Smart Money Happy Hour with Rachel Cruze and George Kamel

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  Attention World! This Is What Things Should Cost 17.09.2026 42dk

  💵 Check out the Investing Calculator!   A family trip to the movies can easily cost $80 these days; it’s rough out there! Today we’re talking about the reality of inflation . . . but in a fun way, we promise. Next Steps: ·   🎙️ Catch our episode Common Money Wasters the Average American Falls For. ·   💵 Create a free budget and find more margin with EveryDollar. ·   🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour ·   📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.    Connect With Our Sponsors: ·   Check out the FAIRWINDS Credit Union exclusive account bundle. ·   Get 20% off when you join DeleteMe. ·   Get 20% off with code SMARTMONEY at Cozy Earth.   Today’s Happy Hour Special: 🍹 Peach Julep Recipe By: @Cocktails   ·   6 mint leaves   ·   2 tbsp. diced ripe peach ·   1/2 tsp. simple syrup   ·   1 ounce peach puree ·   1.5 ounces whisky ·   Fresh mint and peach slice for garnish   Instructions: Put 6 mint leaves, 2 tbsp. diced ripe peach, and 1/2 tsp. simple syrup in a glass and muddle. Pour 1 ounce peach puree and 1.5 ounces whisky in glass. Add ice. Then stir. Garnish with fresh mint and a peach slice. Serve and enjoy!   Explore More From Ramsey Network: 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
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  Scale of 1–10: How Strict Are We on These Ramsey Rules? 10.09.2026 45dk

  ❓ Have a money question? Ask Ramsey is here to help!   Have you ever read an “opinions are my own” disclaimer in someone’s social media bio? That’s the vibe of today’s episode. Today we’re confessing (and explaining) some of our most “non-Ramsey” financial takes. Next Steps: ·   🎙️ Catch our episode Decoding Weird Things Dave Ramsey Says ("Plastic" Surgery?) ·    💵 Create a free budget and find more margin with EveryDollar. ·   🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour ·   📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.    Connect With Our Sponsors: ·   Check out the FAIRWINDS Credit Union exclusive account bundle. ·   Get 20% off when you join DeleteMe. ·   Get 20% off with code SMARTMONEY at Cozy Earth.   Today’s Happy Hour Special: 🍷 Blackberry Gin Sour Recipe by Mint & Twist ·   2 ounces London dry or floral gin ·   3/4 ounce fresh lemon juice ·   3/4 ounce blackberry simple syrup  ·   1 egg white, optional for foam   Instructions: Chill a coupe glass in the freezer or fill it with ice while you make the drink. Add the gin, blackberry syrup, lemon juice and egg white to a cocktail shaker without ice. Shake hard for 15 seconds. Add a generous handful of ice and shake again for 15 seconds until well chilled. Tip the ice from the coupe glass and strain the cocktail in. Garnish with fresh blackberries on a skewer.     Explore More From Ramsey Network: 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
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  Financial Experts Rank Your WEIRDEST Unexpected Expenses 03.09.2026 43dk

  💵 Create a free budget and find more margin with EveryDollar.   This one goes out to ole Murphy and that pesky little law of his. (If you know, you know!) Today we’re rating your worst-case scenarios and proving why everyone needs an emergency fund. Next Steps: ·   🎙️ Catch our episode Surprisingly Simple Things That Make You Feel Wealthy. ·   🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour ·   📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.    Connect With Our Sponsors: ·   Check out the FAIRWINDS Credit Union exclusive account bundle. ·   Get 20% off when you join DeleteMe. ·   Get 20% off with code SMARTMONEY at Cozy Earth.   Today’s Happy Hour Special: 🥃 Salty Dog Recipe by Liquor.com ·   1 1/2 ounces gin or vodka ·   3 ounces grapefruit juice, freshly squeezed ·   Garnish: salt rim ·   Garnish: grapefruit slice   Instructions: Wet the rim of a highball glass and dip it in coarse salt. Fill the glass with ice, then add the gin (or vodka) and grapefruit juice, and stir gently to combine. Garnish with a grapefruit slice. Serve and enjoy!   Explore More From Ramsey Network: 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
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  Ultimate Hot Take Compilation: Tacky, Sketchy, Icky and Worth It 01.09.2026 2sa 22dk

