Rental Income Podcast With Dan Lane

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  The Real Secret To Building Wealth With Rental Properties With Michael Perna (Ep 591) 15.09.2026 28dk

  Michael Perna has been investing in rental properties since he was 20 years old. But one comment from Gary Keller, President of Keller Williams Realty, completely changed the way Michael thinks about building wealth with real estate.On this episode, Michael shares why he believes time is the most powerful force in real estate investing and why he has decided he will never sell his properties. Instead, he plans to hold them for life and eventually pass them down to future generations.Michael explains why he is willing to buy properties that may not work as traditional long-term rentals today. In some cases, he operates them as short-term rentals until rent growth makes them profitable as long-term rentals. His philosophy is that investors shouldn't obsess over what a property makes in year one or two. They should be looking five, ten, or twenty years into the future.We talk about how Michael got started using FHA loans with just 3.5% down, the wealth he has created through rent growth and appreciation, why he says money is a function of time, and whether cash flow or appreciation matters more.We also break down one of Michael's recent deals, including how he found the property and structured the purchase by taking over the seller's 3.5% interest rate.https://rentalincomepodcast.com/episode591Thanks To Our Sponsors:Mid South HomeBuyers – Turnkey Rentals In Memphis, Little Rock, and Dallas. Instant Cash Flow On Day One.PadSplit - Earn 2.5X more rental income with PadSplit's shared housing model.Ridge Lending Group - Ask about the All-In-One loan. A first-position HELOC on rentals.
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  An Experienced Investor Helps a New Landlord Turn Two Rentals Into More With Larry Myer & Brady Newman (Ep 590) 08.09.2026 29dk

  At just 19 years old, Brady Newman already owns two paid-off rental properties. Now he wants to build to 10, but he is figuring out the best path forward. He feels kind of stuck where he is. Veteran investor Larry Myer, who has been investing for 42 years, joins Dan to help Brady create a plan.They discuss finding deals, choosing an area to specialize in, the importance of networking with other local investors, and why paying cash for every property may slow Brady down. Larry explains how financing and a line of credit can help Brady grow while keeping his existing properties working for him. He also shares why, once you become known in a market, opportunities start finding you.https://rentalincomepodcast.com/episode590Thanks To Our Sponsors:PadSplit - Earn 2.5X more rental income with PadSplit's shared housing model.Ridge Lending Group - Ask about the All-In-One loan. A first-position HELOC on rentals.Mid South HomeBuyers – Turnkey Rentals In Memphis, Little Rock, and Dallas. Instant Cash Flow On Day One.
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  The "Little Old Lady House" Strategy That Builds $100k Equity Every Time She Buys A Rental With Gloria Gear (Ep 589) 01.09.2026 27dk

  Gloria Gear likes buying what she calls “little old lady houses”: older, outdated properties that many buyers overlook.She makes inexpensive upgrades that look great without breaking the bank, while also replacing major systems to avoid being nickel and dimed by repairs after a tenant moves in. By buying and improving these properties, Gloria creates approximately $100,000 in equity with each purchase.On this episode, Gloria shares the different financing strategies she has used to buy rentals, the upgrades that deliver the biggest impact for the money, and how she decides where to save and where to spend.She also explains her slow and easy approach to building wealth: buy a rental, fix it up, rent it out, and hold it for the long term. We also discuss her long term goal for her portfolio and why she believes successful rental investing requires constantly learning.https://rentalincomepodcast.com/episode589Thanks To Our Sponsors:Ridge Lending Group - Ask about the All-In-One loan. A first-position HELOC on rentals.MidSouth HomeBuyers – Turnkey Rentals In Memphis, Little Rock, and Dallas. Instant Cash Flow On Day One.PadSplit - Earn 2.5X more rental income with PadSplit's shared housing model.
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  The Overlooked Rental Property Most Investors Aren’t Buying With David Switzer (Ep 588) 25.08.2026 26dk

