Nischa

Epizódok

• 
  Accountant Explains: The 6-Month Money Reset That Actually Works 22.09.2026 23p

  ⏰ Reserve your seat for my free investing workshop this Sunday: https://link.nischa.me/investyt Click here to sign up for the free trial for Plaud.ai - The World's No.1 AI Note-taking Brand and use code NISCHA10 to get £10 off: UK Official website: https://bit.ly/4lIUwYQUK Amazon: https://amzn.to/4lQJrVQUSA Official website: https://bit.ly/47PhNmeUSA Amazon: https://amzn.to/4t2TVnlMy products: 📙 Manage your money like the 1% (tracker shown in this video): https://nischa.me/plan-yt/📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt📶 Intentional Spending Tracker (free): https://nischa.me/istDISCLAIMERS & DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!*T&C's apply
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  ACCOUNTANT EXPLAINS: Money Habits Keeping You Poor 21.09.2026 11p

  🚨 Reserve your seat for my FREE investing workshop: https://nischa.me/invest Join my FREE Payday Routine Masterclass: https://nischa.me/wealthmasterclassInvesting Platform I use is Trading 212: Use the promo code NISCHA to get a free share worth up to £100: https://nischa.me/trading212Most of what we do with our money everyday is unconscious. In this video I share the most common bad money habits and how you can break out of them. My products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt📙 Financial Wellbeing Toolkit: https://nischa.me/planOther tools: UK ISA and savings accounts: https://nischa.me/plumFree fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212Timestamps: 00:00 - Intro 00:28 - Paying Yourself Last 01:53 - Bad Debt 02:31 - Buffer 03:17 - Income & Expenses03:57 - Spending04:48 - Saving 05:37 - Taxes06:56 - Waiting too long to invest 07:59 - Not caring DISCLAIMERS & DISCLOSURESThis content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!T&C's apply
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  9 Minimalist Habits That Can Make You Effortlessly Rich 20.09.2026 17p

  ⏰ Reserve your seat for my free investing workshop this Sunday: https://link.nischa.me/investyt 👉 Sign up for your $1-per-month Shopify trial here: https://shopify.com/nischa📊 My Upcoming Investing Workshop (free): https://nischa.me/investytDISCLAIMERS & DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!*T&C's apply
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  FINANCIAL GOAL SETTING FOR 2024 - How I’m changing my life this year 20.09.2026 11p

  🚨 Reserve your seat for my FREE investing workshop: https://nischa.me/invest 📶 Intentional Spending Tracker (free): https://nischa.me/istDream big, dream authentically. Hope this video gives you some inspiration to get your goals down and go after them with all that you've got!My products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt📙 Financial Wellbeing Toolkit: https://nischa.me/planOther tools: UK ISA and savings accounts: https://nischa.me/plumFree fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212Timestamps: 00:00 - Intro00:35 - Vision01:37 Roadmap02:10 - Goal setting - How many & How03:54 - Goal setting - Lead Measures05:55 Goal setting - AccountabilityDISCLAIMERS & DISCLOSURESThis content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!T&C's apply
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  Accountant Explains: 97.8% of What You Need to Know About Money 19.09.2026 14p

  ⏰ Reserve your seat for my free investing workshop this Sunday: https://link.nischa.me/investyt After 9 years in banking as a Chartered Accountant, I realized that spreadsheets and stock tips aren't what actually build wealth. It comes down to 6 core pillars that are rarely taught in school. From defeating the "Silent Tax" of inflation to using debt as a lever rather than an anchor, I’m breaking down the 97.8% of personal finance you actually need to know to grow your net worth.My products: 📊 Sign up to my upcoming Investing Workshop (free): https://nischa.me/investyt📙My money coaching community: https://nischa.me/nic2/📶 Intentional Spending Tracker (free): https://nischa.me/ist📙 Financial Wellbeing Toolkit: https://nischa.me/planTimestamps: 0:00 Intro (Money is a mindset, not math)0:37 RULE 1: The "Silent Tax" (Inflation)2:18 RULE 2: Saving vs. Investing4:06 RULE 3: Compound Interest explained5:51 RULE 4: Income vs. Net Worth7:08 RULE: Good Debt vs. Bad Debt8:50 RULE: The Tax Gap9:27 Understanding tax brackets10:04 How to get "Free Money" (Tax legalities)10:50 Summary of the 6 PillarsDISCLAIMERS & DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!*T&C's apply
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  5 Success Lessons That Will Transform Your Life 18.09.2026 11p

