Retire SMART Podcast

Épisodes

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  Ep 481. A Roth IRA on Steroids? 19.09.2026 12min

  Today David explores FNBO’s continued expansion through a major Colorado bank acquisition and explains why scale matters in an increasingly competitive banking industry. The conversation then dives into sophisticated wealth-building strategies like private placement life insurance before tackling Social Security’s long-term funding challenges and potential solutions, including changes to taxes, eligibility ages, and retirement income planning.
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  Ep 480. The Widow’s Dilemma 18.09.2026 11min

  What questions should I ask when interviewing a financial advisor? As a widowed 46-year-old, and feeling like I must start all over, how am I to navigate the life insurance company contesting the death benefit, forcing me to live off a rapidly dwindling savings? And why is it that when a surviving spouse moves from filing jointly to filing single, they are typically pushed into a higher tax bracket? David Brooks has answers to these questions in today’s Q&A episode.
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  Ep 479. The Medicare Mistakes That Could Cost You Thousands 17.09.2026 9min

  With Medicare open enrollment approaching, David sits down with financial advisor Blake Grimm to break down the key changes coming for 2027 and the important decisions retirees face when choosing between Medicare, employer coverage, Medicare Advantage, and supplemental plans. They also discuss how healthcare costs, taxes, HSAs, and even moving to another state can affect your overall retirement strategy.
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  Ep 478. The AI Jobs Apocalypse Is Postponed 16.09.2026 11min

  In this episode, David breaks down the Nebraska football season opener, what impressed him, and where the Huskers still need to improve. The conversation then turns to Medicare, rising oil prices and their impact on markets, surprisingly strong corporate earnings, the continued creation of jobs through AI and the trades, and the ongoing U.S.–Canada tariff dispute.
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  Ep 477. Why Is LeBron Borrowing $300 Million? 12.09.2026 11min

  Omaha lands among the best U.S. cities for career opportunities, pay, and quality of life—but what makes it such a strong place to work? David also breaks down why LeBron James borrowed nearly $300 million and how wealthy investors can use lending and tax strategies to grow their wealth.
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  Ep 476. Why do Businesses Need to Grow? 11.09.2026 10min

  Is there a point at which a business is “right sized” and should cease trying to stop growing? Can Retire SMART provide a smooth path to retirement solution for those left in the wake of the mass-layoff at PayPal? And is David buying or selling Big Red Football under Mat Rhule in year 4? David Brooks has answers to these questions in today’s Q&A episode.
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  Ep 475. From the Navy to NASCAR 10.09.2026 13min

  What does it take to completely reinvent your life and pursue a dream later than most people ever would? Our special guest, Jesse Iwuji, shares his incredible journey from the Naval Academy and U.S. Navy to becoming a NASCAR driver—and the mindset, faith, and perseverance that helped him get there.
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  Ep 474. Is the Fed About to Raise Rates? 09.09.2026 10min

  The new Federal Reserve chairman is already making waves, with markets increasingly expecting another interest rate hike this September. David also weighs in on the massive data center boom and how communities can structure these deals to benefit local residents for the long term.
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  Ep 473. Off-Set Retirement and Hidden Market Returns 05.09.2026 9min

  Today, David and Chip explore changing ideas around retirement—including working longer or taking “mini-retirements”—and break down the surprising market phenomenon showing why so much of the stock market’s long-term return can come from what happens between the closing and opening bells. All of that along with Buc-ee’s expansion and why businesses follow favorable economic conditions.
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  Ep 472. Floating Data Centers? 04.09.2026 9min

  What are we to make of Samsung’s proposal for floating data centers out in the ocean? What should I expect to learn at a Retire SMART Taxes in Retirement presentation? And what’s the best approach to discussing with my wife who is ready to retire that we likely don’t have enough money saved up for it? David Brooks has answers to these questions in today’s Q&A episode.
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  Ep 471. The Retirement Ages You Can’t Afford to Miss 03.09.2026 12min

  From catch-up contributions at 50 to Medicare penalties at 63 and required distributions at 73 or 75, there are several “red letter” ages that can have a major impact on your retirement strategy. David and Sean Swanson break down the key ages to know—and why planning ahead for them can potentially save you money and give you more flexibility in retirement.
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  Ep 470. Diversification & the Surprising Power of the S&P 500 02.09.2026 12min

  What if chasing America’s biggest and best-performing company actually left you with far less money than simply owning the broader market? We look at some surprising long-term investment data—including why diversification can outperform concentration and why the traditional appeal of dividend investing may be changing in today’s market.
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  Ep 469. The Dark Side of Gold Investing 29.08.2026 12min

  This episode takes a look at several financial stories raising important questions about regulation, risk, and the rapidly changing economy. We discuss JPMorgan's relationship with prediction-market company Polymarket, the bankruptcy of a gold IRA company and the dangers facing investors, the economic impact of data centers, and why investors may want to reconsider keeping too much of their wealth sitting in cash.
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  Ep 468. Overnight Trading 28.08.2026 10min

  What are we to make of the Nasdaq’s addition of an overnight trading session from 9pm to 4am? As a 66-year-old who has no desire to retire soon, and who is in good shape financially, what should I plan for in the event I cannot work and how should I approach my investments? And with some money in an after-tax account that I’m getting from my divorce, should I pay off my mortgage that still has 22 years left? David Brooks has answers to these questions in today’s Q&A episode.
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  Ep 467. Tax Strategies That Can Change a Family’s Financial Future 27.08.2026 11min

  We are joined by Rebecca Kincaid of Kincaid Wealth Management to talk about the growth of her practice, her new community-focused office, and the impact proactive tax planning has had on her business. We also discuss why effective tax planning goes far beyond simply finding deductions—and how the right strategies can create meaningful financial freedom for families and future generations.
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  Ep 466. Is the Stock Market Due for a Midterm Correction? 26.08.2026 11min

  With Nebraska football just around the corner, we kick things off by talking about the Huskers' historic sellout streak before diving into some major economic and political stories making headlines. We examine interest rates and Treasury buybacks, the historical midterm market drawdown, Brett Lindstrom's ballot troubles, and the Democratic Party's decision to move Iowa out of the top spot in the 2028 presidential primary calendar.
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  Ep 465. Nebraska GIVES more than it Receives 22.08.2026 13min

  David examines Nebraska's position as the nation's highest net contributor to the federal government before discussing how tax and fiscal policies can influence where people and businesses choose to live and operate. The conversation then turns to education, including changing grading standards and policies at the University of Michigan, before closing with a warning about the growing popularity of day trading and gambling-style investing among young men—and the potential consequences for long-term wealth building.
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  Ep 464. Relocating Housing in the Retirement Years 21.08.2026 8min

  What will I owe taxes on and what can I deduct from selling my house for $230,000? At 67, is it better for me to move into an adult living facility or buy another house? And what are my retirement savings options as a contract graphic designer without a 401(k)?  David Brooks has answers to these questions in today’s Q&A episode.
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  Ep 463. Proactive Tax Planning for Entrepreneurs 20.08.2026 11min

  CPA and tax strategist Evan Marshall joins David to explain why August is one of the most important times of year for entrepreneurs to evaluate their tax strategy while there is still time to make meaningful changes before year-end. They discuss the difference between simply filing taxes and proactively planning them, including business entity structure, avoiding unnecessary purchases just for deductions, and identifying opportunities that could save entrepreneurs significant amounts of money.
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  Ep 462. INC 5000 (5x) 19.08.2026 11min

  Retire SMART celebrates making the Inc. 5000 list for the fifth consecutive year, a rare achievement that reflects the firm's continued growth and the hard work of its team and clients. David then breaks down the latest developments surrounding Iran, inflation, jobs, and interest rates before turning to surging corporate earnings revisions and what they could mean for the stock market and the broader economy.