  When David Switzer first decided he wanted to buy rental properties, he did what a lot of new investors do. He started attending local real estate meetups. But he quickly noticed a problem. Everyone seemed to be looking for the same types of properties, running the same numbers, and struggling to find deals that actually worked.That led David in a completely different direction.Near his home, he came across a small commercial condo for sale. It wasn’t a huge office building or shopping center. In fact, the property cost a fraction of what he would have paid for a single family rental. David realized there was a side of commercial real estate that most small investors weren’t even looking at.On this episode, David shares the pros and cons of owning small commercial properties and how the numbers compare with residential rentals. We talk about how he finds deals, how he screens businesses before renting to them, financing commercial properties, who is responsible for repairs, and some of the strategies that haven’t worked for him.David also shares the problems he has run into along the way and what he has learned from investing in a part of the real estate market that gets far less attention than traditional residential rentals.https://rentalincomepodcast.com/episode588Thanks To Our Sponsors:Rentec Direct - Automate the day-to-day work and make property management easy. Use promo code RIP to get 10% off your first 6 months.PadSplit - Earn 2.5X more rental income with PadSplit's shared housing model.Ridge Lending Group - Ask about the All-In-One loan. A first-position HELOC on rentals.
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  His Local Area Got Too Expensive. Here's Where He Found Cash Flow With John Salcedo (Ep 587) 18.08.2026 24dk

  John Salcedo started investing in rental properties close to home, but as property values, insurance, and taxes climbed, the numbers stopped making sense. Many of the properties he looked at would have generated little or even negative cash flow. Instead of giving up on buying rentals, John changed where he invested.On this episode, John shares how he successfully buys and self-manages rental properties from out of state. We talk about how he finds deals, evaluates properties remotely, handles renovations and turnovers remotely, and fills vacancies without being there in person.John also explains how he finances his rentals and the systems he uses to self-manage from hundreds of miles away. We break down the actual numbers on one of his deals, including the purchase price, rent, mortgage payment, and ongoing expenses. I am running a few minutes late; my previous meeting is running over.John also shares how renovating the property helped him create approximately $100,000 in equity.If you live in an expensive market where rental properties no longer work, this episode shows how looking beyond your local area can open up opportunities for better cash flow and equity growth.https://rentalincomepodcast.com/episode587Thanks To Our Sponsors:PadSplit - Earn 2.5X more rental income with PadSplit's shared housing model.Ridge Lending Group - Ask about the All-In-One loan. A first-position HELOC on rentals.Rentec Direct - Automate the day-to-day work and make property management easy. Use promo code RIP to get 10% off your first 6 months.
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  He Bought A Rental Property With Just $500 Out of Pocket With Justin Robbins (Ep 586) 11.08.2026 24dk

  Justin Robbins got into real estate investing almost by accident. Before he even knew what house hacking was, he was doing it with his primary residence. That experience eventually led him to buy his first rental property because he liked the idea of mailbox money and earning a few hundred dollars a month in extra income.On this episode, Justin shares how he went from that first property to building his rental portfolio. We break down how he financed his purchases, where he found the money for his down payments, the types of neighborhoods he targets, and the properties that have produced the best results for him.We also take a detailed look at one of Justin’s recent deals. The monthly cash flow is thin, but Justin only had to come up with about $500 out of pocket to buy the property. We run through the numbers, look at the financing, and discuss whether a rental with limited cash flow can still be a good investment when there’s almost no money invested in the deal.https://rentalincomepodcast.com/episode586Thanks To Our Sponsors:Ridge Lending Group - Ask about the All-In-One loan. A first-position HELOC on rentals.Rentec Direct - Automate the day-to-day work and make property management easy. Use promo code RIP to get 10% off your first 6 months.PadSplit - Earn 2.5X more rental income with PadSplit's shared housing model.
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  He Started With A House Hack, Bought More Rentals, and Quit His W2 Job With Phillip Henry (Ep 585) 04.08.2026 24dk