  💵 Create a free budget and find more margin with EveryDollar.   When it comes to life and money, we’re full of hot takes. Join us for a nostalgic trip down memory lane as we revisit some of our most hilarious (and unhinged) financial advice episodes. Next Steps: ·   🎙️ Catch our episode Judging People Based on How They Spend Their Money. ·   🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour ·   📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.    Connect With Our Sponsors: ·   Check out the FAIRWINDS Credit Union exclusive account bundle. ·   Get 20% off when you join DeleteMe. ·   Get 20% off with code SMARTMONEY at Cozy Earth.   Today’s Happy Hour Specials: ·   🍸 Tequila Manhattan Recipe: Liquor.com ·   🥧 Caramel Apple Pie Mocktail Recipe: Merry About Town  ·   🥃 Aperol Tequila Sour Recipe: @cocktails  ·   🍹 Cherry Basil Smash Recipe: BevsByBeverly    Explore More From Ramsey Network: 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
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  Finances, Friendship and FUN with Annie F. Downs 27.08.2026 1sa 6dk

  💵 Create a free budget and find more margin with EveryDollar. The “F” in our guest’s name stands for “Fun”—and boy did we have all the fun talking money, relationships, hot takes and more with Annie F. Downs. This one feels like a party, so stick around! Next Steps: · 🎙️ Catch our episode How Matt and Abby Went from Broke College Kids to “Unplanned” Influencers · 📗 Check out Annie’s new book Don’t Let That Hold You Back. · 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour · 📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.    Connect With Our Sponsors: ·   Check out the FAIRWINDS Credit Union exclusive account bundle. ·   Get 20% off when you join DeleteMe. ·   Get 20% off with code SMARTMONEY at Cozy Earth.   Today’s Happy Hour Special: 🍹 Shirley Temple Recipe by: bakingbeauty ·   1.5 tablespoons grenadine ·   1 cup Sprite or club soda ·   1 teaspoon maraschino cherry juice (optional) ·   Maraschino cherries for garnish   Instructions: Pour grenadine into a large glass. Add a dash of cherry juice. Fill glass with ice and top with soda. Garnish with maraschino cherries if desired. Serve and enjoy!   Explore More From Ramsey Network: 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
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  46 Minutes of Unique TikTok Side Hustles 20.08.2026 47dk

  💻 Take the Side Hustle Quiz here!   We all need a little wiggle room in the budget from time to time. Today, we’re reacting to the internet’s latest side hustle quests. Plus, we’ll teach you how to find out which part-time gigs are your perfect match. Next Steps: ·   🎙️ Catch our episode We Judge People’s Ridiculous Money Decisions for 58 Minutes! ·    💵 Create a free budget and find more margin with EveryDollar. ·   🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour ·   📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.    Connect With Our Sponsors: ·   Check out the FAIRWINDS Credit Union exclusive account bundle. ·   Get 20% off when you join DeleteMe. ·   Get 20% off with code SMARTMONEY at Cozy Earth.   Today’s Happy Hour Special: 🥃 Golden Vale Recipe by: @the.sauceress -       2 ounces Powers Irish Whiskey -       3/4 ounce ginger liqueur -       1/2 ounce lemon juice -       1/2 ounce honey syrup -       2 dashes aromatic bitters -       Several sprigs of basil leaves   Instructions: Add lemon juice and basil leaves to a cocktail shaker. Muddle into a pulp. Add all additional ingredients. Shake with ice. Fine strain into a rocks glass over several large pieces of cracked clear ice. Garnish with a dried lemon wheel and a sprig of basil. Serve and enjoy!     Explore More From Ramsey Network: 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
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  Explaining the Lore Behind Ramsey Slang (“Plastic” Surgery?) 13.08.2026 51dk

  Get your ticket for Investing Essentials today! If you’ve ever wondered what phrases like “clock the tea” or “rice and beans” mean—today’s episode is for you. We’re decoding trendy and financial slang (and of course, addressing the haters along the way!)   Next Steps: ·   🎙️ Catch our episode Old School Money Habits Making a Comeback? (We Have Thoughts) ·   💵 Create a free budget and find more margin with EveryDollar. ·   🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour ·   📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.    Connect With Our Sponsors: ·   Check out the FAIRWINDS Credit Union exclusive account bundle. ·   Get 20% off when you join DeleteMe. ·   Get 20% off with code SMARTMONEY at Cozy Earth.   Today’s Happy Hour Special: 🥃 Italian Greyhound Recipe By: nikki.sips ·   1.5 ounces vodka or gin ·   3/4 ounce Aperol ·   1 ounce freshly squeezed grapefruit juice ·   1/2 ounce simple syrup ·   Grapefruit soda, to top ·   2 grapefruit wheels ·   1 sprig of thyme   Instructions: Prep your glass by lining with grapefruit wheels and filling with ice—set in the freezer while you prepare your cocktail. In a shaker, combine spirit, Aperol, simple syrup, and grapefruit juice. Shake with ice for 8 seconds and strain into prepped glass. Top with grapefruit soda and garnish with a sprig of thyme.     Explore More From Ramsey Network: 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
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  Luxury vs. Dupe (Can You Spot the Difference?) 06.08.2026 44dk

