Australian Property Podcast

Episódios

• 
  ASIC’s offset account warning: what borrowers should check, with Sarah Court 04.08.2026 35min

  This episode was originally featured on the Australian Finance Podcast. In this Australian Property Podcast episode, Owen Rask speaks with Sarah Court, Chair of ASIC, about what the regulator is seeing across the financial system and why everyday Australians need to pay closer attention to how their money is being handled. Sarah explains ASIC’s role in licensing firms, holding financial institutions to account and stepping in when consumers or investors are at risk. The core of the conversation focuses on mortgage offset accounts after ASIC uncovered failures at banks that meant some customers were not receiving the interest savings they expected. Sarah explains why these problems matter, why legacy systems and weak processes can create real financial harm, and why banks need to fix the basics instead of assuming customers will spot issues themselves. Owen and Sarah also talk about scams, risky investments and the importance of slowing down before handing over money. She shares why MoneySmart can be such a valuable resource for Australians who want plain-English guidance on investing, risk, scams and personal finance. If you want a practical reminder to check your offset setup, stay sceptical of fast-talking investment pitches and understand where ASIC fits into the system, this episode is worth your time before it costs you real money. Episode resources – ⁠Moneysmart⁠ – ⁠Investment scam alerts - ASIC⁠ – ⁠Professional registers search - ASIC – Ask a question (select the Property podcast) Show partner resources – Join Pearler using the code "RASKSWITCH" and get $32 of Pearler Credit – Whatever comes next for your business, power it with Stripe Rask resources – Pete's Buyers Agency – Alcove mortgage broking – Amy Lunardi Buyers Agency (Melbourne) – All services – Financial Planning – Invest with us – Access Show Notes – Ask a question – We love feedback! Follow us on social media – Instagram: @rask.invest – TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices
• 
  Is now a smart time to buy property? Budget shock, rents and the flight to quality 01.08.2026 48min

  In this Australian Property Podcast episode, Pete Wargent and Chris Bates unpack one of the biggest questions in property right now: is this actually a good time to buy, or are buyers still stepping into a falling market too early? They explore why so many sellers, buyers and agents seem frozen at once, why quality assets are behaving differently from the headline market data, and how fear around interest rates, inflation and the Federal Budget is changing behaviour across Sydney, Melbourne and beyond. Pete and Chris also explain why weak confidence today could become a major supply problem tomorrow, especially if developers, builders and investors keep stepping back. The conversation goes beyond prices. They discuss tightening rental markets, why first-home buyers may still need to act even in a softer market, and why the best opportunities often appear when sentiment feels worst. Their core message is clear: focus on quality, think long term, and do not confuse scary headlines with the value of a genuinely strong asset. They also answer listener questions on the six-year CGT rule, how to think about an investment property versus a future Melbourne home, and what buyers should watch if they are trying to move while the market still looks foggy. If you want a practical read on falling prices, rental pressure, buyer psychology and the post-Budget property reset, this episode is worth your time. Episode resources – Ask a question (select the Property podcast) Show partner resources – Join Pearler using the code "RASKSWITCH" and get $32 of Pearler Credit – Whatever comes next for your business, power it with Stripe EOFY deals to know about - ending June/July 2026 – 1 free trade per month, for 12 months, for new Pearler customers Rask resources – Pete's Buyers Agency – Alcove mortgage broking – Amy Lunardi Buyers Agency (Melbourne) – All services – Financial Planning – Invest with us – Access Show Notes – Ask a question – We love feedback! Follow us on social media – Instagram: @rask.invest – TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices
• 
  Where prices are falling and where buyers can find opportunity 25.07.2026 52min