  Phillip Henry started investing in real estate with no experience, very little money, and $50,000 in debt. Today, he owns more than 100 rental units that generate over $2 million in annual revenue.On this episode, Phillip shares how house hacking a duplex helped him buy his first property and begin building his portfolio. We walk through his early deals, how he financed properties without traditional 20% down payments, and the deal that finally allowed his rental income to match his salary and leave his job.Phillip also talks about learning through trial and error without a mentor, how many rentals he owned when he quit his job, and whether someone starting today can still follow a similar path. We also discuss cash flow management, reducing the risk of major property expenses, and his advice for investors who want to build a profitable rental portfolio.https://rentalincomepodcast.com/episode585Thanks To Our Sponsors:Rentec Direct - Automate the day-to-day work and make property management easy. Use promo code RIP to get 10% off your first 6 months.PadSplit - Earn 2.5X more rental income with PadSplit's shared housing model.Ridge Lending Group - Ask about the All-In-One loan. A first-position HELOC on rentals.
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  Want More Rental Income? Sweat the Small Stuff With Terry Kerr & Matthew Vanhorn (Ep 584) 28.07.2026 25dk

  The difference between making money and losing money with rental properties often comes down to sweating the small stuff.On this episode, Terry Kerr and Matthew Vanhorn explain why there is no single secret to making a rental property perform well. Instead, success comes from doing dozens of small things consistently, such as pricing rent slightly below market, responding quickly to repair requests, answering tenant calls, and making the property a place tenants want to stay.Terry and Matthew share how they reduce the time it takes to get a property marketed and rented, the steps they take to keep good tenants longer, and why Terry says the name of the game is getting lease renewals. They also offer tips for avoiding nonstop repairs, selecting the right fixtures that save money over time, and handling tenants who fall behind on rent. Matthew explains how they work with tenants to help them get caught up without unnecessarily delaying the eviction process.We also talk about shopping for insurance, comparing apples-to-apples quotes, choosing the right deductible, and why investors should consider more than just the lowest premium when selecting coverage.https://midsouthhomebuyers.comThanks To Our Sponsors:PadSplit - Earn 2.5X more rental income with PadSplit's shared housing model.Ridge Lending Group - Ask about the All-In-One loan. A first-position HELOC on rentals.Rentec Direct - Automate the day-to-day work and make property management easy. Use promo code RIP to get 10% off your first 6 months.
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  The Creative Ways He Finances Rentals Without 20% Down Payments With Spencer Dean (Ep 583) 21.07.2026 29dk

  Spencer Dean wanted to build a rental portfolio, but he did not have enough money to make traditional 20 percent down payments. On this episode, Spencer shares the creative financing strategies he has used to buy rentals with less money out of pocket, including seller financing deals with surprisingly low interest rates.Spencer explains how he finds motivated sellers, structures the legal side of each transaction, and creates solutions for owners facing difficult situations. We walk through several of his deals, including value add properties and homes that were already rent ready.He also shares how postcards have generated most of his opportunities, the types of owners and properties he targets, where he purchases his mailing data, and what he writes on his postcards. Spencer focuses on dependable cash flow and mortgage paydown rather than betting on appreciation.https://rentalincomepodcast.com/episode583Thanks To Our Sponsors:Ridge Lending Group - Ask about the All-In-One loan. A first-position HELOC on rentals.Rentec Direct - Automate the day-to-day work and make property management easy. Use promo code RIP to get 10% off your first 6 months.PadSplit - Earn 2.5X more rental income with PadSplit's shared housing model.
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  Why Monthly Cash Flow Is So Important With Jamie Dietz (Ep 582) 14.07.2026 24dk

