Get Rich Slow Club
Ana Kresina & Natasha Etschmann
0
The Get Rich Slow Club podcast empowers listeners to go from beginner to confident investor. Hosts Tash Etschmann from @TashInvests and Ana Kresina from Pearler guide you step by step to build wealth through consistency and long-term growth, not get-rich-quick schemes.
Epizódok
-
313. The must have tech tools to start a business 01.10.2026 25pRunning a business can involve a surprising number of apps, subscriptions and systems. But do you actually need a huge tech stack to get started?Tash and Emma run through the tools they use across content, podcasts, admin, payments, email, client work and planning. They also explain which features they actually find useful, and why the fanciest option is not always the best one.In this episode:💻 The tools Tash and Emma use to create social content, edit videos and build presentations🎙️ How they record, host and manage podcasts, including the different tools they have tried along the way📋 Why tools like Trello can help keep projects, partnerships, invoices and content moving without relying on your memory📅 How shared calendars, booking tools and video calls help them manage growing teams and busy schedules💳 The simple ways they use accounting and payment software to manage invoices, expenses and getting paid📧 What they have learned from using different email and newsletter platforms, and why switching tools is not always worth the effort🤖 How AI tools are starting to fit into their businesses, from research and writing support to meeting notes and client admin🧠 Why you probably do not need the perfect app, platform or system before you start, especially when most tools can be changed laterThe big takeaway? Your business tech stack does not need to be fancy. Start with tools that solve the problems you actually have, then add or change things as the business grows. Spending months comparing software can easily become another way to avoid doing the work that matters.Case Study Form@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimer:Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Pearler is an Authorised Representative 1281540 of Sanlam Private Wealth Pty Ltd AFSL 337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. -
312. Sin stocks vs ethical investing 30.09.2026 36pEthical investing sounds simple until you actually look at what you own. A broad market ETF can give you exposure to tobacco, weapons and companies you might never choose individually. But an "ethical" fund can still hold businesses someone else would reject, charge a higher fee and draw its ethical line somewhere completely different.So where do you actually draw the line?In this episode, Jack and Tash unpack the uncomfortable overlap between money, values and investing. They look at why so-called sin stocks can be financially attractive, whether controversial companies can trade at a discount, how greenwashing complicates ethical labels, and why global supply chains can make even apparently positive investments difficult to judge.In this episode we'll discuss:🚬 The extraordinary historical performance figures raised for tobacco, and what addiction, pricing power and brand loyalty can mean for a business.🎰 Why gambling, alcohol, tobacco and defence companies can behave differently from the broader economy, and why the investment case doesn't automatically settle the ethical question.📦 How broad market ETFs can quietly expose investors to businesses they might never choose to own directly.💰 Why some unpopular or taboo companies may trade at a discount, including the episode's discussion of the so-called "Grindr discount".🌱 Why an "ethical" label doesn't necessarily tell you whether a fund actually matches your personal values.🧼 How greenwashing and marketing can make it harder to work out what an ethical investment is really screening in or out.🌏 Why solar panels, cobalt, banks and global supply chains can make the ethical picture far more complicated than simply avoiding a handful of industries.⛏️ Why mining can look very different depending on whether you're thinking about jobs, essential resources, environmental damage or corporate accountability.🤔 Whether a perfectly ethical portfolio is realistic at all, or whether the more practical question is knowing what you own and deciding where your own line sits.The big takeaway? There may be no such thing as a perfectly ethical portfolio. What matters is understanding what you actually own, recognising the trade-offs involved, and deciding which issues matter enough to influence where you invest.Case Study Form@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimer:Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Pearler is an Authorised Representative 1281540 of Sanlam Private Wealth Pty Ltd AFSL 337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. -
