The Savvy Wallet Podcast

Епізоди

• EP. 226 - I Lost My Job. Borrowed Money To Eat. Then Became A Millionaire Using LinkedIn ft. Tobi Oluwole 29.06.2026 1год 27хв

  In this episode Ato sits down with Tobi Oluwole, Founder of Magnate Ventures & The Founder's Blueprint, Angel Investor & Linkedin Strategist. Focused on helping professionals and business owners monetise their knowledge online. After growing his audience to nearly 400,000 followers on LinkedIn through consistent daily content, he built a multi-million dollar business helping people grow their careers, personal brands and income online. We discuss: - Giving up his dream of playing football at Arsenal - Lessons from growing up in Nigeria - Get laid off from is job & applying to Shopify 7 times - How he uses Linkedin to make millions - Why 9-5ers NEED to use Linkedin - The simplest way you can use Linkedin to generate income and much more 🔗 Connect with Tobi: Linkedin: https://www.linkedin.com/in/thetobioluwole/ Youtube: https://www.youtube.com/@thetobioluwole --- 🗞️ Read Savvy Wallet: The Wealth Edit: https://savvywallet.substack.com/ --- 🤝 Partners Wise - Get a fee-free transfer up to £500: https://wise.com/invite/dic/atoo5 Xero - All-in-one accounting software for small businesses. Get 90% off for 6 months: https://xero.com/savvywallet Terms & Conditions apply. 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices
• EP. 225 - Wealth Advisor To The Super-Rich: Earn Between £40k - £130k? Do This To Build Serious Wealth ft. Bimpe Nkontchou 22.06.2026 1год 41хв

  In this episode Ato sits down with Bimpe Nkontchou who is a lawyer, wealth advisor, and founder of W8 Advisory, where she advises high-net-worth African families on how to build, structure, and preserve wealth across generations. We discuss: - Bimpe’s journey from building a law firm to wealth management - How to reinvent yourself every 10 years - Principles every family should adopt - The strategies the rich use to build wealth - Behind the curtains of how the super wealthy make & spend their money - How wealth can destroy a family ⁃ The $2.5 Trillion Wealth Transfer in Africa and much more 🔗 Connect with Bimpe: Bimpe's Linkedin: https://www.linkedin.com/in/bimpe-nkontchou-ba741a4/ Bimpe's Instagram: https://www.instagram.com/bimpe_nkontchou/ W8's Linkedin: https://www.linkedin.com/company/w8-advisory/posts/?feedView=all --- 🗞️ Read Savvy Wallet: The Wealth Edit: https://savvywallet.substack.com/ --- 🤝 Sponsors Wise - Get a fee-free transfer up to £500: https://wise.com/invite/dic/atoo5 --- 🤝 Partners Xero - All-in-one accounting software for small businesses. Get 90% off for 6 months: https://xero.com/savvywallet Terms & Conditions apply. 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices
• EP. 224 - ISA Millionaire: If I Had To Become A Stock Market Millionaire Again, I'd Do This (Not SpaceX) ft. Leon Boros 15.06.2026 1год 33хв

  In this episode, Ato speaks with Leon Boros, who is a private investor and former corporate financier who became an ISA Millionaire in 2013 (Meaning he built a £1M+ tax-free portfolio made up of stock investments) and he's been investing for over 30 years. We discuss: - The impact SpaceX, OpenAI & Anthropic will have on the market - How to assess SpaceX as an investment - What Leon looks for in undervalued companies - What he'd do to become a stock market millionaire again and much more 🔗 Connect with Leon: X/Twitter: https://x.com/boros10 --- 🗞️ Read Savvy Wallet: The Wealth Edit: https://savvywallet.substack.com/ --- 🤝 Sponsors Wise - Get a fee-free transfer up to £500: https://wise.com/invite/dic/atoo5 Xero - All-in-one accounting software for small businesses. Get 90% off for 6 months: https://xero.com/savvywallet Terms & Conditions apply. --- 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices
• EP. 223 - Financial Advisor: The 5 Decisions That Determine Whether You Retire At 50 Or 67 ft. Pete Matthew (Meaningful Money) 08.06.2026 1год 32хв

