Ready For Retirement

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  Think Twice Before You Retire at 65 03.10.2026 12นาที

  Free retirement training for people within 10 years of retirement and $1M+ saved. Watch “The Sequoia System Training” here: https://learn.rootfinancial.com/4f7f57 ======================= A couple came to me. Both 60. $2.5 million saved. Everything on paper said they were ready to stop working. They kept going anyway. One of them was doing it out of guilt. The other was doing it for a health insurance card. Neither reason had anything to do with the actual math, and once we ran it, the answ...
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  Don't Let Early Retirement Backfire (9 Things You NEED To Know) 26.09.2026 22นาที

  Free retirement training for people within 10 years of retirement and $1M+ saved. Watch “The Sequoia System Training” here: https://learn.rootfinancial.com/a8aca2 ======================= The problem is, most retirement advice out there isn't built for people retiring early. Most people don't even realize how different it is. These are the 9 things you need to know before you retire early, broken into what's different, what gets riskier, and what actually works in your favor. W...
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  My Honest Advice To Anyone Retiring With $2 Million 19.09.2026 20นาที

  If you've got $2 million or more saved, you probably think you already know how retirement goes. No more stress, finally enjoying life, doing whatever you want. That's not how it goes. Not because of the money. Because of what happens to your judgment, your spending, and your mental health once the paycheck actually stops, and almost nobody warns you about it in time. This is everything I tell my clients before they retire, including the story of a widow that still sits with me years later....
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  How I'd Retire in 5 Years Starting With $1M (2026) 12.09.2026 15นาที

  Free retirement training for people within 10 years of retirement and $1M+ saved. Watch “The Sequoia System Training” here: https://learn.rootfinancial.com/c8e6cf ======================= If you have a million dollars saved and five years until retirement, this is the last stretch where you can actually change how it turns out. I've sat across from people in your exact position who assumed they were set, then had to cut back once they actually retired. This is the exact process I'd run if t...
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  10 Really Good Reasons to File for Social Security at Age 62 05.09.2026 16นาที

  Two people, same age, same savings, same expenses. One files for Social Security at 62. The other waits until 70. Everyone knows the one who waits gets a bigger check. Almost nobody looks at what's happening to the other person's money while they wait. Here are 10 reasons the person who files at 62 might actually come out ahead, plus one thing that makes this decision far less permanent than you've been told. We're going to cover: - why the break-even calculator everyone gets handed (the ...
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  $3M vs $2M in Retirement: Here’s What Changes 29.08.2026 12นาที

  Free retirement training for people within 10 years of retirement and $1M+ saved. Watch “The Sequoia System Training” here: https://learn.rootfinancial.com/6b74ff ======================= Andrew and Ellen are 62, sitting on 2 million dollars, and ready to walk away from work today. Then we ran one more scenario, and it changed the entire conversation. It's not really about how much you have. It's about what five more years of work actually buys you, and the number surprised even them. This ...
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  How To Invest Once You Retire 23.08.2026 17นาที

  Free retirement training for people within 10 years of retirement and $1M+ saved. Watch “The Sequoia System Training” here: https://learn.rootfinancial.com/9fc86c ======================= Your portfolio only had one job while you were working. The day you retire, it gets a second one, and almost nobody splits the money the right way between the two. I watched a client with three million dollars, all sitting in three stocks, get forced back to work after 2022. Those stocks have since fully re...
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  How Much Can You Spend With $2.5 Million In Retirement? 15.08.2026 14นาที

  Free retirement training for people within 10 years of retirement and $1M+ saved. Watch “The Sequoia System Training” here: https://learn.rootfinancial.com/0ce92d ======================= This is the question I get more than any other after 15 years of doing this: how much can you actually spend in retirement without running out of money? John and Tina are 60, sitting on two and a half million dollars, and ready to retire. They want to travel. They want to finally renovate the house. T...
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  19 Unsexy Habits That Lead to a Great Retirement 08.08.2026 23นาที

  Free retirement training for people within 10 years of retirement and $1M+ saved. Watch “The Sequoia System Training” here: https://learn.rootfinancial.com/ad021b ======================= I've spent 15 years watching retirees blow up decades of saving with decisions that felt harmless in the moment. Not big mistakes. Small ones, repeated for years, that quietly cost people hundreds of thousands of dollars. The retirees who actually get it right aren't the smartest investors or the biggest sa...
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  Every Retirement Withdrawal Strategy RANKED (Worst to Best) 01.08.2026 17นาที

  Free retirement training for people within 10 years of retirement and $1M+ saved. Watch “The Sequoia System Training” here: https://youtu.be/7lpp3XXiDyQ ======================= You probably think the way you'll pull money out of retirement is a solid, sensible plan. There's a good chance you're wrong. Most people default to one withdrawal strategy without ever comparing it to the others. But this is the decision that determines how much stress you carry every time the market drops, an...
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  The ONLY 5 Tax Strategies You Need In Retirement 25.07.2026 18นาที