  In this Australian Property Podcast episode, Pete Wargent and Chris Bates unpack what the post-Budget property reset is starting to look like on the ground, and where patient buyers may finally be getting some leverage again. They break down quieter winter listings, soft auction clearance rates and the widening gap between A-grade properties and everything else. The big question is not just whether prices are falling, but where the pullback is creating genuine opportunity for upgraders, first-home buyers and investors willing to stay disciplined. Pete and Chris also cover the pockets seeing the most change across Sydney, Melbourne, Brisbane, Adelaide and the Gold Coast, plus why units, renovators and better-quality homes may behave very differently from compromised stock. They also explain why lower borrowing costs alone may not be enough, and why quality listings could become the real battleground as spring stock arrives. To wrap up, they answer listener questions on new builds, older Melbourne units and the tax headlines worrying Australian expats. If you are trying to read a softer market without getting swept up in the panic, this episode offers a practical look at what may matter next. It is a useful episode for anyone planning a move before the market narrative shifts again. Episode resources – Ask a question (select the Property podcast)   Show partner resources – Join Pearler using the code "RASKSWITCH" and get $32 of Pearler Credit – Whatever comes next for your business, power it with Stripe   EOFY deals to know about - ending June/July 2026 – 1 free trade per month, for 12 months, for new Pearler customers   Rask resources – Pete's Buyers Agency – Alcove mortgage broking – Amy Lunardi Buyers Agency (Melbourne) – All services – Financial Planning – Invest with us – Access Show Notes – Ask a question – We love feedback!   Follow us on social media – Instagram: @rask.invest – TikTok: @rask.invest   DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices
• 
  Property reset, rents and budget fallout: what buyers need to know 18.07.2026 47min

  In this Australian Property Podcast episode, Pete Wargent and Chris Bates unpack what the post-budget property reset may mean for buyers, renters and investors as the market heads deeper into winter. The conversation starts with the big shift now showing up across the market: fewer active investors, tight rental supply and a growing sense that many buyers are sitting on their hands waiting for clarity. Pete and Chris explain why that matters, not just for house prices, but for rental affordability, construction activity and the number of listings likely to emerge in spring. They also dig into the pressure points inside the market right now, including Sydney’s recent rent surge, fears that new supply will stall, and why some owner-occupiers may see the current anxiety as an opportunity to upgrade or renovate. Along the way, they discuss mortgage stress, first-home buyer hesitation, the slowdown in development feasibility and why tighter tax settings may push even more landlords to think about selling. The episode wraps with listener questions on retirement planning, Sydney apartments, Airbnb strategy and whether borrowing inside super for residential property is effectively dead after the latest budget changes. If you want a grounded read on where the property market may be heading next, this is a practical episode to hear now. Episode resources – Ask a question (select the Property podcast) Show partner resources – Join Pearler using the code "RASKSWITCH" and get $32 of Pearler Credit – Whatever comes next for your business, power it with Stripe EOFY deals to know about - ending June/July 2026 – 1 free trade per month, for 12 months, for new Pearler customers Rask resources – Pete's Buyers Agency – Alcove mortgage broking – Amy Lunardi Buyers Agency (Melbourne) – All services – Financial Planning – Invest with us – Access Show Notes – Ask a question – We love feedback! Follow us on social media – Instagram: @rask.invest – TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices
• 
  Banks forecast 10% property drop: Is the Australian market crashing? 11.07.2026 44min