  When Jamie Dietz started investing in real estate, he focused on building and selling properties and believed he could make money by timing the market. He was chasing big profits, but he was not paying enough attention to monthly cash flow.That approach eventually caused him to lose several properties.That experience taught Jamie that appreciation can be unpredictable, but cash flow is what helps an investor survive over the long term. He changed his strategy and began buying rental properties that produce dependable income every month.On this episode, Jamie explains why cash flow now drives every investment decision he makes. He breaks down one of his rental deals, including how he found it, how he financed it, what he spent on renovations, the rent, mortgage payment, repair budget, and monthly cash flow.Jamie also talks about transitioning from self management to professional property management, why he prefers simple properties that make solid long term investments, and why buying a cheap property does not always mean you are getting a good cash flowing deal.https://rentalincomepodcast.com/episode582Thanks To Our Sponsors:Rentec Direct - Automate the day-to-day work and make property management easy. Use promo code RIP to get 10% off your first 6 months.PadSplit - Earn 2.5X more rental income with PadSplit's shared housing model.Ridge Lending Group - Ask about the All-In-One loan. A first-position HELOC on rentals.
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  His Rentals Pay All His Living Expenses With Augie Cortez (Ep 581) 07.07.2026 26dk

  Augie Cortez has reached the point that many real estate investors dream about. His rental income covers all of his family's living expenses, giving him a comfortable, low-stress lifestyle. As long as he keeps his properties rented and in good condition, the rentals cover the bills.In this episode, Augie shares how he built his portfolio by buying single-family homes, primarily renting to Section 8 tenants in a great school district. He explains why keeping all of his properties close together has made self-management much easier, why he does most of his own repairs, and how tenant-proofing his rentals has dramatically reduced maintenance headaches.He also explains why providing great service and keeping the properties in good condition has led to tenants staying for many years, which, in turn, reduces his turnover expenses.We also talk about the importance of keeping leverage low and building equity, the lessons he has learned about allowing pets, the toughest challenge he has faced as a landlord, and the advice he would give to anyone who wants to build a rental portfolio that provides financial freedom and peace of mind. https://rentalincomepodcast.com/episode581Thanks To Our Sponsors:PadSplit - Earn 2.5X more rental income with PadSplit's shared housing model.Ridge Lending Group - Ask about the All-In-One loan. A first-position HELOC on rentals.Rentec Direct - Automate the day-to-day work and make property management easy. Use promo code RIP to get 10% off your first 6 months.
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  He's Paying Off A Few Rentals To Secure His Future With Chris Sherman (Ep 580) 30.06.2026 23dk

  Chris Sherman runs a successful business, but he knows that no business is guaranteed forever. That's why his goal is to build enough rental income to eventually replace the income his business generates, giving him financial security no matter what happens.On this episode, Chris shares the strategy he's using to grow his portfolio while aggressively paying down debt to create long-term cash flow.We break down the numbers behind his rentals, including total rental income, mortgage payments, property taxes, insurance costs, and how he budgets for repairs, vacancies, and unexpected expenses.Chris also explains how much cash he keeps in reserve, why he and his wife self-manage all their properties, and how they divide responsibilities to make portfolio management efficient. He also talks about why he prefers buying rentals close to home and the advantages that gives him as a self-manager.We also dive into Chris's commercial office suite, which he purchased for his business and paid off in just 50 months. He explains how his LLC structure works, why leasing the office back to his own business creates tax advantages, and the different financing strategies he's used to acquire rental properties over the years.https://rentalincomepodcast.com/episode580Thanks To Our Sponsors:Ridge Lending Group - Ask about the All-In-One loan. A first-position HELOC on rentals.Rentec Direct - Automate the day-to-day work and make property management easy. Use promo code RIP to get 10% off your first 6 months.MidSouth HomeBuyers – Turnkey Rentals In Memphis, Little Rock, and Dallas. Instant cash flow on day 1.Do you want to tell your investing story on the podcast? Contact Dan Lane here.
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  Bonus: How a HELOC Can Help You Build Equity Faster and Stay Flexible 25.06.2026 23dk