311. What do you actually want from your money? 28.09.2026 18pWhat do you actually want from your money?It sounds like a simple question. But once you have spent years saving, investing and working towards a goal, the answer can get surprisingly complicated.In this episode, Tash and Ana get candid about the money decisions they are thinking through right now. From FIRE and business to family, career, travel and lifestyle creep, they unpack what happens when money gives you more options, but not necessarily more clarity.In this episode:🔥 Why getting closer to FIRE can make you question whether you still want to sprint towards the finish line💼 The pull between keeping a secure, flexible job and taking a bigger chance on your own business👨👩👧 How kids, parental leave and unpaid care can change the way you think about work, time and financial independence⏳ Why having the money to take a risk does not always make the decision easier🎯 How goals like FIRE, follower counts or career milestones can become numbers you chase without stopping to ask what comes next💸 Why Tash is thinking more carefully about spending as business income changes and responsibilities grow📈 How lifestyle creep can quietly raise the bar on how much money feels like “enough”🤝 Why shared financial goals can get more complicated when partners are at different stages of work and life🌏 Why building wealth is not only about reaching a number, but also about creating more freedom to use your time well🧠 Why even people who know the maths can still wrestle with fear, uncertainty and changing prioritiesThe big takeaway? Money can give you more choices, but that does not mean the right choice becomes obvious. At some point, the question can shift from “How much more do I need?” to “What do I actually want this money to let me do?” Your goals can change as your life changes, and revisiting the plan can be part of the process.Case Study Form@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimer:Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Pearler is an Authorised Representative 1281540 of Sanlam Private Wealth Pty Ltd AFSL 337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. -
310. How important is networking in modern business? 24.09.2026 27pNetworking can still bring up images of awkward events, name tags and forced small talk. But in modern business, it can look a lot more natural than that.Tash and Emma unpack how they have built useful relationships through social media, events and their wider business communities. They also explore why networking tends to work best when you focus on relationships first, rather than what you can get from someone.In this episode:🤝 Why networking does not have to mean walking into a room full of strangers and handing out business cards📱 How social media can help you build familiarity with people long before you ever meet them in person🌱 Why strong business relationships can take years to turn into opportunities, partnerships or introductions🪜 The difference between networking with people ahead of you, people at a similar stage and people earlier in their journey👥 Why building relationships with your peers can sometimes be more useful than only trying to meet the biggest names in your industry💬 How asking thoughtful questions and showing genuine curiosity can make conversations much easier and more memorable🙋 Why specific questions tend to get better responses than broad requests like “How do I start?”🧠 How avoiding networking can compound over time, and why showing up can make future opportunities and conversations easierThe big takeaway? Good networking is less about collecting contacts and more about building genuine relationships over time. Be curious, be useful and stay connected. You may not know where a conversation will lead, but the relationships you build today can create opportunities years down the track.Case Study Form@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimer:Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Pearler is an Authorised Representative 1281540 of Sanlam Private Wealth Pty Ltd AFSL 337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. -
309. Hidden risks inside your index funds. Are your funds as passive as you think? 23.09.2026 31pIndex funds are often sold on one big idea: diversification. But owning hundreds of companies does not always mean your money is spread as evenly as you think.Tash and Jack take a closer look at what can sit underneath a seemingly simple ETF. They unpack concentration risk, overlapping funds and the point where a “passive” portfolio can start looking surprisingly active.In this episode:📊 Why owning hundreds of companies does not automatically mean your portfolio is evenly diversified💻 How a small group of large US companies can make up a sizeable part of a market-cap weighted index🏦 Why Australian index funds can leave investors heavily exposed to banks and mining companies🧩 How owning several ETFs can create overlap rather than adding meaningful diversification🌏 Why a fund labelled “global” can still have a large exposure to the US market🎯 How adding thematic, sector or specialised ETFs can turn a passive strategy into a form of active portfolio management🔥 Why investors can be tempted to add an asset or sector after it has already had a strong run⚖️ The arguments for passive and active investing, including the role active investors play in setting market prices🗳️ What happens to shareholder voting power when large investment managers hold shares on behalf of millions of investors⏳ Why Tash and Jack keep coming back to a long-term approach rather than trying to predict the next winning sectorThe big takeaway? An index fund can make investing much simpler, but “diversified” does not always mean evenly spread. It is worth understanding what you actually own, where your biggest exposures sit and whether adding another fund genuinely adds something new. Sometimes a simple portfolio can already be doing more than enough.Case Study Form@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimer:Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Pearler is an Authorised Representative 1281540 of Sanlam Private Wealth Pty Ltd AFSL 337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. -