  Free retirement training for people within 10 years of retirement and $1M+ saved. Watch “The Sequoia System Training” here: https://youtu.be/7lpp3XXiDyQ ======================= Two people retire on the same day. Same savings, same investments, same effort over 30 years of working. A few years later, one of them has a lot more money than the other. It's not because of a better stock pick or a lucky year in the market. It comes down to five strategies almost nobody knows exist, and none...
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  Why Everything Changes After You Save $1.44 Million in Retirement 18.07.2026 14นาที

  $1,440,000 sounds like the finish line. For a lot of people it's actually where a brand new problem starts, one nobody warns you about before you get there. I've sat across the table from hundreds of people getting ready to retire, and the same mistake keeps showing up right after they hit their number. It has nothing to do with how much they saved. This video is where that number actually comes from, and the one shift almost nobody makes once they cross it. We're going to cover: - how a $1...
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  I'm A Retirement Advisor: Here's What I Tell Every Client At 62 11.07.2026 16นาที

  I've sat with 100 retirees, and the biggest regret almost never has anything to do with a bad investment. It's something I call the momentum trap. At 62, every single signal tells you to keep going, and almost nobody sees it coming until it's too late to get those years back. This video is what I tell every client who walks in at 62, the trap, the blind spots, and how to actually manage what comes next. We're going to cover: - the momentum trap that convinces smart...
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  Don’t Retire If This Is You - 5 Warning Signs 04.07.2026 14นาที

  You can hit your number, be fully financially ready, hand in your notice, and still end up miserable. Or worse, running out of money. In 15 years as a retirement advisor, I've watched it happen again and again, and it almost always comes down to one of five warning signs. Most of them have nothing to do with how much you've saved. If even one of these is you, it's not a no. It's a not yet, and I'll show you exactly how to fix it. We're going to cover: - the story o...
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  Your Life When Retiring With $100K vs $1M vs $10M 27.06.2026 13นาที

  You'd assume retiring with $10 million is a hundred times better than retiring with $100,000. It isn't. And the reason is stranger than you'd think. Because the size of your portfolio barely tells you what your life actually looks like. What changes from one level to the next isn't your lifestyle. It's the entire problem you're left trying to solve. This video runs the real numbers on all three, and the one thing every retiree has in common no matter which one they are. W...
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  Sell These 10 Things BEFORE You Retire 20.06.2026 16นาที

  There are 10 things sitting in your life right now that are quietly draining your retirement. Most people never notice them. This isn't the usual save more, buy more advice. After 15 years of helping people retire, the happiest ones I've seen didn't get there by adding. They got there by letting go of the right things at the right time. This video is all 10, ranked, with the biggest one saved for last. We're going to cover: - why the very first thing on this list i...
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  If You Only Watch One Retirement Video, Make it This 13.06.2026 14นาที

  Most retirement advice isn't wrong. It's incomplete. And following incomplete advice for 30 years is how people end up financially ready for retirement but completely unprepared to live it. I've seen it hundreds of times. Someone hits their number and feels nothing. So they keep working, keep deferring, keep waiting. By the time they stop, the years they actually wanted are already gone. This is the podcast I wish I could send to everyone in their 50s before those decisions get made. We're...
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  The Real Math of Working One More Year (It’s Not What You Think) 06.06.2026 9นาที

  "Just one more year, to be safe." I've heard that sentence more times than almost any other in my career. One year becomes two, two becomes five. By the time they finally retire, something has shifted and retirement looks very different. This is the math of working one more year. Both sides of it. We're going to cover: - why Mark and Carol (example case) had $2.5 million saved and still couldn't say yes - the $600 a month question that changed everything in the room - what Carol said when ...
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  Why I Told My Client Not to Pay Off Their Mortgage Before Retiring 31.05.2026 9นาที

  Paying off your mortgage before retirement sounds responsible. Sometimes it is. Sometimes it quietly costs you the best years of your life. In this episode, James walks through the story of a client who delayed retirement for five extra years just to eliminate an $1,800 monthly mortgage payment. On paper, the decision looked smart. Her portfolio grew, her expenses dropped, and everything became more “secure.” But the years she gave up were the healthiest and most active years of her retireme...
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  Taxes on a $3M Retirement Portfolio: What You'll Actually Owe Each Year 24.05.2026 8นาที

  Most people assume retirement taxes are based on how much they withdraw. The real problem is what the IRS eventually forces them to withdraw. In this episode, James walks through what taxes can actually look like on a $3 million retirement portfolio and why two retirees with the exact same amount saved can end up with completely different tax bills. The difference is not the portfolio size. It is where the money lives. Traditional IRAs, Roth accounts, brokerage accounts, Social Security, an...