The Plain Bagel

The Plain Bagel

The Plain Bagel
ประเทศ แคนาดา
ภาษา EN
จำนวนตอน 64
ล่าสุด 22.09.2026

A educational show about investing and personal finance, with a touch of economics. The host, a CFA charterholder and CFP professional working as an investment analyst in Ottawa, aims to give people the knowledge to make better financial decisions. Episodes cover financial topics in an accessible way. The content is for education only and not meant as financial advice.

ตอน

  • The Ridiculous Rise and Fall of WeWork 22.09.2026 20นาที
    Start learning a new language today with 60% OFF Babbel (today's sponsor) during their Black Friday sale by clicking here:https://go.babbel.com/t?bsc=1200m60-youtube-theplainbagel-nov-2023-promo&btp=default&utm_term=generic_v1&utm_medium=paidsocial&utm_source=YouTube&utm_content=Influencer..theplainbagel..USA..YouTubeWeWork recently filed for Ch 11 bankruptcy - let's go over the ridiculous story behind one of the largest venture capital failures in corporate American history.Richard does not have a position in WeWork. This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio manager at WDS Investment Management, he does not provide advice through The Plain Bagel, which is not affiliated with his employer). Learn more about your ad choices. Visit megaphone.fm/adchoices
  • Waiting to Invest is Costing You... A Lot 22.09.2026 16นาที
    Link to OSC report: https://www.osc.gov.on.ca/documents/en/Investors/inv_research_20171127_missing-out-report.PDFIf you'd like to support the channel, you can do so at Patreon.com/ThePlainBagel :)It can be tough to get started with investing, but waiting to invest can actually cost you hundreds of thousands of dollars. We'll discuss how in today's video.DISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution. Richard Coffin is not registered to provide investment advice and as such does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers. Learn more about your ad choices. Visit megaphone.fm/adchoices
  • Cash Equivalents and Alternatives | Non Traditional Investments 22.09.2026 11นาที
    The Plain Bagel Episode IVCash Equivalents, along with stocks and bonds, belong to the Traditional Investment category, while the Alternative Investment category pretty much encompasses everything else. This video finishes our discussion of the primary investments by covering cash equivalents, real estate, commodities, and derivatives.Intro/Outro Music: https://www.bensound.com/royalty-free-musicEpisode Music (Licensed): http://freemusicarchive.org/music/Podington_Bear/Sources: https://www.wealthdaily.com/articles/whats-10-times-bigger-than-the-global-economy/6241 Learn more about your ad choices. Visit megaphone.fm/adchoices
  • Plain Bagel QandA 1 | Good Reads and Rolled Sleeves 22.09.2026 9นาที
    The Plain Bagel Q&A 1Question topics: books on finance, “average person” investments, starting off, liquidity, and stock splitsHere’s a list of the books suggested by my colleagues. The first few are on personal finance, while the last two focus specifically on investing:- Moolala: Why smart people do dumb things with their money (and what you can do about it) by Bruce Sellery- Wealthing Like Rabbits by Robert R. Brown- Personal Finance For Canadians For Dummies by Eric Tyson & Tony Martin- Millionaire Teacher by Andrew Hallam- The Single Best Investment: Creating Wealth with Dividend Growth by Lowell MillerAnother colleague brought up a great point on stock splits that I’d like to add to my last answer. Companies also use stock splits to “signal” to investors that they expect future stock growth. This positive signal will infer that management believes in the sustainability of the stocks growth, which may convince investors to purchase the stock.Episode Music: https://www.youtube.com/user/kmmusicSources: http://www.investors.com/how-to-invest/investors-corner/how-much-money-do-you-need-to-start-investing/ Learn more about your ad choices. Visit megaphone.fm/adchoices
  • Investment Analyst Reacts to Finance TikToks - Bonus Edition 22.09.2026 36นาที
    Welcome to the 10th TikTok Review video!My name is Richard Coffin, I'm an investment analyst with my Chartered Financial Analyst and Certified Financial Planner designations, registered with the Ontario Securities Commission as a portfolio manager.Cover call video: https://youtu.be/R0JeJdiJc1A?si=WN-kRgKH0heQg3WEDISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers Learn more about your ad choices. Visit megaphone.fm/adchoices
  • The Grossman Stiglitz Paradox - Collaboration with Ben Felix 22.09.2026 11นาที
    The Grossman-Stiglitz Paradox is one which highlights that stock markets cannot possibly be efficient. Why? Let's find out on today's Plain Bagel!Make sure to check out Ben Felix's channel, Common Sense Investing: https://www.youtube.com/channel/UCDXTQ8nWmx_EhZ2v-kp7QxADISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution. Richard Coffin is not registered to provide investment advice and as such does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers. Learn more about your ad choices. Visit megaphone.fm/adchoices
  • What is the Yield Curve, and Why is it Flattening? 22.09.2026 11นาที
    You may have read news articles or heard somewhere that "the yield curve is flattening," but what does that mean? Find out with today's video!Intro/Outro Music: https://www.bensound.com/royalty-free-musicEpisode Music: http://freemusicarchive.org/music/Podington_Bear/DISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution. Richard Coffin is not registered to provide investment advice and as such does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers. Learn more about your ad choices. Visit megaphone.fm/adchoices
  • Investment Analyst Reacts to Finance TikToks - Naughty and Nice Edition 22.09.2026 30นาที
    It's Christmas season, you know what that means - more financial TikToks.My name is Richard Coffin, I'm an investment analyst with my Chartered Financial Analyst and Certified Financial Planner designations, registered with the Ontario Securities Commission as a portfolio manager.Cover call video: https://youtu.be/R0JeJdiJc1A?si=WN-kRgKH0heQg3WEDISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers Learn more about your ad choices. Visit megaphone.fm/adchoices
  • What is Quantitative Easing? 22.09.2026 15นาที
    Click the link to get two FREE months of Skillshare Premium: https://skl.sh/theplainbagel5If you'd like to support the channel, you can do so at Patreon.com/ThePlainBagel :)Intro/Outro Music: https://www.bensound.com/royalty-free-musicYou've probably heard of quantitative easing, or the "expanding" or "unwinding" of a central bank's balance sheet, but what do these things mean? We go over the unconventional, and controversial, monetary policy in today's video.This video was sponsored by SkillshareDISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution. Richard Coffin is not registered to provide investment advice and as such does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers. Learn more about your ad choices. Visit megaphone.fm/adchoices
  • 2024 Finance Rewind - The Year of Trump, AI and Crypto 22.09.2026 20นาที
    As we approach the end of 2024, let's take a beat to look back on what made the year remarkable...for better or for worse.If you'd like to support the channel, you can do so at https://www.patreon.com/c/ThePlainBagelDISCLAIMER:This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio manager at WDS Investment Management, he does not provide advice through The Plain Bagel, which is not affiliated with his employer). Richard makes no warranties regarding the accuracy of data included in this video. Learn more about your ad choices. Visit megaphone.fm/adchoices
  • Taxes | Registered Accounts and Tax Efficiency 22.09.2026 13นาที
    **Edit** there is no distinction between short-term and long-term capital gains tax in Canada. Favourable taxes are only NOT provided in some instances of day trading - you CAN trade within the same year and still receive the favourable tax rate in Canada.The Plain Bagel Episode IXTax is a pretty confusing field, yet it's essential for investors to learn. To help you get started, here are some high-level concepts on how investments accrue taxes, and what you can do to minimize the amount you owe.REIT Tax Link: https://www.dividendearner.com/reit-taxation/Private Equity Tax Link: https://www.lexisnexis.com/uk/lexispsl/tax/document/393773/5BW2-T5S1-F18C-V05X-00000-00/Tax+on+private+equity+and+venture+capital%3A+background+and+key+terms%E2%80%94overviewSources:https://www.canada.ca/en/revenue-agency/services/tax/individuals/topics/tax-free-savings-account/contributions.htmlhttp://www.moneysense.ca/save/investing/rrsp/rrsp-contribution-limit/https://www.taxtips.ca/taxrates/on.htmIntro/Outro Music: https://www.bensound.com/royalty-free-musicEpisode Music: http://freemusicarchive.org/music/Podington_Bear/ Learn more about your ad choices. Visit megaphone.fm/adchoices
  • Investment Analyst Reacts to Investing TikToks - Holiday Special 22.09.2026 21นาที
    Christmas came early, let's go through some finance TikToks together.My name's Richard Coffin, I'm an investment analyst with my Chartered Financial Analyst and Certified Financial Planner designations, registered with the Ontario Securities Commission as a portfolio manager.If you'd like to support the channel, you can do so at Patreon.com/ThePlainBagel :)DISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewersEdited by Carol Boeira Learn more about your ad choices. Visit megaphone.fm/adchoices
  • Stock Multiples: How to Tell When a Stock is Cheap/Expensive 22.09.2026 13นาที
    Intro/Outro Music: https://www.bensound.com/royalty-free-musicDISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution. Richard Coffin is not registered to provide investment advice and as such does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers. Learn more about your ad choices. Visit megaphone.fm/adchoices
  • Stock Market Corrections: Why Markets Stumble 22.09.2026 9นาที
    Every so often, the markets take a tumble, sometimes of a material magnitude. What causes these drops, and why do they happen when things are up? Let's explore these questions and more with today's episode.Intro/Outro Music: https://www.bensound.com/royalty-free-musicDISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution. Richard Coffin is not registered to provide investment advice and as such does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers. Learn more about your ad choices. Visit megaphone.fm/adchoices
  • Dividends Are Irrelevant (Sort Of...) 22.09.2026 21นาที
    *Correction: The five factor model includes market beta, not "quality."00:00 - Intro02:09 - Dividend Irrelevance Theory05:31 - Assumptions10:38 - Dividend Downsides14:35 - Why People Still Like Dividends15:30 - Closing ThoughtsToday we explain dividend irrelevance theory, some common misconceptions about dividends, and why some investors still prefer to focus on stocks that pay dividends.This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio manager at WDS Investment Management, he does not provide advice through The Plain Bagel, which is not affiliated with his employer). Learn more about your ad choices. Visit megaphone.fm/adchoices
  • Styles of Investing | Active, Passive, and More 22.09.2026 11นาที
    The Plain Bagel Episode VIIThere are many different philosophies that investors follow when making investment decisions, some of which directly conflict with other schools of thought. In this video, we'll go over the Active vs Passive debate, as well as Fundamental, Technical, and Quantitative investing.Intro/Outro Music: https://www.bensound.com/royalty-free-musicEpisode Music (Licensed): http://freemusicarchive.org/music/Podington_Bear/Drumming footage:http://www.freemediabank.com/rock-concert-free-hd-stock-footage/ Learn more about your ad choices. Visit megaphone.fm/adchoices
  • Exciting Announcement 22.09.2026 5นาที
    Some exciting news for the channel! Learn more about your ad choices. Visit megaphone.fm/adchoices
  • How Negative Interest Rates Work (And What They Would Mean for the Economy) 22.09.2026 13นาที
    U.S. President Donald Trump has suggested the Federal Reserve should bring interest rates below zero...but what does that even mean? Will you be paid for taking out a loan? We'll answer these questions and more.If you'd like to support the channel, you can do so at Patreon.com/ThePlainBagel :)Intro/Outro Music: https://www.bensound.com/royalty-free-musicEpisode Music:Faster Does It by Kevin MacLeod is licensed under a Creative Commons Attribution license (https://creativecommons.org/licenses/by/4.0/)Source: http://incompetech.com/music/royalty-free/index.html?isrc=USUAN1100794Artist: http://incompetech.com/This video was sponsored by SkillshareDISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution. Richard Coffin is not registered to provide investment advice and as such does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers. Learn more about your ad choices. Visit megaphone.fm/adchoices
  • What Makes an Investment Speculative? 22.09.2026 14นาที
    Visit https://www.squarespace.com/theplainbagel to save 10% off your first purchase of a website ordomain using code THEPLAINBAGEL.Check out my website: www.theplainbagel.comIf you'd like to support the channel, you can do so at Patreon.com/ThePlainBagel :)Tesla's stock has earned astronomical returns lately, but is it a speculative investment? We answer this question and address the difference between speculating and investing in today's Plain Bagel.Intro/Outro Music: https://www.bensound.com/royalty-free-musicDISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard does not have a position in Tesla or GE. Richard Coffin is not registered to provide investment advice and as such does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers.This video was sponsored by Squarespace Learn more about your ad choices. Visit megaphone.fm/adchoices
  • 2023 Finance Rewind - AI and Bank Collapses 22.09.2026 16นาที
    Sign up for Morning Brew (today's sponsor) using the following link to start reading up on the daily happenings in business, finance and technology: https://morningbrewdaily.com/theplainbagelWe've made it to the end of an eventful 2023 - let's take some time to look back at the crazy year it's been.If you'd like to support the channel, you can do so at Patreon.com/ThePlainBagel :)DISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers Learn more about your ad choices. Visit megaphone.fm/adchoices

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