  In this episode Ato speaks with Pete Matthew is a Chartered Financial Planner with more than 27 years of experience helping people build wealth, plan for retirement and make smarter financial decisions. He’s also the creator of Meaningful Money, one of the UK’s leading personal finance platforms where through hundreds of podcast episodes and videos, he’s helped millions better understand money and long-term financial planning. We discuss:: - What people neglect when chasing financial success - Planning for early retirement - Major money milestones to achieve by each age - A retired teacher who was left £750,000. Struggling to spend the money - The balance between working hard and enjoying your life and much more 🔗 Connect with Pete: Youtube: https://www.youtube.com/@MeaningfulMoney --- 🗞️ Read Savvy Wallet: The Wealth Edit: https://savvywallet.substack.com/ --- 🤝 Sponsors Wise - Get a fee-free transfer up to £500: https://wise.com/invite/dic/atoo5 Xero - All-in-one accounting software for small businesses. Get 90% off for 6 months: https://xero.com/savvywallet Terms & Conditions apply. --- 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices
• EP. 222 - 9-5 Millionaire: How I Built 7 Streams Of Income From A $36K Salary ft. Jemal King 01.06.2026 1год 26хв

  In this episode Ato speaks with Jemal King is an entrepreneur, real estate investor, and author known as the “9 to 5 Millionaire.” A former Chicago police officer, he built a multimillion-dollar portfolio while working full-time, growing into 400+ properties and multiple seven-figure businesses. Today, he teaches people how to turn income into assets and long-term wealth. We discuss: - How Jemal became a 9 to 5 millionaire. From $35,000 salary to millionaire - The 7 streams of income for building wealth - Growing up in south side Chicago - Building a skyscraper in Chicago - The 5 pillars that have shaped Jemal's life and much more 🔗 Connect with Jemal: Instagram: https://www.instagram.com/9to5millionaire/ Youtube: https://www.youtube.com/@9to5MillionaireNetwork --- 🗞️ Read Savvy Wallet: The Wealth Edit: https://savvywallet.substack.com/ --- 🤝 Partners Xero - All-in-one accounting software for small businesses. Get 90% off for 6 months: https://xero.com/savvywallet Terms & Conditions apply. --- 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices
• EP. 221 - Property Investor: The New Way AI Is Helping People Build Wealth Through Property ft. Julianah Owusu 25.05.2026 1год 18хв

  In this episode Ato speaks with Julianah Owusu, a Property Investor & Developer and Founder of RefurbMate. We discuss: - What people are misunderstanding about property in 2026 - How to use AI to buy and invest in property - Property opportunities outside of London - Investing in property in the healthcare industry and much more 🔗 Connect with Julianah: Youtube: https://www.youtube.com/@PropertyByJewels Instagram: https://www.instagram.com/propertybyjewels/ Linkedin: https://www.linkedin.com/in/julianah-owusu-195a9812/ --- 🗞️ Read Savvy Wallet: The Wealth Edit: https://savvywallet.substack.com/ --- 🤝 Partners Xero - All-in-one accounting software for small businesses. Get 90% off for 6 months: https://xero.com/savvywallet Terms & Conditions apply. --- 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices
• EP. 220 - I Was The Lowest Paid Amongst My Friends. Lived On LEFTOVER FOOD. Then Became A Millionaire ft. Bola Sokunbi 18.05.2026 49хв

  In this episode Ato speaks with Bola Sokunbi, bestselling author, certified financial education instructor, and founder of Clever Girl Finance, one of the leading personal finance platforms helping women build wealth and financial independence. She has written six books, including Clever Girl Millionaire, and is widely known for making money advice practical, relatable, and empowering. We discuss: - Sacrifices Bola's parents made that changed her life - How her parents starting again built her resilience - Sacrifices of saving $100k on a $54,000 salary - 4 pillars of building wealth - How to spot "fake wealth" & side hustle scams - Women are more educated but not building more wealth - 3 financial moves to make today and much more 🔗 Connect with Bola: Youtube: https://www.youtube.com/@Clevergirlfinance Instagram: https://www.instagram.com/clevergirlfinance/Instagram Personal: https://www.instagram.com/bolasokunbi/ Linkedin: https://www.linkedin.com/in/bola-sokunbi/ Grab Bola's latest book: Clever Girl Millionaire - https://amzn.to/4tIWef7 --- 🗞️ Read Savvy Wallet: The Wealth Edit: https://savvywallet.substack.com/ --- 🤝 Partners Xero - All-in-one accounting software for small businesses. Get 90% off for 6 months: https://xero.com/savvywallet Terms & Conditions apply. --- 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices
• EP. 219 - Financial Adviser Exposes: Many High Earners Are Closer To Broke Than You Think ft. Ryan Kingsley 11.05.2026 1год 30хв

