The Plain Bagel

Why Investors Love Dividends (And Why They Can Be Dangerous) 16.09.2026 11мин

Ever wonder what all the hype around dividends is? With today's video, we'll dive into how dividends work, why people like them so much, and what to look out for when hunting them down.Intro/Outro Music: https://www.bensound.com/royalty-free-musicEpisode Music: http://freemusicarchive.org/music/Podington_Bear/DISCLAIMER:Richard does not have a personal position in any of the referenced companies. This channel is for education purposes only and is not affiliated with any financial institution. Richard Coffin is not registered to provide investment advice and as such does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers. Learn more about your ad choices. Visit megaphone.fm/adchoices

Stocks | How Equity Earns You Money 16.09.2026 10мин

The Plain Bagel Episode IIIShares represent a percentage ownership of a business. This video covers investing in equity, and how stocks payoff for investors.Intro/Outro Music: https://www.bensound.com/royalty-free-musicEpisode Music (Licensed): http://freemusicarchive.org/music/Podington_Bear/Sources:http://www.bankrate.com/investing/millennials-slow-to-start-investing-in-stock-market-bankrate-survey-finds/http://www.businessinsider.com/50-cent-files-for-bankruptcy-2015-7https://data.worldbank.org/indicator/NY.GDP.MKTP.KD.ZG?end=2016&locations=IN&start=1976https://ycharts.com/companies/NKE/shares_outstanding Learn more about your ad choices. Visit megaphone.fm/adchoices

The Bitcoin Treasury "Infinite Money Glitch" 16.09.2026 20мин

Richard does not hold a position in MSTR or any other bitcoin treasury companies.Bitcoin treasuries have become a popular strategy for companies thanks to Michael Saylor and his firm Strategy (formerly MicroStrategy). Let's dive into how this idea has taken off, and what it means for bitcoin.If you'd like to support the channel, you can do so at https://www.patreon.com/c/ThePlainBagel :)DISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers Learn more about your ad choices. Visit megaphone.fm/adchoices

Managed Solutions | ETFs and Robo Advisors 16.09.2026 11мин

The Plain Bagel Episode VIManaged solutions can come with pretty high fees, which has led to the development of low cost investment vehicle alternatives. In this video, we discuss the popular Exchange-Traded Fund (ETF) as well as the topical Robo-Advisor.Intro/Outro Music: https://www.bensound.com/royalty-free-musicEpisode Music (Licensed): http://freemusicarchive.org/music/Podington_Bear/Sources:https://www.ific.ca/en/info/stats-and-facts/https://www.investopedia.com/terms/r/roboadvisor-roboadviser.asp Learn more about your ad choices. Visit megaphone.fm/adchoices

The Sketchy Companies Paying YouTubers to Promote Their Stock 16.09.2026 26мин

Spreadsheet: https://docs.google.com/spreadsheets/d/1NgOmPul65qG_S7I774bc7YfFtL7cWsz6GtSabXhGKwQ/edit?usp=sharingI went through 123 YouTube videos promoting stocks to dig into the companies behind the sponsorships...and found some shocking stuff.DISCLAIMER:This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio manager at WDS Investment Management, he does not provide advice through The Plain Bagel, which is not affiliated with his employer). Richard makes no warranties regarding the accuracy of data included in this video. Learn more about your ad choices. Visit megaphone.fm/adchoices

What Constitutes Market Manipulation? Featuring @LegalEagle 16.09.2026 22мин

There's been a lot of discussion around whether Keith Gill is manipulating GameStop shares - let's dive into whether or not this could be legally considered a pump and dump.Thank you @LegalEagle for lending your expertise!If you'd like to support the channel, you can do so at Patreon.com/ThePlainBagel :)DISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers Learn more about your ad choices. Visit megaphone.fm/adchoices

The SpaceX IPO Is Wild 16.09.2026 28мин

00:00 - Introduction03:44 - SpaceX Overview04:53 - IPO Details05:47 - Insane Valuation06:53 - The Wild Prospectus11:02 - The Retail Push11:38 - Other IPOs (Anthropic and OpenAI)13:23 - The Concerns16:56 - Crowding Out Risk17:58 - The AI Bubble20:24 - Concluding ThoughtsSpaceX IPOs today, and Anthropic/OpenAI are looking to go public in the near term. Today we discuss the trend, what it means for markets, and how it balances against fears of an AI bubble.DISCLAIMER:This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio manager at WDS Investment Management, he does not provide advice through The Plain Bagel, which is not affiliated with his employer). Richard makes no warranties regarding the accuracy of data included in this video. Learn more about your ad choices. Visit megaphone.fm/adchoices

Plain Bagel QandA 5 | Mostly Weed Stock Questions 16.09.2026 10мин

Check out Brandon Beavis' channel, Brandon Beavis Investing! Great guy with an impressive number of investment certifications for his age!https://www.youtube.com/channel/UCoYDuEolAYsjQzzqe2dh1sgEpisode Music:Marty Gots a Plan by Kevin MacLeod is licensed under a Creative Commons Attribution license (https://creativecommons.org/licenses/by/4.0/)Source: http://incompetech.com/music/royalty-free/index.html?isrc=USUAN1100671DISCLAIMER:Richard does not have a personal holding in any of the referenced companies. The videos on this channel are for education purposes only and do not constitute financial advice. Richard Coffin is not registered to provide investment advice and as such does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers and his content should not be used as a basis for investment trades. Learn more about your ad choices. Visit megaphone.fm/adchoices

Bonds | Using Debt to Invest 16.09.2026 9мин

The Plain Bagel Episode IICompanies use debt to help fund their projects, borrowing money from investors to grow their business. This video covers bonds, the instrument these firms use to raise their debt.Intro/Outro Music: https://www.bensound.com/royalty-free-musicEpisode Music (Licensed): http://freemusicarchive.org/music/Podington_Bear/ Learn more about your ad choices. Visit megaphone.fm/adchoices

"Crash-Proof" Investments: How Safe Havens Performed in Our Recent Bear Market 16.09.2026 16мин

The first 1000 people who click the link will get 2 free months of Skillshare Premium: https://skl.sh/theplainbagel6If you'd like to support the channel, you can do so at Patreon.com/ThePlainBagel :)Intro/Outro Music: https://www.bensound.com/royalty-free-musicIt's been a scary first quarter for stock market investors, and many may have considered selling their positions to enter certain safe haven positions. But as you'll see, these investments may not provide you the insurance you expect against stock market crashes.This video was sponsored by SkillshareDISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin is not registered to provide investment advice and as such does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers. Learn more about your ad choices. Visit megaphone.fm/adchoices

Capitalization and Depreciation Explained 16.09.2026 14мин

Wallmine link: https://wallmine.com/users/sign-up?r=18im&utm_source=youtube&utm_medium=plainbagel&utm_campaign=plainbagelCLARIFICATION: while R&D can be capitalized under IFRS (international accounting system), most R&D expenses cannot be capitalized under U.S. GAAP (the accounting system used by American companies).Capitalization and depreciation can be confusing topics, but they are worth understanding, as they can materially impact the numbers you see on the income statement. Today we’ll go over the topics and what you can do to circumvent the impact of lax assumptions on profit numbers.Intro/Outro Music: https://www.bensound.com/royalty-free-musicDISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution. Richard Coffin is not registered to provide investment advice and as such does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers. Learn more about your ad choices. Visit megaphone.fm/adchoices

Risk - Understanding Investment Uncertainty 16.09.2026 13мин

The Plain Bagel Episode XIn investments, you can't have return without taking on some risk. Today, let's look into better understanding the types of risks we'll face with our holdings, and how we can manage them.Sources: https://www.osc.gov.on.ca/documents/en/Investors/inv_research_20171127_missing-out-report.pdfIntro/Outro Music: https://www.bensound.com/royalty-free-musicEpisode Music: http://freemusicarchive.org/music/Podington_Bear/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Why I Don't Do YouTube Full-Time 16.09.2026 16мин

Bit of a one off, more personal video on why I don't commit to doing YouTube full time. Learn more about your ad choices. Visit megaphone.fm/adchoices

Behavioral Finance | Investor Irrationality 16.09.2026 10мин

The Plain Bagel Episode XIAs humans, we tend to fall victim to different biases when making financial decisions. Let's take a look at behavioral finance and explore how we can circumvent these common pitfalls.Intro/Outro Music: https://www.bensound.com/royalty-free-musicEpisode Music: http://freemusicarchive.org/music/Podington_Bear/ Learn more about your ad choices. Visit megaphone.fm/adchoices

The Fundamentals | Why is Investing Important? 16.09.2026 12мин

The Plain Bagel Episode ILet's start from the beginning - what is investing? This video covers some basic concepts, and strives to argue why its important to learn more about investing.To skip over the basic concept's section, jump to 3:08.Intro/Outro Music: https://www.bensound.com/royalty-free-musicEpisode Music (Licensed): http://freemusicarchive.org/music/Podington_Bear/Sources:https://www.canadianveterinarians.net/documents/canada-s-pet-wellness-report2011http://www.broadbentinstitute.ca/canadians_approaching_retirement_with_totally_inadequate_savings_seniors_poverty_rates_increasing_new_study http://business.financialpost.com/personal-finance/managing-wealth/more-than-two-thirds-of-canadians-worry-a-lot-about-money-but-69-still-dont-have-a-planhttp://www.inflation.eu/inflation-rates/canada/historic-inflation/cpi-inflation-canada.aspx Learn more about your ad choices. Visit megaphone.fm/adchoices

Covered Calls Explained - The Cost of Income 16.09.2026 16мин

The covered call strategy is popular online given its ability to generate "bonus income," but it comes with its drawbacks. We'll dive into both the pros and cons with today's video.00:00 – Intro02:05 – Covered Call Overview04:44 – The Pros05:41 – The Cons09:16 – Risk-Adjusted Returns10:48 – Why You Need to Be Cautious11:33 - ConclusionDISCLAIMER: This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio manager at WDS Investment Management, he does not provide advice through The Plain Bagel, which is not affiliated with his employer). Learn more about your ad choices. Visit megaphone.fm/adchoices

The COVID-19 Stock Market Correction - Let's Talk 16.09.2026 17мин

Up-to-date COVID-19 figures: https://gisanddata.maps.arcgis.com/apps/opsdashboard/index.html?utm_source=Global+Health+NOW+Main+List&utm_campaign=2741a95be8-EMAIL_CAMPAIGN_2020_02_24_01_37&utm_medium=email&utm_term=0_8d0d062dbd-2741a95be8-884823#/bda7594740fd40299423467b48e9ecf6Doctor Mike's Channel: https://www.youtube.com/channel/UC0QHWhjbe5fGJEPz3sVb6nwThe coronavirus has been making headlines, but while many are concerned about the health implications, others are worried that the impending pandemic will cause a recession. Let's talk about the situation and what to consider before making an investment decision.If you'd like to support the channel, you can do so at Patreon.com/ThePlainBagel :)DISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin is not registered to provide investment advice and as such does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers. Learn more about your ad choices. Visit megaphone.fm/adchoices

100K Subscribers... Thank You! (Also Shirts!) 16.09.2026 4мин

This week we hit 100K subscribers... thank you!I will be posting a video once shirts are available, stay tuned. :)If you haven't seen the Ted Ed video yet, here's a link: https://youtu.be/SwaCg7Gwtzw Learn more about your ad choices. Visit megaphone.fm/adchoices

The IPO Process 16.09.2026 12мин

It's a big deal when a stock IPOs, and you may be interested in participating, but it's important to understand the IPO process before jumping on the bandwagon, because as you'll see, you face some unique risks and disadvantages when buying a company's first shares.Intro/Outro Music: https://www.bensound.com/royalty-free-musicDISCLAIMER:Richard does not have a personal holding in any of the referenced companies. This channel is for education purposes only and is not affiliated with any financial institution. Richard Coffin is not registered to provide investment advice and as such does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers. Learn more about your ad choices. Visit megaphone.fm/adchoices