Keep The Change

Epizódok

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  MM 331 - What Was Your First Job? How Much Did You Get Paid? 14.09.2026 32p

  I remember my first job. I was about 12 years old, riding around on a one-speed BMX delivering junk mail. New World coupon books were always a test on how many the back and backpack could hold at one time before I needed to reload. I made a video going through all the different jobs I've had and how my income has changed over my lifetime. Something magic happens in the comments when you start talking about your first job or first wage! People start sharing their first job. So what was yours?Pssst...fuel your day with better nutrition (20% off first order): Radix.co.nz/KTCHey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.
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  MM 330 - The First $100billion Was The Hardest? (KiwiSaver) 13.09.2026 35p

  There is a pretty good chance KiwiSaver has just passed $150 billion. The latest numbers from Morningstar as at 30 June 2026 had KiwiSaver at $147.7 billion invested. Since 30 June, sharemarkets have continued trending up and US markets have recently been hitting new all-time highs. It has taken 16 years to hit the first $100billion, so how long until it doubles?Pssst...fuel your day with better nutrition (20% off first order): Radix.co.nz/KTCHey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.
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  Employee Share Schemes: What Every Kiwi Should Know 10.09.2026 15p

  In this conversation, I sat down with Susannah Batley, GM of Business at Sharesies, to talk about how employees are building wealth through shares in the companies they work for. We get into what the future paypacket is in New Zealand, why salary alone isn’t enough, stories of people building wealth through equity and much, much more. Create an account with Sharesies using the code 'KTC10' and they will match your first $10 deposit with an additional $10 to get you started investing. Terms and conditions apply. Visit: https://sharesies.com for more information.Investing involves risk. You aren’t guaranteed to make money, and you might lose the money you start with. Any information we provide is general only and current at the time prepared. For advice we provide, see our disclosure statement. This is a paid promotion and is not financial advice.The KTC10 promotional code is offered by Sharesies Limited. Terms and conditions of this offer apply. These terms apply in addition to Sharesies General Terms and Conditions, Invest Terms and Conditions, and Privacy Policy.Find Sharesies on:Website: https://www.sharesies.nz/ Instagram: @sharesiesnz Facebook: https://www.facebook.com/Sharesies/ Hosted on Acast. See acast.com/privacy for more information.
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  How To Stop Being Trapped In A Job You Hate 09.09.2026 1ó 10p

  Too many New Zealanders (and people in general) find themselves trapped in a job or situation they don't want to be in, but they simply can't leave because of the financial side of things. Today, Mikey & I are diving into how you can take control of your situation and create a better life for you and those around you. Find Mikey:https://guardiansmith.co.nz/https://instagram.com/officialmikeysmithAmy from http://Levridge.co.nz has come on as a sponsor of Keep The Change to help people with their financial planning. Stuck? Find Amy : [email protected] Instagram: https://www.instagram.com/amy.levridgeWebsite: https://www.levridge.co.nzGenerate are supporting my vision to improve the financial literacy of 100,000 kiwis by sponsoring Keep The Change. Cheers Generate. Head to https://www.generatewealth.co.nz/change/ to find out more. Hosted on Acast. See acast.com/privacy for more information.
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  Building One of NZ's Fastest Growing Robotics Companies 02.09.2026 1ó 7p

  The development of robotics is becoming a bigger and biggest industry these days, seemingly growing faster than ever, so today Im sitting down with an expert in the field, Lachlan Murray to find out whats happening. Lachlan started his company 'Robomate' and within a few years has grown from 3 to 75 staff, with no signs of slowing down. We dive into what humanoid robots are, how they're going to change the way humans live, misconceptions about the industry and lessons he's learnt so far growing his company.Find Lachlan:https://robomate.co.nz/https://www.linkedin.com/in/lachlan-murray-32a432150/Amy from http://Levridge.co.nz has come on as a sponsor of Keep The Change to help people with their financial planning. Stuck? Find Amy : [email protected] Instagram: https://www.instagram.com/amy.levridgeWebsite: https://www.levridge.co.nzGenerate are supporting my vision to improve the financial literacy of 100,000 kiwis by sponsoring Keep The Change. Cheers Generate. Head to https://www.generatewealth.co.nz/change/ to find out more. Hosted on Acast. See acast.com/privacy for more information.
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  We Survived South Africa - Rugby's Greatest Rivalry 01.09.2026 33p