  On this bonus episode, we're joined by Caeli Ridge, President of Ridge Lending Group, to talk about one of the most powerful financing tools available to rental property investors: the HELOC.Caeli explains how investors can use a traditional HELOC to buy more rentals, why seasoning requirements matter, and how married couples should structure ownership to avoid underwriting headaches. She also shares the terms and conditions investors need to pay close attention to when getting a HELOC.We also take a deep dive into the All-In-One First Position HELOC, a unique loan product that combines a line of credit and a checking account into a single account. Caeli explains how it works, how it can dramatically reduce the amount of interest you pay over the life of the loan, and the simple strategy that helps investors build equity faster in their properties.Finally, we discuss one of the biggest advantages of using a HELOC: flexibility. Caeli explains why it's much easier to access equity through a line of credit than after paying down a traditional mortgage, when you have to do a cash-out refi or sell the property to access equity. We also discuss how borrowers can tap into funds quickly when a great investment opportunity arises, and why the ability to skip required monthly principal payments during tight financial periods can provide valuable peace of mind for real estate investors.Contact Caeli:https://[email protected]
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  How He Went From Listening To This Podcast To Over $40,000 A Month With Chase Bauer (Ep 579) 23.06.2026 23dk

  Ten years ago, Chase Bauer was commuting to work and listening to the Rental Income Podcast every day, dreaming about buying his first rental property. He had no idea how to get started, but after hearing enough success stories, he finally took the leap and bought a rental that generated just $400 per month in cash flow.Fast forward ten years, and Chase has built a portfolio that generates more than $1 million per year in rent and nets over $40,000 per month after expenses.On this episode, Chase shares exactly how he scaled from one rental to 80 doors. We discuss how his original goal was simply to own 15 doors, and how each purchase became easier as he gained experience, built systems, and developed relationships with contractors. He explains how he came up with down payments, the price range he targeted, and why keeping his properties concentrated in one small geographic area has been a major advantage.We also talk about his market, why most of his tenants use Section 8 housing assistance, and how that has provided a consistent source of qualified tenants. Chase explains how he self-manages the entire portfolio while still working a full-time job, the biggest challenges he faces as a landlord, and the level of rehab he typically performs on newly acquired properties.Finally, we dive into the numbers. Chase breaks down his portfolio's rental income, mortgage payments, maintenance costs, and overall profitability. He also walks us through the numbers on his most recent acquisition and shares practical advice for listeners who want to follow a similar path.https://rentalincomepodcast.com/episode579Thanks To Our Sponsors:Rentec Direct - Automate the day-to-day work and make property management easy. Use promo code RIP to get 10% off your first 6 months.The Guarantors – Protect your property against losses, rent defaults, vacancies, lease breaks, damages, and more. All without increasing your operating expenses.Ridge Lending Group - Making the investment mortgage process simple and stress-free. Sign up for a free 30-minute investor strategy session.
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  Using A HELOC and Private Lenders To Buy Rentals With Nick Disney (Ep 578) 16.06.2026 24dk

  A lot of real estate investors think the biggest hurdle to buying more rentals is saving enough money for down payments. Nick Disney has taken a different approach.Instead of waiting years to build up cash, Nick uses HELOCs and private lenders as short-term financing tools to acquire and renovate properties. Once the property is stabilized, he refinances into long-term financing, pays back the HELOC or private lender, and frees up that capital to do it all over again.On this episode, Nick breaks down his strategy for scaling a rental portfolio without constantly saving for the next down payment. He explains how he finds private lenders, the types of people most likely to become funding partners, and how paying off a few rental properties created new opportunities through HELOCs.Nick also walks us through a recent deal, sharing the actual numbers and showing exactly how he used private money to make the purchase work.Plus, we discuss the biggest expense in his rental business and the strategies he uses to keep tenants longer and reduce turnover.If you've ever wondered how investors continue buying properties without piles of cash sitting in the bank, this episode is packed with practical strategies you can put to work right away.https://rentalincomepodcast.com/episode578Thanks To Our Sponsors:MidSouth HomeBuyers – Turnkey Rentals In Memphis, Little Rock, and Dallas. Instant cash flow on day 1.Ridge Lending Group - Ask about the All-In-One loan. A first-position HELOC on rentals.Rentec Direct - Automate the day-to-day work and make property management easy. Use promo code RIP to get 10% off your first 6 months.
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  Her Husband Dragged Her Into Rentals. Now She Loves Them With Jenny Brown (Ep 577) 09.06.2026 25dk