  In this episode of Australian Property Podcast, Pete Wargent and Chris Bates analyse the deepening housing market downturn and what it means for buyers, sellers, investors and first-home buyers in 2026.  The conversation covers the latest CoreLogic data showing capital city values down 1.3% in the June quarter, auction clearance rates slipping below 50%, and a drop in sales volumes.   Pete shares his on-the-ground view that many prices are already 10-15% off peak levels but appear to have levelled off in recent weeks, with few genuine fire sales thanks to strong employment. Pete and Chris examine the Federal Budget’s limited impact on home ownership rates, the SMSF lending ban wiping out potential gains from new housing initiatives, evaporating new home sales, and falling unit approvals.  They discuss shifting sentiment in key markets — including Brisbane homeowners pulling sales and the forecast that Brisbane could soon overtake Sydney as the most expensive unit market — alongside inflation easing and banks revising 2026 price forecasts downward (with some predicting 5-10% national falls). Main stories include “Budget buyer’s remorse” — why first-home buyer applications have slowed despite policy support — and a detailed look at what a further house price fall would actually mean for Australians.  Drawing on 30 years of history analysed by ABC News Business, they highlight that past corrections have been relatively shallow (average -2.9%) while subsequent recoveries have been strong (+32% on average).  They explore risks of negative equity for recent buyers, the chance of a larger correction, Sydney’s role as the market canary, and why fundamentals (jobs, rates, yields) still matter more than headlines. The episode finishes with two practical listener questions: Chris shares the biggest structuring lessons from scaling Alcove and advising clients — particularly the one principle that separates successful long-term investors from those who get stuck or over-leveraged. And Pete offers advice on how regular buyers can realistically access off-market and pre-market deals without a buyer’s agent. Along the way, Pete and Chris offer strategic advice for buyers and sellers in nervous conditions, discuss wealth transfer opportunities, refinancing dynamics, and the importance of thinking long-term when sentiment shifts fast.  If you want a clear-eyed, data-driven weekly snapshot of Australia’s housing market — from downturn realities and policy impacts to practical investing and buying tactics — this episode is essential listening right now. Episode resources – Ask a question (select the Property podcast) Show partner resources – Join Pearler using the code "RASKSWITCH" and get $32 of Pearler Credit – Whatever comes next for your business, power it with Stripe EOFY deals to know about - ending June/July 2026 – 1 free trade per month, for 12 months, for new Pearler customers Rask resources – Pete's Buyers Agency – Alcove mortgage broking – Amy Lunardi Buyers Agency (Melbourne) – All services – Financial Planning – Invest with us – Access Show Notes – Ask a question – We love feedback! Follow us on social media – Instagram: @rask.invest – TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices
• 
  Budget fallout, SMSF lending ban and the property versus shares debate 04.07.2026 48min

  In this episode of Australian Property Podcast, Pete Wargent and Chris Bates break down the latest property-market shake-up and what it means for buyers, investors and borrowers. The conversation centres on the Federal Budget fallout, the ban on SMSF lending into property, weaker auction conditions and the way sentiment has turned across key housing markets. Pete and Chris unpack why Sydney and Melbourne were already softening before the policy changes, how investor demand is fading in the established market, and why rental yields and mortgage rates still matter more than headlines. They also explain where they are still seeing activity, from first-home buyers and upgraders to smaller renovation projects, while caution remains high around leveraged property investing. The episode finishes with two practical listener questions: whether to sell a negatively geared investment property when cash flow is tight, and when property can still make sense versus shares in 2026. Along the way, Pete and Chris explore refinancing dynamics, the role of super, the trade-offs between liquidity and leverage, and how to think about risk when conditions are changing fast. If you want a grounded weekly read on the Australian housing market, mortgage trends and investing decisions, this episode is a useful snapshot of where the market stands right now. Episode resources – Ask a question (select the Property podcast) Show partner resources – Join Pearler using the code "RASKSWITCH" and get $32 of Pearler Credit EOFY deals to know about - ending June/July 2026 – 1 free trade per month, for 12 months, for new Pearler customers Rask resources – Pete's Buyers Agency – Alcove mortgage broking – Amy Lunardi Buyers Agency (Melbourne) – All services – Financial Planning – Invest with us – Access Show Notes – Ask a question – We love feedback! Follow us on social media – Instagram: @rask.invest – TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices
• 
  Is peak fear here for property? Negative gearing, SMSF risk and the six-year rule 27.06.2026 56min

  In this episode of Australian Property Podcast, Pete Wargent and Chris Bates ask whether Australia’s housing market has moved from nerves to peak fear. They unpack weaker auction results in Sydney and Melbourne, falling prices, softer new-home sales and why investor sentiment keeps deteriorating even as hopes build for lower rates later in 2026. A key focus is policy risk: how proposed negative gearing and capital gains tax changes could hit established-property demand, why self-managed super fund lending may become the next political battleground, and whether investors end up being pushed towards new builds or Melbourne apartments instead. They also test a few narratives gaining traction right now, including whether peak fear may open a window for first-home buyers, why headlines about Melbourne apartments and boutique developments need more scrutiny, and what a genuine market reset would look like across owner-occupier suburbs, investor pockets and regional areas rather than just in headlines. Pete and Chris then move from headlines to practical strategy, explaining what buyers should watch around confidence, supply, serviceability and sensational market narratives. In the listener Q&A, they tackle whether to keep a townhouse when upgrading to a forever home, how the six-year CGT rule works in practice, and whether AI could become deflationary for households carrying big debt. Episode resources – Ask a question (select the Property podcast) Show partner resources – Join Pearler using the code "RASKSWITCH" and get $32 of Pearler Credit EOFY deals to know about - ending June/July 2026 – 1 free trade per month, for 12 months, for new Pearler customers Rask resources – Pete's Buyers Agency – Alcove mortgage broking – Amy Lunardi Buyers Agency (Melbourne) – All services – Financial Planning – Invest with us – Access Show Notes – Ask a question – We love feedback! Follow us on social media – Instagram: @rask.invest – TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices
• 
  The psychological traps costing property buyers 23.06.2026 54min

  In this episode of Australian Property Podcast, Amy Lunardi and Chris Bates unpack the psychological traps that can quietly cost property buyers money, momentum and confidence. The conversation starts with a simple idea: a buyer’s market should feel easier, but in practice it can feel even harder because lower sentiment, softer prices and more choice often create more doubt. Amy explains why buying property is unlike almost any other purchase. The stakes are high, opinions come from everywhere, data is imperfect and emotions can spike at exactly the wrong moment. Together, Amy and Chris explore the traps buyers fall into most often: waiting for social proof, second-guessing a property after a pass-in, trying to time the bottom of the market, getting rattled by difficult agents, anchoring to one sale, or letting family opinions override a clear plan. The episode also focuses on what buyers can control. Amy shares why strong preparation matters more than bravado, how to think about personal value versus on-paper value, and why a good negotiation often comes down to scenario planning, pausing under pressure and returning to your fundamentals. If you’re buying in a softer market, navigating auctions or trying to avoid self-sabotage, this is a practical episode on making better property decisions with less regret. Episode resources – Ask a question (select the Property podcast) Show partner resources – Join Pearler using the code "RASKSWITCH" and get $32 of Pearler Credit Rask resources – Pete's Buyers Agency – Alcove mortgage broking – Amy Lunardi Buyers Agency (Melbourne) – All services – Financial Planning – Invest with us – Access Show Notes – Ask a question – We love feedback! Follow us on social media – Instagram: @rask.invest – TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices
• 
  Rate pause, Budget shock and the next move for Australia's property market 20.06.2026 52min

  In this episode of the Australian Property Podcast, Pete Wargent and Chris Bates unpack a housing market that is trying to stabilise after the Budget shock, without much conviction that the hard part is over. They start with the Reserve Bank holding the cash rate at 4.35%. Bond yields are off their peak, some fixed rates are edging lower, and buyers are asking whether confidence can rebuild. Pete and Chris explain why that does not guarantee a strong recovery while policy uncertainty, softer investor demand and weak sentiment still weigh on Sydney and Melbourne. The episode then turns to what is changing on the ground. Investors are pulling back, upgraders are cautious, first-home buyers are getting a little more breathing room, and rents remain under pressure because vacancies are still tight. They also unpack stamp duty changes, buyer incentives and why mortgage stress is still more of a pressure story than a distressed-sales story. Finally, they look ahead to late 2026 and 2027. If rates fall meaningfully, the market could find a new leg higher. If cuts stay modest, Australia may be heading into a slower, more balanced phase instead. It is a useful episode for buyers, investors and homeowners trying to work out what matters now and what noise to ignore. Episode resources – Ask a question (select the Property podcast) Show partner resources – Join Pearler using the code "RASKSWITCH" and get $32 of Pearler Credit Rask resources – Pete's Buyers Agency – Alcove mortgage broking – Amy Lunardi Buyers Agency (Melbourne) – All services – Financial Planning – Invest with us – Access Show Notes – Ask a question – We love feedback! Follow us on social media – Instagram: @rask.invest – TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices
• 
  First home buyers after the Budget: grants, pathways and the traps to avoid 16.06.2026 42min

  First home buyers are finally getting a bit more breathing room, but that does not mean every scheme is a green light. In this Australian Property Podcast episode, Chris Bates sits down with Jack Elliott, National First Home Buyer Specialist at Alcove, to unpack what changed after the Budget and how buyers should think about grants, guarantees and shared-equity options in 2026. Jack explains why some first home buyers are seeing less competition at opens and auctions, how changes to investor borrowing power may be shifting the market, and why waiting for the perfect headline can be just as risky as rushing in too early. The bigger question, according to Jack, is whether you are actually ready: know your numbers, stress-test your budget, understand your pathway and buy with the next five to ten years in mind. They also break down the main paths into the market, including the 5% deposit scheme, LMI waivers for certain professions, guarantor loans, Help to Buy, and gifted money. Plus, they cover what to watch with stamp duty concessions and the First Home Owner Grant, and the trap of letting a short-term incentive drive a long-term property decision. If you are trying to work out whether to buy now, which scheme fits your situation, or how to avoid the biggest first-home-buyer mistakes, this episode is for you. Episode resources – Ask a question (select the Property podcast) Show partner resources – Join Pearler using the code "RASKSWITCH" and get $32 of Pearler Credit Rask resources – Pete's Buyers Agency – Alcove mortgage broking – Amy Lunardi Buyers Agency (Melbourne) – All services – Financial Planning – Invest with us – Access Show Notes – Ask a question – We love feedback! Follow us on social media – Instagram: @rask.invest – TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices
• 
  The post-Budget property reset — fear, buyers and what happens next 13.06.2026 43min

  In this episode of the Australian Property Podcast, Pete Wargent and Chris Bates step back from the panic that followed the federal Budget and ask what is actually changing in Australia’s housing market. The headlines have turned hard, sentiment has cooled quickly and buyers are suddenly hearing talk of weaker auctions, falling prices and a tougher road for investors. Pete and Chris explain why the fear feels louder than the facts, why some owner-occupier markets may hold up far better than investor-led pockets, and why softer turnover can show up long before the national data fully catches up. They also discuss why first-home buyers may get a little more breathing room if investors retreat, but why that same shift could deepen rental pressure and make the supply problem worse. The episode then moves from headlines to strategy. Pete and Chris unpack where capital may flow next, including commercial property and new apartments, and whether those pivots genuinely stack up for investors. They also weigh up the more constructive side of the story: ongoing housing undersupply, easing rate expectations and the chance some of the most dramatic policy fears get diluted over time. Plus, they answer listener questions on land tax, retirement pressure and what a move to New Zealand could mean for Australians with property held across multiple structures. If you want a practical take on the post-Budget property reset, buyer opportunity and the risks hiding underneath the noise, this is a timely episode to queue up. Episode resources – Ask a question (select the Property podcast) Show partner resources – Join Pearler using the code "RASKSWITCH" and get $32 of Pearler Credit Rask resources – Pete's Buyers Agency – Alcove mortgage broking – Amy Lunardi Buyers Agency (Melbourne) – All services – Financial Planning – Invest with us – Access Show Notes – Ask a question – We love feedback! Follow us on social media – Instagram: @rask.invest – TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices
• 
  What the post-Budget property reset means for buyers and new builds 06.06.2026 47min

  In this 2 Sense episode of the Australian Property Podcast, Pete Wargent and Chris Bates unpack what the post-Budget property reset is starting to look like in real time. The initial panic has eased, but the aftershocks are now showing up in buyer behaviour, lending conversations and market turnover. Pete and Chris explain why first-home buyers are suddenly seeing less competition at open homes, why established-property investors are retreating, and why Sydney and Melbourne are leading the slowdown. They also dig into the pressure points underneath the headlines: softer sales volumes, weaker auction conditions, tighter serviceability, and the risk that lower turnover makes housing even less flexible for households and state budgets alike. A big focus in this episode is the mismatch between policy intent and what may happen on the ground. New-build and off-the-plan inquiries have jumped, but that does not mean projects will stack up or convert into real sales. Pete and Chris talk through why build costs, borrowing limits, settlement risk and buyer caution still matter, and why some “solutions” may look better on paper than in practice. They also cover rents, vacancies, buyer’s agents under pressure, the markets most exposed if investor demand keeps fading, and what listeners should watch next if they want to buy, hold or rethink a property plan. If you want a calm, practical read on where the market may be heading from here, this is a timely listen. Episode resources – Ask a question (select the Property podcast) Show partner resources – Join Pearler using the code "RASKSWITCH" and get $32 of Pearler Credit Rask resources – Pete's Buyers Agency – Alcove mortgage broking – Amy Lunardi Buyers Agency (Melbourne) – All services – Financial Planning – Invest with us – Access Show Notes – Ask a question – We love feedback! Follow us on social media – Instagram: @rask.invest – TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices
• 
  Senator Andrew Bragg on housing, tax and Australia’s productivity problem 01.06.2026 1h 2min

  This episode was originally featured on the Australian Investors Podcast. In this episode, Owen Rask sits down with Senator Andrew Bragg for a wide-ranging conversation about the Federal Budget, housing supply, tax, productivity and why so many Australians feel the country has become harder to get ahead in. Rather than getting stuck in party talking points, they focus on the practical questions investors, business owners and workers are asking right now: what happens when policy makes it harder to build homes, why does productivity matter so much for living standards, and how do taxes, regulation and incentives shape whether Australia creates more wealth or simply fights over what already exists? Andrew explains why he believes cutting housing supply is one of the worst policy choices Australia can make, how rising rents, higher rates and broader cost-of-living pressure are changing the national mood, and why small business, private investment and simpler rules still matter if Australia wants to stay competitive. The conversation also touches on super, the role of large institutions, and why clearer economic thinking matters more when confidence is low. Owen pushes on the bigger picture too: whether Australia has lost ambition, why the policy debate feels less honest than it should, and what needs to change if Australians want better opportunities over the next decade. If you want a plain-English discussion about housing, tax, productivity, competitiveness and the long-run direction of Australia, this is a timely episode to queue next. Episode resources – Ask a question (select the Property podcast) Show partner resources – Join Pearler using the code "RASKSWITCH" and get $32 of Pearler Credit Rask resources – Pete's Buyers Agency – Alcove mortgage broking – Amy Lunardi Buyers Agency (Melbourne) – All services – Financial Planning – Invest with us – Access Show Notes – Ask a question – We love feedback! Follow us on social media – Instagram: @rask.invest – TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices
• 
  Budget fallout for property: buyers, investors and the new-build gamble 30.05.2026 56min

  In this 2 Sense episode of the Australian Property Podcast, Pete Wargent and Chris Bates unpack what the post-Budget property reset is starting to look like on the ground. Even before any policy changes are fully legislated, sentiment has shifted: investors are turning cautious, lenders are tightening around serviceability, asking prices are easing in parts of Sydney and Melbourne, and nervous sellers are starting to meet more patient buyers. Pete and Chris explain why this could create a short-term window for owner-occupiers and first-home buyers, especially if they stay selective and focus on quality assets instead of compromised stock. They also dig into the second-order effects many people miss: weaker turnover, softer stamp duty receipts for state governments, a possible push toward broader land-tax reform, and the way confidence can return quickly once rates, policy or sentiment stabilise. The episode also tackles the big debate around new builds. While tax settings may steer more investors toward fresh stock, Pete and Chris question whether the numbers really stack up once you factor in high build costs, elevated rates and the risk of owning something the next investor may not value the same way. Plus, they answer listener questions on refinancing an existing investment property, when interest-only lending may still make sense, and whether downsizers in developer-heavy suburbs could benefit from the changing market. Episode resources – Ask a question (select the Property podcast) Rask Resources – Pete's Buyers Agency – Alcove mortgage broking – Amy Lunardi Buyers Agency (Melbourne) – All services – Financial Planning – Invest with us – Access Show Notes – Ask a question – We love feedback! Follow us on social media – Instagram: @rask.invest – TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices
• 
  Budget changes: What property investors, pre-retirees and retirees should do next 26.05.2026 38min

  Chris Bates sits down with James O’Reilly to unpack what the latest Federal Budget proposals could mean for Australian property investors at three very different life stages: wealth accumulators, pre-retirees and retirees. They break down how proposed changes to negative gearing, capital gains tax and trust taxation may change the numbers for investors who have relied on property for growth, cashflow and tax efficiency. From there, the conversation moves beyond headlines into practical strategy: whether younger investors may lean harder on shares, debt recycling and super, why new-build incentives can become a trap if the underlying asset is weak, and how upgrading or renovating the family home may stack up differently if CGT settings change. For pre-retirees and retirees, Chris and James explore the line-in-the-sand moment many property owners could face before 1 July next year, including whether to hold, sell, add to super or rethink how wealth gets passed on. They also discuss SMSF property risks, why tax now matters more than ever in long-term modelling, and how good advice can help people avoid rushed decisions based on policy noise. If you own property, want to buy, or are rethinking where your next dollar should go after the Budget, this episode offers a calm framework for weighing the trade-offs. Episode resources – Ask a question (select the Property podcast) Rask Resources – Pete's Buyers Agency – Alcove mortgage broking – Amy Lunardi Buyers Agency (Melbourne) – All services – Financial Planning – Invest with us – Access Show Notes – Ask a question – We love feedback! Follow us on social media – Instagram: @rask.invest – TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices
• 
  Is property investing dead? What the Budget means for buyers, rents and prices 23.05.2026 47min

  Is property investing dead, or is Australia just entering an uncomfortable reset? In this 2 Sense episode of the Australian Property Podcast, Pete Wargent and Chris Bates unpack the post-Budget aftershocks now rippling through the housing market. They start with the investor side of the equation. With Sydney auctions rattled, negative gearing changes looming, and Macquarie already cutting investor serviceability, Pete and Chris explain why many established-property buyers may step back fast. They discuss where demand could weaken first, why some investors may pivot to new builds or other asset classes, and why rental pressure could worsen if fewer investors keep stock in the market. The episode also explores the flip side: could this finally be a better window for first-home buyers? The pair look at how reduced investor competition may change conditions on the ground, why strategy matters more than panic, and what buyers and sellers should be thinking about while the policy picture is still evolving. They also answer listener questions on getting a home loan while working on contract, plus the risks of chasing offshore property opportunities in places like the UAE or New Zealand. If you want a calm, practical conversation about rents, borrowing power, first-home buyer opportunities and what the Budget could change next, this is a timely listen. Episode resources – Ask a question (select the Property podcast) Rask Resources – Pete's Buyers Agency – Alcove mortgage broking – Amy Lunardi Buyers Agency (Melbourne) – All services – Financial Planning – Invest with us – Access Show Notes – Ask a question – We love feedback! Follow us on social media – Instagram: @rask.invest – TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices
• 
  Budget shock for property investors, rents and house prices 14.05.2026 55min

  In this 2 Sense episode of the Australian Property Podcast, Pete Wargent and Chris Bates react to a Federal Budget that could reshape Australia’s housing market faster than many investors expect. Recording the morning after the announcement, they break down the headline changes: negative gearing being restricted to new builds from 1 July 2027, a tougher capital gains tax regime, and a new minimum tax rate on trusts. But the real focus is what those changes do to behaviour. Pete and Chris unpack why investor borrowing capacity could be hit, why established-property demand may soften, and why areas with heavy investor ownership could feel the pressure first. The episode also looks at the flow-on effects for rents, first-home buyers and housing supply. With vacancy rates already tight and rates still elevated, the pair explain why the market could split further between scarce owner-occupier-grade assets and investor-led stock such as some apartments and regional hotspots. They also discuss the likely policy response, including a bigger role for the 5% deposit scheme as government tries to keep demand from falling too hard. If you want a practical conversation about what the Budget could mean for prices, rents and property strategy from here, this is a timely episode to queue up now. Episode resources - Ask a question (select the Property podcast) Rask Resources - Pete's Buyers Agency - Alcove mortgage broking - Amy Lunardi Buyers Agency (Melbourne) - All services - Financial Planning - Invest with us - Access Show Notes - Ask a question - We love feedback! Follow us on social media - Instagram: [@rask.invest] - TikTok: [@rask.invest] DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices
• 
  Why does it cost so much to build in Australia? Plus Budget risks for housing 09.05.2026 55min

  Why does it cost so much to build in Australia right now? In this week’s 2 Sense episode of the Australian Property Podcast, Pete Wargent and Chris Bates unpack a fresh construction squeeze just as the housing market heads into a Budget week that could reshape investor behaviour. They break down the build-cost blowout, including the sharp rise in the cost of delivering a dwelling since 2019, and explain why higher diesel, concrete, piping, plumbing supplies and financing costs all matter. If feasible projects become marginal and marginal projects become unfeasible, the supply response Australia desperately needs gets pushed even further out. The conversation then shifts to policy risk. Pete and Chris explore reported changes to capital gains tax and negative gearing, softer conditions in Sydney and Melbourne, stronger rental yields, and what tighter supply could mean for buyers, investors and rents. The episode also answers listener questions on selling an investment property to buy ETFs, and how to balance property with shares for long-term retirement goals. It’s a practical, timely listen for anyone trying to read the next phase of the housing market. Episode resources Ask a question (select the Property podcast) Rask Resources Pete's Buyers Agency Alcove mortgage broking Amy Lunardi Buyers Agency (Melbourne) All services Financial Planning Invest with us Access Show Notes Ask a question We love feedback! Follow us on social media: Instagram: @rask.invest TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices
• 
  How to buy in a hot vs cool property market 05.05.2026 46min

  Most buyers approach property search the same way regardless of what the market is doing. Pete Wargent and Amy Lunardi argue that this is exactly where buyers go wrong. In this episode of the Australian Property Podcast, they break down how to identify the market you are actually in and how your strategy needs to change when conditions shift. Rather than relying on broad headlines, they explain how to zoom in on the signals that matter most: auction clearance rates, days on market, vendor discounting, stock levels and real buyer depth at inspections and auctions. In hot markets, they cover the need to move quickly, complete due diligence early, set a hard ceiling before negotiations begin and avoid the emotional exhaustion that leads buyers to overpay or drift from their brief. In cooler markets, they unpack how to spot a genuinely motivated vendor, when to make an offer before being invited, how to think about off-markets and EOI campaigns, and why waiting for the perfect bottom can become its own costly mistake. The result is a practical guide for first-home buyers, upgraders and investors who want to buy well in any environment. There may never be a perfect market, but there is a smarter way to buy in the one you have. Resources for this episode Ask a question (select the Property podcast) Rask Resources Pete's Buyers Agency Alcove mortgage broking Amy Lunardi Buyers Agency (Melbourne) All services Financial Planning Invest with us Access Show Notes Ask a question We love feedback! Follow us on social media: Instagram: @rask.invest TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices
• 
  Why buying your first home feels impossible (and what to do instead) with Lucinda Hartley 02.05.2026 47min

  This episode was originally featured on The Australian Finance Podcast. Discover why the traditional path to buying your first home no longer works, the trade-offs modern buyers must make, and how to rethink home ownership in today’s market. In this Australian Property Podcast episode, your host Gemma Mitchell is joined by Lucinda Hartley, author of Finding Home, to unpack what’s really changed when it comes to buying your first home. They cover: – Why the traditional “rulebook” no longer applies – How first home buyers need to rethink what “home” means – The key trade-offs you must understand before buying – How to approach home ownership in a way that fits your life today Topics Covered – Why the First Home Buyer Rulebook is Outdated – Then vs Now: What’s Changed in the Property Market – Rethinking What “Home” Means – The First Question Buyers Should Ask Themselves – Housing as “Success” vs Housing as “Security” – Is “Worst House, Best Street” Still Relevant? – Suburb vs Property: What Matters More Today – Changing Buyer Preferences (Apartments, Location, Lifestyle) – The Impact of Government Grants & Incentives – Is the 30% Housing Rule Still Realistic? – The Trade-Off Triangle Explained – The 10 Lifestyle Trade-Off Lenses – Common Trade-Offs Buyers Regret – Defining Your Non-Negotiables Before Buying – Credit Scores: What Actually Matters – Final Advice for First Home Buyers Resources for this episode ⁠Connect with Lucinda: Finding Home – Lucinda Hartley⁠ ⁠Buy Gemma’s book “The Money Reset”⁠ ⁠Speak with the Rask Advice team⁠ Ask a question (select the Property podcast) Rask Resources Pete's Buyers Agency Alcove mortgage broking Amy Lunardi Buyers Agency (Melbourne) All services Financial Planning Invest with us Access Show Notes Ask a question We love feedback! Follow us on social media: Instagram: @rask.invest TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices