The Plain Bagel

The Plain Bagel

The Plain Bagel
Ülke Kanada
Türler Eğitim, İş, Yatırım
Dil EN
Bölüm 64
Son 24.09.2026

A educational show about investing and personal finance, with a touch of economics. The host, a CFA charterholder and CFP professional working as an investment analyst in Ottawa, aims to give people the knowledge to make better financial decisions. Episodes cover financial topics in an accessible way. The content is for education only and not meant as financial advice.

Bölümler

  • Investment Analyst Explains: Dumb Money 24.09.2026 26dk
    Take advantage of Blinkist's (today's sponsor) big promo of 7-days free PLUS a special discount of 60% on the Blinkist Annual premium valid only until November 21st: https://bit.ly/ThePlainBagelBlinkistShort Selling Explained: https://www.youtube.com/watch?v=CAs_aX95tVQToday we dive into (and critique) Dumb Money, a movie that recounts the wild stock rally of GameStop.If you'd like to support the channel, you can do so at https://www.patreon.com/ThePlainBagel :)DISCLAIMER:This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio manager at WDS Investment Management, he does not provide advice through The Plain Bagel, which is not affiliated with his employer). Learn more about your ad choices. Visit megaphone.fm/adchoices
  • The Cost of Share Dilution 24.09.2026 14dk
    Wallmine link: https://wallmine.com/users/sign-up?r=18im&utm_source=youtube&utm_medium=plainbagel&utm_campaign=plainbagelShare dilution refers to when a company issues more shares in addition to what's already outstanding, and even though you might not notice a change in the value of your share, it does have a material impact on your holdings. Some share issuances do eventually benefit the investor, others however can be very costly. So let's talk about share dilution it what it means for you, the investor.If you'd like to support the channel, you can do so at Patreon.com/ThePlainBagel :)Intro/Outro Music: https://www.bensound.com/royalty-free-musicDISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution. Richard Coffin is not registered to provide investment advice and as such does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers. Learn more about your ad choices. Visit megaphone.fm/adchoices
  • Plain Bagel QandA 2 | Income and Wolf Mugs 24.09.2026 8dk
    The Plain Bagel Q&A 2Question topics: The time it takes to invest, how to buy investments, gambling, income vs revenue, renting vs buying real estate*I apologize for the color issues with the video – we had technical lighting difficulties while filming*Episode Music:Marty Gots a Plan by Kevin MacLeod is licensed under a Creative Commons Attribution license (https://creativecommons.org/licenses/by/4.0/)Source: http://incompetech.com/music/royalty-free/index.html?isrc=USUAN1100671Artist: http://incompetech.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices
  • Why Investors Love Dividends (And Why They Can Be Dangerous) 24.09.2026 11dk
    Ever wonder what all the hype around dividends is? With today's video, we'll dive into how dividends work, why people like them so much, and what to look out for when hunting them down.Intro/Outro Music: https://www.bensound.com/royalty-free-musicEpisode Music: http://freemusicarchive.org/music/Podington_Bear/DISCLAIMER:Richard does not have a personal position in any of the referenced companies. This channel is for education purposes only and is not affiliated with any financial institution. Richard Coffin is not registered to provide investment advice and as such does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers. Learn more about your ad choices. Visit megaphone.fm/adchoices
  • Investment Analyst Reacts to Finance TikToks - Part 7 24.09.2026 23dk
    Diving back into to the world of TikToks to see what knowledge we can gleam.My name's Richard Coffin, I'm an investment analyst with my Chartered Financial Analyst and Certified Financial Planner designations, registered with the Ontario Securities Commission as a portfolio manager.If you'd like to support the channel, you can do so at Patreon.com/ThePlainBagel :)DISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers Learn more about your ad choices. Visit megaphone.fm/adchoices
  • Trump's "Revenge Tax" On Investors Outside the US 24.09.2026 20dk
    00:00 - Intro01:42 - What Section 899 Does02:44 - Withholding Tax Basics04:34 - Impacted Investments06:37 - What Constitutes "Discriminatory Taxes”10:21 - Implications for Foreign Countries12:03 - Implications for the US14:08 - What Investors Should DoHidden in the US "Big Beautiful Bill" is a meaningful tax proposal (Section 899) that will have a meaningful impact on investors outside the US...and the US itself. We explain the change in today's video.If you'd like to support the channel, you can do so at https://www.patreon.com/c/ThePlainBagel :)DISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers Learn more about your ad choices. Visit megaphone.fm/adchoices
  • The Canada-China Trade Deal 24.09.2026 23dk
    👉 To learn for free on Brilliant, go to https://brilliant.org/theplainbagel, scan the QR code onscreen. Brilliant’s also given our viewers 20% off an annual Premium subscription, which gives you unlimited daily access to everything on Brilliant. 00:00 - Intro03:15 - Canada and China Background06:48 - The Trade Deal08:58 - Other Agreements10:24 - Why China?13:15 - Controversy14:50 - Final Thoughts17:38 - ConclusionLast week, we saw Canada and China enter a new trade deal, thawing what's been a icy relationship between the two countries. Today we'll cover what's in the deal, and what it means for Canada and its relationship with the US for trade.DISCLAIMER:This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio manager at WDS Investment Management, he does not provide advice through The Plain Bagel, which is not affiliated with his employer). Richard makes no warranties regarding the accuracy of data included in this video. Learn more about your ad choices. Visit megaphone.fm/adchoices
  • Should You Buy a House? (First Time Home Buyers) 24.09.2026 15dk
    The first 100 people to go to https://www.blinkist.com/theplainbagel will get unlimited access for 1 week to try out Blinkist. You'll also get 25% off if you want the full membership.Mortgage calculator: https://www.realtor.ca/calculator#v=paymentIf you're interest in buying your first home, you're probably wondering how much home you can afford, and what you can expect to pay on a monthly basis. Today's video aims to offer valuable rules of thumbs and things to ask yourself before making the purchase.If you'd like to support the channel, you can do so at Patreon.com/ThePlainBagel :)Intro/Outro Music: https://www.bensound.com/royalty-free-musicDISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution. Richard Coffin is not registered to provide investment advice and as such does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers. Learn more about your ad choices. Visit megaphone.fm/adchoices
  • Why Markets Care About Oil (And Why Low Prices Could Be a Problem) 23.09.2026 18dk
    The first 1000 people who click the link will get 2 free months of Skillshare Premium: https://skl.sh/theplainbagel7If you'd like to support the channel, you can do so at Patreon.com/ThePlainBagel :)Intro/Outro Music: https://www.bensound.com/royalty-free-musicOil doesn't get a love of love, and rightfully so, but for the markets they are an incredibly important resource. In today's video, we explain why investors care about the price of oil and how low prices could actually be a bad thing.This video was sponsored by SkillshareDISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin is not registered to provide investment advice and as such does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers. Learn more about your ad choices. Visit megaphone.fm/adchoices
  • Plain Bagel QandA 5 | Mostly Weed Stock Questions 23.09.2026 10dk
    Check out Brandon Beavis' channel, Brandon Beavis Investing! Great guy with an impressive number of investment certifications for his age!https://www.youtube.com/channel/UCoYDuEolAYsjQzzqe2dh1sgEpisode Music:Marty Gots a Plan by Kevin MacLeod is licensed under a Creative Commons Attribution license (https://creativecommons.org/licenses/by/4.0/)Source: http://incompetech.com/music/royalty-free/index.html?isrc=USUAN1100671DISCLAIMER:Richard does not have a personal holding in any of the referenced companies. The videos on this channel are for education purposes only and do not constitute financial advice. Richard Coffin is not registered to provide investment advice and as such does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers and his content should not be used as a basis for investment trades. Learn more about your ad choices. Visit megaphone.fm/adchoices
  • Is a Bear Market Coming? 23.09.2026 13dk
    This Saturday, the current U.S. bull market turns 10 years old, the first to ever do so in America. But many are concerned that a bear market is waiting around the corner. Why? Let's find out on today's Plain Bagel!Intro/Outro Music: https://www.bensound.com/royalty-free-musicDISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution. Richard Coffin is not registered to provide investment advice and as such does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers. Learn more about your ad choices. Visit megaphone.fm/adchoices
