Investing in Real Estate with Clayton Morris | Investing for Beginners

Episodi

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  1214: America’s Credit Card Problem Is Getting Worse - Episode 1214 08.10.2026 12min

  Americans now owe more than $1.26 trillion on their credit cards. And according to the latest data from the Federal Reserve Bank of New York, credit card balances just jumped another $21 billion in just three months. On this episode of Investing in Real Estate, we’re going to unpack what this data tells us about the American consumer and the economy. You’re going to learn about total household debt, why debt is so prevalent today, and much more.
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  1213: Are We About to See a Foreclosure WAVE Hit the US Housing Market? - Episode 1213 05.10.2026 18min

  Something is starting to unfold in the housing market that we haven’t seen in years: foreclosures are rising. In the first six months of 2026, more than 227,000 properties in the United States received some type of foreclosure filing. That is a 21% increase from just one year ago. And in June alone, completed foreclosures jumped 23% from a year earlier.On today’s show, we’re going to dive into an analysis on foreclosures in the United States, including which types of markets are under pressure. We’ll talk about the foreclosure process itself, the problem with speculative investments, and much more!
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  1212: The Housing Shortage No One in Washington Can Fix - Episode 1212 24.09.2026 10min

  Washington just passed another housing bill, and while the media is celebrating progress toward the goal of addressing the nation’s housing crisis, there’s a glaring problem we need to talk about. The ROAD to Housing Act, which was signed into law on July 11, is the first major housing bill that has passed since the 1990s. But despite its 60 provisions and widespread bipartisan support, any improvements in the housing market are going to be negligible. On this episode of Investing in Real Estate, we’re breaking down the implications of The ROAD to Housing Act.
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  1211: The Middle Class Retirement Plan Is Breaking - Episode 1211 21.09.2026 12min

  The middle-class retirement plan is breaking in front of our eyes. For generations, Americans walked a familiar path: just go to school, get a good job, work hard for a few decades, buy a home, put some money aside in a 401k, and eventually, you’ll be financially free. But what happens to that plan when wages don’t keep up with the cost of living? What happens if inflation runs rampant for several years? On today’s show, we’re breaking down what’s happening today and why the system that has worked for generations no longer translates in today’s economy.
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  1210: The Cost-of-Living Is About to Destroy The Middle Class - Episode 1210 10.09.2026 13min

  The cost-of-living crisis isn't coming. It's already here. Nearly half of American households can't even afford to survive right now.According to a Brookings Institution report just released in May 2026, 45.5% of U.S. households did not earn enough to cover their necessities in 2024. That's food, housing, transportation, healthcare. Just the basics. On today’s show, we’re going to break down what’s happening with the cost-of-living crisis. We’re going to talk about inflation eating wages, what it means to be middle class today, and the only way to escape the cost-of-living crisis. 
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  1209: Why Inflation Is Quietly Making Renters Poorer - Episode 1209 07.09.2026 14min

  Inflation is making renters poorer—and not just because your rent keeps going up. Every month, more of your paycheck is being transferred into housing costs, leaving you with less money to save, invest, or ever become an owner. You don’t benefit from equity or appreciation; you simply have to come up with more money to remain in the same place with little to no upgrades. On today’s show, let’s get brutally honest here about why inflation is making renters poorer, why this problem continues even when inflation supposedly cools down, and what renters can actually do to stop falling further behind. You’re going to learn why rent inflation can be so damaging to your bottom line, how ownership of assets can help you get ahead, and much more!
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  1208: The Fed Just Trapped the Housing Market - Episode 1208 27.08.2026 13min

  The Fed just trapped the housing market. And this time, the trap has almost nothing to do with whether Kevin Warsh cuts rates by a quarter point. The real problem is that American housing is now caught between inflation, global conflict, the dollar, and a Treasury market that the Fed does not completely control.On this episode of Investing in Real Estate, you’re going to learn about how the Federal Reserve is trying to manage inflation, the dollar, government debt, and the confidence of the entire global financial system – and why the housing market is trapped in the middle.
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  1207: Your Savings Are Losing Value Right Now - Episode 1207 24.08.2026 11min

  Inflation is stealing your savings right now. For the last couple of decades, Americans have been completely lied to about what saving money actually means. You've been told that if you just put money away, if you're disciplined, if you're responsible, you'll be fine. It’s a total lie.On this episode of Investing in Real Estate, we’re going to unpack why saving money is actually the worst thing you can do in a high inflationary environment. You’re going to learn about the biggest misconception about inflation, and what you should actually do to get ahead in today’s economy. 
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  1206: Why Homeowners Are Trapped in Their Homes - Episode 1206 13.08.2026 14min

  American homeowners are trapped. Prisoners in their own houses. And the government knows it. For the last three years, a crisis has been freezing the American housing market from the inside out, and nobody in power is doing a single thing about it.On this episode of Investing in Real Estate, we’re exploring what’s happening with the lock-in effect across the nation. You’re going to learn why this has frozen the entire housing market for buyers and sellers alike, and why buying rental properties might be a better option for anyone who wants to enter the housing market.
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  1205: The Great 2026 Wealth Transfer Has Already Started - Episode 1205 10.08.2026 15min

  A $124 trillion wealth transfer is happening right now, and if you're a regular, hardworking American, you're on the losing end of it. Bank of America just released a study this week confirming what I've been warning you about for years. The greatest transfer of wealth in human history is already underway. It’s time to pay attention to this, because most people still don't see this trap.On this episode of Investing in Real Estate, you’re going to learn about the three forces converging right now in 2026 that are accelerating this wealth transfer. Plus, we’re going to discuss why saving money is so destructive in this environment, and what you can do instead.
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  1204: This New Trump Account Could Turn $1,000 Into Millions - Episode 1204 23.07.2026 34min

  A new government-backed investment program known as "Trump accounts" just launched on July 4th, 2026, creating a new type of IRA for children. Under this initiative, the government will make a one-time $1,000 deposit into accounts for U.S. children born between 2025 and 2028. Today’s guest, Karlton Dennis, is the CEO of Tax Alchemy. He’s joining us on this episode of Investing in Real Estate to share the details of Trump Accounts, including who qualifies, the potential returns, and how to get started.
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  1203: The Cost-of-Living Crisis Is Worse Than They're Telling You - Episode 1203 20.07.2026 14min

  87% of Americans now say they're living in a cost-of-living crisis. We’re not talking about a rough patch or a temporary setback, but a full-blown crisis that is reshaping life in America as we know it. And yet somehow, the mainstream media won’t touch this topic without putting a positive spin on it.On this episode of Investing in Real Estate, we’re going to cover what’s really happening with the cost-of-living crisis across the United States. You’ll learn the truth about inflation and gas prices, and national debt. Most importantly, you’re going to hear about why the old playbook for creating wealth doesn’t work anymore – and what you can do instead.
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  1202: The Dollar Dominance Is Over - Episode 1202 25.06.2026 14min

  For decades, the US dollar has been the undisputed king of the global financial system. Countries across the world trade in dollars. Oil is priced in dollars. Central banks hold trillions of dollars in reserves. And when there’s a crisis anywhere in the world, investors usually run toward the dollar, not away from it. But lately, all of that has started to slowly unravel. On this episode of Investing in Real Estate, we’re going to discuss what will actually happen if the U.S. dollar slowly loses its global power. You’ll learn about the impacts on the economy, the world, and your wallet.
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  1201: The Retirement Crisis Hiding in Plain Sight - Episode 1201 22.06.2026 16min

  The average American retirement account balance just hit $146,400, and the media is celebrating. But here’s what they’re not telling you: $146,000 and some change is not a reasonable retirement balance. At the standard 4% withdrawal rate, that's about $488 a month, before factoring in things like fees, taxes, and the brunt of inflation.On today’s show, I want to get brutally honest about the 401(k) and its downfalls. You’re going to understand exactly how this retirement trap works, you'll understand why the wealthy don't rely on it. And most importantly, you'll understand what you can do instead.
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  1200: America's Social Security Crisis Just Got Real 11.06.2026 14min

  Right now, anxiety over Social Security is exploding across the country. Not just among retirees, but younger workers too. Americans across all age brackets and income levels are asking the same question: “Will Social Security even be there when I retire?”On this episode of Investing in Real Estate, we’re going to break down why Social Security is running out of money and why younger Americans are losing faith in the retirement system altogether. Most importantly, you’ll learn what you can actually do to protect yourself financially before this becomes a full-blown crisis. 
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  1199: 3% Mortgage Rates Are Gone Forever… Here’s Why 08.06.2026 11min

  Will mortgage rates ever go down again? This is one of the biggest questions in the housing market conversation right now, and it’s one of the main points that’s been keeping buyers on the sidelines.  Because if you experienced the market even just a few years ago, today’s conditions feel totally different. On this episode of Investing in Real Estate, we’re going to break this down, look at the data points, and most importantly, what to focus on moving forward.
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  1198: Where to Put Your Money Before the Dollar Collapses - Episode 1198 28.05.2026 12min

  Did you know that the dollar has lost 97% of its purchasing power since 1913? And the people managing your money, your financial advisor, your 401k provider, your bank, none of them will ever tell you that. That’s because the moment you understand what's actually happening to the dollar, you’re going to change your strategy, and they will stop making money off of you. On this episode of Investing in Real Estate, we’re going to unpack what’s happening with the decline of the US dollar. We’re going to discuss the national debt, the state of inflation, and how geopolitical tensions are impacting the dollar. Most importantly, you’ll learn about where to put your money before the dollar collapses.
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  1197: Is the American Dream Still Alive? - Episode 1197 25.05.2026 12min

  The American Dream is a hundred-year-old ideal, a phrase used to describe upward mobility and the promise of success through hard work. And for decades, the idea of the American Dream has often gone hand-in-hand with homeownership. Is that still the case today? That’s the question we’re going to explore on this episode of Investing in Real Estate. We’re going to talk about the state of the economy and the latest statistics on financial security across the United States. You’ll learn about why real estate can help you achieve financial freedom, why the American Dream is being redefined, and much more!
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  1196: Could the ‘Trump Boom’ Reshape the Housing Market Overnight? - Episode 1196 14.05.2026 12min

  If you or anyone you know has tried to buy a house lately, you know what the housing market is like right now. For many Americans, the whole idea of the American Dream feels like it’s slipping further and further out of reach. This is a crisis that is hurting a large demographic, but it doesn’t seem like there are any real solutions that can make a dent. Now President Donald Trump says he has the master plan, a strategy that he claims will rescue the American Dream once and for all. But is it genius, or would it backfire and create an even bigger mess? On this episode of Investing in Real Estate, we’re taking a look at what this plan would actually mean for the US housing market.
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  1195: Is the U.S. Dollar About to Become Worthless? - Episode 1195 11.05.2026 12min

  There have been some major threats to the US dollar’s global dominance over the last several years. Here on the show, we’ve talked about geopolitical shifts, political instability, and the rise of BRICS nations all putting simultaneous pressure on the dollar. But today we’re going to unpack the biggest threat of all: the U.S. national debt. On this episode of The Investing in Real Estate Podcast, we’re going to unpack what’s happening with the national debt. You’re going to learn about what it means for the economy, the future of the dollar, and for everyday Americans.