html⁠⁠***The Payments Shed Podcast is partnered with PCN.PCN is a global boutique recruitment agency connecting leading talent and businesses across fintech, cybersecurity, SaaS, e-commerce and Salesforce.Find out more: ⁠⁠https://teampcn.com/⁠⁠***Disclaimer: Views expressed are those of The Payments Shed Podcast hosts and guests, not their respective employers. Nothing discussed constitutes investment, legal, tax or financial advice.
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  Ep. 111 - Why Checkout.com is Doubling Down on the US: Growth, Licensing & What Comes Next 09.09.2026 50min

  In the latest episode of The Payments Shed Podcast, recorded live from New York City, Grant Evans and Justin Hanna are joined by Jordan Reynolds, MALPB CEO & Head of North America Banking at Checkout.com, for a conversation exploring why Checkout.com is making a major push into the US and what it takes to compete in one of the world's largest and most established payments markets.Jordan takes us inside Checkout.com's North American strategy, explaining why the US has become such an important growth market, what makes it fundamentally different from Europe and other regions, and how the expectations of US merchants are shaping the company's approach. They also explore why North America has become Checkout.com's fastest-growing region and the role Canada plays in its wider expansion plans.A major focus of the conversation is MALPB, what it is, why achieving the milestone matters, and what it unlocks for Checkout.com and its merchants. Jordan explains the regulatory and operational work behind building stronger banking and acquiring capabilities in the US, and why owning more of the payments stack can make a meaningful difference to performance, control and the merchant experience.The conversation then turns to Checkout.com's evolving US product proposition, including direct acquiring, platforms and issuing. They discuss why direct acquiring is such an important part of the strategy, how Checkout.com plans to differentiate itself in an already competitive market, and where platforms could fit into its next phase of North American growth.Looking ahead, Jordan shares what the next 12 to 24 months could hold for Checkout.com in North America, the opportunities the business is targeting, the challenges that come with scaling in the region, and what merchants should be thinking about as the US payments landscape continues to evolve.Plus, Jordan steps up for The Payments Shed's legendary Shelf of Shame to nominate one payments trend he'd happily banish forever.***The Payments Shed Podcast is sponsored by Cyclops.Cyclops helps payments companies offer crypto acceptance, stablecoin settlement and payouts through one unified infrastructure platform.Find out more: ⁠https://cyclops.finance/⁠***The Payments Shed Podcast is sponsored by Salesloft.Salesloft uses agentic AI to turn buyer, conversation, deal and forecast data into clear actions that help revenue teams sell smarter.Find out more: ⁠https://www.salesloft.com⁠***The Payments Shed Podcast is sponsored by Mastercard Open Finance.Mastercard Open Finance enables businesses to use consumer-permissioned financial data to create more connected and personalised financial experiences.Find out more: ⁠https://www.mastercard.com/global/en/business/open-finance.html⁠***The Payments Shed Podcast is partnered with PCN.PCN is a global boutique recruitment agency connecting leading talent and businesses across fintech, cybersecurity, SaaS, e-commerce and Salesforce.Find out more: ⁠https://teampcn.com/⁠***Disclaimer: Views expressed are those of The Payments Shed Podcast hosts and guests, not their respective employers. Nothing discussed constitutes investment, legal, tax or financial advice.
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  Ep. 110 - From Connector to Protector: How Plaid is Building the Trust Layer for Intelligent Finance 02.09.2026 42min

  In the latest episode of The Payments Shed Podcast, recorded live from New York City, Grant Evans and Justin Hanna are joined by Brian Dammeir, Head of Payments & Financial Management at Plaid, and Pedro Sanzovo, Head of Fraud at Plaid, for a conversation exploring how open banking is evolving into intelligent finance, and why trust, identity and fraud prevention are becoming increasingly important as AI enters the financial system.Brian takes us through the journey from open banking and account connectivity to a world where AI models can increasingly understand the "language of money", using transaction data, patterns and behaviours to power smarter financial experiences. The discussion explores how Plaid is building models across payments, credit, fraud and risk, how those capabilities intersect, and what it means to put commercial confidence behind that technology through products such as Plaid Guarantee.Pedro then takes us inside the rapidly changing fraud landscape. From first-party fraud and account takeovers to organised fraud rings, synthetic identities and deepfakes, they explore how AI is giving bad actors new tools to operate at scale. Pedro explains why network intelligence across a billion devices and more than 9,000 apps can help identify behaviours and connections that would be much harder to spot from within a single platform.The conversation then turns to the next major shift, agentic finance. As financial services companies introduce AI-powered products and AI platforms begin moving into financial experiences, they discuss what happens when the user interacting with financial infrastructure is no longer necessarily a human. How does identity work when an AI agent is acting on someone's behalf? How should permissions evolve? And how do you retain meaningful human oversight without removing the speed and convenience that makes agentic technology valuable in the first place?Finally, Brian explains why Plaid's role is evolving beyond connectivity towards becoming a broader trust layer for digital finance, and what that shift could mean as payments, data, identity, fraud prevention and AI increasingly converge.Plus, Brian and Pedro step up for The Payments Shed's legendary Shelf of Shame to nominate a payments or fintech industry habit, assumption or piece of jargon they'd happily banish forever.***The Payments Shed Podcast is sponsored by Cyclops.Cyclops helps payments companies offer crypto acceptance, stablecoin settlement and payouts through one unified infrastructure platform.Find out more: https://cyclops.finance/***The Payments Shed Podcast is sponsored by Salesloft.Salesloft uses agentic AI to turn buyer, conversation, deal and forecast data into clear actions that help revenue teams sell smarter.Find out more: https://www.salesloft.com***The Payments Shed Podcast is sponsored by Mastercard Open Finance.Mastercard Open Finance enables businesses to use consumer-permissioned financial data to create more connected and personalised financial experiences.Find out more: https://www.mastercard.com/global/en/business/open-finance.html***The Payments Shed Podcast is partnered with PCN.PCN is a global boutique recruitment agency connecting leading talent and businesses across fintech, cybersecurity, SaaS, e-commerce and Salesforce.Find out more: https://teampcn.com/***Disclaimer: Views expressed are those of The Payments Shed Podcast hosts and guests, not their respective employers. Nothing discussed constitutes investment, legal, tax or financial advice.
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  Ep. 109 - Beyond Cards: The Rise of Alternative Payments and Borderless Commerce, with Citcon 02.09.2026 42min

  In the latest episode of The Payments Shed Podcast, recorded in New York City, Grant Evans and Justin Hanna are joined by Casey Bullock, CEO of Citcon, for a conversation exploring how global commerce is moving beyond a card-first world and why alternative payment methods are becoming increasingly important for merchants looking to grow internationally.Casey shares how Citcon is helping merchants navigate an increasingly fragmented payments landscape, enabling access to more than 150 payment methods through a single integration. The discussion explores why the way consumers pay varies so significantly between markets, what merchants risk by relying too heavily on cards, and why offering the right local payment methods can have a direct impact on conversion and international growth.They also unpack the rise of digital wallets, BNPL, pay by bank and other alternative payment methods, including why options such as PIX, WeChat Pay and Naver Pay can unlock entirely new customer bases. Casey explains why payments are becoming an increasingly important part of market-entry strategy, and how merchants need to balance global infrastructure with genuinely local payment experiences.The conversation then moves beyond acceptance to the wider movement of money. Casey shares how payments platforms are evolving to support both pay-ins and payouts, alongside FX and treasury capabilities, and why the next generation of providers could play a much broader role across the entire money lifecycle.Looking ahead, they explore what borderless commerce could really look like, whether cards will remain the dominant global payment method, and why simplifying complexity behind the scenes could be key to making international expansion easier for merchants.Plus, Casey steps up for The Payments Shed's legendary Shelf of Shame to nominate one global payments trend he'd happily banish forever.***The Payments Shed Podcast is sponsored by Cyclops.Cyclops is a crypto and stablecoin infrastructure platform built for payments companies, enabling PSPs, acquirers and processors to offer crypto acceptance, stablecoin settlement and payouts without building their own blockchain stack. It provides a unified solution for pay-ins, pay-outs and fiat-to-digital asset conversion, with simple API or low-code integration.W: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://cyclops.finance/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠***The Payments Shed Podcast is sponsored by SalesloftPowered by agentic AI, Salesloft's Predictive Revenue System connects live signals from buyer engagement, conversations, deals, and forecast data, turning intelligence into clear, prioritized action. Trusted by more than 4,000 organizations including Adobe, 3M, IBM, and Zoom, Salesloft helps revenue teams move from guesswork to confidence, quarter after quarter.W: https://www.salesloft.com***The Payments Shed Podcast is sponsored by Mastercard Open FinanceMastercard Open Finance helps businesses and financial institutions securely access and use consumer-permissioned financial data to build more connected, personalisedfinancial experiences, spanning payments, account opening, credit decisioning and beyond.W: https://www.mastercard.com/global/en/business/open-finance.html ***The Payments Shed Podcast is partnered with PCN. PCN is a boutique recruitment agency rooted in Amsterdam, driven by a singular mission: connecting top talent with industry leaders. PCN specialises in five core pillars: Fintech, Cybersecurity, SaaS, E-Commerce, and Salesforce, backed by a global network across borders.W: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://teampcn.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠***Disclaimer: Any views or opinions referenced in this podcast episode are our own, or those of our respective guests, and they do not represent any views, opinions, or statements from our respective employers, or those of our guests. Additionally, any views expressed here are not intended as investment, legal, tax, or financial advice.
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  Ep. 108 - Payments Without Pause: How BNY Is Building for a 24/7 Financial World 27.08.2026 42min

  In the latest episode of The Payments Shed Podcast, Sarah Stapp and Kara Parkey are joined by Carl Slabicki, Head of Commercial, Global Payments & Trade at BNY, for a conversation exploring what happens when payments, liquidity and treasury move from traditional banking hours to a truly 24/7 financial world. With BNY moving between $3 trillion and $4 trillion in payments every day and safeguarding more than $60 trillion in assets, Carl brings an institutional perspective on one of the biggest infrastructure shifts happening across financial services. The conversation explores why real-time payments are only one piece of the puzzle, and why liquidity, FX, investment products, reconciliation and working capital all need to evolve alongside them.They unpack the shift from batch-based treasury towards continuous liquidity management, how much value can be lost when real-time payment rails sit on top of legacy treasury processes, and why the proliferation of instant payment networks, tokenised deposits and stablecoins could create greater fragmentation without interoperability.Carl also shares how BNY is approaching tokenised deposits and tokenised money market funds, where stablecoins could fit alongside traditional banking infrastructure, and why he believes these different forms of money are more likely to coexist than produce a single winner.The conversation then turns to AI and the operational reality of running financial infrastructure around the clock. Carl explains how BNY is already using AI across operations, engineering, client servicing, forecasting and payment optimisation, including digital employees and AI-assisted development, while retaining humans in the loop for critical decisions.Plus, Carl steps up for The Payments Shed's legendary Shelf of Shame, challenging the idea that innovation, 24/7 finance and greater speed must come at the expense of safety and security.***The Payments Shed Podcast is headline sponsored by Damisa.Damisa is a regulated cross-border payments and treasury infrastructure provider. Using a blend of traditional banking rails and stablecoin technology, Damisa helps businesses move money faster, cheaper, and more transparently across global markets. Its platform supports collections, settlements, disbursements, and liquidity management, while maintaining a strong compliance-first approach. Damisa is building the next generation of global payment infrastructure.Learn more at: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.damisa.xyz/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠***The Payments Shed Podcast is also sponsored by Cyclops.Cyclops is a crypto and stablecoin infrastructure platform built for payments companies, enabling PSPs, acquirers and processors to offer crypto acceptance, stablecoin settlement and payouts without building their own blockchain stack. It provides a unified solution for pay-ins, pay-outs and fiat-to-digital asset conversion, with simple API or low-code integration.Learn more at: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://cyclops.finance/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠***The Payments Shed Podcast is supported by PCN.PCN is a boutique recruitment agency rooted in Amsterdam, driven by a singular mission: connecting top talent with industry leaders. PCN specialises in five core pillars — Fintech, Cybersecurity, SaaS, E-Commerce, and Salesforce — backed by a global network across borders.Learn more at: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://teampcn.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠***Disclaimer: Any views or opinions referenced in this podcast episode are our own, or those of our respective guests, and they do not represent any views, opinions, or statements from our respective employers, or those of our guests. Additionally, any views expressed here are not intended as investment, legal, tax, or financial advice.
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  Ep. 107 - Fraud at Machine Speed: Building the Network Defense for the Agentic Payments Era, with Nasdaq Verafin 23.08.2026 47min