308. How to invest on a low income 21.09.2026 35pManaging money is hard enough with a regular paycheque. But what happens when your income changes every month, you’re building businesses, and some acting gigs have to last you for months at a time?Tash and Ana chat with actor and creative Gina Drew about budgeting on a low and irregular income, combining finances with a partner, building emergency buffers, investing small amounts, and finding support when money gets tight.In this episode:💸 How Gina manages money when her acting income can swing from a large one-off payment to very little for months💸 Why she and her partner split shared expenses 60/40, and how they adjust things when their incomes change💸 What it was like navigating a relationship where one person had debt and the other had always avoided credit cards💸 Why talking openly about money helped Gina and her partner get on the same page with spending, debt and shared goals💸 How Gina uses Self-Employment Assistance while building her own businesses, including acting, craft classes and a production company💸 Why diversifying your income can matter just as much as diversifying your investments when you work in a creative field💸 How Gina automates small amounts into super and investments, even when she can’t commit to the same dollar amount every month💸 The backup plan she uses when money gets tight: find more work, grow business income, dip into her emergency fund, then look at government support if neededThe big takeaway? You don’t need a perfectly predictable income to start building better money habits. Systems, backup plans and honest conversations can make a huge difference, even when your income changes from month to month.Case Study Form@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimer:Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Pearler is an Authorised Representative 1281540 of Sanlam Private Wealth Pty Ltd AFSL 337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. -
307. How do you actually start a business? 17.09.2026 35pLots of people want to start a business. Far fewer actually do it.Tash and Emma unpack what can keep an idea stuck in your head for years, from self-doubt and money worries to overthinking the perfect way to begin. They also share their very different approaches to getting started, and why both come back to the same idea: create some momentum.In this episode:🚀 Why talking about an idea can feel productive, even when you have not actually taken the first step🧠 How self-doubt, comparison and fears about a “saturated” market can quietly stop people from starting💰 Why some businesses need more money upfront, and how you may be able to test an idea before investing heavily📱 How creating content or building an audience can help you test demand, develop useful skills and learn what people actually want🧪 Why not every idea will work, and how trying something can still give you useful skills, data and clarity🏃 The two very different ways Tash and Emma create momentum, from taking one tiny step to building a larger project before launching⏰ How deadlines, accountability and giving yourself set “shifts” can make it easier to find time for a side project🙊 Why being selective about who you share a new idea with can help protect your confidence while it is still taking shapeThe big takeaway? You do not need to have every part of a business figured out before you begin. Start in a way that suits how your brain works. That might mean taking one tiny action today, or setting yourself a bigger project that forces you to follow through. Either way, doing something can teach you far more than thinking about doing it.Case Study Form@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimer:Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Pearler is an Authorised Representative 1281540 of Sanlam Private Wealth Pty Ltd AFSL 337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. -
306. Not all stock markets are created equal: Australia vs. The World 16.09.2026 45pAustralia might be home, but does that mean Australian shares should make up a big chunk of your portfolio?Tash and Jack unpack home-country bias and why the Australian share market looks very different from global markets. They explore diversification, the industries that dominate the ASX, and why investing overseas has become much easier than it once was.In this episode:🌏 Why Australian investors can end up with a much bigger exposure to local shares than Australia’s size in the global market might suggest🏦 How banks and mining companies make up a large part of the Australian share market, and what that can mean for diversification📈 Why global share markets have outperformed Australian shares over some of the periods discussed in the episode🇺🇸 How overseas markets can give investors access to industries and large global businesses that have much less representation on the ASX🏠 Why Australia’s focus on property, banks and resources raises bigger questions about where future economic growth might come from💰 How franking credits can make Australian shares attractive to some investors, without necessarily being a reason to invest on their own🧺 Why broad diversification can reduce the need to predict which country, sector or individual company will perform best next⚖️ Tash and Jack also tackle a listener question about investing versus putting extra money into a home loan offset, including the maths and the behavioural side of the decisionThe big takeaway? Investing close to home can feel familiar, but familiarity is not the same thing as diversification. Australia represents only one part of the global share market, with its own strengths and risks. Looking beyond one country can give investors exposure to a wider mix of businesses, industries and economies over the long term.Case Study Form@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimer:Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Pearler is an Authorised Representative 1281540 of Sanlam Private Wealth Pty Ltd AFSL 337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. -
305. Should I invest in gold, or is it just hype? 14.09.2026 39pGold has been getting a lot more attention lately. But beyond the headlines, where can it actually fit in a long-term portfolio?Tash and Ana sit down with Jordan Eliseo from ABC Bullion to unpack how gold works as an investment, why people use it for diversification, and the different ways Australians can buy, store and sell it. They also look at how gold may fit differently for younger investors, parents and people approaching retirement.This episode is sponsored by ABC Bullion, check out their website here: https://www.abcbullion.com/In this episode:🥇 Why gold has traditionally been seen as a defensive asset, and why some investors also view it as a source of long-term growth🇦🇺 Why gold plays such a big role in Australia’s economy, from mining and refining to manufacturing📈 What can drive the gold price, including supply, demand, scarcity and investor sentiment💰 The different ways to invest in gold, including physical bars and coins, pooled products and gold ETFs👶 How some parents and grandparents use gold as a way to teach kids about saving, investing and building wealth🏦 The trade-offs between storing gold yourself, using a vault or investing through a pooled structure🧓 Why gold can become more appealing to some investors as they get closer to retirement and start thinking more about diversification and capital preservation⚖️ Why gold can still come with risks, costs and tax considerations, and why it is worth understanding how it fits alongside other assets rather than treating it as an all-or-nothing investmentThe big takeaway? Gold can play a useful role in a diversified portfolio, but it is not a magic solution. Like any investment, it comes with trade-offs. The key is understanding why you are holding it, how you plan to access it, and how it fits with the rest of your long-term strategy.Case Study Form@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimer:Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Tash Invests Pty Ltd is a Corporate Authorised Representative 1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative 1281540 of Sanlam Private Wealth Pty Ltd AFSL 337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. -
304. Is business right for you? 10.09.2026 23pStarting a business can look pretty appealing from the outside. More freedom, more money, no boss, and the ability to work from wherever you like. But the reality can involve a lot more uncertainty, responsibility and late-night problem solving.Tash and Emma unpack what running a business actually looks like, who it might suit, and why leaving a good job isn’t always the obvious upgrade social media makes it seem.In this episode:💼 Why starting a business might make sense if you want challenge, ownership or more control, but not necessarily if you just want an easier life💼 The difference between having flexibility and actually being able to switch off when the business still depends on you💼 Why Tash and Emma both found business appealing after struggling with workplace processes that didn’t make sense to them💼 The “golden handcuffs” problem: why walking away from a well-paid, flexible job can be very different from leaving a lower-paid role💼 Why building a business on the side can give you time to test an idea before giving up the security of a regular paycheque💼 The lumpy reality of business income, from strong months to surprise costs, payroll and chasing invoices💼 The skills that can make business easier, including problem solving, taking action, financial literacy, adaptability and being comfortable making decisions without someone else’s approval💼 Why networking doesn’t have to mean awkward events and business cards, and how social media can make it easier to build useful relationshipsThe big takeaway? Running a business can create freedom, ownership and opportunities that are hard to replicate in a job. But it can also bring uncertainty, responsibility and a lot more work than the highlight reel suggests. Before jumping in, it’s worth asking what you actually want from business, and whether there’s a lower-risk way to test it first.Case Study Form@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimer:Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Tash Invests Pty Ltd is a Corporate Authorised Representative 1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative 1281540 of Sanlam Private Wealth Pty Ltd AFSL 337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. -
303. Is Australian property dead? 09.09.2026 34pIs Australian property still the wealth-building machine it’s often made out to be? Or have some of the forces that drove its huge run over the past few decades started to run out of steam?Tash chats with new co-host Jack Tossol, a former financial planner and content creator, about the case for and against property. They unpack affordability, leverage, diversification, rentvesting, private equity and why buying a home can be as much an emotional decision as a financial one.In this episode:🏠 Why Jack thinks some of the tailwinds behind Australia’s property boom, including falling interest rates and rising workforce participation, may be harder to repeat🏠 Why property doesn’t necessarily need to crash to disappoint investors, and how long periods of flat prices can matter too🏠 The trade-offs that come with property, including debt, maintenance costs, illiquidity and having a large amount of wealth tied to one asset🏠 Why Jack prefers rentvesting for now, and how renting can offer more flexibility if work or life takes you somewhere new🏠 How leverage can make property powerful, while also magnifying the consequences if things don’t go to plan🏠 Why Tash and Jack are cautious about treating buyers’ agents, mortgage brokers or social media personalities as automatically qualified sources of property advice🏠 How Australia’s focus on housing compares with other ways of building wealth, including shares, businesses and private equity🏠 What Jack would consider if he had $50,000 to invest, and why your borrowing capacity, goals, time frame and appetite for risk matter more than following a blanket “property versus shares” ruleThe big takeaway? Property can still play a role in building wealth, but it isn’t the only option and it isn’t automatically the best one. Before taking on a large loan, it’s worth understanding the costs, risks and alternatives — and making sure the decision fits the life you actually want.Case Study Form@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimer:Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Tash Invests Pty Ltd is a Corporate Authorised Representative 1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative 1281540 of Sanlam Private Wealth Pty Ltd AFSL 337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. -
302. Financial trade-offs: What's worth it, and what's not 07.09.2026 23pEvery financial decision comes with a trade-off. Spend more here, and you might have less for something else. Save aggressively now, and you might give up experiences you can't get back later.In this episode, Tash and Ana unpack some of the trade-offs they've made to get where they are financially, and how those choices have changed as their lives, priorities and incomes have changed.In this episode:💸 The financial trade-offs Tash and Ana made when they were younger to save and invest more💸 Why spending more isn't necessarily a bad thing when it aligns with what you actually value💸 The hidden costs behind travel, running a business, having kids, buying a home and other big life choices💸 How lifestyle creep can make it harder to know when you can actually afford the nicer option💸 Why comparing your finances to someone else's rarely shows the full pictureYou can have a lot of the things you want in life, but probably not everything at once.The goal isn't to make every decision based on what leaves you with the most money. It's figuring out what matters to you, what you're willing to give up for it, and building your finances around those priorities.@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverCase Study FormDisclaimer: Any advice is general and does not consider your financial situation, needs or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. -
301. Mistakes we've made in business 03.09.2026 34pRunning a business means making mistakes. Sometimes expensive ones.In the second episode of the Get Rich Slow Club small business series, Tash and Emma from The Broke Generation share some of the business decisions they wish they'd handled differently, from misunderstanding GST and undercharging for their work to hiring, outsourcing and waiting too long to try new things.In this episode:💼 The GST mistakes that caught both Tash and Emma out💼 Why the admin side of turning your side hustle into a real business can feel so overwhelming💼 The pricing mistakes they made, including undercharging for products, speaking gigs and book deals💼 Why knowing what other people charge can completely change how you negotiate💼 The tricky balance between charging what you're worth and actually having the experience to back it up💼 What Tash learned from hiring, firing and building a team💼 Why outsourcing doesn't always save as much time as you think💼 The business investments that didn't pay off, and why they don't necessarily regret trying them💼 What they've learned about contracts and people who promise you the world💼 Why some of their biggest mistakes were actually the things they waited too long to startThe big takeaway? You probably won't get every business decision right the first time. Sometimes the mistake is doing something that doesn't work, and sometimes it's waiting years because you're worried about getting it wrong.You learn, adjust, and hopefully make slightly different mistakes next time.@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverCase Study FormDisclaimer: Any advice is general and does not consider your financial situation, needs or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. -
300. 8 super mistakes you want to avoid 02.09.2026 33pSuper is easy to ignore when retirement feels decades away. But a few small mistakes today could make a pretty big difference to your future balance.Tash and Ana run through eight common super mistakes, from accidentally paying multiple sets of fees to having no idea what your super is actually invested in. They also unpack some of the less obvious things worth checking, like insurance, beneficiary nominations and whether extra contributions could fit into your bigger financial plan.In this episode:💰 Why having multiple super accounts could mean paying fees and insurance more than once💰 How to check whether your employer is actually paying your super💰 Why super fees can be surprisingly difficult to understand, and where to look for them💰 Why "set and forget" doesn't mean never checking your super again💰 How your investment option, time horizon and risk tolerance can affect how your super is invested💰 Ways you may be able to grow your super through extra contributions and government incentives💰 Why it's worth checking the insurance inside your super, especially when your circumstances change💰 The difference between binding and non-binding beneficiary nominations, and why your will may not be enough💰 Why super shouldn't necessarily be treated as completely separate from the rest of your financial planThe big takeaway? You don't need to obsess over your super every week. But spending a little time checking where your money is, what you're paying, how it's invested and whether your setup still suits your life could make a meaningful difference over the long term.@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverCase Study FormDisclaimer: Any advice is general and does not consider your financial situation, needs or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. -
299. Mortgage vs investing? What should I do? 31.08.2026 25pPay off the mortgage or invest? It’s one of those money questions that sounds simple, until you actually start running the numbers.Tash and Ana unpack the trade-offs between getting ahead on your home loan, keeping money in an offset, investing, making extra super contributions, and using strategies like debt recycling. More importantly, they look at why the “right” answer can depend just as much on your goals and risk tolerance as the maths.In this episode:🏠 Why paying down your mortgage and investing don’t have to be an either/or decision🏠 The trade-offs between a guaranteed saving on mortgage interest and uncertain investment returns🏠 Why your goals, risk tolerance and need for flexibility matter when deciding what to do with spare cash🏠 How an offset account can fit into your strategy, and why you should check yours is actually linked to your loan🏠 What debt recycling is and how it can potentially make some home loan interest tax deductible🏠 Where extra super contributions could fit into the equation🏠 Why building an emergency fund may come before deciding whether to invest or pay down more debt🏠 How Tash and Ana approach the mortgage-versus-investing decision differently in their own livesThe big takeaway? There may not be one perfect answer. Your strategy can change as your income, family, goals and appetite for risk change. The important thing is understanding your options and choosing an approach that makes sense for your own “why.”Case Study Form@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimer:Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. -
298. Business Basics: How to get started 27.08.2026 31pStarting a business sounds simple until you're staring down an ABN application wondering if you're doing it right. In this first episode of GRSC Business, Tash is joined by Emma Edwards from The Broke Generation to break down exactly how to actually start a business, from the paperwork to the mindset shift.In this episode, we'll discuss:👉🏼 Getting an ABN and running a business name search (and what trips people up)👉🏼 The mistakes Emma and Tash wish they'd avoided early on👉🏼 Cashflow and accounting software that actually makes sense for beginners👉🏼 Putting money aside for tax, and what to watch out for👉🏼 When you should actually start calling yourself a business (the answer might surprise you)If you've ever thought about starting something of your own but didn't know where to begin, this one's for you.Case Study Form@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimer:Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. -
297. How to afford expensive hobbies even if you're broke 26.08.2026 24pExpensive hobbies have a way of sneaking up on your budget, but going all in isn't the only option. Tash and Ana break down how to enjoy the hobbies you love without letting them take over your finances.In this episode:💸 Cheaper ways to get your hobby fix without sacrificing the fun💸 Why you don't need to go all in straight away💸 The trade offs worth thinking through before committing💸 Tash and Ana's own hobby spending wins (and regrets)💸 Should you ever monetise a hobby you love?💸 Tips for managing hobbies that come with expensive equipmentIf you've ever felt guilty about spending on something that's "just for fun," this one's worth a listen.Case Study Form@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimer:Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. -
296. 24 new ETFs in 5 months: space, robots, copper and the ones worth a look 24.08.2026 19pThe ASX and Cboe Australia have seen 24 new ETFs land in the first five months of 2026, covering everything from space infrastructure to humanoid robots to copper miners. Tash and Ana run through what's launched, decode the jargon, and share their honest track record with thematic funds (spoiler: Tash's crypto ETF didn't go well). Plus travel money wins, including $60 resort day passes and airport day rooms.In this episode we'll discuss:💸 ETF basics refreshed: the chocolate-box analogy, plus quick explainers on MERs, active funds, hedging and thematic ETFs💸 Australia's first dedicated space ETF, launched on the back of the SpaceX IPO hype, and what's actually inside it💸 The humanoid robotics fund: how it differs from broad AI and tech ETFs, and why the hosts are happy for robots to do the laundry but not the art💸 A fixed-term bond ETF with a 2031 maturity date, and who a set end date might suit (think approaching retirement or FIRE)💸 Vanguard's launch spree: a new S&P 500 fund at 0.07%, hedged variants, global tech, and what currency hedging actually does to your returns💸 The new actively managed all-in-one range, including allocations to infrastructure and gold, and how that differs from the index-tracking diversified ETFs most people know💸 Single-commodity funds for silver, lithium and copper, and the gold bar versus gold ETF debate (Ana wants the bar, Tash doesn't trust herself on the tram with it)💸 The honest thematic talk: concentrated holdings, higher fees, Tash's losses on crypto and clean-tech funds, and why both hosts keep the core of their portfolios boringThe takeaway: flashy tickers are fun, but look under the hood at the actual holdings, keep thematics to a small slice if you use them at all, and let boring index funds do the heavy lifting. Nothing here is a recommendation.Case Study Form@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimer:Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. -
295. You've reached FIRE, now what? Identity, fear and the one more year trap | Part 2 with Dave Gow 19.08.2026 35pPart two with Dave Gow from Strong Money Australia picks up where the numbers end. Plenty of people hit their FIRE number and then freeze: scared to pull the pin, unsure who they are without a job, quietly signing up for one more year. It's the problem that prompted Dave's second book, and this episode works through the fears one by one.In this episode we'll discuss:💸 The fears that stop people grabbing the freedom they built: identity, boredom, meaninglessness, what others will think, and whether the numbers will really hold💸 One more year syndrome: why you won't be a braver person in 12 months, and how to find the fear actually driving the delay💸 Untangling identity from a job title by diversifying your time the way you'd diversify your money💸 How to test-drive retirement before you commit: take a week off, stay home, and watch what you gravitate towards💸 Dave's first three months of doing deliberately nothing: fixing shift-worker sleep, walking, reading, and the surprise of feeling human again at 28💸 How the blog was born: ikigai, finding the overlap between what you enjoy, what you're good at and what helps people, and deciding from a position of strength rather than for money💸 Why turning a hobby into a money-maker can drain the joy out of it, and why not everything has to earn💸 Tasting FIRE along the way: mini retirements, extra days off, semi-retirement as the goal, and Ana's working-holiday sabbatical that changed her whole trajectory💸 Why "what if the market crashes?" is one of the most overblown retirement fears, and the buffers and flexibility that solve for almost every bad scenarioDave's parting advice: reconnect with why you wanted financial independence in the first place. If you're kicking the can down the road, you've probably forgotten. Find Dave's articles, books and newsletter at strongmoneyaustralia.comCase Study Form@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. -
294. Can you time the market? Business cycles, bubbles and behavioural traps | Part 4 with Evan Lucas 17.08.2026 26pThe final part of the economics series tackles the question every investor asks eventually: can you actually time the market? Evan Lucas's answer starts one step back, with why the market isn't the economy in the first place, and ends somewhere more useful: the behavioural traps that catch investors at every point in the cycle, and the one thing you can actually control.In this episode we'll discuss:💸 Why the economy and the market are different things: individual companies chasing shareholder value can sidestep the economic cycle entirely, which is why markets rally while economies stumble💸 Timing the market versus time in the market: why picking the peak is a fluke dressed up as analysis, and why markets price 12 months ahead using forecasts nobody can actually make💸 Is investing just gambling? Evan's distinction: gambling is risk with nothing behind it, investing is backing an asset that produces something, with Warren Buffett's gold versus farmland comparison💸 Loss aversion, and the Kahneman experiment showing we'll gamble to avoid a guaranteed loss even when the maths says take it💸 Why your eyes go straight to the red holdings in your portfolio while ignoring that the whole thing is green, and what the rational move usually is💸 Herding, recency bias and gambler's fallacy: GameStop, crypto and the "have I missed the AI boat?" feeling, and why chasing the herd amplifies losses💸 The sunk cost trap, told through the Concorde fallacy: decades of good money thrown after bad because too much had already been spent to stop💸 The takeaway from the whole series: cycles happen in economies, businesses and markets alike, and controlling your own behaviour is the only lever that's reliably yoursThat wraps the four-part series with Evan. If you missed the earlier episodes, go back for how the economy works (part one), inflation, interest rates and the RBA (part two), and property and housing (part three).Case Study Form@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.
Népszerű itt:
Ez a podcast ezeknek az országoknak a podcast-listáin is szerepel.