  Buying rental properties wasn't Jenny Brown's dream at first. It was her husband's. In fact, Jenny got pulled into real estate investing because her husband kept handing her paperwork to complete. But once she got involved, she discovered a passion for building wealth through rental properties. Today, she and her husband own a portfolio of rental homes in solid rental neighborhoods.On this episode, Jenny shares the story of buying her first rentals, renovating them, and renting to students attending a nearby college. She discusses how they financed their early purchases, the lessons learned from managing their first ten properties, and the moment she began to see the long-term potential of real estate investing. Jenny also explains how she eventually made the decision to leave her job and focus full-time on managing their growing portfolio.We also dive into the nuts and bolts of running a rental business. Jenny explains how they handled rehabs themselves in the early days before building a trusted team of contractors, how they manage maintenance requests, and a simple system they've developed that dramatically reduces the time spent showing vacant properties.She also discusses their plans to sell underperforming rentals and trade up into better assets, along with practical advice for investors looking to build a successful rental portfolio of their own.https://rentalincomepodcast.com/episode577Thanks To Our Sponsors:Ridge Lending Group - Making the investment mortgage process simple and stress-free. Sign up for a free 30-minute investor strategy session.Rentec Direct - Automate the day-to-day work and make property management easy. Use promo code RIP to get 10% off your first 6 months.MidSouth HomeBuyers – Turnkey Rentals In Memphis, Little Rock, and Dallas. Instant cash flow on day 1.
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  Can You Make Money With Cheap Rentals? This Investor Is. With Mike Bonadies (Ep 576) 02.06.2026 22dk

  Many real estate investors avoid C- and D-class neighborhoods due to crime, older housing stock, and management challenges. Mike Bonadies sees opportunity where others see problems.On this episode, Mike explains why he focuses on lower-income neighborhoods and how those properties have allowed him to build and scale a large portfolio. We look at the types of properties he's buying, what he's paying, how much rehab they're typically needing, and the numbers that make these deals work.With a lower barrier to entry and strong cash-flow potential, Mike believes these markets can offer opportunities difficult to find elsewhere.We also get into the realities of owning low-income housing. Mike talks about working with Section 8 and other government assistance programs, dealing with inspections, navigating government red tape, and why these properties are anything but passive investments.He shares some of the biggest challenges he's facing today, including applicants using AI-generated pay stubs and bank statements, as well as the steps he's taking to verify income and avoid costly mistakes. Finally, Mike reveals the key numbers he tracks and the one thing investors can do to increase their chances of success in low-income housing.https://rentalincomepodcast.com/episode576Thanks To Our Sponsors:Rentec Direct - Automate the day-to-day work and make property management easy. Use promo code RIP to get 10% off your first 6 months.Ridge Lending Group - Making the investment mortgage process simple and stress-free. Sign up for a free 30-minute investor strategy session.MidSouth HomeBuyers – Turnkey Rentals In Memphis, Little Rock, and Dallas. Instant cash flow on day 1.
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  He Sold All His Rentals Twice. (Now, He's Buying Again) With Steve Whetzel (Ep 575) 26.05.2026 25dk