  In this episode Ato speaks with Ryan Kingsley a chartered financial adviser who supports high-earning professionals, entrepreneurs and international clients in structuring their wealth, pensions and long-term financial plans. We discuss: - From surviving being stabbed to becoming a financial advisor - Client earning £500,000 salary with no savings & spending £40k on holiday - How the wealthy think about, save and invest their money - Ideal order to build wealth - Investing opportunities for higher earners - How to buy commercial property within your pension and much more 🔗 Connect with Ryan: Youtube: https://www.youtube.com/@Consultkingsley Instagram: https://www.instagram.com/consultkingsley/ Linkedin: https://www.linkedin.com/in/ryan-kingsley-advdipfa-cemap-certltcp-alfbf-6547666a/ --- 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL --- 🤝 Partners Xero - All-in-one accounting software for small businesses. Get 90% off for 6 months: https://xero.com/savvywallet Terms & Conditions apply. --- 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices
• EP. 218 - Ex-Goldman Sachs Trader: Last Time The US Stock Market Did This, People Made Nothing For 10 Years ft. Debodun Osekita 04.05.2026 1год 31хв

  In this episode Ato speaks with Debodun Osekita a former trader at Goldman Sachs, where he operated in high-pressure global markets, managing risk and capital at scale. He's also the Founder of Stock Pickers Academy, a community that educates you on investing in the stock market. We discuss: - Lessons from Goldman Sachs Trading Floor - Why the S&P 500 will return 0% over the next 10 years - Why the Iran War is bad for your finances - Stock Market opportunities for 2026 - How to invest your first £1,000 and much more 🔗 Connect with Debodun: Instagram: ⁠https://www.instagram.com/stockpickersacademy⁠ Instagram personal: ⁠https://www.instagram.com/coachdebs.spa Linkedin: https://www.linkedin.com/in/debodunosekita/ --- 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL --- 🤝 Partners Tide Get £50 cashback when you open a FREE business account with Tide and spend £100. Make sure to use code "SAVVYMTD" during sign-up. If you’re self-employed, Tide can help you prepare for Making Tax Digital with simple tools to track your finances, estimate tax in real time, and keep everything organised in one place. Sign up here: https://www.tide.co/savvymtd/ Terms & Conditions apply. --- 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices
• EP. 217 - Communication Experts: Never Say This - The 3 Second Trick To Speak With Authority & Confidence ft. Frederick Afrifa and Gordon K Williams 20.04.2026 1год 38хв

  In this episode Ato speaks with Frederick Afrifa and Gordon K Williams — founders of leadership communication group and co-authors of Unmute Yourself. They help people communicate with clarity, confidence and impact, using speaking as a powerful tool to unlock career and business opportunities. We discuss: - How to speak with confidence and clarity - Why miscommunication is costing you more than you think - Minimising nerves before you speak - How to stop rambling and speak concisely - The art of listening and much more! 🔗 Connect with Frederick: Instagram: https://www.instagram.com/frederickafrifa_/ 🔗 Connect with Gordon: Instagram: https://www.instagram.com/gordonkwilliams.co/ --- 🗞️ Read Savvy Wallet: The Wealth Edit: https://savvywallet.substack.com/ --- 🤝 Partners Tide Get £50 cashback when you open a FREE business account with Tide and spend £100. Make sure to use code "SAVVYMTD" during sign-up. If you’re self-employed, Tide can help you prepare for Making Tax Digital with simple tools to track your finances, estimate tax in real time, and keep everything organised in one place. Sign up here: https://www.tide.co/offers/savvymtd/ Terms & Conditions apply. --- 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices
• EP. 216 - Property Expert: It Just Became 2x Harder To Get Property In The UK ft. Kazeem Alli-Balogun 13.04.2026 1год 22хв