  In the latest episode of The Payments Shed Podcast, filmed live from the world famous Nasdaq MarketSite in New York City's Times Square, Grant Evans and Justin Hanna are joined by Mauriceo Castanheiro, VP and Head of International Payments Fraud at Nasdaq Verafin, for a conversation exploring how financial institutions can fight fraud as payments, scams and financial crime increasingly operate at machine speed.Drawing on more than 15 years of fraud prevention experience, including roles at RBC and BMO, Mau breaks down the changing financial crime landscape and why authorised fraud and scams are creating a very different challenge for banks. The discussion explores the growing role of AI on both sides of the equation, and whether financial services is entering an arms race between increasingly sophisticated fraudsters and AI-powered defence.They also unpack why fighting modern financial crime requires moving beyond institution-level rules towards collaborative, network-level intelligence. Mau explains the importance of understanding both sides of a transaction, how consortium data can expose risks that individual institutions cannot see alone, and why cross-border payments become particularly vulnerable as fraudsters search for the path of least resistance.The conversation then turns to the agentic era, including Nasdaq Verafin's Agentic AI Workforce and Agentic Fraud Analyst, how AI agents can support fraud and AML teams, and the entirely new risks created when legitimate AI agents begin initiating payments on behalf of customers. They also explore why national fraud strategies increasingly need collaboration beyond financial services, including technology platforms, social media and telecommunications.Plus, Mau steps up for The Payments Shed's legendary Shelf of Shame to nominate one payments or fraud trend he'd happily banish forever.***The Payments Shed Podcast is headline sponsored by Damisa.Damisa is a regulated cross-border payments and treasury infrastructure provider. Using a blend of traditional banking rails and stablecoin technology, Damisa helps businesses move money faster, cheaper, and more transparently across global markets. Its platform supports collections, settlements, disbursements, and liquidity management, while maintaining a strong compliance-first approach. Damisa is building the next generation of global payment infrastructure.Learn more at: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.damisa.xyz/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠***The Payments Shed Podcast is also sponsored by Cyclops.Cyclops is a crypto and stablecoin infrastructure platform built for payments companies, enabling PSPs, acquirers and processors to offer crypto acceptance, stablecoin settlement and payouts without building their own blockchain stack. It provides a unified solution for pay-ins, pay-outs and fiat-to-digital asset conversion, with simple API or low-code integration.Learn more at: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://cyclops.finance/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠***The Payments Shed Podcast is supported by PCN.PCN is a boutique recruitment agency rooted in Amsterdam, driven by a singular mission: connecting top talent with industry leaders. PCN specialises in five core pillars — Fintech, Cybersecurity, SaaS, E-Commerce, and Salesforce — backed by a global network across borders.Learn more at: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://teampcn.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠***Disclaimer: Any views or opinions referenced in this podcast episode are our own, or those of our respective guests, and they do not represent any views, opinions, or statements from our respective employers, or those of our guests. Additionally, any views expressed here are not intended as investment, legal, tax, or financial advice.
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  Ep. 106 - Built on Five Years of Proof: Bringing Fintech Meetup to Europe 23.08.2026 22min

  In the latest episode of The Payments Shed Podcast, Grant Evans and Justin Hanna are joined by Gary Dempsey, VP Content & Event Director and Douglas Mackenzie, Head of Content, at Fintech Meetup Europe, for a conversation exploring how one of the fintech industry's biggest meetings-led events is taking its proven US model to Europe.Gary and Douglas reflect on five years of Fintech Meetup in the US, including more than 50,000 meetings delivered and a 92% satisfaction rate, and share the lessons shaping the launch of its first European edition in Lisbon in October 2026. The discussion explores why now is the right time for the expansion, why Lisbon was chosen as its European home, and what needs to change when bringing a successful US event model into a very different fintech market.They also unpack what makes Fintech Meetup's meetings-first format different, including the technology and matchmaking behind more than 25,000 pre-scheduled, double opt-in meetings planned for Lisbon, and why creating meaningful connections between buyers, fintechs and industry leaders has become such an important part of the modern event experience.The conversation also goes behind the scenes of the content strategy, exploring how Gary and Douglas are building the European agenda, what attendees can expect from the speaker line-up, and how Fintech Meetup is balancing high-quality content with an event fundamentally designed to get people meeting, connecting and doing business.Plus, Gary and Douglas step up for The Payments Shed's legendary Shelf of Shame to nominate an events-industry habit, assumption or piece of jargon they'd happily banish forever.***The Payments Shed Podcast is headline sponsored by Damisa.Damisa is a regulated cross-border payments and treasury infrastructure provider. Using a blend of traditional banking rails and stablecoin technology, Damisa helps businesses move money faster, cheaper, and more transparently across global markets. Its platform supports collections, settlements, disbursements, and liquidity management, while maintaining a strong compliance-first approach. Damisa is building the next generation of global payment infrastructure.Learn more at: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.damisa.xyz/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠***The Payments Shed Podcast is also sponsored by Cyclops.Cyclops is a crypto and stablecoin infrastructure platform built for payments companies, enabling PSPs, acquirers and processors to offer crypto acceptance, stablecoin settlement and payouts without building their own blockchain stack. It provides a unified solution for pay-ins, pay-outs and fiat-to-digital asset conversion, with simple API or low-code integration.Learn more at: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://cyclops.finance/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠***The Payments Shed Podcast is supported by PCN.PCN is a boutique recruitment agency rooted in Amsterdam, driven by a singular mission: connecting top talent with industry leaders. PCN specialises in five core pillars — Fintech, Cybersecurity, SaaS, E-Commerce, and Salesforce — backed by a global network across borders.Learn more at: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://teampcn.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠***Disclaimer: Any views or opinions referenced in this podcast episode are our own, or those of our respective guests, and they do not represent any views, opinions, or statements from our respective employers, or those of our guests. Additionally, any views expressed here are not intended as investment, legal, tax, or financial advice.
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  Ep. 105 - The Infrastructure Behind AI Agents: Treasury, Data & The Future of Payments, with Sokin 20.08.2026 46min

  In the latest episode of The Payments Shed Podcast, Grant Evans and Justin Hanna are joined by Peter Daunton, Chief Product Officer at Sokin, for a conversation exploring what happens when AI moves beyond productivity and starts actively running financial and treasury operations.Peter explains why much of today's agentic conversation is focused on the intelligence of the agent, while overlooking the payments, treasury and regulated infrastructure underneath it. The discussion explores what happens when AI agents need to move money autonomously, why infrastructure built around human operators may struggle in a machine-driven world, and what businesses should actually be looking for when choosing the financial rails their agents will run on.They also unpack the convergence of fiat and stablecoin infrastructure, the importance of APIs built for machine consumers, and why licensing, FX, liquidity, cash visibility and treasury capabilities become even more critical when transactions need to happen around the clock. Peter also shares how Sokin's partnerships and infrastructure strategy are helping the business build towards this next generation of global money movement.The conversation also explores Peter's own journey, from studying mechanical and electrical engineering at Oxford to roles at Currencycloud and Visa, before joining Sokin as Chief Product Officer, and how those experiences have shaped his approach to building payments products at scale.Looking ahead, Peter shares his vision for AI-driven treasury over the next three years, where stablecoins fit alongside traditional rails, and what global financial operations could look like when businesses increasingly hand execution over to intelligent systems.Plus, Peter steps up for The Payments Shed's legendary Shelf of Shame with his nomination for something he'd happily banish forever.***The Payments Shed Podcast is headline sponsored by Damisa.Damisa is a regulated cross-border payments and treasury infrastructure provider. Using a blend of traditional banking rails and stablecoin technology, Damisa helps businesses move money faster, cheaper, and more transparently across global markets. Its platform supports collections, settlements, disbursements, and liquidity management, while maintaining a strong compliance-first approach. Damisa is building the next generation of global payment infrastructure.Learn more at: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.damisa.xyz/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠***The Payments Shed Podcast is also sponsored by Cyclops.Cyclops is a crypto and stablecoin infrastructure platform built for payments companies, enabling PSPs, acquirers and processors to offer crypto acceptance, stablecoin settlement and payouts without building their own blockchain stack. It provides a unified solution for pay-ins, pay-outs and fiat-to-digital asset conversion, with simple API or low-code integration.Learn more at: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://cyclops.finance/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠***The Payments Shed Podcast is supported by PCN.PCN is a boutique recruitment agency rooted in Amsterdam, driven by a singular mission: connecting top talent with industry leaders. PCN specialises in five core pillars — Fintech, Cybersecurity, SaaS, E-Commerce, and Salesforce — backed by a global network across borders.Learn more at: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://teampcn.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠***Disclaimer: Any views or opinions referenced in this podcast episode are our own, or those of our respective guests, and they do not represent any views, opinions, or statements from our respective employers, or those of our guests. Additionally, any views expressed here are not intended as investment, legal, tax, or financial advice.
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  Ep. 104 - From Payment Managers to AI Operators: Building the Next Generation of Payments Infrastructure, with IXOPAY 17.08.2026 43min

  In the latest episode of The Payments Shed Podcast, Grant Evans is joined by Marco Conte, SVP Product, Payments Intelligence at IXOPAY, for a conversation exploring how AI could fundamentally change the way merchants build, manage and optimise their payments infrastructure.Marco breaks down the limitations of today's enterprise payment stacks, from static routing rules and retry logic to fragmented data and infrastructure that can leave revenue on the table. The discussion explores what happens when payments move from rule-based decisioning towards adaptive systems capable of continuously learning and optimising performance.They also unpack where LLMs and AI can genuinely deliver value in payments today, what an AI Payments Assistant could actually do for a large merchant, and why the role of the payment manager could look very different by 2030. Rather than manually operating payment systems, could the next generation of payments leaders become system designers, setting objectives and constraints while AI handles more of the execution?The conversation then turns to agentic commerce and machine-to-machine payments, including who controls payment decisions when AI agents transact autonomously, how risk changes when the buyer isn't human, and whether orchestration becomes more important, rather than less, as payments become increasingly intelligent.Plus, Marco steps up for The Payments Shed's legendary Shelf of Shame to nominate one thing in payments he'd happily banish forever.***The Payments Shed Podcast is headline sponsored by Damisa.Damisa is a regulated cross-border payments and treasury infrastructure provider. Using a blend of traditional banking rails and stablecoin technology, Damisa helps businesses move money faster, cheaper, and more transparently across global markets. Its platform supports collections, settlements, disbursements, and liquidity management, while maintaining a strong compliance-first approach. Damisa is building the next generation of global payment infrastructure.Learn more at: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.damisa.xyz/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠***The Payments Shed Podcast is also sponsored by Cyclops.Cyclops is a crypto and stablecoin infrastructure platform built for payments companies, enabling PSPs, acquirers and processors to offer crypto acceptance, stablecoin settlement and payouts without building their own blockchain stack. It provides a unified solution for pay-ins, pay-outs and fiat-to-digital asset conversion, with simple API or low-code integration.Learn more at: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://cyclops.finance/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠***The Payments Shed Podcast is supported by PCN.PCN is a boutique recruitment agency rooted in Amsterdam, driven by a singular mission: connecting top talent with industry leaders. PCN specialises in five core pillars — Fintech, Cybersecurity, SaaS, E-Commerce, and Salesforce — backed by a global network across borders.Learn more at: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://teampcn.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠***Disclaimer: Any views or opinions referenced in this podcast episode are our own, or those of our respective guests, and they do not represent any views, opinions, or statements from our respective employers, or those of our guests. Additionally, any views expressed here are not intended as investment, legal, tax, or financial advice.
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  Ep. 103 - DEFI, Stablecoins & The Future of Money: Where TradFi meets Crypto, with Confirmo 13.08.2026 39min

  In the latest episode of The Payments Shed Podcast, Grant Evans and Justin Hanna are joined by Anna Kratky Strebl, CEO of Confirmo, for a conversation exploring the convergence of traditional finance and crypto, and what it means for the future of global money movement.Anna shares the story behind Confirmo and how the business has evolved alongside the crypto payments industry, from the earlier days of digital assets to a market increasingly focused on real-world utility. The discussion explores what is really driving adoption, the balance between regulation and innovation, and how approaches to digital assets continue to differ across Europe, the US and emerging markets.They also unpack the growing convergence between DeFi and traditional financial services, whether these two worlds will eventually become one interconnected ecosystem, and where banks and other established financial institutions fit into that transition.The conversation then turns to stablecoins, exploring where genuine adoption is happening today, why cross-border payments remain one of the biggest opportunities, and what still needs to change before stablecoin infrastructure becomes truly mainstream.Looking ahead, Anna shares what she believes the industry is overhyping, what it is underestimating, and whether crypto will eventually disappear into the background as simply another layer of global financial infrastructure.Plus, Anna steps up for The Payments Shed's legendary Shelf of Shame to nominate one crypto or payments trend she'd happily banish forever.***The Payments Shed Podcast is headline sponsored by Damisa.Damisa is a regulated cross-border payments and treasury infrastructure provider. Using a blend of traditional banking rails and stablecoin technology, Damisa helps businesses move money faster, cheaper, and more transparently across global markets. Its platform supports collections, settlements, disbursements, and liquidity management, while maintaining a strong compliance-first approach. Damisa is building the next generation of global payment infrastructure.Learn more at: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.damisa.xyz/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠***The Payments Shed Podcast is also sponsored by Cyclops.Cyclops is a crypto and stablecoin infrastructure platform built for payments companies, enabling PSPs, acquirers and processors to offer crypto acceptance, stablecoin settlement and payouts without building their own blockchain stack. It provides a unified solution for pay-ins, pay-outs and fiat-to-digital asset conversion, with simple API or low-code integration.Learn more at: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://cyclops.finance/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠***The Payments Shed Podcast is supported by PCN.PCN is a boutique recruitment agency rooted in Amsterdam, driven by a singular mission: connecting top talent with industry leaders. PCN specialises in five core pillars — Fintech, Cybersecurity, SaaS, E-Commerce, and Salesforce — backed by a global network across borders.Learn more at: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://teampcn.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠***Disclaimer: Any views or opinions referenced in this podcast episode are our own, or those of our respective guests, and they do not represent any views, opinions, or statements from our respective employers, or those of our guests. Additionally, any views expressed here are not intended as investment, legal, tax, or financial advice.
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  Ep. 102 - Stablecoins, Skepticism & Second Chances: Why Payments Got Crypto Wrong (and What Happens Next), with Cyclops 07.08.2026 50min

  In the latest episode of The Payments Shed Podcast, Grant Evans and Justin Hanna are joined by Pat Duffy and David Johnson, two of the co-founders of Cyclops, for a conversation exploring why the payments industry largely dismissed crypto the first time around, and why stablecoins are now forcing a fundamental rethink.Pat and David reflect on their time at The Giving Block, one of the earliest crypto payments platforms, right through to building Cyclops, sharing the lessons learned from years spent building digital asset infrastructure long before it became a mainstream payments conversation. The discussion explores why traditional payment companies were slow to embrace blockchain technology, how stablecoins have evolved from speculative assets into genuine payment rails, and why merchant demand is now accelerating adoption.They also unpack the role of major industry players, the challenges of integrating crypto into existing payment infrastructure, and why simplicity, compliance, and abstraction will determine which providers succeed over the next decade. Looking ahead, Pat explains where stablecoins deliver the greatest commercial value today, what the industry continues to overhype, and why payments may finally be ready to give crypto a second chance.Plus, Pat and David step up for The Payments Shed's legendary Shelf of Shame to nominate one crypto or payments trend they would happily banish forever.***The Payments Shed Podcast is headline sponsored by Damisa.Damisa is a regulated cross-border payments and treasury infrastructure provider. Using a blend of traditional banking rails and stablecoin technology, Damisa helps businesses move money faster, cheaper, and more transparently across global markets. Its platform supports collections, settlements, disbursements, and liquidity management, while maintaining a strong compliance-first approach. Damisa is building the next generation of global payment infrastructure.Learn more at: ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.damisa.xyz/⁠⁠⁠⁠⁠⁠⁠⁠⁠***The Payments Shed Podcast is also sponsored by Cyclops.Cyclops is a crypto and stablecoin infrastructure platform built for payments companies, enabling PSPs, acquirers and processors to offer crypto acceptance, stablecoin settlement and payouts without building their own blockchain stack. It provides a unified solution for pay-ins, pay-outs and fiat-to-digital asset conversion, with simple API or low-code integration.Learn more at: ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://cyclops.finance/⁠⁠⁠⁠⁠⁠⁠⁠⁠***The Payments Shed Podcast is supported by PCN.PCN is a boutique recruitment agency rooted in Amsterdam, driven by a singular mission: connecting top talent with industry leaders. PCN specialises in five core pillars — Fintech, Cybersecurity, SaaS, E-Commerce, and Salesforce — backed by a global network across borders.Learn more at: ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://teampcn.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠***Disclaimer: Any views or opinions referenced in this podcast episode are our own, or those of our respective guests, and they do not represent any views, opinions, or statements from our respective employers, or those of our guests. Additionally, any views expressed here are not intended as investment, legal, tax, or financial advice.
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  Ep. 101 - Inside Checkout.com: Scale, Agentic Commerce & the Future of Merchant Payments, with Ashley Paulus 04.08.2026 38min

  In the latest episode of The Payments Shed Podcast, Grant Evans and Justin Hanna are joined by Ashley Paulus, VP, Head of Revenue, UK & EEA at Checkout.com, for a conversation exploring what it takes to scale one of the world's largest payment platforms while preparing merchants for the next era of commerce.Ashley shares her perspective on stepping into a new leadership role at a pivotal moment for Checkout.com, discussing the company's journey to processing more than $300 billion in annual payment volume, its path to profitability, and the strategic decisions driving its continued growth. The conversation explores how merchant expectations have evolved, why customer experience now extends far beyond payment processing, and how the right combination of people, technology, and operational support is becoming a key differentiator for enterprise payment providers.They also unpack the growing momentum behind agentic commerce, stablecoins, and AI-powered payments, discussing how merchants should prepare for a future where intelligent software increasingly participates in the buying journey. Looking ahead, Ashley explains why trust, merchant enablement, and practical innovation will define the next generation of payments infrastructure, and where Checkout.com sees the biggest opportunities for merchants over the coming years.Plus, Ashley steps up for The Payments Shed's legendary Shelf of Shame to nominate one payments trend she'd happily banish forever.***The Payments Shed Podcast is headline sponsored by Damisa.Damisa is a regulated cross-border payments and treasury infrastructure provider. Using a blend of traditional banking rails and stablecoin technology, Damisa helps businesses move money faster, cheaper, and more transparently across global markets. Its platform supports collections, settlements, disbursements, and liquidity management, while maintaining a strong compliance-first approach. Damisa is building the next generation of global payment infrastructure.Learn more at: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.damisa.xyz/⁠⁠⁠⁠⁠⁠⁠⁠***The Payments Shed Podcast is also sponsored by Cyclops.Cyclops is a crypto and stablecoin infrastructure platform built for payments companies, enabling PSPs, acquirers and processors to offer crypto acceptance, stablecoin settlement and payouts without building their own blockchain stack. It provides a unified solution for pay-ins, pay-outs and fiat-to-digital asset conversion, with simple API or low-code integration.Learn more at: ⁠⁠⁠⁠⁠⁠⁠⁠https://cyclops.finance/⁠⁠⁠⁠⁠⁠⁠⁠***The Payments Shed Podcast is supported by PCN.PCN is a boutique recruitment agency rooted in Amsterdam, driven by a singular mission: connecting top talent with industry leaders. PCN specialises in five core pillars — Fintech, Cybersecurity, SaaS, E-Commerce, and Salesforce — backed by a global network across borders.Learn more at: ⁠⁠⁠⁠⁠⁠⁠⁠https://teampcn.com/⁠⁠⁠⁠⁠⁠⁠⁠***Disclaimer: Any views or opinions referenced in this podcast episode are our own, or those of our respective guests, and they do not represent any views, opinions, or statements from our respective employers, or those of our guests. Additionally, any views expressed here are not intended as investment, legal, tax, or financial advice.
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  Ep. 100 - Building Europe's Next Business Bank: Monzo's Journey to One Million Business Banking Customers and a European Expansion 30.07.2026 42min

  In the latest episode of The Payments Shed Podcast, recorded live from Monzo Bank HQ in London, Grant Evans and Justin Hanna are joined by Jordan Shwide, General Manager of Monzo Business, for an exclusive conversation celebrating a major milestone as Monzo Business surpasses one million UK business banking customers and looks ahead to its next chapter across Europe.Jordan reflects on the journey from launching a challenger business banking proposition six years ago to becoming one of the UK's largest digital banking platforms for SMEs. The discussion explores the key decisions that fuelled Monzo's growth, what small businesses are demanding from their bank today, and how customer feedback continues to shape everything from product development to regulatory support, including Making Tax Digital.They also dive into Monzo's international ambitions, discussing the launch in Ireland, plans to expand into Spain, and what it will take to build Europe's next business bank. Looking ahead, Jordan shares his views on the future of SME banking, the growing role of AI, and how banks can become indispensable partners in helping businesses manage, grow, and thrive.Plus, Jordan steps up for The Payments Shed's legendary Shelf of Shame to nominate one banking or fintech trend he'd happily banish forever.***The Payments Shed Podcast is headline sponsored by Damisa.Damisa is a regulated cross-border payments and treasury infrastructure provider. Using a blend of traditional banking rails and stablecoin technology, Damisa helps businesses move money faster, cheaper, and more transparently across global markets. Its platform supports collections, settlements, disbursements, and liquidity management, while maintaining a strong compliance-first approach. Damisa is building the next generation of global payment infrastructure.Learn more at: ⁠⁠⁠⁠⁠⁠⁠https://www.damisa.xyz/⁠⁠⁠⁠⁠⁠⁠***The Payments Shed Podcast is also sponsored by Cyclops.Cyclops is a crypto and stablecoin infrastructure platform built for payments companies, enabling PSPs, acquirers and processors to offer crypto acceptance, stablecoin settlement and payouts without building their own blockchain stack. It provides a unified solution for pay-ins, pay-outs and fiat-to-digital asset conversion, with simple API or low-code integration.Learn more at: ⁠⁠⁠⁠⁠⁠⁠https://cyclops.finance/⁠⁠⁠⁠⁠⁠⁠***The Payments Shed Podcast is supported by PCN.PCN is a boutique recruitment agency rooted in Amsterdam, driven by a singular mission: connecting top talent with industry leaders. PCN specialises in five core pillars — Fintech, Cybersecurity, SaaS, E-Commerce, and Salesforce — backed by a global network across borders.Learn more at: ⁠⁠⁠⁠⁠⁠⁠https://teampcn.com/⁠⁠⁠⁠⁠⁠⁠***Disclaimer: Any views or opinions referenced in this podcast episode are our own, or those of our respective guests, and they do not represent any views, opinions, or statements from our respective employers, or those of our guests. Additionally, any views expressed here are not intended as investment, legal, tax, or financial advice.
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  Ep. 99 - Building the Intelligence Layer: How Better Data is Reshaping Payments, Credit & UX, with Moneyhub 30.07.2026 42min

  In the latest episode of The Payments Shed Podcast, Grant Evans and Justin Hanna are joined by Paul Tutton, Product Manager at Moneyhub, for a conversation exploring why better financial data is becoming the foundation of smarter payments, lending, and customer experiences.Paul explains why raw transaction data is far more complex than most people realise, and how Moneyhub's latest categorisation and enrichment technology is helping businesses transform messy financial information into meaningful insights. The discussion explores the growing importance of data quality, why affordability assessments are evolving beyond traditional credit scoring, and how richer financial data is enabling lenders to make faster, fairer, and more accurate decisions.They also unpack the real-world progress of Variable Recurring Payments (VRPs), payment sweeping, and open banking APIs, discussing where these technologies are delivering genuine value today versus where the industry is still waiting for wider adoption. Looking ahead, Paul shares why user experience continues to lag behind the technology, who really owns the customer relationship in an open banking world, and how better data could become one of the biggest competitive advantages in financial services.Plus, Paul steps up for The Payments Shed's legendary Shelf of Shame to nominate one payments or open banking trend he'd happily banish forever.***The Payments Shed Podcast is headline sponsored by Damisa.Damisa is a regulated cross-border payments and treasury infrastructure provider. Using a blend of traditional banking rails and stablecoin technology, Damisa helps businesses move money faster, cheaper, and more transparently across global markets. Its platform supports collections, settlements, disbursements, and liquidity management, while maintaining a strong compliance-first approach. Damisa is building the next generation of global payment infrastructure.Learn more at: ⁠⁠⁠⁠⁠⁠https://www.damisa.xyz/⁠⁠⁠⁠⁠⁠***The Payments Shed Podcast is also sponsored by Cyclops.Cyclops is a crypto and stablecoin infrastructure platform built for payments companies, enabling PSPs, acquirers and processors to offer crypto acceptance, stablecoin settlement and payouts without building their own blockchain stack. It provides a unified solution for pay-ins, pay-outs and fiat-to-digital asset conversion, with simple API or low-code integration.Learn more at: ⁠⁠⁠⁠⁠⁠https://cyclops.finance/⁠⁠⁠⁠⁠⁠***The Payments Shed Podcast is supported by PCN.PCN is a boutique recruitment agency rooted in Amsterdam, driven by a singular mission: connecting top talent with industry leaders. PCN specialises in five core pillars — Fintech, Cybersecurity, SaaS, E-Commerce, and Salesforce — backed by a global network across borders.Learn more at: ⁠⁠⁠⁠⁠⁠https://teampcn.com/⁠⁠⁠⁠⁠⁠***Disclaimer: Any views or opinions referenced in this podcast episode are our own, or those of our respective guests, and they do not represent any views, opinions, or statements from our respective employers, or those of our guests. Additionally, any views expressed here are not intended as investment, legal, tax, or financial advice.
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  Ep. 98 - The PMS Is Becoming the Financial Brain of Hospitality - And Payments Didn’t See It Coming, with MEW's Charlie Delamare 27.07.2026 39min

  In the latest episode of The Payments Shed Podcast, Grant Evans and Justin Hanna are joined by Charlie Delamare, Director of GTM Solutions at MEWS, for a conversation exploring why the property management system (PMS) is rapidly becoming the financial control layer of modern hospitality.Charlie explains how Mews has evolved from a property management platform into a business powering payments, revenue optimisation, and financial operations for more than 15,000 properties across 85+ countries. The discussion explores why so many hotels are still operating fragmented technology stacks, where hidden margin leakage occurs, and why every guest interaction should be viewed as a financial event rather than simply an operational one.They also unpack how embedded payments are transforming hospitality, from multicurrency acceptance and guest experiences to giving finance teams greater visibility and control over revenue. Looking ahead, Charlie shares why PMS platforms are becoming the system of record for hotel finances, what this means for PSPs and acquirers, and how AI, automation, and integrated payments are reshaping the future of the hospitality industry.Plus, Charlie steps up for The Payments Shed's legendary Shelf of Shame to nominate one thing in hospitality payments he'd happily banish forever.***The Payments Shed Podcast is headline sponsored by Damisa.Damisa is a regulated cross-border payments and treasury infrastructure provider. Using a blend of traditional banking rails and stablecoin technology, Damisa helps businesses move money faster, cheaper, and more transparently across global markets. Its platform supports collections, settlements, disbursements, and liquidity management, while maintaining a strong compliance-first approach. Damisa is building the next generation of global payment infrastructure.Learn more at: ⁠⁠⁠⁠⁠https://www.damisa.xyz/⁠⁠⁠⁠⁠***The Payments Shed Podcast is also sponsored by Cyclops.Cyclops is a crypto and stablecoin infrastructure platform built for payments companies, enabling PSPs, acquirers and processors to offer crypto acceptance, stablecoin settlement and payouts without building their own blockchain stack. It provides a unified solution for pay-ins, pay-outs and fiat-to-digital asset conversion, with simple API or low-code integration.Learn more at: ⁠⁠⁠⁠⁠https://cyclops.finance/⁠⁠⁠⁠⁠***The Payments Shed Podcast is supported by PCN.PCN is a boutique recruitment agency rooted in Amsterdam, driven by a singular mission: connecting top talent with industry leaders. PCN specialises in five core pillars — Fintech, Cybersecurity, SaaS, E-Commerce, and Salesforce — backed by a global network across borders.Learn more at: ⁠⁠⁠⁠⁠https://teampcn.com/⁠⁠⁠⁠⁠***Disclaimer: Any views or opinions referenced in this podcast episode are our own, or those of our respective guests, and they do not represent any views, opinions, or statements from our respective employers, or those of our guests. Additionally, any views expressed here are not intended as investment, legal, tax, or financial advice.
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  Ep. 97 - Most Stablecoin Infrastructure Isn't What It Claims To Be, with Orbital's Chris Mason 20.07.2026 39min

  In the latest episode of The Payments Shed Podcast, Grant Evans and Justin Hanna are joined by Chris Mason, CEO of Orbital, for a conversation cutting through the hype surrounding stablecoins to explore what it actually takes to build regulated, enterprise-grade digital asset infrastructure.Chris shares Orbital's eight-year journey building stablecoin and cross-border payment infrastructure long before the market entered the mainstream. The discussion explores why many providers rely on outsourced components while presenting themselves as full-stack platforms, what genuine infrastructure ownership looks like, and why licensing, compliance, banking relationships, and operational expertise are becoming the real differentiators as the industry matures.They also unpack how stablecoin payments work behind the scenes, where adoption is genuinely taking place today, and why the vast majority of transaction volume remains concentrated in a relatively small number of corridors and use cases. Looking ahead, Chris explains why consolidation is inevitable, what businesses should look for when choosing a stablecoin infrastructure partner, and where Orbital sees the next phase of growth for digital payments.Plus, Chris steps up for The Payments Shed's legendary Shelf of Shame to nominate one stablecoin or payments trend he'd happily banish forever.***The Payments Shed Podcast is headline sponsored by Damisa.Damisa is a regulated cross-border payments and treasury infrastructure provider. Using a blend of traditional banking rails and stablecoin technology, Damisa helps businesses move money faster, cheaper, and more transparently across global markets. Its platform supports collections, settlements, disbursements, and liquidity management, while maintaining a strong compliance-first approach. Damisa is building the next generation of global payment infrastructure.Learn more at: ⁠⁠⁠⁠https://www.damisa.xyz/⁠⁠⁠⁠***The Payments Shed Podcast is also sponsored by Cyclops.Cyclops is a crypto and stablecoin infrastructure platform built for payments companies, enabling PSPs, acquirers and processors to offer crypto acceptance, stablecoin settlement and payouts without building their own blockchain stack. It provides a unified solution for pay-ins, pay-outs and fiat-to-digital asset conversion, with simple API or low-code integration.Learn more at: ⁠⁠⁠⁠https://cyclops.finance/⁠⁠⁠⁠***The Payments Shed Podcast is supported by PCN.PCN is a boutique recruitment agency rooted in Amsterdam, driven by a singular mission: connecting top talent with industry leaders. PCN specialises in five core pillars — Fintech, Cybersecurity, SaaS, E-Commerce, and Salesforce — backed by a global network across borders.Learn more at: ⁠⁠⁠⁠https://teampcn.com/⁠⁠⁠⁠***Disclaimer: Any views or opinions referenced in this podcast episode are our own, or those of our respective guests, and they do not represent any views, opinions, or statements from our respective employers, or those of our guests. Additionally, any views expressed here are not intended as investment, legal, tax, or financial advice.