  • Plain Bagel QandA 4 | P/E, QE, and Short-Term Needs 23.09.2026 9dk
    The Plain Bagel Q&A 4More Details on QE:QE is a concerted effort to provide additional monetary stimulus to the economy in order to light a fire under it and get growth increasing again. If we look back at recent history, during and for a long period after the financial crisis of 08/09, the central banks dropped their key interest rates to zero or virtually zero. They did this in order to incentivize the commercial banking system to borrow free money and then easily lend that same money out into the financial system for an easy profit for themselves. However, this didn’t work so well because, although the banks did borrow the free money, they then horded this free money in low to moderate risk investments without really investing and lending the funds into the real economy. At this point, this is where QE came into a necessary realization and effect.As mentioned, central banks (in effect) increase their own bank account balances and then buy various financial securities from commercial banks and other institutional investors. This effectively lowers longer-term interest rates (not short-term rates which are again already virtually zero) by artificially inflating the prices of the securities being bought by the QE operations. This in effect makes most government backed or guaranteed securities prevail at artificially and abnormally low yields (same interest payment, but higher prices). As a corollary, these same securities by default become much less attractive to any private market investor. In connecting the dots, as a final result, this will encourage both institutional and retail investors to put their money into more risky investments like stocks and corporate bonds, and this will eventually boost the stock market. Episode Music:Marty Gots a Plan by Kevin MacLeod is licensed under a Creative Commons Attribution license (https://creativecommons.org/licenses/by/4.0/)Source: http://incompetech.com/music/royalty-free/index.html?isrc=USUAN1100671Artist: http://incompetech.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices
  • What A Year... 23.09.2026 24dk
    👉 To learn for free on Brilliant, go to https://brilliant.org/theplainbagel, scan the QR code onscreen. Brilliant’s also given our viewers 20% off an annual Premium subscription, which gives you unlimited daily access to everything on Brilliant. 2025 has been a crazy year - let's unwind with the annual finance rewind and review what these past 12 months meant for markets and the world economy.If you'd like to support the channel, you can do so at https://www.patreon.com/c/ThePlainBagelDISCLAIMER:This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio manager at WDS Investment Management, he does not provide advice through The Plain Bagel, which is not affiliated with his employer). Richard makes no warranties regarding the accuracy of data included in this video. Learn more about your ad choices. Visit megaphone.fm/adchoices
  • Investment Analyst Reacts to Finance TikToks - Part 9 23.09.2026 30dk
    Markets are falling, and the world is in a full fledged trade war - let's watch some TikToks.My name's Richard Coffin, I'm an investment analyst with my Chartered Financial Analyst and Certified Financial Planner designations, registered with the Ontario Securities Commission as a portfolio manager.If you'd like to support the channel, you can do so at https://www.patreon.com/c/ThePlainBagel :)DISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewersEdited by: Emma Konrad & Richard Coffin Learn more about your ad choices. Visit megaphone.fm/adchoices
  • The Sketchy Companies Paying YouTubers to Promote Their Stock 23.09.2026 26dk
    Spreadsheet: https://docs.google.com/spreadsheets/d/1NgOmPul65qG_S7I774bc7YfFtL7cWsz6GtSabXhGKwQ/edit?usp=sharingI went through 123 YouTube videos promoting stocks to dig into the companies behind the sponsorships...and found some shocking stuff.DISCLAIMER:This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio manager at WDS Investment Management, he does not provide advice through The Plain Bagel, which is not affiliated with his employer). Richard makes no warranties regarding the accuracy of data included in this video. Learn more about your ad choices. Visit megaphone.fm/adchoices
  • What Constitutes Market Manipulation? Featuring @LegalEagle 23.09.2026 22dk
    There's been a lot of discussion around whether Keith Gill is manipulating GameStop shares - let's dive into whether or not this could be legally considered a pump and dump.Thank you @LegalEagle for lending your expertise!If you'd like to support the channel, you can do so at Patreon.com/ThePlainBagel :)DISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers Learn more about your ad choices. Visit megaphone.fm/adchoices
  • What To Do With Finfluencers? 23.09.2026 33dk
    CFA Report: https://rpc.cfainstitute.org/-/media/documents/article/industry-research/finfluencer-report.pdfChapters:00:00 - Introduction02:26 - It's Not All Bad04:55 - The Problem With Finfluencers05:53 - Risk 109:43 - Risk 2 & 313:12 - Risk 414:46 - Risk 516:07 - Why This Matters18:49 - What To Do? 23:56 - ConclusionMentioned Channels:- @TwoCentsPBS - @AswathDamodaranonValuation - @MoneyGuyShow Canada Database for Advisors:- Registration Status: https://info.securities-administrators.ca/nrsmobile/nrssearch.aspx- Disclosures: https://www.ciro.ca/advisor-report-searchUS Database for Advisors: - Registration and Disclosures: https://brokercheck.finra.org/Canadian Courses/Resources (mostly applicable outside of Canada as well, but some details are country-specific):- https://www.mcgillpersonalfinance.com/- https://www.desjardins.com/ca/co-opme/desjardins-difference/personal-finance-im-in-charge/index.jsp- https://www.wealthsimple.com/en-ca/learn/category/investingUS Courses/Resources (I unfortunately am not as familiar with US resources, but here are a couple):- https://investor.vanguard.com/investor-resources-education- https://www.wonderprofessor.com/123s24/123.htmlMy own qualifications:- Chartered Financial Analyst (CFA) designation- Certified Financial Planner (CFP) designation- Bachelors of Finance degree- 9 years experience working in finance- Registered as a portfolio manager under the Ontario Securities Commission in Canada.Credits:- This video contains songs composed by @Kevin MacLeod- Several clips were grabbed from X account TikTokInvestorsDISCLAIMER: I do not hold positions in any of the stocks/crypto mentioned in this video.This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio manager at WDS Investment Management, he does not provide advice through The Plain Bagel, which is not affiliated with his employer). Learn more about your ad choices. Visit megaphone.fm/adchoices
  • Another Crypto Exchange Founder Guilty - CZ's Charges Explained 23.09.2026 16dk
    Binance and its founder Chanpeng Zhao (CZ) have pleaded guilty to anti-money laundering charges. Let's dive into the case, and what it means for crypto.This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio manager at WDS Investment Management, he does not provide advice through The Plain Bagel, which is not affiliated with his employer). Learn more about your ad choices. Visit megaphone.fm/adchoices
  • The SpaceX IPO Is Wild 23.09.2026 28dk
    00:00 - Introduction03:44 - SpaceX Overview04:53 - IPO Details05:47 - Insane Valuation06:53 - The Wild Prospectus11:02 - The Retail Push11:38 - Other IPOs (Anthropic and OpenAI)13:23 - The Concerns16:56 - Crowding Out Risk17:58 - The AI Bubble20:24 - Concluding ThoughtsSpaceX IPOs today, and Anthropic/OpenAI are looking to go public in the near term. Today we discuss the trend, what it means for markets, and how it balances against fears of an AI bubble.DISCLAIMER:This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio manager at WDS Investment Management, he does not provide advice through The Plain Bagel, which is not affiliated with his employer). Richard makes no warranties regarding the accuracy of data included in this video. Learn more about your ad choices. Visit megaphone.fm/adchoices
  • The COVID-19 Stock Market Correction - Let's Talk 23.09.2026 17dk
    Up-to-date COVID-19 figures: https://gisanddata.maps.arcgis.com/apps/opsdashboard/index.html?utm_source=Global+Health+NOW+Main+List&utm_campaign=2741a95be8-EMAIL_CAMPAIGN_2020_02_24_01_37&utm_medium=email&utm_term=0_8d0d062dbd-2741a95be8-884823#/bda7594740fd40299423467b48e9ecf6Doctor Mike's Channel: https://www.youtube.com/channel/UC0QHWhjbe5fGJEPz3sVb6nwThe coronavirus has been making headlines, but while many are concerned about the health implications, others are worried that the impending pandemic will cause a recession. Let's talk about the situation and what to consider before making an investment decision.If you'd like to support the channel, you can do so at Patreon.com/ThePlainBagel :)DISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin is not registered to provide investment advice and as such does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers. Learn more about your ad choices. Visit megaphone.fm/adchoices

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