  Steve Whetzel has tried real estate investing three different times over the last 30 years, and the first two attempts didn’t end the way he hoped.On this episode, we look back at each chapter of his investing journey to see what went wrong, what went right, and whether it would have been possible to hold onto the properties instead of selling. Steve shares how each experience shaped the investor he is today.Steve bought his first rental properties back in 1996, long before podcasts, YouTube channels, and online communities made real estate investing easier to learn. As a young entrepreneur, he figured things out on his own and quickly bought two properties. The investments were working, but he was also trying to grow a business and eventually realized he didn’t have the time or focus to do both. A few years later, he sold the properties and moved on.About 15 years later, Steve decided to give investing another shot.This time he bought five out-of-state rentals and found what looked like great opportunities. We talk about how he found the deals, and the painful experience of losing $20,000 to a contractor who disappeared with his money. Steve explains how he recovered from that setback, found a better contractor, and got things back on track. But life took another turn when he went through a divorce and suddenly found himself raising five kids as a single dad. With so much on his plate, he made the difficult decision to sell the properties again.Now, Steve is back for a third attempt at investing, and this time things are different.His kids are older, the timing in his life is better, and he’s focused on building a portfolio of out-of-state Airbnb properties. We talk about what he’s doing differently today, the lessons he learned from his previous failures, and why those earlier experiences may have been exactly what he needed to become a better investor now.https://rentalincomepodcast.com/episode575Thanks To Our Sponsors:Revenued - Get working capital for your rentals quickly with a line of credit.Flock Homes - Retire from real estate investing and landlording (whether it’s one problem property or your whole portfolio) through a 721 Exchange. Ridge Lending Group - Making the investment mortgage process simple and stress-free. Sign up for a free 30-minute investor strategy session.Rental Accounting Software Made Easy. Free 30 Day Trial.
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  House Hacking Is The Best Way To Buy Rentals & How To Get A 2% Mortgage Rate Today With Ryan Thomson (Ep 574) 19.05.2026 29dk

  Ryan Thomson has gone all in on house hacking and believes it’s one of the fastest ways to build a rental portfolio. Ryan loves house hacking because of the favorable financing. Instead of putting 20–25% down like a traditional investment property, he was able to buy properties with as little as 5% down while also getting some of the best interest rates available.Today, Ryan generates over $30,000 a year in profit from just 5 rentals that all started as house hacks.On this episode, Ryan explains how he was able to live for free while doubling the mortgage payment with rental income from roommates and tenants. We talk about why he uses a property manager even though he lives in the properties, and how he sets up chores and systems to keep shared living spaces clean and organized. Ryan also talks honestly about what it was like moving every year for 5 years straight and why, despite how difficult it was, the financial freedom it created made it completely worth it.What makes Ryan’s story even more interesting is that he wasn’t making a huge income when he got started, proving that building a portfolio doesn’t require a high salary if you’re willing to sacrifice and think creatively.We also dive into assumable mortgages, which Ryan has become an expert on.Ryan explains how investors can buy properties and take over existing 2%, 3%, or 4% mortgage rates from sellers. We talk about which types of loans are assumable, how to approach sellers that may not even realize this is an option, how much cash you typically need to bring to the deal, and the timeframe to get an assumable loan approved.https://rentalincomepodcast.com/episode574Thanks To Our Sponsors:Flock Homes - Retire from real estate investing and landlording (whether it’s one problem property or your whole portfolio) through a 721 Exchange. Ridge Lending Group - Making the investment mortgage process simple and stress-free. Sign up for a free 30-minute investor strategy session.Revenued - Get working capital for your rentals quickly with a line of credit.
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  Bonus: This Company Will Pay Your Rent If Your Tenant Stops Paying 14.05.2026 20dk

  When a rental sits vacant, landlords lose money every single day. In the past, many investors waited for the “perfect” tenant, but today, many renters who may look risky on paper could end up being great long-term tenants.The challenge for landlords is figuring out how to reduce the risk of a tenant stopping payment or damaging the property.On this bonus episode, we talk to Jamison Theander from TheGuarantors about how landlords can rent properties faster while reducing risk. Jamison explains how TheGuarantors offers a lease guarantee that will pay the rent if a tenant defaults, at no cost to the landlord.We talk about what TheGuarantors looks for when approving tenants, how quickly approvals happen, and why this can help landlords feel more comfortable approving applicants they might normally pass on.We also discuss the different types of coverage available, including protection for missed rent and damage coverage with deposit replacement protection. Jamison explains why this can provide landlords with significantly more protection than a traditional security deposit, how customizable the coverage is, and what the cost looks like for tenants. If you’ve ever struggled with balancing vacancy, tenant quality, and risk, this episode offers a different way to think about screening and protecting your rentals.More info:https://www.theguarantors.comThanks To Our Sponsor:Revenued - Get working capital for your rentals quickly with a line of credit.