  📙 Check out George’s book Breaking Free From Broke. Taste tests, TikTok trends, a little friendly competition—today may be all about “dupe” culture, but don’t worry, this episode is the real deal as always. You don’t want to miss it!   Next Steps: ·   🎙️ Catch our episode Financial Experts Rank the Worst Spending Habits! ·    💵 Create a free budget and find more margin with EveryDollar. ·   🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour ·   📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.    Connect With Our Sponsors: ·   Check out the FAIRWINDS Credit Union exclusive account bundle. ·   Get 20% off when you join DeleteMe. ·   Get 20% off with code SMARTMONEY at Cozy Earth.   Today’s Happy Hour Special: 🍸 Strawberry Kiwi Smash Recipe By: cocktails ·   1/2 kiwi, peeled and diced ·   3 small strawberries, diced ·   2 ounces vodka ·   Juice from half a lime ·   3/4 ounces simple syrup ·   Club soda or flavored seltzer for topping off ·   Diced strawberries and kiwi for garnish   Instructions: Muddle fresh kiwi and strawberries in glass, add vodka, add juice, add simple syrup, shake with ice, pour over ice, then top with club soda. Stir, garnish with diced strawberries and a kiwi slice, serve, and enjoy!     Explore More From Ramsey Network: 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
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  Waste or Worth It: Rating “Life-Changing” Products 30.07.2026 50dk

  💵 Create a free budget and find more margin with EveryDollar.   If every product is “life-changing” then no product is life-changing. We’re calling consumerism’s bluff by judging wellness and lifestyle fads that are overhyped. Next Steps: ·   🎙️ Catch our episode Judging People Based on How They Spend Their Money. ·   🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour ·   📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.    Connect With Our Sponsors: ·   Check out the FAIRWINDS Credit Union exclusive account bundle. ·   Get 20% off when you join DeleteMe. ·   Get up to 40% off the exclusive bundles with code SMARTMONEY at Cozy Earth.   Today’s Happy Hour Special: 🍹Cucumber Mint Refresher Recipe By: mocktailswithlilly ·   2–3 ounces fresh cucumber juice (see notes below) ·   .75 ounces simple syrup or agave ·   3–4 mint leaves ·   Lime sparkling water ·   Ice ·   Mint and cucumber ribbons for garnish   Instructions: Muddle mint with simple syrup. For the cucumber juice, blend chopped cucumber with some water, then fine strain. You can also sub muddled cucumber for a blend-free version! Add cucumber juice, shake, and strain into a glass over ice. Top with sparkling water and enjoy!   Explore More From Ramsey Network: 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
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  Blind Ranking the Internet’s WILDEST Investment Stories 23.07.2026 43dk

  🎟️ Get your ticket for Investing Essentials today! When it comes to money, is boring always best? From everyday internet scams to rare lottery success stories, today we’re blind ranking the good, the bad and the just plain dumb of investing. Next Steps: ·   🎙️ Catch our episode Roasting the Latest Financial and Social Fads (Here to Stay?)! ·   🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour ·   📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.  ·   💵 Create a free budget and find more margin with EveryDollar.   Connect With Our Sponsors: ·   Check out the FAIRWINDS Credit Union exclusive account bundle. ·   Get 20% off when you join DeleteMe. ·   Get up to 40% off the exclusive bundles with code SMARTMONEY at Cozy Earth.   Today’s Happy Hour Special: 🍾 French Blonde Recipe By: Join Jules 2 ounces fresh grapefruit juice 2 ounces  Lillet Blanc 1 ounce gin  1/2 ounce elderflower liqueur 3 dashes lemon bitters   Instructions: In a cocktail shaker, add all ingredients. Add ice and shake. Double strain into a chilled coupe or Nick and Nora. Garnish with a grapefruit slice!       Explore More From Ramsey Network: 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
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  10 Signs You’re Doing Better Than Most Americans 16.07.2026 39dk