  Last day in South Africa! Here's a recap so far...Pssst...fuel your day with better nutrition (20% off first order): Radix.co.nz/KTCHey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.
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  MM 329 - ‘I’ll Wait Until After The Election’ (What, To Build Wealth?) 31.08.2026 31p

  I was reflecting on a top performing podcast from earlier this year focused around building wealth. If I had to boil down a 55-minute conversation with financial adviser James Blair into one sentence, it'd be: Your biggest financial risk isn't making a mistake. It's standing still. Doing SFA. And the election has me seeing clients tell me some of their customers are waiting to commit. Before this election gets even louder, pick 1 thing that will build wealth long term. If you haven't listened to the podcast with James, I'd highly recommend giving it a crack.YouTube: https://www.youtube.com/watch?v=DQ5VOpoa0OwSpotify: https://open.spotify.com/episode/603ptFB1Z1ZMWrCvEWu4Vi?si=om1DHS4IRuOO5hk6Z6ZpOgPssst...fuel your day with better nutrition (20% off first order): Radix.co.nz/KTCHey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.
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  The Secret To Getting Ahead In Life: 'The Boring Season' 26.08.2026 1ó 5p

  Nearly three years ago Mikey & I did a podcast about 'the hunting season' a period of your life where you spend 18-36 months focused on getting after what you want. After that resonated with people, and we saw many KTC listeners go through that period, the natural question was; whats next?That brings us to today's episode, diving into the next season required for success, the boring season.If you haven't listened to the hunting season podcast, go back and have a listen here: https://open.spotify.com/episode/5qJ5YYe18oQ271qRTKueRI?si=121876623aea4cf3Find Mikey:https://guardiansmith.co.nz/https://instagram.com/officialmikeysmithAmy from http://Levridge.co.nz has come on as a sponsor of Keep The Change to help people with their financial planning. Stuck? Find Amy : [email protected] Instagram: https://www.instagram.com/amy.levridgeWebsite: https://www.levridge.co.nzGenerate are supporting my vision to improve the financial literacy of 100,000 kiwis by sponsoring Keep The Change. Cheers Generate. Head to https://www.generatewealth.co.nz/change/ to find out more. Hosted on Acast. See acast.com/privacy for more information.
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  MM 328 - Buying Your First Home? Ask Yourself These Questions 24.08.2026 35p

  First home buyers are grabbing record market share in NZ, making up nearly 30% of all property purchases. I remember going through the process and learning A LOT! It’s exciting, but it's also one of the easiest times to make a bad financial decision. I recently sat down with the CEO of Guardian Smith, Mikey Smith to talk about what their mortgage advisory firm is seeing in the market.Pssst...fuel your day with better nutrition (20% off first order): Radix.co.nz/KTCHey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.
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  Is Solar The Best Investment In New Zealand Right Now? 19.08.2026 1ó 12p

  Solar power is all the talk right now, especially after supply chains started creating pressure on petrol prices earlier this year. But is it all hype? Or is there genuinely an incredible opportunity for us to harness the sun and go electric here in New Zealand? Today Im speaking with Mike Casey, founder of Electric Cherries, a cherry orchard in Cromwell powered entirely by electricity and solar. We discuss the truth about solar, how it can be finances, what kiwis need to know about it and what the future holds. When it comes to investing, everyone is focused on the stock market, crypto or the housing ponzi, but could this be an opportunity sitting right in front of us? Find Mike:https://www.instagram.com/electricorchardist/Amy from http://Levridge.co.nz has come on as a sponsor of Keep The Change to help people with their financial planning. Stuck? Find Amy : [email protected] Instagram: https://www.instagram.com/amy.levridgeWebsite: https://www.levridge.co.nzGenerate are supporting my vision to improve the financial literacy of 100,000 kiwis by sponsoring Keep The Change. Cheers Generate. Head to https://www.generatewealth.co.nz/change/ to find out more. Hosted on Acast. See acast.com/privacy for more information.
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  MM 327 - Why Are Employees & Employers BOTH Frustrated? 17.08.2026 41p

  "I can't find a job." "I can't find good staff." I spend a lot of time talking to New Zealanders and I can hear both of these statements in the same week. It doesn’t make sense? If unemployment has climbed to 5.6%, (the highest in 11 years), shouldn't employers have plenty of people to choose from?Pssst...fuel your day with better nutrition (20% off first order): Radix.co.nz/KTCHey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.
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  Building New Zealand's Biggest Vintage Rugby Business 12.08.2026 1ó 23p

  Today Luke sits down with Duncan Wood, founder of Boomfa Vintage, to unpack how a side hustle selling secondhand rugby jerseys on Instagram turned into a full-time business. Duncan shares the mindset shift it took to quit a stable corporate sales job, the fear of breaking the GST threshold that held him back for years, and how posting daily content eventually landed him on the field at an NRL Grand Final. It's a raw look at the risk, patience, and consistency behind building a real business out of a genuine passion.Find Duncan:Website: https://boomfavintage.com/ Instagram: https://instagram.com/boomfa_vintage/ YouTube: https://youtube.com/@duncanwoodNZAmy from http://Levridge.co.nz has come on as a sponsor of Keep The Change to help people with their financial planning. Stuck? Find Amy : [email protected] Instagram: https://www.instagram.com/amy.levridgeWebsite: https://www.levridge.co.nzGenerate are supporting my vision to improve the financial literacy of 100,000 kiwis by sponsoring Keep The Change. Cheers Generate. Head to https://www.generatewealth.co.nz/change/ to find out more. Hosted on Acast. See acast.com/privacy for more information.
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  MM 326 - The Next 'Crisis' Is Coming...Do You Know What It Is? 10.08.2026 33p

  Over the past few weeks, things have started to feel...normal again. (I have probably jinxed us now!). Even a mate said to me ‘Yeah it’s nice to have a break from the crises but we are surely due for another one 😂’. The next crisis isn't something you'll see coming months in advance. It will probably arrive in a completely different form to the last one. Let's get ready...Pssst...fuel your day with better nutrition (20% off first order): Radix.co.nz/KTCHey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.
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  A KTC Listeners Journey With Money - Huia Pocklington 05.08.2026 54p

  Huia grew up in a single-mum household on Waiheke Island where money was never talked about, then found herself as an adult who was, in her own words, "absolutely the wrong person to have a credit card." She opens up about her tertiary overdraft that took years to clear, the guilt she still feels using money for anything beyond basic needs, and how marrying into a family who talked openly about wealth completely changed her relationship with money. This isn't an expert interview, it's a real, honest conversation with a KTC listener about the messy, ongoing journey of figuring money out.Amy from http://Levridge.co.nz has come on as a sponsor of Keep The Change to help people with their financial planning. Stuck? Find Amy : [email protected] Instagram: https://www.instagram.com/amy.levridgeWebsite: https://www.levridge.co.nzGenerate are supporting my vision to improve the financial literacy of 100,000 kiwis by sponsoring Keep The Change. Cheers Generate. Head to https://www.generatewealth.co.nz/change/ to find out more. Hosted on Acast. See acast.com/privacy for more information.
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  MM 325 - Dear Young Peopel: Getting Rich Takes Time 04.08.2026 40p

  There seems to be a theme in my DM's from people in their 20s. Probably nothing new to be fair! When I was in my twenties, I wanted things to happen faster too. I've now interviewed hundreds of successful people across New Zealand. The pattern is often pretty boring. Almost every one of them eventually picked one thing and stayed with it for years. So, with that said, some advice: take it or leave it. Pssst...fuel your day with better nutrition (20% off first order): Radix.co.nz/KTCHey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.
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  Making $400k at 24 and Millions in his 30’s. What’s It Like? 29.07.2026 1ó 9p

  Whilst Simon was in his early 20's he was making more than the prime minister of New Zealand, despite dropping out of University. He then left his job at 25, built his own business and went on to sell it for many millions of dollars. He's sold 4 businesses by the age of 38 and made the Deloitte fast 50 3 times... In this episode, he breaks down how you can actually build wealth in New Zealand.Find Rolland:https://www.linkedin.com/in/simon-rolland-6751bb8b/https://www.zurix.co.nz/Amy from http://Levridge.co.nz has come on as a sponsor of Keep The Change to help people with their financial planning. Stuck? Find Amy : [email protected] Instagram: https://www.instagram.com/amy.levridgeWebsite: https://www.levridge.co.nzGenerate are supporting my vision to improve the financial literacy of 100,000 kiwis by sponsoring Keep The Change. Cheers Generate. Head to https://www.generatewealth.co.nz/change/ to find out more. Hosted on Acast. See acast.com/privacy for more information.
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  MM 324 - 2x 17yo. Making $1,000 In A Day. How? 27.07.2026 36p

  Recently, a 17-year-old asking if he could pay me for an hour of business advice. What in the helly! I jumped on the call. 2 of them turned up. For me, I wanted to understand what a teenager was doing that made him think investing in advice was worthwhile. For the big reveal, turns out he and a mate spend their weekends knocking on doors, offering one simple service.Pssst...fuel your day with better nutrition (20% off first order): Radix.co.nz/KTCHey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.
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  NZ Accountant Tries To Teach 15 Year Old's About Money 24.07.2026 20p

  Recently I went down to Wellington college to teach their students about money, and took along my videographer to capture the day for you. Sign up to Money Mail for free weekly emails to improve your finances: https://www.keepthechange.co.nz/moneymailFollow on Instagram for more content: https://www.instagram.com/keepthechange_nz Hosted on Acast. See acast.com/privacy for more information.
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  LIVE: My Financial Plan & Beliefs Exposed with a Financial Planner 22.07.2026 1ó

  For a change Luke's in the hot seat as Amy from Levridge turns the tables and works through his own financial plan and money beliefs. They cover his childhood money beliefs of scarcity and "ask your father," his surprisingly casual approach to retirement planning at 38, and the realisation that he might be more frugal than he needs to be after building a business that's given him the ability to say no.This is Luke stripped of his usual expert role, doing the same deep work he asks his listeners to do, and bringing you along for the journey.Download Amy's workbook here to go through these exercises yourself: https://www.levridge.co.nz/workbookFind Amy:https://levridge.co.nz/https://instagram.com/amy.levridgeAmy from http://Levridge.co.nz has come on as a sponsor of Keep The Change to help people with their financial planning.Stuck? Find Amy : [email protected]: https://www.instagram.com/amy.levridgeWebsite: https://www.levridge.co.nzGenerate are supporting my vision to improve the financial literacy of 100,000 kiwis by sponsoring Keep The Change. Cheers Generate. Head to https://www.generatewealth.co.nz/change/ to find out more. Hosted on Acast. See acast.com/privacy for more information.
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  MM 323 - K Shape Economy Anyone? 20.07.2026 40p

  I think we're seeing something that doesn't get talked about enough. We're increasingly seeing two different economies. One with a lot of disposable money and one without. So how is this going to play out if interest rates keep increasing?Pssst...fuel your day with better nutrition (20% off first order): Radix.co.nz/KTCHey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.