  🚨 Reserve your seat for my FREE investing workshop: https://nischa.me/invest 👉🏽 My Intentional Spending Tracker (free): https://nischa.me/istIn this video, I share the top five life-changing lessons that I have learned this yearMy products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt📙 Financial Wellbeing Toolkit: https://nischa.me/planOther tools: UK ISA and savings accounts: https://nischa.me/plumFree fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212Timestamps: 00:00 - Introduction 00:16 - Parkinson's Law in Action 01:45 - Compounding03:30 - Don't Box Yourself In 04:57 - Manson & 80/20 Rule 06:10 - Unique Pairing DISCLAIMERS & DISCLOSURESThis content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!T&C's apply
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  Accountant Explains: What 99% of Rich People WON’T Tell You 17.09.2026 15p

  ⏰ Reserve your seat for my free investing workshop this Sunday: https://link.nischa.me/investyt REVOLUT: Join Revolut Business and get £200 when you sign-up using my link: https://revolutbusiness.onelink.me/jLOt/nischa1 and add at least £0.01 to your account by 30 June 2026Join Revolut retail and get £20 when you sign up to Revolut with my link: https://get.revolut.com/z4lF/nischayt2 and use your card (16+, end date and T&Cs apply)PRODUCTS MENTIONED IN THIS VIDEO: 📶 Intentional Spending Tracker (free): https://nischa.me/ist📙My money coaching community: https://nischa.me/nic2/Timestamps: 0:00 Intro (Most rich people aren't smarter than you)0:31 HABIT 1: The Drain2:04 HABIT 2: The Financial X-Ray3:49 HABIT 3: The Buffer Rule6:44 HABIT 4: Get Rich Slow8:31 HABIT 5: The Tax Game10:20 HABIT 6: The Money Mirror12:02 Final ThoughtsDISCLAIMERS & DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.
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  How much youtube paid me in my first month with 40k subs | monetisation and analytics 16.09.2026 11p

  🚨 Reserve your seat for my FREE investing workshop: https://nischa.me/invest ➡ My Free YouTube Guide: https://nischa.me/free-youtube-guideIs Youtube really a passive income stream? I reveal how much Youtube paid me in my first month of being monetized (pre-tax) - how I did it, how long it took, was it worth it… My products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt📙 Financial Wellbeing Toolkit: https://nischa.me/planOther tools: UK ISA and savings accounts: https://nischa.me/plumFree fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212Timestamps: 00:00 - Intro 00:31 - How long it took & how much i made 04:10 - Why I chose Youtube as a platform 04:59 - How much i made via other streams06:34 - Final thoughts DISCLAIMERS & DISCLOSURESThis content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!T&C's apply
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  Accountant Explains: 9 TINY Habits To Make You Become Rich In 2026 15.09.2026 18p

  ⏰ Reserve your seat for my free investing workshop this Sunday: https://link.nischa.me/investyt Claim your fee free first transfer of upto £500 from Wise: https://wi.se/nischa_Find out more here: https://wise.com/gb/compare/ Most people don’t feel like they don’t have enough because they earn less. It’s often the result of small habits repeated every day. In this video, I walk through 9 tiny habits that shape how you experience money and control.None of them require you to earn more, just to see things differently and make small shifts.My products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist📙 Financial Wellbeing Toolkit: https://nischa.me/planTimestamps: 0:00 Intro (Why You Still Feel Broke)0:27 Habit 11:39 Habit 23:30 Habit 34:50 Habit 47:40 Habit 58:48 Habit 6:9:52 Habit 711:28 Habit 812:30 Habit 913:47 OutroDISCLAIMERS & DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!*T&C's apply
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  I Changed 5 Things About My Day. Everything Compounded. 14.09.2026 12p

  ⏰ Reserve your seat for my free investing workshop this Sunday: https://link.nischa.me/investyt 📶 Spending Tracker (free): https://nischa.me/tracker📙 Financial Wellbeing Toolkit: https://nischa.me/planIn this video, I’m sharing the exact changes that helped me break that cycle and get my time back.This isn’t about waking up at 5am or doing more. It’s about small, intentional changes that made my days calmer, clearer, and far more productive, without burning out.Timestamps: 00:00 Intro00:35 Change #101:18 How Content Overload Quietly Destroys Focus02:15 Change #202:52 The 100-Year-Old Rule03:45 Change #306:03 Change #406:36 What Secretly Draining You07:38 Change #508:45 How I Review My Finances09:28 The System That Makes All of This CompoundDISCLAIMERS & DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!*T&C's apply
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  6 life-changing personal finance books you MUST READ in 2023 13.09.2026 12p

  🚨 Reserve your seat for my FREE investing workshop: https://nischa.me/invest Join my FREE Payday Routine Masterclass: https://nischa.me/wealthmasterclass6 Books that have had the biggest impact to my life over the last few years... if you haven't already, highly recommend reading them!My products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt📙 Financial Wellbeing Toolkit: https://nischa.me/planOther tools: UK ISA and savings accounts: https://nischa.me/plumFree fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212Timestamps: 00:00- Intro 00:15 - I Will Teach You 01:14 - 4 Hour Work Week03:00 - Rich Dad Poor Dad 04:40 - Cashflow Quadrant 06:00 - Think and Grow Rich 07:21 - Lean In DISCLAIMERS & DISCLOSURESThis content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!T&C's apply
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  Thankfully, Getting Rich Is This Simple 12.09.2026 18p

  ⏰ Reserve your seat for my free investing workshop this Sunday: https://link.nischa.me/investyt 👉 Sign up for your $1-per-month Shopify trial here: https://shopify.com/nischaIn this video, I'm breaking down the exact 6 rules every wealthy person I know follows every single month, starting with the one equation that completely rewired how I think about money.Mentioned in this video: 📙Robin’s book (business coach): https://book.robinwaite.com/📶 My inner circle community: https://nischa.me/nic-2-join/TIMESTAMPS: 0:00 — Intro0:29 — Rule 11:44 — Rule 23:56 — Rule 37:29 — Rule 49:25 — Rule 512:12 — Rule 614:10 — OutroDISCLAIMERS & DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!*T&C's apply
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  7 investing myths that are holding you back financially 11.09.2026 11p

  🚨 Reserve your seat for my FREE investing workshop: https://nischa.me/invest 👉🏽 My Intentional Spending Tracker (free): https://nischa.me/istIn this video, I unravel 7 common myths about the stock market, enjoy! My products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt📙 Financial Wellbeing Toolkit: https://nischa.me/planOther tools: UK ISA and savings accounts: https://nischa.me/plumFree fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212Timestamps: 00:00 - Intro00:19 - You need to be clever to invest 01:30 - You lose money when the market crashes 02:45 - percentage gain = percentage loss 03:35 - More Stocks means more diversification 04:22 - Buy at rock bottom 05:57 - Buying because the price has fallen 07:05 - The Stock Market has an obligation DISCLAIMERS & DISCLOSURESThis content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!T&C's apply
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  9 Little Luxuries That Completely Changed My Daily Life 10.09.2026 17p

  ⏰ Reserve your seat for my free investing workshop this Sunday: https://link.nischa.me/investyt Claim your fee-free first transfer of upto £500 from Wise: https://wi.se/nischa_2✨ OTHER PRODUCTS MENTIONED IN THIS VIDEO ✨💳📱 The all-in-one account I use: https://wi.se/nischa_2📊 My free spending tracker: https://nischa.me/ist🧘‍♀️10-minute daily stretch: https://www.youtube.com/watch?v=CKnlEt5n3Sk&t=395s🥤 Smoothie Recipe: 1 cup almond milkHandful of frozen blueberries4 large frozen strawberries3 tbsp peanut butter1 scoop vanilla protein powder📔 Journal (great journal, though the pen isn’t ideal): https://amzn.to/4dMFPAJ🧊 Water bottle: https://amzn.to/42RKSuwDISCLAIMERS & DISCLOSURES Wise DisclaimerThe Fund has achieved an average annual return of 3.03% over a 5-year rolling period exclusive of fees. Interest is offered by Wise Assets UK Ltd, a subsidiary of Wise Payments Ltd. Wise Assets UK Ltd is authorised and regulated by the Financial Conduct Authority (839689). When facilitating access to Wise investment products, Wise Payments Ltd acts as an Introducer Appointed Representative of Wise Assets UK Ltd.Other Disclaimers: This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!*T&C's apply
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  5 Financial Mistakes I've Made in the Last 10 years 10.09.2026 11p

  🚨 Reserve your seat for my FREE investing workshop: https://nischa.me/invest Join my FREE Financial Life-Design Workshop: https://nischa.me/lifedesignworkshopIn this video I cover 5 Money Mistakes I have made in the last 10 years.. enjoy! My products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt📙 Financial Wellbeing Toolkit: https://nischa.me/planOther tools: UK ISA and savings accounts: https://nischa.me/plumFree fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212Timestamps: 00:00 - Intro 00:06 - That Car02:02 - Saving 03:00 - Buy Once, Cry Once 04:12 - Not Investing Earlier 05:53 - Ant vs Grasshopper DISCLAIMERS & DISCLOSURESThis content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!T&C's apply
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  The easiest (and laziest) way to get rich 09.09.2026 18p

  🚨 Reserve your seat for my free investing workshop this Sunday: https://link.nischa.me/investvslIn this video, I break down exactly how investing just $100 a month can grow into over a million dollars, why waiting for the "perfect" time is costing you more than you think, and why investing is far simpler than most content online makes it seem.Whether you're starting from zero or feel like you've already missed the boat, this is your Step 1.Time Stamps: 0:00 — Intro0:50 — How I used to be terrible with money1:18 — The moment that changed everything2:01 — What comes first 2:45 — How investing actually works3:45 — What 100 a month can turn into 6:48 — Scaling up as your income grows9:05 — Where to learn more DISCLAIMERS & DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!*T&C's apply
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  9 Things I Stopped Buying to Make More Money 08.09.2026 9p

  🚨 Reserve your seat for my FREE investing workshop: https://nischa.me/invest Join my FREE Financial Life-Design Workshop: https://nischa.me/lifedesignworkshop9 Things I stopped buying to live below my means and invest more!My products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt📙 Financial Wellbeing Toolkit: https://nischa.me/planOther tools: UK ISA and savings accounts: https://nischa.me/plumFree fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212Timestamps: 00:00 - Intro 00:24 - Books00:56 - Car 01:23 - Souvenirs 02:00 - The Updates 02:53 - Sales03:32 - Things I don't understand 03:59 - Fast-fashion 04:41 - High-Maintenance items05:33 - Pre-nup 06:15 - My thoughts on spending DISCLAIMERS & DISCLOSURESThis content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!T&C's apply
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  Habits That Made Me 6 Figures by 24 (My Formula) 07.09.2026 11p

  🚨 Reserve your seat for my FREE investing workshop: https://nischa.me/invest 👉🏽 Join my FREE Payday Routine Masterclass: https://nischa.me/wealthmasterclass6 Habits that made me six figures by 24 and have helped me achieve every financial goal since then!My products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt📙 Financial Wellbeing Toolkit: https://nischa.me/planOther tools: UK ISA and savings accounts: https://nischa.me/plumFree fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212Timestamps: 00:00- Intro 00:23 - Close the Learning Gap01:42 - The Spotlight Effect02:40 - Question the Answer04:02 - Money Out = Money in 05:25 - FOMO Will Hold You Back 06:45 - Action is better than Over-analysisDISCLAIMERS & DISCLOSURESThis content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!T&C's apply
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  Why I'm changing how I invest (before it's too late) 07.09.2026 15p

  🎓 Reserve your seat for my free investing workshop this Sunday: https://link.nischa.me/invest1In this video, I break down why I'm changing how I invest after one of the world's most popular index funds just hit record highs, what role AI is playing in that decision, and what it might mean for your own portfolio. I spent 13 years in finance, qualified as a chartered accountant and worked in investment banking for 9 years, and this is how I'm thinking about it.Whether you're just starting out or you've been investing for a while, this one is worth paying attention to.My products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist📙 Financial Wellbeing Toolkit: https://nischa.me/planTime Stamps:0:00 — Intro1:00 — How the S&P 500 actually works1:44 — The historical returns you need to know2:37 — Why I'm rethinking my strategy2:45 — The Magnificent 7 explained3:46 — What AI has to do with your investments4:15 — The dot com bubble and what it taught us5:21 — How I'm changing what I invest in6:32 — Why the S&P 500 is less diversified than you think7:32 — Why I'm shifting towards global stocks9:15 — How I personally split my portfolio11:01 — Why panic selling destroys long term returnsDISCLAIMERS & DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!*T&C's apply
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  Accountant explains: You might be richer than you think 07.09.2026 15p

  👉 Sign up for your $1-per-month Shopify trial here: https://shopify.com/nischa 📶 Intentional Spending Tracker (free): https://nischa.me/ist Timestamps0:00 – Why most people feel financially behind1:00 – Borrowed lifestyles & the debt data you need to see1:51 – When is debt actually okay?2:39 – The comparison trap3:48 – Upward comparison & the psychology behind it4:13 – How social media expanded the comparison pool5:32 – The 3 financial markers that show you're on track6:04 – Why AI is making us financially lazy6:53 – Hedonic adaptation (the hedonic treadmill)8:18 – The history of status symbols11:21 – What's actually worth chasing today11:53 – How to define YOUR version of a good lifeDISCLAIMERS & DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!*T&C's apply