  In this episode Ato speaks with Kazy — a property investor and developer behind Property by Kazy, with over a decade of experience in the UK property market. We discuss: - Big banks buying up property & what that means for you - Why you don't need 7 streams of income - The glamorisation of overworking (and how to have a better work life balance) - Is buy to let dead in 2026? - Best property strategies for beginners and much more 🔗 Connect with Kazy: Instagram: https://www.instagram.com/propertybykazy/ --- 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL --- 🤝 Partners Tide Get £50 cashback when you open a FREE business account with Tide and spend £100. Make sure to use code "SAVVYMTD" during sign-up. If you’re self-employed, Tide can help you prepare for Making Tax Digital with simple tools to track your finances, estimate tax in real time, and keep everything organised in one place. Sign up here: https://www.tide.co/offers/savvymtd/ Terms & Conditions apply. --- 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices
• EP. 215 - Ex-Banker: Moved To The UK In 2019. Rejected For £45k Job, Now My Assets Make That In A Month ft. Ruky Alabi-Oyelayo 06.04.2026 1год 31хв

  In this episode Ato speaks with Ruky Alabi-Oyelayo, a former banker, entrepreneur, career strategist, investor, Author and founder of RKY Careers, a fast-growing training and education platform that has helped over 10,000 professionals reposition their careers and transition into higher-paying roles. We discuss: - Her journey and challenges of migrating from Nigeria to the UK - Pivoting from Accountancy to Financial Technology - How she utilised her salary to build multiple streams of income (and how you can too) - How she saved 70% of her salary - Owning 10 rental properties in Nigeria - Steps to pivot in your career and increase your salary - Steps she took to quit her job & scale her business to 7 figures and much more 🔗 Connect with Ruky: Instagram: https://www.instagram.com/coachruky/ Linkedin: https://www.linkedin.com/in/rukayat-alabi-21a63a75/ --- 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL --- 🤝 Sponsors Tide Get £50 cashback when you open a FREE business account with Tide and spend £100. Make sure to use code "SAVVYMTD" during sign-up. If you’re self-employed, Tide can help you prepare for Making Tax Digital with simple tools to track your finances, estimate tax in real time, and keep everything organised in one place. Sign up here: https://www.tide.co/offers/savvymtd/ Terms & Conditions apply. --- 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices
• EP. 214 - Financial Advisor Exposes The Middle Income System Designed To Keep You Working For Life ft. Emmanuel Asuquo 30.03.2026 1год 34хв

  In this episode Ato speaks with Emmanuel Asuquo, a financial advisor, author, and wealth educator known for breaking down money in a way that’s practical, honest, and culturally relevant. Through his work, he helps professionals rethink their relationship with income, ownership, and long-term wealth. We discuss: - The Middle Income Trap keeping people broke - How Uber and Deliveroo has tricked us into thinking we're rich - Steps to building wealth starting with £1,000 - Owning property vs stocks vs business - How to stop living paycheque to paycheque and much more 🔗 Connect with Emmanuel: Instagram: https://www.instagram.com/theemaneffectuk/ --- 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL --- 🤝 Sponsors 21Shares AD - 21shares is a Swiss-based firm founded in 2018 that builds exchange-listed crypto ETPs, designed for traditional investment platforms. Crypto is a high-risk investment and may result in the total loss of the capital invested. Please inform yourself in advance about the risks – for more information on these risks, please visit the 21Shares website: https://bit.ly/408jdUO Tide Get £50 cashback when you open a FREE business account with Tide and spend £100. Make sure to use code "SAVVYMTD" during sign-up. If you’re self-employed, Tide can help you prepare for Making Tax Digital with simple tools to track your finances, estimate tax in real time, and keep everything organised in one place. Sign up here: https://www.tide.co/offers/savvymtd/ Terms & Conditions apply. --- 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices
• EP. 213 - Investing Expert Warns: The Iran War Just Changed Your Financial Future (What You Must Know) ft. Dan Kemp 23.03.2026 1год 51хв

  In this episode, Ato speaks with Daniel Kemp an investment strategist and former Chief Research and Investment Officer at Morningstar, where he helped oversee hundreds of billions in client assets. He is now the founder of Portfolio Thinking, a research platform focused on helping investors navigate uncertainty, make better long-term decisions, and separate market signal from noise. In this episode we discuss: - How investors should interpret the Iran War - The Impact of the Iran War on the UK & US Stock Market - Impact the Middle East Conflict could have on the US economy - Investing £1,000 vs £10,000 vs £100,000 - How to use AI for investing and much more 🔗 Connect with Dan: Linkedin: https://www.linkedin.com/in/dan-kemp-b6779437/ --- 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL --- 🤝 Sponsors 21Shares AD - 21shares is a Swiss-based firm founded in 2018 that builds exchange-listed crypto ETPs, designed for traditional investment platforms. Crypto is a high-risk investment and may result in the total loss of the capital invested. Please inform yourself in advance about the risks – for more information on these risks, please visit the 21Shares website: https://bit.ly/408jdUO Tide Get £50 cashback when you open a FREE business account with Tide and spend £100. Make sure to use code "SAVVYMTD" during sign-up. If you’re self-employed, Tide can help you prepare for Making Tax Digital with simple tools to track your finances, estimate tax in real time, and keep everything organised in one place. Sign up here: https://www.tide.co/offers/savvymtd/ Terms & Conditions apply. --- 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices
• EP. 212 - Accountant Reveals The 7 Red Flags That Triggers A Tax Investigation With HMRC ft. Rachel Harris 16.03.2026 1год 42хв

  In this episode, Ato speaks with Rachel Harris an accountant and founder of a £2 million accountancy firm supporting over 700 UK businesses. She’s known for making complex tax rules simple and for giving honest insight into how HMRC really works. Through her firm and online platform, she helps business owners navigate UK tax with confidence, structure smarter, and build long-term wealth. In this episode we discuss: - Red flags that trigger an investigation with HMRC - Biggest tax mistakes people make - What financial data HMRC can access - Smartest director salaries for 2026/27 - Rachel's top 4 tax tips - What is making tax digital and much more 🔗 Connect with Rachel Instagram: https://www.instagram.com/accountant_she/ Linkedin: https://www.linkedin.com/in/rachel-harris-a3192372/ --- 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL --- 🤝 Sponsors 21Shares AD - 21shares is a Swiss-based firm founded in 2018 that builds exchange-listed crypto ETPs, designed for traditional investment platforms. Crypto is a high-risk investment and may result in the total loss of the capital invested. Please inform yourself in advance about the risks – for more information on these risks, please visit the 21Shares website: https://bit.ly/408jdUO Tide Get £50 cashback when you open a FREE business account with Tide and spend £100. Make sure to use code "SAVVYMTD" during sign-up. If you’re self-employed, Tide can help you prepare for Making Tax Digital with simple tools to track your finances, estimate tax in real time, and keep everything organised in one place. Sign up here: https://www.tide.co/offers/savvymtd/ Terms & Conditions apply. --- 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices
• EP. 211 - Money Experts: The 6 Wealth Principles That Made Us Financially Free In Our 30’s ft. Ken and Mary Okoroafor (The Humble Penny) 09.03.2026 1год 41хв

  In this episode, Ato speaks with Ken and Mary Okoroafor, Sunday Times bestselling authors, financial coaches, and founders of The Humble Penny. After becoming financially independent in their early 30s, they’ve dedicated their work to helping families build lasting wealth through disciplined habits and long-term thinking. We discuss: - How the pursuit of financial freedom has changed - People needing permission to get a second income stream - Moving from employee mindset to wealth builder - Importance of investing your first £1,000 - Actually achieving financial joy and much more! 🔗 Connect with Ken and Mary: Website: https://thehumblepenny.com Instagram: https://www.instagram.com/thehumblepenny/ YouTube: https://youtube.com/thehumblepenny TikTok: https://www.tiktok.com/@thehumblepenny LinkedIn (Ken): https://www.linkedin.com/in/ken-okoroafor/ LinkedIn (Mary): https://www.linkedin.com/in/mary-okoroafor --- 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL --- 🤝 Sponsors 21Shares AD - 21shares is a Swiss-based firm founded in 2018 that builds exchange-listed crypto ETPs, designed for traditional investment platforms. Crypto is a high-risk investment and may result in the total loss of the capital invested. Please inform yourself in advance about the risks – for more information on these risks, please visit the 21Shares website: https://bit.ly/408jdUO Xero - All-in-one accounting software for small businesses. Get 90% off of Xero for 6 months by visiting: https://xero.com/savvywallet Terms & Conditions apply. --- 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices
• EP. 210 - Mortgage Advisor: The Ultimate Guide To Getting A Mortgage In 2026 ft. Dan Knott 02.03.2026 1год 9хв

  In this episode we have Dan Knott, who is a Mortgage Advisor, Dan Knott who has helped hundreds of first-time buyers secure their first mortgages and homeowners navigate one of the biggest financial decisions of their lives.  In this episode we discuss: - How renting can help you buy a property - UK Property being the cheapest it's been in years - Why people are taking out longer mortgages - Improving your credit scores - How mortgages work for business owners - How to get ready to buy your first property and much more 🔗 Connect with Dan:Instagram: https://www.instagram.com/dandoesmortgages_ --- 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL --- 🤝 Sponsors Xero - All-in-one accounting software for small businesses. Get 90% off of Xero for 6 months by visiting: https://xero.com/savvywallet Terms & Conditions apply. --- 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices
• EP. 209 - “I'll Never Invest In The Stock Market” 3 Money Experts Clash On The Best Way to Build Wealth 23.02.2026 1год 38хв

  In this episode, Ato speaks with Ajmal Mushtaq, the Founder of Boss Pizza. Julianah Owusu, a Property Investor & Developer and Founder of RefurbMate. Ian Dempsey, an Independent Financial Adviser, Financial Planner & Financial Coach. We discuss: - The best way to build wealth in 2026 - Does everyone need to contribute to a pension - Can you still build wealth with property in 2026 - Why not everyone invests in the stock market - Why the wealth gap could continue to increase - Will the middle class disappear and much more 🔗 Connect with Julianah: Instagram: https://www.instagram.com/propertybyjewels Linkedin: https://www.linkedin.com/in/julianah-owusu-195a9812/ TikTok: https://www.tiktok.com/@propertybyjewels Youtube: https://www.youtube.com/@PropertyByJewels 🔗 Connect with Ian: Instagram: https://www.instagram.com/idthemoneyman/ Linkedin: https://www.linkedin.com/in/ian-dempsey/ TikTok: https://www.tiktok.com/@idthemoneyman 🔗 Connect with Ajmal: Instagram: https://www.instagram.com/ajmal_mushtaq/ TikTok: https://www.tiktok.com/@ajmalmushtaq Linkedin: https://www.linkedin.com/in/ajmal-mushtaq-4342a363/ --- 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL --- 🤝 Sponsors Xero - All-in-one accounting software for small businesses. Get 90% off of Xero for 6 months by visiting: https://xero.com/savvywallet Terms & Conditions apply. --- 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices
• EP. 208 - Investing Expert: The Only 2 Investments You Need To Build Wealth In 2026 ft. Andrew Craig 16.02.2026 1год 30хв

  In this episode, Ato speaks with Andrew Craig, an investor, best-selling finance author of “How to Own The World, and financial educator of 13 years and founder of personal finance website: Plain English Finance We discuss: - The 2 investments to build wealth in 2026 - What people are missing about the current world order - The risk with global index funds - How to navigate building wealth in the UK - Entering an era of super abundance and much more 🔗 Connect with Andrew: Linkedin: https://www.linkedin.com/in/andrewcraigpef/ Youtube: https://www.youtube.com/@PlainEnglishFinance 📚Grab Andrew's Books: How To Own The World Before You're 30: https://amzn.to/4aiuec2 How To Own The World: https://amzn.to/3JmqHOM Live on Less, Invest the Rest: https://amzn.to/41b0Uze --- 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL --- 🤝 Sponsors Xero - All-in-one accounting software for small businesses. Get 90% off of Xero for 6 months by visiting: https://xero.com/savvywallet Terms & Conditions apply. --- 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices
• EP. 207 - Why Intelligent People Stay Underpaid For Years (While "D" Students Get Rich) ft. Hayley Mulenda Record 09.02.2026 1год 20хв

  In this episode, Ato speaks with Hayley Mulenda Record. She’s a best selling author, a multi-award winning international speaker, and someone who’s spent years helping people understand confidence, identity, and the inner voice that shapes how we show up in our lives and careers. We discuss: - Hayley breaking free from limitations she saw in her area - How to build a wealthy identity - Why so many people stay underpaid - Shutting down your negative inner voice - The self talk and identity that helped her make seven figures - The importance of personal branding and much more 🔗 Connect with Hayley: Linkedin: https://www.linkedin.com/in/hayleymulenda/ Instagram: https://www.instagram.com/hayleymulenda/ 📚Grab Hayley's book "Speak Up": https://amzn.to/4ch73A5 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL 🤝 Sponsors Saily Download SAILY in your app store and use our code savvywallet at checkout to get an exclusive 15% off your first purchase! For further details go to https://saily.com/savvywallet Xero - All-in-one accounting software for small businesses. Get 90% off of Xero for 6 months by visiting: https://xero.com/savvywallet Terms & Conditions apply. 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices