Broke on a Good Salary: Pay Off Debt & Save More for Professional Women
Veronia Spaine
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This podcast is for professional women in their 30s who earn a good salary but still feel broke and stressed about money. Host Veronia, a London-based money coach, paid off £16k of debt in 18 months without giving up her lifestyle. Each week she explains the real reasons behind debt, shares client wins, and teaches simple systems to pay off debt, save money, and stop overspending. The goal is to help listeners feel in control of their finances even if they look fine on paper.
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026: How to Stop Overspending and Pay Off Debt Faster 17.09.2026 14นาทีThere’s a difference between spending money and overspending - and the answer isn’t to stop spending altogether.In this episode, I’m sharing practical ways to stop overspending without feeling like you have to cut out everything you enjoy. We’ll talk about how to become more intentional with your spending, plan for the things you actually want and make faster progress towards paying off your debt.And if you want to finally stop overspending, enjoy your money without the guilt and pay off your debt faster, this is exactly what I help you do inside my 1:1 money coaching.Click here to find out more and book a call. -
025: Why You Keep Overspending and Can’t Pay Off Debt 10.09.2026 15นาทีOverspending isn’t always caused by a lack of discipline or an obsession with avocado toast. Sometimes, the real reason goes much deeper.In this episode, I’m sharing three of the biggest reasons I see professional women overspending - even when they earn good salaries and genuinely want to pay off their debt.And if you’re ready to pay off at least one debt and save one month’s expenses, find out more about my one-to-one money coaching here. And come back for the next episode, where I’ll share how to stop overspending without cutting out everything you enjoy. -
024: You Still Have Time to Change Your Finances in 2026 03.09.2026 13นาทีThere are only four months left of 2026, but that doesn’t mean it’s too late to make a big change with your money.In this episode of Broke on a Good Salary, I’m talking about why you don’t need to wait until January to get serious about your finances..- and just how much progress you could make before the end of the year if you start now.And if you’re ready to pay off at least one debt and save one month’s expenses, that’s exactly what I help you do through 1:1 money coaching. Book a call HERE to find out more. -
023: 3 Things You Should Do While Paying Off Debt 27.08.2026 14นาทีPaying off debt doesn’t mean putting the rest of your financial life on hold.In this episode, I’m sharing three things you should be doing while paying off debt to help you make progress without feeling like your entire life has to revolve around getting to £0 or $0 - and to make sure you’re building towards something bigger than simply becoming debt-free.If you’re making a good salary but debt is stopping you from building savings and moving forward with your bigger financial goals, my 1:1 money coaching can help you pay off at least one debt and save one month’s expenses, so you can finally feel like your salary is taking you somewhere.Book a call HERE to find out more about working together. -
022: Why I Decided to Pay Off My £16,000 of Debt 24.08.2026 14นาทีPaying off £16,000 of debt in 18 months wasn’t just about becoming debt-free - there were much bigger reasons why I decided I didn’t want to spend the next five years making debt payments.In this episode, I’m sharing the personal reasons I decided to pay off my debt and how that decision has shaped what I’ve been able to do with my money and my life since.And if you’re ready to finally pay off your debt, build savings and have more of your salary available for the things you actually want, that’s exactly what I help you do through my 1:1 money coaching. Book a call HERE to find out more. -
021: End of Summer Money Reset: How to Get Your Finances Back on Track 20.08.2026 5นาทีSummer spending can easily knock your finances off track - but you don’t have to wait until the new year to reset.In this quick end-of-summer money check-in, we’re talking about what you need to think about now if you want to finish the year feeling differently about your money.There are only four months left until the end of the year. If you’re earning a good salary but you’re still in debt and don’t want to enter another year in the same position, now is the time to change that. Through my 1:1 money coaching, I’ll help you pay off at least one debt and save one month’s expenses, so you can go into the new year knowing you’ve finally made real progress with your money.Book a call HERE to find out more. -
020: How to Use Your Career Skills to Pay Off Debt Faster 17.08.2026 18นาทีYou’re doing well in your career, earning a good salary and know how to get things done at work - so how can you use those same skills to finally pay off your debt?In this episode of Broke on a Good Salary, I’m sharing three practical ways to take the skills that have helped you progress in your career and apply them to your money. Because you don’t need to become more disciplined or completely change who you are - you may already have the skills you need to start making real financial progress.And if you’re ready to pay off at least one debt and save one month’s expenses so you can start using your salary to build the life you actually want, join me in 1:1 money coaching!Book a free call with me HERE to learn more. -
019: You’re Earning a Good Salary, So Why Are You Still in Debt? 13.08.2026 16นาทีYou’ve worked hard on your career, increased your salary and done everything you thought would help you get ahead financially - so why are you still in debt?In this episode of Broke on a Good Salary, I’m breaking down why so many professional women can be successful in their careers while still overspending, living paycheck to paycheck and feeling financially behind.And if you’re ready to change that, my 1:1 money coaching can help you pay off at least one debt and save one month’s worth of expenses in less than six months, so you can finally start using your salary to build the life you’ve been working so hard for.Book a call HERE to find out more about working together. -
018: How to Save for a House (Even in This Economy) 10.08.2026 20นาทีIs it actually possible to save for a house in this economy -especially when you’re already earning a good salary but still feel nowhere near being able to buy?With house prices feeling increasingly out of reach, it’s easy to assume that buying your own home just isn’t realistic.In this episode of Broke on a Good Salary, I’m breaking down what could actually be stopping you from saving for a house and how to start making that goal feel possible.If you’re earning a good salary but debt is getting in the way of buying your own home, my 1:1 money coaching helps you pay off at least one debt and save one month’s expenses - so you’re on track to finally start saving for your house.Book a call to learn more about 1:1 coaching HERE. -
017: Why Your Debt Is Stopping You From Buying a House 06.08.2026 17นาทีThink buying a house is impossible right now?If you're earning a good salary but still feel like homeownership is getting further away, this episode is for you.I'm sharing one of the biggest reasons I see professional women struggle to make progress towards buying their first home - and why focusing on the right financial goal could help you get there sooner than you think.If you're ready to pay off at least one debt and finally start making real progress towards buying your first home, that's exactly what I help you do in my 1:1 money coaching.Book a call HERE to learn more. -
016: How to Pay Off Debt in Your 30s: 3 Things I'd Do Differently 03.08.2026 15นาทีIf you're in your 30s, earning a good salary, but still carrying debt, you might be wondering why it feels so much heavier than it did a few years ago.In last week's episode, we talked about why debt hits differently in your 30s. In this episode, I'm sharing what I would do differently if I found myself starting my debt-free journey all over again.Whether you're feeling behind on your financial goals, struggling to save for a house, or wondering how you're still in debt despite working hard, this episode will help you see your situation differently and take the next step with confidence.And if you're ready to pay off at least one debt, build lasting savings, and finally feel in control of your money, that's exactly what I help you do through my 1:1 money coaching. You can book a call HERE to learn more. -
015: Why Debt Feels Different in Your 30s (And What It's Really Costing You) 30.07.2026 16นาทีWhy does debt suddenly feel so much heavier in your 30s?If you're in your 30s but still carrying debt, you may have noticed that it's no longer just about the money. It's about what that debt is stopping you from doing.In this episode, I share why debt hits differently as you get older, the mindset shift that changed everything for me, and why understanding what your debt is really costing you is the first step towards finally leaving it behind.And if you're ready to stop letting debt hold you back and want support to pay off at least one debt so you can start building savings and move towards the next chapter of your life with confidence, that's exactly what I help women do through my 1:1 money coaching.You can book a call with me HERE to find out how we could work together. -
014: How My Client Paid Off £4,000 of Debt in Less Than 90 Days (While Earning £60k) 23.07.2026 20นาทีIf you've ever wondered why your debt doesn't seem to be going down, even though you're earning a good salary and making overpayments every month, this episode is for you.In this episode of Broke on a Good Salary, I'm sharing how one of my clients paid off over £4,000 of debt in less than 90 days. She was earning around £60,000, had more than £50,000 of debt across loans and credit cards, and had been stuck in debt for years while dreaming of buying her first home.I'll walk you through the three key changes we made that helped her make real progress with her debt.And if you're ready to pay off at least one debt and build a money system that helps you stay out of debt for good, you can book a call here to learn more about my one-to-one money coaching. -
013: Why Your Pay Rise Hasn't Helped You Pay Off Debt 16.07.2026 16นาทีYou worked hard for your pay rise. You went to university, built your career, climbed the corporate ladder and started earning more money... so why are you still in debt?In this episode of Broke on a Good Salary, I'm sharing the three reasons why earning more hasn't translated into financial progress. If you've ever wondered why your salary keeps increasing but your debt, lack of savings or dream of buying a home hasn't changed, this episode is for you.And if you're ready to pay off at least one debt before the end of the year and want my support, you can learn more about my one-to-one money coaching HERE. -
012: How to Pay Off Debt During the Summer (Without Missing Out) 09.07.2026 14นาทีIn this episode of The Broke on a Good Salary Podcast, I'm sharing why I actually think summer is one of the best times to pay off debt - and why waiting until September could leave you feeling even further away from your financial goals.We'll talk about how to enjoy weddings, holidays, brunches and BBQs without putting your debt payoff on hold, plus the mindset shift that helped me pay off £16,000 of debt in just 18 months.If you're ready to stop putting your financial goals on pause and finally build momentum, this episode is for you.And if you're ready to pay off at least one debt before the end of the year and want my help, that's exactly what I help women do inside my 1:1 money coaching. You can book a call to learn all about that here. -
011: What to Do If You're in Debt and Need to Tell Your Partner 02.07.2026 16นาทีAre you worried about telling your partner you're in debt? Whether you're single, dating, engaged or planning to buy a house, this episode is for you.In this episode of the Broken to Good Salary podcast, I'm sharing what to do if you're in debt and need to tell your partner, why you don't need to wait until you're debt-free to have the conversation, and how having a plan can completely change the way you approach your financial future.If you're ready to stop letting debt hold you back from the next chapter of your life, this episode will show you where to start.And if you're ready to pay off at least one debt so you can move into the next chapter of your life with more confidence, I'd love to help. You can learn more about my one-to-one money coaching by booking a call with me here. -
010: How to Pay Off Debt Before the End of 2026 (My PSS Framework) 25.06.2026 19นาทีWe're officially halfway through 2026, but that doesn't mean it's too late to make progress on your debt.In this episode, I'm sharing why the next six months could completely change your finances and the three things you need to focus on if you want to pay off debt before the end of the year.We'll talk about why so many women lose momentum with their financial goals, how to stop going back into debt, and what it really takes to make consistent progress.And if you're ready to pay off at least one debt before the end of the year and you need my help, that's exactly what I help you do in one-to-one money coaching. To learn more, you can book a call with me here. -
009: Why You Keep Going Back Into Credit Card Debt (And How to Stop) 18.06.2026 18นาทีHave you ever paid off your credit card, promised yourself you’d never go back into debt, and then found yourself using it again a few weeks or months later?In this episode, I'm breaking down the two biggest reasons women keep falling back into credit card debt - and why it has nothing to do with willpower.I'll also be sharing key solutions on what to do instead to make sure you never keep dipping back into your credit card debt ever again. If you're tired of repeating the same debt cycle and want a system that helps you pay off debt and build savings at the same time, this episode is for you.Ready to finally pay off your debt for good? Book a free call with me to learn more about 1:1 coaching here. -
008: How to Budget in 2026 - The Budgeting System I Used to Pay Off Debt and Save Money 11.06.2026 26นาทีIf you've tried budgeting before but still feel like your money disappears every month, this episode is for you.In this episode, I'm breaking down the exact budgeting system I use and teach my clients to help them pay off debt, build savings, and stop living paycheck to paycheck.If you're earning good money but feel like you should be further ahead financially, this episode will help you create a budget that actually works in real life.If you'd like help implementing this system so you can finally pay your off debt and build savings, you can learn more about my 1:1 coaching by booking a call with me here. -
007: Why You Still Haven't Moved Out (Even Though You Live at Home) 04.06.2026 14นาทีYou live at home.You earn a decent salary.You don't have huge household bills.So why does moving out still feel impossible?In this episode, I'm breaking down one of the biggest reasons my clients struggle to move out, save for a house deposit, and make financial progress - even while living at home.Ready to pay off debt and build savings that actually last?Book a call here to learn more about my 1:1 coaching and how I can help you pay off your debt.
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