  ✅ Connect with one of our Ramsey Trusted providers.  Sure, the world feels like it’s on fire, but hear me out: What if you’re doing better financially than you think? Consider today’s episode the unexpected reset you need! Next Steps: ·   🎙️ Catch our episode 10 Jaw-Dropping Money Stats About the Average American ·   🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour ·   📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.  ·   💵 Create a free budget and find more margin with EveryDollar.   Connect With Our Sponsors: ·   Check out the FAIRWINDS Credit Union exclusive account bundle. ·   Get 20% off when you join DeleteMe. ·   Get up to 40% off the exclusive bundles with code SMARTMONEY at Cozy Earth.   Today’s Happy Hour Special: 🍾 Sauv Blanc Spritz Recipe By: cheesegal -       3 ounces sauvignon blanc -       1 ounce elderflower liqueur -       1 ounce fresh lemon juice -       Lemon seltzer water -       Lemon wheels, for serving   Instructions: In a glass filled with ice, add the sauvignon blanc, elderflower liqueur and fresh lemon juice. Top with lemon seltzer water and stir. Garnish with lemon wheels. Serve and enjoy!   Explore More From Ramsey Network: 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
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  Frugal Hacks That Could Go Too Far 09.07.2026 41dk

  💰 Find extra money in just two weeks with our Money Finder Challenge!   Whether you love or hate frugal living, this one’s for you! We’re exposing common frugal “hacks” that secretly drain your bank account. Tune in to make sure you’re not sabotaging your budget. Next Steps: ·   🎙️ Catch our episode Old School Money Habits Making a Comeback? (We Have Thoughts) ·   🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour ·   📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.  ·    💵 Create a free budget and find more margin with EveryDollar.   Connect With Our Sponsors: ·   Check out the FAIRWINDS Credit Union exclusive account bundle. ·   Get 20% off when you join DeleteMe. ·   Get up to 40% off the exclusive bundles with code SMARTMONEY at Cozy Earth.   Today’s Happy Hour Special: 🍉 Watermelon Mint Mocktail Recipe By: olivianoceda ·   1 lime ·   Dash of maple syrup ·   1/4 cup fresh watermelon ·   1 ounce lime sparkling water ·   Fresh mint ·   Ice   Instructions: Slice half of your lime into wedges. Squeeze 4 wedges into your glass. Add a dash of maple syrup, 0.5–1 ounce of lime juice (depending on how tart you want it), 1 ounce of sparkling water. Add watermelon cubes and muddle. Then, take a handful of mint and slap it between your hands 6–8 times. Rub it on the rim of the glass and add it to the drink. Add ice. Top with sparkling water. Mix and enjoy!   Explore More From Ramsey Network: 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
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  Judging Lifestyle Upgrades: When Is It Finally Okay to Splurge? 02.07.2026 53dk

  📚 Grab a copy of George’s book, Breaking Free From Broke!   At what point does “treat yourself” become a line item in the budget? Today we’re talking about “splurging responsibly” and how to strategically upgrade in your wealth-building journey. Next Steps: ·   🎙️ Catch our episode Are These Common Money Habits Broke, Average or Wealthy? ·   🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour ·   📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.  ·   💵 Create a free budget and find more margin with EveryDollar.   Connect With Our Sponsors: ·   Check out the FAIRWINDS Credit Union exclusive account bundle. ·   Get 20% off when you join DeleteMe. ·   Get up to 40% off the exclusive bundles with code SMARTMONEY at Cozy Earth.   Today’s Happy Hour Special: 🧨 4th of July Mocktail Recipe By: mocksontherocks ·   2 ounces grenadine ·   2/3 Sprite or lemon-lime soda ·   Splash of blue Gatorade   Instructions: Add grenadine to a glass, then fill glass with ice. Fill 2/3 of glass with Sprite and top with blue Gatorade.   Explore More From Ramsey Network: 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
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  Calling Out the Biggest Money Wasters of All Time 25.06.2026 51dk

  💰 Find extra money in just two weeks with our Money Finder Challenge!   We’ve all fallen for a scheme or two on our worst day, but the important question is: How much of your hard-earned cash is still being snatched by these common money wasters? Stay tuned to find out!Next Steps: ·   🎙️ Catch our episode Financial Experts Rank the Worst Spending Habits ·   🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour ·   📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.  ·   💵 Create a free budget and find more margin with EveryDollar.   Connect With Our Sponsors: ·   Check out the FAIRWINDS Credit Union exclusive account bundle. ·   Get 20% off when you join DeleteMe. ·   Get 20% off with code SMARTMONEY at Cozy Earth.   Today’s Happy Hour Special: 🍹🌼 Gin Daisy Recipe by: Kristiwithatwist   ·   2 ounces gin ·   0.75 ounces orange liqueur ·   0.75 ounces lemon juice ·   0.25 ounces grenadine ·   club soda Instructions: Add gin, orange liqueur, lemon juice, and grenadine to a cocktail shaker filled with ice and shake. Strain into a glass over ice and top with club soda.     Explore More From Ramsey Network: 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
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  Surprisingly Simple Things That Make You Feel Wealthy 18.06.2026 45dk

  📈 Need help with investing? Check out our free guide!   When was the first time you didn’t feel broke? Whether you have an answer to that question, or you’re wondering if that day will ever come, today’s episode is for you! Next Steps: ·   🎙️ Catch our episode Reacting to: “If I Can’t Buy a Home, Why Don’t I Just Be Gorgeous?” ·   🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour ·   📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.  ·   💵 Create a free budget and find more margin with EveryDollar.   Connect With Our Sponsors: ·   Check out the FAIRWINDS Credit Union exclusive account bundle. ·   Get 20% off when you join DeleteMe. ·   Get 20% off with code SMARTMONEY at Cozy Earth.   Today’s Happy Hour Special: 🥂 Grand Mimosa Recipe by Inspired Taste ·   1/3 cup sparkling wine ·   1/3 cup orange juice ·   1 tablespoon Grand Marnier Instructions: Add the sparkling wine and orange juice to a champagne flute. Top with Grand Marnier. Serve and enjoy!   Explore More From Ramsey Network: 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
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  Cringe or Cool? People Financially Oversharing on the Internet 11.06.2026 50dk

  💵 Create a free budget and find more margin with EveryDollar.   If you have feelings about married couples requesting coffee payments from each other on Venmo, you’re in the right place. Today we’re unpacking bizarre public money behaviors—stay tuned to find out if you’re guilty! Next Steps: ·   🎙️ Catch our episode Out With the New, In With the Old: Money and Lifestyle Trends. ·   🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour ·   📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.    Connect With Our Sponsors: ·   Check out the FAIRWINDS Credit Union exclusive account bundle. ·   Get 20% off when you join DeleteMe. ·   Get 20% off with code SMARTMONEY at Cozy Earth.   Today’s Happy Hour Special: 🍑 Sweet Georgia Peach Smash Recipe by: Pizzazzerie ·       2 ounces bourbon ·       1 teaspoon lemon juice ·       1 ounce simple syrup ·       3 slices peach ·       1 splash seltzer water Instructions: Fill glass with crushed ice. Combine bourbon, lemon juice, and simple syrup in a cocktail shaker. Shake and strain into glass. Top with a splash of seltzer water and garnish with peach slices.   Explore More From Ramsey Network: 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
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  Ick or Sick: We Judge People’s Financial Drama 04.06.2026 47dk

  💵 Create a free budget and find more margin with EveryDollar.   When it comes to your money, it’s either, “Dude, that’s sick!” or “Major financial ick!” Today we’re telling you exactly what we think about your financial habits using the latest Gen Z buzzwords.   Next Steps: ·   🎙️ Catch our episode Judging People Based on How They Spend Their Money. ·   🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour ·   📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.    Connect With Our Sponsors: ·       Check out the FAIRWINDS Credit Union exclusive account bundle. ·   Get 20% off when you join DeleteMe. ·   Get 20% off with code SMARTMONEY at Cozy Earth.   Today’s Happy Hour Special: 🍹 Cherry Basil Smash Recipe by: BevsByBeverly ·   6 pitted cherries  ·   3 basil leaves ·   .75 ounces fresh lime juice  ·   1 ounce simple syrup ·   2 ounces gin ·   1 ounce soda water    Instructions: Start by adding cherries, lime juice, and simple syrup to a cocktail shaker, and muddle to release as much of the juice from the fruit as possible. Add basil leaves and gently press. Pour in gin and fill with ice. Shake until cold, then pour into a glass. Top off with ice, soda water, and garnish.    Explore More From Ramsey Network: 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
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  Rage-Baiting Ourselves With America’s Shocking Home Prices 28.05.2026 1sa 1dk

  🏡 Get organized to buy or sell your home with our Real Estate Home Base.   If you love an episode of House Hunters or The Price Is Right (or if you’re just nosy about other people’s property value), today’s episode is a must! Plus, Rachel’s husband Winston is here to join the fun and share his real estate expertise.   Next Steps: ·   🎙️ Catch our episode Spilling the Financial Tea With Our Better Halves. ·   🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour ·   📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.  ·   💵 Create a free budget and find more margin with EveryDollar.   Connect With Our Sponsors: ·   Check out the FAIRWINDS Credit Union exclusive account bundle. ·   Get 20% off when you join DeleteMe. ·   Get 20% off with code SMARTMONEY at Cozy Earth.   Today’s Happy Hour Special: 🍹 Ranch Water Recipe by: Liquor.com ·   1 1/2 ounces blanco tequila ·   1/2 ounce fresh lime juice ·   6 ounces Topo Chico   Instructions: Add all ingredients to a highball glass filled with ice, gently stir to combine. Garnish with a lime wedge.   Explore More From Ramsey Network: 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
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  Financial Gaslighting (It’s More Common Than You Think!) 21.05.2026 49dk

  📈 Don’t know where to start with investing? Check out our free Complete Guide to Investing!   Reality TV taught us about “gaslighting”—but did you know it can also apply to your money? Stick around and watch us debunk the toxic communication trap that’s keeping you from building wealth.   Next Steps: ·   🎙️ Catch our episode Love and Money: Financial Decisions People Immediately Regret. ·  🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour ·  📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.  ·  💵 Create a free budget and find more margin with EveryDollar. ·  💻 Watch more of the Rick’s Boats episode. ·  🛳️ Watch this call we took on The Ramsey Show.   Connect With Our Sponsors: ·       Check out the FAIRWINDS Credit Union exclusive account bundle. ·   Get 20% off when you join DeleteMe. ·   Get 20% off with code SMARTMONEY at Cozy Earth.   Today’s Happy Hour Special: 🍹 Mango Mojito Mocktail Recipe by Shivani Loves Food ·      1 ripe mango ·      2 fresh limes ·      2 tablespoons mint leaves ·      3 tablespoons granulated sugar ·      2 cups sparkling water   Instructions: Prepare the simple syrup: Add 3 tablespoons sugar and 3 tablespoons boiling water to a small saucepan over low-medium heat. Cook until the sugar has dissolved and the syrup is just starting to bubble, stirring frequently. Set aside to cool. Peel the mango and add the flesh to the jug of a blender. Juice one of the limes and add the juice to the blender. Blend the mango and lime juice into a smooth puree. You may wish to strain the puree if it has any lumps. Slice the other lime into wedges and add the wedges to a large jug along with the mint leaves. Use a muddler or the back of a wooden spoon to crush the limes and mint to release their flavors. Add the mango puree to the jug along with the simple syrup—I recommend starting with a small amount of simple syrup (1 tablespoon) and adding more later if desired. Top up the jug with sparkling water and give it a stir. Taste the mango mocktail and add more lime, mint or simple syrup if desired. Serve the mango mojito mocktails over ice and garnished with extra mint and lime. Enjoy!   Explore More From Ramsey Network: 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
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  Roasting the Latest Financial and Social Fads (Here to Stay?) 14.05.2026 46dk

  ❓Have a money question? Ask Ramsey is here to help!   The trend pendulum never stops swinging. Today, we’re unpacking financial and lifestyle fads that we’ve seen before . . . and we’ll probably see again in another ten years.     Next Steps: ·   🎙️ Catch our episode Ranking the Worst Financial Habits (and Admitting Our Guilt) ·   🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour ·   📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.  ·   💵 Create a free budget and find more margin with EveryDollar.   Connect With Our Sponsors: ·       Check out the FAIRWINDS Credit Union exclusive account bundle. ·   Get 20% off when you join DeleteMe. ·   Get 20% off with code SMARTMONEY at Cozy Earth.   Today’s Happy Hour Special: 🧊 Cold Brew Cocktail  Recipe by: Cocktails ·      1.5 ounces vodka ·      0.5 ounce simple syrup ·      0.5 ounce coffee liqueur ·      cold brew ·      1/4 cup heavy cream ·      1 teaspoon caramel sauce   Instructions: Add vodka, simple syrup, coffee liqueur, and cold brew to a glass filled with ice. Froth the heavy cream and caramel sauce to create a cold foam. Gently pour cold foam on top of ice. Serve immediately.   Explore More From Ramsey Network: 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices